CN111709858A - Method and system for picking and paying patent products and computer readable storage medium - Google Patents
Method and system for picking and paying patent products and computer readable storage medium Download PDFInfo
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Abstract
The invention discloses a method for picking and paying patent products, which comprises the following steps: when detecting that the patent product transferor and the patent product transferee contract, transferring preset funds from the transferee account to the transferor account, and locking the preset funds; monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not; and if so, unlocking the preset fund. Compared with the prior art in which the mode of picking up goods and then paying or the mode of picking up goods and then paying, the technical scheme provided by the embodiment of the invention greatly improves the goods picking and paying fairness of the patent products and greatly reduces the default risk. The invention also discloses a system for picking and paying the patent products and a storage medium, which have corresponding technical effects.
Description
Technical Field
The invention relates to the technical field of electronic commerce, in particular to a method and a system for picking and paying patent products and a computer readable storage medium.
Background
In the market trading practice of intellectual property, the trading behavior of patent products is more and more active, so that the utilization rate of intellectual property is greatly improved, and transfer income is brought to intellectual property right holders. For the intellectual property management of enterprises, profits can be created for the enterprises through patent product transaction, so that the operational benefits of the enterprises are enhanced.
The existing patent product picking and paying methods mainly comprise two methods, namely firstly picking and then paying, and secondly paying and then picking, and the two payment methods lack fairness and have no objective and fair third party supervision, so that the default risk exists.
In summary, how to effectively solve the problems of lack of fairness, existence of default risks and the like in the delivery and payment of patent products is a problem which needs to be solved urgently by technical personnel in the field at present.
Disclosure of Invention
The invention aims to provide a method for picking and paying patent products, which greatly improves the fairness of picking and paying the patent products and greatly reduces the default risk; another object of the present invention is to provide a system for paying for picking up a patent product and a computer readable storage medium.
In order to solve the technical problems, the invention provides the following technical scheme:
a method for paying for picking up patented products, comprising:
when detecting that the patent product transferor and the patent product transferee contract, transferring preset funds from the transferee account to the transferor account, and locking the preset funds; wherein the transferor account is a card holder account;
monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not;
and if so, unlocking the preset fund.
In a specific embodiment of the present invention, the unlocking operation of the preset fund includes:
and when detecting that the patent product transferee actively lifts the target patent product before the listing period expires, unlocking the preset fund.
In a specific embodiment of the present invention, the unlocking operation of the preset fund includes:
and unlocking corresponding amount in the preset fund according to the delivery amount.
In an embodiment of the present invention, when the patent product transferee is an intermediary, after the unlocking operation is performed on the preset fund, the method further includes:
acquiring the pre-sale quantity of the target patent products from contract transaction to listing expiration;
judging whether the pre-sale quantity is smaller than the contract agreed quantity or not;
if yes, calculating the quantity difference between the contract agreed quantity and the pre-sale quantity and the value difference between the current market price and the listing price;
transferring the total deficit from the transferee account to the transferor account.
In a specific embodiment of the present invention, when the patent product transferee is an intermediary, transferring a preset fund from a transferee account to a transferee account, and locking the preset fund, the method includes:
and transferring preset funds from the account of the transferee to the account of the transferor according to the payment proportion agreed by the card holder and the intermediate trader, and locking the preset funds.
In an embodiment of the present invention, before the dealer performs the picking operation at the expiration of the listing period, the method further includes:
and when detecting that the fund amount obtained by the intermediary for the pre-sale of the target patent product reaches the surplus money agreed by both parties, transferring the surplus money from the transferee account to the transferor account.
In an embodiment of the present invention, before the dealer performs the picking operation at the expiration of the listing period, the method further includes:
and when receiving fund transfer requests sent by the card registering party and the middleman, transferring corresponding funds from the transferee account to the transferor account, and locking corresponding amount of money.
In one embodiment of the present invention, the method further comprises:
when a fund unlocking request of a patent product transferor is received, judging whether the fund unlocking request is valid or not;
and if so, unlocking the fund of the corresponding amount to the transferor account.
A patented product pick-up payment system comprising:
the transferor trading terminal is used for interacting with the transferee trading terminal to form a trading contract;
the fund transfer platform is used for transferring preset fund from the account of the transferee to the account of the transferor and locking the preset fund when the contract of the transferor of the patent product and the transferee of the patent product is detected to be met; monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not; if so, unlocking the preset fund; wherein the transferor account is a card holder account;
and the transferee transaction terminal is used for carrying out goods picking operation on the target patent product.
In an embodiment of the present invention, the fund transfer platform is specifically configured to unlock the preset fund when it is detected that the patentee performs an active delivery operation on the target patent product before the expiry of the listing period.
In a specific embodiment of the present invention, the fund transfer platform is specifically configured to unlock a corresponding amount of money in the preset fund according to the pickup amount.
In a specific embodiment of the present invention, the fund transfer platform is further configured to, when the patent product transferee is an intermediary, obtain the pre-sale quantity of the target patent product from contract agreement to listing expiration after the preset fund is unlocked; judging whether the pre-sale quantity is smaller than the contract agreed quantity or not; if yes, calculating the quantity difference between the contract agreed quantity and the pre-sale quantity and the value difference between the current market price and the listing price; calculating a total difference according to the number difference and the value difference; transferring the total deficit from the transferee account to the transferor account.
In a specific embodiment of the present invention, the fund transfer platform is specifically configured to, when the patent product transferee is an intermediary, transfer preset funds from the transferee account to the transferee account according to a payment ratio agreed by the registered party and the intermediary, and lock the preset funds.
In a specific embodiment of the present invention, the fund transfer platform is further configured to, before the listing period expires, transfer the surplus fund to the transferor account when it is detected that a fund amount obtained by the reseller for pre-selling the target patent product reaches a surplus fund agreed by both parties, the surplus fund being transferred from the transferee account to the transferor account.
In a specific embodiment of the present invention, the fund transfer platform is further configured to, before the listing period expires and the facilitator performs a goods withdrawal operation, transfer the corresponding fund from the transferee account to the transferor account and lock the corresponding amount of money when receiving a fund transfer request sent by the listing party and the facilitator.
In a specific embodiment of the present invention, the fund transfer platform is further configured to determine whether a fund unlocking request of the patent product transferor is valid when the fund unlocking request is received; and if so, unlocking the fund of the corresponding amount to the transferor account.
A computer readable storage medium having stored thereon a computer program which, when executed by a processor, carries out the steps of a method for payment of delivery of a patent product as hereinbefore described.
By applying the method provided by the embodiment of the invention, when the contract of the patent product transferor and the patent product transferee is detected to be met, the preset fund is transferred from the transferee account to the transferor account, and the preset fund is locked; monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not; and if so, unlocking the preset fund. Through monitoring the transaction process of the patent product, the preset fund transferred from the transferee account to the transferor account can be unlocked while the operation of picking up the target patent product by the transferee of the patent product is detected, and compared with the mode of picking up the product first and then paying or picking up the product first and then paying in the prior art, the method greatly improves the fairness of picking up and paying the product of the patent product and greatly reduces the default risk.
Correspondingly, the embodiment of the invention also provides a device, equipment and a computer readable storage medium for picking and paying the patent products, which correspond to the method for picking and paying the patent products, and the technical effects are achieved, and the details are not repeated herein.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a flow chart of an implementation of a method for picking and paying for a patent product according to an embodiment of the present invention;
FIG. 2 is a flow chart of another implementation of a method for picking and paying for a patent product according to an embodiment of the present invention;
fig. 3 is a block diagram of a system for picking and paying patent products according to an embodiment of the present invention.
Detailed Description
In order that those skilled in the art will better understand the disclosure, the invention will be described in further detail with reference to the accompanying drawings and specific embodiments. It is to be understood that the described embodiments are merely exemplary of the invention, and not restrictive of the full scope of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The first embodiment is as follows:
referring to fig. 1, fig. 1 is a flowchart of an implementation of a method for picking and paying for a patent product according to an embodiment of the present invention, where the method may include the following steps:
s101: and when the contract of the patent product transferor and the patent product transferee is detected, transferring the preset fund from the transferee account to the transferor account, and locking the preset fund.
Wherein, the transferor account is a card-holder account.
The patent product transferor and the patent product transferee can sign related contracts for the target patent product, when the fund transfer platform detects that the patent product transferor and the patent product transferee contract to deal, the preset fund is transferred from the transferee account to the transferor account, and the preset fund is locked. The transferor account is the card holder account. The licensor of the main licensing contract of the patent product can only be a listing party, namely a patent product distributor, and the licensee of the main licensing contract of the patent product can be an intermediary or a qualified investor.
S102: monitoring the patent product assignees, judging whether the patent product assignees carry goods operation on the target patent product, if so, executing the step S103, otherwise, not processing.
After the preset fund transferred from the transferee account to the transferor account is locked, the transferee of the patent product can monitor and judge whether the transferee of the patent product has a goods lifting operation on the target patent product, if the goods lifting operation exists, the step S103 can be continuously executed, otherwise, the transferee of the patent product does not carry out the goods lifting operation of the patent product during the period that the listing validity period of the patent product is not expired, and no processing is needed.
S103: and unlocking the preset fund.
After the condition that the goods picking operation exists on the patent product transferee is determined, the unlocking operation can be carried out on the preset fund transferred from the transferee account to the transferee account, so that the goods picking and paying operation of the patent product is completed, the simultaneous carrying of the goods picking and the transferring of the fund of the patent product is ensured, and compared with the mode that the goods picking is carried out firstly and then the payment is carried out or the goods picking is carried out firstly and then the payment is carried out, the fairness of the goods picking and paying operation of the patent product is greatly improved, and the default risk is greatly reduced.
The patent product assignor may be an intermediary qualified investor directly transacting with the listing party, or a qualified investor assigning intellectual property rights to the intermediary qualified investor directly transacting with the listing party, which is not limited in the embodiment of the present invention.
By applying the method provided by the embodiment of the invention, when the contract of the patent product transferor and the patent product transferee is detected to be met, the preset fund is transferred from the transferee account to the transferor account, and the preset fund is locked; monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not; and if so, unlocking the preset fund. Through monitoring the transaction process of the patent product, the preset fund transferred from the transferee account to the transferor account can be unlocked while the operation of picking up the target patent product by the transferee of the patent product is detected, and compared with the mode of picking up the product first and then paying or picking up the product first and then paying in the prior art, the method greatly improves the fairness of picking up and paying the product of the patent product and greatly reduces the default risk.
It should be noted that, based on the first embodiment, the embodiment of the present invention further provides a corresponding improvement scheme. In the following embodiments, steps that are the same as or correspond to those in the first embodiment may be referred to each other, and corresponding advantageous effects may also be referred to each other, which are not described in detail in the following modified embodiments.
Example two:
referring to fig. 2, fig. 2 is a flowchart of another implementation of a method for picking and paying for a patent product according to an embodiment of the present invention, where the method may include the following steps:
s201: and when the contract of the patent product transferor and the patent product transferee is detected, transferring the preset fund from the transferee account to the transferor account, and locking the preset fund.
S202: and when the contract of the patent product transferor and the patent product transferee is detected, transferring the preset fund from the transferee account to the transferor account, and locking the preset fund, if so, executing the step S203, otherwise, not processing.
S203: and when detecting that the patent product transferee actively picks up the target patent product before the listing period expires, unlocking the corresponding amount in the preset fund according to the picking amount.
Patent product transferors can carry out goods extraction to the patent products of corresponding quantity in the agreement as required during the period of listing the patent products after contracting with patent property goods transferors, and when detecting that the patent product transferors carry out active goods extraction operation on target patent products before the expiration of listing, unlocking operation is carried out on corresponding money in preset funds according to the goods extraction quantity, thereby providing convenience for the patent product transferors.
S204: and when the patent product transferee is an intermediary, acquiring the pre-sale quantity of the target patent product from contract transaction to listing expiration.
When the patent product assignor is the middleman, the middleman can pre-sell the target patent product after the contract deal, and can acquire the pre-sale quantity of the target patent product from the contract deal to the listing expiration.
S205: and judging whether the pre-sale quantity is smaller than the contract agreed quantity, if so, executing the step S206, otherwise, not processing.
After the pre-sale quantity of the target patent product from contract transaction to listing expiration is obtained by the intermediary, whether the pre-sale quantity is smaller than the contractual agreement quantity or not can be judged, if yes, operation that the patent product transferee does not accord with the regulation is shown, the step S206 can be continuously executed, and if not, behavior that the patent product transferee accords with the regulation is shown, and no processing is needed.
S206: and calculating the quantity difference between the contract agreed quantity and the pre-sale quantity and the value difference between the current market price and the listing price.
When it is determined that the pre-sold quantity of the target patent product from contract deal to listing expiration is less than the pick-up quantity, the quantity difference between the contract agreed quantity and the pre-sold quantity and the value difference between the current market price and the listing price can be calculated.
The listing price is determined according to the evaluation value given by off-line expert evaluation, namely the listing reference price, and the preset listing price amplitude.
S207: and calculating a total difference according to the quantity difference and the value difference.
After the quantity difference between the calculated delivery quantity and the pre-sale quantity and the value difference between the current market price and the listing price are obtained through calculation, the total difference can be calculated according to the quantity difference and the value difference.
S208: the total deficit is transferred from the transferee account to the transferor account.
After the total difference between the listing price and the current market price at the expiration of the listing is calculated, the total difference may be transferred from the transferee account to the transferor account. Therefore, the patent product assignees can be supervised, and good order of patent product transaction is ensured.
In one embodiment of the present invention, when the transferee of the patent product is an intermediary, transferring the preset fund from the transferee account to the transferee account, and locking the preset fund, the method includes:
and transferring the preset fund from the account of the transferee to the account of the transferor according to the payment proportion agreed by the two parties of the listing party and the middleman, and locking the preset fund.
When the patent product transferee is the intermediate trader, the card-hanging party and the intermediate trader can agree with the payment proportion in advance, and when the patent product transferee carries out goods picking on the patent product, the preset fund can be transferred from the transferee account to the transferor account according to the payment proportion agreed by the two parties, and locking is carried out.
In an embodiment of the present invention, before the dealer performs the picking operation, the method may further include the following steps:
and when detecting that the fund amount obtained by the intermediary for the pre-sale of the target patent product reaches the surplus money agreed by the two parties, transferring the surplus money from the account of the transferee to the account of the transferee.
Before the patent product transferee carries out goods drawing on the patent product, when detecting that the fund amount obtained by the intermediary for pre-selling the target patent product reaches the surplus money agreed by the two parties, transferring the surplus money from the transferee account to the transferee account. The patent product transferee can complete the rest of money and unlock the total amount of money; or the remaining money of the total amount is transferred and paid by the fund transfer platform through payment nodes such as payment time, payment times, payment amount (proportion), payment mode and the like appointed by both the patent product transferor and the patent product transferee.
In an embodiment of the present invention, before the dealer performs the picking operation at the expiration of the listing, the method further includes:
and when a fund transfer request sent by the registering party and the middleman is received, transferring the corresponding fund from the account of the transferee to the account of the transferor, and locking the corresponding amount of money.
When the locked amount of the middleman does not reach the remaining amount of money of the main license contract of the listing party, the listing party and the middleman can jointly send a fund transfer request to the fund transfer platform, the fund transfer platform can approve the fund transfer request when receiving the fund transfer request sent by the listing party and the middleman, and after the approval is passed, corresponding fund can be transferred from the account of the transferee to the account of the transferee and the corresponding amount of money is locked.
In one embodiment of the present invention, the method may further comprise the steps of:
the method comprises the following steps: when a fund unlocking request of a patent product transferor is received, judging whether the fund unlocking request is valid or not, if so, executing the step two, and if not, performing no processing;
step two: the transferor account is transferred with the corresponding amount of funds.
When the fund unlocked in the account of the transferor of the patent product cannot meet the production requirement of the patent product, the transferor of the patent product can send a fund unlocking request to the fund transfer platform, applies for continuous unlocking of the fund, the fund transfer platform judges whether the fund unlocking request is valid or not, if the fund unlocking request is valid, the fund of corresponding amount is transferred to the account of the transferor, supervises delivery of the patent product according to the agreement, and if the fund is invalid, no treatment is carried out.
Corresponding to the above method embodiment, the embodiment of the present invention further provides a system for picking and paying patent products, and the system for picking and paying patent products described below and the method for picking and paying patent products described above may be referred to correspondingly.
Referring to fig. 3, fig. 3 is a block diagram illustrating a structure of a system for picking and paying a patent product according to an embodiment of the present invention, where the system may include:
the transferor trading terminal 1 is used for interacting with the transferee trading terminal 3 to form a trading contract;
the fund transfer platform 2 is used for transferring preset fund from the account of the transferee to the account of the transferor and locking the preset fund when the contract of the transferor of the patent product and the transferee of the patent product is detected to be met; monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not; if yes, unlocking the preset fund; wherein, the transferor account is a card holder account;
and the transferee transaction terminal 3 is used for carrying out goods picking operation on the target patent product.
By applying the system provided by the embodiment of the invention, when the contract of the patent product transferor and the patent product transferee is detected to be met, the preset fund is transferred from the transferee account to the transferor account, and the preset fund is locked; monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not; and if so, unlocking the preset fund. Through monitoring the transaction process of the patent product, the preset fund transferred from the transferee account to the transferor account can be unlocked while the operation of picking up the target patent product by the transferee of the patent product is detected, and compared with the mode of picking up the product first and then paying or picking up the product first and then paying in the prior art, the method greatly improves the fairness of picking up and paying the product of the patent product and greatly reduces the default risk.
In an embodiment of the present invention, the fund transfer platform 2 is specifically configured to perform an unlocking operation on preset fund when it is detected that the patentee performs an active pickup operation on the target patent product before the expiry of the listing period.
In an embodiment of the present invention, the fund transfer platform 2 is specifically configured to unlock a corresponding amount of money in the preset fund according to the pickup amount.
In a specific embodiment of the present invention, the fund transfer platform 2 is further configured to, when the transferee of the patent product is an intermediary, obtain the pre-sale quantity of the target patent product from contract transaction to listing expiration after the preset fund is unlocked; judging whether the pre-sale quantity is smaller than the contract agreed quantity or not; if yes, calculating the quantity difference between the contract appointed quantity and the pre-sale quantity and the value difference between the current market price and the listing price; calculating a total difference according to the quantity difference and the value difference; the total deficit is transferred from the transferee account to the transferor account.
In an embodiment of the present invention, the fund transfer platform 2 is specifically configured to, when the transferee of the patent product is an intermediary, transfer the preset fund from the account of the transferee to the account of the transferor according to a payment ratio agreed by both the listing party and the intermediary, and lock the preset fund.
In an embodiment of the present invention, the fund transfer platform 2 is further configured to, before the intermediary performs the picking operation at the expiration of listing, transfer the remaining money from the transferee account to the transferor account when detecting that the amount of funds obtained by the intermediary for pre-selling the target patent product reaches the remaining money agreed by both parties.
In an embodiment of the present invention, the fund transfer platform 2 is further configured to, before the dealer performs the goods picking operation at the expiration of the listing period, transfer the corresponding fund from the transferee account to the transferee account and perform a locking operation on the corresponding amount when receiving a fund transfer request sent by the listing party and the dealer.
In a specific embodiment of the present invention, the fund transfer platform 2 is further configured to determine whether the fund unlocking request is valid when the fund unlocking request of the patent product transferor is received; and if so, unlocking the fund of the corresponding limit to the account of the transferor.
Corresponding to the above method embodiment, the present invention further provides a computer-readable storage medium having a computer program stored thereon, the computer program, when executed by a processor, implementing the steps of:
when detecting that the patent product transferor and the patent product transferee contract, transferring preset funds from the transferee account to the transferor account, and locking the preset funds; monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not; and if so, unlocking the preset fund.
The computer-readable storage medium may include: various media capable of storing program codes, such as a usb disk, a removable hard disk, a Read-only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.
For the introduction of the computer-readable storage medium provided by the present invention, please refer to the above method embodiments, which are not described herein again.
The embodiments are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same or similar parts among the embodiments are referred to each other. The device, the apparatus and the computer-readable storage medium disclosed in the embodiments correspond to the method disclosed in the embodiments, so that the description is simple, and the relevant points can be referred to the description of the method.
Those of skill would further appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both, and that the various illustrative components and steps have been described above generally in terms of their functionality in order to clearly illustrate this interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software module executed by a processor, or in a combination of the two. A software module may reside in Random Access Memory (RAM), memory, Read Only Memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art.
The principle and the implementation of the present invention are explained in the present application by using specific examples, and the above description of the embodiments is only used to help understanding the technical solution and the core idea of the present invention. It should be noted that, for those skilled in the art, it is possible to make various improvements and modifications to the present invention without departing from the principle of the present invention, and those improvements and modifications also fall within the scope of the claims of the present invention.
Claims (17)
1. A method for paying for picking up patent products is characterized by comprising the following steps:
when detecting that the patent product transferor and the patent product transferee contract, transferring preset funds from the transferee account to the transferor account, and locking the preset funds; wherein the transferor account is a card holder account;
monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not;
and if so, unlocking the preset fund.
2. The patented product pick-up payment method of claim 1, wherein unlocking the preset funds comprises:
and when detecting that the patent product transferee actively lifts the target patent product before the listing period expires, unlocking the preset fund.
3. The patented product pick-up payment method of claim 2, wherein unlocking the preset funds comprises:
and unlocking corresponding amount in the preset fund according to the delivery amount.
4. The method for paying for picking up patent products according to claim 1, further comprising, after the unlocking operation of the preset fund, when the transferee of patent products is an intermediary:
acquiring the pre-sale quantity of the target patent products from contract transaction to listing expiration;
judging whether the pre-sale quantity is smaller than the contract agreed quantity or not;
if yes, calculating the quantity difference between the contract agreed quantity and the pre-sale quantity and the value difference between the current market price and the listing price;
calculating a total difference according to the number difference and the value difference;
transferring the total deficit from the transferee account to the transferor account.
5. The method for paying for picking up patent products according to claim 4, wherein when the transferee of patent products is an intermediary, transferring preset funds from the account of the transferee to the account of the transferee, and locking the preset funds comprises:
and transferring preset funds from the account of the transferee to the account of the transferor according to the payment proportion agreed by the card holder and the intermediate trader, and locking the preset funds.
6. The patented product pick-up payment method of claim 5, further comprising, before the intermediary performs the pick-up operation at the expiration of listing:
and when detecting that the fund amount obtained by the intermediary for the pre-sale of the target patent product reaches the surplus money agreed by both parties, transferring the surplus money from the transferee account to the transferor account.
7. The patented product pick-up payment method of claim 5, further comprising, before the intermediary performs the pick-up operation at the expiration of listing:
and when receiving fund transfer requests sent by the card registering party and the middleman, transferring corresponding funds from the transferee account to the transferor account, and locking corresponding amount of money.
8. The patented product pick-up payment method as claimed in any one of claims 1 to 7, further comprising:
when a fund unlocking request of a patent product transferor is received, judging whether the fund unlocking request is valid or not;
and if so, unlocking the fund of the corresponding amount to the transferor account.
9. A system for paying for picking patent products, comprising:
the transferor trading terminal is used for interacting with the transferee trading terminal to form a trading contract;
the fund transfer platform is used for transferring preset fund from the account of the transferee to the account of the transferor and locking the preset fund when the contract of the transferor of the patent product and the transferee of the patent product is detected to be met; monitoring the patent product assignees, and judging whether the patent product assignees carry goods operation on the target patent products or not; if so, unlocking the preset fund; wherein the transferor account is a card holder account;
and the transferee transaction terminal is used for carrying out goods picking operation on the target patent product.
10. The system of claim 9, wherein the fund transfer platform is specifically configured to unlock the preset fund when it is detected that the patent product acquirer performs an active goods pickup operation on the target patent product before the expiration of listing.
11. The system of claim 10, wherein the fund transfer platform is specifically configured to unlock a corresponding amount of money in the preset fund according to a quantity of the goods to be picked.
12. The system for picking and paying patent products according to claim 9, wherein the fund transfer platform is further configured to obtain the pre-sale amount of the target patent products from contract transaction to listing expiration after the preset fund is unlocked when the patent product transferee is an intermediary; judging whether the pre-sale quantity is smaller than the contract agreed quantity or not; if yes, calculating the quantity difference between the contract agreed quantity and the pre-sale quantity and the value difference between the current market price and the listing price; calculating a total difference according to the number difference and the value difference; transferring the total deficit from the transferee account to the transferor account.
13. The system of claim 12, wherein the fund transfer platform is specifically configured to transfer a preset fund from the account of the transferee to the account of the transferor according to a payment ratio agreed by the two parties of the listing party and the intermediary when the transferee of the patent product is the intermediary, and lock the preset fund.
14. The system of claim 13, wherein the fund transfer platform is further configured to transfer the surplus fund from the transferee account to the transferor account when detecting that the amount of fund obtained by the intermediary for pre-selling the target patent product reaches the surplus fund agreed by both parties before the intermediary performs the goods withdrawal operation at the expiration of listing.
15. The system of claim 13, wherein the fund transfer platform is further configured to transfer the corresponding fund from the transferee account to the transferor account and lock the corresponding amount of money when receiving a fund transfer request sent by the listing party and the intermediary before the intermediary performs the goods-picking operation at the expiration of listing.
16. The system for picking and paying patent products according to any one of claims 9 to 15, wherein the fund transfer platform is further configured to determine whether a fund unlocking request of a patent product transferor is valid when the fund unlocking request is received; and if so, unlocking the fund of the corresponding amount to the transferor account.
17. A computer-readable storage medium, having stored thereon a computer program which, when executed by a processor, carries out the steps of the method for payment of delivery of patent products according to any one of claims 1 to 8.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910204691.XA CN111709858A (en) | 2019-03-18 | 2019-03-18 | Method and system for picking and paying patent products and computer readable storage medium |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910204691.XA CN111709858A (en) | 2019-03-18 | 2019-03-18 | Method and system for picking and paying patent products and computer readable storage medium |
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| CN111709858A true CN111709858A (en) | 2020-09-25 |
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| CN201910204691.XA Pending CN111709858A (en) | 2019-03-18 | 2019-03-18 | Method and system for picking and paying patent products and computer readable storage medium |
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| CN101783001A (en) * | 2009-12-10 | 2010-07-21 | 重庆文迅网络科技有限公司 | Metal material electronic trading system with trade clicking function |
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Application publication date: 20200925 |