CN111080277A - Customs electronic payment method and device - Google Patents

Customs electronic payment method and device Download PDF

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CN111080277A
CN111080277A CN201911341238.XA CN201911341238A CN111080277A CN 111080277 A CN111080277 A CN 111080277A CN 201911341238 A CN201911341238 A CN 201911341238A CN 111080277 A CN111080277 A CN 111080277A
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data item
item table
customs
bank
request
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余军阳
李卫
候寒黎
张占刚
孙建明
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Hangzhou Customs Of People's Republic Of China
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Hangzhou Customs Of People's Republic Of China
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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Abstract

The invention discloses a customs electronic payment method and a customs electronic payment device, wherein the method comprises the steps of initiating establishment of a delegation relationship and establishment of a delegation application data item table and a delegation response data item table by a bank, initiating a change delegation relationship and a change of the delegation application data item table and the delegation response data item table by the bank, initiating a request to the bank by the customs according to the delegation application data item table and the delegation response data item table, and processing by the bank according to the request initiated by the customs and returning a processing result to the customs to finish payment. The method solves the problems that payment is carried out through the traditional modes of cash, checks and the like in the prior art, the steps of currency detection, currency counting, change making and the like are eliminated, the working efficiency is improved, the financial management process is simplified, and the cash receiving cost and the cash receiving risk are reduced.

Description

Customs electronic payment method and device
Technical Field
The invention relates to the field of electronic payment, in particular to a customs electronic payment method and a customs electronic payment device.
Background
In order to strengthen the management of the fund income payment outside the budget and strengthen the financial supervision, the finance department sets up a fund financial account special user or a financial remittance special user outside the budget or a financial remittance special user on the basis of a national bank single account system and a guiding idea of taking national bank centralized payment as a main financial national bank management form according to the related document spirit of a state institute; canceling income transitional accounts set up by a competent department and a receiving unit; standardizing a income receiving and paying program; a financial bill management system is sound; the modern information technology is fully utilized, the management requirements such as supervision and management on budget foreign fund income collection and payment are enhanced, and the computer networking between a customs receipt unit and a bank and between the bank and the finance is realized through adopting scientific management means in links such as direct electronic payment library, centralized collection and payment of receipt points and the like, so that the informatization management on inspection and quarantine non-tax income collection and payment conditions is comprehensively realized, and the working efficiency and the management quality are improved.
The Chinese Union Pay is an information conversion center and a fund clearing center for bank card cross-bank transactions, has realized the networking universality of bank cards of all commercial banks in the country, and has various acceptance channels such as POS terminals, mobile POS, telephone terminals, mobile phones, Internet, file deduction and the like, thereby providing various, personalized and convenient and safe payment modes which accord with the financial concept of customers, reducing the non-tax income and cash payment circulation and increasing the expense payment safety.
With the rapid development of foreign trade business in Zhejiang, the Hangzhou customs business is also rapidly increased, the traditional modes of cash, check and the like are still adopted for charging, the steps of money detection, money counting, change making and the like are required, the efficiency is low, the phenomena of queuing frequently appear in charging and payment windows are caused, and the laggard processing modes become bottlenecks for further improving the efficiency of the payment business.
Therefore, the Hangzhou customs organization bank comprises a branch of the Gongshu, Zhejiang province of the Industrial and commercial Bank and a branch of the Zhejiang province of the Chinese Bank and an enterprise to develop an XML-based customs electronic payment data method, which is used from 2006 to 10 months, more than 11000 electronic payment enterprises are opened to finish more than 600 ten thousand electronic payment batches, and an important application platform and a large number of data cases are provided for the establishment of the method.
Disclosure of Invention
The invention provides a customs electronic payment method and a customs electronic payment device, aiming at solving the problem of low efficiency caused by the steps of money detection, money counting, change making and the like in the prior art.
In order to achieve the purpose, the invention adopts the following technical scheme:
the invention discloses a customs electronic payment method, which comprises the following steps:
the bank initiates establishment of an entrusting relation to the customs and establishes an entrusting application data item table and an entrusting response data item table;
initiating a change entrusting relation to a customhouse by a bank and changing the entrusting application data item table and the entrusting response data item table;
initiating a request to a bank by a customhouse according to the entrusted application data item table and the entrusted response data item table;
and the bank processes according to the request initiated by the customs and returns the processing result to the customs to finish the payment.
The method is based on the premise of 'electronic payment', 'bill unification', 'payment mode flexible' proposed by customs, takes 'inspection and quarantine charging, enterprise payment, unionpay collection, inspection and quarantine ticketing, inspection and quarantine auditing and unionpay transfer' as the general idea, and utilizes the modern electronic payment means and the designed payment mode to enrich the payment mode of the client, improve the service quality of the client, simplify the financial management process and reduce the cash collection cost and risk.
Preferably, the initiating, by the customs, a request to the bank according to the delegation application data item table and the delegation response data item table includes:
initiating a payment request to a bank by a customhouse, and paying according to a payment application data item table and a payment response data item table;
initiating an account checking request to the bank by the customhouse, checking the account according to the account checking application data item table and the account checking response data item table, and returning account deduction details;
and initiating a charge dividing request to the bank by the customs, dividing the amount of money according to the charge dividing application data item table and the charge dividing response data item table, and returning total charge dividing information.
Preferably, the method further comprises communicating instructions and a communication protocol, said communication sending and receiving instructions in a TCP/IP protocol.
A customs electronic payment device, comprising:
the system comprises a consignment relation establishing module, a consignment request module, a consignment response module and a consignment response module, wherein the consignment relation establishing module is used for initiating the establishment of a consignment relation to a customs by a bank and establishing a consignment application data item table and a consignment response data item table;
the system comprises a change entrusting relation module, a change entrusting relation module and a change request module, wherein the change entrusting relation module is used for initiating a change entrusting relation to a customhouse by a bank and changing an entrusting application data item table and an entrusting response data item table;
the initiating request module is used for initiating a request to a bank by a customhouse according to the entrusted application data item table and the entrusted response data item table;
and the processing module is used for processing by the bank according to the request initiated by the customs and returning a processing result to the customs to finish payment.
Preferably, the request initiating module includes:
the payment unit is used for initiating a payment request to the bank by the customhouse and paying according to the payment application data item table and the payment response data item table;
the account checking unit is used for initiating an account checking request to the bank by the customs, checking the account according to the account checking application data item table and the account checking response data item table and returning account deduction details;
and the account marking unit is used for initiating an account marking request to the bank by the customhouse, marking the amount of money according to the account marking application data item table and the account marking response data item table and returning the total amount information of the account marking.
Preferably, the apparatus further comprises a communication unit for sending and receiving instructions.
An electronic device comprising a memory and a processor, the memory for storing one or more computer instructions, wherein the one or more computer instructions are executed by the processor to implement a customs electronic toll collection method as claimed in any one of the preceding claims.
A computer-readable storage medium storing a computer program which, when executed, causes a computer to implement a customs electronic payment method as claimed in any one of the above.
The invention has the following beneficial effects:
the customs electronic payment method provided by the invention forms a customs electronic payment system through data items, message formats, communication instructions, instruction receipt and communication protocols, so that the traditional modes of cash, checks and the like are replaced, the steps of checking money, counting money, making change and the like are eliminated, the working efficiency is improved, and the phenomenon of queue arrangement of charging and payment windows is reduced.
The designed payment mode enriches the payment mode of the customer, improves the service quality of the customer, simplifies the financial management process and reduces the cash receiving cost and risk.
Drawings
Fig. 1 is a flowchart of a customs electronic payment method implemented in an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Before the technical solution of the present invention is introduced, a scenario to which the technical solution of the present invention may be applicable is exemplarily described.
The following are exemplary: with the rapid development of foreign trade business in Zhejiang, the Hangzhou customs business is also rapidly increased, the traditional modes of cash, check and the like are still adopted for charging, the steps of money detection, money counting, change making and the like are required, the efficiency is low, the phenomena of queuing frequently appear in charging and payment windows are caused, and the laggard processing modes become bottlenecks for further improving the efficiency of the payment business.
Therefore, the Hangzhou customs organization bank comprises a branch of the Gongshu, Zhejiang province of the Industrial and commercial Bank and a branch of the Zhejiang province of the Chinese Bank and an enterprise, and develops the XML-based customs electronic payment method, the method is used from 2006 to 10, more than 11000 electronic payment enterprises are opened, more than 600 ten thousand electronic payment batches are completed, and an important application platform and a large number of data cases are provided for the establishment of the method.
Example 1
As shown in fig. 1, a customs electronic payment method includes:
s100, a bank initiates establishment of an entrusting relation to a customs and establishes an entrusting application data item table and an entrusting response data item table;
s110, initiating a change entrusting relationship to a customhouse by a bank and changing the entrusting application data item table and the entrusting response data item table;
s120, initiating a request to a bank by a customhouse according to the entrusted application data item table and the entrusted response data item table;
s130, the bank processes according to the request initiated by the customs and returns the processing result to the customs to finish the payment.
According to the embodiment 1, the customs electronic payment system is formed by the data item, the message format, the communication instruction, the instruction receipt and the communication protocol, so that the traditional modes of cash, check and the like are replaced, the steps of checking the banknote, counting the banknote, making change and the like are eliminated, the working efficiency is improved, the phenomenon of queue arrangement of a charging window and a payment window is reduced, the designed payment mode can enrich the payment mode of a client, the client can select the payment mode by self, the service quality of the client is improved, the financial management process is simplified, and the cash collecting cost and the risk are reduced.
Example 2
A customs electronic payment method, the method comprising:
the bank initiates establishment of an entrusting relation to the customs and establishes an entrusting application data item table and an entrusting response data item table;
initiating a change entrusting relation to a customhouse by a bank and changing the entrusting application data item table and the entrusting response data item table;
initiating a payment request to a bank by a customhouse, and paying according to a payment application data item table and a payment response data item table;
initiating an account checking request to the bank by the customhouse, checking the account according to the account checking application data item table and the account checking response data item table, and returning account deduction details;
initiating a billing request to a bank by the customhouse, carrying out money billing according to the billing application data item table and the billing response data item table and returning the total money information of the billing;
and the bank processes according to the request initiated by the customs and returns the processing result to the customs to finish the payment.
For example, the data item table of the build request application is shown in table 1, the data item table of the build request response is shown in table 2, the data item table of the change request application is shown in table 3, the data item table of the change request response is shown in table 4, the data item table of the payment request is shown in table 5, the data item table of the payment response is shown in table 6, the data item table of the reconciliation request is shown in table 7, the data item table of the reconciliation response is shown in table 8, the data item table of the reconciliation request is shown in table 9, the data item table of the reconciliation response is shown in table 10, the communication instruction table is shown in table 11, and the instruction receipt table is shown in table 12.
TABLE 1
Field Chinese name English name of field Length of Remarks for note
Transaction code JYDM Varchar2(6)
Trade serial number JYLSH Varchar2(20) Bank code + yymmddhmmss + serial number
Customs agency code JGDM Varchar2(8)
Bank code YHDM Varchar2(7)
Enterprise ID number QYID Varchar2(20)
Chinese name of an enterprise QYMC Varchar2(50)
Account opening number KHZH Varchar2(30)
TABLE 2
Field Chinese name English name of field Length of Remarks for note
Transaction code JYDM Varchar2(6)
Trade serial number JYLSH Varchar2(20) Bank code + yymmddhmmss + serial number
Customs agency code JGDM Varchar2(8)
Bank code YHDM Varchar2(7)
Enterprise ID number QYID Varchar2(20)
Chinese name of an enterprise QYMC Varchar2(50)
Receipt code HZDM Varchar2(4)
Receipt content HZNR Varchar2(50)
TABLE 3
Figure BDA0002332318700000071
TABLE 4
Figure BDA0002332318700000072
Figure BDA0002332318700000081
TABLE 5
Field Chinese name English name of field Length of Remarks for note
Transaction code JYDM Varchar2(6)
Paying ID number JFID Varchar2(20)
Customs agency code JGDM Varchar2(8)
Bank code YHDM Varchar2(7)
Enterprise ID number QYID Varchar2(20)
Name of an enterprise QYMC Varchar2(50)
Amount of transaction JYJE number
Time of payment SQSJ Varchar2(20) yyyymmddhhmissfff
TABLE 6
Field Chinese name English name of field Length of Remarks for note
Transaction code JYDM Varchar2(6)
Paying ID number JFID Varchar2(20)
Customs agency code JGDM Varchar2(8)
Bank code YHDM Varchar2(7)
Enterprise ID number QYID Varchar2(20)
Name of an enterprise QYMC Varchar2(50)
Bank transaction serial number QYMC Varchar2(50)
Amount of transaction JYJE number
Transaction time JYSJ Varchar2(20) yyyymmddhhmissfff
Receipt code HZDM Varchar2(4)
Receipt information HZNR Varchar2(50)
TABLE 7
Figure BDA0002332318700000082
Figure BDA0002332318700000091
TABLE 8
Field Chinese name English name of field Length of Remarks for note
Transaction code JYDM Varchar2(6)
Trade serial number JYLSH Varchar2(20) Organization code + yymmddhmmss + serial number
Customs agency code JGDM Varchar2(8)
Bank code YHDM Varchar2(7)
Paying ID number JFID Varchar2(20)
Bank transaction serial number YHLSH Varchar2(20)
Amount of transaction JYJE Number
Transaction time JYSJ Varchar2(20) Yyymmdd has only date, no hour, minute and second
Refund mark TKBZ Varchar2(1) Refund mark: 0 (refund); 1 (Payment)
TABLE 9
Field Chinese name English name of field Length of Remarks for note
Transaction code JYDM Varchar2(6)
Trade serial number JYLSH Varchar2(20) Organization code + yymmddhmmss + serial number
Customs agency code JGDM Varchar2(8)
Bank code YHDM Varchar2(7)
Time of billing HZSJ Varchar2(20) yyyymmddhhmissfff
Watch 10
Figure BDA0002332318700000092
Figure BDA0002332318700000101
TABLE 11
Instruction name Transaction code Initiator Receiving party
(1) Establishing delegation YH0001 Bank Customs mechanism
(2) Change request YH0002 Bank Customs mechanism
(3) Paying fee SJ0001 Customs mechanism Bank
(4) Refund SJ0002 Customs mechanism Bank
(5) Account checking SJ0003 Customs mechanism Bank
(6) Book drawing account SJ0004 Customs mechanism Bank
TABLE 12
Figure BDA0002332318700000102
Figure BDA0002332318700000111
As can be seen from embodiment 2, the invention communicates with the bank or the third party payment mechanism through customs to complete electronic payment such as charging, clearance and the like, eliminates the steps of currency examination, currency counting, change making and the like, improves the working efficiency, can enrich the payment modes of the customers, enables the customers to select payment modes by themselves, improves the service quality of the customers, simplifies the financial management process, and reduces the cash collecting cost and risk.
Example 3
A customs electronic payment method, the method comprising:
the bank initiates establishment of an entrusting relation to the customs and establishes an entrusting application data item table and an entrusting response data item table;
initiating a change entrusting relation to a customhouse by a bank and changing the entrusting application data item table and the entrusting response data item table;
initiating a request to a bank by a customhouse according to the entrusted application data item table and the entrusted response data item table;
and the bank processes according to the request initiated by the customs and returns the processing result to the customs to finish the payment.
The method also includes communicating instructions and a communication protocol, the communication sending and receiving instructions in a TCP/IP protocol.
Exemplarily, the electronic payment system is deployed in a hangzhou customs service network, and the external interfaces are two: the electronic payment system is an application system based on web, and a user accesses the application system by using a personal digital certificate through an http protocol.
The CIQ2000 service system is deployed in a Hangzhou customs service network, is directly connected with the CIQ2k service system through an intranet and based on a TCP/IP protocol, and the two databases are in data synchronization through a data link, namely data exchange is carried out in the storage process.
DDN special line is adopted for communication with Unionpay, Hangzhou customs reaches the province of Zhejiang province of China bank and the province of Zhejiang province of industry and commerce bank, the bandwidth is 10M, and MQ is adopted for the middleware for communication between the two parties.
Interface definition: with the CIQ2000 interface, because the CIQ2000 business system is deployed in Hangzhou customs, the electronic payment system needs to perform data interaction with the Hangzhou customs, and in order to realize the function, the universality of the system, the stability of system message transmission and the transmission efficiency are improved, and a database link mode is adopted for data synchronization; the system comprises a Unionpay interface, a CIQ front-end processor, a Unionpay front-end processor, a cross-bank business processing system and a server, wherein the CIQ front-end processor transmits business data to the Unionpay front-end processor in a message form through a message middleware, the Unionpay front-end processor calls the cross-bank business processing system to respectively perform transaction processing with a corresponding transaction bank, after the transaction processing is successful, a processing result is transmitted back in a message form, if the processing is failed, error information is returned, an interface communication component adopts IBMMQ 5.3for linux, a server mode is adopted to transmit messages, and two parties establish a queue manager which comprises a queue, a remote queue and a channel; and the CA certificate is required to be used for signing service operation data when the CA certificate is used for carrying out service operation, and a software development kit matched with the CA certificate is used for developing the CA certificate when the CA certificate is developed.
Embodiment 3 shows that the invention sends and receives communication instructions through a communication TCP/IP protocol, and performs business communication between customs and banks, so that payment is electronized, traditional modes such as cash and check are not needed, working efficiency is improved, and queuing phenomenon at charging and payment windows is reduced.
Example 4
A customs electronic payment device, comprising:
the system comprises a consignment relation establishing module, a consignment request module, a consignment response module and a consignment response module, wherein the consignment relation establishing module is used for initiating the establishment of a consignment relation to a customs by a bank and establishing a consignment application data item table and a consignment response data item table;
the system comprises a change entrusting relation module, a change entrusting relation module and a change request module, wherein the change entrusting relation module is used for initiating a change entrusting relation to a customhouse by a bank and changing an entrusting application data item table and an entrusting response data item table;
the initiating request module is used for initiating a request to a bank by a customhouse according to the entrusted application data item table and the entrusted response data item table;
and the processing module is used for processing by the bank according to the request initiated by the customs and returning a processing result to the customs to finish payment.
An alternative implementation way is that a consignment relation establishing module initiates a consignment relation establishing and consignment application data item table and a consignment response data item table to a customs through a bank, a change consignment relation changing module initiates a change consignment relation to the customs through the bank and changes the consignment application data item table and the consignment response data item table, an initiation request module initiates a request to the bank from the customs according to the consignment application data item table and the consignment response data item table, and a processing module processes according to the request initiated by the customs and returns a processing result to the customs to complete payment.
Example 5
A customs electronic payment device, comprising:
the system comprises a consignment relation establishing module, a consignment request module, a consignment response module and a consignment response module, wherein the consignment relation establishing module is used for initiating the establishment of a consignment relation to a customs by a bank and establishing a consignment application data item table and a consignment response data item table;
the system comprises a change entrusting relation module, a change entrusting relation module and a change request module, wherein the change entrusting relation module is used for initiating a change entrusting relation to a customhouse by a bank and changing an entrusting application data item table and an entrusting response data item table;
the payment unit is used for initiating a payment request to the bank by the customhouse and paying according to the payment application data item table and the payment response data item table;
the account checking unit is used for initiating an account checking request to the bank by the customs, checking the account according to the account checking application data item table and the account checking response data item table and returning account deduction details;
the account marking unit is used for initiating an account marking request to the bank by the customhouse, marking the amount of money according to the account marking application data item table and the account marking response data item table and returning the total amount information of the account marking;
and the processing module is used for processing by the bank according to the request initiated by the customs and returning a processing result to the customs to finish payment.
An optional implementation mode is characterized in that a consignment relation establishing module initiates a consignment relation establishing module to a customs through a bank and establishes a consignment application data item table and a consignment response data item table, a consignment changing module initiates a change consignment relation to the customs through the bank and changes the consignment application data item table and the consignment response data item table, a payment unit initiates a payment request to the bank through the customs, pays according to the payment application data item table and the payment response data item table, a reconciliation unit initiates a reconciliation request to the bank through the customs, performs money reconciliation according to the reconciliation application data item table and the reconciliation response data item table and returns reconciliation total information, a processing module processes according to the request initiated by the customs through the bank and returns a processing result to the customs to complete the reconciliation request, and returns a reconciliation request data item table and a reconciliation response data item table And (6) paying.
Example 6
A customs electronic payment device, comprising:
the system comprises a consignment relation establishing module, a consignment request module, a consignment response module and a consignment response module, wherein the consignment relation establishing module is used for initiating the establishment of a consignment relation to a customs by a bank and establishing a consignment application data item table and a consignment response data item table;
the system comprises a change entrusting relation module, a change entrusting relation module and a change request module, wherein the change entrusting relation module is used for initiating a change entrusting relation to a customhouse by a bank and changing an entrusting application data item table and an entrusting response data item table;
the initiating request module is used for initiating a request to a bank by a customhouse according to the entrusted application data item table and the entrusted response data item table;
and the processing module is used for processing by the bank according to the request initiated by the customs and returning a processing result to the customs to finish payment.
The apparatus also includes a communication unit to send and receive instructions.
In an alternative implementation mode, a communication unit sends and receives instructions, a consignment relation establishing module initiates a consignment relation establishment and establishes a consignment application data item table and a consignment response data item table to a customs through a bank, a consignment relation changing module initiates a consignment relation change and changes the consignment application data item table and the consignment response data item table through the bank, an initiation request module initiates a request to the bank from the customs according to the consignment application data item table and the consignment response data item table, and a processing module processes according to the request initiated by the customs and returns a processing result to the customs through the bank to finish payment.
Example 7
An electronic device comprising a memory and a processor, the memory storing one or more computer instructions, wherein the one or more computer instructions are executed by the processor to implement a customs electronic payment method as described above.
It can be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working process of the electronic device described above may refer to the corresponding process in the foregoing method embodiment, and is not described herein again.
A computer-readable storage medium storing a computer program, which makes a computer implement an electronic customs payment method as described above when executed.
Illustratively, a computer program may be partitioned into one or more modules/units, which are stored in a memory and executed by a processor to implement the present invention. One or more modules/units may be a series of computer program instruction segments capable of performing certain functions, the instruction segments being used to describe the execution of a computer program in a computer device.
The computer device may be a desktop computer, a notebook, a palm computer, a cloud server, or other computing devices. The computer device may include, but is not limited to, a memory, a processor. Those skilled in the art will appreciate that the present embodiments are merely exemplary of a computing device and are not intended to limit the computing device, and may include more or fewer components, or some of the components may be combined, or different components, e.g., the computing device may also include input output devices, network access devices, buses, etc.
The processor may be a Central Processing Unit (CPU), other general purpose processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf programmable gate array (FPGA) or other programmable logic device, discrete gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The storage may be an internal storage unit of the computer device, such as a hard disk or a memory of the computer device. The memory may also be an external storage device of the computer device, such as a plug-in hard disk provided on the computer device, a Smart Memory Card (SMC), a Secure Digital (SD) card, a flash card (FlashCard), and the like. Further, the memory may also include both internal and external storage units of the computer device. The memory is used for storing computer programs and other programs and data required by the computer device. The memory may also be used to temporarily store data that has been output or is to be output.
The above description is only an embodiment of the present invention, but the technical features of the present invention are not limited thereto, and any changes or modifications within the technical field of the present invention by those skilled in the art are covered by the claims of the present invention.

Claims (8)

1. A customs electronic payment method is characterized by comprising the following steps:
the bank initiates establishment of an entrusting relation to the customs and establishes an entrusting application data item table and an entrusting response data item table;
initiating a change entrusting relation to a customhouse by a bank and changing the entrusting application data item table and the entrusting response data item table;
initiating a request to a bank by a customhouse according to the entrusted application data item table and the entrusted response data item table;
and the bank processes according to the request initiated by the customs and returns the processing result to the customs to finish the payment.
2. The customs electronic payment method of claim 1, wherein the initiating a request from the customs to the bank according to the request application data item table and the request response data item table comprises:
initiating a payment request to a bank by a customhouse, and paying according to a payment application data item table and a payment response data item table;
initiating an account checking request to the bank by the customhouse, checking the account according to the account checking application data item table and the account checking response data item table, and returning account deduction details;
and initiating a charge dividing request to the bank by the customs, dividing the amount of money according to the charge dividing application data item table and the charge dividing response data item table, and returning total charge dividing information.
3. The customs electronic payment method of claim 1, further comprising a communication instruction and a communication protocol, wherein the communication sends and receives the instruction in a TCP/IP protocol.
4. A customs electronic payment device is characterized by comprising:
the system comprises a consignment relation establishing module, a consignment request module, a consignment response module and a consignment response module, wherein the consignment relation establishing module is used for initiating the establishment of a consignment relation to a customs by a bank and establishing a consignment application data item table and a consignment response data item table;
the system comprises a change entrusting relation module, a change entrusting relation module and a change request module, wherein the change entrusting relation module is used for initiating a change entrusting relation to a customhouse by a bank and changing an entrusting application data item table and an entrusting response data item table;
the initiating request module is used for initiating a request to a bank by a customhouse according to the entrusted application data item table and the entrusted response data item table;
and the processing module is used for processing by the bank according to the request initiated by the customs and returning a processing result to the customs to finish payment.
5. The customs electronic payment device of claim 4, wherein the initiation request module comprises:
the payment unit is used for initiating a payment request to the bank by the customhouse and paying according to the payment application data item table and the payment response data item table;
the account checking unit is used for initiating an account checking request to the bank by the customs, checking the account according to the account checking application data item table and the account checking response data item table and returning account deduction details;
and the account marking unit is used for initiating an account marking request to the bank by the customhouse, marking the amount of money according to the account marking application data item table and the account marking response data item table and returning the total amount information of the account marking.
6. The customs electronic payment device of claim 5, further comprising a communication unit for sending and receiving instructions.
7. An electronic device, comprising a memory and a processor, wherein the memory is used for storing one or more computer instructions, wherein the one or more computer instructions are executed by the processor to realize a customs electronic payment method according to any one of claims 1-3.
8. A computer-readable storage medium storing a computer program, wherein the computer program is used for causing a computer to execute the method according to any one of claims 1 to 3.
CN201911341238.XA 2019-12-23 2019-12-23 Customs electronic payment method and device Pending CN111080277A (en)

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Application publication date: 20200428