CN111612500A - Financial resource expiration reminding method and device and electronic equipment - Google Patents
Financial resource expiration reminding method and device and electronic equipment Download PDFInfo
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Abstract
The invention provides a financial resource expiration reminding method, which is used for reminding a user of the term of a financial resource owned by the user, and comprises the following steps: receiving business personnel input to configure the expiration reminding content and the expiration reminding rule of the financial resource; receiving an access request of a client, wherein the access request comprises user identification information; performing information matching based on the access request, and generating an information page display file corresponding to the user identifier, wherein the information page display file comprises an expiration reminding code, and the expiration reminding code is used for displaying expiration reminding content according to an expiration reminding rule; and returning the page display file to the client so that the client executes the expiration reminding code to remind the financial resource of expiration. The method can remind the financial resources of due before the financial resources are due, effectively avoids the use waste of the financial resources such as coupons and the like, saves the financial resources and further reduces the marketing cost.
Description
Technical Field
The invention relates to the field of computer information processing, in particular to a financial resource expiration reminding method and device and electronic equipment.
Background
With the development of science and technology, electronic coupons (also called electronic discount coupons) are introduced in electronic commerce, so that users holding electronic coupons can enjoy price offers provided by merchants when consuming online or offline. Merchants often offer a large number of coupons to attract consumers when they are conducting promotional and promotional programs. Meanwhile, the user may download a discount, or other type of coupon, etc. of a shop, a commodity, a physical store, etc. through a client of various kinds of applications to purchase the commodity or service using the coupon.
However, in an actual application scenario, the electronic coupon issuing route is single, and usually the electronic coupon is issued uniformly by an administrator of a merchant, and the uniform issuing of the electronic coupon by the administrator may cause that the configuration of the electronic coupon is not flexible enough, and the user getting route is also limited. Such as configuration of coupons. If the merchant needs to adjust the dispensing amount, the merchant needs to be managed by a mall manager, the operation is complex, and the use is not convenient enough. In addition, for the supply and demand of the coupons of the financial products, a large part of the issued coupons cannot be used by the users, for example, the coupons are expired, the users do not find the coupons expired in time, and great waste and low efficiency exist, thereby causing waste of financial resources and increasing marketing cost.
In the related art, a coupon providing method is disclosed, and the method includes receiving a coupon request sent by a user side, where the coupon request includes a coupon type and a user identity; searching the created coupon pool according to the coupon request to obtain a target coupon queue corresponding to the coupon type; the coupon pool comprises at least one coupon queue, and the at least one coupon queue is in one-to-one correspondence with at least one coupon type; the at least one coupon queue each includes at least one coupon; the at least one coupon carries a respective coupon identity, the coupon identity comprises a coupon type, and the target coupon is extracted from the target coupon queue. The method reduces the performance cost of the server when the coupon is issued, improves the response speed, but does not mention the expiration reminding aspect. Further, there are also the following problems: the method for displaying the coupon is inconvenient, and operators cannot timely and freely change the coupon display style and the like, and display without due reminding and the like.
In summary, there is still much room for improvement in resource allocation and management, and therefore, there is a need for a financial resource expiration reminding method.
Disclosure of Invention
In order to solve the above problem, the present invention provides a financial resource expiration reminding method for reminding a user of a term of a financial resource owned by the user, the expiration reminding method including: receiving business personnel input to configure the expiration reminding content and the expiration reminding rule of the financial resource; receiving an access request of a client, wherein the access request comprises user identification information; performing information matching based on the access request, and generating an information page display file corresponding to the user identifier, wherein the information page display file comprises an expiration reminding code, and the expiration reminding code is used for displaying expiration reminding content according to the expiration reminding rule; and returning the page display file to the client so that the client executes the expiration reminding code to remind the financial resource of expiration.
Preferably, the expiration reminding code is Html floating layer code or web page scripting language popup code.
Preferably, the generating an information page presentation file corresponding to the user identifier includes: according to the user identification information, carrying out information matching with the user characteristic information recorded in the user database so as to judge whether the user is a new user, whether a coupon exists, the coupon type and the valid remaining time of the coupon; and generating an information page display file corresponding to the user identification information based on the judgment result and the configuration rule.
Preferably, the user characteristic information includes user attribute information, member attribute information, and ticket type information associated with the user identification information, wherein the ticket type information includes a discount type, a cash type, a free type, and a payment type.
Preferably, the configuration rule includes configuring a resource bit for financial resource expiration reminding, and associating the financial product information, the coupon type information, the user attribute information and the member attribute information using the user identification information.
Preferably, the information matching further comprises: recording the effective time and the expiration time of each coupon, monitoring the effective remaining time of each coupon, and reminding the expiration of financial resources for a user associated with the coupon through user identification information when the effective remaining time of the coupon is less than a set threshold value.
Preferably, the financial resource expiration reminding method further includes: on a visual interface, business personnel set or edit configuration parameters to configure expiration reminding contents and expiration reminding rules of financial resources, wherein the configuration parameters comprise basic information parameters and rule parameters.
Preferably, the basic information parameters comprise a financial product type, a financial resource name, an effective time and an expiration time of each financial resource, a user state and a configuration auditing state; and the rule parameters include at least one of: the resource expiration reminding method comprises the following steps of resource expiration reminding rule parameters, user group configuration parameters, user association channel parameters and rule logic parameters.
Preferably, the returning the page display file to the client so that the client executes the expiration reminding code to remind the financial resource of expiration further comprises: and the client generates a dynamic page based on the returned page display file, wherein the dynamic page comprises page frame codes and page element codes.
In addition, the present invention also provides a financial resource expiration reminding apparatus for reminding a user of a term of a financial resource owned by the user, the financial resource expiration reminding apparatus comprising: the first transceiver module is used for receiving business personnel input to configure the expiration reminding content and the expiration reminding rule of the financial resource; the second transceiver module is used for receiving an access request of a client, wherein the access request comprises user identification information; the processing module is used for carrying out information matching based on the access request and generating an information page display file corresponding to the user identifier, wherein the information page display file comprises an expiration reminding code, and the expiration reminding code is used for displaying expiration reminding content according to the expiration reminding rule; and the reminding module is used for returning the page display file to the client so that the client executes the due reminding code to remind the financial resource that the financial resource is due.
Preferably, the expiration reminding code is Html floating layer code or web page scripting language popup code.
Preferably, the financial resource expiration reminding apparatus further comprises: the judging module is used for carrying out information matching with the user characteristic information recorded in the user database according to the user identification information so as to judge whether the user is a new user, whether a coupon exists, the coupon type and the valid remaining time of the coupon; and the generating module generates an information page display file corresponding to the user identification information based on the judgment result and the configuration rule.
Preferably, the user characteristic information includes user attribute information, member attribute information, and ticket type information associated with the user identification information, wherein the ticket type information includes a discount type, a cash type, a free type, and a payment type.
Preferably, the configuration rule includes configuring a resource bit for financial resource expiration reminding, and associating the financial product information, the coupon type information, the user attribute information and the member attribute information using the user identification information.
Preferably, the financial resource expiration reminding device further comprises a monitoring module, wherein the monitoring module is configured to record the effective time and expiration time of each ticket, monitor the valid remaining time of each ticket, and remind the user associated with the ticket through the user identification information of the expiration of the financial resource when the valid remaining time of the ticket is smaller than a set threshold.
Preferably, the financial resource expiration reminding apparatus further comprises: on a visual interface, business personnel set or edit configuration parameters to configure expiration reminding contents and expiration reminding rules of financial resources, wherein the configuration parameters comprise basic information parameters and rule parameters.
Preferably, the basic information parameters comprise a financial product type, a financial resource name, an effective time and an expiration time of each financial resource, a user state and a configuration auditing state; and the rule parameters include at least one of: the resource expiration reminding method comprises the following steps of resource expiration reminding rule parameters, user group configuration parameters, user association channel parameters and rule logic parameters.
Preferably, the financial resource expiration reminding apparatus further comprises: and the client generates a dynamic page based on the returned page display file, wherein the dynamic page comprises page frame codes and page element codes.
In addition, the present invention also provides an electronic device, wherein the electronic device includes: a processor; and a memory storing computer executable instructions that, when executed, cause the processor to perform the financial resource expiration reminder method of the present invention.
Further, the present invention provides a computer-readable storage medium, wherein the computer-readable storage medium stores one or more programs which, when executed by a processor, implement the financial resource expiration reminding method of the present invention.
Advantageous effects
Compared with the prior art, the financial resource expiration method can remind the financial resource of expiration before the financial resource expires, and the page display mode of the expiration reminding is more flexible, so that the financial resource can be more effectively and reasonably used by a user, the financial resource waste such as coupons is effectively avoided, the financial resource is saved, and the marketing cost is further reduced; the relevant service personnel such as the operator can change the display style of the coupon timely and freely, and the resource management capability of the service platform of the financial product is improved.
Drawings
In order to make the technical problems solved by the present invention, the technical means adopted and the technical effects obtained more clear, the following will describe in detail the embodiments of the present invention with reference to the accompanying drawings. It should be noted, however, that the drawings described below are only illustrations of exemplary embodiments of the invention, from which other embodiments can be derived by those skilled in the art without inventive faculty.
FIG. 1 is a flow chart of an example of a financial resource expiration reminder of the present invention.
Fig. 2 is a diagram of an example of a visualization interface of an application scenario of the financial resource expiration reminding method of the present invention.
FIG. 3 is a flow chart of another example of the financial resource expiration reminder method of the present invention.
FIG. 4 is a flowchart of yet another example of the financial resource expiration reminder method of the present invention
Fig. 5 is a schematic block diagram showing an example of the financial resource expiration reminding apparatus according to embodiment 2 of the present invention.
Fig. 6 is a schematic configuration block diagram of another example of the financial resource expiration reminding apparatus according to embodiment 2 of the present invention.
Fig. 7 is a schematic configuration block diagram of still another example of the financial resource expiration reminding apparatus according to embodiment 2 of the present invention.
Fig. 8 is a block diagram of an exemplary embodiment of an electronic device according to the present invention.
Fig. 9 is a block diagram of an exemplary embodiment of a computer-readable medium according to the present invention.
Detailed Description
Exemplary embodiments of the present invention will now be described more fully with reference to the accompanying drawings. The exemplary embodiments, however, may be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these exemplary embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of the invention to those skilled in the art. The same reference numerals denote the same or similar elements, components, or parts in the drawings, and thus their repetitive description will be omitted.
Features, structures, characteristics or other details described in a particular embodiment do not preclude the fact that the features, structures, characteristics or other details may be combined in a suitable manner in one or more other embodiments in accordance with the technical idea of the invention.
In describing particular embodiments, the present invention has been described with reference to features, structures, characteristics or other details that are within the purview of one skilled in the art to provide a thorough understanding of the embodiments. One skilled in the relevant art will recognize, however, that the invention may be practiced without one or more of the specific features, structures, characteristics, or other details.
The flow charts shown in the drawings are merely illustrative and do not necessarily include all of the contents and operations/steps, nor do they necessarily have to be performed in the order described. For example, some operations/steps may be decomposed, and some operations/steps may be combined or partially combined, so that the actual execution sequence may be changed according to the actual situation.
The block diagrams shown in the figures are functional entities only and do not necessarily correspond to physically separate entities. I.e. these functional entities may be implemented in the form of software, or in one or more hardware modules or integrated circuits, or in different networks and/or processor means and/or microcontroller means.
It will be understood that, although the terms first, second, third, etc. may be used herein to describe various elements, components, or sections, these terms should not be construed as limiting. These phrases are used to distinguish one from another. For example, a first device may also be referred to as a second device without departing from the spirit of the present invention.
The term "and/or" and/or "includes any and all combinations of one or more of the associated listed items.
In the prior art, the problem that financial resources are unreasonably distributed by financial products exists, and meanwhile, the problem that users waste the use of the financial resources exists, wherein the financial resources mainly refer to electronic coupons for marketing, and the types of the coupons include discount types, cash types, interest-free types, repayment types and the like.
In view of the above problems, the present invention provides a financial resource expiration reminding method, which can remind the expiration of financial resources before the expiration of financial resources, effectively avoid the waste of the use of financial resources such as coupons, and further reduce the marketing cost.
In order that the objects, technical solutions and advantages of the present invention will become more apparent, the present invention will be further described in detail with reference to the accompanying drawings in conjunction with the following specific embodiments.
Example 1
Hereinafter, an embodiment of the financial resource expiration reminding method of the present invention will be described with reference to fig. 1 to 4.
FIG. 1 is a flow chart of an example of a financial resource expiration reminder method of the present invention.
As shown in fig. 1, the method for reminding the expiration of financial resources of the present invention mainly comprises the following steps.
Step S101, receiving input of business personnel to configure expiration reminding content and expiration reminding rules of financial resources.
Step S102, receiving an access request of a client, wherein the access request comprises user identification information.
Step S103, based on the access request, performing information matching, and generating an information page display file corresponding to the user identifier, where the information page display file includes an expiration reminding code, and the expiration reminding code is used for displaying expiration reminding content according to the expiration reminding rule.
And step S104, returning the page display file to the client so that the client executes the expiration reminding code to remind the financial resource of expiration.
In this example, the financial resource expiration reminding method is used to remind the user of the term of the financial resource that he owns.
It should be noted that the financial resources in the present invention are essentially electronic data or data calculation rules in a particular format and usage, which data represents the financial meaning associated with a particular user. Such as cash vouchers, cash packages, change tickets, discount vouchers, coupons, etc., in electronic form, and in the case of coupons, the types of coupons include discount types, cash types, interest-free types, and payment types, etc. For example, the coupons include a full discount coupon a, a cash coupon B, and a discount coupon C, wherein the full discount coupon a deducts a preset amount when the amount of the consumption order satisfies a certain amount, for example: coupon full of 200 minus 10 dollars. The cash ticket B can be used without limiting the amount of the purchase order, and can be used to withhold cash equivalent to the face value, for example, a 20-dollar ticket can be withheld 20-dollar cash. The discount ticket C may calculate the payout amount according to the discount value and the amount of the purchase order, for example, a 5-fold ticket may cause the user to pay 50% of the amount of the purchase order.
Next, in step S101, a business person input is received to configure the expiration reminding content and the expiration reminding rule of the financial resource, wherein the business person is, for example, various business persons such as an operator, an engineer, a manager, and the like.
Fig. 2 is a diagram showing an example of a visualization interface of an application scenario of the financial resource expiration reminding method of the present invention.
As shown in fig. 2, on the visual interface, the business personnel sets or edits the configuration parameters to configure the expiration reminding content and the expiration reminding rule of the financial resource, where the configuration parameters include basic information parameters and rule parameters.
Further, the basic information parameters include the financial product type, the name of the financial resource, the effective time and the expiration time of each financial resource, the user status, and the configuration audit status.
Still further, the rule parameters include at least one of: the resource expiration reminding method comprises the following steps of resource expiration reminding rule parameters, user group configuration parameters, user association channel parameters and rule logic parameters.
In this example, the resource expiration reminding rule parameters include a presentation mode of the coupon to the user, a reminding pop-up frequency, a reminding time, and the like.
It should be noted that the user association channel refers to the source of the user, not the source of the resource. For example, the user is obtained through a WeChat link, or obtained by some advertising platform, etc.
Next, in step S102, an access request of the client is received, the access request including the user identification information.
In this example, the client sends an access request to the server, and the server receives the access request, where the access request includes user identification information, and the user identification information is used to identify a user identity, in this example, a user account. For example, the user identification information corresponding to each of the client 01, the client 02, and the client 03 is U00 × 1, U00 × 2, and U00 × 3, respectively.
Next, in step S103, based on the access request, information matching is performed, and an information page display file corresponding to the user identifier is generated.
In this example, the server performs information matching based on the access request, i.e. according to the user identification information.
Specifically, user characteristic information of each user is recorded in a user database of the server, and each user characteristic information includes identification information for identifying the user characteristic information and an information page display file corresponding to the representation information.
It should be noted that, in this example, the user characteristic information includes user attribute information, member attribute information, and ticket type information associated with the user identification information, where the ticket type information includes a discount type, a cash type, a free type, and a payment type; the user attribute information comprises user basic characteristic information, whether the user is a new user, whether credit is granted, whether dynamic support behavior exists and the like; the member attribute information includes member level information and the like.
In this example, when the server receives an access request from a client, according to user identification information included in the access request, information matching is performed with user characteristic information recorded in a user database to determine whether the user is a new user, whether there is a ticket, a ticket type, and valid remaining time of the ticket.
And then, generating an information page display file corresponding to the user identification information based on the judgment result and the configuration rule.
In this example, the determination result includes information matching and information mismatching.
Specifically, on one hand, in the case that the user identification information included in the access request matches with the user feature data recorded in the user database, an information page display file corresponding to the user identification information is generated.
On the other hand, under the condition that the user identification information contained in the access request is not matched with the user characteristic data recorded by the user database, the user identification information is recorded in the user database, all users and information page display files thereof corresponding to the user characteristic information with the matching degree of the user identification information being more than 60% (preferably 80%) are screened out, all the information page display files are analyzed, the information page display files corresponding to the user identification information are customized in a combined mode, and therefore the corresponding information page display files are generated.
Further, the configuration rule includes configuring a resource bit for financial resource expiration reminding, and associating the financial product information, the coupon type information, the user attribute information, and the member attribute information using the user identification information.
Next, in step S104, the page display file is returned to the client, so that the client executes the expiration reminding code to remind the financial resource of expiration.
In this example, the page presentation file generated in step S103 is returned to the client as a response to the access request.
Specifically, the information page display file comprises an expiration reminding code, wherein the expiration reminding code is used for displaying expiration reminding contents according to the expiration reminding rule, and the reminding rule comprises a display mode, a reminding frequency, a reminding time, a reminding mode and the like of the coupon displayed to the user; the reminding content comprises the type information of the ticket, the remaining effective time of the ticket, the number of the ticket, the financial product or service corresponding to the ticket and the like.
Further, the client generates a dynamic page based on the returned page display file rendering, wherein the dynamic page comprises page frame codes and page element codes.
Specifically, the page frame code is a code for generating a graphic layout, and the page element code is a code for generating a text, an icon, a picture, text content, colors of the text and the picture, and the like, wherein each service person may configure the page element code in the background to generate a corresponding dynamic page. Due to the fact that the editability of the page display file is high, the flexibility of the generated dynamic page is improved, the service capability of service personnel for resource management is improved, and more effective and reasonable resource management is achieved.
It should be noted that the generated dynamic page is different for different clients. In other words, the informational page of the expiration reminder as seen by each user is different.
Preferably, the expiration reminding code is Html floating layer code or web page scripting language popup code. In other words, the dynamic page displayed at the client is displayed in a floating layer manner or in a popup window manner. However, the present invention is not limited thereto, and the above description is only by way of example and is not to be construed as limiting the present invention. It should be noted that, the expiration reminding code can be updated in real time according to the user data, so as to realize a more desirable display mode for the user.
In other examples, as shown in fig. 3, the financial resource expiration reminding method of the present invention further includes a step S301 of monitoring a change in the remaining validity time of the coupon.
Specifically, in step S301, the server further records the effective time and expiration time of each coupon, and monitors the effective remaining time of each coupon, specifically, when the effective remaining time of a coupon is less than a set threshold, performs a financial resource expiration reminder on a user associated with the coupon through the user identification information.
Further, the threshold is set to 24 hours, 36 hours, 48 hours, 72 hours, or the like, for example.
Preferably, different expiration reminding modes are set for different set thresholds, for example, the expiration reminding frequency of the set threshold of 72 hours is less than the expiration reminding frequency of the set threshold of 24.
It should be noted that the above description is only for illustrative purposes, and the present invention is not limited thereto.
The above-described procedure of the financial resource expiration reminding method is only for explanation of the present invention, and the order and number of steps are not particularly limited. In addition, the steps in the method may be further split into two steps (step S103 and step S401, see fig. 4 specifically), or some steps may be combined into one step, and the adjustment is performed according to an actual example.
Compared with the prior art, the financial resource expiration method can remind the financial resource of expiration before the financial resource expires, and the page display mode of the expiration reminding is more flexible, so that the financial resource can be more effectively and reasonably used by a user, the financial resource waste such as coupons is effectively avoided, the financial resource is saved, and the marketing cost is further reduced; the relevant service personnel such as the operator can change the display style of the coupon timely and freely, and the resource management capability of the service platform of the financial product is improved.
Those skilled in the art will appreciate that all or part of the steps to implement the above-described embodiments are implemented as programs (computer programs) executed by a computer data processing apparatus. When the computer program is executed, the method provided by the invention can be realized. Furthermore, the computer program may be stored in a computer readable storage medium, which may be a readable storage medium such as a magnetic disk, an optical disk, a ROM, a RAM, or a storage array composed of a plurality of storage media, such as a magnetic disk or a magnetic tape storage array. The storage medium is not limited to centralized storage, but may be distributed storage, such as cloud storage based on cloud computing.
Embodiments of the financial resource expiration reminder apparatus of the present invention are described below, which may be used to perform method embodiments of the present invention. The details described in the device embodiments of the invention should be regarded as complementary to the above-described method embodiments; reference is made to the above-described method embodiments for details not disclosed in the system embodiments of the invention.
Example 2
Referring to fig. 5, 6 and 7, the present invention also provides a financial resource expiration reminding apparatus 500 for reminding a user of the expiration of a financial resource owned by the user, the financial resource expiration reminding apparatus 500 comprising: a first transceiver module 501, wherein the first transceiver module 501 is used for receiving business personnel input to configure expiration reminding content and expiration reminding rules of financial resources; a second transceiver module 502, where the second transceiver module 502 is configured to receive an access request of a client, where the access request includes user identification information; a processing module 503, where the processing module 503 performs information matching based on the access request, and generates an information page display file corresponding to the user identifier, where the information page display file includes an expiration reminding code, and the expiration reminding code is used for displaying expiration reminding content according to the expiration reminding rule; a reminding module 504, where the reminding module 504 is configured to return the page display file to the client, so that the client executes the expiration reminding code to remind the financial resource of expiration.
Preferably, the expiration reminding code is Html floating layer code or web page scripting language popup code.
Preferably, as shown in fig. 6, the financial resource expiration reminding apparatus 500 further includes: the judging module 601, the judging module 601 matches the user characteristic information recorded in the user database according to the user identification information, to judge whether the user is a new user, whether there is a coupon, the coupon type, the valid remaining time of the coupon; a generating module 602, where the generating module 602 generates an information page display file corresponding to the user identification information based on the determination result and the configuration rule.
Preferably, the user characteristic information includes user attribute information, member attribute information, and ticket type information associated with the user identification information, wherein the ticket type information includes a discount type, a cash type, a free type, and a payment type.
Preferably, the configuration rule includes configuring a resource bit for financial resource expiration reminding, and associating the financial product information, the coupon type information, the user attribute information and the member attribute information using the user identification information.
Preferably, as shown in fig. 7, the financial resource expiration reminding apparatus 500 further includes a monitoring module 701, where the monitoring module 701 is configured to record the effective time and the expiration time of each ticket, monitor the effective remaining time of each ticket, and remind the user associated with the ticket through the user identification information of the expiration of the financial resource when the effective remaining time of the ticket is less than a set threshold.
Preferably, the financial resource expiration reminding apparatus 500 further comprises: on a visual interface, business personnel set or edit configuration parameters to configure expiration reminding contents and expiration reminding rules of financial resources, wherein the configuration parameters comprise basic information parameters and rule parameters.
Preferably, the basic information parameters comprise a financial product type, a financial resource name, an effective time and an expiration time of each financial resource, a user state and a configuration auditing state; and the rule parameters include at least one of: the resource expiration reminding method comprises the following steps of resource expiration reminding rule parameters, user group configuration parameters, user association channel parameters and rule logic parameters.
Preferably, the financial resource expiration reminding apparatus 500 further comprises: and the client generates a dynamic page based on the returned page display file, wherein the dynamic page comprises page frame codes and page element codes.
In embodiment 2, the same portions as those in embodiment 1 are not described.
Compared with the prior art, the financial resource expiration device can remind the financial resource expiration before the financial resource expiration, and the page display mode of the expiration reminding is more flexible, so that the financial resource can be more effectively and reasonably used by a user, the financial resource waste such as coupons is effectively avoided, the financial resource is saved, and the marketing cost is further reduced; the relevant service personnel such as the operator can change the display style of the coupon timely and freely, and the resource management capability of the service platform of the financial product is improved.
Those skilled in the art will appreciate that the modules in the above-described embodiments of the apparatus may be distributed as described in the apparatus, and may be correspondingly modified and distributed in one or more apparatuses other than the above-described embodiments. The modules of the above embodiments may be combined into one module, or further split into multiple sub-modules.
Example 3
Embodiments of the electronic device of the present invention are described below, which may be considered as specific physical implementations of the above-described embodiments of the method and system of the present invention. Details described in the embodiments of the electronic device of the invention should be considered supplementary to the embodiments of the method or system described above; for details not disclosed in the embodiments of the electronic device of the invention, reference may be made to the above-described method or system embodiments.
Fig. 8 is a block diagram of an exemplary embodiment of an electronic device according to the present invention. An electronic apparatus 200 according to this embodiment of the present invention is described below with reference to fig. 8. The electronic device 200 shown in fig. 8 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present invention.
As shown in fig. 8, the electronic device 200 is embodied in the form of a general purpose computing device. The components of the electronic device 200 may include, but are not limited to: at least one processing unit 210, at least one memory unit 220, a bus 230 connecting different system components (including the memory unit 220 and the processing unit 210), a display unit 240, and the like.
Wherein the storage unit stores program code executable by the processing unit 210 to cause the processing unit 210 to perform steps according to various exemplary embodiments of the present invention described in the above-mentioned electronic device processing method section of the present specification. For example, the processing unit 210 may perform the steps as shown in fig. 1.
The memory unit 220 may include readable media in the form of volatile memory units, such as a random access memory unit (RAM)2201 and/or a cache memory unit 2202, and may further include a read only memory unit (ROM) 2203.
The storage unit 220 may also include a program/utility 2204 having a set (at least one) of program modules 2205, such program modules 2205 including, but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which, or some combination thereof, may comprise an implementation of a network environment.
The electronic device 200 may also communicate with one or more external devices 300 (e.g., keyboard, pointing device, bluetooth device, etc.), with one or more devices that enable a user to interact with the electronic device 200, and/or with any devices (e.g., router, modem, etc.) that enable the electronic device 200 to communicate with one or more other computing devices. Such communication may occur via an input/output (I/O) interface 250. Also, the electronic device 200 may communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network such as the Internet) via the network adapter 260. The network adapter 260 may communicate with other modules of the electronic device 200 via the bus 230. It should be appreciated that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the electronic device 200, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage systems, among others.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments of the present invention described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiment of the present invention can be embodied in the form of a software product, which can be stored in a computer-readable storage medium (which can be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to make a computing device (which can be a personal computer, a server, or a network device, etc.) execute the above-mentioned method according to the present invention. The computer program, when executed by a data processing apparatus, enables the computer readable medium to carry out the above-described methods of the invention.
As shown in fig. 9, the computer program may be stored on one or more computer readable media. The computer readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
The computer readable storage medium may include a propagated data signal with readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A readable storage medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution apparatus, device, or apparatus. Program code embodied on a readable storage medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).
In summary, the invention may be implemented in hardware, or in software modules running on one or more processors, or in a combination thereof. Those skilled in the art will appreciate that some or all of the functionality of some or all of the components in embodiments in accordance with the invention may be implemented in practice using a general purpose data processing device such as a microprocessor or a Digital Signal Processor (DSP). The present invention may also be embodied as apparatus or device programs (e.g., computer programs and computer program products) for performing a portion or all of the methods described herein. Such programs implementing the present invention may be stored on computer-readable media or may be in the form of one or more signals. Such a signal may be downloaded from an internet website or provided on a carrier signal or in any other form.
While the foregoing detailed description of the embodiments has described the objects, solutions, and advantages of the present invention in further detail, it is to be understood that the present invention is not inherently related to any particular computer, virtual machine, or electronic device, and that various general-purpose apparatuses may implement the present invention. The invention is not to be considered as limited to the specific embodiments thereof, but is to be understood as being modified in all respects, all changes and equivalents that come within the spirit and scope of the invention.
Claims (10)
1. A financial resource expiration reminding method for reminding a user of the expiration of a financial resource owned by the user, the expiration reminding method comprising:
receiving business personnel input to configure the expiration reminding content and the expiration reminding rule of the financial resource;
receiving an access request of a client, wherein the access request comprises user identification information;
performing information matching based on the access request, and generating an information page display file corresponding to the user identifier, wherein the information page display file comprises an expiration reminding code, and the expiration reminding code is used for displaying expiration reminding content according to the expiration reminding rule;
and returning the page display file to the client so that the client executes the expiration reminding code to remind the financial resource of expiration.
2. The financial resource expiration reminding method as claimed in claim 1, wherein the expiration reminding code is Html floating layer code or web page scripting language popup code.
3. The financial resource expiration reminding method according to any one of claims 1 to 2, wherein the generating of the information page presentation file corresponding to the user identifier comprises:
according to the user identification information, carrying out information matching with the user characteristic information recorded in the user database so as to judge whether the user is a new user, whether a coupon exists, the coupon type and the valid remaining time of the coupon;
and generating an information page display file corresponding to the user identification information based on the judgment result and the configuration rule.
4. The financial resource expiration reminding method as claimed in any one of claims 1 to 3, wherein the user characteristic information includes user attribute information, member attribute information, ticket type information associated with user identification information, wherein the ticket type information includes a discount type, a cash type, a free type, and a repayment type.
5. The financial resource expiration reminder method according to any one of claims 1 to 4, wherein the configuration rule includes configuring a resource bit for financial resource expiration reminding, associating financial product information, ticket type information, user attribute information, and member attribute information using user identification information.
6. The financial resource expiration reminder method according to any one of claims 1 to 5, wherein the information matching further comprises:
recording the effective time and the expiration time of each coupon, monitoring the effective remaining time of each coupon, and reminding the expiration of financial resources for a user associated with the coupon through user identification information when the effective remaining time of the coupon is less than a set threshold value.
7. The financial resource expiration reminder method according to any one of claims 1 to 6, further comprising:
on a visual interface, business personnel set or edit configuration parameters to configure expiration reminding contents and expiration reminding rules of financial resources, wherein the configuration parameters comprise basic information parameters and rule parameters.
8. A financial resource expiration reminding apparatus for reminding a user of a term of a financial resource owned by the user, the financial resource expiration reminding apparatus comprising:
the first transceiver module is used for receiving business personnel input to configure the expiration reminding content and the expiration reminding rule of the financial resource;
the second transceiver module is used for receiving an access request of a client, wherein the access request comprises user identification information;
the processing module is used for carrying out information matching based on the access request and generating an information page display file corresponding to the user identifier, wherein the information page display file comprises an expiration reminding code, and the expiration reminding code is used for displaying expiration reminding content according to the expiration reminding rule;
and the reminding module is used for returning the page display file to the client so that the client executes the due reminding code to remind the financial resource that the financial resource is due.
9. An electronic device, wherein the electronic device comprises:
a processor; and the number of the first and second groups,
a memory storing computer executable instructions that, when executed, cause the processor to perform the financial resource expiration reminder method of any of claims 1 to 7.
10. A computer readable storage medium, wherein the computer readable storage medium stores one or more programs which, when executed by a processor, implement the financial resource expiration reminding method of any one of claims 1 to 7.
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