CN110533425A - Electric paying method and system based on license plate figure - Google Patents
Electric paying method and system based on license plate figure Download PDFInfo
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- CN110533425A CN110533425A CN201810507583.5A CN201810507583A CN110533425A CN 110533425 A CN110533425 A CN 110533425A CN 201810507583 A CN201810507583 A CN 201810507583A CN 110533425 A CN110533425 A CN 110533425A
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- Prior art keywords
- license plate
- beneficiary
- payment
- account
- mobile subscriber
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The application provides a kind of electric paying method and system based on license plate figure, and payer mobile subscriber's communicating terminal scans beneficiary license plate figure, and the license plate number or license plate figure that will identify that are sent to electronic fare payment system；Electronic fare payment system is based on the corresponding payment account of beneficiary license plate number described in the beneficiary license plate number or license plate graphical query, and the corresponding payment interface of query result is pushed into the payer mobile subscriber communicating terminal, the payment account is the electronics bank settlement account that beneficiary carries out e-payment；After payer inputs the amount of money and confirms, e-payment operation is completed.It reduces and is frequently manually entered that account information bring is cumbersome and security risk during e-payment.
Description
Technical field
This application involves e-payment field more particularly to a kind of electric paying methods and system based on license plate figure.
Background technique
With the high speed development of development of Mobile Internet technology, mobile mobile subscriber's communicating terminal such as mobile phone and tablet computer are
It is more and more applied in the e-payment on line or under line.
Currently, needing to add other side in advance is good friend, or the silver of interim input beneficiary during e-payment
The account informations such as row account, Alipay account input transfer amounts, then complete e-payment.
This means of payment needs to add the bank of friend information or the input user's binding of payer emergency hand in advance
The account informations such as account, Alipay account, it is cumbersome and time-consuming, and beneficiary frequently informs the account of oneself to stranger
Family information is easy to bring hidden danger for itself property safety.
Summary of the invention
The application provides a kind of electric paying method and system based on license plate figure, to solve the process in e-payment
In be frequently manually entered that the account informations bring such as Bank Account Number or Alipay account is cumbersome and security risk problem.
In a first aspect, a kind of electric paying method based on license plate figure provided by the invention, comprising:
Payer mobile subscriber's communicating terminal scans beneficiary license plate figure, and the license plate number or license plate figure that will identify that
Shape is sent to electronic fare payment system；
Electronic fare payment system is based on beneficiary license plate number pair described in the beneficiary license plate number or license plate graphical query
The payment account answered, and the corresponding payment interface of query result is pushed into the payer mobile subscriber communicating terminal, it is described
Payment account is the electronics bank settlement account that beneficiary carries out e-payment；
After payer inputs the amount of money and confirms, e-payment operation is completed.
In the above method, using license plate figure as payment entrance, by the corresponding relationship of license plate figure and payment account, with
Complete e-payment operation.During being somebody's turn to do, payer scans license plate figure using mobile subscriber's communicating terminal, can be completed to receipts
The payment account transfer operation of money side and the binding of license plate figure, avoids and is frequently manually entered Bank Account Number, Alipay account etc.
Account information bring is cumbersome and security risk problem.
In a kind of feasible mode, the payer mobile subscriber communicating terminal scans the beneficiary license plate figure
Before, further includes:
The beneficiary license plate number is corresponding with payment account to be stored in electronic fare payment system.
In a kind of feasible mode, after the payer mobile subscriber communicating terminal scanning beneficiary license plate figure, also
Include:
The payer mobile subscriber communicating terminal identifies that the beneficiary license plate figure obtains the license plate number；
Alternatively,
The license plate figure is sent to the electronic fare payment system, the electricity by the payer mobile subscriber communicating terminal
Sub- payment system identifies that the beneficiary license plate figure obtains license plate number.
In a kind of feasible mode, before the payer input amount of money, further includes:
The electronic fare payment system judges that the corresponding payment account of the beneficiary license plate number is unique, then pushes payment circle
Face is to the payer mobile subscriber communicating terminal；
Alternatively,
The electronic fare payment system judges that the corresponding payment account of the beneficiary license plate number is not unique, then pushes gathering
The first default account interface of side is to the payer mobile subscriber communicating terminal.
In a kind of feasible mode, beneficiary payment account information is not shown in the beneficiary payment interface；
Alternatively,
Beneficiary payment account information in the beneficiary payment interface encrypts display.
Second aspect, the present invention provide a kind of electronic fare payment system based on license plate figure, comprising:
Memory module, for the preservation corresponding with payment account of beneficiary license plate number；
Interactive module, for obtaining the beneficiary license plate figure or license plate number of the transmission of payer mobile subscriber's communicating terminal
Code；
Enquiry module, for inquiring the corresponding payment account according to the beneficiary license plate figure or license plate number.
In the above method, using license plate figure as payment entrance, by the corresponding relationship of license plate figure and payment account, with
Complete e-payment operation.During being somebody's turn to do, payer scans license plate figure using mobile subscriber's communicating terminal, can be completed to receipts
The payment account transfer operation of money side and the binding of license plate figure, avoids and is frequently manually entered Bank Account Number or Alipay account
Wait account informations bring cumbersome and security risk.
In a kind of feasible mode, the electronic fare payment system, further includes:
Processing module obtains the gathering that the payer mobile subscriber communicating terminal is sent for the interactive module
After square license plate figure, is identified according to the beneficiary license plate figure and obtain license plate number.
In a kind of feasible mode, the enquiry module inquires the corresponding payment of the beneficiary license plate figure
After account, further includes:
The processing module judges that the corresponding payment account of the beneficiary license plate number is unique, then pushes payment interface extremely
The payer mobile subscriber communicating terminal；
Alternatively,
The processing module judges that the corresponding payment account of the beneficiary license plate number is not unique, then pushes beneficiary
One default account interface is to the payer mobile subscriber communicating terminal.
In a kind of feasible mode, the electronic fare payment system, further includes:
Encrypting module, for encrypting the beneficiary payment account information.
Detailed description of the invention
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is this Shen
Some embodiments please for those of ordinary skill in the art without any creative labor, can be with
It obtains other drawings based on these drawings.
Fig. 1 is that the present invention is based on the electric paying method embodiment flow charts of license plate figure；
Fig. 2 is the structural schematic diagram of electronic fare payment system embodiment one of the present invention；
Fig. 3 is the structural schematic diagram of electronic fare payment system embodiment two of the present invention.
Specific embodiment
To keep the purposes, technical schemes and advantages of the embodiment of the present application clearer, below in conjunction with the embodiment of the present application
In attached drawing, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described embodiment is
Some embodiments of the present application, instead of all the embodiments.Based on the embodiment in the application, those of ordinary skill in the art
Every other embodiment obtained without creative efforts, shall fall in the protection scope of this application.
In the following, being described in detail by technical solution of the specific embodiment to the application.
It should be noted that these specific embodiments can be combined with each other below, for the same or similar concept
Or process may repeat no more in certain embodiments.
Fig. 1 is that the present invention is based on the electric paying method embodiment flow charts of license plate figure.The embodiment includes:
S1, payer mobile subscriber's communicating terminal scan beneficiary license plate figure, and the license plate number or vehicle that will identify that
Board figure is sent to electronic fare payment system.
The user's mobile subscriber's communicating terminal being related in the present embodiment refers to being mounted with program, such as application program, behaviour
Make the Intelligent mobile equipment of system program, such as smart phone, pad have the function of scanning function and communication access network, this is
The existing mature technology in this field.Wherein, application program is, for example, application program that stand-alone development goes out, being mounted on desktop
(Application, APP), operating system program are the program integrated with operating system.
The payer scans beneficiary license plate figure using mobile subscriber's communicating terminal, actually refers to using movement
The program installed in user communication terminal, such as application program, operating system program scan beneficiary license plate figure.
Payer and beneficiary are in contrast, in payment each time or transfer procedure, all to generate one group of correspondence
Payer and beneficiary, in the present embodiment, requirement for payer with beneficiary is different.
The beneficiary scans oneself license plate figure to before oneself payment or transferring accounts in payer, should in advance by
The corresponding license plate number of license plate figure and payment account are bound, and are stored in electronic fare payment system, such as when beneficiary registration, record
Enter license plate number, and binds the payment account of oneself, a part of license plate number as registration information；
The payer should at least bind payment account, can be realized the function of producing payment account fund, and branch is paid a bill
The binding relationship of family and license plate number is necessarily.
The payer mobile subscriber communicating terminal scans beneficiary license plate figure, specifically includes:
The payer mobile subscriber communicating terminal identifies that the beneficiary license plate figure obtains the license plate number, sends
The beneficiary license plate figure of electron payment system includes license plate number information.
Optionally, the beneficiary license plate figure is sent directly to the electricity by the payer mobile subscriber communicating terminal
Sub- payment system, the electronic fare payment system identify that the beneficiary license plate figure obtains license plate number.
S2, electronic fare payment system are based on the beneficiary license plate figure or license plate number inquires the beneficiary license plate figure
Corresponding payment account, and the corresponding payment interface of query result is pushed into the payer mobile subscriber communicating terminal.
Signified payment account refers to disengaging money account when carrying out e-payment, such as bank's account in the present embodiment
Family, Alipay account or bank accounts through mobile phones etc..
In the present embodiment, the corresponding payment interface of query result is pushed into the payer mobile subscriber communicating terminal
Before, electronic fare payment system judges that the corresponding payment account of beneficiary license plate number is unique, then pushes counterpart expenditure interface to described
Payer mobile subscriber's communicating terminal.For example, beneficiary in registration, is only bound Alipay account and license plate number, storage
In electronic fare payment system, at this point, payer is only capable of being transferred to gathering when paying the bill or transferring accounts to beneficiary by license plate figure
The Alipay account of side, corresponding relationship is unique, at this point, only push Alipay payment interface is communicated to the payer mobile subscriber
Terminal；
Alternatively, the electronic fare payment system judges that the corresponding payment account of the beneficiary license plate figure is not unique, then push away
Send beneficiary the first default account interface to the payer mobile subscriber communicating terminal.
First default account of beneficiary interface refers to user in registration, or before generation of transferring accounts this this
Any point-in-time, it is the first default account that a certain means of payment, which is arranged,.For example, beneficiary registration when, by multiple payment accounts
It is bound with same license plate number, plurality of payment account includes the payment account under different Payment Systems, such as Alipay account
Different accounts under family, bank account, Mobile banking etc. or identical Payment System, such as the Construction Bank under bank account,
Different accounts under agricultural bank etc. or a certain bank.At this point, the corresponding payment account of beneficiary license plate figure is not unique,
Alipay account is arranged as the first default account, when payer scanning license plate figure transfers accounts or pays the bill, e-payment in payer
System pushes the first default account interface to payer mobile subscriber's communicating terminal.
Optionally, when the corresponding payment account of the beneficiary license plate figure is not unique, then pushing may be selected beneficiary account
Family interface is to the payer mobile subscriber communicating terminal, and push counterpart expenditure interface is to the payment after payer second selecting
Square mobile subscriber's communicating terminal.The second selecting not merely refers to twice, may relate to repeatedly select, until determination is a certain
Specific payment account.
Optionally, payer selectes the means of payment using above-mentioned logic when binding multiple payment accounts.
The payment interface can be the different payment interfaces under each Payment System, can also be for compound payment function
Payment interface only needs the selected means of payment or mode of collecting money, has the payment interface of compound payment function can be complete currently
At payment.
During above-mentioned a certain specific payment account, do not show that beneficiary branch is paid a bill in the beneficiary payment interface
Family.Though beneficiary binds multiple payment accounts and same license plate number, multiple payment accounts are under different Payment Systems
When unique, for example, only corresponding save only has saved an account or beneficiary under an account, a certain bank under bank account
Silent first default account is set, at this point, payer account number when selecting the means of payment is not necessary, then beneficiary is paid
Beneficiary payment account can not be shown on interface.
Alternatively, the beneficiary payment account in the beneficiary payment interface encrypts display.In these cases, Huo Zheshou
Multiple payment accounts and same license plate number are bound by money side, and when multiple payment accounts are not unique under different Payment Systems,
The payment account of beneficiary can be encrypted and be shown, for example, hiding several feature numbers in payment account.Such mode can have
Effect improves the safety of beneficiary account.
After S3, the payer input amount of money and confirmation, e-payment operation is completed.
In this embodiment, the mode of the payer input amount of money is to be manually entered, and optionally, payer inputs the side of the amount of money
Formula is voice input, and mobile subscriber's communicating terminal identifies the amount information automatic input in voice, and when typing mistake, payer can
It modifies.
The payer confirmation amount of money can be completed by way of keying in determine instruction, password.Optionally, payer can pass through finger
Line secret order and similar biological characteristic secret order confirm the amount of money, complete e-payment operation.
Following is the application Installation practice, can be used for executing the application embodiment of the method.It is real for the application device
Undisclosed details in example is applied, the application embodiment of the method is please referred to.
Fig. 2 is the structural schematic diagram of electronic fare payment system embodiment one of the present invention.Specifically, cloud provided in this embodiment is flat
Platform server 10 includes:
Memory module 11, for the preservation corresponding with payment account of beneficiary license plate number；
Interactive module 12, for obtaining the beneficiary license plate figure or license plate number of the transmission of payer mobile subscriber's communicating terminal
Code；
Enquiry module 13 is paid a bill for inquiring the corresponding branch according to the beneficiary license plate figure or license plate number
Family.
Specifically, the memory module 11 is before payer scanning payer license plate figure payment or transferring accounts, storage
The license plate number and payment account binding relationship of the beneficiary.
The interactive module 12 pays a bill the corresponding branch of the beneficiary license plate figure that enquiry module 13 inquires
Behind family, counterpart expenditure interface is sent to mobile subscriber's communicating terminal.
Fig. 3 is the structural schematic diagram of electronic fare payment system embodiment two of the present invention.As shown in figure 3, provided in this embodiment
Electronic fare payment system, on the basis of above-mentioned Fig. 2, further includes:
Processing module obtains the gathering that the payer mobile subscriber communicating terminal is sent for the interactive module
After square license plate figure, is identified according to the beneficiary license plate figure and obtain license plate number.
Optionally, it after the enquiry module inquires the corresponding payment account of the beneficiary license plate figure, also wraps
It includes:
The processing module judges that the corresponding payment account of the beneficiary license plate number is unique, then pushes payment interface extremely
The payer mobile subscriber communicating terminal；Alternatively, the processing module judges the corresponding payment of the beneficiary license plate number
Account is not unique, then pushes beneficiary the first default account interface to the payer mobile subscriber communicating terminal.
Optionally, electronic fare payment system provided in this embodiment, further includes: encrypting module, for encrypting the beneficiary
Payment account information.
Those of ordinary skill in the art will appreciate that: realize that all or part of the steps of above-mentioned each method embodiment can lead to
The relevant hardware of program instruction is crossed to complete.Program above-mentioned can be stored in a computer readable storage medium.The journey
When being executed, execution includes the steps that above-mentioned each method embodiment to sequence；And storage medium above-mentioned include: ROM, RAM, magnetic disk or
The various media that can store program code such as person's CD.
Finally, it should be noted that the above various embodiments is only to illustrate the technical solution of the application, rather than its limitations；To the greatest extent
Pipe is described in detail the application referring to foregoing embodiments, those skilled in the art should understand that: its according to
So be possible to modify the technical solutions described in the foregoing embodiments, or to some or all of the technical features into
Row equivalent replacement；And these are modified or replaceed, each embodiment technology of the application that it does not separate the essence of the corresponding technical solution
The range of scheme.
Claims (9)
1. a kind of electric paying method based on license plate figure characterized by comprising
Payer mobile subscriber's communicating terminal scans beneficiary license plate figure, and license plate number or license plate the figure hair that will identify that
It send to electronic fare payment system；
It is corresponding that electronic fare payment system is based on beneficiary license plate number described in the beneficiary license plate number or license plate graphical query
Payment account, and the corresponding payment interface of query result is pushed into the payer mobile subscriber communicating terminal, the payment
Account is the electronics bank settlement account that beneficiary carries out e-payment；
After payer inputs the amount of money and confirms, e-payment operation is completed.
2. the method according to claim 1, wherein the payer mobile subscriber communicating terminal scans the receipts
Before money side's license plate figure, further includes:
Beneficiary is stored in electronic fare payment system for license plate number is corresponding with the payment account.
3. the method according to claim 1, wherein the payer mobile subscriber communicating terminal scans beneficiary
After license plate figure, further includes:
The payer mobile subscriber communicating terminal identifies that the beneficiary license plate figure obtains the license plate number；
Alternatively,
The license plate figure is sent to the electronic fare payment system, the electronics branch by the payer mobile subscriber communicating terminal
It pays beneficiary license plate figure described in system identification and obtains license plate number.
4. according to the method described in claim 3, it is characterized in that, before the payer input amount of money, further includes:
The electronic fare payment system judges that the corresponding payment account of the beneficiary license plate figure is unique, then pushes payment interface extremely
The payer mobile subscriber communicating terminal；
Alternatively,
The electronic fare payment system judges that the corresponding payment account of the beneficiary license plate figure is not unique, then pushes beneficiary
One default account interface is to the payer mobile subscriber communicating terminal.
5. according to the method described in claim 4, it is characterized in that,
Beneficiary payment account information is not shown in the beneficiary payment interface；
Alternatively,
Beneficiary payment account information in the beneficiary payment interface encrypts display.
6. a kind of electronic fare payment system characterized by comprising
Memory module, for the preservation corresponding with payment account of beneficiary license plate number；
Interactive module, for obtaining the beneficiary license plate figure of payer mobile subscriber's communicating terminal transmission；
Enquiry module, for according to the corresponding payment account of the beneficiary license plate graphical query.
7. electronic fare payment system according to claim 6, which is characterized in that the electronic fare payment system, further includes:
Processing module obtains the beneficiary vehicle that the payer mobile subscriber communicating terminal is sent for the interactive module
After board figure, is identified according to the beneficiary license plate figure and obtain license plate number.
8. electronic fare payment system according to claim 7, which is characterized in that the enquiry module inquires the beneficiary
After the corresponding payment account of license plate figure, further includes:
The processing module judges that the corresponding payment account of the beneficiary license plate figure is unique, then pushes payment interface to described
Payer mobile subscriber's communicating terminal；
Alternatively,
The processing module judges that the corresponding payment account of the beneficiary license plate figure is not unique, then it is silent to push beneficiary first
Family interface admit what one has said or done to the payer mobile subscriber communicating terminal.
9. electronic fare payment system according to claim 8, which is characterized in that the electronic fare payment system, further includes:
Encrypting module, for encrypting the beneficiary payment account information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810507583.5A CN110533425A (en) | 2018-05-24 | 2018-05-24 | Electric paying method and system based on license plate figure |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810507583.5A CN110533425A (en) | 2018-05-24 | 2018-05-24 | Electric paying method and system based on license plate figure |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110533425A true CN110533425A (en) | 2019-12-03 |
Family
ID=68657180
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810507583.5A Pending CN110533425A (en) | 2018-05-24 | 2018-05-24 | Electric paying method and system based on license plate figure |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110533425A (en) |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105701659A (en) * | 2016-03-11 | 2016-06-22 | 广州云移信息科技有限公司 | Two-dimensional code-based network payment method and system |
| CN107578225A (en) * | 2017-08-08 | 2018-01-12 | 阿里巴巴集团控股有限公司 | The method and apparatus of vehicle on highway payment |
| CN107657445A (en) * | 2017-07-04 | 2018-02-02 | 深圳市谷熊网络科技有限公司 | A kind of on-line payment method and on-line payment system |
-
2018
- 2018-05-24 CN CN201810507583.5A patent/CN110533425A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105701659A (en) * | 2016-03-11 | 2016-06-22 | 广州云移信息科技有限公司 | Two-dimensional code-based network payment method and system |
| CN107657445A (en) * | 2017-07-04 | 2018-02-02 | 深圳市谷熊网络科技有限公司 | A kind of on-line payment method and on-line payment system |
| CN107578225A (en) * | 2017-08-08 | 2018-01-12 | 阿里巴巴集团控股有限公司 | The method and apparatus of vehicle on highway payment |
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Application publication date: 20191203 |