CN109544135A - Bank card binding method, apparatus, storage medium and mobile terminal - Google Patents
Bank card binding method, apparatus, storage medium and mobile terminal Download PDFInfo
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- CN109544135A CN109544135A CN201811251000.3A CN201811251000A CN109544135A CN 109544135 A CN109544135 A CN 109544135A CN 201811251000 A CN201811251000 A CN 201811251000A CN 109544135 A CN109544135 A CN 109544135A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3221—Access to banking information through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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Abstract
This disclosure relates to a kind of bank card binding method, apparatus, storage medium and mobile terminal, bank card information input step cumbersome technical problem when solving bank card binding in the related technology, this method comprises: exporting the selection interface of bank in the bank card binding interface of the first application；It is triggered in response to target bank selection interface, jumps to the bank card list interface of the corresponding target bank of target bank selection interface in the second application；After getting the target bank card selected in the bank card list interface, the bank card information of the target bank card is sent to first application, to bind to the target bank card and the account information of the currently logged on user of first application.It can be by establishing the first application and the data interaction between the client application of bank, bank card information is obtained in batches from the client application of bank, the step of being manually entered bank card information is avoided, improves the efficiency of bank card binding, and then improve the usage experience of user.
Description
Technical field
This disclosure relates to payment technical field on line, and in particular, to a kind of bank card binding method, apparatus, storage medium and
Mobile terminal.
Background technique
Currently, with the raising of payment safety on the universal and line of online trading, more and more people's selection passes through
The mode paid on line carries out online shopping and consumption.It is paid in scene on line, it usually needs relevant application will be paid on line
The bank account (usually bank card corresponding bank account) of the account of (or application program) and user are bound, and are gone forward side by side
And cash is extracted from bank account when needing to carry out delivery operation.
Summary of the invention
It is a general object of the present disclosure to provide a kind of bank card binding method, apparatus, storage medium and mobile terminals, with solution
Certainly in the related technology bank card binding when the cumbersome technical problem of bank card information input step.
To achieve the goals above, disclosure first aspect provides a kind of bank card binding method, is applied to mobile terminal,
The described method includes:
The selection interface of at least one bank is exported in the bank card binding interface of the first application；
It is triggered in response to the target bank selection interface in the selection interface of at least one bank, jumps to second
The target bank described in selects the bank card list interface of the corresponding target bank of interface；
After getting the target bank card selected in the bank card list interface, by the silver of the target bank card
Row card information is sent to first application, with the account of the currently logged on user to the target bank card and first application
Family information is bound, and the target bank card includes one or more bank cards.
Optionally, the client application or the browsing in the mobile terminal that second application is the target bank
Device application, the target bank selection interface in the selection interface in response at least one bank are triggered, jump to
The bank card list interface of corresponding target bank, target bank selection interface described in second application, comprising:
Determine that the target bank being triggered in the selection interface of at least one bank selects interface and described
Target bank selects the corresponding target bank of interface；
Determine whether the client application has been installed in the mobile terminal；
If it is determined that not installing the client application in the mobile terminal, the mesh is logged in by the browser application
The site for service of standard silver row jumps to from the bank card binding interface the current display interface of the mobile terminal described
The bank card list interface in site for service；
If it is determined that having installed the client application in the mobile terminal, the client application is logged in, it will be described
The current display interface of mobile terminal jumps to the bank card in the client application from the bank card binding interface
List interface.
Optionally, the bank card list interface is used to show the bank of all target banks of the currently logged on user
Card, it is described after getting the target bank card selected in the bank card list interface, by the silver of the target bank card
Row card information is sent to first application, with the account of the currently logged on user to the target bank card and first application
Family information is bound, comprising:
Determine the target bank card that user selectes from the bank card of all target banks；
The bank card information of the target bank card is sent to first application, the bank card information includes: silver
Row card card number, holder name, passport NO. and phone number of opening an account；
The account information and the bank card information are compared, to be verified to the target bank card, institute
It states account information to include at least: address name and registration phone number；
When the target bank card is unverified, export for prompting the bank card information and the account information
It is not inconsistent the prompt information that can not be bound；
When the target bank card passes through verifying, by the way that the bank card information and the account information are tied up
It is fixed, by the target bank card binding to first application.
It optionally, will be described described after getting the target bank card selected in the bank card list interface
The bank card information of target bank card is sent to first application, to work as to the target bank card and first application
After the account information of preceding login user is bound, the method also includes:
It is triggered in response to the payment operation of first application, all banks of display and account information binding
Card.
Disclosure second aspect provides a kind of bank card binding device, is applied to mobile terminal, and described device includes:
Interface output module, the selection for exporting at least one bank in the bank card binding interface of the first application connect
Mouthful；
Interface jump module selects interface for the target bank in the selection interface in response at least one bank
It is triggered, jumps to the bank card list interface of the corresponding target bank of the selection interface of target bank described in the second application；
Bank card binding module, for get in the bank card list interface select target bank card after,
The bank card information of the target bank card is sent to first application, answered with described first the target bank card
The account information of currently logged on user is bound, and the target bank card includes one or more bank cards.
Optionally, the client application or the browsing in the mobile terminal that second application is the target bank
Device application, the interface jump module, comprising:
Bank determines submodule, the target silver being triggered in the selection interface for determining at least one bank
Row selection interface and the corresponding target bank of target bank selection interface；
It installs and determines submodule, for determining whether installed the client application in mobile terminal；
First interface jumps submodule, for passing through if it is determined that do not install the client application in the mobile terminal
The browser application logs in the site for service of the target bank, by the current display interface of the mobile terminal from described
Bank card binding interface jumps to the bank card list interface in the site for service；
Second contact surface jumps submodule, for logging in if it is determined that installed the client application in the mobile terminal
The current display interface of the mobile terminal is jumped to the visitor from the bank card binding interface by the client application
The bank card list interface in the application of family end.
Optionally, the bank card list interface is used to show the bank of all target banks of the currently logged on user
Card, the bank card binding module, comprising:
Bank card determines submodule, the mesh selected from the bank card of all target banks for determining user
Mark bank card；
Information transmits submodule, for the bank card information of the target bank card to be sent to first application, institute
Stating bank card information includes: bank card number, holder name, passport NO. and phone number of opening an account；
Information compares submodule, for comparing the account information and the bank card information, to the mesh
Standard silver row card is verified, and the account information includes at least: address name and registration phone number；
First information prompting submodule, for when the target bank card is unverified, output to be described for prompting
Bank card information and the account information are not inconsistent the prompt information that can not be bound；
Bank card binding submodule, for when the target bank card passes through verifying, by by the bank card information
It is bound with the account information, by the target bank card binding to first application.
Optionally, described device further include:
Bank card display module, for being triggered in response to the payment operation of first application, display and the account
All bank cards of information binding.
The disclosure third aspect provides a kind of computer readable storage medium, is stored thereon with computer program, the program
The step of bank card binding method described in first aspect is realized when being executed by processor.
Disclosure fourth aspect provides a kind of mobile terminal, comprising:
Memory is stored thereon with computer program；
Processor, for executing the computer program in the memory, to realize bank described in first aspect
The step of card binding method.
Using technical solution provided by the present disclosure, following technical effect at least can achieve:
The selection interface of bank is exported in the bank card binding interface of the first application；Interface is selected in response to target bank
It is triggered, jumps to the bank card list interface of the corresponding target bank of target bank selection interface in the second application；It is obtaining
After getting the target bank card selected in the bank card list interface, the bank card information of the target bank card is sent to this
First application, to be bound to the target bank card and the account information of the currently logged on user of first application.It can lead to
It crosses and establishes the first application and the data interaction between the client application of bank, obtain bank in batches from the client application of bank
Card information avoids the step of being manually entered bank card information, improves the efficiency of bank card binding, and then improves the use body of user
It tests.
Other feature and advantage of the disclosure will the following detailed description will be given in the detailed implementation section.
Detailed description of the invention
Attached drawing is and to constitute part of specification for providing further understanding of the disclosure, with following tool
Body embodiment is used to explain the disclosure together, but does not constitute the limitation to the disclosure.In the accompanying drawings:
Fig. 1 is a kind of flow chart of bank card binding method shown according to an exemplary embodiment；
Fig. 2 is according to a kind of flow chart of interface jump method shown in fig. 1；
Fig. 3 is according to a kind of flow chart of bank card information binding method shown in fig. 1；
Fig. 4 is the flow chart according to another bank card binding method shown in fig. 1；
Fig. 5 is the schematic diagram that a kind of interface of mobile terminal shown according to an exemplary embodiment jumps；
Fig. 6 is a kind of block diagram of bank card binding device shown according to an exemplary embodiment；
Fig. 7 is the block diagram according to a kind of interface jump module shown in Fig. 6；
Fig. 8 is the block diagram according to a kind of bank card binding module shown in Fig. 6；
Fig. 9 is the block diagram according to another bank card binding device shown in Fig. 6；
Figure 10 is a kind of structural schematic diagram of mobile terminal shown according to an exemplary embodiment.
Specific embodiment
It is described in detail below in conjunction with specific embodiment of the attached drawing to the disclosure.It should be understood that this place is retouched
The specific embodiment stated is only used for describing and explaining the disclosure, is not limited to the disclosure.
Before the bank card binding method for introducing disclosure offer, first to involved in embodiment each in the disclosure
Application scenarios are introduced, the application scenarios include a mobile terminal, the mobile terminal be Support Line on payment related application and
The client application of bank or the mobile terminal of the installation of browser and data interaction.The mobile terminal can be, for example, intelligence
It can mobile phone, tablet computer, smart television, smartwatch, PDA (English: Personal Digital Assistant, Chinese: a
Personal digital assistant) etc. mobile terminals.
Related application is paid on line would generally provide input interface so that user inputs bank card information, and then pass through the silver
Row card information realizes the binding of bank card and application account；Alternatively, by way of information sharing, more in identical platform
The bank card information of shared platform internal reservoir bound between a application, and some application in platform needs to bind silver
Synchronizing information is carried out when row card, realizes the binding of bank card and application account.
But information sharing mode in the related technology is only limitted in the application of identical platform, is applicable in without universal
Property, and when user does not bind bank card in the other application of platform or bank card information updates not in time, then can not
Bank card binding is carried out by this way, can only be carried out bank card information and is manually entered.And bank card needed for bank card binding
Information generally comprises the comparatively laborious information such as bank's card number and passport NO., these information are difficult to remember and hold for users
Easily obscure, and information input can only realize the binding of unit bank card every time, this undoubtedly increases user and binds bank card
Difficulty.
Inventor notices this problem, proposes a kind of new bank card binding method, specific as follows:
Fig. 1 is a kind of flow chart of bank card binding method shown according to an exemplary embodiment, as shown in Figure 1, answering
For mobile terminal described in above-mentioned application scenarios, method includes the following steps:
In a step 101, the selection interface of at least one bank is exported in the bank card binding interface of the first application.
Illustratively, which can apply for take-away, prop up on the lines such as booking application or online shopping application on line
Pay related application.Before user pay on line by first application, need the bank of first application and oneself
Card is bound, to obtain cash from bank card.When user needs to bind bank card, at least one bank can be exported
Interface is selected, these selection interfaces can be shown in the bank card binding interface in the form of button, and user can be according to need
The bank to need to connect by clicking corresponding button selection.It should be noted that the bank is to determine that giving this first answers
With the bank of data interaction permission.
In a step 102, interface quilt is selected in response to the target bank in the selection interface of at least one above-mentioned bank
When triggering, the bank card list interface of the corresponding target bank of target bank selection interface in the second application is jumped to.
Illustratively, which can the client application for the target bank or the browser in the mobile terminal
Using.When user has selected target bank, the current display interface of mobile terminal is preferably automatically from the first current application
Bank card binding interface jump to the target bank client application bank card list interface.On it is understood that
The premise for stating skip operation is that the client application of the target bank has been mounted in the mobile terminal.When determining the target
When the client application of bank is not mounted, the display interface can also be dropped and jump to the target exported by browser application
Bank card list interface in the site for service of bank.The bank card list interface is for showing that user opens in the activation of target bank
All bank cards, for example, can show Unionpay, A bank credit card, A bank in the bank card list interface for A bank
A variety of bank cards such as VISA credit card and A bank debit.It is directed to every kind of bank card, is also wrapped in the bank card list interface
It includes for selecting the bank card and submitting the button of binding, so that user carries out batch selection to above-mentioned a variety of bank cards and ties up
It is fixed.It is understood that after bank card is selected and is submitted, the bank card information of the bank card be sent to this first
The backstage of application.
In step 103, after getting the target bank card selected in the bank card list interface, by target silver
The bank card information of row card is sent to first application, with the currently logged on user's to the target bank card and first application
Account information is bound.
Wherein, which includes one or more bank cards.Including at least bank card in the bank card information
Four elements (i.e. bank's card number, holder name, passport NO. and phone number of opening an account).
Illustratively, after above-mentioned target bank card is selected and is submitted, the bank card of the target bank card can be believed
Breath is sent to the backstage of first application.Meanwhile the display interface of mobile terminal can be jumped back into bank card binding circle again
Face.After receiving the bank card information, first application firstly the need of by the bank card information and current account information into
Row comparison binds the target bank card so that whether the user that verifying currently logs in has permission.It, can be with after being proved to be successful
By establishing and storing the corresponding relationship of account information and the bank card information in first application, by the target bank
Card is tied to first application.Wherein, above-mentioned verification process can also be tested according to the mobile phone identifying code that needs to be added of safety
The step of card.
In conclusion technical solution provided by embodiment of the disclosure, it can be in bank card binding circle of the first application
The selection interface of at least one bank is exported in face；In response to the target bank selection in the selection interface of at least one bank
Interface is triggered, and jumps to the bank card list interface of the corresponding target bank of target bank selection interface in the second application；
After getting the target bank card selected in the bank card list interface, the bank card information of the target bank card is transmitted
It should to be bound to the target bank card and the account information of the currently logged on user of first application to first application
Target bank card includes one or more bank cards.It can be by establishing the first application and the data between the client application of bank
Interaction, obtains bank card information from the client application of bank in batches, avoids the step of being manually entered bank card information, improves
The efficiency of bank card binding, and then improve the usage experience of user.
Fig. 2 is according to a kind of flow chart of interface jump method shown in fig. 1, which is the visitor of the target bank
Browser application in the application of family end or the mobile terminal, as shown in Fig. 2, the step 102, comprising: step 1021-1023,
Or step 1021,1022 and 1024.
In step 1021, the target bank selection being triggered in the selection interface of at least one above-mentioned bank is determined
Interface and the corresponding target bank of target bank selection interface.
In step 1022, determine whether the client application has been installed in mobile terminal.
Illustratively, however, it is determined that the client application for not installing the target bank in mobile terminal continues the following steps
1023 skip operation；Or, however, it is determined that the client application that the target bank has been installed in mobile terminal continues following
The skip operation of step 1024.
In step 1023, the site for service of the target bank is logged in by the browser application, by the mobile terminal
Current display interface jumps to the bank card list interface in the site for service from the bank card binding interface.
In step 1024, the client application is logged in, by the current display interface of the mobile terminal from the bank card
Binding interface jumps to the bank card list interface in the client application.
It illustratively, can be by the mobile terminal when the client application for determining the target bank is not mounted
Browser application opens and logs in the site for service of the target bank, and ties up automatically from the bank card of the first current application in turn
The bank card list interface that demarcation face jumps in the site for service (practical is a webpage)；As the client for determining the target bank
When end application is installed, while opening and logging in the client application, the client application can be further triggered
Bank card list interface.It should be noted that paying online trading of the related application in addition to itself on existing most of lines
Outside function, it is also equipped with browser function.Therefore, when first application also has browser function, which can lead to
The browser function of first application itself is crossed to complete.In addition, to the login process of the second application can for automated log on or
Person's manual entry, wherein the automated log on is that the current account information of the first application is directly logged in clothes as log-on message
Business website or client application, and the manual entry then needs user to be manually entered log-on message progress login authentication, Yong Huke
To be configured as needed to using automated log on or manual entry before tying up card.
Fig. 3 is according to a kind of flow chart of bank card information binding method shown in fig. 1, as shown in figure 3, the bank card arranges
Surface and interface is used to show the bank card of all target banks of the currently logged on user, the step 103, comprising: step 1031-
1034 or step 1031,1032,1033 and 1035.
In step 1031, the target bank card that user selectes from the bank card of above-mentioned all target banks is determined.
In step 1032, the bank card information of the target bank card is sent to first application.
Wherein, which includes: bank card number, holder name, passport NO. and phone number of opening an account.
In step 1033, account information and the bank card information are compared, to be carried out to the target bank card
Verifying.
Wherein, account information includes: address name and registration phone number.
Illustratively, which may include: respectively by the address name and registration mobile phone in the account information
Number in the bank card information holder name and phone number of opening an account compare, when the address name and this hold
People's name is consistent, and when the registration phone number the two conditions consistent with the phone number of opening an account meet simultaneously, and determining should
Target bank card passes through verifying；When above-mentioned two condition has any one to be unsatisfactory for, it is determined that the target bank card does not pass through
Verifying.It should be noted that including automated log on and manual entry to the login process of the second application.When user is in step 1023
Or when using manual entry in 1024, in fact it could happen that the user for logging in the user of the first application and logging in the second application is unmatched
Situation (may be log in two applications not to be same people or user obtain one of apply by certain approach
The login mode for belonging to other people reuses oneself account and logs in another application, so using other people bank cards oneself
It is consumed in account).At this time, it is necessary to which the step 1033 is compared and verified to bank card information.When user is in step
When using automated log in 1023 or 1024, then without carrying out the verification process.
In step 1034, when the target bank card is unverified, output is for prompting the bank card information and being somebody's turn to do
Account information is not inconsistent the prompt information that can not be bound.
In step 1035, when the target bank card passes through verifying, by by the bank card information and account information
It is bound, by the target bank card binding to first application.
Fig. 4 is according to the flow chart of another bank card binding method shown in fig. 1, as shown in figure 4, in above-mentioned steps
After 101, this method further include:
At step 104, it is triggered in response to the payment operation of first application, the institute of display and the binding of account information
There is bank card.
Illustratively, after in user, 101-103 completes to the binding of bank card through the above steps, when the user logs on
This first is applied and when triggering payment operation, can be shown on payment interface all with the binding of the account information of the user
Bank card.All bank cards herein include 101 to 103 bank card got through the above steps, and by defeated manually
Enter bank card information or the shared bank card bound of platform information.
Fig. 5 is the schematic diagram that a kind of interface of mobile terminal shown according to an exemplary embodiment jumps, as shown in figure 5,
Interface 510 is the bank card binding interface of X application, and interface 520 is the client application or browser application by A bank
Card success prompting interface is tied up for X application in the bank card list interface of A bank service Website page output, interface 530.Example
Ground, the current display interface of mobile terminal are the interface 510, can export in the interface 510 and the present embodiment has been supported to be mentioned
The corresponding multiple selection interfaces (in the form of button) of the multiple banks for tying up chucking method (quickly tying up card) supplied, meanwhile, it can also
To be preserved for being manually entered the input frame of bank card information.It, should when the user clicks when the button of the corresponding selection interface of A bank
The display interface of mobile terminal jumps to the interface 520.In the interface 520, it can show what user enabled in the A bank
All bank cards, i.e., A bank card and A bank deposit card in interface 520.User can pass through " card is tied up in authorization " button
Selection needs the target bank card bound, and in " I has read and have agreed to " card agreement is tied up in authorization X application " " for choosing lower section
Afterwards, the submitting button for clicking lower section, is sent to the X for the chosen bank card information in the client application of the A bank and answers
With backstage, and the bank card information by verifying after, and then by the target bank card binding of the A bank to the X apply.Complete
After binding at the target bank card of the A bank, the current display interface of mobile terminal can be jumped into interface 530, to mention
Show that user successfully binds bank card.
In conclusion technical solution provided by embodiment of the disclosure, it can be in bank card binding circle of the first application
The selection interface of at least one bank is exported in face；In response to the target bank selection in the selection interface of at least one bank
Interface is triggered, and jumps to the bank card list interface of the corresponding target bank of target bank selection interface in the second application；
After getting the target bank card selected in the bank card list interface, the bank card information of the target bank card is transmitted
It should to be bound to the target bank card and the account information of the currently logged on user of first application to first application
Target bank card includes one or more bank cards.It can be by establishing the first application and the data between the client application of bank
Interaction, obtains bank card information from the client application of bank in batches, avoids the step of being manually entered bank card information, improves
The efficiency of bank card binding, and then improve the usage experience of user.
Fig. 6 is a kind of block diagram of bank card binding device shown according to an exemplary embodiment, as shown in fig. 6, using
In the mobile terminal that above-mentioned application scenarios are somebody's turn to do, which includes:
Interface output module 610, for exporting the choosing of at least one bank in the bank card binding interface of the first application
Select interface；
Interface jump module 620 is selected for the target bank in the selection interface in response at least one above-mentioned bank
It selects interface to be triggered, jumps to bank card list circle of the corresponding target bank of target bank selection interface in the second application
Face；
Bank card binding module 630, for get in the bank card list interface select target bank card after,
By the bank card information of the target bank card be sent to this first application, with to the target bank card and this first apply it is current
The account information of login user is bound, which includes one or more bank cards.
Fig. 7 is according to a kind of block diagram of interface jump module shown in Fig. 6, as shown in fig. 7, second application is the target
Browser application in the client application of bank or the mobile terminal, the interface jump module 620, comprising:
Bank determines submodule 621, the mesh being triggered in the selection interface for determining at least one above-mentioned bank
Standard silver row selects interface and the corresponding target bank of target bank selection interface；
It installs and determines submodule 622, for determining whether installed the client application in the mobile terminal；
First interface jumps submodule 623, for if it is determined that the client application is not installed in the mobile terminal, by this
Browser application logs in the site for service of the target bank, by the current display interface of the mobile terminal from the bank card binding
Interface jumps to the bank card list interface in the site for service；
Second contact surface jumps submodule 624, for if it is determined that having installed the client application in the mobile terminal, logging in should
Client application jumps to the mobile terminal current display interface in the client application from the bank card binding interface
The bank card list interface.
Fig. 8 is according to a kind of block diagram of bank card binding module shown in Fig. 6, as shown in figure 8, the bank card list interface
For showing the bank card of all target banks of the currently logged on user, the bank card binding module 630, comprising:
Bank card determines submodule 631, is somebody's turn to do for determining that user is selected from the bank card of above-mentioned all target banks
Target bank card；
Information transmits submodule 632, for the bank card information of the target bank card to be sent to first application, the silver
Row card information includes: bank card number, holder name, passport NO. and phone number of opening an account；
Information compares submodule 633, for comparing account information and the bank card information, to target silver
Row card is verified, and account information includes at least: address name and registration phone number；
First information prompting submodule 634, for exporting for prompting the silver when the target bank card is unverified
Row card information and account information are not inconsistent the prompt information that can not be bound；
Bank card binding submodule 635, for when the target bank card passes through verifying, by by the bank card information with
Account information is bound, by the target bank card binding to first application.
Fig. 9 is according to the block diagram of another bank card binding device shown in Fig. 6, as shown in figure 9, the device 600 also wraps
It includes:
Bank card display module 640, for being triggered in response to the payment operation of first application, display is believed with the account
Cease all bank cards of binding.
In conclusion technical solution provided by embodiment of the disclosure, it can be in bank card binding circle of the first application
The selection interface of at least one bank is exported in face；In response to the target bank selection in the selection interface of at least one bank
Interface is triggered, and jumps to the bank card list interface of the corresponding target bank of target bank selection interface in the second application；
After getting the target bank card selected in the bank card list interface, the bank card information of the target bank card is transmitted
It should to be bound to the target bank card and the account information of the currently logged on user of first application to first application
Target bank card includes one or more bank cards.It can be by establishing the first application and the data between the client application of bank
Interaction, obtains bank card information from the client application of bank in batches, avoids the step of being manually entered bank card information, improves
The efficiency of bank card binding, and then improve the usage experience of user.
Illustratively, Figure 10 is a kind of block diagram of mobile terminal 1000 shown according to an exemplary embodiment.For example, mobile
Terminal 1000 may be provided as a mobile terminal.Referring to Fig.1 0, mobile terminal 1000 includes processor 1001, and quantity can be with
For one or more and memory 1002, for storing the computer program that can be executed by processor 1001.Memory 1002
The computer program of middle storage may include it is one or more each correspond to one group of instruction module.In addition, place
Reason device 1001, which can be configured as, executes the computer program, to execute above-mentioned bank card binding method.
In addition, mobile terminal 1000 can also include power supply module 1003 and communication component 1004, the power supply module 1003
It can be configured as the power management for executing mobile terminal 1000, which can be configured as realization mobile terminal
800 communication, for example, wired or wireless communication.In addition, the mobile terminal 1000 can also include input/output (I/O) interface
1005.Mobile terminal 1000 can be operated based on the operating system for being stored in memory 1002, such as Windows ServerTM,
Mac OS XTM, UnixTM, LinuxTM etc..
In a further exemplary embodiment, a kind of computer readable storage medium including program instruction is additionally provided, it should
The step of above-mentioned bank card binding method is realized when program instruction is executed by processor.For example, the computer-readable storage medium
Matter can be the above-mentioned memory 1002 including program instruction, and above procedure instruction can be by the processor 1001 of mobile terminal 1000
It executes to complete above-mentioned bank card binding method.
The preferred embodiment of the disclosure is described in detail in conjunction with attached drawing above, still, the disclosure is not limited to above-mentioned reality
The detail in mode is applied, in the range of the technology design of the disclosure, a variety of letters can be carried out to the technical solution of the disclosure
Monotropic type, these simple variants belong to the protection scope of the disclosure.
It is further to note that specific technical features described in the above specific embodiments, in not lance
In the case where shield, can be combined in any appropriate way, in order to avoid unnecessary repetition, the disclosure to it is various can
No further explanation will be given for the combination of energy.
Claims (10)
1. a kind of bank card binding method, which is characterized in that be applied to mobile terminal, which comprises
The selection interface of at least one bank is exported in the bank card binding interface of the first application；
It is triggered in response to the target bank selection interface in the selection interface of at least one bank, jumps to the second application
Described in the corresponding target bank of selection interface, target bank bank card list interface；
After getting the target bank card selected in the bank card list interface, by the bank card of the target bank card
Information is sent to first application, is believed with the account of the currently logged on user to the target bank card and first application
Breath is bound, and the target bank card includes one or more bank cards.
2. the method according to claim 1, wherein the client that second application is the target bank is answered
With or the mobile terminal in browser application, it is described in response at least one bank selection interface in target
Bank's selection interface is triggered, and jumps to the bank card of the corresponding target bank of the selection interface of target bank described in the second application
List interface, comprising:
Determine the target bank selection interface being triggered in the selection interface of at least one bank and the target
Bank selects the corresponding target bank of interface；
Determine whether the client application has been installed in the mobile terminal；
If not installing the client application in the mobile terminal, the target bank is logged in by the browser application
The current display interface of the mobile terminal is jumped to the site for service from the bank card binding interface by site for service
In the bank card list interface；
If it is determined that having installed the client application in the mobile terminal, the client application is logged in, by the movement
The current display interface of terminal jumps to the bank card list in the client application from the bank card binding interface
Interface.
3. the method according to claim 1, wherein the bank card list interface described is currently stepped on for showing
The bank card of all target banks at family is employed, it is described to get the target bank selected in the bank card list interface
After card, by the bank card information of the target bank card be sent to it is described first application, with to the target bank card with it is described
The account information of the currently logged on user of first application is bound, comprising:
Determine the target bank card that user selectes from the bank card of all target banks；
The bank card information of the target bank card is sent to first application, the bank card information includes: bank card
Card number, holder name, passport NO. and phone number of opening an account；
The account information and the bank card information are compared, to be verified to the target bank card, the account
Family information includes: address name and registration phone number；
When the target bank card is unverified, export for prompting the bank card information not to be inconsistent with the account information
The prompt information that can not be bound；
It, will by binding the bank card information and the account information when the target bank card passes through verifying
The target bank card binding to it is described first application.
4. according to the method described in claim 3, it is characterized in that, being got in the bank card list interface described
After selected target bank card, the bank card information of the target bank card is sent to first application, to the mesh
After the account information of the currently logged on user of mark bank card and first application is bound, the method also includes:
It is triggered in response to the payment operation of first application, all bank cards of display and account information binding.
5. a kind of bank card binding device, which is characterized in that be applied to mobile terminal, described device includes:
Interface output module, for exporting the selection interface of at least one bank in the bank card binding interface of the first application；
Interface jump module is touched for the target bank selection interface in the selection interface in response at least one bank
Hair jumps to the bank card list interface of the corresponding target bank of the selection interface of target bank described in the second application；
Bank card binding module, for get in the bank card list interface select target bank card after, by institute
The bank card information for stating target bank card is sent to first application, with what is applied to the target bank card and described first
The account information of currently logged on user is bound, and the target bank card includes one or more bank cards.
6. device according to claim 5, which is characterized in that second application is that the client of the target bank is answered
With or the mobile terminal in browser application, the interface jump module, comprising:
Bank determines submodule, the target bank choosing being triggered in the selection interface for determining at least one bank
Select interface and the corresponding target bank of target bank selection interface；
It installs and determines submodule, for determining whether installed the client application in the mobile terminal；
First interface jumps submodule, for if it is determined that the client application is not installed in the mobile terminal, by described
Browser application logs in the site for service of the target bank, by the current display interface of the mobile terminal from the bank
Card binding interface jumps to the bank card list interface in the site for service；
Second contact surface jumps submodule, for if it is determined that the client application has been installed in the mobile terminal, described in login
The current display interface of the mobile terminal is jumped to the client from the bank card binding interface by client application
The bank card list interface in.
7. device according to claim 5, which is characterized in that the bank card list interface described is currently stepped on for showing
Employ the bank card of all target banks at family, the bank card binding module, comprising:
Bank card determines submodule, the target silver selected from the bank card of all target banks for determining user
Row card；
Information transmits submodule, for the bank card information of the target bank card to be sent to first application, the silver
Row card information includes: bank card number, holder name, passport NO. and phone number of opening an account；
Information compares submodule, for comparing the account information and the bank card information, to the target silver
Row card is verified, and the account information includes at least: address name and registration phone number；
First information prompting submodule, for exporting for prompting the bank when the target bank card is unverified
Card information and the account information are not inconsistent the prompt information that can not be bound；
Bank card binding submodule, for when the target bank card passes through verifying, by by the bank card information and institute
It states account information to be bound, by the target bank card binding to first application.
8. device according to claim 7, which is characterized in that described device further include:
Bank card display module, for being triggered in response to the payment operation of first application, display and the account information
All bank cards of binding.
9. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the program is held by processor
The step of bank card binding method described in any one of Claims 1-4 is realized when row.
10. a kind of mobile terminal characterized by comprising
Memory is stored thereon with computer program；
Processor, for executing the computer program in the memory, to realize any one of claims 1 to 4 institute
The step of stating method.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201811251000.3A CN109544135B (en) | 2018-10-25 | 2018-10-25 | Bank card binding method and device, storage medium and mobile terminal |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201811251000.3A CN109544135B (en) | 2018-10-25 | 2018-10-25 | Bank card binding method and device, storage medium and mobile terminal |
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| CN109544135A true CN109544135A (en) | 2019-03-29 |
| CN109544135B CN109544135B (en) | 2022-08-30 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201811251000.3A Active CN109544135B (en) | 2018-10-25 | 2018-10-25 | Bank card binding method and device, storage medium and mobile terminal |
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