CN111476575A - Payment method, device and equipment based on audio fingerprints - Google Patents
Payment method, device and equipment based on audio fingerprints Download PDFInfo
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- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The invention discloses a payment method, a payment device and payment equipment based on audio fingerprints. Wherein the method comprises the following steps: the method comprises the steps of prompting a user to input the same audio authentication password at least twice in a field audio mode to carry out user registration at an application platform, acquiring the audio authentication password, extracting an audio fingerprint of the audio authentication password, carrying out registration related to the audio authentication password and the audio fingerprint at the application platform, carrying out authentication on field audio according to the audio authentication password and the audio fingerprint when the user logs in the application platform in the field audio mode to carry out identity authentication, logging in the user to the application platform when the user logs in the application platform in the field audio mode, and carrying out expense payment through the audio fingerprint when the logged-in user needs to pay expenses when the user obtains an authentication result which passes the authentication. By the method, whether the user who pays the fee on the application platform is the user can be confirmed, and the fee payment safety of the user on the application platform can be guaranteed.
Description
Technical Field
The invention relates to the technical field of audio fingerprints, in particular to a payment method, a payment device and payment equipment based on audio fingerprints.
Background
The audio fingerprint refers to that unique digital features in a piece of audio are extracted in the form of identifiers through a specific algorithm and are used for identifying massive sound samples or tracking and positioning the positions of the samples in a database. The audio fingerprint is used as a core algorithm of a content automatic identification technology, and is widely applied to the fields of music identification, copyright content monitoring and broadcasting, content library duplicate removal, television second screen interaction and the like.
In the existing payment scheme, when an application platform needs to pay, a user generally inputs a payment password through an internet bank to pay the payment on the application platform.
However, the inventors found that at least the following problems exist in the prior art:
in the conventional payment scheme, generally, a user inputs a payment password through an internet bank on an application platform to pay fees, whether the user who pays the fees is the user himself cannot be confirmed, and after other people acquire the payment password of the internet bank of the user himself, the user who pays the fees can also input the acquired payment password through the internet bank on the application platform to pay the fees, so that the fee payment safety of the user on the application platform cannot be guaranteed.
Disclosure of Invention
In view of the above, the present invention is directed to a method, an apparatus, and a device for payment based on audio fingerprints, which are capable of confirming whether a user performing payment on an application platform is the user himself or herself, and ensuring the security of payment for the user on the application platform.
According to an aspect of the present invention, there is provided an audio fingerprint-based payment method, including: prompting a user to input the same audio authentication password at least twice in a field audio mode on an application platform to register the user; acquiring the at least twice same audio authentication passwords input by the user in the application platform in a live audio mode; extracting the audio fingerprint of the at least twice identical audio authentication password; registering in the application platform in association with the audio authentication password and the audio fingerprint; when a user logs in the application platform for identity authentication in a mode of inputting field audio, authenticating the input field audio according to the audio authentication password and the audio fingerprint during registration to obtain an authentication result; when an authentication result passing the authentication is obtained, logging the user in the application platform; and when the user logging in the application platform needs to pay at the application platform, paying by the extracted audio fingerprint.
Wherein the extracting the audio fingerprint of the at least twice identical audio authentication password comprises: and respectively extracting the audio fingerprints of the audio authentication passwords input by the user every time, comparing the same audio fingerprints of the audio fingerprints obtained by extraction respectively, and extracting the same audio fingerprints as the audio fingerprints of the audio authentication passwords which are the same at least twice.
Wherein the registering at the application platform to associate the audio authentication password with the audio fingerprint comprises: and registering the audio authentication password and the audio fingerprint in the application platform in a mode of configuring the audio authentication password as a first-level identity authentication instruction of the application platform and configuring the audio fingerprint as a second-level identity authentication instruction of the application platform, and in a mode of configuring the audio fingerprint without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication.
When a user logs in the application platform for identity authentication in a mode of inputting field audio, the method authenticates the input field audio according to the audio authentication password and the audio fingerprint during registration to obtain an authentication result, and comprises the following steps: when a user logs in the application platform for identity authentication in a mode of inputting field audio, authenticating the input field audio according to the audio authentication password during registration to obtain an authentication result, when the difference between the input field audio and the audio authentication password during registration is authenticated to be larger than a preset threshold value, obtaining an authentication result which cannot be authenticated, when the difference between the input field audio and the audio authentication password during registration is authenticated to be not larger than the preset threshold value, refining the audio fingerprint of the input field audio, authenticating the refined audio fingerprint according to the audio fingerprint during registration, and when the difference between the refined audio fingerprint and the audio fingerprint during registration is authenticated to be larger than the preset threshold value, obtaining an authentication result which cannot be authenticated, and when the difference between the extracted audio fingerprint and the audio fingerprint during registration is not larger than a preset threshold value, obtaining an authentication result passing the authentication.
Wherein, after the user logging in the application platform needs to pay at the application platform, the method further comprises the following steps: and managing the expense payment information of the user logging in the application platform.
According to another aspect of the present invention, there is provided an audio fingerprint-based payment apparatus, including: the system comprises a prompt module, an acquisition module, an extraction module, a registration module, an authentication module, a login module and a payment module; the prompting module is used for prompting a user to input the same audio authentication password at least twice in a field audio mode on the application platform for user registration; the obtaining module is used for obtaining the at least twice same audio authentication passwords input by the user in the application platform in a field audio mode; the extraction module is used for extracting the audio fingerprints of the at least two times of same audio authentication passwords; the registration module is used for registering the audio authentication password and the audio fingerprint in the application platform in an associated mode; the authentication module is used for authenticating the input field audio according to the audio authentication password and the audio fingerprint during registration to obtain an authentication result when a user logs in the application platform for identity authentication in a field audio input mode; the login module is used for logging the user in the application platform when an authentication result passing the authentication is obtained; and the payment module is used for paying the fee through the extracted audio fingerprint when the user logging in the application platform needs to pay the fee at the application platform.
Wherein, the extraction module is specifically configured to: and respectively extracting the audio fingerprints of the audio authentication passwords input by the user every time, comparing the same audio fingerprints of the audio fingerprints obtained by extraction respectively, and extracting the same audio fingerprints as the audio fingerprints of the audio authentication passwords which are the same at least twice.
The registration module is specifically configured to: and registering the audio authentication password and the audio fingerprint in the application platform in a mode of configuring the audio authentication password as a first-level identity authentication instruction of the application platform and configuring the audio fingerprint as a second-level identity authentication instruction of the application platform, and in a mode of configuring the audio fingerprint without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication.
The authentication module is specifically configured to: when a user logs in the application platform for identity authentication in a mode of inputting field audio, authenticating the input field audio according to the audio authentication password during registration to obtain an authentication result, when the difference between the input field audio and the audio authentication password during registration is authenticated to be larger than a preset threshold value, obtaining an authentication result which cannot be authenticated, when the difference between the input field audio and the audio authentication password during registration is authenticated to be not larger than the preset threshold value, refining the audio fingerprint of the input field audio, authenticating the refined audio fingerprint according to the audio fingerprint during registration, and when the difference between the refined audio fingerprint and the audio fingerprint during registration is authenticated to be larger than the preset threshold value, obtaining an authentication result which cannot be authenticated, and when the difference between the extracted audio fingerprint and the audio fingerprint during registration is not larger than a preset threshold value, obtaining an authentication result passing the authentication.
Wherein, the payment device based on the audio fingerprint further comprises: a management module; and the management module is used for managing the expense payment information of the user logging in the application platform.
According to still another aspect of the present invention, there is provided an audio fingerprint-based payment apparatus, including: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the at least one processor to enable the at least one processor to perform any of the audio fingerprint based payment methods described above.
According to still another aspect of the present invention, there is provided a computer-readable storage medium storing a computer program which, when executed by a processor, implements any of the audio fingerprint-based payment methods described above.
It can be found that, by the above scheme, the user can be prompted to input the same audio authentication password at least twice in a field audio manner at the application platform for user registration, and the same audio authentication password at least twice input by the user in the field audio manner at the application platform can be acquired, and the audio fingerprint of the same audio authentication password at least twice can be extracted, and the registration associating the audio authentication password and the audio fingerprint can be performed at the application platform, and when the user logs in the application platform for identity authentication in a field audio manner, the input field audio can be authenticated according to the audio authentication password and the audio fingerprint during the registration to obtain an authentication result, and when the authentication result is obtained, the user can log in the application platform, and when the user logging in the application platform needs to pay at the application platform, the payment is carried out through the extracted audio fingerprint, so that whether the user carrying out the payment on the application platform is the user can be confirmed through the uniqueness characteristic of the audio fingerprint, and the payment safety of the user on the application platform can be guaranteed.
Furthermore, the above scheme can respectively extract the audio fingerprint of the audio authentication password input by the user each time, compare the same audio fingerprint of the audio fingerprint obtained by the respective extraction, and extract the same audio fingerprint as the audio fingerprint of the at least twice same audio authentication password, which has the advantage of improving the reliability and accuracy of the audio fingerprint extraction of the at least twice same audio authentication password.
Further, the above scheme may adopt a mode of configuring the audio authentication password as a first-level identity authentication instruction of the application platform and configuring the audio fingerprint as a second-level identity authentication instruction of the application platform, and a mode of configuring the first-level identity authentication instruction without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication, and perform registration associated with the audio authentication password and the audio fingerprint on the application platform.
Further, the above scheme may authenticate the input field audio to obtain an authentication result according to the audio authentication password at the time of registration when the user logs in the application platform for identity authentication in a manner of inputting the field audio, obtain an authentication result that does not pass authentication when the difference between the input field audio and the audio authentication password at the time of registration is authenticated to be greater than a preset threshold, refine the audio fingerprint of the input field audio when the difference between the input field audio and the audio authentication password at the time of registration is authenticated to be not greater than the preset threshold, authenticate the refined audio fingerprint according to the audio fingerprint at the time of registration, obtain an authentication result that does not pass authentication when the difference between the refined audio fingerprint and the audio fingerprint at the time of registration is authenticated to be greater than the preset threshold, when the difference between the extracted audio fingerprint and the audio fingerprint during registration is authenticated to be not more than a preset threshold value, an authentication result passing the authentication is obtained, and whether the user logging in the application platform is the user can be confirmed through the uniqueness characteristic of the audio fingerprint.
Furthermore, the above scheme can manage the fee payment information of the user logging in the application platform, which has the advantage of being capable of effectively managing the fee payment information of the user logging in the application platform.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a schematic flow chart diagram illustrating an embodiment of an audio fingerprint-based payment method according to the present invention;
FIG. 2 is a schematic flow chart diagram illustrating another embodiment of the audio fingerprint-based payment method according to the present invention;
FIG. 3 is a schematic structural diagram of an embodiment of an audio fingerprint-based payment apparatus according to the present invention;
FIG. 4 is a schematic structural diagram of another embodiment of the payment apparatus based on audio fingerprint according to the present invention;
fig. 5 is a schematic structural diagram of an embodiment of the payment apparatus based on audio fingerprints according to the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be noted that the following examples are only illustrative of the present invention, and do not limit the scope of the present invention. Similarly, the following examples are only some but not all examples of the present invention, and all other examples obtained by those skilled in the art without any inventive work are within the scope of the present invention.
The invention provides a payment method based on audio fingerprints, which can confirm whether a user paying fees on an application platform is the user himself or not, and can ensure the fee payment safety of the user on the application platform.
Referring to fig. 1, fig. 1 is a schematic flow chart illustrating an embodiment of a payment method based on audio fingerprints according to the present invention. It should be noted that the method of the present invention is not limited to the flow sequence shown in fig. 1 if the results are substantially the same. As shown in fig. 1, the method comprises the steps of:
s101: and prompting the user to input the same audio authentication password at least twice in a live audio mode for user registration at the application platform.
In this embodiment, the application platform may prompt the user to enter the same audio authentication password at least twice in a live audio manner for user registration, which is beneficial to improving reliability and accuracy of user registration in the case that the user enters the same audio authentication password at least twice in a live audio manner.
In this embodiment, the user may be prompted to input the same audio authentication password at least twice in a live audio manner for user registration on the registration interface of the application platform, or the user may be prompted to input the same audio authentication password at least twice in a live audio manner for user registration on the promotion interface of the application platform, and the like, which is not limited in the present invention.
S102: and acquiring the at least twice same audio authentication password input by the user in the application platform in a live audio mode.
In this embodiment, the at least two identical audio authentication passwords input by the user in the application platform in a live audio manner may be obtained separately, or the at least two identical audio authentication passwords input by the user in the application platform in a live audio manner may be obtained at one time, and the present invention is not limited thereto.
S103: an audio fingerprint of the at least twice identical audio authentication password is extracted.
Wherein the extracting the audio fingerprint of the at least twice identical audio authentication password may include:
the audio fingerprints of the audio authentication passwords input by the user each time are respectively extracted, the same audio fingerprints of the audio fingerprints obtained by extraction are compared, and the same audio fingerprint is extracted as the audio fingerprint of the audio authentication password which is the same for at least two times.
S104: and registering the audio authentication password and the audio fingerprint in the application platform in an associated mode.
Wherein the registering of the audio authentication password and the audio fingerprint in the application platform may include:
the method is characterized in that the audio authentication password is configured into a first-level identity authentication instruction of the application platform and the audio fingerprint is configured into a second-level identity authentication instruction of the application platform, and the method is configured into a method without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication.
S105: and when the user logs in the application platform for identity authentication in a mode of inputting the field audio, authenticating the input field audio according to the audio authentication password and the audio fingerprint during registration to obtain an authentication result.
Wherein, when the user logs in the application platform for identity authentication in a way of inputting the field audio, the authentication of the input field audio is performed according to the audio authentication password and the audio fingerprint during the registration to obtain an authentication result, which may include:
when a user logs in the application platform for identity authentication in a mode of inputting field audio, authenticating the input field audio according to the audio authentication password during registration, obtaining an authentication result which cannot be authenticated when the difference between the input field audio and the audio authentication password during registration is authenticated to be larger than a preset threshold value, refining the audio fingerprint of the input field audio when the difference between the input field audio and the audio authentication password during registration is authenticated to be not larger than the preset threshold value, authenticating the refined audio fingerprint according to the audio fingerprint during registration, obtaining the authentication result which cannot be authenticated when the difference between the refined audio fingerprint and the audio fingerprint during registration is authenticated to be larger than the preset threshold value, and when the difference between the refined audio fingerprint and the audio fingerprint during registration is authenticated to be not larger than the preset threshold value, the authentication result passing the authentication is obtained, and whether the user logging in the application platform is the user himself or herself can be confirmed through the unique characteristics of the audio fingerprint.
S106: and when the authentication result passing the authentication is obtained, logging the user in the application platform.
In this embodiment, the user may log in the Application platform in an API (Application Programming Interface) manner; the user can also log in the application platform through the login interface of the application program.
S107: when the user logging in the application platform needs to pay at the application platform, the payment is made through the extracted audio fingerprint.
In the embodiment, the fee payment can be carried out through the extracted audio fingerprint, the fee payment can be carried out through the unique characteristic of the audio fingerprint, and the fee payment safety of the user on the application platform can be guaranteed.
Wherein, when the user who logs in the application platform needs to pay at the application platform, after paying by the extracted audio fingerprint, the method further comprises the following steps:
the expense payment information of the user logging in the application platform is managed, so that the expense payment information of the user logging in the application platform can be effectively managed.
It can be found that, in this embodiment, the user can be prompted to input the same audio authentication password at least twice by means of live audio at the application platform for user registration, and the same audio authentication password at least twice input by the user by means of live audio at the application platform can be acquired, and the audio fingerprint of the same audio authentication password at least twice can be extracted, and registration for associating the audio authentication password with the audio fingerprint can be performed at the application platform, and when the user logs in the application platform by means of live audio for identity authentication, the input live audio can be authenticated according to the audio authentication password and the audio fingerprint at the time of registration to obtain an authentication result, and when the authentication result is obtained, the user can log in the application platform, and when the user logging in the application platform needs to pay at the application platform, the payment is carried out through the extracted audio fingerprint, so that whether the user carrying out the payment on the application platform is the user can be confirmed through the uniqueness characteristic of the audio fingerprint, and the payment safety of the user on the application platform can be guaranteed.
Further, in this embodiment, the audio fingerprints of the audio authentication password input by the user each time may be extracted, the same audio fingerprints of the audio fingerprints extracted respectively may be compared, and the same audio fingerprint may be extracted as the audio fingerprint of the audio authentication password that is the same for at least two times.
Further, in this embodiment, a mode of configuring the audio authentication password as a first-level identity authentication instruction of the application platform and configuring the audio fingerprint as a second-level identity authentication instruction of the application platform may be adopted, and a mode of configuring the first-level identity authentication instruction without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication may be adopted, and the application platform performs registration of associating the audio authentication password with the audio fingerprint.
Further, in this embodiment, when a user logs in the application platform for identity authentication by inputting a live audio, the user may authenticate the input live audio according to the audio authentication password at the time of registration to obtain an authentication result, when the difference between the input live audio and the audio authentication password at the time of registration is authenticated to be greater than a preset threshold, obtain an authentication result that the user does not pass the authentication, when the difference between the input live audio and the audio authentication password at the time of registration is authenticated to be not greater than the preset threshold, refine the audio fingerprint of the input live audio, authenticate the refined audio fingerprint according to the audio fingerprint at the time of registration, and when the difference between the refined audio fingerprint and the audio fingerprint at the time of registration is authenticated to be greater than the preset threshold, obtain an authentication result that the user does not pass the authentication, when the difference between the extracted audio fingerprint and the audio fingerprint during registration is authenticated to be not more than a preset threshold value, an authentication result passing the authentication is obtained, and whether the user logging in the application platform is the user can be confirmed through the uniqueness characteristic of the audio fingerprint.
Referring to fig. 2, fig. 2 is a flowchart illustrating a payment method based on audio fingerprints according to another embodiment of the present invention. In this embodiment, the method includes the steps of:
s201: and prompting the user to input the same audio authentication password at least twice in a live audio mode for user registration at the application platform.
As described above in S101, further description is omitted here.
S202: and acquiring the at least twice same audio authentication password input by the user in the application platform in a live audio mode.
As described above in S102, further description is omitted here.
S203: an audio fingerprint of the at least twice identical audio authentication password is extracted.
As described above in S103, which is not described herein.
S204: and registering the audio authentication password and the audio fingerprint in the application platform in an associated mode.
As described above in S104, and will not be described herein.
S205: and when the user logs in the application platform for identity authentication in a mode of inputting the field audio, authenticating the input field audio according to the audio authentication password and the audio fingerprint during registration to obtain an authentication result.
As described above in S105, which is not described herein.
S206: and when the authentication result passing the authentication is obtained, logging the user in the application platform.
As described above in S106, and will not be described herein.
S207: when the user logging in the application platform needs to pay at the application platform, the payment is made through the extracted audio fingerprint.
As described above in S107, and will not be described herein.
S208: and managing the expense payment information of the user logging in the application platform.
It can be seen that, in the embodiment, the fee payment information of the user logging in the application platform can be managed, which has the advantage of being able to effectively manage the fee payment information of the user logging in the application platform.
The invention also provides a payment device based on the audio fingerprint, which can confirm whether the user who pays the fee on the application platform is the user himself or not, and can ensure the fee payment safety of the user on the application platform.
Referring to fig. 3, fig. 3 is a schematic structural diagram of an embodiment of a payment device based on audio fingerprints according to the invention. In this embodiment, the audio fingerprint-based payment device 30 includes a prompting module 31, an obtaining module 32, an extracting module 33, a registering module 34, an authenticating module 35, a logging module 36, and a payment module 37.
The prompting module 31 is configured to prompt the user to input the same audio authentication password at least twice in a live audio manner for user registration on the application platform.
The obtaining module 32 is configured to obtain the at least two identical audio authentication passwords input by the user in the application platform by means of live audio.
The extracting module 33 is configured to extract the audio fingerprint of the at least two times identical audio authentication passwords.
The registration module 34 is configured to perform registration in the application platform in association with the audio authentication password and the audio fingerprint.
The authentication module 35 is configured to authenticate the input live audio according to the audio authentication password and the audio fingerprint during the registration to obtain an authentication result when the user logs in the application platform for identity authentication in a live audio input manner.
The login module 36 is configured to log the user in the application platform when the authentication result that passes the authentication is obtained.
The payment module 37 is configured to pay a fee through the extracted audio fingerprint when the user logged in to the application platform needs to pay a fee at the application platform.
Optionally, the extracting module 33 may be specifically configured to:
and respectively extracting the audio fingerprints of the audio authentication passwords input by the user each time, comparing the same audio fingerprints of the audio fingerprints obtained by extraction respectively, and extracting the same audio fingerprint as the audio fingerprint of the audio authentication password which is the same at least twice.
Optionally, the registration module 34 may be specifically configured to:
and registering the audio authentication password and the audio fingerprint in the application platform in a way of configuring the audio authentication password as a first-level identity authentication instruction of the application platform and configuring the audio fingerprint as a second-level identity authentication instruction of the application platform, and in a way of configuring the audio fingerprint without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication.
Optionally, the authentication module 35 may be specifically configured to:
when a user logs in the application platform for identity authentication in a mode of inputting field audio, authenticating the input field audio according to the audio authentication password during registration to obtain an authentication result, when the difference between the input field audio and the audio authentication password during registration is authenticated to be larger than a preset threshold value, obtaining an authentication result which cannot be authenticated, when the difference between the input field audio and the audio authentication password during registration is authenticated to be not larger than the preset threshold value, refining the audio fingerprint of the input field audio, when the difference between the refined audio fingerprint and the audio fingerprint during registration is authenticated to be larger than the preset threshold value, obtaining the authentication result which cannot be authenticated, when the difference between the refined audio fingerprint and the audio fingerprint during registration is authenticated to be not larger than the preset threshold value, an authentication result that the authentication is passed is obtained.
Referring to fig. 4, fig. 4 is a schematic structural diagram of another embodiment of the payment device based on audio fingerprints according to the present invention. Different from the previous embodiment, the audio fingerprint-based payment apparatus 40 of the present embodiment further includes a management module 41.
The management module 41 is configured to manage the payment information of the user who logs in the application platform.
Each unit module of the audio fingerprint based payment apparatus 30/40 may perform the corresponding steps in the above method embodiments, so that the detailed description of each unit module is omitted here, and please refer to the description of the corresponding steps above.
The present invention further provides an audio fingerprint-based payment apparatus, as shown in fig. 5, including: at least one processor 51; and a memory 52 communicatively coupled to the at least one processor 51; wherein the memory 52 stores instructions executable by the at least one processor 51, the instructions being executable by the at least one processor 51 to enable the at least one processor 51 to perform the above-described audio fingerprint based payment method.
Wherein the memory 52 and the processor 51 are coupled in a bus, which may comprise any number of interconnected buses and bridges, which couple one or more of the various circuits of the processor 51 and the memory 52 together. The bus may also connect various other circuits such as peripherals, voltage regulators, power management circuits, and the like, which are well known in the art, and therefore, will not be described any further herein. A bus interface provides an interface between the bus and the transceiver. The transceiver may be one element or a plurality of elements, such as a plurality of receivers and transmitters, providing a means for communicating with various other apparatus over a transmission medium. The data processed by the processor 51 is transmitted over a wireless medium via an antenna, which further receives the data and transmits the data to the processor 51.
The processor 51 is responsible for managing the bus and general processing and may also provide various functions including timing, peripheral interfaces, voltage regulation, power management, and other control functions. And the memory 52 may be used to store data used by the processor 51 in performing operations.
The present invention further provides a computer-readable storage medium storing a computer program. The computer program realizes the above-described method embodiments when executed by a processor.
It can be found that, by the above scheme, the user can be prompted to input the same audio authentication password at least twice in a field audio manner at the application platform for user registration, and the same audio authentication password at least twice input by the user in the field audio manner at the application platform can be acquired, and the audio fingerprint of the same audio authentication password at least twice can be extracted, and the registration associating the audio authentication password and the audio fingerprint can be performed at the application platform, and when the user logs in the application platform for identity authentication in a field audio manner, the input field audio can be authenticated according to the audio authentication password and the audio fingerprint during the registration to obtain an authentication result, and when the authentication result is obtained, the user can log in the application platform, and when the user logging in the application platform needs to pay at the application platform, the payment is carried out through the extracted audio fingerprint, so that whether the user carrying out the payment on the application platform is the user can be confirmed through the uniqueness characteristic of the audio fingerprint, and the payment safety of the user on the application platform can be guaranteed.
Furthermore, the above scheme can respectively extract the audio fingerprint of the audio authentication password input by the user each time, compare the same audio fingerprint of the audio fingerprint obtained by the respective extraction, and extract the same audio fingerprint as the audio fingerprint of the at least twice same audio authentication password, which has the advantage of improving the reliability and accuracy of the audio fingerprint extraction of the at least twice same audio authentication password.
Further, the above scheme may adopt a mode of configuring the audio authentication password as a first-level identity authentication instruction of the application platform and configuring the audio fingerprint as a second-level identity authentication instruction of the application platform, and a mode of configuring the first-level identity authentication instruction without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication, and perform registration associated with the audio authentication password and the audio fingerprint on the application platform.
Further, the above scheme may authenticate the input field audio to obtain an authentication result according to the audio authentication password at the time of registration when the user logs in the application platform for identity authentication in a manner of inputting the field audio, obtain an authentication result that does not pass authentication when the difference between the input field audio and the audio authentication password at the time of registration is authenticated to be greater than a preset threshold, refine the audio fingerprint of the input field audio when the difference between the input field audio and the audio authentication password at the time of registration is authenticated to be not greater than the preset threshold, authenticate the refined audio fingerprint according to the audio fingerprint at the time of registration, obtain an authentication result that does not pass authentication when the difference between the refined audio fingerprint and the audio fingerprint at the time of registration is authenticated to be greater than the preset threshold, when the difference between the extracted audio fingerprint and the audio fingerprint during registration is authenticated to be not more than a preset threshold value, an authentication result passing the authentication is obtained, and whether the user logging in the application platform is the user can be confirmed through the uniqueness characteristic of the audio fingerprint.
Furthermore, the above scheme can manage the fee payment information of the user logging in the application platform, which has the advantage of being capable of effectively managing the fee payment information of the user logging in the application platform.
In the several embodiments provided in the present invention, it should be understood that the disclosed system, apparatus and method may be implemented in other manners. For example, the above-described apparatus embodiments are merely illustrative, and for example, a division of a module or a unit is merely a logical division, and an actual implementation may have another division, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
Units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may be substantially or partially implemented in the form of a software product stored in a storage medium and including instructions for causing a computer device (which may be a personal computer, a server, a network device, or the like) or a processor (processor) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above description is only a part of the embodiments of the present invention, and not intended to limit the scope of the present invention, and all equivalent devices or equivalent processes performed by the present invention through the contents of the specification and the drawings, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.
Claims (10)
1. An audio fingerprint-based payment method, comprising:
prompting a user to input the same audio authentication password at least twice in a field audio mode on an application platform to register the user;
acquiring the at least twice same audio authentication passwords input by the user in the application platform in a live audio mode;
extracting the audio fingerprint of the at least twice identical audio authentication password;
registering in the application platform in association with the audio authentication password and the audio fingerprint;
when a user logs in the application platform for identity authentication in a mode of inputting field audio, authenticating the input field audio according to the audio authentication password and the audio fingerprint during registration to obtain an authentication result;
when an authentication result passing the authentication is obtained, logging the user in the application platform;
and when the user logging in the application platform needs to pay at the application platform, paying by the extracted audio fingerprint.
2. The audio fingerprint-based payment method of claim 1, wherein said extracting the audio fingerprint of the at least twice identical audio authentication password comprises:
and respectively extracting the audio fingerprints of the audio authentication passwords input by the user every time, comparing the same audio fingerprints of the audio fingerprints obtained by extraction respectively, and extracting the same audio fingerprints as the audio fingerprints of the audio authentication passwords which are the same at least twice.
3. The audio fingerprint-based payment method of claim 1, wherein said registering at the application platform to associate the audio authentication password and the audio fingerprint comprises:
and registering the audio authentication password and the audio fingerprint in the application platform in a mode of configuring the audio authentication password as a first-level identity authentication instruction of the application platform and configuring the audio fingerprint as a second-level identity authentication instruction of the application platform, and in a mode of configuring the audio fingerprint without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication.
4. The audio fingerprint-based payment method of claim 1, wherein the authenticating the input live audio according to the audio authentication password and the audio fingerprint at the time of registration to obtain an authentication result when the user logs in the application platform for identity authentication by inputting live audio comprises:
when a user logs in the application platform for identity authentication in a mode of inputting field audio, authenticating the input field audio according to the audio authentication password during registration to obtain an authentication result, when the difference between the input field audio and the audio authentication password during registration is authenticated to be larger than a preset threshold value, obtaining an authentication result which cannot be authenticated, when the difference between the input field audio and the audio authentication password during registration is authenticated to be not larger than the preset threshold value, refining the audio fingerprint of the input field audio, authenticating the refined audio fingerprint according to the audio fingerprint during registration, and when the difference between the refined audio fingerprint and the audio fingerprint during registration is authenticated to be larger than the preset threshold value, obtaining an authentication result which cannot be authenticated, and when the difference between the extracted audio fingerprint and the audio fingerprint during registration is not larger than a preset threshold value, obtaining an authentication result passing the authentication.
5. The audio fingerprint-based payment method of claim 1, further comprising, after making a payment through the extracted audio fingerprint when the user logged into the application platform needs to pay at the application platform, after:
and managing the expense payment information of the user logging in the application platform.
6. An audio fingerprint-based payment device, comprising:
the system comprises a prompt module, an acquisition module, an extraction module, a registration module, an authentication module, a login module and a payment module;
the prompting module is used for prompting a user to input the same audio authentication password at least twice in a field audio mode on the application platform for user registration;
the obtaining module is used for obtaining the at least twice same audio authentication passwords input by the user in the application platform in a field audio mode;
the extraction module is used for extracting the audio fingerprints of the at least two times of same audio authentication passwords;
the registration module is used for registering the audio authentication password and the audio fingerprint in the application platform in an associated mode;
the authentication module is used for authenticating the input field audio according to the audio authentication password and the audio fingerprint during registration to obtain an authentication result when a user logs in the application platform for identity authentication in a field audio input mode;
the login module is used for logging the user in the application platform when an authentication result passing the authentication is obtained;
and the payment module is used for paying the fee through the extracted audio fingerprint when the user logging in the application platform needs to pay the fee at the application platform.
7. The audio fingerprint-based payment device of claim 6, wherein the extraction module is specifically configured to:
and respectively extracting the audio fingerprints of the audio authentication passwords input by the user every time, comparing the same audio fingerprints of the audio fingerprints obtained by extraction respectively, and extracting the same audio fingerprints as the audio fingerprints of the audio authentication passwords which are the same at least twice.
8. The audio fingerprint-based payment device of claim 6, wherein the registration module is specifically configured to:
and registering the audio authentication password and the audio fingerprint in the application platform in a mode of configuring the audio authentication password as a first-level identity authentication instruction of the application platform and configuring the audio fingerprint as a second-level identity authentication instruction of the application platform, and in a mode of configuring the audio fingerprint without authenticating the second-level identity authentication instruction when the first-level identity authentication instruction fails to pass the identity authentication.
9. The audio fingerprint-based payment device of claim 6, wherein the authentication module is specifically configured to:
when a user logs in the application platform for identity authentication in a mode of inputting field audio, authenticating the input field audio according to the audio authentication password during registration to obtain an authentication result, when the difference between the input field audio and the audio authentication password during registration is authenticated to be larger than a preset threshold value, obtaining an authentication result which cannot be authenticated, when the difference between the input field audio and the audio authentication password during registration is authenticated to be not larger than the preset threshold value, refining the audio fingerprint of the input field audio, authenticating the refined audio fingerprint according to the audio fingerprint during registration, and when the difference between the refined audio fingerprint and the audio fingerprint during registration is authenticated to be larger than the preset threshold value, obtaining an authentication result which cannot be authenticated, and when the difference between the extracted audio fingerprint and the audio fingerprint during registration is not larger than a preset threshold value, obtaining an authentication result passing the authentication.
10. The audio fingerprint-based payment device of claim 6, further comprising:
a management module;
and the management module is used for managing the expense payment information of the user logging in the application platform.
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