CN111582861A - Transaction payment device for live broadcast platform - Google Patents

Transaction payment device for live broadcast platform Download PDF

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Publication number
CN111582861A
CN111582861A CN202010066046.9A CN202010066046A CN111582861A CN 111582861 A CN111582861 A CN 111582861A CN 202010066046 A CN202010066046 A CN 202010066046A CN 111582861 A CN111582861 A CN 111582861A
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information
transaction
module
commodity
proportion
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宁思乔
刘德友
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Holospace Shenzhen Intelligent Technology Co ltd
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Holospace Shenzhen Intelligent Technology Co ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/30—Information retrieval; Database structures therefor; File system structures therefor of unstructured textual data
    • G06F16/36—Creation of semantic tools, e.g. ontology or thesauri
    • G06F16/367—Ontology
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/018—Certifying business or products
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0605—Supply or demand aggregation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/125—Finance or payroll
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
    • H04N21/21—Server components or server architectures
    • H04N21/218—Source of audio or video content, e.g. local disk arrays
    • H04N21/2187—Live feed
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
    • H04N21/25—Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
    • H04N21/254—Management at additional data server, e.g. shopping server, rights management server
    • H04N21/2542—Management at additional data server, e.g. shopping server, rights management server for selling goods, e.g. TV shopping
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
    • H04N21/25—Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
    • H04N21/254—Management at additional data server, e.g. shopping server, rights management server
    • H04N21/2543—Billing, e.g. for subscription services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
    • H04N21/47—End-user applications
    • H04N21/478—Supplemental services, e.g. displaying phone caller identification, shopping application
    • H04N21/47815—Electronic shopping

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
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  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a transaction payment device of a live broadcast platform, which comprises: the system comprises a map module, a storage module, a tracing module and an allocation module; the map module is used for modifying and storing an industrial chain map; the storage module is used for storing supply-oriented information of a user, and the supply-oriented information comprises: user information, commodity information, supplier information, additional value information and unit proportion information; the unit proportion information refers to the numerical value proportion relation between the commodity pointed by the commodity information and the downstream commodities; the tracing module is used for reading the transaction information, tracing all upstream commodities of the transaction commodities in the transaction information and merchants corresponding to the upstream commodities; the transfer module is used for calculating the proportion of the additional value of the transaction commodity and each upstream commodity in the transaction amount and respectively transferring the transaction money to each merchant according to the proportion. The invention can accelerate the circulation efficiency of the currency in each link between the upstream and the downstream of the industrial chain, improve the use experience of users and reduce the time cost of manufacturers.

Description

Transaction payment device for live broadcast platform
Technical Field
The invention belongs to the technical field of computers, and particularly relates to a transaction payment device of a live broadcast platform.
Background
With the rapid development of society, live webcasting is an emerging social networking mode. The anchor uses tools such as a camera to carry out live video on the live broadcast platform. With the continuous popularization of internet live broadcast. Many olfactory sensitive merchants have begun to use live broadcast platforms to promote online products to match online one-to-one sales. At present, after the transaction is completed, the live broadcast platform can only adopt a mode of directly paying money between a buyer and a seller, and the payment mode leads to the fact that the money cannot be quickly circulated between an upstream and a downstream of the same industrial chain, so that the use experience of a user is reduced, and the time cost of a manufacturer is increased. Therefore, how to develop a new type of transaction payment system on live platform to overcome the above problems is the direction of research needed by those skilled in the art.
Disclosure of Invention
The invention aims to provide a transaction payment device of a live broadcast platform, which can accelerate the circulation efficiency of money in each link between the upstream and the downstream of an industrial chain, improve the use experience of a user and reduce the time cost of a manufacturer.
The technical scheme is as follows:
a live platform transaction payment device, comprising: the system comprises a map module, a storage module, a tracing module and an allocation module; the map module is used for modifying and storing an industrial chain map; the storage module is used for storing targeted supply information of a user, and the targeted supply information comprises: user information, commodity information, supplier information, additional value information and unit proportion information; the unit proportion information refers to the numerical value proportion relation between the commodity pointed by the commodity information and the downstream commodities; the tracing module is used for reading the transaction information, tracing all upstream commodities of the transaction commodities in the transaction information and merchants corresponding to the upstream commodities; the transfer module is used for calculating the proportion of the additional value of the transaction commodity and each upstream commodity in the transaction amount and respectively transferring the transaction money to each merchant according to the proportion.
Preferably, the live platform transaction payment apparatus further includes: the system comprises an account module, a tracking module and a reminding module; the account module is used for establishing and storing accounts of all merchants; the tracking module is used for reading the account module in real time and acquiring the posting information of each account, wherein the posting information comprises directional transaction and posting amount; the reminding module is used for calculating the proportion of the account amount in the directional transaction according to a pre-stored algorithm and outputting corresponding reminding information.
More preferably, in the live platform transaction payment apparatus, the reminding information includes: the amount of money that has been received, the amount of money to be received, the amount of money that has been transferred, the balance to be received, and the account balance.
Based on the live broadcast platform transaction payment device, the invention also discloses a live broadcast platform transaction payment method, which comprises the following steps: s1: constructing an industrial chain map according to the upstream and downstream relation among the commodities; s2: constructing targeted supply information among users, wherein the targeted supply information comprises: user information, commodity information, supplier information, additional value information and unit proportion information; the unit proportion information refers to the numerical value proportion relation between the commodity pointed by the commodity information and the downstream commodities; s3: reading the transaction information, tracing the transaction commodity pointed by the transaction information and all upstream commodities of the transaction commodity, and acquiring the transaction commodity and merchants corresponding to all upstream commodities; s4: and calculating the ratio of the additional value of the transaction commodity and each upstream commodity in the transaction amount, and respectively allocating the transaction money to each merchant obtained in S3 according to the ratio.
Preferably, in the live platform transaction payment method, step S3 includes: s31: reading the transaction information, acquiring commodity information and user information in the transaction information, and taking a commodity corresponding to the commodity information as a target commodity; s32: tracing the upstream commodity of the target commodity according to the industrial chain map obtained in the step S1; s33: matching the user information obtained in the S31 and the upstream commodities obtained in the S32 with the pointed supply information obtained in the S2 to respectively obtain merchant information and unit information corresponding to the upstream commodities; s34: and taking the commodity corresponding to the merchant information obtained in the step S33 as a target commodity, and jumping to the step S32 and looping the steps S32 to S33 until the target commodity has no upstream commodity.
More preferably, in the live platform transaction payment method, step S4 includes: s41: obtaining each commodity obtained in S3; s42: matching each commodity obtained in the step S41 with the directional supply information obtained in the step S2 to respectively obtain additional value information and unit proportion information corresponding to each commodity; s43: obtaining the ratio of the additional value of each commodity in the transaction amount based on the additional value information and the unit proportion information of each commodity obtained in the step S42; s44: and respectively allocating the transaction money to each merchant obtained in the step S3 based on the ratio obtained in the step S43.
In order to realize the live broadcast platform transaction payment method, the invention also discloses a readable storage medium, wherein: the readable storage medium has stored therein a computer program which, when executed, implements the above-described platform transaction payment method.
By adopting the technical scheme:
when a user pays in a transaction, the current situation that money is transferred to a manufacturer A and then transferred to a manufacturer B in a hierarchical manner at present is changed by simultaneously transferring the money to the manufacturer B in proportion according to the proportion of added values obtained in each upstream link of an industrial chain of final commodities. The currency circulation speed in the industrial chain is accelerated, the upstream and downstream industrial chains are endorsed together as a product, the use experience of a user is optimized, and the time cost of a manufacturer is reduced.
Compared with the prior art, the invention can accelerate the circulation efficiency of the money in each link between the upstream and the downstream of the industrial chain, improve the use experience of users and reduce the time cost of manufacturers.
Drawings
The invention is described in further detail in the following description of embodiments with reference to the accompanying drawings:
FIG. 1 is a schematic flow chart of example 1 of the present invention;
fig. 2 is a schematic structural diagram of embodiment 1 of the present invention.
The corresponding relation between each reference mark and the part name is as follows:
1. a map module; 2. a storage module; 3. a tracing module; 4. a transfer module; 5. an account module; 6. a tracking module; 7. and a reminding module.
Detailed Description
In order to more clearly illustrate the technical solution of the present invention, the above description will be further described with reference to various embodiments.
As shown in fig. 1-2:
a live platform transaction payment device, comprising: the system comprises a map module 1, a storage module 2, a tracing module 3, an allocation module 4, an account module 5, a tracking module 6 and a reminding module 7.
The map module 1 is used for modifying and storing an industrial chain map; the storage module 2 is configured to store offer-oriented information of a user, where the offer-oriented information includes: user information, commodity information, supplier information, additional value information and unit proportion information; the unit proportion information refers to the numerical value proportion relation between the commodity pointed by the commodity information and the downstream commodities; the tracing module 3 is used for reading the transaction information, tracing all upstream commodities of the transaction commodities in the transaction information and merchants corresponding to the upstream commodities; the transfer module 4 is used for calculating the ratio of the additional value of the transaction commodity and each upstream commodity in the transaction amount and transferring the transaction money to each merchant obtained in S3 according to the ratio. The account module 5 is used for establishing and storing accounts of various merchants; the tracking module 6 is used for reading the account module 5 in real time and acquiring the account posting information of each account, wherein the account posting information comprises directional transaction and account posting amount; and the reminding module 7 is used for calculating the proportion of the account amount in the directional transaction according to a pre-stored algorithm and outputting corresponding reminding information. The reminding information comprises: the amount of money that has been received, the amount of money to be received, the amount of money that has been transferred, the balance to be received, and the account balance.
In practice, the working process is as follows:
s1: constructing an industrial chain map according to the upstream and downstream relation among the commodities;
s2: constructing targeted supply information among users, wherein the targeted supply information comprises: user information, commodity information, supplier information, additional value information and unit proportion information; the unit proportion information refers to the numerical value proportion relation between the commodity pointed by the commodity information and the downstream commodities;
s3: reading the transaction information, tracing the transaction commodity pointed by the transaction information and all upstream commodities of the transaction commodity, and acquiring the transaction commodity and merchants corresponding to all the upstream commodities: s31: reading the transaction information, acquiring commodity information and user information in the transaction information, and taking a commodity corresponding to the commodity information as a target commodity; s32: tracing the upstream commodity of the target commodity according to the industrial chain map obtained in the step S1; s33: matching the user information obtained in the S31 and the upstream commodities obtained in the S32 with the pointed supply information obtained in the S2 to respectively obtain merchant information and unit information corresponding to the upstream commodities; s34: taking the commodity corresponding to the merchant information obtained in the step S33 as a target commodity, and jumping to the step S32 and looping the steps S32 to S33 until the target commodity has no upstream commodity;
s4: calculating the ratio of the additional value of the transaction commodity and each upstream commodity in the transaction amount, and respectively allocating the transaction money to each merchant obtained in S3 according to the ratio: s41: obtaining each commodity obtained in S3; s42: matching each commodity obtained in the step S41 with the directional supply information obtained in the step S2 to respectively obtain additional value information and unit proportion information corresponding to each commodity; s43: obtaining the ratio of the additional value of each commodity in the transaction amount based on the additional value information and the unit proportion information of each commodity obtained in the step S42; s44: and respectively allocating the transaction money to each merchant obtained in the step S3 based on the ratio obtained in the step S43.
After the user finishes placing an order, the balance of the 'income' digital account is displayed on the digital account of the merchant, and the traditional method that money is received into the account of the user by other e-commerce platforms in the past is broken. And displaying the related item of 'waiting for transfer' while displaying the 'income' money, and reminding the merchant of finishing producing the quantity of the raw materials required by the current order. At the same time, the system will liquidate the cost of the previous income. All the items to be transferred become transferred, and the balance of the income part is transferred and then is changed into the balance to be entered, and at the moment, in order to ensure that the user can receive the goods, the money is kept in the digital account. For example: when the merchant delivers goods, 80% of factory 'remaining balance' in the order is changed into the remaining balance, the money can be brought out to the public user for use in the withdrawal account, and in order to guarantee the user rights and prevent receiving disputes, 20% of money is still displayed as 'remaining balance'. And when the user confirms to receive the goods, the transaction is completed, the remaining 20 percent of the 'balance to be charged' in the order is completely changed into 'balance already charged', the user withdraws the cash from the cash withdrawal account for use, and the order is completed. Through the steps: the amount of merchant revenue after the user places an order may be revealed on the digital account; the merchant acquires the addition part of the merchant to the final product in the transaction process, so that the rights and interests of the merchant to suppliers at all levels and upstream are guaranteed; and the merchant can obtain the payment of the goods through the digital account and pay the payment to the upstream of the merchant in advance, thereby simultaneously ensuring the fund security and the user benefit.
The above description is only an embodiment of the present invention, and any changes or substitutions that can be easily conceived by those skilled in the art within the technical scope of the present invention are included in the protection scope of the present invention. The protection scope of the present invention is subject to the protection scope of the claims. Furthermore, although specific terms are employed herein, they are used in a generic and descriptive sense only and not for purposes of limitation.

Claims (3)

1. A live platform transaction payment device, comprising: the system comprises a map module (1), a storage module (2), a tracing module (3) and a transfer module (4);
the map module (1) is used for modifying and storing an industry chain map; the storage module (2) is used for storing targeted supply information of a user, and the targeted supply information comprises: user information, commodity information, supplier information, additional value information and unit proportion information; the unit proportion information refers to the numerical value proportion relation between the commodity pointed by the commodity information and the downstream commodities;
the tracing module (3) is used for reading the transaction information, tracing all upstream commodities of the transaction commodities in the transaction information and merchants corresponding to the upstream commodities;
the transfer module (4) is used for calculating the proportion value of the additional value of the transaction commodity and each upstream commodity in the transaction amount and respectively transferring the transaction money to each merchant obtained in S3 according to the proportion value.
2. The direct broadcast platform transaction payment device of claim 1, further comprising: the system comprises an account module (5), a tracking module (6) and a reminding module (7);
the account module (5) is used for establishing and storing accounts of all merchants;
the tracking module (6) is used for reading the account module (5) in real time and acquiring the posting information of each account, wherein the posting information comprises a transaction and a posting amount;
and the reminding module (7) is used for calculating the proportion of the account amount in the directional transaction according to a pre-stored algorithm and outputting corresponding reminding information.
3. The direct broadcast platform transaction payment device of claim 2, wherein: the reminding information comprises: the amount of money that has been received, the amount of money to be received, the amount of money that has been transferred, the balance to be received, and the account balance.
CN202010066046.9A 2020-01-20 2020-01-20 Transaction payment device for live broadcast platform Pending CN111582861A (en)

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