CN110096372A - Information transferring method, device, computer equipment and computer readable storage medium - Google Patents
Information transferring method, device, computer equipment and computer readable storage medium Download PDFInfo
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- CN110096372A CN110096372A CN201910188099.5A CN201910188099A CN110096372A CN 110096372 A CN110096372 A CN 110096372A CN 201910188099 A CN201910188099 A CN 201910188099A CN 110096372 A CN110096372 A CN 110096372A
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- 238000000034 method Methods 0.000 title claims abstract description 128
- 238000003860 storage Methods 0.000 title claims abstract description 20
- 230000005540 biological transmission Effects 0.000 claims abstract description 25
- 230000008569 process Effects 0.000 claims description 76
- 238000004590 computer program Methods 0.000 claims description 16
- 230000002159 abnormal effect Effects 0.000 claims description 15
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- 238000010586 diagram Methods 0.000 description 20
- 230000006870 function Effects 0.000 description 7
- 230000009191 jumping Effects 0.000 description 7
- 238000001514 detection method Methods 0.000 description 5
- 230000000694 effects Effects 0.000 description 5
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 5
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/44—Arrangements for executing specific programs
- G06F9/451—Execution arrangements for user interfaces
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/46—Multiprogramming arrangements
- G06F9/54—Interprogram communication
- G06F9/543—User-generated data transfer, e.g. clipboards, dynamic data exchange [DDE], object linking and embedding [OLE]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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Abstract
The invention discloses information transferring method, device, equipment and computer readable storage medium, method includes: to receive the application information of user's input；Preset field is determined according to the application information and data corresponding with the preset field are obtained from presetting database；Receive the jump request that user sends, wherein the jump request is the request jumped on preset third party software interface from preset user terminal software interface；Call preset interface to respond the jump request, wherein the preset interface is that preset third party software is supplied to the interface that preset user terminal software uses；And identified preset field and data corresponding with the preset field are transferred on the preset third party software interface using the preset interface and shown.Can not carry out data transmission when can solve by implementing this programme and jump to third party software from user terminal current application software in the prior art and data show the problems such as.
Description
Technical field
The present invention relates to financial services system technical fields more particularly to a kind of information transferring method, device, computer to set
Standby and computer readable storage medium.
Background technique
With the development of Internet technology and software application system, more software applications are gradually applied to financial field, special
It is not to be had obtained relatively broad application in loan financial field.At present client apply loan during authentication process,
Loan fills out the processes such as single process, approval process, process of contracting, process of making loans and electronization and automation has been done step-by-step.?
During client applies for loan, loan product is selected according to self-demand first, and different loan products can fix correspondence
Make loans to corresponding fund mode, such as bank loan, P2P (Peer-to-Peer, point-to-point financing platform) (such as Lu Jin institute) etc..
If it is determined that fund mode is that P2P (Peer-to-Peer, point-to-point financing platform) makes loans, then after carrying out loan examination & approval, need
It jumps to P2P to make loans on the platform page to complete next step process, finally carries out signing and make loans, still, due to being answered from software
With jump to P2P make loans this external system of platform when, make loans the page of the corresponding external system of platform (such as Lu Jin institute) in P2P
Information relevant to customer lending process can not be provided on face, the subsequent loan process of client is caused to be subject to many limitations, operated
Also relatively complicated complexity is easy to cause user entirely to provide a loan the interruption of process, and then influences loan application efficiency, the body of user
It is poor to test sense.
Summary of the invention
The embodiment of the invention provides a kind of information transferring method, device, computer equipment and computer-readable storage mediums
Matter promotes the experience sense of user convenient for improving the application efficiency of product.
In a first aspect, the embodiment of the invention provides a kind of information transferring methods comprising:
The application information of user's input is received, the application information includes userspersonal information and application pre-set product
Information；
Preset field is determined according to the application information and is obtained from presetting database corresponding with the preset field
Data；
Receive the jump request that user sends, wherein the jump request is to jump from preset user terminal software interface
Request onto preset third party software interface, the jump request include the information of preset third party software；
Call preset interface to respond the jump request, wherein the preset interface is that preset third party software mentions
Supply the interface that preset user terminal software uses；And
Identified preset field and data corresponding with the preset field are transferred to institute using the preset interface
It states and is shown on preset third party software interface.
Second aspect, the embodiment of the invention also provides a kind of information carrying means comprising:
First receives information unit, and for receiving the application information of user's input, the application information includes individual subscriber
Information and the information for applying for pre-set product；
First determination unit, for according to the application information determine preset field and from presetting database obtain with
The corresponding data of the preset field；
First receives request unit, for receiving the jump request of user's transmission, wherein the jump request is from default
User terminal software interface jump to the request at preset third party software interface, the jump request includes preset third party
The information of software；
First call unit responds the jump request for calling preset interface, wherein the preset interface is pre-
If third party software be supplied to the interface that preset user terminal software uses；And
First display unit, for using the preset interface by identified preset field and with the preset field pair
The data answered are transferred on the preset third party software interface and are shown.
The third aspect, the embodiment of the invention also provides a kind of computer equipment, the computer equipment includes memory
And processor, computer program is stored on the memory, the processor is realized above-mentioned when executing the computer program
The method of first aspect.
Fourth aspect, it is described computer-readable to deposit the embodiment of the invention also provides a kind of computer readable storage medium
Storage media is stored with computer program, and the computer program includes program instruction, and described program instruction, which is worked as, to be executed by processor
When can realize above-mentioned first aspect method.
The embodiment of the invention provides a kind of information transferring method, device, computer equipment and computer-readable storage mediums
Matter.The embodiment of the present invention can effectively overcome can not carry out when jumping to third party software from current application software in the prior art
The transmission of information and the information transmitted is shown into problem on third party software interface, implementing the embodiment of the present invention can
When jumping to third party software from current application software to realize, information needed for providing user on third party software interface,
Be conducive to the progress of client's follow-up process, it is convenient for the user to operate, it solves after user jumps to third party software and also needs to cut
The page for gaining former application software checks the troublesome operation of relevant information, improves the application efficiency of product, promotes the experience of user
Sense.
Detailed description of the invention
Technical solution in order to illustrate the embodiments of the present invention more clearly, below will be to needed in embodiment description
Attached drawing is briefly described, it should be apparent that, drawings in the following description are some embodiments of the invention, general for this field
For logical technical staff, without creative efforts, it is also possible to obtain other drawings based on these drawings.
Fig. 1 is a kind of flow diagram for information transferring method that first embodiment of the invention provides；
Fig. 2 is a kind of flow diagram for information transferring method that second embodiment of the invention provides；
Fig. 3 is a kind of sub-process schematic diagram for information transferring method that second embodiment of the invention provides；
Fig. 4 is a kind of flow diagram for information transferring method that third embodiment of the invention provides；
Fig. 5 is a kind of flow diagram for information transferring method that fourth embodiment of the invention provides；
Fig. 6 is a kind of schematic block diagram for information carrying means that first embodiment of the invention provides；
Fig. 7 is a kind of schematic block diagram for information carrying means that second embodiment of the invention provides；
Fig. 8 is a kind of schematic block diagram of the verification unit for information carrying means that second embodiment of the invention provides；
Fig. 9 is a kind of schematic block diagram for information carrying means that third embodiment of the invention provides；
Figure 10 is a kind of schematic block diagram for information carrying means that fourth embodiment of the invention provides；And
Figure 11 is a kind of schematic block diagram of computer equipment provided in an embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are some of the embodiments of the present invention, instead of all the embodiments.Based on this hair
Embodiment in bright, every other implementation obtained by those of ordinary skill in the art without making creative efforts
Example, shall fall within the protection scope of the present invention.
It should be appreciated that ought use in this specification and in the appended claims, term " includes " and "comprising" instruction
Described feature, entirety, step, operation, the presence of element and/or component, but one or more of the other feature, whole is not precluded
Body, step, operation, the presence or addition of element, component and/or its set.
It is also understood that mesh of the term used in this description of the invention merely for the sake of description specific embodiment
And be not intended to limit the present invention.As description of the invention and it is used in the attached claims, unless on
Other situations are hereafter clearly indicated, otherwise " one " of singular, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in description of the invention and the appended claims is
Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
Referring to Fig. 1, a kind of schematic flow chart of its information transferring method provided for first embodiment of the invention.It should
Information transferring method may operate in terminal or server, wherein terminal can be smart phone, tablet computer, notes
The electronic equipments such as this computer, desktop computer and personal digital assistant.Server can be independent server, be also possible to multiple
The server cluster of server composition.Specifically, which can be applied in an application program.As shown in Figure 1,
This method may include step S101 to S105.
S101, the application information for receiving user's input, the application information include that userspersonal information and application are default
The information of product.
Specifically, the pre-set product may be, for example, various finance and money management products, insurance products and loan product, described
Finance and money management product may be, for example, stock fund, Bond Fund, products, the insurance products such as throwing fund may be, for example, surely
The products such as vehicle life insurance, accident insurance, life insurance, the loan product may be, for example, the products such as additional loan, consumption loan, credit loan.Institute
State application information and inputted on the page for applying for pre-set product by user, the application information include userspersonal information with
And the information of application pre-set product, i.e., the described application information are all information filled in needed for user when applying for the pre-set product.
In one embodiment, such as in the present embodiment, which may be, for example, loan product, receive user on the subscriber terminal
The personal information filled in and the relevant information for applying for the loan product, wherein user fills out on the page of application loan product
The personal information write may be, for example, the information such as address name, contact method, bank's card number and address, and the application filled in is borrowed
The information of money product may be, for example, the specific product type of user's application and its corresponding information such as number by stages of selection, for example, choosing
Select the additional relevant information for borrowing this product of 12 phases of application by stages.
S102, preset field is determined according to the application information and is obtained and the preset field pair from presetting database
The data answered.
Specifically, preset field corresponding to different pre-set products is different, i.e., the described preset field is and the default production
Therefore the relevant field of product can preset field corresponding with the product according to the pre-set product, wherein
It is described to preset data corresponding to field corresponding with the product in user's subsequent application process, i.e., in rear afterflow
It needs to check data corresponding to the preset field in journey and checks determine whether data corresponding to the preset field are correct.
In one embodiment, if the pre-set product is loan product, corresponding to preset field include issue, it is Annual Percentage Rate, preceding
Set service rate, monthly charge rate and moon premium rate；From presetting database it is acquired with corresponding to the preset field
Data are the corresponding tool of the preset fields such as issue, Annual Percentage Rate, preposition service rate, monthly charge rate and moon premium rate
Volume data, for example, specific data corresponding to this preset field of the issue include: the number such as 1 phase, 6 phases, 12 phases and 24 phases
According to, and the Annual Percentage Rate determined by the corresponding time limit, for example, when the issue was 1 phase, the Annual Percentage Rate is -0.053；
When the issue was 12 phases, the Annual Percentage Rate is -0.0784；The preposition rate includes initial service charge and a sex service
Rate etc.；Therefore, it is necessary to determine the preset field according to the application information and obtain from presetting database default with this
The corresponding data of field, for example, can determine that the pre-set product of this application borrows product, the phase to be additional according to the application information
The corresponding data of number were 12 phases；The corresponding data of the Annual Percentage Rate are -0.0784；And determine for example preposition service of other preset fields
Data corresponding to rate, monthly charge rate and moon premium rate difference.In another embodiment, if the pre-set product is to protect
Dangerous product, then the preset field corresponding to it includes guarantee phase, the payment time limit, premium, protection amount, insurance kind；The preset field institute
Corresponding data are guarantee phase, the payment time limit, premium, protection amount, specific data corresponding to insurance kind.In addition, in other implementations
In example, the preset field can carry out customized set according to practical application request and the correlation properties of pre-set product by user
It sets.
S103, the jump request that user sends is received, wherein the jump request is from preset user terminal software interface
The request on preset third party software interface is jumped to, the jump request includes the information of preset third party software.
Specifically, it is described receive the jump request that user sends be receive user's transmission from preset user terminal software circle
Face jumps to the confirmation request of external system, wherein the external system is preset third party software interface, the jump request
Information including preset third party software, the information of the third party software may be, for example, outer provided by the third party software
Portion's interface message and attribute information etc. are deposited in the process for applying for the pre-set product on preset user terminal software interface
It jumps on third party software application interface, and interacts from preset user terminal software interface in part requirements of process
To complete to apply for the entire application process of the pre-set product, wherein the preset third party software interface is specially that this is pre-
If third party software the H5 page, for example, if the preset third party software be Lu Jinsuo, the preset third party
Software interface may be, for example, the Lu Jin institute H5 page.It may be, for example, to be borrowed in application in the practical application scene of application pre-set product
In the application scenarios of money product, when user user terminal carry out authentication process, loan fill out the related procedures such as single process when, if
The fund mode of the loan product is selected to make loans for point-to-point financing platform (Peer-to-Peer, P2P), then in follow-up process
It needs to jump on the page of the point-to-point financing platform, wherein the point-to-point financing platform includes Lu Jinsuo, Jingdone district gold
Melt, ant gold clothes etc. financial platforms, when application loan product process jump to point-to-point financing platform from preset user terminal
This external system when, user can carry out subsequent corresponding flow operations on the page of the point-to-point financing platform, into
And next step process is completed, finally carrying out signing makes loans, wherein in the present embodiment, described to need to jump to the point-to-point reason
It may be, for example, to jump on the Lu Jin institute H5 page on the page of wealth platform.
S104, call preset interface to respond the jump request, wherein the preset interface is that preset third party is soft
Part is supplied to the interface that preset user terminal software uses.
Specifically, the preset interface is the external interface of preset third party software, and specifically, which is pre-
If third party software be supplied to the interface that preset user terminal software uses, i.e. the preset interface is exposed to preset user terminal
Software is so that it is capable of calling the third party software, and therefore, the preset interface with the pre-set product application process by being handed over
What mutual third party software determined, i.e., it is determined by the preset third party software, therefore, passes through received jump in step S103
Turn the information of third party software included in request, determines the preset interface to be called, and then call the preset interface.Tool
Body, the preset third party software interface is the H5 page, may include preset multiple H5 pages, may be, for example, Lu Jinsuo
The H5 page, Jingdone district finance H5 page and ant gold take H5 page etc..Wherein, in the present embodiment, if the third party software
For Lu Jinsuo, then the preset third party software interface is the Lu Jin institute H5 page, and the preset interface is Lu Jin institute interface.
S105, identified preset field and data corresponding with the preset field are transmitted using the preset interface
It is shown on to the preset third party software interface.
Specifically, the preset third party software interface is the H5 page, if the pre-set product is loan product,
Identified preset field is the fields such as issue, Annual Percentage Rate, preposition service rate, monthly charge rate and moon premium rate；It is default
The H5 page may be, for example, the Lu Jin institute H5 page, then the preset interface is Lu Jin institute interface, by calling the preset interface with reality
Information between present user terminal software and third party software is transmitted and is interacted；In one embodiment, such as in the present embodiment, lead to
Crossing Lu Jin institute interface can be by identified preset field and each preset field that will be obtained from presetting database
Corresponding data are transferred on the Lu Jin institute H5 page and are shown, in order to which user is on jumping to Lu Jin institute interface
The preset field and data corresponding with the preset field can be directly viewable in subsequent application process, so as to convenient
User self checks check whether the data are correct, i.e., when applying the process of the loan product from preset user terminal software circle
When face jumps to the Lu Jin institute H5 page, can directly be shown on the Lu Jin institute H5 page pre-set product preset field and with
Data corresponding to the preset field complete the subsequent application loan process in third party software convenient for client, improve loan
Apply for efficiency, promotes user experience；Wherein, preset user terminal software interface may be, for example, the general favour APP of safety.
In the above-described embodiments, user is jumped to required information after third party software by preset interface by this programme
It is transferred on the third party software and is shown on the third party software interface, therefore, implementing the embodiment of the present invention may be implemented
While jumping to third party software from preset user terminal software interface, required in the application process of third party software
The information used is transferred on the third party software, and is shown on the third party software interface, for user's acquisition, is looked into
It sees, check, be conducive to the progress of the subsequent application process of user, it is convenient for the user to operate, it solves user and is jumping to third party
Also need to switch back into the preset user terminal software interface after software and check relevant information, jump back to again again later this
The troublesome operation of software of the third party improves the application efficiency of product, promotes the experience sense of user, can effectively overcome in the prior art
The information that can not be carried out the transmission of information when jumping to third party software from current application software and be transmitted this is shown
Problem on third party software interface.
Referring to Fig. 2, a kind of flow diagram of its information transferring method provided for second embodiment of the invention, such as schemes
Shown in 2, which may include step S201-S209.The wherein step in step S201-S205 and above-described embodiment
S101-S105 is similar, and details are not described herein.The following detailed description of in the present embodiment increase step S206- step S209.
S206, the bank card information that user is obtained from the userspersonal information.
S207, verify whether the bank card information closes according to the bank card information of preset rules and acquired user
Rule.
Specifically, described according to preset rules and the bank card information of acquired user verifies the bank card information is
No conjunction rule include bank card information method of calibration.The bank card information method of calibration, as shown in figure 3, i.e. step S207 includes son
Step S207a to S207e.Wherein, S207a, according to the bank card information of acquired user determine that the bank card information is closed
The bank of connection；S207b, it searches in default loan bank with the presence or absence of bank associated by the bank card information；If S207c, pre-
If there are banks associated by the bank card information in loan bank, the bank is judged according to the customer data base of the bank
Whether card information is effective；If S207d, the bank card information are effective, determine that the bank card information closes rule；If S207e, pre-
If bank associated by the bank card information is not present in loan bank or the bank card information is invalid, then the bank is determined
Card information irregularity.In above-mentioned steps, the bank card information first can also be judged according to the customer data base of the bank
Whether conjunction rule are searched in default loan bank again with the presence or absence of bank associated by the bank card information；Specific limit is not done herein
System.
Wherein, the default loan bank by applying for the pre-set product when need the third party software that jumps to determine, can
For example, if the third party software is Lu Jinsuo, which cooperates with the Lu Jin for making loans
Bank may be, for example, including 10 loan banks such as safety bank, Construction Bank.If the third party software is paid for safety,
Then the default loan bank is that bank of the cooperation for making loans is paid with the safety, may be, for example, including safety bank, China
9 banks such as bank.Therefore, according to the bank card information of acquired user determine the bank card information associated by bank,
And it searches in default loan bank with the presence or absence of bank associated by the bank card information；If it exists, illustrate the bank card information
It meets the requirements, then needs further to judge, i.e., whether the bank card information is judged according to the customer data base of the bank
Effectively, specifically, the account there are the bank card information is searched whether in the customer data base of the bank, and if it exists, then
The corresponding key of the account is obtained from the customer data base of the bank further according to the account of the bank card information, checks the use
Whether the key that family is inputted is acquired key to judge whether the bank card information is effective；If the bank card information has
Effect then determines that the bank card information closes rule；And if there is no silver associated by the bank card information in default loan bank
The capable or described bank card information is invalid, then determines the bank card information irregularity
If S208, the bank card information irregularity, the prompt to bank card information irregularity described in user feedback.
Specifically, it if the bank card information irregularity, needs to generate a prompt and is supplied to user, inform use to feed back
The family bank card information irregularity, and then can be used for that user is reminded to replace bank card information, wherein the prompt includes default
The prompt of loan bank and the prompt of user's bank card account number or password mistake, the prompt for presetting loan bank includes display
With the more banks of the third party software cooperation.Wherein, in one embodiment, the prompt may be, for example: your this loaning bill
It will complete to make loans by P2P platform, but bank card tail number 9999 does not support P2P to make loans, and please replace your other debit cards (no
Standby credit card), it thanks.
S209, it provides for the interface for user's change bank card information.
Specifically, by provided for changing the interface of the bank card information for user, user can be directly at this
It modified on interface, replace its bank card information, operate simpler, and the application process of the pre-set product is more smooth, just
It is prompt.
In the above-described embodiments, the bank card the to be bound letter it inputted on the page that user applies for pre-set product
Breath is first verified, and can enter subsequent application process, after verifying the bank card information and closing rule so as to avoid user from existing
The trouble interrupted in subsequent application process because the bank card information of user's input is undesirable, and be used for more what it was provided
Change directly modify, replace on the interface of bank card user's bank card operation it is more simple and convenient.
Referring to Fig. 4, a kind of flow diagram of its information transferring method provided for third embodiment of the invention.Such as figure
Shown in 4, which may include step S301-S309.The wherein step in step S301-S305 and above-described embodiment
S101-S105 is similar, and details are not described herein.The following detailed description of in the present embodiment increase step S306- step S309.
Whether the last one process of S306, detection on the preset third party software interface is completed.
Specifically, if the pre-set product is loan product, which is and the loan product
The page of the corresponding P2P platform for making loans, specifically, the page of the P2P platform for being used to make loans are the H5 page, wherein
User applies for that loan product needs jump to the P2P platform determined for making loans, to carry out subsequent phase on the P2P platform
The application process operation answered can be automatic when the last one process on the preset third party software interface is completed
Matching generates the channels to fund of the P2P platform for making loans corresponding with the pre-set product is applied for, therefore, it is necessary to detect described
Whether the last one process on preset third party software interface is completed.
If S307, detecting that the last one described process is completed, the information of the channels to fund of the pre-set product is obtained.
Specifically, in one embodiment, such as in the present embodiment, the pre-set product is loan product, the P2P platform
For Lu Jinsuo, which is the Lu Jin institute H5 page, the channels to fund may be, for example, Lu Jin clothes or
Deep gold clothes.
S308, the information that signing document is determined according to the information of the channels to fund.
Specifically, different channels to fund correspond to different signing documents, if the channels to fund may be, for example, Lu Jin clothes
Or deep golden clothes, then the information for determining corresponding document of contracting is taken for Lu Jin clothes or deeply gold according to the channels to fund.
S309, the information of identified signing document is transferred to the user terminal software interface using the preset interface
And it shows on the predeterminated position at the interface.
In the above-described embodiments, this programme is jumped to after third party software by preset interface and transmits required information
It on to the third party software and is shown on the third party software interface, and user is completed finally to flow on the third party software
The information of identified signing document, which is transmitted back on user terminal software interface, after journey shows, in order to which user is in user terminal software circle
Corresponding application process is continued to complete on face, may be implemented to carry out information biography between user terminal software interface and third party software
Defeated, interaction purpose, and then user can directly check the label on the surface after jumping back to user terminal software interface
The about information of document does not need to switch back into information of the third party software interface to check the signing document again, improves the Shen of product
Please efficiency, promote the experience sense of user, can effectively overcome the nothing between user terminal software and third party software in the prior art
Method carry out information transmission, the problem of interaction and the information that is interacted this respectively correspond display in user terminal software interface and
Problem on third party software interface.
Referring to Fig. 5, a kind of flow diagram of its information transferring method provided for fourth embodiment of the invention.Such as figure
Shown in 5, which may include step S401-S411.The wherein step in step S401-S405 and above-described embodiment
S101-S105 is similar, and details are not described herein.The following detailed description of in the present embodiment increase step S406- step S411.
S406, path node information on the preset third party software interface is obtained in real time.
Specifically, the path node information is user on the preset third party software interface in all flow operations
Any operation path information, wherein recorded, saved using any operation path as the point of diametral pitch all the way.
S407, using the preset interface by the path node information be real-time transmitted to preset user terminal software with into
Row record and preservation；Wherein, if any process at the preset third party software interface is abnormal interruption, the generation is different
Completed path node information real-time Transmission returns the preset user terminal software in the process often interrupted, and is saved in this
The path node information of completion.
Specifically, the letter in any operation path of the user on the preset third party software interface in all flow operations
Breath will be real-time transmitted to the user terminal software interface and be recorded, saved accordingly as path node information, i.e., sharp
It is needed after being jumped to user on preset third party software interface from user terminal software interface with the preset interface pre- at this
If third party software interface on all flow operations for completing as path node information to be real-time transmitted to the user terminal soft
Part interface is to be recorded, be saved.In completion during the entire application process on the preset third party software interface,
Since the preset third party software interface is third party software interface, user terminal software interface can not real-time tracking record use
All courses of action of the family on the preset third party software interface, therefore, it is necessary to be recorded in real time by third party software,
And return to user terminal software interface in real time to be recorded and be saved.
S408, the jump request that user sends is received again；
In this step, if client reenters after the process at preset third party software interface is abnormal interruption
It when the process at the preset third party software interface, needs to retransmit jump request, when receiving the jump request, then hold
Row step S409.
S409, call preset interface to respond the jump request；And
S410, the completed path node information saved is transmitted back to using the preset interface it is described preset
Third party software；
S411, the process for being abnormal interruption is restarted according to the path node information transmitted for user's continuation
Complete the follow-up process on the preset third party software interface.
Specifically, in this step, if client is in any process on preset third party software interface is abnormal
It has no progeny, it, then can be according to being transmitted back to when reentering the process being interrupted at the preset third party software interface
The path node information at preset third party software interface restarts the process for being abnormal interruption, that is, is directly entered this
The newest node of the process being interrupted at preset third party software interface does not need repetitive operation again before preset
Completed process on third party software interface.
In the above-described embodiments, user is jumped to required information after third party software by preset interface by this programme
Be transferred on the third party software and be shown on the third party software interface, and by user on the third party software all behaviour
Make path as path node information and is transferred to user terminal software interface to be recorded and be saved, to avoid user in third party
After a certain process on the preset third party software interface of software is abnormal interruption, it is soft to reenter the preset third party
It needs to restart the application process on the preset third party software interface when part interface.Implementing the embodiment of the present invention can be with
Realize the purpose that information transmission, interaction are carried out between user terminal software interface and third party software, can to user this
All courses of action on software of the third party carry out real-time Transmission, record and preservation, when user is in a certain process of third party software
It can be returned directly to the process interrupted after interrupting, when reentering the third party software, grasped without repeating
Make the completed application process in the third party software, can effectively improve user to the application efficiency of the product, promoted and used
The experience sense at family, can effectively overcome can not carry out information biography between user terminal software and third party software in the prior art
Defeated, interaction problem and can not real-time tracking record user all courses of action of third party software the problem of.
Referring to Fig. 6, a kind of schematic block diagram of its information carrying means 100 provided for first embodiment of the invention.
As shown in fig. 6, the information carrying means 100 corresponds to information transferring method shown in FIG. 1.The information carrying means 100 includes
For executing the unit of above- mentioned information transmission method, which can be configured in terminal or server,
Wherein, terminal can be the electronic equipments such as smart phone, tablet computer, laptop, desktop computer and personal digital assistant.
Server can be independent server, be also possible to the server cluster of multiple server compositions.Specifically, referring to Fig. 6,
The information carrying means 100 receives information unit 101 including first, the first determination unit 102, first receives request unit 103,
First call unit 104 and the first display unit 105.
The first reception information unit 101 is used to receive the application information of user's input, and the application information includes using
Family personal information and the information for applying for pre-set product.
First determination unit 102 is used to determine preset field according to the application information and from presetting database
Obtain data corresponding with the preset field.
The first reception request unit 103 is used to receive the jump request of user's transmission, wherein the jump request is
The request on preset third party software interface is jumped to from preset user terminal software interface, the jump request includes default
Third party software information.
First call unit 104 is for calling preset interface to respond the jump request, wherein described preset connects
Mouth is that preset third party software is supplied to the interface that preset user terminal software uses.
First display unit 105 is used to preset using the preset interface by identified preset field and with this
The corresponding data of field are transferred on the preset third party software interface and are shown.
It should be noted that it is apparent to those skilled in the art that, 100 He of above- mentioned information transmitting device
The specific implementation process and effect of each unit, can be with reference to the corresponding description in preceding method embodiment, for the side of description
Just and succinctly, details are not described herein.
Referring to Fig. 7, a kind of schematic block diagram of its information carrying means 200 provided for second embodiment of the invention.
As shown in fig. 7, a kind of information carrying means 200 that second embodiment of the invention provides is to increase on the basis of the above embodiments
Information acquisition unit 206, verification unit 207, prompt feedback unit 208 and interface providing unit 209, i.e. described device
200 include the second reception information unit 201, the second determination unit 202, second reception request unit 203, the second call unit
204, the second display unit 205, information acquisition unit 206, verification unit 207, prompt feedback unit 208 and interface provide single
Member 209.Wherein, the second reception information unit 201, the second determination unit 202, second receive request unit 203, second and call
Unit 204 and the second display unit 205 and the first reception information unit 101, the first determination unit in above-described embodiment
102, the first reception request unit 103, the first call unit 104 and the first display unit 105 are similar, due to its application process
And corresponding function is similar with unit corresponding in above-described embodiment, details are not described herein.
The information acquisition unit 206 from the userspersonal information for obtaining the bank card information of user.
The verification unit 207 is used to verify the bank according to the bank card information of preset rules and acquired user
Whether card information closes rule.
In one embodiment, as shown in figure 8, the verification unit 207 includes: bank determination unit 207a, searching unit
207b, judging unit 207c, the first judging unit 207d and the second judging unit 207e.Wherein bank's determination unit 207a is used
According to the bank card information of acquired user determine the bank card information associated by bank；Searching unit 207b, is used for
It searches in default loan bank with the presence or absence of bank associated by the bank card information；Judging unit 207c, if being put for default
There are banks associated by the bank card information in money bank, judge that the bank card is believed according to the customer data base of the bank
It whether effective ceases；First judging unit 207d determines that the bank card information is closed if effective for the bank card information
Rule；And if the second judging unit 207e is used to that bank or institute associated by the bank card information to be not present in default loan bank
It is invalid to state bank card information, then determines the bank card information irregularity.
If the prompt feedback unit 208 is used for the bank card information irregularity, to bank card information described in user feedback
The prompt of irregularity.
Specifically, the prompt includes the prompt and user's bank card account number or password mistake of default loan bank
Prompt.
The interface providing unit 209 is used to provide the interface for changing bank card information for user.
It should be noted that it is apparent to those skilled in the art that, above-mentioned apparatus 200 and each unit
Specific implementation process and effect can refer to the corresponding description in preceding method embodiment, for convenience of description and succinctly,
Details are not described herein.
Referring to Fig. 9, a kind of schematic block diagram of its information carrying means 300 provided for third embodiment of the invention.
As shown in figure 9, a kind of information carrying means 300 that third embodiment of the invention provides is to increase on the basis of the above embodiments
Detection unit 306, fund information acquisition unit 307, information determination unit 308 and transmission display unit 309, i.e., described dress
Setting 300 includes that third receives information unit 301, third determination unit 302, third reception request unit 303, third call unit
304, third display unit 305, detection unit 306, fund information acquisition unit 307, information determination unit 308 and transmission exhibition
Show unit 309.Wherein, which receives information unit 301, third determination unit 302, third and receives request unit 303, third
First in call unit 304, third display unit 305 and above-described embodiment receives information unit 101, the first determination unit
102, the first reception request unit 103, the first call unit 104 and the first display unit 105 are similar, due to its application process
And corresponding function is similar with unit corresponding in above-described embodiment, details are not described herein.
Whether the detection unit 306 is used to detect the last one process on the preset third party software interface
It completes.
If the fund information acquisition unit 307 obtains described default for detecting that the last one described process is completed
The information of the channels to fund of product.
The information determination unit 308 is used to determine the information of signing document according to the information of the channels to fund.
The transmission display unit 309 is used to be transferred to the information of identified signing document using the preset interface
The user terminal software interface is simultaneously shown on the predeterminated position at the interface.
It should be noted that it is apparent to those skilled in the art that, above-mentioned apparatus 300 and each unit
Specific implementation process and effect can refer to the corresponding description in preceding method embodiment, for convenience of description and succinctly,
Details are not described herein.
Referring to Fig. 10, a kind of schematic block diagram of its information carrying means 400 provided for fourth embodiment of the invention.
As shown in Figure 10, a kind of information carrying means 400 that fourth embodiment of the invention provides is to increase on the basis of the above embodiments
Nodal information acquiring unit 406, information transmission unit 407 and start unit 408 are added, i.e. described device 400 includes the 4th
Receive information unit 401, the 4th determination unit the 402, the 4th receives request unit 403, the display of the 4th call unit the 404, the 4th
Unit 405, nodal information acquiring unit 406, information transmission unit 407 and start unit 408.Wherein, the 4th information is received
Unit 401, the 4th determination unit the 402, the 4th receive request unit 403, the 4th call unit 404, the 4th display unit 405 with
First in above-described embodiment receives information unit 101, the first determination unit 102, first receives request unit 103, first and adjusts
It is similar with unit 104 and the first display unit 105, since its application process and corresponding function and institute in above-described embodiment are right
The unit answered is similar, and details are not described herein.
The nodal information acquiring unit 406 is used to obtain the path section on the preset third party software interface in real time
Point information.
The information transmission unit 407 is used to be real-time transmitted to the path node information using the preset interface pre-
If user terminal software to be recorded and be saved；Wherein, if any process at the preset third party software interface occurs
This is abnormal completed path node information real-time Transmission in the process of interruption and returns the preset user by abnormal interrupt
Software is held, and is saved in the completed path node information.
The 4th reception request unit 403 is also used to receive the jump request of user's transmission again.
4th call unit 404 is also used to call preset interface to respond the jump request.
The information transmission unit 407 is also used to the completed path node that will be saved using the preset interface
Information is transmitted back to the preset third party software.
The start unit 408 is used to restart the stream for being abnormal interruption according to the path node information transmitted
Journey continues to complete the follow-up process on the preset third party software interface for user.
It should be noted that it is apparent to those skilled in the art that, above-mentioned apparatus 400 and each unit
Specific implementation process and effect can refer to the corresponding description in preceding method embodiment, for convenience of description and succinctly,
Details are not described herein.
Above-mentioned apparatus can be implemented as a kind of form of computer program, which can be as shown in figure 11
It is run in computer equipment.
Figure 11 is please referred to, is a kind of schematic block diagram of computer equipment provided in an embodiment of the present invention.The computer
Equipment 600 can be terminal, be also possible to server, wherein terminal can be smart phone, tablet computer, laptop,
The electronic equipments such as desktop computer and personal digital assistant.Server can be independent server, be also possible to multiple servers
The server cluster of composition.
Refering to fig. 11, which includes processor 602, memory and the net connected by system bus 601
Network interface 605, wherein memory may include non-volatile memory medium 603 and built-in storage 604.
The non-volatile memory medium 603 can storage program area 6031 and computer program 6032.The computer program
6032 include program instruction, which is performed, and processor 602 may make to execute a kind of information transferring method.
The processor 602 is for providing calculating and control ability, to support the operation of entire computer equipment 600.
The built-in storage 604 provides environment for the operation of the computer program 6032 in non-volatile memory medium 603, should
When computer program 6032 is executed by processor 602, processor 602 may make to execute a kind of information transferring method.
The network interface 605 is used to carry out network communication with other equipment.It will be understood by those skilled in the art that in Figure 11
The structure shown, only the block diagram of part-structure relevant to application scheme, does not constitute and is applied to application scheme
The restriction of computer equipment 600 thereon, specific computer equipment 600 may include more more or fewer than as shown in the figure
Component perhaps combines certain components or with different component layouts.
Wherein, the processor 602 is for running computer program 6032 stored in memory, to realize following step
It is rapid: to receive the application information of user's input, the application information includes userspersonal information and the information for applying for pre-set product；
Preset field is determined according to the application information and data corresponding with the preset field are obtained from presetting database；It receives
The jump request that user sends, wherein the jump request is to jump to preset third from preset user terminal software interface
Request on square software interface, the jump request include the information of preset third party software；Call preset interface to respond
The jump request, wherein the preset third party software of preset interface is supplied to preset user terminal software and uses
Interface；And identified preset field and data corresponding with the preset field are transferred to institute using the preset interface
It states and is shown on preset third party software interface.
In one embodiment, processor 602 is after the step of realizing the application information for receiving user's input, specifically
It also realizes following steps: obtaining the bank card information of user from the userspersonal information；According to preset rules and obtained
The bank card information of the user taken verifies whether the bank card information closes rule；If the bank card information irregularity, to user feedback
The prompt of the bank card information irregularity；And it provides for the interface for user's change bank card information.
In one embodiment, processor 602 realize it is described according to preset rules and the bank card of acquired user
The step of whether the information checking bank card information closes rule, is implemented as follows step: according to the bank card of acquired user
Information determines bank associated by the bank card information；It searches in default loan bank with the presence or absence of associated by the bank card information
Bank；Bank associated by the bank card information if it exists judges the bank card according to the customer data base of the bank
Whether information closes rule；If the bank card information closes rule, determine that the bank card information closes rule；And if bank card letter
Irregularity is ceased, then determines the bank card information irregularity.
In one embodiment, the pre-set product is loan product, and processor 602 connects in described preset of the realization utilization
Identified preset field and data corresponding with the preset field are transferred to the preset third party software interface by mouth
On after the step of being shown, specifically also realize following steps: detection on the preset third party software interface most
Whether the latter process is completed；If detecting, the last one described process is completed, and obtains the channels to fund of the pre-set product
Information；The information of signing document is determined according to the information of the channels to fund；And it will be identified using the preset interface
The information of signing document is transferred to the user terminal software interface and shows on the predeterminated position at the interface.
In one embodiment, processor 602 realize it is described using the preset interface by identified preset field with
And data corresponding with the preset field were transferred to after the step of being shown on the preset third party software interface, tool
Body also realizes following steps: obtaining the path node information on the preset third party software interface in real time；Using described pre-
If the path node information real-time Transmission is returned preset user terminal software interface to be recorded and be saved by interface；Wherein,
If any process at the preset third party software interface is abnormal interruption, by this be abnormal in the process of interruption it is complete
At path node information real-time Transmission return the preset user terminal software, and be saved in completed path node letter
Breath；The jump request that user sends is received again；Call preset interface to respond the jump request；Utilize the preset interface
The completed path node information saved is transferred to the preset third party software；And according to the road transmitted
Diameter nodal information restarts the process for being abnormal interruption so that user continues to complete in the preset third party software
Follow-up process on interface.
It should be appreciated that in embodiments of the present invention, processor 602 can be central processing unit (Central
Processing Unit, CPU), which can also be other general processors, digital signal processor (Digital
Signal Processor, DSP), specific integrated circuit (Application Specific Integrated Circuit,
ASIC), ready-made programmable gate array (Field-Programmable GateArray, FPGA) or other programmable logic devices
Part, discrete gate or transistor logic, discrete hardware components etc..Wherein, general processor can be microprocessor or
The processor is also possible to any conventional processor etc..
Those of ordinary skill in the art will appreciate that be realize above-described embodiment method in all or part of the process,
It is that relevant hardware can be instructed to complete by computer program.The computer program includes program instruction, computer journey
Sequence can be stored in a storage medium, which is storage medium.The program instruction by the computer system at least
One processor executes, to realize the process step of the embodiment of the above method.
Therefore, the present invention also provides a kind of computer readable storage mediums.The computer-readable recording medium storage has meter
Calculation machine program, wherein computer program includes program instruction.The program instruction executes processor when being executed by processor as above
The information transferring method.
The storage medium can be USB flash disk, mobile hard disk, read-only memory (Read-Only Memory, ROM), magnetic disk
Or the various storage mediums that can store program code such as CD.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware
With the interchangeability of software, each exemplary composition and step are generally described according to function in the above description.This
A little functions are implemented in hardware or software actually, the specific application and design constraint depending on technical solution.Specially
Industry technical staff can use different methods to achieve the described function each specific application, but this realization is not
It is considered as beyond the scope of this invention.
In several embodiments provided by the present invention, it should be understood that disclosed device and method can pass through it
Its mode is realized.For example, the apparatus embodiments described above are merely exemplary.For example, the division of each unit, only
Only a kind of logical function partition, there may be another division manner in actual implementation.Such as multiple units or components can be tied
Another system is closed or is desirably integrated into, or some features can be ignored or not executed.
The steps in the embodiment of the present invention can be sequentially adjusted, merged and deleted according to actual needs.This hair
Unit in bright embodiment device can be combined, divided and deleted according to actual needs.In addition, in each implementation of the present invention
Each functional unit in example can integrate in one processing unit, is also possible to each unit and physically exists alone, can also be with
It is that two or more units are integrated in one unit.
If the integrated unit is realized in the form of SFU software functional unit and when sold or used as an independent product,
It can store in one storage medium.Based on this understanding, technical solution of the present invention is substantially in other words to existing skill
The all or part of part or the technical solution that art contributes can be embodied in the form of software products, the meter
Calculation machine software product is stored in a storage medium, including some instructions are used so that a computer equipment (can be a
People's computer, terminal or network equipment etc.) it performs all or part of the steps of the method described in the various embodiments of the present invention.
The above description is merely a specific embodiment, but scope of protection of the present invention is not limited thereto, any
Those familiar with the art in the technical scope disclosed by the present invention, can readily occur in various equivalent modifications or replace
It changes, these modifications or substitutions should be covered by the protection scope of the present invention.Therefore, protection scope of the present invention should be with right
It is required that protection scope subject to.
Claims (10)
1. a kind of information transferring method characterized by comprising
The application information of user's input is received, the application information includes userspersonal information and the letter for applying for pre-set product
Breath；
Preset field is determined according to the application information and data corresponding with the preset field are obtained from presetting database；
Receive the jump request that user sends, wherein the jump request is pre- to jump to from preset user terminal software interface
If third party software interface on request, the jump request includes the information of preset third party software；
Call preset interface to respond the jump request, wherein the preset interface is that preset third party software is supplied to
The interface that preset user terminal software uses；And
Identified preset field and data corresponding with the preset field be transferred to using the preset interface described pre-
If third party software interface on shown.
2. information transferring method according to claim 1, which is characterized in that the application information for receiving user's input
After step, further includes:
The bank card information of user is obtained from the userspersonal information；
Verify whether the bank card information closes rule according to the bank card information of preset rules and acquired user；
If the bank card information irregularity, the prompt to bank card information irregularity described in user feedback；And
Interface for changing bank card information for user is provided.
3. information transferring method according to claim 2, which is characterized in that described according to preset rules and acquired
The bank card information of user verifies whether the bank card information closes rule, comprising:
According to the bank card information of acquired user determine the bank card information associated by bank；
It searches in default loan bank with the presence or absence of bank associated by the bank card information；
If there are banks associated by the bank card information in default loan bank, judged according to the customer data base of the bank
Whether the bank card information is effective；
If the bank card information is effective, determine that the bank card information closes rule；And
If bank associated by the bank card information is not present in default loan bank or the bank card information is invalid, determine
The bank card information irregularity.
4. information transferring method according to claim 1, which is characterized in that the pre-set product is loan product, described
Identified preset field and data corresponding with the preset field be transferred to using the preset interface described preset
After the step of being shown on third party software interface, further includes:
Whether the last one process detected on the preset third party software interface is completed；
If detecting, the last one described process is completed, and obtains the information of the channels to fund of the pre-set product；
The information of signing document is determined according to the information of the channels to fund；And
The information of identified signing document is transferred to the user terminal software interface using the preset interface and is shown
On the predeterminated position at the interface.
5. information transferring method according to claim 1, which is characterized in that described to be determined using the preset interface
Preset field and data corresponding with the preset field be transferred on the preset third party software interface and shown
The step of after, further includes:
The path node information on the preset third party software interface is obtained in real time；And
The path node information is real-time transmitted to preset user terminal software using the preset interface with carry out record and
It saves；Wherein, if any process at the preset third party software interface is abnormal interruption, this is abnormal interruption
Completed path node information real-time Transmission returns the preset user terminal software in process, and is saved in the completed road
Diameter nodal information；
The jump request that user sends is received again；
Call preset interface to respond the jump request；
The completed path node information saved is transmitted back to preset third party software using the preset interface；With
And
The process for being abnormal interruption is restarted according to the path node information transmitted so that user continues to complete in institute
State the follow-up process on preset third party software interface.
6. information transferring method according to claim 1, which is characterized in that the pre-set product is loan product, described
Preset field includes issue, Annual Percentage Rate, preposition service rate, monthly charge rate and moon premium rate；Wherein, the preset field
Corresponding data are that issue, Annual Percentage Rate, preposition service rate, monthly charge rate and moon premium rate preset field respectively correspond
Specific data.
7. information transferring method according to claim 1, which is characterized in that the preset third party software interface is H5
The page.
8. a kind of information carrying means characterized by comprising
First receives information unit, and for receiving the application information of user's input, the application information includes userspersonal information
And the information of application pre-set product；
First determination unit, for determining preset field according to the application information and being obtained from presetting database pre- with this
If the corresponding data of field；
First receives request unit, for receiving the jump request of user's transmission, wherein the jump request is from preset use
Family end software interface jumps to the request on preset third party software interface, and the jump request includes that preset third party is soft
The information of part；
First call unit responds the jump request for calling preset interface, wherein the preset interface is preset
Third party software is supplied to the interface that preset user terminal software uses；And
First display unit, for using the preset interface by identified preset field and corresponding with the preset field
Data are transferred on the preset third party software interface and are shown.
9. a kind of computer equipment, which is characterized in that the computer equipment includes memory and processor, on the memory
It is stored with computer program, the processor is realized as described in any one of claim 1-7 when executing the computer program
Information transferring method.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has computer journey
Sequence, the computer program can be realized when being executed by a processor such as information transmission side of any of claims 1-7
Method.
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| CN106557331A (en) * | 2016-11-30 | 2017-04-05 | 北京奇虎科技有限公司 | Mobile terminal notification control method, device and mobile terminal |
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| CN106600330A (en) * | 2016-12-15 | 2017-04-26 | 深圳市云鹏正曜科技发展有限公司 | Information interaction method, data collection method, information interaction device and data collection device |
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