CN110458575A - A kind of computer system and a kind of computer readable storage medium - Google Patents
A kind of computer system and a kind of computer readable storage medium Download PDFInfo
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- CN110458575A CN110458575A CN201910693877.6A CN201910693877A CN110458575A CN 110458575 A CN110458575 A CN 110458575A CN 201910693877 A CN201910693877 A CN 201910693877A CN 110458575 A CN110458575 A CN 110458575A
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- user
- unit
- identifying code
- card
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
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- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Computer Security & Cryptography (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of computer system and a kind of computer readable storage mediums, more particularly to field of communication technology, including central server, the central server connecting pin is connected with mobile terminal, fixed terminal and information storage module, the fixed terminal connecting pin is connected with identity real-time verification module, basic detection module and processor, and the basis detection module connecting pin is connected with environmental detection unit and sound detection unit.The present invention passes through setting identity real-time verification module, identifying code authentication unit in identity real-time verification module is for carrying out an acceptance inspection to the user of bank card, and ID card verification unit then needs ID card No. bound in the bank card inputted to user to be checked in real time, or it is scanned on fixed terminal after carrying identity card, improve the practicability of equipment, and real-time verification is carried out to user identity, it effectively prevent user's bank card to take cash away by cash dispenser by other people, ensure that the safety of bank card.
Description
Technical field
The present invention relates to fields of communication technology, it is more particularly related to a kind of computer system and a kind of meter
Calculation machine readable storage medium storing program for executing.
Background technique
Computer system refers to the computer hardware and software and network system for data base administration.Database Systems need great Rong
The main memory of amount is to store and run operating system, data base management system program, application program and database, catalogue, system
Buffer area etc., and it is auxiliary deposit, need the direct access device of large capacity.In addition, system should have stronger network function.
ATM is also known as ATM (abbreviation of Automatic Teller Machine), means ATM, because
It is mostly used in withdrawal, also known as ATM.It is a kind of electromechanical integrated device of high-precision, utilizes magnetic code card
Or smart card realizes the Self-Service of financial transaction, instead of the work of bank counter personnel.More than extractable cash, inquiry deposit
Volume carries out the work such as the allocation of the funds, inquiry into balance between account；It can also carry out spot assets (keeping accounts in real time), checking account
The work such as (domestic nothing), passbook update, intermediary service.Credit card or deposit card can be used in holder, is handled certainly according to password
It is dynamic withdraw the money, query the balance, transferring accounts, spot assets, passbook update buys fund, and change password pays the business such as mobile phone charge.
The patent of 107769928 A of patent application publication CN discloses a kind of terminal and computer readable storage medium,
Identity information acquisition unit；First storage unit, for storing trusted execution environments；Second storage unit, for storing branch
The system of paying, the payment system includes payment program, wherein the payment program operates in rich performing environment；Processor, quilt
It is configured that the open command for receiving and opening the payment program；ID authentication request is generated according to the open command；According to institute
It states ID authentication request and calls the identity information acquisition unit to obtain subscriber identity information by trusted execution environments；It is logical
The trusted execution environments are crossed to verify the subscriber identity information；And if subscriber identity information verifying is logical
It crosses, opens the payment program；Second aspect provides a kind of terminal, comprising: wireless near field communication unit；Identity information
Acquisition unit；First storage unit, for storing trusted execution environments；Second storage unit, for storing payment system, institute
Stating payment system includes the first payment program, wherein first payment program operates in rich performing environment；Embedded-type security
Unit, including third storage unit, the third storage unit is for storing the second payment program.
But still there is more disadvantage in practice in above-mentioned technical proposal, such as pass through ID authentication request program
It is relatively simple, it is easy to be usurped by other people to effective information, to reduce safety when user uses.
Summary of the invention
In order to overcome the drawbacks described above of the prior art, the embodiment of the present invention provides a kind of computer system and a kind of meter
Calculation machine readable storage medium storing program for executing, the ID card verification list by being provided with identity real-time verification module, in identity real-time verification module
Member and identifying code authentication unit respectively carry out an acceptance inspection to the user of bank card, and ID card verification unit needs to input silver to user
Row blocks the ID card No. of binding or is scanned on fixed terminal after carrying identity card, to improve equipment
Practicability, to user carry out identity determine, thus effectively prevent the bank card of user by other people by cash dispenser take away show
Gold ensure that the safety of bank card.
To achieve the above object, the invention provides the following technical scheme: a kind of computer system, including central server,
The central server connecting pin is connected with mobile terminal, fixed terminal and information storage module, the fixed terminal connecting pin
It is connected with identity real-time verification module, basic detection module and processor, the basis detection module connecting pin is connected with environment
Detection unit and sound detection unit, the identity real-time verification module attachment end are connected with password authentication unit, identity results
Unit and identifying code authentication unit are demonstrate,proved, the mobile terminal connecting pin is connected with identifying code generation unit and identifying code sends list
Member；
The identity real-time verification module is used to carry out authentication, the password authentification list to user by three units
Member is for when being withdrawn the money to user by cash dispenser, the bank card password of user's input to be verified, the ID card verification
Unit is for verifying the identity card of bank card binding, the identifying code is tested when being withdrawn the money to user by cash dispenser
Card unit is for when withdrawing the money to user by cash dispenser, to the cell-phone number of bank card binding transmission verification information, and to
The verification code information of family input is verified, to confirm the security information of user；
The mobile terminal is used for when user is withdrawn the money by cash dispenser, and identifying code generation unit will receive identifying code
Identifying code after identifying code generation unit generates identifying code, is passed to identifying code and sends list by the verification information that authentication unit is sent
Identifying code is sent to identifying code authentication unit by identifying code transmission unit, to verify to user identity by member.
In a preferred embodiment, the basic detection module carries out fixed terminal by two detection units
Safety inspection, environmental detection unit are analyzed user security state, sound for detecting to the environment of fixed terminal
Sound detection unit is collected for carrying out sound when withdrawing the money to user by cash dispenser, and is carried out to user security state
Analysis.
In a preferred embodiment, the information storage module connecting pin be connected with user identity binding unit and
User account binding unit, cell-phone number information and ID card information of the information storage module for the binding of storage bank card,
Wherein for storing to the ID card information of bank card binding, user account binding unit is used for user identity binding unit
The cell-phone number information of bank card binding is stored.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor
It is performed the steps of when row
Step 1: it after bank card is inserted into cash dispenser, after being scanned to bank card, is looked in information storage module
To the ID card information and account information of bank card binding, and send information to identity real-time verification module；
Step 2: the ID card verification unit and identifying code authentication unit in identity real-time verification module are respectively to bank card
User carry out an acceptance inspection, wherein verification information is sent to mobile terminal by identifying code authentication unit, and mobile terminal passes through identifying code
Verification information is sent to identifying code authentication unit by generation unit and identifying code transmission unit, is tested to carry out identity to user
Card, and after ID card verification unit needs to input the ID card No. of bank card binding to user or carry identity card
It is scanned on fixed terminal, is determined to carry out identity to user；
Step 3: when user withdraws the money, fixed terminal passes through basic detection module, progress when withdrawing the money to user
Environment measuring and sound detection, thus to whether environment of withdrawing the money detects safely；
Step 4: after user goes on smoothly verifying, cash can be smoothly taken out by cash dispenser or transferred accounts.
In a preferred embodiment, the step 1 synchronous can be carried out with step 3.
Technical effect and advantage of the invention:
1, the present invention is by being provided with identity real-time verification module, the ID card verification unit in identity real-time verification module
It carries out an acceptance inspection respectively to the user of bank card with identifying code authentication unit, wherein identifying code authentication unit sends verification information
To mobile terminal, mobile terminal can be cell phone client, and mobile terminal is sent single by identifying code generation unit and identifying code
Verification information is sent to identifying code authentication unit by member, and identifying code generation unit will receive the verifying that identifying code authentication unit is sent
Identifying code is passed to identifying code transmission unit after identifying code generation unit generates identifying code by information, is sent by identifying code single
Identifying code is sent to identifying code authentication unit by member, thus to user's progress authentication, and ID card verification unit needs pair
User inputs the ID card No. of bank card binding or is scanned on fixed terminal after carrying identity card, thus
The practicability of equipment is improved, is determined to carry out identity to user, so that the bank card of user be effectively prevent to be led to by other people
It crosses cash dispenser and takes cash away, to ensure that the safety of bank card；
2, the present invention carries out environment measuring and sound inspection by being provided with basic detection module, when withdrawing the money to user
It surveys, to such as be detected by camera to ambient enviroment to whether environment of withdrawing the money detects safely, pass through recording
Device collect fixed terminal around sound, after user goes on smoothly verifying, can smoothly be taken out by cash dispenser cash or
It transfers accounts, to improve safety when user withdraws the money.
Detailed description of the invention
Fig. 1 is computer system schematic diagram of the invention.
Fig. 2 is step schematic diagram when computer readable storage medium of the invention uses.
Fig. 3 is computer system topological diagram of the invention.
Appended drawing reference are as follows: 1 central server, 2 mobile terminals, 3 fixed terminals, 4 information storage modules, 5 identity are tested in real time
Demonstrate,prove module, 6 basic detection modules, 7 processors, 8 environmental detection units, 9 sound detection units, 10 password authentication units, 11 bodies
Part card authentication unit, 12 identifying code authentication units, 13 identifying code generation units, 14 identifying code transmission units, 15 user identity are tied up
Order member, 16 user account binding units.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
Embodiment 1:
A kind of computer system according to shown in Fig. 1-3, including central server 1,1 connecting pin of central server connect
It is connected to mobile terminal 2, fixed terminal 3 and information storage module 4,3 connecting pin of fixed terminal is connected with identity real-time verification
Module 5, basic detection module 6 and processor 7, basis 6 connecting pin of detection module are connected with environmental detection unit 8 and sound
Detection unit 9,5 connecting pin of identity real-time verification module are connected with password authentication unit 10,11 and of ID card verification unit
Identifying code authentication unit 12,2 connecting pin of mobile terminal are connected with identifying code generation unit 13 and identifying code transmission unit 14；
The identity real-time verification module 5 is used to carry out authentication, the password authentification to user by three units
Unit 10 is for when being withdrawn the money to user by cash dispenser, the bank card password of user's input to be verified, the identity card
Authentication unit 11 is described to test for being verified when being withdrawn the money to user by cash dispenser to the identity card of bank card binding
Card code authentication unit 12 is for sending verifying letter to the cell-phone number of bank card binding when withdrawing the money to user by cash dispenser
Breath, and the verification code information of user's input is verified, to confirm the security information of user；
The mobile terminal 2 is used for when user is withdrawn the money by cash dispenser, and identifying code generation unit 13, which will receive, to be tested
Identifying code is passed to verifying after identifying code generation unit 13 generates identifying code by the verification information that card code authentication unit 12 is sent
Code transmission unit 14, is sent to identifying code authentication unit 12 for identifying code by identifying code transmission unit 14, thus to user's body
Part is verified；
The basis detection module 6 carries out safety inspection, environmental detection unit to fixed terminal 3 by two detection units
8 for detecting the environment of fixed terminal 3, and analyzes user security state, sound detection unit 9 be used for
Sound is carried out when family is withdrawn the money by cash dispenser to be collected, and user security state is analyzed；
4 connecting pin of information storage module is connected with user identity binding unit 15 and user account binding unit 16,
The information storage module 4 is used for the cell-phone number information and ID card information of storage bank card binding, wherein user identity binding
For storing to the ID card information of bank card binding, user account binding unit 16 is used for bank card binding unit 15
Cell-phone number information stored.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor 7
It is performed the steps of when row
Step 1: after bank card is inserted into cash dispenser, after being scanned to bank card, in information storage module 4
The ID card information and account information of bank card binding are found, and sends information to identity real-time verification module 5；
Step 2: the ID card verification unit 11 and identifying code authentication unit 12 in identity real-time verification module 5 are right respectively
The user of bank card carries out an acceptance inspection, wherein verification information is sent to mobile terminal 2, mobile terminal 2 by identifying code authentication unit 12
Verification information is sent to identifying code authentication unit 12 by identifying code generation unit 13 and identifying code transmission unit 14, thus right
User carries out authentication, and ID card verification unit 11 needs the ID card No. to user's input bank card binding or will
Identity card is scanned on fixed terminal 3 after carrying, and is determined to carry out identity to user；
Step 3: when user withdraws the money, fixed terminal 3 passes through basic detection module 6, when withdrawing the money to user into
Row environment measuring and sound detection, thus to whether environment of withdrawing the money detects safely；
Step 4: after user goes on smoothly verifying, cash can be smoothly taken out by cash dispenser or transferred accounts.
The step 1 synchronous can be carried out with step 3.
Working principle of the present invention:
Referring to Figure of description 1-3, when user is withdrawn the money by cash dispenser, when bank card is inserted into cash dispenser
Afterwards, after cash dispenser can be scanned bank card, the ID card information and account of bank card binding are found in information storage module 4
Number information, and identity real-time verification module 5 is sent information to, the ID card verification unit 11 in identity real-time verification module 5
It carries out an acceptance inspection respectively to the user of bank card with identifying code authentication unit 12, wherein identifying code authentication unit 12 is by verification information
It is sent to mobile terminal 2, mobile terminal 2 can be cell phone client, and mobile terminal 2 passes through identifying code generation unit 13 and verifying
Verification information is sent to identifying code authentication unit 12 by code transmission unit 14, and identifying code generation unit 13 will receive identifying code verifying
Identifying code after identifying code generation unit 13 generates identifying code, is passed to identifying code and sends list by the verification information that unit 12 is sent
Member 14, is sent to identifying code authentication unit 12 for identifying code by identifying code transmission unit 14, tests to carry out identity to user
Card, and ID card verification unit 11 needs to input the ID card No. of bank card binding to user or carries identity card
It is scanned on fixed terminal 3, to improve the practicability of equipment, is determined to carry out identity to user, in user afterwards
When being withdrawn the money, fixed terminal 3 passes through basic detection module 6, and environment measuring and sound detection are carried out when withdrawing the money to user,
To such as be detected by camera to ambient enviroment, pass through phonographic recorder to whether environment of withdrawing the money detects safely
Collect fixed terminal 3 around sound, after user goes on smoothly verifying, can smoothly be taken out by cash dispenser cash or into
Row is transferred accounts.
Finally, it should be noted that the foregoing is only a preferred embodiment of the present invention, it is not intended to restrict the invention,
All within the spirits and principles of the present invention, any modification, equivalent replacement, improvement and so on should be included in of the invention
Within protection scope.
Claims (5)
1. a kind of computer system, including central server (1), it is characterised in that: central server (1) the connecting pin connection
There are mobile terminal (2), fixed terminal (3) and information storage module (4), fixed terminal (3) connecting pin is connected with identity reality
When authentication module (5), basic detection module (6) and processor (7), described basic detection module (6) connecting pin be connected with environment
Detection unit (8) and sound detection unit (9), identity real-time verification module (5) connecting pin are connected with password authentication unit
(10), ID card verification unit (11) and identifying code authentication unit (12), mobile terminal (2) connecting pin are connected with identifying code
Generation unit (13) and identifying code transmission unit (14)；
The identity real-time verification module (5) is used to carry out authentication, the password authentification list to user by three units
First (10) are for when being withdrawn the money to user by cash dispenser, the bank card password of user's input to be verified, the identity card
Authentication unit (11) is described for being verified when being withdrawn the money to user by cash dispenser to the identity card of bank card binding
Identifying code authentication unit (12) is for sending verifying to the cell-phone number of bank card binding when withdrawing the money to user by cash dispenser
Information, and the verification code information of user's input is verified, to confirm the security information of user；
The mobile terminal (2) is used for when user is withdrawn the money by cash dispenser, and identifying code generation unit (13), which will receive, to be tested
The verification information that card code authentication unit (12) is sent passes to identifying code after identifying code generation unit (13) generates identifying code
Identifying code is sent to identifying code authentication unit (12) by identifying code transmission unit (14) by identifying code transmission unit (14), from
And user identity is verified.
2. a kind of computer system according to claim 1, it is characterised in that: the basis detection module (6) passes through two
A detection unit carries out safety inspection to fixed terminal (3), environmental detection unit (8) be used for the environment of fixed terminal (3) into
Row detection, and user security state is analyzed, sound detection unit (9) is for when withdrawing the money to user by cash dispenser
It carries out sound to be collected, and user security state is analyzed.
3. a kind of computer system according to claim 1, it is characterised in that: information storage module (4) connecting pin
It is connected with user identity binding unit (15) and user account binding unit (16), the information storage module (4) is for storing
The cell-phone number information and ID card information of bank card binding, wherein user identity binding unit (15) is used for bank card binding
ID card information is stored, and user account binding unit (16) is for storing the cell-phone number information of bank card binding.
4. a kind of computer readable storage medium based on computer system described in claim 1-3 any one, feature
It is: is stored thereon with computer program, the computer program performs the steps of when being executed by processor (7)
Step 1: it after bank card is inserted into cash dispenser, after being scanned to bank card, is looked in information storage module (4)
To the ID card information and account information of bank card binding, and send information to identity real-time verification module (5)；
Step 2: ID card verification unit (11) and identifying code authentication unit (12) in identity real-time verification module (5) are respectively
It carries out an acceptance inspection to the user of bank card, wherein verification information is sent to mobile terminal (2) by identifying code authentication unit (12), is moved
Verification information is sent to identifying code by identifying code generation unit (13) and identifying code transmission unit (14) and verified by dynamic terminal (2)
Unit (12), so that authentication is carried out to user, and ID card verification unit (11) needs to input bank card binding to user
ID card No. or be scanned on fixed terminal (3) after carrying identity card, to carry out identity to user
It determines；
Step 3: when user withdraws the money, fixed terminal (3) passes through basic detection module (6), when withdrawing the money to user into
Row environment measuring and sound detection, thus to whether environment of withdrawing the money detects safely；
Step 4: after user goes on smoothly verifying, cash can be smoothly taken out by cash dispenser or transferred accounts.
5. a kind of computer readable storage medium according to claim 4, it is characterised in that: the step 1 and step 3
Progress can be synchronized.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910693877.6A CN110458575A (en) | 2019-07-30 | 2019-07-30 | A kind of computer system and a kind of computer readable storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910693877.6A CN110458575A (en) | 2019-07-30 | 2019-07-30 | A kind of computer system and a kind of computer readable storage medium |
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| CN110458575A true CN110458575A (en) | 2019-11-15 |
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| CN101009559A (en) * | 2006-11-22 | 2007-08-01 | 李�杰 | Protection method for user account security |
| CN103377524A (en) * | 2012-04-19 | 2013-10-30 | 朱海彬 | Method for withdrawing money on site at bank by inputting short-message-service random authentication code |
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Application publication date: 20191115 |