CN110852649A - Resource management method, terminal, device and readable storage medium - Google Patents
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Abstract
The invention discloses a resource management method, which comprises the following steps: when a sub-account creating instruction is received, creating a sub-account in a current parent account, then allocating resources to the sub-account based on a preset resource configuration strategy, then determining a resource usage strategy, and executing an operation corresponding to the resource usage strategy on the resources allocated in the sub-account. The invention also discloses a device, a terminal and a readable storage medium. For multiple resources, corresponding sub-accounts are established according to different sources of the resources for resource management, and the resource use strategy is combined to execute use operation on the corresponding resources, so that different types of resources can be operated and tracked respectively, traceability is provided for the generation and use of the resources, great convenience is provided for users, and meanwhile, the resource management cost is saved.
Description
Technical Field
The present invention relates to the field of resource management technologies, and in particular, to a resource management method, a terminal, a device, and a readable storage medium.
Background
With the development of the internet, more and more users manage money through the internet. Parents have little knowledge about financing products and lack related financing knowledge, and often give own money to children to help the children to finance the financing. Generally, the money of children and the money of parents are mixed together, the fund of both parties is used for financing as a whole, the use condition of the principal and the related income of the parents cannot be independently traced, in addition, when the income distribution of the parents and the children is carried out, a large amount of accounting and checking are required, the financing management cost is increased, and meanwhile, the accounting error is easy to occur.
Disclosure of Invention
The invention mainly aims to provide a resource management method, a terminal, a device and a readable storage medium, and aims to solve the technical problem that traceability cannot be provided for generation and use of each resource independently due to the fact that a plurality of resources cannot be managed independently in the conventional resource management.
In order to achieve the above object, the present invention provides a resource management method applied to a terminal, the resource management method comprising the steps of:
when a sub-account creating instruction is received, creating a sub-account in the current parent account;
allocating resources for the sub-accounts based on a preset resource allocation strategy;
and determining a resource use strategy, and executing the operation corresponding to the resource use strategy on the resource distributed in the sub-account.
Further, in an embodiment, the preset resource configuration policy includes internal resource configuration, and the step of allocating resources to the sub-account based on the preset resource configuration policy includes:
when the preset resource configuration strategy is internal resource configuration, acquiring a first allocation rate;
and when the first allocation quota is smaller than or equal to the resource in the parent account, transferring the resource corresponding to the first allocation quota from the parent account into the child account.
Further, in an embodiment, the preset resource configuration policy includes external resource configuration, and the step of allocating resources to the sub-account based on the preset resource configuration policy includes:
when the preset resource allocation strategy is external resource allocation, acquiring a second allocation limit;
and after the connection with the external resource account is successfully established, acquiring the resources corresponding to the second allocation amount from the external resource account, and transferring the resources corresponding to the second allocation amount into the sub-account.
Further, in an embodiment, the resource management policy includes a resource roll-out, the determining a resource usage policy, and the performing an operation corresponding to the resource usage policy on the resource allocated in the sub-account includes:
when the resource management strategy is resource transfer, obtaining a transfer-out limit;
and when the transfer limit is smaller than or equal to the resource in the sub-account, transferring the resource corresponding to the transfer limit into the parent account from the sub-account.
Further, in an embodiment, between the step of creating a child account in the current parent account when a child account creation instruction is received and the step of allocating resources to the child account based on the preset resource configuration policy, the method further includes:
and when the sub-account is successfully created, acquiring an original authorization password based on a preset authorization password input interface, and storing the original authorization password in a preset storage area.
Further, in an embodiment, after the step of obtaining an authorized password based on a preset authorized password input interface and saving the authorized password to a preset storage area when it is detected that the sub-account is successfully created, the method further includes:
and when an authorization password updating instruction is received, acquiring a new authorization password based on a preset updating interface, and replacing the original authorization password stored in the preset storage area with the new authorization password.
Further, in an embodiment, the resource management policy includes resource browsing sharing, the determining a resource usage policy, and the performing an operation corresponding to the resource usage policy on the resource allocated in the sub-account includes:
and when the resource management strategy is resource browsing sharing, acquiring a browsing link corresponding to the resource in the sub-account, and sending the browsing link to a preset terminal based on a preset format, so that the preset terminal can display the historical data of the resource in the sub-account based on the original authorization code.
Further, in an embodiment, the resource management policy includes unbinding a sub-account, the determining a resource usage policy, and the performing an operation corresponding to the resource usage policy on the resource allocated in the sub-account includes:
when the resource management strategy is to unbind the sub-account, determining whether resources exist in the sub-account;
and when no resource exists in the sub-account, deleting the sub-account in the current parent account.
Further, in an embodiment, the resource management apparatus includes:
the creating module is used for creating a sub account in the current parent account when a sub account creating instruction is received;
the allocation module is used for allocating resources to the sub-accounts based on a preset resource allocation strategy;
and the processing module is used for determining the resource use strategy and executing the operation corresponding to the resource use strategy on the resources distributed in the sub-account.
In order to achieve the above object, the present invention further provides a resource management terminal, including: a memory, a processor and a resource management program stored on the memory and executable on the processor, the resource management program when executed by the processor implementing the steps of the resource management method as described above.
In addition, to achieve the above object, the present invention further provides a readable storage medium, which stores a resource management program, wherein the resource management program, when executed by a processor, implements the steps of the resource management method according to any one of the above.
According to the method, when a sub-account creating instruction is received, a sub-account is created in a current parent account, then resources are allocated to the sub-account based on a preset resource allocation strategy, then a resource using strategy is determined, and the operation corresponding to the resource using strategy is executed on the resources allocated in the sub-account. For multiple resources, corresponding sub-accounts are established according to different sources of the resources for resource management, and the resource use strategy is combined to execute use operation on the corresponding resources, so that different types of resources can be operated and checked respectively, traceability is provided for the generation and use of the resources, great convenience is provided for users, and meanwhile, the resource management cost is saved.
Drawings
Fig. 1 is a schematic structural diagram of a terminal in a hardware operating environment according to an embodiment of the present invention;
FIG. 2 is a flowchart illustrating a resource management method according to a first embodiment of the present invention;
FIG. 3 is a functional block diagram of an embodiment of a resource management device.
The implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Detailed Description
It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
As shown in fig. 1, fig. 1 is a schematic structural diagram of a terminal in a hardware operating environment according to an embodiment of the present invention.
As shown in fig. 1, the terminal may include: a processor 1001, such as a CPU, a network interface 1004, a user interface 1003, a memory 1005, a communication bus 1002. Wherein a communication bus 1002 is used to enable connective communication between these components. The user interface 1003 may include a Display screen (Display), an input unit such as a Keyboard (Keyboard), and the optional user interface 1003 may also include a standard wired interface, a wireless interface. The network interface 1004 may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface). The memory 1005 may be a high-speed RAM memory or a non-volatile memory (e.g., a magnetic disk memory). The memory 1005 may alternatively be a storage device separate from the processor 1001.
Optionally, the terminal may further include a camera, a Radio Frequency (RF) circuit, a sensor, an audio circuit, a WiFi module, and the like. Such as light sensors, motion sensors, and other sensors. Specifically, the light sensor may include an ambient light sensor that may adjust the brightness of the display screen according to the brightness of ambient light, and a proximity sensor that may turn off the display screen and/or the backlight when the mobile terminal is moved to the ear. As one of the motion sensors, the attitude sensor can detect the magnitude of acceleration in each direction (generally, three axes), detect the magnitude and direction of gravity when stationary, and can be used for applications (such as horizontal and vertical screen switching, related games, magnetometer attitude calibration) for recognizing the attitude of the mobile terminal, and related functions (such as pedometer and tapping) for vibration recognition; of course, the terminal may also be configured with other sensors such as a gyroscope, a barometer, a hygrometer, a thermometer, and an infrared sensor, which are not described herein again.
Those skilled in the art will appreciate that the terminal structure shown in fig. 1 is not intended to be limiting and may include more or fewer components than those shown, or some components may be combined, or a different arrangement of components.
As shown in fig. 1, a memory 1005, which is a readable storage medium, may include therein an operating system, a network communication module, a user interface module, and a resource management program.
In the terminal shown in fig. 1, the network interface 1004 is mainly used for connecting to a backend server and performing data communication with the backend server; the user interface 1003 is mainly used for connecting a user terminal and performing data communication with the user terminal; and the processor 1001 may be used to invoke a resource manager stored in the memory 1005.
In this embodiment, the terminal includes: the system comprises a memory 1005, a processor 1001 and a resource management program stored in the memory 1005 and capable of running on the processor 1001, wherein the steps of the resource management method provided by each embodiment of the present application are executed when the processor 1001 calls the resource management program stored in the memory 1005.
Referring to fig. 2, fig. 2 is a flowchart illustrating a resource management method according to a first embodiment of the present invention.
While a logical order is shown in the flow chart, in some cases, the steps shown or described may be performed in an order different than that shown.
A resource management method according to a first embodiment of the present invention is applied to a terminal, and in this embodiment, the resource management method includes:
step S10, when receiving the sub account creating instruction, creating a sub account in the current parent account;
in this embodiment, the operation of entrusted financing (also called as "principal financing") refers to the action of a professional manager accepting the entrusted by an asset owner to operate and manage the asset to realize the value increment of the entrusted asset or other specific targets, and generally refers to the entrusted financing in a stock market, that is, an investment bank is used as a manager to collect and manage entrusted funds with an independent account, and the intermediary operation of entrusted fund increment or other specific targets is realized by the combination of financial instruments such as stocks, funds, bonds, futures and the like invested in the stock market. Such a commission financing business has the following inconveniences: 1. the threshold is high, the procedure is complex, and a relevant contract is required to be signed; 2. for some remote locations, there is a lack of relevant services; 3. the investor and the client are difficult to establish a trust relationship. With the development of the internet, more and more users manage money through the internet, and the problems are well solved.
As mentioned above, in the household financing, parents have little knowledge about financing products, lack relevant financing knowledge and often give own money to children to help the children to carry out the financing. Generally, the money of children and the money of parents are mixed together, the fund of both parties is used for financing as a whole, the use condition of the principal and the related income of the parents cannot be known in real time, and when the income of the parents and the children is distributed, a large amount of accounting and checking are needed, the financing management cost is increased, and meanwhile, accounting errors are easy to occur.
In view of the foregoing drawbacks, in this embodiment, a resource management method is provided, where a sub-account creation instruction is received, a sub-account is created in a current parent account, then a resource is allocated to the sub-account based on a preset resource configuration policy, then a resource usage policy is determined, and an operation corresponding to the resource usage policy is executed on the resource allocated to the sub-account. According to the technical scheme, for various resources, corresponding sub-accounts are established according to different sources of the resources for resource management, and the resource use strategies are combined to execute use operation on the corresponding resources, so that the resources of different types can be operated and checked respectively, traceability is provided for the generation and use of the resources, great convenience is provided for users, and meanwhile, the resource management cost is saved.
Specifically, upon receiving a child account creation instruction, a child account is created in the current parent account. Taking family financing of a micro-public bank as an example, a father account is a primary account number, and is an account of an adult, a child and a person with financing capacity, and the child account can be an account number of other relatives such as a father and a mother. For the process of creating the sub-account, for example, a sub-account creation instruction is triggered by clicking a menu or a key corresponding to the parent account, after the resource management terminal detects the instruction, the sub-account is created in the current parent account, and the resources in the parent account and the sub-account can be transferred in or out.
Step S20, distributing resources for the sub-accounts based on a preset resource configuration strategy;
in this embodiment, after the child account is created in the parent account, there is no resource in the current child account, and resource allocation needs to be performed for the child account, so that the child account performs related operations. It should be noted that, a plurality of sub-accounts may be provided, and each sub-account independently manages allocated resources, so that the resources of the sub-accounts can be operated and checked respectively, traceability is provided for generation and use of the resources, great convenience is further provided for users, and resource management cost is saved.
Specifically, step S20 includes:
step S21, when the preset resource configuration policy is internal resource configuration, obtaining a first allocation quota;
step S22, when the first quota is less than or equal to the resource in the parent account, transferring the resource corresponding to the first quota from the parent account to the child account.
In this embodiment, the resource configuration policy refers to an obtaining route of a resource when configuring a resource for a child account, and the resource configuration policy refers to internal resource configuration, where the resource is from a parent account and the parent account allocates the resource to a part of the child account. For convenience of description, the capital resources in the family financing of the micro-bank are taken as an example for description. Firstly, a first quota degree is obtained, namely the fund amount transferred to the sub-account from the parent account specified by the user, a fund transfer instruction can be triggered by clicking a menu or a key corresponding to the sub-account, and the fund amount is input on a fund transfer page.
Then, when the resource management terminal acquires the fund limit (i.e. the first allocation limit), the fund limit to be transferred to the child account needs to be compared with the fund amount in the parent account, and when the fund limit is larger than the fund in the parent account, the fund limit needs to be modified if the setting of the fund limit is unreasonable, and the user can be notified to modify the fund limit in a reminding manner. When the fund amount input by the user is less than or equal to the fund in the parent account, the resource management terminal can successfully transfer the fund from the parent account to the child account, meanwhile, the fund balance in the parent account is updated, and the balance is equal to the sum of the fund in the parent account minus the fund amount transferred to the child account.
Further, the step S20 further includes:
step S23, when the preset resource allocation strategy is external resource allocation, a second allocation limit is obtained;
step S24, after the connection is successfully established with the external resource account, the resource corresponding to the second allocation amount is obtained from the external resource account, and the resource corresponding to the second allocation amount is transferred to the sub-account.
In this embodiment, the resource configuration policy refers to an obtaining path of the resource when the resource is configured for the sub-account, and the resource configuration policy refers to external resource configuration, where the resource is from a path other than the parent account, such as a bound bank card, and the resource is obtained from the external resource account and allocated to the sub-account. Firstly, a second allocation amount is obtained, namely the fund amount of the external resource account transferred to the sub-account specified by the user, a fund transfer instruction can be triggered by clicking a menu or a key corresponding to the sub-account, and the fund amount is input on a fund transfer page.
Then, when the resource management terminal acquires the fund limit (i.e. the second allocation limit), the resource management terminal needs to establish a connection with the external resource account. After the resource management terminal is successfully connected with the external resource account, the resource management terminal can successfully transfer funds from the external resource account to the sub-account. It should be noted that, when the fund amount is greater than the balance in the external resource account, the external resource account returns a prompt message indicating that the transfer is failed, and the user can modify the fund amount according to the prompt message and re-perform the related operation of allocating resources to the sub-account.
Step S30, determining a resource usage policy, and executing an operation corresponding to the resource usage policy on the resource allocated in the sub-account.
In this embodiment, the resource usage policy refers to a relevant operation that can be performed on the resource in the sub-account, and the resource usage policy may include: transferring the resource in the sub account to the parent account; browsing links through the shared sub-account, and checking historical data of resources in the sub-account in real time at a preset terminal; unbinding the child account in the parent account, etc. And after the resource use strategy is determined, executing the operation corresponding to the use strategy on the resource in the sub-account according to the resource use strategy.
Specifically, step S30 includes:
step S31, when the resource management policy is resource transfer, obtaining a transfer-out amount;
step S32, when the transfer quota is less than or equal to the resource in the sub-account, transferring the resource corresponding to the transfer quota from the sub-account to the parent account.
In this embodiment, when the resource management policy is resource transfer, the transfer amount is first acquired, and the fund transfer instruction is triggered by clicking a menu or a key corresponding to the sub-account, so as to output the fund amount on the fund transfer page.
Then, when the resource management terminal acquires the money transfer-out amount, the money transfer-out amount needs to be compared with the money amount in the sub-account, when the money transfer-out amount is larger than the money amount in the sub-account, the unreasonable setting of the money transfer-out amount is described, the money transfer-out amount needs to be modified, and a user can be notified of the money amount modification in a reminding mode. When the transfer-out amount input by the user is less than or equal to the funds in the sub-account, the resource management terminal can successfully transfer the funds from the sub-account to the parent account, and meanwhile, the fund balance in the parent account is updated, and the balance is equal to the sum of the funds in the parent account minus the amount of the funds transferred to the sub-account.
Further, step S30 further includes:
step S34, when the resource management policy is to unbind the sub-account, determining whether there is resource in the sub-account;
and step S35, when the sub account has no resource, deleting the sub account in the current parent account.
In this embodiment, unbinding the sub-account refers to deleting the sub-account from the parent account, and when the resource management policy is to unbind the sub-account, it is first necessary to determine whether there are resources in the sub-account, and if there are resources in the sub-account, executing an operation of unbinding the sub-account may prompt that the operation is failed, and the operation of unbinding the sub-account may be executed only after all the resources in the sub-account are transferred. When no resource exists in the sub-account, the sub-account can be successfully deleted in the current parent account, and the sub-account is successfully unbound with the parent account.
Further, between step S20 and step S30, the method further includes:
and step S40, when the sub-account is successfully created, acquiring an original authorization password based on a preset authorization password input interface, and storing the original authorization password in a preset storage area.
In this embodiment, the conditions such as the transaction records and the profits of the sub-accounts are supported to be checked at a preset terminal, and correspond to the family financing user, so that the fund owner of the sub-account can check the fund utilization condition in time conveniently, and traceability is provided for the generation and the use of resources. And at the preset terminal, through the browsing link of the sub-account provided by the resource management terminal, a preset terminal user can access the sub-account page to view related funds, benefits, transaction records and the like through verifying the authorized password. The specific process of setting the authorization password is that after the fact that the sub-account is successfully created is detected, an original authorization password is obtained based on a preset authorization password input interface and is stored in a preset storage area, and at the moment, the original authorization password is successfully set.
Further, after step S40, the method further includes:
and step S50, when an authorized password updating instruction is received, acquiring a new authorized password based on a preset updating interface, and replacing the original authorized password stored in the preset storage area with the new authorized password.
In this embodiment, the authorization password further supports updating, after the original authorization password is successfully set, an authorization password updating instruction of the sub-account may be triggered by clicking a menu or button corresponding to the sub-account, a new authorization password is obtained based on a preset update password interface, and the original authorization password stored in the preset storage area is replaced with the new authorization password.
According to the resource management method provided by the embodiment, when a sub-account creation instruction is received, a sub-account is created in a current parent account, then resources are allocated to the sub-account based on a preset resource configuration strategy, then a resource usage strategy is determined, and an operation corresponding to the resource usage strategy is executed on the resources allocated in the sub-account. For multiple resources, corresponding sub-accounts are established according to different sources of the resources for resource management, and the resource use strategy is combined to execute use operation on the corresponding resources, so that different types of resources can be operated and checked respectively, traceability is provided for the generation and use of the resources, great convenience is provided for users, and meanwhile, the resource management cost is saved.
Based on the first embodiment, a second embodiment of the resource management method of the present invention is proposed, in this embodiment, step S30 further includes:
step S33, when the resource management strategy is resource browsing sharing, acquiring a browsing link corresponding to the resource in the sub-account, and sending the browsing link to a preset terminal based on a preset format, so that the preset terminal can display the history data of the resource in the sub-account based on the original authorization code.
In this embodiment, for multiple resources, corresponding sub-accounts are established according to different resource sources to perform resource management, the resources in the sub-accounts are managed separately, and it is supported that funds, benefits and transaction records related to the sub-accounts are checked at a preset terminal, for example, in family financing, one sub-account is owned by a family member, and the family member can check related data in the corresponding sub-account on the terminal thereof.
Further, when the resource management policy is resource browsing sharing, the resource management terminal obtains a browsing link corresponding to the resource in the sub-account, and sends the browsing link to the preset terminal based on a preset format, so that the browsing link can be viewed by a user on the preset terminal. And clicking the browsing link by a user on the preset terminal, and checking the historical data of the resources in the sub-account corresponding to the browsing link in real time only by correctly inputting the authorized password.
According to the resource management method provided by the embodiment, the resource management terminal sends the browsing link to the preset terminal, the preset terminal performs identity verification by using the authorization password, and after the identity verification is passed, historical data of resources in the sub-account can be checked at the preset terminal, so that great convenience is provided for a user, and meanwhile, the resource management cost is saved.
Referring to fig. 3, fig. 3 is a functional module diagram of a resource management device according to an embodiment of the present invention.
The creating module 10 is configured to create a child account in a current parent account when a child account creating instruction is received;
the allocation module 20 is configured to allocate resources to the sub-account based on a preset resource allocation policy;
and the processing module 30 is configured to determine a resource usage policy, and execute an operation corresponding to the resource usage policy on the resource allocated in the sub-account.
Further, the allocating module 20 is further configured to:
when the preset resource configuration strategy is internal resource configuration, acquiring a first allocation rate;
and when the first allocation quota is smaller than or equal to the resource in the parent account, transferring the resource corresponding to the first allocation quota from the parent account into the child account.
Further, the allocating module 20 is further configured to:
when the preset resource allocation strategy is external resource allocation, acquiring a second allocation limit;
and after the connection with the external resource account is successfully established, acquiring the resources corresponding to the second allocation amount from the external resource account, and transferring the resources corresponding to the second allocation amount into the sub-account.
Further, the processing module 30 is further configured to:
when the resource management strategy is resource transfer, obtaining a transfer-out limit;
and when the transfer limit is smaller than or equal to the resource in the sub-account, transferring the resource corresponding to the transfer limit into the parent account from the sub-account.
Further, the resource management apparatus further includes:
and the setting module is used for acquiring the original authorized password based on the preset authorized password input interface and storing the original authorized password in the preset storage area when the successful creation of the sub-account is detected.
Further, the resource management apparatus further includes:
and the updating module is used for acquiring a new authorized password based on a preset updating interface when an authorized password updating instruction is received, and replacing the original authorized password stored in the preset storage area with the new authorized password.
Further, the processing module 30 is further configured to:
and when the resource management strategy is resource browsing sharing, acquiring a browsing link corresponding to the resource in the sub-account, and sending the browsing link to a preset terminal based on a preset format, so that the preset terminal can display the historical data of the resource in the sub-account based on the original authorization code.
Further, the processing module 30 is further configured to:
when the resource management strategy is to unbind the sub-account, determining whether resources exist in the sub-account;
and when no resource exists in the sub-account, deleting the sub-account in the current parent account.
In addition, an embodiment of the present invention further provides a readable storage medium, where a resource management program is stored on the readable storage medium, and the resource management program, when executed by a processor, implements the steps of the resource management method in the foregoing embodiments.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or system that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or system. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or system that comprises the element.
The above-mentioned serial numbers of the embodiments of the present invention are merely for description and do not represent the merits of the embodiments.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solutions of the present invention may be embodied in the form of a software product, which is stored in a readable storage medium (such as ROM/RAM, magnetic disk, optical disk) as described above, and includes several instructions for enabling a system device (such as a mobile phone, a computer, a server, an air conditioner, or a network device) to execute the method according to the embodiments of the present invention.
The above description is only a preferred embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications of equivalent structures and equivalent processes, which are made by using the contents of the present specification and the accompanying drawings, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.
Claims (11)
1. A resource management method is applied to a resource management terminal, and is characterized by comprising the following steps:
when a sub-account creating instruction is received, creating a sub-account in the current parent account;
allocating resources for the sub-accounts based on a preset resource allocation strategy;
and determining a resource use strategy, and executing the operation corresponding to the resource use strategy on the resource distributed in the sub-account.
2. The resource management method of claim 1, wherein the preset resource configuration policy comprises an internal resource configuration, and the step of allocating resources for the sub-account based on the preset resource configuration policy comprises:
when the preset resource configuration strategy is internal resource configuration, acquiring a first allocation rate;
and when the first allocation quota is smaller than or equal to the resource in the parent account, transferring the resource corresponding to the first allocation quota from the parent account into the child account.
3. The resource management method of claim 1, wherein the preset resource configuration policy comprises an external resource configuration, and the step of allocating resources to the sub-account based on the preset resource configuration policy comprises:
when the preset resource allocation strategy is external resource allocation, acquiring a second allocation limit;
and after the connection with the external resource account is successfully established, acquiring the resources corresponding to the second allocation amount from the external resource account, and transferring the resources corresponding to the second allocation amount into the sub-account.
4. The method for resource management according to claim 1, wherein the resource management policy includes a resource roll-out, the determining a resource usage policy, and the performing an operation corresponding to the resource usage policy on the resource allocated in the sub-account includes:
when the resource management strategy is resource transfer, obtaining a transfer-out limit;
and when the transfer limit is smaller than or equal to the resource in the sub-account, transferring the resource corresponding to the transfer limit into the parent account from the sub-account.
5. The resource management method of claim 1, wherein between the step of creating a sub-account in the current parent account when receiving the sub-account creation instruction and the step of allocating resources for the sub-account based on the preset resource configuration policy, the method further comprises:
and when the sub-account is successfully created, acquiring an original authorization password based on a preset authorization password input interface, and storing the original authorization password in a preset storage area.
6. The resource management method according to claim 5, wherein after the step of acquiring the authorization code based on the preset authorization code input interface and saving the authorization code to the preset storage area when the successful creation of the sub-account is detected, the method further comprises:
and when an authorization password updating instruction is received, acquiring a new authorization password based on a preset updating interface, and replacing the original authorization password stored in the preset storage area with the new authorization password.
7. The method according to any one of claims 1 to 6, wherein the resource management policy includes resource browsing sharing, the determining a resource usage policy, and the performing an operation corresponding to the resource usage policy on the resource allocated in the sub-account includes:
and when the resource management strategy is resource browsing sharing, acquiring a browsing link corresponding to the resource in the sub-account, and sending the browsing link to a preset terminal based on a preset format, so that the preset terminal can display the historical data of the resource in the sub-account based on the original authorization code.
8. The method for resource management according to claim 1, wherein the resource management policy includes unbinding a sub-account, the determining the resource usage policy, and the performing the operation corresponding to the resource usage policy on the resource allocated in the sub-account includes:
when the resource management strategy is to unbind the sub-account, determining whether resources exist in the sub-account;
and when no resource exists in the sub-account, deleting the sub-account in the current parent account.
9. A resource management apparatus, characterized in that the resource management apparatus comprises:
the creating module is used for creating a sub account in the current parent account when a sub account creating instruction is received;
the allocation module is used for allocating resources to the sub-accounts based on a preset resource allocation strategy;
and the processing module is used for determining the resource use strategy and executing the operation corresponding to the resource use strategy on the resources distributed in the sub-account.
10. A resource management terminal, characterized in that the resource management terminal comprises: memory, a processor and a resource management program stored on the memory and executable on the processor, the resource management program when executed by the processor implementing the steps of the resource management method according to any of claims 1 to 8.
11. A readable storage medium, on which the resource management program is stored, the resource management program, when executed by a processor, implementing the steps of the resource management method according to any one of claims 1 to 8.
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