CN110751472A - Online direct payment system and method - Google Patents
Online direct payment system and method Download PDFInfo
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- CN110751472A CN110751472A CN201910823644.3A CN201910823644A CN110751472A CN 110751472 A CN110751472 A CN 110751472A CN 201910823644 A CN201910823644 A CN 201910823644A CN 110751472 A CN110751472 A CN 110751472A
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- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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- G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
- G16H40/00—ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices
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Abstract
The application discloses an online direct payment system and a method, wherein the system comprises a first computer of a payer, a second computer of the payer and a server of the payer, wherein the second computer of the payer is used for responding to confirmation to pay a payment receipt and calling a direct-connected interface of a bank to be connected with a bank interface; and is used for receiving the payment electronic receipt from the bank and saving the payment electronic receipt and related data to the payer server; the first computer of the payer is used for responding to the received request for generating the voucher, acquiring the stored electronic receipt of payment and related data from the server of the payer, and selecting one of the preset voucher templates to generate and display the voucher according to the acquired electronic receipt of payment and related data and the corresponding payment receipt. The system and the method of the invention can automatically generate the accounting document according to the payment condition, greatly reduce the accounting workload, and can be configured to adapt to the continuously developing requirements.
Description
Technical Field
The application relates to the field of electric digital data processing, in particular to a system and a method for direct payment on the internet.
Background
At present, hospitals, primary medical institutions or other medical-related administrative institutions hope to realize personal reimbursement, revolution and account online payment of suppliers and automatic certificate generation according to the requirement of online quick payment by directly connecting bank interfaces, so as to reduce the workload of payers.
Disclosure of Invention
In order to overcome the defects in the prior art, the invention aims to provide an online direct payment system and method, which can integrate payment and accounting processing and reduce the workload of a payer, especially accounting. The invention also enables flexible expansion of payment modes, meeting ever changing needs.
To solve the above technical problem, according to a first aspect of the present invention, there is provided an online direct payment system comprising a payer first computer, a payer second computer, and a payer server, wherein,
the payer second computer is used for responding to the confirmation to pay the payment document and calling the direct-connected interface of the bank to be connected with the bank interface; and is used for receiving the payment electronic receipt from the bank and saving the payment electronic receipt and related data to the payer server;
the first computer of the payer is used for responding to the received request for generating the voucher, acquiring the stored electronic receipt of payment and related data from the server of the payer, and selecting one of the preset voucher templates to generate and display the voucher according to the acquired electronic receipt of payment and related data and the corresponding payment receipt.
As an improvement of the system of the invention, the payer first computer is further configured to receive a request to save and/or print the voucher.
As another improvement of the system of the present invention, the payer first computer is further configured to receive a selection of a credential generation manner, where the credential generation manner includes a single-piece credential generation manner and a collected credential generation manner, the single-piece credential generation manner is configured to generate a credential of one payment document, and the collected credential generation manner is configured to generate credentials of two or more payment documents in a collected manner.
As a further improvement of the system of the present invention, the payer first computer is further configured to make a payment receipt and to audit the payment receipt, and in response to the audit being passed, to notify the payer second computer; and the second computer of the payer is also used for rechecking whether the payment information of the passed payment receipt is correct or not.
As a further improvement of the system of the present invention, the payer first computer is further configured to set up a debit or credit subject corresponding to the voucher template.
As another improvement of the system of the present invention, the medical-direct interface comprises: the bank identification parameter receiving module is used for receiving the incoming identification parameters for distinguishing different banks; the bank business processing configuration file calling module is used for calling the business processing configuration files of the banks corresponding to the identification parameters according to the identification parameters, and different banks are configured with independent business processing configuration files; and the bank interface calling module is used for calling the bank interface corresponding to the called service processing configuration file.
In order to solve the above technical problem, according to a second aspect of the present invention, there is provided an online direct payment method applied to an online direct payment system including a payer first computer, a payer second computer and a payer server, wherein the method includes the steps of:
enabling the payer second computer to respond to confirmation of payment of the payment document and call the direct-connected interface of the bank to be connected with the bank interface; receiving the payment electronic receipt from the bank and storing the payment electronic receipt and related data in the payer server;
and the first computer of the payer acquires the stored electronic receipt of payment and related data from the server of the payer in response to the received request for generating the voucher, and selects one of the preset voucher templates to generate and display the voucher according to the acquired electronic receipt of payment and related data and the corresponding payment receipt.
To solve the above technical problem, the tangible computer readable medium of the present invention includes computer program code for executing the direct payment method on the internet of the present invention.
To solve the above technical problem, the present invention provides an apparatus, comprising at least one processor; and at least one memory including computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least some of the steps of the direct payment over internet method of the present invention.
In some businesses, particularly hospitals, thousands of payments are involved each day, and the workload of accounting is thus enormous. According to the invention, the accounting document can be automatically generated according to the payment of the payment document, thereby greatly reducing the workload of accounting, reducing the labor cost of enterprises, simultaneously ensuring the accuracy of accounting and avoiding possible human errors. In addition, the interfaces of different banks call required differential service data, and the difference service data is realized by configuring an independent service processing configuration file of each bank, so that the direct-connected interfaces of the bank can be further expanded according to the requirements and the development, the adaptability of the system and the method is strong, and the subsequent development cost is saved.
Other features and advantages of the present invention will become more apparent from the detailed description of the embodiments of the present invention when taken in conjunction with the accompanying drawings.
Drawings
FIG. 1 is a schematic diagram of an embodiment of a system according to the present invention.
Fig. 2 is a flow chart of an embodiment of a method according to the present invention.
For the sake of clarity, the figures are schematic and simplified drawings, which only show details which are necessary for understanding the invention and other details are omitted.
Detailed Description
Embodiments and examples of the present invention will be described in detail below with reference to the accompanying drawings.
The scope of applicability of the present invention will become apparent from the detailed description given hereinafter. It should be understood, however, that the detailed description and the specific examples, while indicating preferred embodiments of the invention, are given by way of illustration only.
Fig. 1 is a schematic structural diagram of an embodiment of the direct online payment system according to the present invention. The system of this embodiment includes an accounting computer 102, a cashier computer 104 and a hospital server 106 communicatively connected to each other. Cashier computer 104 interfaces with the bank of bank server 108 through a banking direct interface 104-1.
The accounting computer 102 is used for hospital accounting (or other personnel according to the actual condition of the hospital) to make a business document (called a payment document) to be paid and/or to verify the payment document through a document making function, and after the verification is passed, the verification result is saved to the hospital server 106 and the cashier computer 104 is informed.
The cashier computer 104 is used for cashier to check whether the payment information of the payment document passing through the accounting is correct. And if the rechecking result is incorrect, informing the accounting of modifying. If the check is passed, the payment document is paid, the direct-connected interface 104-1 of the banking doctor is called to be connected with the interface of the bank, and the bank logs in to pay. Upon successful payment, the cashier computer 104 receives an electronic payment receipt from the bank and saves the electronic payment receipt and related data to the hospital server 106. Examples of data saved include, but are not limited to: 1) calling the returned information (the inquiry parameter of the transfer transaction result to be processed) after the interface is called; 2) the online bank voucher number calls the rewriting (the inquiry parameter of the transfer transaction result to be processed) after the interface; 3) write back (transaction result description) after calling the interface; 4) a payment document description; 5) hospital payment account(s) to support.
For security, the bank account password of the hospital is not stored in the cashier computer 104 or the hospital server 106, and the hospital cashier needs to input the bank account password to complete payment every time payment is made.
The direct interface is used for realizing the connection with the bank interface to the doctor of silver, and it includes: the bank identification parameter receiving module is used for receiving the transmitted bank identification parameters and distinguishing different banks and the distribution of the service calling interfaces by using different fixed parameters; the bank business processing configuration file calling module is used for calling the business processing configuration files of the banks corresponding to the bank identification parameters according to the bank identification parameters, and different banks are configured with independent business processing configuration files and used for configuring the difference data of different bank interfaces so as to realize the mutual isolation of codes and the expandability of the direct-connected interfaces of the banking doctors; and the bank interface calling module is used for calling the bank interface corresponding to the called service processing configuration file.
Accounting computer 102 is further configured to, in response to receiving a request to generate a voucher, obtain a saved electronic payment receipt and related data from a hospital server according to a determined accounting range, such as a payment date range, a payment document number range, and/or a payment type, such as a public payment, a private payment, etc., select one of the pre-set voucher templates, such as a revolving account voucher or a private account voucher, according to the obtained electronic payment receipt and related data and the corresponding payment document, and then automatically generate and display the corresponding accounting voucher according to matching between the saved data (payment document) and the selected template, such as the payment amount of the payment document corresponding to the amount of the accounting voucher. Accounting computer 102 is also used to receive requests to save and/or print the generated credentials, save the generated credentials to a hospital server and/or print to a printer connected to the accounting computer. In an embodiment, when generating the voucher, a voucher generation manner may also be selected, where the voucher generation manner includes, but is not limited to, a single voucher generation manner and a collected voucher generation manner, the single voucher generation manner is used to generate a voucher of one payment document, and the collected voucher generation manner is used to generate vouchers of two or more payment documents in a combined manner.
In an embodiment, the accounting computer can be further used for setting the debit and credit subjects corresponding to the voucher templates so as to set different voucher templates according to requirements.
Fig. 2 is a flowchart illustrating a direct online payment method according to the present invention, which is applied to a direct online payment system including a payer first computer, a payer second computer, and a payer server. In step S202, the second computer of the payer responds to the confirmation to pay the payment document, and calls the direct-connected interface of the banking doctor to be connected with the interface of the bank; in step S204, the payer second computer receives the electronic receipt of payment from the bank and saves the electronic receipt of payment and related data in the payer server; in step S206, the payer first computer, in response to receiving the request to generate the voucher, obtains the saved electronic receipt of payment and the related data from the payer server; in step S208, one of the preset voucher templates is selected to generate and display the voucher according to the obtained electronic payment receipt, the related data and the corresponding payment document.
The particular features, structures, or characteristics of the various embodiments described herein may be combined as suitable in one or more embodiments of the invention. Additionally, in some cases, the order of steps depicted in the flowcharts and/or in the pipelined process may be modified, as appropriate, and need not be performed exactly in the order depicted. In addition, various aspects of the invention may be implemented using software, hardware, firmware, or a combination thereof, and/or other computer implemented modules or devices that perform the described functions. Software implementations of the present invention may include executable code stored in a computer readable medium and executed by one or more processors. The computer readable medium may include a computer hard drive, ROM, RAM, flash memory, portable computer storage media such as CD-ROM, DVD-ROM, flash drives, and/or other devices, for example, having a Universal Serial Bus (USB) interface, and/or any other suitable tangible or non-transitory computer readable medium or computer memory on which executable code may be stored and executed by a processor. The present invention may be used in conjunction with any suitable operating system.
As used herein, the singular forms "a", "an" and "the" include plural references (i.e., have the meaning "at least one"), unless the context clearly dictates otherwise. It will be further understood that the terms "has," "includes" and/or "including," when used in this specification, specify the presence of stated features, steps, operations, elements, and/or components, but do not preclude the presence or addition of one or more other features, steps, operations, elements, components, and/or groups thereof. The term "and/or" as used herein includes any and all combinations of one or more of the associated listed items.
The foregoing describes some preferred embodiments of the present invention, but it should be emphasized that the invention is not limited to these embodiments, but can be implemented in other ways within the scope of the inventive subject matter. The present invention can be modified and modified by those skilled in the art without departing from the scope of the present invention, and the modified and modified embodiments are also within the scope of the present invention.
Claims (10)
1. An online direct payment system comprising a payer first computer, a payer second computer, and a payer server, wherein,
the payer second computer is used for responding to the confirmation to pay the payment document and calling the direct-connected interface of the bank to be connected with the bank interface; and is used for receiving the payment electronic receipt from the bank and saving the payment electronic receipt and related data to the payer server;
the first computer of the payer is used for responding to the received request for generating the voucher, acquiring the stored electronic receipt of payment and related data from the server of the payer, and selecting one of the preset voucher templates to generate and display the voucher according to the acquired electronic receipt of payment and related data and the corresponding payment receipt.
2. The system of claim 1, wherein the payer first computer is further configured to receive a request to save and/or print the credential.
3. The system according to claim 1, wherein the payer first computer is further configured to receive a selection of a credential generation manner, the credential generation manner includes a single-piece credential generation manner and a collected credential generation manner, the single-piece credential generation manner is configured to generate a credential for one payment document, and the collected credential generation manner is configured to generate a credential for more than two payment documents in a collection manner.
4. The system of claim 1, wherein the payer first computer is further configured to make and audit payment documents, and in response to the audit being passed, notify the payer second computer; and
and the payer second computer is also used for rechecking whether the payment information of the passed payment bill is correct or not by the payer first computer.
5. The system of claim 1, wherein the payer first computer is further configured to set a debit or credit subject to which the credential template corresponds.
6. The system of claim 1, wherein the silverdirect interface comprises:
the bank identification parameter receiving module is used for receiving the incoming identification parameters for distinguishing different banks;
the bank business processing configuration file calling module is used for calling the business processing configuration files of the banks corresponding to the identification parameters according to the identification parameters, and different banks are configured with independent business processing configuration files; and
and the bank interface calling module is used for calling the bank interface corresponding to the called service processing configuration file.
7. An online direct payment method applied to an online direct payment system, wherein the online direct payment system comprises a payer first computer, a payer second computer and a payer server, wherein the method comprises the steps of:
enabling the payer second computer to respond to confirmation of payment of the payment document and call the direct-connected interface of the bank to be connected with the bank interface; receiving the payment electronic receipt from the bank and storing the payment electronic receipt and related data in the payer server;
and the first computer of the payer acquires the stored electronic receipt of payment and related data from the server of the payer in response to the received request for generating the voucher, and selects one of the preset voucher templates to generate and display the voucher according to the acquired electronic receipt of payment and related data and the corresponding payment receipt.
8. The method according to claim 7, characterized in that the method further comprises the step of: causing the payer first computer to receive a request to save and/or print the credential.
9. The method according to claim 7, characterized in that the method further comprises the step of: and enabling the first computer of the payer to receive selection of a voucher generation mode, wherein the voucher generation mode comprises a single voucher generation mode and a summary voucher generation mode, the single voucher generation mode is used for generating the voucher of one payment receipt, and the summary voucher generation mode is used for generating the vouchers of more than two payment receipts in a summary mode.
10. The method according to claim 7, characterized in that the method further comprises the step of:
the method comprises the steps that the direct-connected interface of the silver doctor receives incoming identification parameters for distinguishing different banks;
the medical-silver direct connection interface calls a business processing configuration file of a bank corresponding to the identification parameter according to the identification parameter, and different banks are configured with independent business processing configuration files; and
and the direct-connected interface of the silver doctor calls a bank interface corresponding to the called service processing configuration file.
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| CN201910823644.3A CN110751472A (en) | 2019-09-02 | 2019-09-02 | Online direct payment system and method |
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| CN201910823644.3A CN110751472A (en) | 2019-09-02 | 2019-09-02 | Online direct payment system and method |
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| CN110084693A (en) * | 2019-04-20 | 2019-08-02 | 武晗 | A kind of accounting voucher processing method |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110084693A (en) * | 2019-04-20 | 2019-08-02 | 武晗 | A kind of accounting voucher processing method |
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