CN110400150A - Encrypted payment system based on network game payment transaction on intelligent terminal - Google Patents
Encrypted payment system based on network game payment transaction on intelligent terminal Download PDFInfo
- Publication number
- CN110400150A CN110400150A CN201910687792.7A CN201910687792A CN110400150A CN 110400150 A CN110400150 A CN 110400150A CN 201910687792 A CN201910687792 A CN 201910687792A CN 110400150 A CN110400150 A CN 110400150A
- Authority
- CN
- China
- Prior art keywords
- payment
- module
- intelligent terminal
- encrypted
- fingerprint
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/131—Protocols for games, networked simulations or virtual reality
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to network game payment technology fields on intelligent terminal, and disclose a kind of encrypted payment system based on network game payment transaction on intelligent terminal, when the payment key and Bank Account Number that payer uses meet payment strategy simultaneously, just it is able to achieve payment behavior, pay tactful logical expression are as follows: Bank Account Number and recognition of face compares image and voice recognition versus frequency and identification and compares fingerprint, and recognition of face compares image and voice recognition versus frequency and and identifies that verifying must be synchronized by comparing fingerprint.The present invention solves the payment transaction system currently based on network pay-per-play on intelligent terminal, during payment transaction, due to there is no the game player of independent economy ability when carrying out payment transaction using other people payment account, not the technical issues of trading activity does not obtain confirmation of the Send only Account owner based on living things feature recognition, and the caused proprietary fundamental interests of payment user is unable to get thorough guarantee.
Description
Technical field
It is specially a kind of based on network game payment on intelligent terminal the present invention relates to network game payment technology field on intelligent terminal
The encrypted payment system of transaction.
Background technique
With a series of universal, the various networks trip based on intelligent terminal of intelligent terminals such as smart phone, tablet computer
Play also has begun appearance and rapidly develops, and among these, the growth momentum of payment networks game is even more in the ascendant, is paying
Among the numerous player of online game, the game player of no independent economy ability occupies certain ratio, these are without independent
The game player of economic capability will certainly be paid when playing payment networks game by the payment accounts of other people in close relations
Take transaction, but other people in close relations may not necessarily hold approval attitude to the network game payment transaction having occurred and that.
And intelligent terminal network gaming operators are carrying out network game payment transaction with game player on payment platform at present
When, only identify that Send only Account is proprietary by the way of user password or/and identifying code during payment transaction
Identity and access data, there is no using other anti-counterfeiting performances are good, are not easy forgery or the stolen body based on living things feature recognition
Part identification technology identifies the proprietary identity of Send only Account, and guarantees the non repudiation of communicating pair identity with this, and
Only after payment transaction terminates, inform that payment transaction is completed to Send only Account owner, fund has been transferred, at this point, such as
The Send only Account owner of fruit payment transaction is simultaneously ignorant and do not approve the payment transaction having occurred and that, presses down or has occurred and that
Payment transaction be not Send only Account owner's true intention expression, then the proprietary fundamental interests of Send only Account will
It is ensured less than thorough.
Summary of the invention
(1) the technical issues of solving
In view of the deficiencies of the prior art, the present invention provides a kind of encryption branch based on network game payment transaction on intelligent terminal
The system of paying, solves the payment transaction system currently based on network pay-per-play on intelligent terminal, during payment transaction,
Due to not having the game player of independent economy ability when carrying out payment transaction using other people payment account, trading activity does not have
Have to obtain confirmation of the Send only Account owner based on living things feature recognition, the caused proprietary fundamental interests of payment user without
The technical issues of method is thoroughly ensured.
(2) technical solution
To achieve the above object, the invention provides the following technical scheme:
Based on the encrypted payment system of network game payment transaction on intelligent terminal, including the payment net being mounted on intelligent terminal
Network game application, payment communication module one, video video module one and fingerprint collecting payment module, and it is mounted on payment
Payment transaction identification module, payment communication module two, video video module two on network game server, fingerprint storage verifying
Module, payment policy validation module, authority to pay module；
Payer is when carrying out network game payment transaction on intelligent terminal, and if only if the payment key and silver that payer uses
When row account meets payment strategy simultaneously, after the payment policy validation module of encrypted payment system is verified, it is just able to achieve branch
The behavior of paying；
Wherein, the logical expression of strategy is paid are as follows: Bank Account Number and recognition of face compares image and voice recognition ratio
Frequency and is identified and compares fingerprint, and recognition of face compares image and voice recognition versus frequency and and identifies that comparison fingerprint must
It must synchronous verifying.
Preferably, the intelligent terminal is itself to be only equipped with video video module but be fitted without fingerprint collecting branch
The smart phone or tablet computer of module are paid, which passes through a circumscription socket using plug and play mode
It realizes and is connected with each other with intelligent terminal.
Preferably, the intelligent terminal is the intelligence for itself being equipped with fingerprint collecting payment module Yu video video module simultaneously
It can mobile phone or tablet computer.
Preferably, the encrypting payment method of the encrypted payment system, comprising the following steps:
Step 1: payment key is generated；
Using the audio-visual data information with fingerprint of the video of synchronous acquisition as account owner encrypted payment system only
One payment key；
Step 2: payment strategy is formulated；
Pay the logical expression of strategy are as follows: Bank Account Number and recognition of face compares image and voice recognition versus frequency
And identification compares fingerprint, and recognition of face compares image and voice recognition versus frequency and identification comparison fingerprint and must synchronize
Verifying；
Step 3: the proprietary payment account of account is encrypted；
Specific: encrypted payment system owns account using payment policy validation module according to the payment strategy of formulation
The bank account of people carries out payment encryption；
When the payment key and Bank Account Number that payer uses in payment process meet payment strategy simultaneously,
After the payment policy validation module of payment networks game server is verified, it is just able to achieve payment behavior；
Step 4: payer carries out matching operation using payment key and payment strategy, realizes the decryption to payment account
Processing.
(3) beneficial technical effect
Compared with prior art, the present invention has following beneficial technical effect:
The present invention uses logical expression are as follows: " Bank Account Number and recognition of face compares image and voice recognition and compares frequency
Rate and identification compares fingerprint, and recognition of face compares image and voice recognition versus frequency and and identifies that comparison fingerprint must be same
The encryption of step card " pays strategy, and all as account using " the audio-visual data information with fingerprint of the video of synchronous acquisition "
Unique payment key of the people in encrypted payment system, the payment key used in payment process and if only if payer and bank
When account meets payment strategy simultaneously, after the payment policy validation module of payment networks game server is verified, Cai Nengshi
Existing payment behavior；
Above-mentioned technical proposal solves the payment transaction system currently based on network pay-per-play on intelligent terminal, is paying
During transaction, due to there is no the game player of independent economy ability carrying out payment transaction using other people payment account
When, trading activity does not obtain confirmation of the Send only Account owner based on living things feature recognition, and caused payment user is all
The technical issues of fundamental interests of people is unable to get thorough guarantee.
Detailed description of the invention
Fig. 1 is a kind of logic diagram based on the encrypted payment system of network game payment transaction on intelligent terminal of the present invention；
Fig. 2 is a kind of encrypting payment method based on the encrypted payment system of network game payment transaction on intelligent terminal of the present invention
Logic diagram.
Specific embodiment
Intelligent terminal is the intelligence for itself being only equipped with video video module but being fitted without fingerprint collecting payment module
Mobile phone or tablet computer, at this point, fingerprint collecting payment module is whole by a circumscription socket and intelligence using plug and play mode
End, which is realized, to be connected with each other；Or intelligent terminal is the intelligence for itself being equipped with fingerprint collecting payment module Yu video video module simultaneously
It can mobile phone or tablet computer；
As shown in Figure 1, encrypted payment system includes the payment networks game application being mounted on intelligent terminal, payment
Communication module one, video video module one, fingerprint collecting payment module；
Encrypted payment system further includes payment transaction identification module, the PayPal being mounted on payment networks game server
Believe module two, video video module two, fingerprint storage authentication module, payment policy validation module, authority to pay module；
The operator of payment networks game application is to collect transaction fee by encrypted payment system in the present embodiment
, the encrypting payment method of encrypted payment system in the present embodiment, as shown in Figure 2, comprising the following steps:
Step 1: payment key is generated；
Specific: user handles bank card to banking institution, using the Real Name on user's effective identity certificate as silver
Row account, and generate with the unique corresponding Bank Account Number of bank account, and open Web bank's payment transaction, payment networks game
Game player above-mentioned bank account is bundled in encryption payment system in payment networks game application on intelligent terminal
On system, which is specified by the payment networks gaming operators that operate on intelligent terminal；
During bank account is bundled on encrypted payment system, the communication of payment networks game server is paid
Module two is communicated with the communication payment module one of intelligent terminal, and passes through video video module two and video video module one
Video it is audio-visual operation and fingerprint collecting payment module and fingerprint storage authentication module fingerprint collecting store operate, realize
The audio-visual data information with fingerprint of the proprietary video of synchronous acquisition account, and by the video of above-mentioned synchronous acquisition is audio-visual and fingerprint
Data information as account owner encrypted payment system unique payment key；
Step 2: payment strategy is formulated；
It is specific: to extract recognition of face in the audio-visual data information with fingerprint of the video of encrypted payment system from synchronous acquisition
It compares image, voice recognition versus frequency and identification and compares fingerprint, and formulate payment strategy, the logical expression of the payment strategy
Are as follows: Bank Account Number and recognition of face compares image and voice recognition versus frequency and identification and compares fingerprint, and recognition of face ratio
Identify that verifying must be synchronized by comparing fingerprint to image and voice recognition versus frequency and；
Step 3: the proprietary payment account of account is encrypted；
Specific: encrypted payment system owns account using payment policy validation module according to the payment strategy of formulation
The bank account of people carries out payment encryption；
Wherein, meet payment plan simultaneously with Bank Account Number and if only if the payment key that payer uses in payment process
When slightly, after the payment policy validation module of payment networks game server is verified, it is just able to achieve payment behavior；
Step 4: payer carries out matching operation using payment key and payment strategy, realizes the decryption to payment account
Processing；
It is specific: when game player play payment networks game need payment transaction expense when, payment networks game services
The payment transaction identification module of device is communicated by communicating payment module two with the communication payment module one of intelligent terminal, at this time
Video video module two initiates the audio-visual conversational operation of network video to the video video module one of intelligent terminal, by the video of initiation
Processing is compared in verification information during audio-visual dialogue is tactful with payment, first to the payer in the audio-visual dialogue of network video into
The comparison processing of row " recognition of face compares image and voice recognition versus frequency ", if in the comparison result and payment strategy
Verification information it is not quite identical, then verify do not pass through, payment transaction failure；If the comparison result and testing in payment strategy
It is completely the same to demonstrate,prove information, then is verified, is confirmed whether to carry out this payment transaction at this time to people to be paid；
If payer's confirmation carries out the transaction, under the operating environment of the audio-visual dialogue of video, payer is asked to refer to
Line acquires input payment fingerprint in payment module, the synchronous comparison for carrying out " identification compares fingerprint " of the authentication module of fingerprint storage at this time
Processing, if the fingerprint comparison result and the verification information in payment strategy are not quite identical, fingerprint authentication does not pass through, pays
Fail Transaction；If the fingerprint comparison result and the verification information in payment strategy are completely the same, fingerprint authentication passes through, at this time
The payment key of payer and payment strategy exact matching, payment account successful decryption, the authority to pay mould of encrypted payment system
Block carries out operation of withholing from the proprietary bank account of account, realizes payment transaction, all to account after payment transaction success
Human hair send notification information.
Claims (4)
1. the encrypted payment system based on network game payment transaction on intelligent terminal, which is characterized in that including being mounted on intelligent terminal
On payment networks game application, payment communication module one, video video module one and fingerprint collecting payment module, and
The payment transaction identification module that is mounted on payment networks game server, video video module two, refers to payment communication module two
Line stores authentication module, payment policy validation module, authority to pay module；
Payer is when carrying out network game payment transaction on intelligent terminal, and if only if the payment key that payer uses and bank's account
Number simultaneously meet payment strategy when, after the payment policy validation module of encrypted payment system is verified, be just able to achieve paying bank
For；
Wherein, the logical expression of strategy is paid are as follows: Bank Account Number and recognition of face compares image and voice recognition and compares frequency
Rate and identification compares fingerprint, and recognition of face compares image and voice recognition versus frequency and and identifies that comparison fingerprint must be same
Step card.
2. encrypted payment system according to claim 1, which is characterized in that the intelligent terminal is itself to be only equipped with view
Frequency video module, the smart phone or tablet computer for being still fitted without fingerprint collecting payment module, the fingerprint collecting pay mould
Block is realized by a circumscription socket and intelligent terminal using plug and play mode and is connected with each other.
3. encrypted payment system according to claim 1, which is characterized in that the intelligent terminal is itself to be equipped with simultaneously
The smart phone or tablet computer of fingerprint collecting payment module and video video module.
4. encrypted payment system according to claim 1, which is characterized in that the encryption payer of the encrypted payment system
Method, comprising the following steps:
Step 1: payment key is generated；
Using the audio-visual data information with fingerprint of the video of synchronous acquisition as account owner encrypted payment system unique branch
Pay key；
Step 2: payment strategy is formulated；
Pay the logical expression of strategy are as follows: Bank Account Number and recognition of face compares image and voice recognition versus frequency and
Identification compares fingerprint, and recognition of face compares image and voice recognition versus frequency and and identifies that comparison fingerprint must same step
Card；
Step 3: the proprietary payment account of account is encrypted；
Specific: encrypted payment system is according to the payment strategy of formulation, and using paying, policy validation module is proprietary to account
Bank account carries out payment encryption；
When the payment key and Bank Account Number that payer uses in payment process meet payment strategy simultaneously, payment
After the payment policy validation module of network game server is verified, it is just able to achieve payment behavior；
Step 4: payer carries out matching operation using payment key and payment strategy, realizes the decryption processing to payment account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910687792.7A CN110400150A (en) | 2019-07-29 | 2019-07-29 | Encrypted payment system based on network game payment transaction on intelligent terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910687792.7A CN110400150A (en) | 2019-07-29 | 2019-07-29 | Encrypted payment system based on network game payment transaction on intelligent terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110400150A true CN110400150A (en) | 2019-11-01 |
Family
ID=68326303
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910687792.7A Withdrawn CN110400150A (en) | 2019-07-29 | 2019-07-29 | Encrypted payment system based on network game payment transaction on intelligent terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110400150A (en) |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| TW571263B (en) * | 2002-08-09 | 2004-01-11 | Ever Up Technology Co Ltd | Mobile payment system and method with security identification of biometric identity |
| CN103049850A (en) * | 2013-01-05 | 2013-04-17 | 深圳市中兴移动通信有限公司 | Mobile payment terminal, system and payment method thereof based on NFC (Near Field Communication) |
| CN103684795A (en) * | 2013-12-25 | 2014-03-26 | 远光软件股份有限公司 | Dynamic password token device and identity authentication method thereof and dynamic password token system |
| CN105550877A (en) * | 2015-12-21 | 2016-05-04 | 北京智付融汇科技有限公司 | Payment method and apparatus |
| CN106204033A (en) * | 2016-07-04 | 2016-12-07 | 首都师范大学 | A kind of based on recognition of face with the payment system of fingerprint recognition |
| CN107358442A (en) * | 2017-07-13 | 2017-11-17 | 奇酷互联网络科技（深圳）有限公司 | Payment verification method, apparatus, server and storage medium |
| CN108510278A (en) * | 2018-02-24 | 2018-09-07 | 杭州晟元数据安全技术股份有限公司 | A kind of face method of payment and system |
-
2019
- 2019-07-29 CN CN201910687792.7A patent/CN110400150A/en not_active Withdrawn
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| TW571263B (en) * | 2002-08-09 | 2004-01-11 | Ever Up Technology Co Ltd | Mobile payment system and method with security identification of biometric identity |
| CN103049850A (en) * | 2013-01-05 | 2013-04-17 | 深圳市中兴移动通信有限公司 | Mobile payment terminal, system and payment method thereof based on NFC (Near Field Communication) |
| CN103684795A (en) * | 2013-12-25 | 2014-03-26 | 远光软件股份有限公司 | Dynamic password token device and identity authentication method thereof and dynamic password token system |
| CN105550877A (en) * | 2015-12-21 | 2016-05-04 | 北京智付融汇科技有限公司 | Payment method and apparatus |
| CN106204033A (en) * | 2016-07-04 | 2016-12-07 | 首都师范大学 | A kind of based on recognition of face with the payment system of fingerprint recognition |
| CN107358442A (en) * | 2017-07-13 | 2017-11-17 | 奇酷互联网络科技（深圳）有限公司 | Payment verification method, apparatus, server and storage medium |
| CN108510278A (en) * | 2018-02-24 | 2018-09-07 | 杭州晟元数据安全技术股份有限公司 | A kind of face method of payment and system |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN107066893B (en) | The treating method and apparatus of account information in block chain | |
| CN103873244B (en) | Identity authentication method and system in mobile payment based on fingerprint identification | |
| CN104915832B (en) | Mobile payment, verification method and its device and system | |
| CN106850201B (en) | Intelligent terminal multiple-factor authentication method, intelligent terminal, certificate server and system | |
| CN104899741B (en) | A kind of on-line payment method and on-line payment system based on IC bank card | |
| CN106940849A (en) | Data interactive method and device, offline credit payment method and device | |
| CN206312224U (en) | Payment system | |
| WO2003090027A3 (en) | Mobile account authentication service | |
| CN105608621A (en) | Remote account opening method, server and system | |
| CN107122977A (en) | A kind of payment system based on bio-identification | |
| CN105550928A (en) | System and method of network remote account opening for commercial bank | |
| CN103020822B (en) | Financial acquirer's method based on double escape ways | |
| TW201738816A (en) | Mobile payment terminal, and payment system | |
| CN108171504A (en) | A kind of polymerization method of payment, mobile equipment and storage device | |
| CN110084021A (en) | Cabinet surface terminal, client, cabinet face data exchange method and system | |
| CN110400149A (en) | Encrypting payment method based on network game payment transaction on intelligent terminal | |
| CN105939195A (en) | Transaction method and system | |
| CN110400150A (en) | Encrypted payment system based on network game payment transaction on intelligent terminal | |
| CN115099799B (en) | Transaction processing method and system for digital RMB | |
| CN1845183B (en) | Intelligent key apparatus with debit/credit function | |
| CN108960840A (en) | A kind of safety payment system and its method based on face, synchronous sound identification | |
| El Madhoun et al. | A secure cloud-based NFC payment architecture for small traders | |
| CN101944226A (en) | Safety handover system and safety handover method for ensuring financial supervisor permission | |
| CN206627999U (en) | Authentication information processing system | |
| CN103927661A (en) | Bank card system with portable electronic device as carrier |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20191101 |
|
| WW01 | Invention patent application withdrawn after publication |