CN110472955A

CN110472955A - A kind of data processing method and system

Info

Publication number: CN110472955A
Application number: CN201910644827.9A
Authority: CN
Inventors: 李智锋; 李爽; 苏昆辉; 阳朝霞; 赵国旗; 罗振环; 汤恩清
Original assignee: Koubei Shanghai Information Technology Co Ltd
Current assignee: Koubei Shanghai Information Technology Co Ltd
Priority date: 2019-07-17
Filing date: 2019-07-17
Publication date: 2019-11-19

Abstract

This application discloses a kind of data processing methods, the payment request message that group is paid for target sent by the merchant terminal of acquisition, pass through the payment request message again, obtain corresponding data to be paid, and the corresponding user group's information of group and the corresponding target payment account information of user group's information are paid with the target, again by the data to be paid and the target payment account message, payment processing can be carried out for the payment request message.This method pays the information about firms that group integrates all members by the target, payment request message is generated for target payment group again, the effect of more people Dan Zhifu, the service data that many-one is paid are provided to realize, greatly improves the user experience of user terminal and merchant terminal.

Description

A kind of data processing method and system

Technical field

This application involves internet areas, and in particular to a kind of data processing method and system.The application also provides simultaneously Other two kinds of data processing methods and device.

Background technique

Today's society, the rapid development of Internet technology is that people's lives bring great convenience, especially with electricity The development of son payment, people have dinner final checkout or when to market consuming final checkout to shop, it is no longer necessary to carry now Gold or bank card are settled accounts, it is only necessary to show the payment two dimensional code in mobile phone in related payment account or other e-payments Checkout can be completed in voucher, greatly facilitates people's lives.

Currently, business unit generally can all provide certain welfare to employee, such as travel allowance, subsidy of staying, food and drink are mended It helps.Wherein, a kind of welfare the closest of living with employee is mainly food and drink subsidy, and current food and drink subsidy mode is main Have: single working lunch subsidizes the mode of certain amount of money, each natural month to date subsidizes the mode of certain amount of money.Regardless of using which A kind of food and drink subsidy mode, when employee finally settles accounts to businessman's consumption and needs to use the food and drink subsidy of enterprise, general branch The mode of paying is: firstly, being installed on its handset by employee for providing the application program of enterprise welfare payment；Secondly, needing When subsidizing using the food and drink to enterprise, which is used by employee, is shown in the application program to businessman for providing enterprise The electronic payment certificate of industry welfare payment, usually pays the mode of two dimensional code；Again, by businessman scan the e-payment with Card, and the information finally provided by server-side according to the electronic payment certificate deducts the employee into the corresponding payment account of enterprise Corresponding spending amount.

In summary, the current application program for providing enterprise welfare payment can only provide list in the service of offer The service data of employee's single payment.However, in reality, be under the jurisdiction of same enterprise employee would generally more people and meanwhile to shop just Meal, and use above-mentioned application program finally have dinner settle accounts when, can only successively be opened in the application program by every employee Corresponding electronic payment certificate, then the payable spending amount of every employee is calculated by businessman, then successively scan each member The electronic payment certificate of work successively deducts the spending amount of every employee into the corresponding payment account of enterprise.That is, because above-mentioned Application program is only capable of providing the service data of single single payment, one-to-one payment, and cannot provide more people Dan Zhifu, many-one branch It pays, i.e., when several employees have dinner to shop simultaneously, it is only necessary to which an employee shows electronic payment certificate, can deduct all members simultaneously The service data of the corresponding subsidy amount of money of work.Therefore, when actually using the application program more people's consumption and payments of progress, employee is given And businessman brings great trouble, user experience is not friendly enough.

Summary of the invention

The application provides a kind of data processing method, existing in the prior art for providing enterprise welfare payment to solve Application program cannot provide more people Dan Zhifu, many-one payment service data the problem of.

The application provides a kind of data processing method, comprising:

Obtain the payment request message for target payment group that merchant terminal issues, wherein the target pays group Group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and the current institute of all information about firms All in the same geographic range, the payment request message pays group for the target for requesting in corresponding geographical location Data progress payment processing to be paid corresponding to all information about firms in group；

Obtain the corresponding data to be paid of target payment group；

The corresponding user group's information of target payment group is obtained, and obtains the corresponding mesh of user group's information Payment account information is marked, the target payment account information is used to be all information about firms for being under the jurisdiction of user group's information Corresponding data to be paid provide payment services；

The corresponding data to be paid of group and the target payment account information are paid according to the target, for the branch It pays request message and carries out payment processing, obtain payment result data；

The payment result data are sent to the merchant terminal.

It is described to obtain the corresponding data to be paid of target payment group, comprising:

From the payment request message, the corresponding data to be paid of target payment group are obtained.

It is optionally, described to obtain the corresponding user group's information of target payment group, comprising:

It from the payment request message, obtains target and pays group identification, wherein the target payment group identification is used Group is paid in identifying the target；

Group identification is paid according to the target, and pair for the payment group identification and user group's information being obtained ahead of time It should be related to, obtain the corresponding user group's information of the target payment group identification.

It is optionally, described to obtain the corresponding target payment account information of user group's information, comprising:

According to user group's information, and the user group's information pass corresponding with payment account information being obtained ahead of time System, obtains the corresponding target payment account information of user group's information.

Optionally, described that the corresponding data to be paid of group and target payment account letter are paid according to the target Breath carries out payment processing for the payment request message, obtains payment result data, comprising:

Group identification and the target payment account information are paid according to the target, obtains target payment group pair The target payment Margin threshold answered, the target payment Margin threshold are the corresponding target payments of the target payment account information Account can pay the multiple information about firms in group for the target and provide the payment Margin threshold of payment services；

If the corresponding data to be paid of target payment group are less than the target and pay Margin threshold, according to institute Target payment corresponding data to be paid of the group and target payment account information are stated, for the payment request message, from The data to be paid are paid in the corresponding target payment account of the target payment account information, obtain payment result data.

Optionally, described that group identification and the target payment account information are paid according to the target, obtain the mesh The corresponding target of mark payment group pays Margin threshold, comprising:

Group identification is paid according to the target, extracts the first information about firms from target payment group；

According to first information about firms and the target payment account information, it is corresponding to obtain first information about firms First payment Margin threshold, the first payment Margin threshold is the corresponding target payment account of the target payment account information The payment Margin threshold of payment services can be provided for first information about firms；

Add up the first payment Margin threshold, obtains the corresponding target payment Margin threshold of target payment group.

Optionally, the data to be paid are paid from the corresponding target payment account of the target payment account information Afterwards, further includes:

According to the data to be paid and the target payment account information, update each in target payment group The corresponding payment Margin threshold of information about firms.

Optionally, described according to the data to be paid and the target payment account information, update the target payment The corresponding payment Margin threshold of each information about firms in group, comprising:

Group identification is paid according to the target, the multiple information about firms obtained in target payment group is corresponding Membership；

Average computation is carried out to the data to be paid and the membership, is obtained every in target payment group The payable average data to be paid of one information about firms；

According to the average data to be paid and the target payment account information, update in target payment group The corresponding payment Margin threshold of each information about firms.

Optionally, if the corresponding data to be paid of target payment group are greater than the target and pay Margin threshold, It is then described that the corresponding data to be paid of group and the target payment account information are paid according to the target, for the payment Request message carries out payment processing, obtains payment result data, further includes:

The corresponding payment data of the target payment Margin threshold is paid from the target payment account information；

Obtain the difference of the data to be paid and target payment Margin threshold；

Average computation is carried out to the difference and the membership, obtains each member in target payment group The corresponding single member of information is averaged data to be paid；

It is averaged data to be paid according to single member, pays institute from the corresponding member account of each information about firms Single member is stated to be averaged payment data corresponding to data to be paid；

Obtain payment result data.

The application also provides a kind of data processing method, comprising:

Obtain the target pay mark that user terminal provides, wherein the target pay mark includes target payment group Mark, the target payment group identification include multiple member's letters for identifying target payment group, target payment group Breath, all information about firms are all under the jurisdiction of same user group's information and the current corresponding geographical location of all information about firms all In the same geographic range, same user group's information corresponds to target payment account information, and the target branch is paid a bill Family information is used to be under the jurisdiction of data to be paid corresponding to all information about firms of same user group's information and provide Payment services；

According to the target pay mark, the payment request message for target payment group is obtained, wherein described Payment request message be used to request to pay for the target data to be paid corresponding to all information about firms in group into Row payment processing；

The payment request message is sent to the service server for providing payment services；

Obtain the payment result data for the payment request message that the service server returns.

Optionally, described according to the target pay mark, the payment request obtained for target payment group disappears Breath, comprising:

Obtain the corresponding data to be paid of target payment group；

According to the target pay mark and the data to be paid, the payment obtained for target payment group is asked Seek message.

The application also provides a kind of data processing method, comprising:

It obtains target and pays group identification, wherein the target pays group identification corresponding target payment group and includes Multiple information about firms, it is current corresponding that all information about firms are all under the jurisdiction of same user group's information and all information about firms All in the same geographic range, same user group's information corresponds to target payment account information, described in geographical location Target payment account information is used to be under the jurisdiction of corresponding to all information about firms of same user group's information wait prop up It pays data and payment services is provided；

Group identification is paid according to the target, obtains target pay mark, the target pay mark includes the mesh The information of mark payment group identification；

The target pay mark is supplied to merchant terminal.

Optionally, the acquisition target pays group identification, comprising:

Obtain the trigger request that the first member is directed to payment services；

According to the trigger request, is sent to the service server for providing payment services and obtain target payment group mark The request message of knowledge；

Obtain the target payment group identification that the service server provides, wherein the target pays group identification pair Include the first information about firms of first member in the target payment group answered, and within a preset time, with described first Member is under the jurisdiction of same user group's information and in the same geographic range to described in the service server request Target pays the second information about firms of the second member of group identification.

Optionally, described according to the trigger request, it is sent to the service server for providing payment services and obtains mesh The request message of mark payment group identification, comprising:

According to the trigger request, obtain the first information about firms of first member, first user group's information and First geographical location information；

It is raw according to first information about firms, the first user group information and first geographical location information At the request message for obtaining target payment group identification；

The request message is sent to the service server for providing payment services.

Optionally, the acquisition target pays group identification, further includes:

Obtain the trigger request of creation target payment group；

According to the trigger request, target payment group is created, and obtains the mark of target payment group.

The application also provides a kind of data processing equipment, is applied to business service end, and described device includes:

Payment request message acquiring unit, for obtaining the payment request for target payment group of merchant terminal sending Message, wherein target payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of the same user group All in the same geographic range, the payment request message is used in information and all information about firms current corresponding geographical location Payment processing is carried out for data to be paid corresponding to all information about firms in target payment group in request；

Data capture unit to be paid, for obtaining the corresponding data to be paid of target payment group；

Payment account information acquiring unit for obtaining the corresponding user group's information of target payment group, and obtains The corresponding target payment account information of user group's information is obtained, the target payment account information is used for described to be under the jurisdiction of Data offer payment services to be paid corresponding to all information about firms of user group's information；

Payment processing unit, for being paid a bill according to the target payment corresponding data to be paid of group and the target branch Family information carries out payment processing for the payment request message, obtains payment result data；

Payment result data transmission unit, for the payment result data to be sent to the merchant terminal.

The application also provides a kind of data processing equipment, is applied to merchant terminal, and described device includes:

Pay mark obtaining unit, for obtaining the target pay mark of user terminal offer, wherein the target payment Mark includes that target pays group identification, and the target payment group identification is for identifying target payment group, the target branch Paying group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and all information about firms are worked as All in the same geographic range, same user group's information corresponds to the same target branch in preceding corresponding geographical location Account information is paid, the target payment account information is used to be all members letter for being under the jurisdiction of same user group's information The corresponding data to be paid of breath provide payment services；

Payment request message obtaining unit, for obtaining and paying group for the target according to the target pay mark Group payment request message, wherein the payment request message be used for request for the target pay group in it is all at Data progress payment processing to be paid corresponding to member's information；

Payment request message transmission unit is asked for sending the payment to the service server for providing payment services Seek message；

Payment result data acquiring unit, for obtaining that the service server returns for the payment request message Payment result data.

The application also provides a kind of data processing equipment, is applied to user terminal, and described device includes:

Group identification acquiring unit is paid, for obtaining target payment group identification, wherein target payment group mark Knowing corresponding target payment group includes multiple information about firms, all information about firms be all under the jurisdiction of same user group's information and The current corresponding geographical location of all information about firms is all in the same geographic range, same user group's information pair Answer target payment account information, the institute that the target payment account information is used for be under the jurisdiction of same user group's information Data offer payment services to be paid corresponding to information about firms are provided；

Pay mark acquiring unit obtains target pay mark, the mesh for paying group identification according to the target Mark pay mark includes the information of the target payment group identification；

Pay mark provides unit, for the target pay mark to be supplied to merchant terminal.

The application also provides a kind of data processing system, comprising:

User terminal, merchant terminal and business service end；

The user terminal is for obtaining target payment group identification, wherein the target payment group identification is corresponding It includes multiple information about firms that target, which pays group, and all information about firms are all under the jurisdiction of same user group's information and all members All in the same geographic range, same user group's information corresponds to target branch in information current corresponding geographical location Account information is paid, the target payment account information is used to be all members letter for being under the jurisdiction of same user group's information The corresponding data to be paid of breath provide payment services；Group identification is paid according to the target, obtains target pay mark, institute Stating target pay mark includes target payment group identification, and the target payment group identification is for identifying the target payment group Group；The target pay mark is supplied to the merchant terminal；

The merchant terminal is used to obtain the target pay mark that the user terminal provides, wherein the target Pay mark includes the target payment group identification；According to the target pay mark, obtains and pay group for the target Group payment request message, wherein the payment request message be used for request for the target pay group in it is all at Data progress payment processing to be paid corresponding to member's information；Institute is sent to the business service end for providing payment services State payment request message；Obtain the payment result data for the payment request message that the business service end returns；

The business service end is used to obtain the payment for target payment group that the merchant terminal issues and asks Seek message；Obtain the corresponding data to be paid of target payment group；Obtain the corresponding user group of target payment group Body information, and the corresponding target payment account information of user group's information is obtained, the target payment account information is used for Payment services are provided to be under the jurisdiction of data to be paid corresponding to all information about firms of user group's information；According to described Target pays the corresponding data to be paid of group and the target payment account information, is propped up for the payment request message Processing is paid, payment result data are obtained；The payment result data are sent to the merchant terminal.

Compared with prior art, the application has the following advantages:

A kind of data processing method provided by the present application, comprising: obtain the target that is directed to that merchant terminal issues and pay group Payment request message, wherein target payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of same The current corresponding geographical location of a user group's information and all information about firms is all in the same geographic range, the payment Request message is used to request to be propped up for data to be paid corresponding to all information about firms in target payment group Pay processing；Obtain the corresponding data to be paid of target payment group；Obtain the corresponding user group of target payment group Body information, and the corresponding target payment account information of user group's information is obtained, the target payment account information is used for Payment services are provided to be under the jurisdiction of data to be paid corresponding to all information about firms of user group's information；According to described Target pays the corresponding data to be paid of group and the target payment account information, is propped up for the payment request message Processing is paid, payment result data are obtained；The payment result data are sent to the merchant terminal.Pass through the quotient of acquisition The payment request message for target payment group that family's terminal is sent, then by the payment request message, obtain corresponding Data to be paid, and the corresponding user group's information of group and the corresponding mesh of user group's information are paid with the target Payment account information is marked, then by the data to be paid and the target payment account message, can be asked for the payment Message is asked to carry out payment processing.This method pays the information about firms that group integrates all members by the target, then is directed to institute It states target payment group and generates payment request message, provide the service data of more people Dan Zhifu, many-one payment to realize Effect, greatly improve the user experience of user terminal and merchant terminal.

Another kind data processing method provided by the present application, comprising: the target pay mark that user terminal provides is obtained, In, the target pay mark includes target payment group identification, and the target payment group identification is for identifying target payment Group, target payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information And the current corresponding geographical location of all information about firms is all in the same geographic range, same user group's information Corresponding target payment account information, the target payment account information are used to be under the jurisdiction of same user group's information Data offer payment services to be paid corresponding to all information about firms；According to the target pay mark, obtain for described The payment request message of target payment group, wherein the payment request message pays group for the target for requesting In all information about firms corresponding to data to be paid carry out payment processing；To for providing the service server of payment services Send the payment request message；Obtain the payment result number for the payment request message that the service server returns According to.The target pay mark provided by user terminal obtains the payment request message for target payment group, and will be described Payment request message is sent to the service server, i.e., pays the member that group integrates all consumption members by the target Information, then the corresponding target pay mark of group is paid by the target, generate the payment for target payment group Request message, and the payment request message is supplied to the service server, and then realize and more people Dan Zhifu, are provided more To the effect of the service data of a payment, the user experience of merchant terminal is greatly improved.

Another kind data processing method provided by the present application, comprising: obtain target and pay group identification, wherein the mesh Mark payment group identification corresponding target payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of the same use The current corresponding geographical location of family community information and all information about firms is all in the same geographic range, the same use Family community information corresponds to target payment account information, and the target payment account information is used to be under the jurisdiction of the same user Data offer payment services to be paid corresponding to all information about firms of community information；Group's mark is paid according to the target Know, obtain target pay mark, the target pay mark includes the information of the target payment group identification；By the target Pay mark is supplied to merchant terminal.Group identification corresponding target payment group, which is paid, by the target integrates all consumption The information about firms of member, then pay group identification by the target, generates corresponding target pay mark, and by the target Pay mark is supplied to merchant terminal, and then realizes and provide the effect of more people Dan Zhifu, the service data that many-one is paid, greatly The user experience of user terminal is improved greatly.

Detailed description of the invention

Fig. 1 is the application scenarios schematic diagram for the first data processing method that the application first embodiment provides；

Fig. 2 is the flow chart for the first data processing method that the application first embodiment provides；

Fig. 3 is the flow chart for second of data processing method that the application second embodiment provides；

Fig. 4 is the flow chart for the third data processing method that the application 3rd embodiment provides；

Fig. 5 is the schematic diagram for the first data processing equipment that the application fourth embodiment provides；

Fig. 6 is the schematic diagram for second of data processing equipment that the 5th embodiment of the application provides；

Fig. 7 is the schematic diagram for the third data processing equipment that the application sixth embodiment provides.

Specific embodiment

Many details are explained in the following description in order to fully understand the application.But the application can be with Much it is different from other way described herein to implement, those skilled in the art can be without prejudice to the application intension the case where Under do similar popularization, therefore the application is not limited by following public specific implementation.

Firstly, in order to make those skilled in the art better understand application scheme, below based on provided by the present application The concrete application scene of embodiment is described in detail in a kind of data processing method.As shown in Figure 1, it is the application the A kind of application scenarios schematic diagram for data processing method that one embodiment provides.

In the specific implementation process, the application implements the data processing method, usually consumes in user 101 to businessman And it finally needs to provide payment to businessman 103 for providing the application program of enterprise welfare payment using in calculating equipment 102 Service, and the electronic payment certificate provided by businessman 103 according to the application program such as pay two dimensional code to for providing payment When the calculating equipment 104 of service requests payment processing, by the user 101 using in the calculating equipment 102 for providing enterprise The application program of industry welfare payment obtains target and pays group identification, wherein the target pays the corresponding target of group identification Payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of the same enterprise and the current institute of all information about firms is right All in the same geographic range, the same enterprise corresponds to the same target payment account information, institute in the geographical location answered Target payment account information is stated for providing payment to be under the jurisdiction of spending amount corresponding to all information about firms of the enterprise Service；Group identification is paid according to the target, obtains target pay mark, the target pay mark includes target payment group Group mark, the target payment group identification is for identifying target payment group；The target pay mark is supplied to The businessman 103, the target pay mark that the businessman 103 provides according to the calculating equipment 102, obtains for described The payment request message of target payment group, wherein the payment request message pays group for the target for requesting In all information about firms corresponding to spending amount carry out payment processing, later, the businessman 103 is to the calculating equipment 104 send the payment request message；The equipment 104 that calculates obtains the payment request message that the businessman 103 issues Later, according to the payment request message, the target payment corresponding spending amount of group and target payment are obtained The corresponding company information of group, and the corresponding target payment account information of the company information is obtained according to the company information, Later, the calculating equipment 104 is according to the spending amount and the target payment account information, for the request message into Row payment processing obtains payment result data, and the payment result data is sent to the businessman 103, later, the quotient After family 103 obtains the payment result data for the request message for calculating the return of equipment 104, payment result is accused Know the user 101, and completes entire payment process.

Wherein, it should be noted that in the present embodiment, the user 101 refers mainly to multiple users, certainly, this method It can also be used by single user, not do particular determination herein；The equipment 101 that calculates is generally what the user 101 used Mobile terminal device, such as mobile phone, tablet computer；The businessman 101 refer mainly to point-of-sale terminal common in daily life (POS, Point of sale), have the function of to support consumption, pre-authorization, inquiry into balance and transfer accounts；The calculating equipment 104 is main Refer to that the business service end for providing payment services calculates equipment, the service server of payment services is such as provided.

As described in Figure 2, the flow chart of the first data processing method provided for the application first embodiment, below The embodiment is described in detail in conjunction with Fig. 2.

Step S201 obtains the payment request message for target payment group that merchant terminal issues, wherein the mesh Mark payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and all members believe All in the same geographic range, the payment request message is directed to the mesh for requesting in breath current corresponding geographical location Data progress payment processing to be paid corresponding to all information about firms in mark payment group.

It should be noted that because the present embodiment is from the calculating equipment 104, i.e., for providing the business of payment services The angle of server-side describes data processing method provided by the present embodiment, therefore, is specifically describing described in this step S201 Before operation, it is also necessary to which first to the calculating equipment 102, i.e. the mobile terminal device of user and the businessman 103 is directed to institute It states operation performed by data processing method once to be illustrated, be described in detail below.

Firstly, i.e. operation performed by the mobile terminal device of user is described in detail from the calculating equipment 102, In the present embodiment, the mobile terminal device is primarily referred to as mobile phone, and the operation mainly passes through operation in the user 101 What the application program for providing enterprise welfare payment installed on its mobile phone was completed, it mainly includes the following steps that.

Step S201-1 obtains target and pays group identification, wherein the target pays the corresponding target branch of group identification Paying group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and all information about firms are worked as All in the same geographic range, same user group's information corresponds to target payment account in preceding corresponding geographical location Information, the target payment account information is for right to be under the jurisdiction of all information about firms of same user group's information The data to be paid answered provide payment services.For example, in the several employees of enterprise A, if employee 1, employee 2 have dinner to shop, just Meal finishes when needing to pay, and for data processing method described in application the present embodiment, is first directed to the branch by employee 1 or employee 2 Pay processing, open for provide enterprise welfare payment application program in, for the payment processing creation only have employee 1, the target of employee 2 pays group, and target payment group is a payment group, and the target payment group identification is for marking Know payment group, can be it is described payment group title, ID etc. have uniqueness, be combined by numerical value, letter etc. one It goes here and there character string, such as pays group 1, the application program can pay group identification based on the target, by corresponding corresponding relationship, It is requested to server, obtains corresponding information about firms in target payment group, enterprise corresponding to target payment group The information such as the information of industry A.

The acquisition target pays group identification, that is, creates target payment group, obtain its corresponding mark, can be with It obtains in several ways, one way in which are as follows: obtain the trigger request that the first member is directed to payment services；According to the touching Hair request sends the request message for obtaining target payment group identification to the service server for providing payment services；It obtains The target that the service server provides pays group identification, wherein the target pays the corresponding target payment of group identification It include the first information about firms of first member in group, and be under the jurisdiction of together within a preset time, with first member One user group's information and in the same geographic range to target described in the service server request pay group The second information about firms of second member of mark.Such as: it has dinner in the several employees of enterprise A, such as employee 1, employee 2 to shop, In It has dinner and finishes when needing to pay, for data processing method described in application the present embodiment, which is directed to by employee 1, It opens for providing the application program of enterprise welfare payment, and shakes function, Xiang Suoshu using what the application program provided Equipment 104 is calculated, i.e. the service server request of offer payment services creates the target payment group and obtains corresponding mark Request message, after the service server obtains the request message, create target payment group, such as pay group 1, And the target is added in employee 1 and pays group, meanwhile, in preset time range, i.e., in similar time range Enterprise A is belonged to employee 1 and the employee 2 belonged in same geographic range with employee 1 is equally requested by shaking function The request operation for obtaining the target payment group identification, is also added the target for employee 2 and pays group, that is, payment group is added In 1, mark-payment group 1 of target payment group is supplied to employee 1 by the service server later and employee 2 is used Application program.

In addition, it is described according to the trigger request, it is sent to the service server for providing payment services and obtains target Pay the request message of group identification, comprising: according to the trigger request, obtain first member the first information about firms, First user group's information and the first geographical location information；Believed according to first information about firms, first user group Breath and first geographical location information generate the request message for obtaining target payment group identification；To for providing The service server of payment services sends the request message.For example, the trigger request is primarily referred to as described using journey Sequence shakes operation.In employee 1 using the application program when shaking function, the application program obtains employee's 1 The geographical location information of information, the information of the corresponding enterprise A of employee 1 and employee 1, and according to the information of the employee 1, employee The information of 1 corresponding enterprise A and the geographical location information of employee 1 generate the request for obtaining target payment group identification Message.Wherein, the geographical location information can by the mobile phone where the application program connect Wireless LAN, institute It states base station locating for mobile phone or the geographical location information is obtained by GPS positioning, because having a detailed description in the prior art, this Place repeats no more.

The acquisition target pays group identification, that is, creates target payment group, obtain its corresponding mark, can be with It obtains in several ways, another mode are as follows: obtain the trigger request of creation target payment group；It is asked according to the triggering It asks, creates target payment group, and obtain the mark of target payment group.Such as: in the several employees of enterprise A, If employee 1, employee 2 have dinner to shop, have dinner finish need to pay when, in order to application the present embodiment described in data processing side Method, from employee 1 in the application program for providing enterprise welfare payment by corresponding function menu to the calculating equipment 104 request creations pay group comprising the target of employee 1, employee 2, and after creating successfully, acquisition creates successful target and pays group The mark of group.

In actual implementation, the target payment group identification can be obtained using a kind of mode of any of the above, certainly, The target can be obtained using other way and pay group identification, herein under the objective for not departing from herein described mode Without limitation.

After step S201-1, step S201-2 is executed, group identification is paid according to the target, obtains target payment Mark, the target pay mark include the information of the target payment group identification.

After above-mentioned steps S201-1 obtains the target payment group identification, group can be paid based on the target Corresponding target payment group is identified, paying the corresponding function menu that group provides by the target and generate includes the mesh The target pay mark of the information of mark payment group identification, the target pay mark can be payment one-dimension code, payment two dimension Code, naturally it is also possible to be other electronic payment certificates, herein without limitation.For example, creating in step S201-1 comprising being subordinate to After the employee 1 of enterprise A, the payment group 1 of the information of employee 2, branch is opened in the corresponding application programs of its mobile phone by employee 1 Group 1 is paid, and corresponding with payment group 1 for providing payment function by the menu of payment group 1 " group pays two dimensional code " acquisition Group comprising paying the information of the mark of group 1 pays two dimensional code.

After step S201-2, step S201-3 is executed, the target pay mark is supplied to merchant terminal.

The target pay mark is being obtained, that is, is being obtained for providing marking comprising target payment group for payment function After the group of the information of knowledge pays two dimensional code, group payment two dimensional code is supplied to the businessman 103, by the businessman 103 Two dimensional code is paid to the calculating equipment 104 according to the group, i.e., for providing the service server of payment services, sending is directed to The payment request message of target payment group.Wherein, described according to the target pay mark, it obtains and is directed to the target Pay the payment request message of group, comprising: obtain the corresponding data to be paid of target payment group；According to the target Pay mark and the data to be paid obtain the payment request message for target payment group.

For example, will pay the corresponding group of group 1 payment two dimensional code after above-mentioned steps S201-2 by employee 1 and be supplied to quotient Family, businessman in its consumption terminal POS machine, input employee 1, employee 2 this consume payable payment data, i.e. spending amount Later, the group is scanned by the barcode scanning gun of POS machine and pays two dimensional code, later included by group payment two dimensional code Information and the payment data, Xiang Suoshu service server issue the payment request message of the payment group 1 for this consumption. Certainly, a kind of form is only described herein, in the specific implementation, is also possible to other forms, as businessman uses its mobile terminal Equipment, the group as described in mobile phone scanning pays two dimensional code, and issues the payment request message to the service server.

After the businessman 103 issues the payment request message to the calculating equipment 104, the calculating equipment 104, i.e., the target that is directed to that can be obtained the sending of businessman 103 for providing the service server of payment services pays group The payment request message of group, about the transmission of message and the reception mode of message, in the present embodiment without limitation.

So far, it for the data processing method provided in this embodiment, is described in detail in the calculating equipment 104, The calculating equipment 102 i.e. before service server, i.e. user terminal, the businessman 103, i.e. merchant terminal are directed to the number According to operation to be performed needed for processing method, hereinafter, being described in detail in the calculating equipment 104, i.e., business service end obtains institute It states and calculates equipment 102, the businessman 103 disappears by the payment request for target payment group that above-mentioned sequence of operations issues After breath, the related payment processing of execution.

After step S201, step S202 is executed, obtains the corresponding data to be paid of target payment group.

The payment request for target payment group that the businessman 103 issues is obtained in the calculating equipment 104 After message, from the payment request message, the corresponding data to be paid of target payment group are obtained.For example, described Group 1, this consumption data to be paid are paid for where employee 1, employee 2 comprising businessman's input in request message, That is spending amount can parse described in obtaining after service server obtains the request message from the request message Data to be paid.

Step S203 obtains the corresponding user group's information of target payment group, and obtains user group's letter Cease corresponding target payment account information, the institute that the target payment account information is used for be under the jurisdiction of user group's information Data offer payment services to be paid corresponding to information about firms are provided.

Wherein, described to obtain the corresponding user group's information of target payment group, comprising: to disappear from the payment request It in breath, obtains target and pays group identification, wherein the target payment group identification is for identifying target payment group； Group identification is paid according to the target, and the corresponding relationship for the payment group identification and user group's information being obtained ahead of time, Obtain the corresponding user group's information of the target payment group identification.It is described to obtain the corresponding target of user group's information Payment account information, comprising: according to user group's information, and the user group's information and payment account that are obtained ahead of time are believed The corresponding relationship of breath obtains the corresponding target payment account information of user group's information.

That is, after obtaining for the data to be paid of target payment group, in order to be directed to the data to be paid Carry out payment processing, it is also necessary to obtain the corresponding user group's information of target payment group, that is, obtain the target payment The corresponding company information of group or department's information, obtain the company information again later or the corresponding target branch of department's information is paid a bill Family information.Wherein, company information or department's information are specifically obtained, need according in target payment group it is all at Whether department's information corresponding to member's information has same payment account, if so, then only needing to obtain its department's information can With otherwise, it is also necessary to obtain its company information, go to obtain corresponding target payment account letter later further according to the company information Breath.For example, title of the service server by payment group 1, passes through pair of the payment group identification and company information that are obtained ahead of time It should be related to, employee 1, the corresponding company information of 2 information of employee-enterprise A be obtained, further according to the information of the enterprise A, by preparatory The corresponding relationship of company information and payment account information is obtained, the corresponding payment account information of enterprise A is obtained.

Step S204 pays the corresponding data to be paid of group and the target payment account information according to the target, Payment processing is carried out for the payment request message, obtains payment result data.

It is described that the corresponding data to be paid of group and the target payment account information are paid according to the target, for institute It states payment request message and carries out payment processing, obtain payment result data, comprising: group identification and institute are paid according to the target Target payment account information is stated, obtains the corresponding target payment Margin threshold of target payment group, more than the target payment Amount threshold value is that the corresponding target payment account of the target payment account information can be described in target payment group Multiple information about firms provide the payment Margin threshold of payment services；If the corresponding data to be paid of target payment group are small Margin threshold is paid in the target, then the corresponding data to be paid of group is paid according to the target and the target branch is paid a bill Family information pays institute from the corresponding target payment account of the target payment account information for the payment request message Data to be paid are stated, payment result data are obtained.That is, in real life, because each enterprise is the welfare that employee provides, If food and drink subsidy is all having certain amount of money upper limit, for example, the common food and drink subsidy in a line city is per artificial 20 yuan/time, Or per artificial 600 yuan/month, therefore, in service server for the data to be paid of target payment group, i.e. spending amount Payment processing is carried out, i.e., when progress welfare is checked and write off, it is also necessary to obtain the corresponding target payment surplus threshold of target payment group It is remaining in the corresponding target payment account of its company information to obtain the information about firms that target payment group includes for value Can be used for pay payment headroom data, i.e., the subsidy that do not consume, can be used for checking and writing off.When the target pays Margin threshold Less than target payment group data to be paid when, corresponding data to be paid of group and described are paid according to the target Target payment account information is paid a bill for the payment request message from the corresponding target branch of the target payment account information The data to be paid are paid in family, obtain payment result data.Such as: when payment group 1 data to be paid be 60 yuan, When the target payment Margin threshold for paying group 1 is 100 yuan, then service server can be directly from the corresponding target of the payment group 1 Payment account pays 60 yuan, and obtains payment result data that is, in the payment account of enterprise A.

Wherein, described that group identification and the target payment account information are paid according to the target, obtain the target It pays the corresponding target of group and pays Margin threshold, comprising: group identification is paid according to the target, pays group from the target The first information about firms is extracted in group；According to first information about firms and the target payment account information, described first is obtained The corresponding first payment Margin threshold of information about firms, the first payment Margin threshold are that the target payment account information is corresponding Target payment account can provide the payment Margin threshold of payment services for first information about firms；It adds up described first Margin threshold is paid, the corresponding target payment Margin threshold of target payment group is obtained.That is, paying group according to the target Mark extracts the information of each member in target payment group respectively, and according to the information of each member, inquiry is obtained Individual corresponding to the member pays Margin threshold, and the personal payment Margin threshold is that the enterprise that the member is subordinate to is corresponding Payment account the payment Margin threshold of payment services can be provided for the member, i.e., more than the subsidy that the described member does not consume Volume adds up described after inquiry obtains the corresponding personal payment Margin threshold of each member in target payment group The corresponding personal payment Margin threshold of each member, can be obtained the corresponding target payment surplus threshold of target payment group Value.For example, title of the service server according to payment group 1, inquiry obtain the information of employee 1, employee 2, and respectively according to employee 1 Information, it is 40 yuan that inquiry, which obtains the subsidy remaining sum do not consumed of employee 1, and the subsidy remaining sum that employee 2 does not consume is 60 yuan, then adds up The subsidy remaining sum of employee 1, employee 2, can be obtained payment group 1 payment Margin threshold, i.e., 100 yuan.

In addition, after paying the data to be paid in the corresponding target payment account of the target payment account information, Further include: according to the data to be paid and the target payment account information, update each in target payment group The corresponding payment Margin threshold of information about firms.That is, after service server pays the data to be paid, it is also necessary to according to described Data to be paid and the target payment account information update the corresponding benefit of each information about firms in target payment group Help remaining sum.

It is described according to the data to be paid and the target payment account information, update in target payment group The corresponding payment Margin threshold of each information about firms, comprising: group identification is paid according to the target, obtains the target payment The corresponding membership of the multiple information about firms in group；It is averaged to the data to be paid and the membership It calculates, obtains the payable average data to be paid of each information about firms in target payment group；According to described average Data to be paid and the target payment account information update the corresponding branch of each information about firms in target payment group Pay Margin threshold.That is, the membership in target payment group is obtained, later to the data to be paid and the member Sum carries out average computation, obtains the payable average data to be paid of each information about firms in target payment group, I.e. when being paid, paid by way of AA payment subsidy.For example, because the spending amount of employee 1, employee 2 are 60 yuan, The data to be paid for paying group 1 are 60 yuan, and the membership of payment group 1 is 2 people, can be obtained employee 1, employee 2 is averaged Data to be paid are 30 yuan, and later, the subsidy balance updates of employee 1 are respectively 10 according to the information by service server Member, the subsidy balance updates of employee 2 are 30 yuan.Certainly, this is a kind of update mode, in the specific implementation, can also be according to institute The size for stating the payment Margin threshold of the target payment group information about firms that includes carries out weight calculation, and payment Margin threshold is big Its weighted value is also big, and when carrying out carrying out payment processing for target payment group, the subsidy amount of money of the member deducts just more It is some, and pay Margin threshold it is small just deduct accordingly it is few；Or the payment Margin threshold of any one member is less than When the average data to be paid, it is surplus that the small member of the payment Margin threshold is just deducted from the big member of payment Margin threshold Remaining payable difference, no longer describes one by one herein.

In addition, if the corresponding data to be paid of target payment group are greater than the target and pay Margin threshold, then It is described that the corresponding data to be paid of group and the target payment account information are paid according to the target, it is asked for the payment It asks message to carry out payment processing, obtains payment result data, further includes: pay the mesh from the target payment account information The corresponding payment data of mark payment Margin threshold；Obtain the difference of the data to be paid and target payment Margin threshold； Group identification is paid according to the target, the corresponding member of the multiple information about firms obtained in target payment group is total Number；Average computation is carried out to the difference and the membership, obtains each information about firms in target payment group Corresponding list member is averaged data to be paid；It is averaged data to be paid according to single member, from each information about firms pair Single member is paid in the member account answered to be averaged payment data corresponding to data to be paid；Obtain payment result data. That is, the target obtained after the payment Margin threshold for all members that target payment group includes is cumulative pays surplus threshold The numerical value of value is less than the corresponding data to be paid of target payment group, that is to say that the subsidy remaining sum of all members is cumulative and small When the spending amount of all members, first from the target payment of all members enterprise subjected in target payment group Amount of money numerical value corresponding to target payment Margin threshold is deducted in account, later, calculate the spending amount of all members with The difference of the target payment Margin threshold carries out algebraic mean calculating in the membership for paying group according to the target, The payable single member of personal payment account for obtaining each member in target payment group is averaged data to be paid, it Service server is according to the average data to be paid afterwards, from each information about firms in target payment group it is corresponding at The average data to be paid are paid in member's account.Such as: when the data to be paid of payment group 1 are 120 yuan, and pay group's 1 Target pays Margin threshold, i.e., employee 1, the subsidy surplus of employee 2 are cumulative and when being 100 yuan, then pays a bill first from the branch of enterprise A 100 yuan are paid in family, and then respectively from employee 1, employee 2 personal account in pay 10 yuan respectively to businessman.It that is to say, When the spending amount of employee 1, employee 2 are greater than the subsidy remaining sum of two people, the extra amount of money carries out AA payment by two people.

After step s 204, step S205 is executed, the payment result data are sent to the merchant terminal.

I.e. service server is in the payment request message for target payment group issued for the businessman 103 Payment processing is carried out, and after paying successfully, the service server is by payment result data, the i.e. information of payment success or failure It is sent to the businessman 103.In practice, can also be as needed, when paying successfully, also notice provides the group and pays two dimension The calculating equipment 102 of code provides the target payment mark to businessman 103 by the calculating equipment 102 in the user 101 Know, and after finally pay successfully, show payment result data in the calculatings equipment 102, fails as paid successfully or paying, Meanwhile showing the data that each member in total payoff data and target payment group pays respectively.

In conclusion a kind of data processing method provided by the present application, comprising: obtain merchant terminal sending is directed to target Pay the payment request message of group, wherein target payment group includes multiple information about firms, and all information about firms are all subordinate to Belong to same user group's information and the current corresponding geographical location of all information about firms all in the same geographic range, The payment request message is used to request for number to be paid corresponding to all information about firms in target payment group According to progress payment processing；Obtain the corresponding data to be paid of target payment group；It is corresponding to obtain target payment group User group's information, and obtain the corresponding target payment account information of user group's information, the target payment account Information is used to be under the jurisdiction of data to be paid corresponding to all information about firms of user group's information and provide payment services； The corresponding data to be paid of group and the target payment account information are paid according to the target, are disappeared for the payment request Breath carries out payment processing, obtains payment result data；The payment result data are sent to the merchant terminal.Pass through acquisition The payment request message for target payment group that sends of the merchant terminal, then by the payment request message, obtain Corresponding data to be paid are obtained, and pay the corresponding user group's information of group and user group's information with the target Corresponding target payment account information, then by the data to be paid and the target payment account message, institute can be directed to It states payment request message and carries out payment processing.This method pays member's letter that group integrates all consumption members by the target Breath, then payment request message is generated for target payment group, more people Dan Zhifu, many-one payment are provided to realize Service data effect, greatly improve the user experience of user terminal and merchant terminal.

In the above description, from business server-side, the i.e. angle of service server, it is described in detail provided by the present application A kind of data processing method, corresponding with above-mentioned data processing method, from the angle of merchant terminal, the application also provides another kind Data processing method, since its detailed process has had a detailed description in the above-described first embodiment, details are not described herein again, tool Body is referring to the part explanation in above-mentioned first embodiment.

As shown in figure 3, the flow chart of its second of data processing method provided for the application second embodiment.It ties below Fig. 3 is closed to be explained.

Step S301 obtains the target pay mark that user terminal provides, wherein the target pay mark includes target Group identification is paid, for the target payment group identification for identifying target payment group, target payment group includes more A information about firms, all information about firms are all under the jurisdiction of same user group's information and the current corresponding ground of all information about firms Position is managed all in the same geographic range, same user group's information corresponds to target payment account information, the mesh Mark payment account information is used for be paid corresponding to all information about firms of same user group's information to be under the jurisdiction of Data provide payment services.

Step S302 obtains the payment request message for target payment group according to the target pay mark, Wherein, the payment request message is used to request to pay for the target corresponding to all information about firms in group wait prop up It pays data and carries out payment processing.

It is described according to the target pay mark, obtain the payment request message for target payment group, comprising: Obtain the corresponding data to be paid of target payment group；According to the target pay mark and the data to be paid, obtain Obtain the payment request message for target payment group.

Step S303 sends the payment request message to the service server for providing payment services.

Step S304 obtains the payment result data for the payment request message that the service server returns.

Second of data processing method provided by the present application, the target pay mark provided by user terminal obtain needle To the payment request message of target payment group, and the payment request message is sent to the service server, that is, passed through Target payment group integrates the information about firms of all consumption members, then pays the corresponding target branch of group by the target Mark is paid, the payment request message for target payment group is generated, and the payment request message is supplied to described Service server, and then realize and the effect of more people Dan Zhifu, the service data that many-one is paid are provided, greatly improve businessman The user experience of terminal.

In the above description, it is described in detail provided by the present application from business server-side and the angle of merchant terminal respectively Two kinds of data processing methods, corresponding with above-mentioned data processing method, from the angle of user terminal, the application also provides another kind Data processing method, since its detailed process has had a detailed description in the above-described first embodiment, details are not described herein again, tool Body is referring to the part explanation in above-mentioned first embodiment.

As shown in figure 4, the flow chart of its third data processing method provided for the application 3rd embodiment.It ties below Fig. 4 is closed to be explained.

Step S401 obtains target and pays group identification, wherein the target pays the corresponding target payment of group identification Group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and all information about firms are current All in the same geographic range, same user group's information corresponds to target payment account letter in corresponding geographical location Breath, the target payment account information are used to be under the jurisdiction of corresponding to all information about firms of same user group's information Data to be paid provide payment services.

The acquisition target pays group identification, comprising: obtains the trigger request that the first member is directed to payment services；According to The trigger request, the request for sending acquisition target payment group identification to the service server for providing payment services disappear Breath；Obtain the target payment group identification that the service server provides, wherein the target pays the corresponding mesh of group identification Include the first information about firms of first member in mark payment group, and is subordinate within a preset time, with first member Belong to same user group's information and in the same geographic range to target branch described in the service server request Pay the second information about firms of the second member of group identification.

It is described according to the trigger request, sent to the service server for providing payment services and obtain target and pay group The request message of group mark, comprising: according to the trigger request, obtain the first information about firms, the first use of first member Family community information and the first geographical location information；According to first information about firms, the first user group information and First geographical location information generates the request message for obtaining target payment group identification；To for providing payment clothes The service server of business sends the request message.

The acquisition target pays group identification, further includes: obtains the trigger request of creation target payment group；

Step S402 pays group identification according to the target, obtains target pay mark, the target pay mark packet Include the information of the target payment group identification.

The target pay mark is supplied to merchant terminal by step S403.

The third data processing method provided by the present application pays the corresponding target of group identification by the target and pays Group integrates the information about firms of all consumption members, then pays group identification by the target, generates corresponding target payment Mark, and is supplied to merchant terminal for the target pay mark, and then realizes and provide more people Dan Zhifu, many-one payment The effect of service data greatly improves the user experience of user terminal.

Corresponding with the first above-mentioned data processing method, the application also provides a kind of data processing equipment, please refers to figure 5, it is the schematic diagram for the first data processing equipment that the application fourth embodiment provides, since Installation practice is substantially similar In embodiment of the method, so being described relatively simple, related place illustrates referring to the part provided in above-described embodiment, under The Installation practice for stating description is only schematical.The first data processing equipment provided by the present application is applied to business and takes Business end, described device includes following part.

Payment request message acquiring unit 501, for obtaining the payment for target payment group of merchant terminal sending Request message, wherein target payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of the same user All in the same geographic range, the payment request disappears in community information and all information about firms current corresponding geographical location Breath carries out payment processing for data to be paid corresponding to all information about firms in target payment group for requesting.

Data capture unit 502 to be paid, for obtaining the corresponding data to be paid of target payment group；

Payment account information acquiring unit 503, for obtaining the corresponding user group's information of target payment group, and The corresponding target payment account information of user group's information is obtained, the target payment account information is used for be under the jurisdiction of Data offer payment services to be paid corresponding to all information about firms of user group's information are provided.

Payment processing unit 504, for paying the corresponding data to be paid of group and the target branch according to the target Account information is paid, payment processing is carried out for the payment request message, obtains payment result data.

Payment result data transmission unit 505, for the payment result data to be sent to the merchant terminal.

Corresponding with above-mentioned second of data processing method, the application also provides a kind of data processing equipment, please refers to figure 6, it is the schematic diagram for second of data processing equipment that the 5th embodiment of the application provides, since Installation practice is substantially similar In embodiment of the method, so being described relatively simple, related place illustrates referring to the part provided in above-described embodiment, under The Installation practice for stating description is only schematical.It is whole to be applied to businessman for second of data processing equipment provided by the present application End, described device includes following part.

Pay mark obtaining unit 601, for obtaining the target pay mark of user terminal offer, wherein the target Pay mark includes target payment group identification, and the target payment group identification is for identifying target payment group, the mesh Mark payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and all members believe All in the same geographic range, same user group's information corresponds to the same mesh in breath current corresponding geographical location Mark payment account information, the target payment account information be used for for be under the jurisdiction of same user group's information it is all at Data offer payment services to be paid corresponding to member's information.

Payment request message obtaining unit 602, for obtaining and being paid for the target according to the target pay mark The payment request message of group, wherein the payment request message is used to request for all in target payment group Data progress payment processing to be paid corresponding to information about firms.

Payment request message transmission unit 603, for sending the branch to the service server for providing payment services Pay request message.

Payment result data acquiring unit 604, for obtaining that the service server returns for the payment request The payment result data of message.

Corresponding with the third above-mentioned data processing method, the application also provides a kind of data processing equipment, please refers to figure 7, it is the schematic diagram for the third data processing equipment that the application sixth embodiment provides, since Installation practice is substantially similar In embodiment of the method, so being described relatively simple, related place illustrates referring to the part provided in above-described embodiment, under The Installation practice for stating description is only schematical.It is whole to be applied to user for the third data processing equipment provided by the present application End, described device includes following part.

Group identification acquiring unit 701 is paid, for obtaining target payment group identification, wherein the target pays group It includes multiple information about firms that group, which identifies corresponding target payment group, and all information about firms are all under the jurisdiction of same user group's letter It ceases and the current corresponding geographical location of all information about firms is all in the same geographic range, same user group's letter Corresponding target payment account information is ceased, the target payment account information is used to be under the jurisdiction of same user group's information All information about firms corresponding to data to be paid payment services are provided.

Pay mark acquiring unit 702 obtains target pay mark, institute for paying group identification according to the target State the information that target pay mark includes the target payment group identification.

Pay mark provides unit 703, for the target pay mark to be supplied to merchant terminal.

In the above description, three kinds of data are provided from the angle of business server-side, merchant terminal and user terminal respectively Processing method and processing device, corresponding with above-mentioned data processing method, the application also provides a kind of data processing system, in detail due to it Thin treatment process has had a detailed description in the above-described embodiments, and details are not described herein again, referring specifically to the part in above-described embodiment Explanation.

A kind of data processing system that the 7th embodiment of the application provides, comprising:

User terminal, merchant terminal and business service end；

Although the application is disclosed as above with preferred embodiment, it is not for limiting the application, any this field skill Art personnel are not departing from spirit and scope, can make possible variation and modification, therefore the guarantor of the application Shield range should be subject to the range that the claim of this application defined.

In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net Network interface and memory.

Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium Example.

Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include non-temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.

It will be understood by those skilled in the art that embodiments herein can provide as method, system or computer program product. Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in the application Form.It is deposited moreover, the application can be used to can be used in the computer that one or more wherein includes computer usable program code The shape for the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) Formula.

Claims

1. a kind of data processing method characterized by comprising

Obtain the payment request message for target payment group that merchant terminal issues, wherein target payment group packet Multiple information about firms are included, all information about firms are all under the jurisdiction of same user group's information and all information about firms are currently corresponding Geographical location all in the same geographic range, the payment request message for request for the target payment group in All information about firms corresponding to data to be paid carry out payment processing；

Obtain the corresponding data to be paid of target payment group；

The corresponding user group's information of target payment group is obtained, and obtains the corresponding target branch of user group's information Account information is paid, the target payment account information is for right to be under the jurisdiction of all information about firms of user group's information The data to be paid answered provide payment services；

The corresponding data to be paid of group and the target payment account information are paid according to the target, are asked for the payment It asks message to carry out payment processing, obtains payment result data；

The payment result data are sent to the merchant terminal.

2. data processing method according to claim 1, which is characterized in that the target payment group that obtains corresponds to User group's information, comprising:

It from the payment request message, obtains target and pays group identification, wherein the target payment group identification is for marking Know target payment group；

Group identification is paid according to the target, and the payment group identification being obtained ahead of time pass corresponding with user group's information System obtains the corresponding user group's information of the target payment group identification.

3. data processing method according to claim 2, which is characterized in that described corresponding according to target payment group Data to be paid and the target payment account information, for the payment request message carry out payment processing, paid Result data, comprising:

Group identification and the target payment account information are paid according to the target, it is corresponding to obtain target payment group Target pays Margin threshold, and the target payment Margin threshold is the corresponding target payment account of the target payment account information The multiple information about firms in group capable of being paid for the target, the payment Margin threshold of payment services is provided；

If the corresponding data to be paid of target payment group are less than the target and pay Margin threshold, according to the mesh Mark payment corresponding data to be paid of the group and target payment account information, for the payment request message, from described The data to be paid are paid in the corresponding target payment account of target payment account information, obtain payment result data.

4. data processing method according to claim 2, which is characterized in that if the target payment group it is corresponding to Payment data is greater than the target and pays Margin threshold, then it is described according to the target pay the corresponding data to be paid of group and The target payment account information carries out payment processing for the payment request message, obtains payment result data, also wrap It includes:

Pay group identification according to the target, obtain the multiple information about firms in target payment group it is corresponding at Member's sum；

Average computation is carried out to the difference and the membership, obtains each information about firms in target payment group Corresponding list member is averaged data to be paid；

It is averaged data to be paid according to single member, pays the list from the corresponding member account of each information about firms Member is averaged payment data corresponding to data to be paid；

Obtain payment result data.

5. a kind of data processing method characterized by comprising

Obtaining the target pay mark that user terminal provides, wherein the target pay mark includes target payment group identification, For the target payment group identification for identifying target payment group, target payment group includes multiple information about firms, institute There is information about firms to be all under the jurisdiction of same user group's information and the current corresponding geographical location of all information about firms all same In one geographic range, same user group's information corresponds to the same target payment account information, the target payment Account information is used to be under the jurisdiction of data to be paid corresponding to all information about firms of same user group's information and mention For payment services；

According to the target pay mark, the payment request message for target payment group is obtained, wherein the payment Request message is used to request to be propped up for data to be paid corresponding to all information about firms in target payment group Pay processing；

6. a kind of data processing method characterized by comprising

It obtains target and pays group identification, wherein target payment group identification corresponding target payment group includes multiple Information about firms, all information about firms are all under the jurisdiction of same user group's information and the current corresponding geography of all information about firms All in the same geographic range, same user group's information corresponds to target payment account information, the target for position Payment account information is used to be under the jurisdiction of number to be paid corresponding to all information about firms of same user group's information According to offer payment services；

Group identification is paid according to the target, obtains target pay mark, the target pay mark includes the target branch Pay the information of group identification；

The target pay mark is supplied to merchant terminal.

7. a kind of data processing equipment, which is characterized in that be applied to business service end, described device includes:

Payment request message acquiring unit, the payment request for target payment group for obtaining merchant terminal sending disappear Breath, wherein target payment group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's letter It ceases and the current corresponding geographical location of all information about firms is all in the same geographic range, the payment request message is used for Request carries out payment processing for data to be paid corresponding to all information about firms in target payment group；

Payment account information acquiring unit for obtaining the corresponding user group's information of target payment group, and obtains institute The corresponding target payment account information of user group's information is stated, the target payment account information is used to be under the jurisdiction of the user Data offer payment services to be paid corresponding to all information about firms of community information；

Payment processing unit, for paying the corresponding data to be paid of group and target payment account letter according to the target Breath carries out payment processing for the payment request message, obtains payment result data；

8. a kind of data processing equipment, which is characterized in that be applied to merchant terminal, described device includes:

Pay mark obtaining unit, for obtaining the target pay mark of user terminal offer, wherein the target pay mark Group identification is paid including target, the target payment group identification pays group for identifying target payment group, the target Group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and the current institute of all information about firms All in the same geographic range, same user group's information corresponds to the same target branch and pays a bill in corresponding geographical location Family information, all information about firms institutes that the target payment account information is used for be under the jurisdiction of same user group's information Corresponding data to be paid provide payment services；

Payment request message obtaining unit, for according to the target pay mark, obtaining for target payment group Payment request message, wherein the payment request message is used to request all members letter in target payment group The corresponding data to be paid of breath carry out payment processing；

Payment request message transmission unit disappears for sending the payment request to the service server for providing payment services Breath；

Payment result data acquiring unit, the branch for the payment request message returned for obtaining the service server Pay result data.

9. a kind of data processing equipment, which is characterized in that be applied to user terminal, described device includes:

Group identification acquiring unit is paid, for obtaining target payment group identification, wherein the target pays group identification pair The target payment group answered includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and own All in the same geographic range, same user group's information corresponds to mesh in information about firms current corresponding geographical location Mark payment account information, the target payment account information be used for for be under the jurisdiction of same user group's information it is all at Data offer payment services to be paid corresponding to member's information；

Pay mark acquiring unit obtains target pay mark, the target branch for paying group identification according to the target Pay the information that mark includes target payment group identification；

10. a kind of data processing system characterized by comprising user terminal, merchant terminal and business service end；

The user terminal is for obtaining target payment group identification, wherein the target pays the corresponding target of group identification Paying group includes multiple information about firms, and all information about firms are all under the jurisdiction of same user group's information and all information about firms All in the same geographic range, same user group's information corresponds to the same target in current corresponding geographical location Payment account information, the target payment account information are used to be all members for being under the jurisdiction of same user group's information Data offer payment services to be paid corresponding to information；Group identification is paid according to the target, obtains target pay mark, The target pay mark includes target payment group identification, and the target payment group identification is for identifying the target payment Group；The target pay mark is supplied to the merchant terminal；

The merchant terminal is used to obtain the target pay mark that the user terminal provides, wherein the target payment Mark includes that the target pays group identification；According to the target pay mark, obtain for target payment group Payment request message, wherein the payment request message is used to request all members letter in target payment group The corresponding data to be paid of breath carry out payment processing；The branch is sent to the business service end for providing payment services Pay request message；Obtain the payment result data for the payment request message that the business service end returns；

The business service end is used to obtain the payment request for target payment group that the merchant terminal issues and disappears Breath；Obtain the corresponding data to be paid of target payment group；Obtain the corresponding user group's letter of target payment group Breath, and the corresponding target payment account information of user group's information is obtained, the target payment account information is used to be subordinate to Data offer payment services to be paid corresponding to all information about firms of user group's information are provided；According to the target The corresponding data to be paid of group and the target payment account information are paid, is carried out at payment for the payment request message Reason obtains payment result data；The payment result data are sent to the merchant terminal.