CN110020929A - Supply chain financial service platform based on block chain - Google Patents

Supply chain financial service platform based on block chain Download PDF

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Publication number
CN110020929A
CN110020929A CN201810008607.2A CN201810008607A CN110020929A CN 110020929 A CN110020929 A CN 110020929A CN 201810008607 A CN201810008607 A CN 201810008607A CN 110020929 A CN110020929 A CN 110020929A
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China
Prior art keywords
module
block chain
digital asset
user
line
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Pending
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CN201810008607.2A
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Chinese (zh)
Inventor
马小峰
杜明晓
余文兵
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Suzhou Tongji Block Chain Research Institute Co Ltd
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Suzhou Tongji Block Chain Research Institute Co Ltd
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Priority to CN201810008607.2A priority Critical patent/CN110020929A/en
Publication of CN110020929A publication Critical patent/CN110020929A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Finance (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of supply chain financial service platform based on block chain, it includes sequentially connected external service platform business module, platform service module and block chain bottom module, and the platform service module includes using management module, digital asset transaction modules and digital asset management module.The present invention is based on the information flows, cash flow and logistics for managing upstream and downstream firms jointly by financial institution and core enterprise of block chain technology, the characteristics of decentralization having cooperates, storage information can not distort, substantially increase transparency, trackability and safety, have the function of under line that assets are converted to electronic asset, asset financing, transaction in assets, assets are bidded, is suitble to construct multiparty collaboration and information sharing etc..

Description

Supply chain financial service platform based on block chain
Technical field
The present invention relates to a kind of service platform more particularly to a kind of supply chain financial service platforms based on block chain.
Background technique
Currently, block chain technology has more and more applications in financial technology field, but in supply chain financial field, by It is numerous in supply chain finance participant, lead to information asymmetry etc., and supply chain relevant enterprise finance costs are high, cooperation is tired Difficulty, communication is at high cost, and trading efficiency is low.
Summary of the invention
It is a kind of based on block chain the technical problem to be solved by the present invention is in order to overcome the defects of the prior art, now provide Supply chain financial service platform, the decentralization cooperation having, storage information the characteristics of can not distorting substantially increase transparent Degree, trackability and safety, with the function that assets under line are converted to electronic asset, asset financing, transaction in assets, assets are bidded Can, it is suitble to construct multiparty collaboration and information sharing etc., moreover it is possible to record is carried out to the behavior of user and provides reasonable grading suggestion, Related participant enhancing consciousness of honesty is supervised, one is constructed and trusts and sincere platform.
The present invention is to solve above-mentioned technical problem by following technical proposals:
A kind of present invention supply chain financial service platform based on block chain, it is characterized in that, it is described based on block chain Supply chain financial service platform includes sequentially connected external service platform business module, platform service module and block chain bottom Module, the platform service module includes using management module, digital asset transaction modules and digital asset management module, described Block chain bottom module storage is provided with pre-set user registration legitimate claim information, and the external service platform business module is used for User submits user's registration information to system, is used by the platform service module to described in the block chain bottom module polls Whether family registration information matches the pre-set user registration legitimate claim information, the user's registration information and the pre-set user When registering legitimate claim information matches, the user's registration information storage is to the block chain bottom module and generates legal use Assets information under line is registered as number money on line for being responsible for the audit legitimate user by family, the digital asset management module The application of production generates digital asset on line after the approval, licenses to appraisal agency and assess digital asset on the line And number evaluation assets on line are generated, the distribution application of the legitimate user is received and distribution application is sent to the number money Transaction modules are produced, transaction, the line are issued and provided to number evaluation assets on line described in the digital asset transaction modules The block is recorded in the distribution of number evaluation assets and trading situation in the application and assessment of upper digital asset and the line In chain bottom module, the credit management module is for presetting credit standard, according to the default credit standard to the line The distribution of number evaluation assets and trading situation carry out evaluation and obtain credit rating in the application and assessment of digital asset and the line It is worth and to legitimate user's setting operation permission.
Preferably, assets information includes but is not limited to warehouse receipt, owner, bale packing situation, Asset Type, again under the line Amount, quantity and total price.
Preferably, the offer transaction includes but is not limited to sale, price auction or financing.
Preferably, the platform service module further includes authority management module, and the authority management module is according to the letter It is limited with the permission that angle value accesses the block chain bottom module to the legitimate user.
The positive effect of the present invention is that:
The present invention is based on block chain technology by financial institution and core enterprise manage jointly upstream and downstream firms information flow, It the characteristics of cash flow and logistics, the decentralization cooperation having, storage information can not distort, substantially increases transparency, can chase after Tracing back property and safety, with the function that assets under line are converted to electronic asset, asset financing, transaction in assets, assets bid and finance Can, it is suitble to construct multiparty collaboration and information sharing etc.;By block chain technology, break enterprise in original supply chain financial system The yoke that finance costs are high, cooperation is difficult, communication is at high cost, trading efficiency is low makes the comprehensive financing that dynamic increases letter assets Mode, the cost of verifying and storage, transport when reducing physical assets transaction;By the framework of distributed account book, establish point-to-point Faith mechanism, enable each enterprise of industrial chain more equality participates in business chain;The present invention can also behavior to user into Row record, which provides reasonably grading, suggests, supervises related participant enhancing consciousness of honesty, constructs one and trusts and sincere platform.
Detailed description of the invention
Fig. 1 is the structural schematic diagram of preferred embodiment of the invention.
Fig. 2 is that the digital asset of preferred embodiment of the invention issues flow diagram.
Specific embodiment
The present invention is further illustrated below by the mode of embodiment, but does not therefore limit the present invention to the reality It applies among a range.
Referring to Figure 1, a kind of supply chain financial service platform based on block chain of the present invention, including it is sequentially connected external Service application module 1, platform service module 2 and block chain bottom module 3, platform service module 2 include using management module, number Word transaction in assets module 23 and digital asset management module 24, the storage of block chain bottom module 3 are provided with pre-set user registration and close Method require information, external service application module 1 submit user's registration information to system for user, pass through platform service module 2 Inquire whether user's registration information matches pre-set user registration legitimate claim information, user's registration letter to block chain bottom module 3 When breath is with pre-set user registration legitimate claim information matches, user's registration information storage is to block chain bottom module 3 and generates conjunction Method user.External service application module 1 can return to the state to succeed in registration to legitimate user, if illegal display is unsuccessful.
Assets information under line is registered as number on line for being responsible for audit legitimate user by institute's digital asset management module 24 The application of assets generates digital asset on line after the approval, licenses to appraisal agency and assessed simultaneously digital asset on line Number evaluation assets on line are generated, the distribution application of legitimate user is received and distribution application is sent to digital asset transaction modules 23, transaction is issued and provided to number evaluation assets on 23 line of digital asset transaction modules, on line the application of digital asset and The distribution of number evaluation assets and trading situation are recorded in block chain bottom module 3 in assessment and line, credit management module 22 for presetting credit standard, being provided according to default credit standard to number evaluation on the application and assessment of digital asset on line and line The distribution of production and trading situation carry out evaluation and obtain credit angle value and to legitimate user's setting operation permission.Preferably, it is provided under line Producing information includes but is not limited to warehouse receipt, owner, bale packing situation, Asset Type, weight, quantity and total price, and providing transaction includes But it is not limited to sale, price auction or financing.
Preferably, platform service module 2 further includes authority management module 21, and authority management module 21 is according to credit angle value pair The permission that legitimate user accesses block chain bottom module 3 limits.
Platform service module 2 of the present invention constitutes network service of completing of realizing, data storage, rights management, security mechanism, is total to Knowledge mechanism and intelligent contract etc..
Physical assets Requisition Validation under line is assets on line by legitimate user, and digital asset management module 24 is by reality The audit that goods and materials produce, such as the audit of lot item warehouse receipt need to dock warehouse system, by warehouse system to the number of warehouse receipt article The information such as amount, quality are audited.It is frozen to audit assets under the line passed through, and by having the qualified third-party institution to article Valuation is carried out, the digital asset with wired lower assets details and valuation is generated.Frozen logistics information can be responsible for prison by warehouse Control, variation and handover to logistics are recorded in real time on block chain in system, if article is detached from supervision, system can be freezed to count Word assets.Block chain bottom module 3 is recorded in the process of digital asset application and the digital asset of generation.Digital asset exits It is similar to the process of application, digital asset management module 24 after the approval, administration fee is automatically performed by intelligent contract Payment, assets under defrosting line.
Digital asset transaction modules 23 provide the function of digital asset transaction between user.User can be by generated number Assets are listed in digital asset transaction modules 23, if other users meet the qualifications of seller's setting, are such as believed With grade, user type etc., digital asset can be bought in transaction modules, it is automatic that the transaction of digital asset passes through intelligent contract It executes, and Transaction Information is recorded in block chain bottom module 3.
The social credibility of behavior and user of the credit management module 22 according to user on platform, comprehensive generation user exist Credit record on platform, the record are automatically generated by analysis model and are recorded in block chain bottom module 3, platform when transaction Credit situation is shown to both parties.And situation provides different operating rights according to the user's credit.
Authority management module 21 is managed the permission of user according to the type and credit situation of platform user, while The permission of customer access area block chain is limited, as general transaction user can only see oneself relevant data.
For the present invention after logging in system by user, system inquires account information and digital asset letter from block chain bottom module 3 Breath, is sent to front end displaying, and user can be managed the digital asset of oneself by external service application module 11, be realized in platform On assets are sold, price auction or financing.
Digital asset distribution process of the invention is as shown in Fig. 2, include the following steps:
S1. start, including user's registration is legitimate user etc.;
S2. user initiates digital asset application on line;
S3. digital asset management module 24 audits valuation, generates digital asset on line;
S4. user submits digital asset application on distribution line;
S5. digital asset management module 24 is audited, if cannot be terminated by audit into S8, if by examining Core, into S6;
S6. digital asset management module 24 submits distribution;
S7. digital asset transaction modules 23 issue digital asset on line.
When the present invention realizes that digital asset is sold, user selects the digital asset to be sold and prices, and sells request It is sent to block chain bottom module 3, block chain bottom module 3 records the request and modifies the assets of user, increases and sells mark Will and price.
When the present invention realizes purchase digital asset and payment, such as client B can check current assets on sale on platform, to System request buys the digital asset of client A, and system sends the request to block chain bottom module 3, and client A inquires existing customer The payment of client B is then gone to client A if it is greater than or equal to the price of A, modifies digital asset by the account balance information of B Owner information, and Transaction Information is recorded in block chain bottom module 3.Client A and client B is notified to buy successfully.The present invention It can also be transferred accounts using two dimensional code, generate gathering two dimensional code such as user A and provide two dimensional code, client's B-scan two dimensional code to client B And after inputting transfer amounts and payment password, system inquires the account balance of user B to block chain bottom module 3, if user B Remaining sum be greater than or equal to transfer amounts, then update the account balance of client A and client B, and record transaction in block chain bottom In module 3, and to user's A and B feedback trading information.
When the present invention exchanges token, token is the symbol kept accounts in system, and user submits the token number exchanged to system, Redemption request is sent to administrator by system, after administrator approves after examination, updates the account balance of client, and record of conversion is deposited It is stored on block chain, feeds back to client after being updated successfully.
When token of the present invention swaps out, token is the symbol kept accounts in system, and user submits the token number exchanged to system, Redemption request is sent to administrator by system, after administrator approves after examination, deducts the account scrip balances of client, and tie up to user The legal tender of fixed Bank account transfer respective numbers, and record of conversion is stored on block chain, it is fed back after being updated successfully To client.
When the present invention bids, such as its existing digital asset setting reserve price and time, submission are bidded application to pipe by user A Reason person's audit, after the approval, which is added auction market to administrator.Client B can submit bid auction, platform inquiry The account status of user B.If account is legal, relevant information of bidding is recorded, until there is another bidders request more new information. When bidding, the time terminates, and platform updates both parties' account information, and digital asset ownership is shifted, and anti-to both parties Present state of bidding.
The production production capacity of enterprise can also can be regarded as digital asset for the upstream user in supply chain system by the present invention, and It is split, provides and bring together production capacity transaction.
The present invention is based on block chain technology by financial institution and core enterprise manage jointly upstream and downstream firms information flow, It the characteristics of cash flow and logistics, the decentralization cooperation having, storage information can not distort, substantially increases transparency, can chase after Tracing back property and safety, with the function that assets under line are converted to electronic asset, asset financing, transaction in assets, assets bid and finance Can, it is suitble to construct multiparty collaboration and information sharing etc.;By block chain technology, break enterprise in original supply chain financial system The yoke that finance costs are high, cooperation is difficult, communication is at high cost, trading efficiency is low makes the comprehensive financing that dynamic increases letter assets Mode, the cost of verifying and storage, transport when reducing physical assets transaction;By the framework of distributed account book, establish point-to-point Faith mechanism, enable each enterprise of industrial chain more equality participates in business chain;The present invention can also behavior to user into Row records and provides reasonable grading suggestion, supervises related participant enhancing consciousness of honesty, constructs a trust and sincere and puts down Platform.
The present invention has been described in detail with reference to the accompanying drawings, those skilled in the art can be according to upper It states and bright many variations example is made to the present invention.All within the spirits and principles of the present invention, it is made it is any modification, equally replace It changes, improve, should all be included in the protection scope of the present invention.Thus, certain details in embodiment should not be constituted to this The restriction of invention, the present invention will be using the ranges that the appended claims define as protection scope of the present invention.

Claims (4)

1. a kind of supply chain financial service platform based on block chain, which is characterized in that the supply chain gold based on block chain Melting service platform includes sequentially connected external service platform business module, platform service module and block chain bottom module, institute Stating platform service module includes using management module, digital asset transaction modules and digital asset management module, the block chain Bottom module storage be provided with pre-set user registration legitimate claim information, the external service platform business module for user to System submits user's registration information, by the platform service module to user's registration described in the block chain bottom module polls Whether information matches the pre-set user registration legitimate claim information, and the user's registration information and pre-set user registration are closed When method require information matches, the user's registration information storage is to the block chain bottom module and generates legitimate user, described The Shen that assets information under line is registered as digital asset on line for being responsible for the audit legitimate user by digital asset management module Please, digital asset on line is generated after the approval, licenses to appraisal agency digital asset on the line is assessed and generated Number evaluation assets on line, the distribution application for receiving the legitimate user and distribution application is sent to the digital asset transaction Module, transaction, block chain bottom are issued and provided to number evaluation assets on line described in the digital asset transaction modules Layer module is provided with token module, and the token module is transferred accounts for carrying out transaction on the line when number evaluation transaction in assets, The application and assessment of digital asset on the line, the distribution of number evaluation assets and trading situation and transaction are transferred accounts on the line It is recorded in the block chain bottom module, the credit management module is for presetting credit standard, according to the default credit Standard carries out the distribution of number evaluation assets on the application and assessment of digital asset on the line and the line and trading situation Evaluation obtains credit angle value and to legitimate user's setting operation permission.
2. the supply chain financial service platform according to claim 1 based on block chain, which is characterized in that provided under the line Producing information includes but is not limited to warehouse receipt, owner, bale packing situation, Asset Type, weight, quantity and total price.
3. the supply chain financial service platform according to claim 1 based on block chain, which is characterized in that the offer friendship It easily include but is not limited to sale, price auction or financing.
4. the supply chain financial service platform according to claim 1 based on block chain, which is characterized in that the platform industry Module of being engaged in further includes authority management module, and the authority management module accesses institute to the legitimate user according to the credit angle value The permission for stating block chain bottom module is limited.
CN201810008607.2A 2018-01-04 2018-01-04 Supply chain financial service platform based on block chain Pending CN110020929A (en)

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Application Number Priority Date Filing Date Title
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Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110413649A (en) * 2019-08-01 2019-11-05 宁波富万信息科技有限公司 A kind of financial big data processing method and its system platform based on block chain
CN111260194A (en) * 2020-01-09 2020-06-09 国网安徽省电力有限公司信息通信分公司 Accurate material supply method and system based on block chain
CN111640024A (en) * 2020-06-08 2020-09-08 亚太中商供应链管理有限公司 Electronic commerce supply chain financial platform
CN111813855A (en) * 2020-06-22 2020-10-23 上海申铁信息工程有限公司 Asset transaction system and device based on block chain intelligent contract
CN112258252A (en) * 2020-11-23 2021-01-22 国网能源研究院有限公司 Block chain-based data asset value evaluation device and method
CN112651015A (en) * 2020-12-25 2021-04-13 武汉谦屹达管理咨询有限公司 Financial service system and method based on block chain
CN112837052A (en) * 2020-11-05 2021-05-25 银联国际有限公司 Data processing method based on two-dimensional code main scanning mode and mobile terminal
CN113095910A (en) * 2021-04-25 2021-07-09 中山大学 Market regulation and control method and system based on block chain and reverse auction
CN114663231A (en) * 2022-03-21 2022-06-24 江苏数一科技服务有限公司 Block chain-based industrial chain digital asset open platform and trading method thereof
CN116848820A (en) * 2021-02-11 2023-10-03 (美国)国家货币技术公司 Centralized tracking of digital currency

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US20160217436A1 (en) * 2015-01-25 2016-07-28 Dror Samuel Brama Method, System and Program Product for Tracking and Securing Transactions of Authenticated Items over Block Chain Systems.
CN107025602A (en) * 2017-02-24 2017-08-08 杭州象链网络技术有限公司 A kind of financial asset transaction system construction method based on alliance's chain
CN107437225A (en) * 2017-07-20 2017-12-05 计亿数科大数据有限公司 Digital asset method of commerce based on block chain

Patent Citations (3)

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Publication number Priority date Publication date Assignee Title
US20160217436A1 (en) * 2015-01-25 2016-07-28 Dror Samuel Brama Method, System and Program Product for Tracking and Securing Transactions of Authenticated Items over Block Chain Systems.
CN107025602A (en) * 2017-02-24 2017-08-08 杭州象链网络技术有限公司 A kind of financial asset transaction system construction method based on alliance's chain
CN107437225A (en) * 2017-07-20 2017-12-05 计亿数科大数据有限公司 Digital asset method of commerce based on block chain

Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110413649A (en) * 2019-08-01 2019-11-05 宁波富万信息科技有限公司 A kind of financial big data processing method and its system platform based on block chain
CN111260194A (en) * 2020-01-09 2020-06-09 国网安徽省电力有限公司信息通信分公司 Accurate material supply method and system based on block chain
CN111260194B (en) * 2020-01-09 2024-04-09 国网安徽省电力有限公司信息通信分公司 Block chain-based accurate supply method and system for materials
CN111640024A (en) * 2020-06-08 2020-09-08 亚太中商供应链管理有限公司 Electronic commerce supply chain financial platform
CN111813855A (en) * 2020-06-22 2020-10-23 上海申铁信息工程有限公司 Asset transaction system and device based on block chain intelligent contract
CN112837052A (en) * 2020-11-05 2021-05-25 银联国际有限公司 Data processing method based on two-dimensional code main scanning mode and mobile terminal
CN112258252A (en) * 2020-11-23 2021-01-22 国网能源研究院有限公司 Block chain-based data asset value evaluation device and method
CN112651015A (en) * 2020-12-25 2021-04-13 武汉谦屹达管理咨询有限公司 Financial service system and method based on block chain
CN116848820A (en) * 2021-02-11 2023-10-03 (美国)国家货币技术公司 Centralized tracking of digital currency
CN116848820B (en) * 2021-02-11 2024-04-26 (美国)国家货币技术公司 Centralized tracking of digital currency
CN113095910A (en) * 2021-04-25 2021-07-09 中山大学 Market regulation and control method and system based on block chain and reverse auction
CN114663231A (en) * 2022-03-21 2022-06-24 江苏数一科技服务有限公司 Block chain-based industrial chain digital asset open platform and trading method thereof

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Application publication date: 20190716