CN110135836B - Payment control method based on wearable device and wearable device - Google Patents

Payment control method based on wearable device and wearable device Download PDF

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Publication number
CN110135836B
CN110135836B CN201811152765.1A CN201811152765A CN110135836B CN 110135836 B CN110135836 B CN 110135836B CN 201811152765 A CN201811152765 A CN 201811152765A CN 110135836 B CN110135836 B CN 110135836B
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payment
wearable device
host
unit
information
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CN110135836A (en
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陈天伟
饶盛添
郑发
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Guangdong Genius Technology Co Ltd
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Guangdong Genius Technology Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction

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  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
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Abstract

The embodiment of the invention discloses a payment control method based on wearable equipment and the wearable equipment, wherein the method comprises the following steps: when a shooting module of the wearable device previews the payment code, another shooting module of the wearable device is used for shooting an environment image of the environment where the wearable device is located, the environment image is sent to the terminal device bound with the wearable device, and when a code scanning prohibition instruction sent by the terminal device is received, the shooting module used for previewing the payment code is closed, and the code scanning prohibition instruction is input by a user of the terminal device according to the environment image. By implementing the embodiment of the invention, the control on the payment behaviors of the children can be realized.

Description

Payment control method based on wearable device and wearable device
Technical Field
The invention relates to the technical field of wearable equipment, in particular to a payment control method based on wearable equipment and the wearable equipment.
Background
Code scanning payment is a payment means which is very common at present, and most of wearable devices (intelligent wristbands and child phone watches) support code scanning payment at present. The children telephone watch is mainly suitable for children aged 3-12 years, the children in the age group are still in the learning stage for the cognition of external things, the self-restraint capability is usually weak, and unhealthy consumption concepts are easily developed. How to manage the payment behaviors of children and assist the consumption idea of health maintenance of the children becomes a problem which needs to be solved urgently.
Disclosure of Invention
The embodiment of the invention discloses a payment control method based on wearable equipment and the wearable equipment, which can realize the management and control of the payment behaviors of children.
The first aspect of the embodiment of the invention discloses a payment control method based on wearable equipment, wherein an intelligent host of the wearable equipment is rotationally connected with a bottom layer support of the wearable equipment through a rotating shaft, when the intelligent host and the bottom layer support are in a buckling state, the upward side of the intelligent host is a host top side of the intelligent host, the downward side of the intelligent host is a host bottom side of the intelligent host, and the host top side and the host bottom side are respectively provided with a shooting module, the method comprises the following steps:
when a payment code is previewed through one shooting module of the intelligent host, shooting an environment image of the environment where the wearable device is located by using the other shooting module of the intelligent host;
sending the environment image to a terminal device bound with the wearable device;
when a code scanning prohibition instruction sent by the terminal equipment is received, closing the shooting module used for previewing the payment code; wherein the code scanning prohibition instruction is input by a user of the terminal equipment according to the environment image.
As an optional implementation manner, in the first aspect of the embodiment of the present invention, after the sending the environment image to the terminal device bound to the wearable device, the method further includes:
when a code scanning starting instruction sent by the terminal equipment is received, recognizing the previewed payment code to obtain payment code information, and controlling the wearable equipment to start a payment process according to the payment code information; and the code scanning starting instruction is input by a user of the terminal equipment according to the environment image.
As an optional implementation manner, in the first aspect of the embodiment of the present invention, the payment coding information at least includes merchant information, and after the previewed payment coding is identified and payment coding information is obtained and before the wearable device is controlled to start a payment process according to the payment coding information when a code scanning start instruction sent by the terminal device is received, the method further includes:
sending the payment coding information to a server so that the server feeds back merchant scores obtained according to the payment coding information to the wearable device;
judging whether the merchant score fed back by the server is greater than a preset score, and executing the control of the wearable equipment to start a payment process according to the payment coding information when the merchant score is greater than the preset score.
As an optional implementation manner, in the first aspect of the embodiment of the present invention, after the controlling the wearable device to start a payment process according to the payment coding information, the method further includes:
detecting whether the payment process reaches a payment node;
if the payment node is reached, acquiring a payment amount, and judging whether the payment amount is larger than a preset amount or not;
when the payment amount is larger than the preset amount, performing suspension operation on the payment process, and sending prompt information to the terminal equipment;
and when payment permission information sent by the terminal equipment is received, the payment process is adjusted from a suspended state to an execution state, and the payment amount is deducted from a specified user account to finish the payment operation.
As an optional implementation manner, in the first aspect of the embodiment of the present invention, when the payment amount is less than or equal to the preset amount, the method further includes:
judging whether the shooting module used for shooting the environment image acquires a face image or not;
when the face image is obtained, extracting iris features, and comparing the iris features with legal iris features stored in the wearable device in advance to obtain a comparison result;
and when the comparison result indicates that the iris features are matched with the legal iris features, deducting the payment amount from the specified user account to finish the payment operation.
A second aspect of an embodiment of the present invention discloses a wearable device, in which an intelligent host of the wearable device is rotatably connected to a bottom layer support of the wearable device through a rotating shaft, when the intelligent host and the bottom layer support are in a locked state, an upward side of the intelligent host is a host top side of the intelligent host, a downward side of the intelligent host is a host bottom side of the intelligent host, the host top side and the host bottom side are respectively provided with a shooting module, and the intelligent host includes:
the shooting unit is used for shooting an environment image of the environment where the wearable device is located by using another shooting module of the intelligent host when the payment code is previewed through the other shooting module of the intelligent host;
the sending unit is used for sending the environment image to the terminal equipment bound by the wearable equipment;
the control unit is used for closing the shooting module used for previewing the payment code when a code scanning prohibition instruction sent by the terminal equipment is received; wherein the code scanning prohibition instruction is input by a user of the terminal equipment according to the environment image.
As an optional implementation manner, in the second aspect of the embodiment of the present invention, the smart host further includes:
the acquisition unit is used for identifying the previewed payment code to acquire payment code information after the sending unit sends the environment image to the terminal equipment bound with the wearable equipment and when a code scanning starting instruction sent by the terminal equipment is received; the code scanning starting instruction is input by a user of the terminal equipment according to the environment image;
and the starting unit is used for controlling the wearable equipment to start a payment process according to the payment coding information.
As an optional implementation manner, in the second aspect of the embodiment of the present invention, the smart host further includes:
the acquisition unit is used for identifying the previewed payment code to acquire payment code information after the sending unit sends the environment image to the terminal equipment bound with the wearable equipment and when a code scanning starting instruction sent by the terminal equipment is received; wherein, the code scanning starting instruction is input by a user of the terminal device according to the environment image;
and the starting unit is used for controlling the wearable equipment to start a payment process according to the payment coding information.
As an optional implementation manner, in the second aspect of the embodiment of the present invention, the smart host further includes:
the detection unit is used for detecting whether the payment process reaches a payment node or not after the wearable device is controlled by the starting unit to start the payment process according to the payment coding information;
the obtaining unit is further configured to obtain a payment amount when the payment process reaches the payment node, and determine whether the payment amount is greater than a preset amount;
the prompting unit is used for executing suspension operation on the payment process and sending prompting information to the terminal equipment when the obtaining unit judges that the payment amount is larger than the preset amount;
and the payment unit is used for adjusting the suspension state of the payment process to an execution state when the payment permission information sent by the terminal equipment is received, and deducting the payment amount from the specified user account to finish payment operation.
As an optional implementation manner, in the second aspect of the embodiment of the present invention, the smart host further includes:
a second judging unit, configured to judge whether the shooting module for shooting the environment image obtains a face image when the obtaining unit judges that the payment amount is smaller than or equal to the preset amount;
the extraction unit is used for extracting iris features when the face image is obtained, and comparing the iris features with legal iris features stored in the wearable device in advance to obtain a comparison result;
and the payment unit is further used for deducting the payment amount from the specified user account to complete the payment operation when the comparison result indicates that the iris feature is matched with the legal iris feature.
A third aspect of an embodiment of the present invention discloses a wearable device, including:
a memory storing executable program code;
a processor coupled with the memory;
the processor calls the executable program code stored in the memory to perform part or all of the steps of any one of the methods of the first aspect of the invention.
A fourth aspect of embodiments of the present invention discloses a computer-readable storage medium storing a computer program comprising instructions for carrying out some or all of the steps of any one of the methods of the first aspect of the present invention.
A fifth aspect of embodiments of the present invention discloses a computer program product, which, when run on a computer, causes the computer to perform some or all of the steps of any one of the methods of the first aspect.
A sixth aspect of the present embodiment discloses an application publishing platform, where the application publishing platform is configured to publish a computer program product, where the computer program product is configured to, when running on a computer, cause the computer to perform part or all of the steps of any one of the methods in the first aspect.
Compared with the prior art, the embodiment of the invention has the following beneficial effects:
in the embodiment of the invention, when the payment code is previewed by one shooting module of the wearable device, the environment image of the environment where the wearable device is located is shot by the other shooting module of the wearable device, the environment image is sent to the terminal device bound with the wearable device, and the shooting module for previewing the payment code is closed when the code scanning prohibition instruction sent by the terminal device is received, wherein the code scanning prohibition instruction is input by a user of the terminal device according to the environment image. By implementing the embodiment of the invention, when the child utilizes the child telephone watch to carry out code scanning payment, the child telephone watch can send the shot environment image to the parental terminal in real time, parents can identify the current consumption behavior of the child according to the environment image received by the parental terminal, and when the current consumption behavior of the child is identified to be unreasonable, the parental terminal can control the child telephone watch to stop the current code scanning payment operation. Therefore, the embodiment of the invention can realize the management and control of the payment behaviors of the children and assist the children in developing a healthy consumption concept.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to these drawings without creative efforts.
Fig. 1 is a schematic structural diagram of a wearable device disclosed in an embodiment of the present invention;
fig. 2 is a schematic structural diagram of the wearable device shown in fig. 1 including the smart host rotated 90 ° with respect to the underlying support;
FIG. 3 is a schematic view of another perspective of FIG. 2;
fig. 4 is a schematic flowchart of a payment control method based on a wearable device according to an embodiment of the present disclosure;
fig. 5 is a schematic flow chart of another wearable device-based payment control method disclosed in the embodiment of the present invention;
fig. 6 is a schematic structural diagram of a wearable device disclosed in the embodiment of the invention;
FIG. 7 is a schematic structural diagram of another wearable device disclosed in the embodiments of the present invention;
fig. 8 is a schematic structural diagram of another wearable device disclosed in the embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
It is noted that the terms "comprises," "comprising," and any variations thereof in the embodiments and drawings of the present invention are intended to cover non-exclusive inclusions. For example, a process, method, system, article, or apparatus that comprises a list of steps or elements is not limited to only those steps or elements listed, but may alternatively include other steps or elements not listed, or inherent to such process, method, article, or apparatus.
The embodiment of the invention discloses a payment control method based on wearable equipment and the wearable equipment, which can realize the management and control of the payment behaviors of children. The payment control method based on the wearable device is suitable for wearable devices such as intelligent watches and intelligent bracelets. The operating system of the wearable device may include, but is not limited to, an Android operating system, an IOS operating system, a Symbian operating system, a Black Berry operating system, a Windows Phone8 operating system, and the like, which is not limited in the embodiment of the present invention. The execution subject of the embodiment of the present invention is a wearable device, and the details are described below.
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
In the present invention, the terms "upper", "lower", "left", "right", "front", "rear", "top", "bottom", "inner", "outer", "center", "vertical", "horizontal", "lateral", "longitudinal", and the like indicate an orientation or positional relationship based on the orientation or positional relationship shown in the drawings. These terms are used primarily to better describe the invention and its embodiments and are not intended to limit the indicated devices, elements or components to a particular orientation or to be constructed and operated in a particular orientation.
Moreover, some of the above terms may be used in other meanings besides orientation or positional relationship, for example, the term "upper" may also be used in some cases to indicate a certain attaching or connecting relationship. The specific meanings of these terms in the present invention can be understood by those skilled in the art as appropriate.
Furthermore, the terms "mounted," "disposed," "provided," "connected," and "connected" are to be construed broadly. For example, it may be a fixed connection, a removable connection, or a unitary construction; can be a mechanical connection, or an electrical connection; may be directly connected, or indirectly connected through intervening media, or may be in internal communication between two devices, elements or components. The specific meanings of the above terms in the present invention can be understood according to specific situations by those of ordinary skill in the art.
Furthermore, the terms "first," "second," and the like, are used primarily to distinguish one device, element, or component from another (the specific nature and configuration may be the same or different), and are not used to indicate or imply the relative importance or number of the indicated devices, elements, or components. "plurality" means two or more unless otherwise specified.
The technical solutions of the embodiments of the present invention will be further described below with reference to the embodiments and the accompanying drawings.
In order to better understand the payment control method based on the wearable device disclosed in the embodiment of the present invention, a wearable device disclosed in the embodiment of the present invention is described first. Referring to fig. 1 to fig. 3, a wearable device disclosed in an embodiment of the present invention may include: the intelligent host computer comprises a bottom layer support 10, an intelligent host computer 20 and a side belt 30, wherein the bottom layer support 10 is connected between the two side belt ends of the side belt 30. Host top side 20a of intelligent host 20 is just right host bottom side 20b of intelligent host 20 to host top side 20a of intelligent host 20 is equipped with shoots module 22, and host bottom side 20b of intelligent host 20 is equipped with shoots module 23. When the smart host 20 and the bottom layer support 10 are in a fastened state, the upward side of the smart host 20 is the host top side 20a, and the downward side of the smart host is the host bottom side 20 b. The rotation of the first end of rotation axis 21 and bottom support 10 is passed through to the one end of intelligent host 20 and is connected, and intelligent host 20 can rotate different angles relatively bottom support 10 to make and shoot module 22, shoot module 23 and can obtain different shooting angles. One end of the side belt 30 is coupled to a first end of the bottom layer support 10 via the rotating shaft 21, and the other end of the side belt 30 is coupled to a second end of the bottom layer support 10.
In the wearable device disclosed in the embodiment of the present invention, with the above-described structure, the smart host 20 included in the wearable device is rotatably connected to the bottom layer support 10 through the rotation shaft 21. Wherein, can realize the rotation of the relative bottom support 10 of intelligent host 20 through rotation axis 21 to make the shooting module 22 of locating intelligent host 20, shoot module 23 and also can obtain different shooting angles along with intelligent host 20's rotation, this problem of adjustment shooting angle that has not only solved current wearable equipment (usually only have one top side to shoot the module) and need the social user to twist reverse the arm and just can realize has been solved, still can satisfy the shooting demand of the different angles of social user simultaneously.
In the embodiment of the present invention, when the smart host 20 rotates relative to the bottom layer support 10, because one side belt end of the side belt 30 is coupled to the first end of the bottom layer support 10 through the rotating shaft 21, a coaxial rotation design of the rotating shaft 21 is adopted among the one side belt end of the side belt 30, the first end of the bottom layer support 10, and one end of the smart host 20, so that component design of the wearable device can be reduced, a component assembly process of the wearable device is simplified, and a structure of the wearable device is more compact.
In the embodiment of the present invention, a top-side display screen (not labeled in the figure) may be disposed on the host top-side 20a of the smart host 20; optionally, a bottom-side display screen (not labeled) may also be disposed on the host bottom side 20b of the smart host 20. In a general case, the smart host 20 may be stacked on the bottom layer support 10, that is, the host bottom side 20b of the smart host 20 is attached to the upper surface of the bottom layer support 10; when the smart host 20 rotates around the rotation axis 21, the host top side 20a and the host bottom side 20b of the smart host 20 form an angle with the upper surface of the bottom layer support 10.
In the embodiment of the present invention, the smart host 20 is used as a host of a wearable device with an adjustable photographing angle, and includes a main board, a touch screen/display screen for implementing touch and display functions, a battery for supplying power to the main board and the touch screen/display screen, a photographing module 22 and a photographing module 23 for implementing a photographing function of the smart host 20, a communication device (e.g., a wireless communication device, a bluetooth communication device, an infrared communication device, etc.) for implementing a communication function of the smart host 20, a sensor (e.g., a gravity sensor, an acceleration sensor, a distance sensor, an air pressure sensor, an ultraviolet detector, a water playing detection and identification module) for implementing a detection function of the smart host 20, a heart rate detector for implementing a detection of a heart rate of a user, a timer for implementing a timing function of the smart host 20, a display module for displaying a display mode of a display mode, And elements for identifying the identity of the user, such as a fingerprint module, a facial recognition module, and a microphone, a speaker, etc., for enabling audio input and/or output. It should be known that, above-mentioned each device, function module all locate inside intelligent host 20, and be connected with the mainboard electricity, realize the control to these devices, function module through the mainboard, and then control it and realize corresponding function.
Therefore, in the embodiment of the present invention, the smart host 20 is different from a traditional watch dial that only can implement functions such as time display and timing.
Further, because rotatable coupling can be realized through rotation axis 21 to smart host 20 and bottom support 10, consequently, can adjust the shooting angle who shoots module 22 and shoot module 23 through the turned angle who adjusts smart host 20 and bottom support 10, wherein, the turned angle of smart host 20 and bottom support 10 can be between 0 ~ 90. For example, when the smart host 20 is stacked on the bottom layer support 10, the angle between the smart host 20 and the bottom layer support 10 is 0 °, and when the smart host 20 rotates, the angle between the smart host 20 and the bottom layer support 10 may preferably be 90 °. When the angle between the intelligent host 20 and the bottom layer support 10 is 0 degree, the included angle between the shooting module 22 and the shooting module 23 on the intelligent host 20 relative to the bottom layer support 10 is also 0 degree; when intelligent host 20 rotated the relative bottom support 10 and formed 90 contained angles, intelligent host 20's shooting module 22 and shooting module 23 contained angle relative bottom support 10 were 90 contained angles to can realize shooting module 22 and the adjustment of shooting module 23's shooting angle. Especially, when being provided with the top side display screen on the host computer top side 20a of intelligent host 20 and also being provided with the bottom side display screen on host computer bottom side 20b, if the contained angle of shooting module 22 and the relative bottom support 10 of shooting module 23 of intelligent host 20 is 90 contained angles, then the contained angle that the relative bottom support 10 of bottom side display screen that sets up on the top side display screen that sets up on host computer top side 20a and the host computer bottom side 20b also is 90 contained angles, thereby can conveniently be located the user of intelligent host 20 one side and watch the top side display screen, and conveniently be located the user of intelligent host 20 opposite side and watch the bottom side display screen. In the embodiment of the present invention, the rotation angle between the intelligent host 20 and the bottom layer support 10 can be adjusted between 0 to 90 °, and preferably, the rotation angle can be 0 °, 30 °, 45 °, 60 °, 75 °, or 90 °.
In the embodiment of the present invention, since the smart host 20 is rotatably connected to the bottom layer support 10 through the rotating shaft 21, the smart host 20 may include a rotating end 20c and a free end 20d, which are oppositely disposed, the rotating end 20c is an end of the smart host 20 connected to the first end of the bottom layer support 10 through the rotating shaft 21, and the free end 20d is an end capable of rotating with the rotating end 20c relative to the bottom layer support 10 and forming an angle with respect to the bottom layer support 10. Specifically, in order to avoid affecting the shooting angle of view of the shooting module 22 and the shooting module 23, the shooting module 22 may be preferably disposed on the top side of the end portion of the free end 20d (belonging to a portion of the host top side 20 a), and the shooting module 23 may be preferably disposed on the bottom side of the end portion of the free end 20d (belonging to a portion of the host bottom side 20 b).
In an embodiment of the present invention, the bottom layer support 10 may be a plate-shaped structure. When the bottom layer support 10 is a plate-shaped structure, the material of the bottom layer support 10 may preferably be a heat insulation material, such as plastic. When the user wears the wearable device, the situation that the heat generation amount of the smart host 20 is large and the wrist skin of the user is possibly scalded can be avoided. Therefore, the bottom layer support 10 not only can realize the function of bearing the rotation of the smart host 20, but also can realize the effect of insulating the smart host 20 from the wrist skin of the user.
Further, when the bottom layer support 10 is a plate-shaped structure, one or more through holes 10a may be disposed on the bottom layer support 10, so that the smart host 20 may implement various physiological feature detections including detection of the heart rate of the user through the through holes 10 a. The shape of the through hole 10 may be circular, square, or oval, and the embodiment of the present invention is not limited.
It is understood that in other embodiments, the bottom layer support 10 may also be a closed loop structure, and the embodiments of the present invention are not limited thereto.
When the user needs to adjust the angle of intelligent host 20 relative bottom layer support 10, the turned angle of accessible manual adjustment intelligent host 20 relative bottom layer support 10, when intelligent host 20 rotated to user's target angle, this moment, the user stopped adjusting intelligent host 20, intelligent host 20 can keep unchangeable at current angle, at this moment, it can be in the state of can shooing to shoot module 22 and/or shoot module 23, the user can select to shoot module 22 and/or shoot module 23 and carry out corresponding shooting operation according to the actual demand of shooing.
When the user wants to stack the smart host 20 on the bottom layer support 10, the user can manually adjust the smart host 20 again, so that the smart host 20 can be adjusted again to rotate relative to the bottom layer support 10 until the smart host 20 is stacked on the bottom layer support 10, and the user stops adjusting the smart host 20.
The wearable device disclosed by the embodiment of the invention enables the shooting module 22 and the shooting module 23 to obtain different shooting angles along with the rotation of the intelligent host, and meets the requirements of users on different shooting angles.
Referring to fig. 4, fig. 4 is a schematic flowchart illustrating a payment control method based on a wearable device according to an embodiment of the present invention. The wearable device-based payment control method described in fig. 4 can be applied to the wearable device described in the foregoing embodiment. As described in the foregoing embodiment, the smart host of the wearable device is rotatably connected to the bottom bracket of the wearable device through the rotating shaft, when the smart host and the bottom bracket are in a snap-fit state, an upward side of the smart host is a host top side of the smart host, a downward side of the smart host is a host bottom side of the smart host, and the host top side and the host bottom side are respectively provided with a shooting module, as shown in fig. 4, the payment control method based on the wearable device may include the following steps:
401. when previewing to the payment code through a shooting module of smart host, utilize another shooting module of smart host to shoot the environment image of wearable equipment environment.
According to the content described in the above embodiment, in the embodiment of the present invention, when a user wearing the wearable device scans a code for payment by using the wearable device, the angle of the smart host 20 relative to the bottom-layer support 10 can be adjusted to be 90 °, and the included angle between the top-side shooting module 22 and the bottom-side shooting module 23 of the smart host 20 relative to the bottom-layer support 10 is also 90 °, so that the smart host 20 can control the bottom-side shooting module to preview a payment code (such as a payment two-dimensional code and a payment barcode) and control the top-side shooting module to shoot an environment image of an environment where the wearable device is located. By implementing the method, the user does not need to twist the arm wearing the wearable device when the user utilizes the wearable device to realize code scanning payment, and the user experience can be improved.
402. And sending the environment image to the terminal equipment bound with the wearable equipment.
403. When a code scanning prohibition instruction sent by the terminal equipment is received, closing the shooting module used for previewing the payment code; wherein, the code scanning prohibition instruction is input by a user of the terminal device according to the environment image.
In the embodiment of the invention, if the wearable device is a child telephone watch and the terminal device is a parent smart phone, when a child uses the child telephone watch to perform code scanning payment, the child telephone watch can send a shot environment image to the parent smart phone, the parent identifies the current payment behavior of the child according to the environment image received by the smart phone, and when the current payment behavior of the child is identified to be unreasonable, the parent smart phone controls the child telephone watch to stop the current code scanning payment operation. By implementing the method, the code scanning payment operation of the wearable device is controlled by the terminal device, so that the aim of controlling the payment behaviors of children is fulfilled, and the children are assisted to develop a healthy consumption idea.
As an optional implementation manner, in the embodiment of the present invention, after the wearable device sends the environment image to the terminal device bound to the wearable device, a sound pickup device of the wearable device may be turned on, sound information of an environment where the wearable device is located is collected by using the sound pickup device, the collected sound information is sent to the terminal device, and the terminal device may output the environment image sent by the wearable device on a display screen thereof and may play the sound information sent by the wearable device. By implementing the method, the instruction (such as the code scanning prohibition instruction) input by the parent into the terminal device for controlling the current payment operation of the wearable device is more accurate. Further optionally, the wearable device may further send the positioning information of the wearable device to the terminal device, and the terminal device may further display the positioning information of the wearable device while displaying the environment image.
Referring to fig. 5, fig. 5 is a schematic flowchart illustrating another payment control method based on a wearable device according to an embodiment of the present disclosure. The wearable device-based payment control method as shown in fig. 5 may include the steps of:
for detailed description of steps 501 to 503, please refer to the description of steps 401 to 403 in the wearable device-based payment control method shown in fig. 4, and the embodiments of the present invention are not repeated.
504. When a code scanning starting instruction sent by the terminal equipment is received, identifying the previewed payment code to obtain payment code information; and the code scanning starting instruction is input by a user of the terminal equipment according to the environment image.
It should be noted that the payment coding information at least includes merchant information, where the merchant information at least may include a merchant identifier having a unique identifier, such as a merchant name or a trademark.
According to the description of the above embodiment, the start code scanning instruction mentioned in step 504 may be input to the terminal device by the user of the terminal device according to the environment image and the played sound information displayed by the terminal device, or input to the terminal device by the user of the terminal device according to the environment image and the played sound information displayed by the terminal device and the positioning information.
505. And sending the obtained payment coding information to a server so that the server feeds back the merchant score obtained according to the payment coding information to the wearable device.
In the embodiment of the invention, a merchant can store merchant information in a server through a registered account, a user can log in the server through the registered account and send evaluation information aiming at the registered merchant to the server, the server obtains merchant scores of a certain merchant according to all the received evaluation information aiming at the certain merchant of the registered user and associates the obtained merchant scores with the merchant information of the certain merchant, and when the server receives the payment coding information, the server extracts the merchant information from the payment coding information, obtains the merchant scores associated with the merchant information according to the merchant information and feeds back the merchant scores associated with the merchant information to the wearable device.
506. Judging whether the merchant score fed back by the server is greater than a preset score, if so, executing the step 507 to the step 508; if not, the flow is ended.
In the embodiment of the present invention, a merchant score equal to the preset score may indicate that the public health rating of the merchant corresponding to the merchant score is medium, a merchant score smaller than the preset score may indicate that the public health rating of the merchant corresponding to the merchant score is low, and a merchant score larger than the preset score may indicate that the public health rating of the merchant corresponding to the merchant score is high. The public goodness of the merchant mainly relates to the quality of goods and the quality of service, so that the merchant scores the comprehensive score of the quality of goods and the quality of service.
507. And controlling the wearable equipment to start a payment process according to the payment coding information.
And step 505 to step 507 are executed, and when the merchant score is larger than the preset score, the wearable device is controlled to start a payment process according to the payment coding information, so that the quality of the commodity purchased by the user of the wearable device can be ensured.
Optionally, in the embodiment of the present invention, the payment process of the wearable device may be completed with assistance of a server, and the specific implementation manner is as follows:
the wearable device sends the specified user account of the wearable device to a server;
the server acquires a merchant account according to the received payment code, associates the specified user account with the merchant account, and sends a payment starting instruction to the wearable device after the specified user account is successfully associated with the merchant account;
and the wearable device starts a payment process when receiving the payment starting instruction.
508. Detecting whether the payment process reaches the payment node, if yes, executing step 509; if not, the flow is ended.
509. Acquiring a payment amount, judging whether the payment amount is larger than a preset amount, and if so, executing the step 510 to the step 511; if not, go to step 512.
510. And executing suspension operation on the payment process, and sending prompt information to the terminal equipment.
In the embodiment of the present invention, a suspend operation is performed on the payment process, that is, the payment process is suspended, and when the execution condition is satisfied, the step 510 is continuously performed.
511. And when payment permission information sent by the terminal equipment is received, the payment process is adjusted from the suspended state to the execution state, and the payment amount is deducted from the specified user account to finish the payment operation.
In the embodiment of the present invention, if the wearable device is a child phone watch, the specified user account may be a user account bound to the child phone watch, an owner of the user account may be a child, a parent may limit a single consumption amount of the child by setting a preset amount, and the child phone watch may notify the parent by sending a prompt message to the terminal device when detecting that the payment amount is greater than the preset amount. Optionally, the code scanning payment function of the wearable device may be implemented by a certain payment application running on the wearable device, the certain payment application is at least provided with two levels of permissions, namely a common permission and a high-level permission, when the wearable device is a child phone watch, an owner of the common permission is a child, an owner of the high-level permission is a parent, the parent may set the preset amount by using the high-level permission enjoyed by the parent, and when the code scanning start instruction sent by the terminal device is received, the child may complete autonomous payment within a consumption range lower than the preset amount by using the common permission enjoyed by the child. For a specific implementation of the specific autonomous payment, please refer to steps 512 to 514.
512. Judging whether a shooting module used for shooting the environment image acquires a face image or not, and if so, executing steps 513 to 514; if not, the flow is ended.
513. Extracting iris features, and comparing the iris features with legal iris features prestored in wearable equipment to obtain a comparison result;
514. and when the comparison result indicates that the extracted iris features are matched with the legal iris features, deducting the payment amount from the specified user account to complete the payment operation.
The user wearing the wearable device can adjust the angle of the intelligent host 20 relative to the bottom layer support 10, so that a shooting module shooting the environment image can acquire a face image, the wearable device can extract iris features of the user from the acquired face image, match the extracted iris features with legal iris features stored in the wearable device in advance, and deduct the payment amount from the specified user account to complete payment operation when the extracted iris features are successfully matched with the legal iris features. Based on the description, the method is implemented to realize the independent secret-free payment through the iris recognition, so that the payment efficiency and the payment safety can be improved, and the user experience can be improved.
In addition, in the embodiment of the present invention, the manner in which the child realizes the autonomous payment may also be through fingerprint identification, voiceprint identification, image identification, and the like, which is not limited in the embodiment of the present invention.
In the embodiment of the present invention, the specified user account may be bound to a second user account, and the second user account may also be bound to the terminal device.
As an optional implementation manner, when payment permission information sent by the terminal device is received, it may be further determined whether the amount of the specified user account is greater than or equal to the payment amount, and if the amount is greater than or equal to the payment amount, the payment process is adjusted from the suspend state to the execution state, and the payment amount is deducted from the specified user account to complete a payment operation; and if the payment amount is smaller than the payment amount, deducting the payment amount from a second user account bound with the specified user account, and sending deduction notification information to the terminal equipment, wherein the deduction notification information comprises information such as a user name of the specified user account, the payment amount, deduction time and the like. The wearable device is a child phone watch worn by a child, the terminal device is a parent smart phone, the owner of the designated user account is the child, the owner of the second user account is the parent, and by implementing the optional implementation method, when the child pays by using the child phone watch, the amount of the designated user account is not enough, and the amount of payment can be deducted from the second user account bound with the designated user account.
Further optionally, when the amount of the specified user account is smaller than the payment amount, transfer request information may be sent to the terminal device, where the transfer request information includes a user name of the specified user account, the transfer amount, and other information, and when the terminal device receives the transfer request information, the transfer amount is deducted from the second user account and transferred to the specified user account according to an indication of the transfer request information, so that the amount after the specified user account receives the transfer amount is greater than or equal to the payment amount.
Referring to fig. 6, fig. 6 is a schematic structural diagram of another wearable device according to an embodiment of the disclosure. As shown in fig. 6, this wearable device's intelligent host computer rotates through the rotation axis to be connected with wearable device's bottom support, and when intelligent host computer and bottom support were in the lock state, intelligent host computer one side up was the host computer top side of intelligent host computer, and intelligent host computer one side down was the host computer bottom side of intelligent host computer, and host computer top side and host computer bottom side are equipped with one respectively and shoot the module. As shown in fig. 6, the smart host of the wearable device may include:
the shooting unit 601 is used for shooting an environment image of the environment where the wearable device is located by using another shooting module of the intelligent host when the payment code is previewed by the other shooting module of the intelligent host.
According to the content described in the above embodiment, in the embodiment of the present invention, when a user wearing the wearable device scans a code for payment by using the wearable device, the angle of the smart host 20 relative to the bottom-layer support 10 may be adjusted to be 90 °, and the angle between the top-side shooting module 22 and the bottom-side shooting module 23 of the smart host 20 relative to the bottom-layer support 10 is also 90 °, on the basis, when one shooting module of the smart host previews a payment code (such as a payment two-dimensional code or a payment barcode), the shooting unit 601 may shoot an environmental image of an environment where the wearable device is located by using another shooting module of the smart host. Through implementing this mode, the user utilizes wearable equipment to realize need not to wrench movement when sweeping the sign indicating number payment and wearing this wearable equipment's arm, can improve user experience.
A sending unit 602, configured to send the environment image to a terminal device bound to the wearable device.
In the embodiment of the present invention, if the wearable device is a child phone watch and the terminal device is a parent smart phone, when a child uses the child phone watch to perform code scanning payment, the sending unit 602 may send a captured environment image to the parent smart phone, the parent identifies the current payment behavior of the child according to the environment image received by the smart phone, and when it is identified that the current payment behavior of the child is unreasonable, the parent smart phone controls the child phone watch to terminate the current code scanning payment operation. Through implementing this mode, utilize terminal equipment to control wearable equipment's the yard payment operation of sweeping, reach the purpose of management and control children's payment action, supplementary children form healthy consumption theory.
The control unit 603 is configured to close the shooting module for previewing the payment code when receiving a code scanning prohibition instruction sent by the terminal device; wherein, the code scanning prohibition instruction is input by a user of the terminal device according to the environment image.
As an optional implementation manner, in this embodiment of the present invention, the sending unit 602 may be further configured to, after sending the environment image to the terminal device bound to the wearable device, turn on a sound pickup apparatus of the wearable device, collect sound information of an environment where the wearable device is located by using the sound pickup apparatus, send the collected sound information to the terminal device, and the terminal device may output the environment image sent by the wearable device on a display screen of the terminal device and simultaneously play the sound information sent by the wearable device. By implementing the method, the instruction (such as the code scanning prohibition instruction) input by the parent into the terminal device for controlling the current payment operation of the wearable device is more accurate. Further optionally, the sending unit 602 may further send the location information of the wearable device to the terminal device, and the terminal device may further display the location information of the wearable device while displaying the environment image, and by implementing the optional implementation method, the instruction input to the terminal device for controlling the current payment operation of the wearable device is determined by the parent according to the environment image, the sound information, and the location information, so that the accuracy of the instruction may be further improved.
Referring to fig. 7, fig. 7 is a schematic structural diagram of another wearable device disclosed in the embodiment of the present invention. The wearable device shown in fig. 7 is optimized by the wearable device shown in fig. 6. Compared with the smart host of the wearable device shown in fig. 6, the smart host of the wearable device shown in fig. 7 may further include:
an obtaining unit 604, configured to, after the sending unit 602 sends the environment image to a terminal device bound to the wearable device, when a code scanning start instruction sent by the terminal device is received, identify the previewed payment code, and obtain payment code information; and the code scanning starting instruction is input by a user of the terminal equipment according to the environment image.
In the embodiment of the present invention, the code scanning start instruction may be input by a user of the terminal device according to the environment image displayed by the terminal device and the played sound information, or input by a user of the terminal device according to the environment image displayed by the terminal device, the played sound information, and the positioning information.
The starting unit 605 is configured to control the wearable device to start a payment process according to the payment coding information.
In an embodiment of the present invention, the payment coding information acquired by the acquiring unit 604 at least includes merchant information, and as an optional implementation manner, the sending unit 602 is further configured to, when the acquiring unit 604 receives a code scanning start instruction sent by a terminal device, identify the previewed payment coding, and send the payment coding information to the server before the starting unit 605 controls the wearable device to start a payment process according to the payment coding information, so that the server feeds back a merchant score acquired according to the payment coding information to the wearable device.
The smart host of the wearable device may further include:
the first determining unit 606 is configured to determine whether the merchant score fed back by the server is greater than a preset score.
The starting unit 605 is specifically configured to control the wearable device to start a payment process according to the payment coding information when the first determining unit 606 determines that the merchant score is greater than the preset score.
In the embodiment of the present invention, regarding the detailed description of the merchant score and the preset score, please refer to the description of step 505 and step 506 in the embodiment shown in fig. 5, which is not repeated herein.
Optionally, in an embodiment of the present invention, a manner that the starting unit 605 is used to control the wearable device to start the payment process according to the payment coding information may specifically be: a starting unit 605, configured to send the specified user account of the wearable device to a server, so that the server obtains a merchant account according to the received payment code, associates the specified user account with the merchant account, and sends a payment starting instruction to the wearable device after the specified user account and the merchant account are successfully associated; and initiating a payment process upon receiving the initiate payment instruction.
Further optionally, in this embodiment of the present invention, the smart host of the wearable device may further include:
a detecting unit 607, configured to detect whether the payment process reaches a payment node after the initiating unit 605 controls the wearable device to initiate the payment process according to the payment coding information.
The obtaining unit 604 is further configured to obtain a payment amount when the payment process reaches the payment node, and determine whether the payment amount is greater than a preset amount.
A prompting unit 608, configured to, when the obtaining unit 604 determines that the payment amount is greater than the preset amount, perform a suspend operation on the payment process, and send a prompting message to the terminal device.
A payment unit 609, configured to adjust the suspension state of the payment process to an execution state when receiving payment permission information sent by the terminal device, and deduct the payment amount from a specified user account to complete a payment operation.
Still further optionally, in this embodiment of the present invention, the smart host of the wearable device may further include:
a second determining unit 610, configured to determine whether the shooting module for shooting the environment image obtains the face image when the obtaining unit 604 determines that the payment amount is smaller than or equal to a preset amount.
The extracting unit 611 is configured to, when the face image is obtained, extract iris features, and compare the iris features with legal iris features stored in the wearable device in advance to obtain a comparison result.
The payment unit 609 is further configured to deduct the payment amount from the specified user account to complete the payment operation when the comparison result indicates that the iris feature matches the valid iris feature.
In this embodiment of the present invention, if the wearable device is a child phone watch, the specified user account may be a user account bound to the child phone watch, an owner of the user account may be a child, a parent may limit a single consumption amount of the child by setting a preset amount, and the obtaining unit 604 may send a prompt message to the terminal device to notify the parent when detecting that the payment amount is greater than the preset amount. Optionally, the code scanning payment function of the wearable device may be implemented by a certain payment application running on the wearable device, the certain payment application is at least provided with two levels of permissions, namely a common permission and a high-level permission, when the wearable device is a child phone watch, an owner of the common permission is a child, an owner of the high-level permission is a parent, the parent may set the preset amount by using the high-level permission enjoyed by the parent, and when the code scanning start instruction sent by the terminal device is received, the child may complete autonomous payment within a consumption range lower than the preset amount by using the common permission enjoyed by the child. Specific implementations for specific autonomous payments are described below: the user wearing the wearable device may adjust an angle of the smart host 20 with respect to the bottom layer support 10, so that the photographing module photographing the environment image may acquire a face image, the extracting unit 611 may extract iris features of the user from the acquired face image, match the extracted iris features with legal iris features stored in the wearable device in advance, and when the extracted iris features are successfully matched with the legal iris features, the payment unit 609 deducts the payment amount from the specified user account to complete the payment operation. Based on the description, the implementation mode realizes the independent secret-free payment through the iris recognition, not only can improve the payment efficiency and the payment safety, but also can improve the user experience.
In the embodiment of the present invention, the autonomous payment mode may also be through fingerprint identification, voiceprint identification, image identification, and the like, which is not limited in the embodiment of the present invention.
In the embodiment of the present invention, the specified user account may be bound to a second user account, and the second user account may also be bound to the terminal device. As an optional implementation manner, when receiving payment permission information sent by the terminal device, the payment unit 609 may further determine whether the amount of the specified user account is greater than or equal to the payment amount, and if the amount is greater than or equal to the payment amount, execute the adjustment of the payment process from the suspended state to the executed state, and deduct the payment amount from the specified user account to complete the payment operation; and if the payment amount is less than the payment amount, deducting the payment amount from a second user account bound with the specified user account, and sending deduction notification information to the terminal equipment, wherein the deduction notification information comprises information such as a user name of the specified user account, the payment amount and deduction time. The wearable device is a child phone watch worn by a child, the terminal device is a parent smart phone, the owner of the specified user account is the child, the owner of the second user account is the parent, and by implementing the optional implementation method, when the child pays by using the child phone watch, the payment amount can be deducted from the second user account bound with the specified user account under the condition that the amount of the specified user account is not enough for payment. Further optionally, the payment unit 609 may be further configured to send, when it is determined that the amount of the specified user account is smaller than the payment amount, transfer request information to the terminal device, where the transfer request information includes a user name of the specified user account, the transfer amount, and other information, so that when the terminal device receives the transfer request information, the transfer amount is deducted from the second user account and transferred to the specified user account according to an indication of the transfer request information. It should be noted that the sum of the transfer amount and the amount of the specified user account is greater than or equal to the payment amount. By implementing the optional embodiment, the autonomous payment can be realized by transferring money from the second user account under the condition that the amount of the specified user account is not enough for payment.
Referring to fig. 8, fig. 8 is a schematic structural diagram of a wearable device according to an embodiment of the present invention. As shown in fig. 8, the wearable device may include:
a memory 801 in which executable program code is stored;
a processor 802 coupled with the memory 801;
the processor 802 calls the executable program code stored in the memory 801 to execute any one of the payment control methods based on the wearable device in fig. 4 to 5.
The embodiment of the invention discloses a computer-readable storage medium which stores a computer program, wherein the computer program enables a computer to execute any one of the payment control methods based on wearable equipment in figures 4-5.
The embodiment of the invention discloses a computer program product, which enables a computer to execute any one of the payment control methods based on wearable equipment in figures 4-5 when the computer program product runs on the computer.
The embodiment of the invention discloses an application publishing platform, which is used for publishing a computer program product, wherein when the computer program product runs on a computer, the computer is enabled to execute any one of the payment control methods based on wearable equipment in figures 4-5.
It will be understood by those skilled in the art that all or part of the steps in the methods of the above embodiments may be implemented by program instructions associated with hardware, and the program may be stored in a computer-readable storage medium, wherein the storage medium includes Read-Only Memory (ROM), Random Access Memory (RAM), Programmable Read-Only Memory (PROM), Erasable Programmable Read-Only Memory (EPROM), One-time Programmable Read-Only Memory (OTPROM), Electrically Erasable Programmable Read-Only Memory (EEPROM), Compact Disc Read-Only Memory (CD-ROM), or other Memory, disk Memory, or other storage device, A tape memory, or any other medium readable by a computer that can be used to carry or store data.
The wearable device and the payment control method based on the wearable device disclosed by the embodiment of the invention are described in detail above, specific examples are applied in the text to explain the principle and the implementation of the invention, and the size of the step numbers in the specific examples does not mean the inevitable sequence of the execution sequence, and the execution sequence of each process should be determined by the function and the internal logic of the process, and should not constitute any limitation on the implementation process of the embodiment of the invention. The units described as separate parts may or may not be physically separate, and some or all of the units may be selected according to actual needs to achieve the purpose of the embodiment.
The character "/" herein generally indicates that the former and latter associated objects are in an "or" relationship. In the embodiments provided herein, it should be understood that "B corresponding to A" means that B is associated with A from which B can be determined. It should also be understood, however, that determining B from a does not mean determining B from a alone, but may also be determined from a and/or other information. In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit. If the integrated unit is implemented as a software functional unit and sold or used as a stand-alone product, it may be stored in a memory accessible to a computer. Based on such understanding, the technical solution of the present invention, which essentially or contributes to the prior art, or all or part of the technical solution, may be embodied in the form of a software product, which is stored in a memory and includes several requests for causing a computer device (which may be a personal computer, a server, or a network device, etc., and may specifically be a processor in the computer device) to execute part or all of the steps of the above methods of the embodiments of the present invention.
The above description of the embodiments is only intended to facilitate the understanding of the method of the invention and its core ideas; meanwhile, for a person skilled in the art, according to the idea of the present invention, the specific embodiments and the application range may be changed, and in summary, the content of the present specification should not be construed as a limitation to the present invention.

Claims (6)

1. A payment control method based on wearable equipment is characterized in that an intelligent host of the wearable equipment is rotatably connected with a bottom layer support of the wearable equipment through a rotating shaft, when the intelligent host and the bottom layer support are in a buckling state, the upward side of the intelligent host is a host top side of the intelligent host, the downward side of the intelligent host is a host bottom side of the intelligent host, and the host top side and the host bottom side are respectively provided with a shooting module, and the method comprises the following steps:
when a payment code is previewed through one shooting module of the intelligent host, shooting an environment image of the environment where the wearable device is located by using the other shooting module of the intelligent host;
sending the environment image to a terminal device bound with the wearable device;
when a code scanning prohibition instruction sent by the terminal equipment after the environmental image is identified is received, closing the shooting module used for previewing the payment code; the code scanning prohibition instruction is input by a user of the terminal equipment according to the environment image;
when a code scanning starting instruction sent by the terminal equipment is received, identifying the previewed payment code to obtain payment code information, wherein the payment code information at least comprises merchant information, and sending the payment code information to a server so that the server feeds back merchant scores obtained according to the payment code information to the wearable equipment;
judging whether the merchant score fed back by the server is greater than a preset score or not, and controlling the wearable equipment to start a payment process according to the payment coding information when the merchant score is greater than the preset score; and the code scanning starting instruction is input by a user of the terminal equipment according to the environment image.
2. The method of claim 1, wherein after the controlling the wearable device to initiate a payment process based on the payment coding information, the method further comprises:
detecting whether the payment process reaches a payment node;
if the payment node is reached, acquiring a payment amount, and judging whether the payment amount is larger than a preset amount or not;
when the payment amount is larger than the preset amount, performing suspension operation on the payment process, and sending prompt information to the terminal equipment;
and when payment permission information sent by the terminal equipment is received, the payment process is adjusted from a suspended state to an execution state, and the payment amount is deducted from a specified user account to finish the payment operation.
3. The method of claim 2, wherein when the payment amount is less than or equal to the preset amount, the method further comprises:
judging whether the shooting module used for shooting the environment image acquires a face image or not;
when the face image is obtained, extracting iris features, and comparing the iris features with legal iris features stored in the wearable device in advance to obtain a comparison result;
and when the comparison result indicates that the iris features are matched with the legal iris features, deducting the payment amount from the specified user account to finish the payment operation.
4. The utility model provides a wearable equipment, its characterized in that, wearable equipment's intelligent host computer pass through the rotation axis with wearable equipment's bottom support rotates to be connected, the intelligent host computer with when bottom support is in the lock state, intelligent host computer one side up is the host computer top side of intelligent host computer, intelligent host computer one side down is the host computer bottom side of intelligent host computer, host computer top side with the host computer bottom side is equipped with one respectively and shoots the module, the intelligent host computer includes:
the shooting unit is used for shooting an environment image of the environment where the wearable device is located by using another shooting module of the intelligent host when the payment code is previewed through the other shooting module of the intelligent host;
the sending unit is used for sending the environment image to the terminal equipment bound with the wearable equipment;
the control unit is used for closing the shooting module used for previewing the payment codes when a code scanning prohibition instruction sent by the terminal equipment after identifying the environment image is received; wherein the code scanning prohibition instruction is input by a user of the terminal equipment according to the environment image;
the intelligent host further comprises:
the acquisition unit is used for identifying the previewed payment code to acquire payment code information after the sending unit sends the environment image to the terminal equipment bound with the wearable equipment and when a code scanning starting instruction sent by the terminal equipment is received; wherein, the code scanning starting instruction is input by a user of the terminal device according to the environment image;
the starting unit is used for controlling the wearable equipment to start a payment process according to the payment coding information;
the payment code information at least comprises merchant information, and the sending unit is further used for identifying the previewed payment code by the obtaining unit when a code scanning starting instruction sent by the terminal device is received, sending the payment code information to a server after the payment code information is obtained and before the wearable device is controlled by the starting unit to start a payment process according to the payment code information, so that the server feeds back a merchant score obtained according to the payment code information to the wearable device;
the intelligent host further comprises:
the first judgment unit is used for judging whether the merchant score fed back by the server is greater than a preset score or not;
the starting unit is specifically configured to control the wearable device to start a payment process according to the payment coding information when the first determining unit determines that the merchant score is greater than the preset score.
5. The wearable device of claim 4, wherein the smart host further comprises:
the detection unit is used for detecting whether the payment process reaches a payment node or not after the wearable device is controlled by the starting unit to start the payment process according to the payment coding information;
the obtaining unit is further configured to obtain a payment amount when the payment process reaches the payment node, and determine whether the payment amount is greater than a preset amount;
the prompting unit is used for executing suspension operation on the payment process and sending prompting information to the terminal equipment when the obtaining unit judges that the payment amount is larger than the preset amount;
and the payment unit is used for adjusting the suspension state of the payment process to an execution state when the payment permission information sent by the terminal equipment is received, and deducting the payment amount from the specified user account to finish payment operation.
6. The wearable device of claim 5, wherein the smart host further comprises:
a second judging unit, configured to judge whether the shooting module for shooting the environment image obtains a face image when the obtaining unit judges that the payment amount is smaller than or equal to the preset amount;
the extraction unit is used for extracting iris features when the face image is acquired, and comparing the iris features with legal iris features stored in the wearable device in advance to obtain a comparison result;
and the payment unit is further used for deducting the payment amount from the specified user account to complete the payment operation when the comparison result indicates that the iris feature is matched with the legal iris feature.
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