CN109542609B - Deduction-based repayment method and device, computer equipment and storage medium - Google Patents
Deduction-based repayment method and device, computer equipment and storage medium Download PDFInfo
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- CN109542609B CN109542609B CN201811457355.8A CN201811457355A CN109542609B CN 109542609 B CN109542609 B CN 109542609B CN 201811457355 A CN201811457355 A CN 201811457355A CN 109542609 B CN109542609 B CN 109542609B
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- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/46—Multiprogramming arrangements
- G06F9/48—Program initiating; Program switching, e.g. by interrupt
- G06F9/4806—Task transfer initiation or dispatching
- G06F9/4843—Task transfer initiation or dispatching by program, e.g. task dispatcher, supervisor, operating system
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Abstract
The embodiment of the invention discloses a withholding repayment method, a withholding repayment device, computer equipment and a storage medium, wherein the withholding repayment method comprises the following steps: when the preset task triggering time is reached, acquiring a substitute buckling task to be operated; if the acquired number of the deduction-replacing tasks to be operated reaches a preset number, marking the extracted deduction-replacing tasks to be operated as the deduction-replacing tasks to be executed in a delayed mode; and when the preset delay time is reached, executing the delayed execution deduction task. The technical scheme of the embodiment of the invention can automatically execute the withholding task and stably and reliably process the withholding task with large data volume.
Description
Technical Field
The embodiment of the invention relates to the internet technology, in particular to a withholding payment method, a withholding payment device, computer equipment and a storage medium.
Background
Financial products provided by internet finance companies generally have the characteristics of small money amount, large user amount, and operation friendliness.
The user borrows money on a website or an Application program (APP) of an internet financial company, and in order to ensure that the user does not overdue and avoid causing adverse effects on credit and credit investigation of the user, the internet financial company often provides an automatic deduction and payment service.
Because the deduction is executed by a third-party bank or a payment company, such as a system of a company like a working bank, a treasure and the like, the deduction is an external system of an internet financial company and cannot be adjusted, and resources for processing the deduction replacing task are not fully utilized. So when the system becomes bottlenecked, they are usually not optimized and only adapted.
Disclosure of Invention
The embodiment of the invention provides a withholding repayment method and device, computer equipment and a storage medium, so as to realize the purpose of fully utilizing processing resources and stably and reliably processing a withholding task with large data volume.
In a first aspect, an embodiment of the present invention provides a deduction repayment method, including:
when the preset task triggering time is reached, acquiring a substitute buckling task to be operated;
if the acquired number of the deduction-replacing tasks to be operated reaches a preset number, marking the extracted deduction-replacing tasks to be operated as the deduction-replacing tasks to be executed in a delayed mode;
and when the preset delay time is reached, executing the delayed execution deduction task.
In a second aspect, an embodiment of the present invention further provides a device for repayment with a withholding, including:
the withholding task acquiring module is used for acquiring a withholding task to be operated when the preset task triggering time is reached;
the delayed execution marking module is used for marking the extracted to-be-operated withholding tasks as delayed execution withholding tasks if the acquired to-be-operated withholding task number reaches a preset number;
and the deduction task execution module is used for executing the deduction task executed in a delayed manner when the preset delay time is reached.
In a third aspect, an embodiment of the present invention further provides a computer device, where the computer device includes:
one or more processors;
a memory for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement a method of deductive repayment as provided by any of the embodiments of the invention.
In a fourth aspect, embodiments of the present invention also provide a storage medium containing computer-executable instructions, which when executed by a computer processor, are configured to perform a method of surrogating a payment as provided by any of the embodiments of the present invention.
The embodiment of the invention improves the efficiency of processing resources by delaying the batch execution of the withholding tasks, solves the problem that the resources for processing the withholding tasks are not fully utilized, and realizes the effects of fully utilizing the processing resources and stably and reliably processing a large number of withholding tasks.
Drawings
FIG. 1 is a flow chart of a method for repayment on behalf of a discount according to an embodiment of the present invention;
FIG. 2 is a flow chart of a payment-withholding method according to a second embodiment of the present invention;
FIG. 3 is a schematic structural diagram of a device for repayment with a withholding in a third embodiment of the present invention;
fig. 4 is a schematic structural diagram of a computer device in the fourth embodiment of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting of the invention. It should be further noted that, for the convenience of description, only some of the structures related to the present invention are shown in the drawings, not all of the structures.
Example one
Fig. 1 is a flowchart of a withholding payment method according to an embodiment of the present invention, where the present embodiment is applicable to a case where a user borrows a withholding payment through an internet financial company, and the method may be executed by a withholding payment apparatus, where the apparatus may be implemented by hardware and/or software, and the withholding payment method specifically includes the following steps:
and step 110, when the preset task triggering time is reached, acquiring a withholding task to be operated.
The preset task triggering time can be preset, the deduction replacing operation is triggered at a fixed time every day, the deduction replacing operation can be triggered for multiple times in one day, and the time intervals of the two adjacent preset task triggering times can be equal or unequal. For example, the number of the deduction replacing tasks generated in different time periods in a day is different, a curve of the number of the deduction replacing tasks generated in the day can be determined through statistics, processing resources are added in the time period with the large number of the deduction replacing tasks, and the time interval of the triggering time of two adjacent preset tasks is appropriately shortened. And conversely, in the time interval with small number of the deduction tasks, reducing the processing resources and properly prolonging the time interval between two adjacent preset task triggering times. Therefore, resources can be fully utilized, and meanwhile, the efficiency and the stability of service processing are ensured.
And 120, if the acquired number of the deduction replacing tasks to be operated reaches a preset number, marking the extracted deduction replacing tasks to be operated as the deduction replacing tasks to be executed in a delayed mode.
When the number of the obtained to-be-operated withholding tasks reaches a preset number, delaying the withholding tasks and then starting processing, wherein the preset number can be set as a fixed numerical value or can be set according to the processing capacity of the current resource, the preset number is set to be larger when the processing capacity is high, and the preset number is set to be smaller when the processing capacity is not high.
And step 130, when the preset delay time is reached, executing a withholding task executed in a delayed mode.
The method comprises the steps of executing a withholding task after preset delay time, and completing the withholding task to be operated and the real withholding task in two non-coincident time. The advantage of this is that the resources of the withholding system can be utilized more accurately and efficiently to execute the withholding task.
According to the technical scheme of the embodiment, the withholding tasks are executed in a delayed mode in batch, so that the efficiency of processing resources is improved, the problem that the resources for processing the withholding tasks are not fully utilized is solved, the effects of fully utilizing the processing resources and stably and reliably processing a large number of withholding tasks are achieved.
Example two
Fig. 2 is a flowchart of a withholding repayment method provided in the second embodiment of the present invention, and the technical solution of the present embodiment is further detailed on the basis of the above technical solution, and specifically includes:
and step 210, when the order passing the audit is obtained, informing the withholding system to establish a withholding task of the order through the message queue manager.
And step 220, inserting the withholding task into a database through the withholding system.
After the order passes the audit, the order system informs the withholding system to establish the withholding task of the order through the message queue manager, and then the withholding system inserts the withholding task of the order into the database. The deduction replacing tasks stored in the database are stored according to dates. The tasks are stored according to the date sub-database sub-table, and data storage is stretched, so that the database can support a huge number of tasks.
And step 230, when the preset task triggering time is reached, triggering the withholding system to scan the database through the scheduling system.
And 240, acquiring the deduction task to be operated in the database through the deduction system.
The scheduling system triggers the deduction replacing system regularly every day, and the deduction replacing tasks to be operated on the day are read from the database one by one.
And step 250, if the number of the to-be-operated withholding tasks acquired by the withholding system reaches the preset number, sending the delay message of the to-be-operated withholding tasks to the message queue manager.
And 260, monitoring the message queue through the withholding system, and executing a withholding task which is executed in a delayed manner and corresponds to the delayed message through the withholding system when the delayed message reaches a preset delay time.
After the number of the to-be-operated withholding tasks read from the database by the withholding system reaches a preset number, the withholding tasks are sent to the message queue manager, the scheduling system monitors the delay messages in the message queue, and the withholding tasks executed in a delayed mode are averagely distributed to servers in the withholding system through the scheduling system so as to execute the withholding tasks executed in a delayed mode. And the preset delay time of the delay message in the message queue is set to be greater than the scanning database of the substitute buckle system, and the sum of the time of the substitute buckle tasks to be operated in preset quantity and the time of sending the delay message to the message queue manager is obtained. The method for executing the withholding tasks can flexibly control the quantity of concurrent processing tasks, and the withholding tasks are external systems which are needed to be deducted by a payment channel finally, so that an internet financial company is not easy to push the external company to optimize the system of the external company, and the quantity of the concurrent processing tasks must be controlled to avoid excessive concurrent calls to an external payment interface and pressure on a server of the external payment interface.
According to the technical scheme, the deduction replacing tasks are distributed through the scheduling system, and the deduction replacing tasks are processed independently in parallel by the whole cluster, so that the effect of solving the number of the newly added tasks in the same proportion can be achieved by the horizontal expansion server under the condition that the database resources are sufficient.
EXAMPLE III
Fig. 3 is a schematic structural diagram of a device for withholding payment according to a third embodiment of the present invention, where the device 300 for withholding payment includes:
the deduction replacing task obtaining module 310 is configured to obtain a deduction replacing task to be executed when a preset task triggering time is reached;
the delayed execution marking module 320 is configured to mark the extracted to-be-executed deduction tasks as delayed execution deduction tasks if the acquired to-be-executed deduction task number reaches a preset number;
and the substitute buckle task execution module 330 is configured to execute the substitute buckle task executed in a delayed manner when the preset delay time is reached.
According to the technical scheme, the efficiency of processing resources is improved by delaying the batch execution of the withholding tasks, the problem that the resources for processing the withholding tasks are not fully utilized is solved, the processing resources are fully utilized, and the effects of stably and reliably processing the withholding tasks with large data volumes are achieved.
Optionally, the device 300 for withholding payment further comprises:
the withholding task establishing module is used for informing the withholding system to establish the withholding task of the order through the message queue manager when the order passing the audit is obtained before the withholding task to be operated is obtained when the preset task triggering time is reached;
and the deduction replacing task inserting module is used for inserting the deduction replacing task into the database through the deduction replacing system.
Optionally, the deduction task obtaining module 310 is specifically configured to:
when the preset task triggering time is reached, the scheduling system triggers the withholding system to scan the database;
and acquiring the deduction tasks to be operated in the database through the deduction system.
Optionally, the delayed execution marking module 320 is specifically configured to:
and if the number of the to-be-operated withholding tasks acquired by the withholding system reaches the preset number, sending the delay message of the to-be-operated withholding tasks to the message queue manager.
Optionally, the deduction task executing module 330 is specifically configured to:
and monitoring the message queue through the withholding system, and executing a withholding task which is executed in a delayed manner and corresponds to the delay message through the withholding system when the delay message reaches a preset delay time.
The method for executing the deduction substitute task corresponding to the delay message through the deduction substitute system comprises the following steps:
and averagely distributing the delayed execution withholding task to a server in the withholding system through a scheduling system so as to execute the delayed execution withholding task.
Optionally, the preset delay time is set to be longer than the scanning database of the withholding system, and the sum of the time of the withholding tasks to be run in the preset number and the time of sending the delay message to the message queue manager is obtained.
The withholding repayment device provided by the embodiment of the invention can execute the withholding repayment method provided by any embodiment of the invention, and has the corresponding functional modules and beneficial effects of the execution method.
Example four
Fig. 4 is a schematic structural diagram of a computer apparatus according to embodiment 4 of the present invention, as shown in fig. 4, the computer apparatus includes a processor 410, a memory 420, an input device 430, and an output device 440; the number of the processors 410 in the computer device may be one or more, and one processor 410 is taken as an example in fig. 4; the processor 410, the memory 420, the input device 430 and the output device 440 in the computer apparatus may be connected by a bus or other means, and the connection by the bus is exemplified in fig. 4.
The memory 420 serves as a computer-readable storage medium for storing software programs, computer-executable programs, and modules, such as program instructions/modules corresponding to the method for withholding payment in the embodiment of the present invention (for example, the withholding task acquiring module 310, the delayed execution marking module 320, and the withholding task executing module 330 in the device for withholding payment). The processor 410 executes various functional applications and data processing of the computer device by executing software programs, instructions and modules stored in the memory 420, namely, the method for deduction payment described above is realized.
The memory 420 may mainly include a program storage area and a data storage area, wherein the program storage area may store an operating system, an application program required for at least one function; the storage data area may store data created according to the use of the terminal, and the like. Further, the memory 420 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other non-volatile solid state storage device. In some examples, memory 420 may further include memory located remotely from processor 410, which may be connected to a computer device through a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The input device 430 may be used to receive input numeric or character information and generate key signal inputs related to user settings and function control of the computer apparatus. The output device 440 may include a display device such as a display screen.
EXAMPLE five
An embodiment of the present invention further provides a storage medium containing computer-executable instructions, which when executed by a computer processor, perform a method for deductive repayment, the method including:
when the preset task triggering time is reached, acquiring a substitute buckling task to be operated;
if the acquired number of the deduction-replacing tasks to be operated reaches a preset number, marking the extracted deduction-replacing tasks to be operated as the deduction-replacing tasks to be executed in a delayed mode;
and when the preset delay time is reached, executing the delayed execution deduction task.
Of course, the storage medium provided by the embodiment of the present invention contains computer-executable instructions, and the computer-executable instructions are not limited to the operations of the method described above, and may also perform related operations in the method for repayment on behalf of a deduction provided by any embodiment of the present invention.
From the above description of the embodiments, it is obvious for those skilled in the art that the present invention can be implemented by software and necessary general hardware, and certainly, can also be implemented by hardware, but the former is a better embodiment in many cases. Based on such understanding, the technical solutions of the present invention may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as a floppy disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a FLASH Memory (FLASH), a hard disk or an optical disk of a computer, and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network device) to execute the methods according to the embodiments of the present invention.
It should be noted that, in the embodiment of the deduction and payment apparatus, the included units and modules are only divided according to functional logic, but are not limited to the above division, as long as the corresponding functions can be realized; in addition, specific names of the functional units are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present invention.
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.
Claims (9)
1. A deduction repayment method, comprising:
when the preset task triggering time is reached, acquiring a substitute buckling task to be operated;
if the acquired number of the deduction-replacing tasks to be operated reaches a preset number, marking the extracted deduction-replacing tasks to be operated as the deduction-replacing tasks to be executed in a delayed mode;
when the preset delay time is reached, executing the delayed execution withholding task;
the preset task triggering time can be preset, and the time intervals of two adjacent preset task triggering times are equal or unequal; determining a quantity curve of the withholding tasks generated in one day through statistics, adding processing resources in a time period when the quantity of the withholding tasks is large, properly shortening the time interval between two adjacent preset task triggering times, reducing the processing resources in a time period when the quantity of the withholding tasks is small, and properly prolonging the time interval between two adjacent preset task triggering times;
before the step of obtaining the buckling-replacing task to be run when the preset task triggering time is reached, the method further comprises the following steps:
when the order passing the audit is obtained, a message queue manager informs a withholding system to establish a withholding task of the order;
inserting the withholding task into a database through the withholding system; and the deduction replacing tasks stored in the database are stored according to dates.
2. The method according to claim 1, wherein the obtaining the withholding task to be run when the preset task trigger time is reached comprises:
when the preset task triggering time is reached, triggering the withholding system to scan the database through a scheduling system;
and acquiring the deduction tasks to be operated in the database through the deduction system.
3. The method according to claim 2, wherein if the obtained number of the deduction tasks to be executed reaches a preset number, marking the obtained deduction tasks to be executed as deduction tasks to be executed with a delayed time includes:
and if the number of the to-be-operated withholding tasks acquired by the withholding system reaches a preset number, sending the delay message of the to-be-operated withholding tasks to the message queue manager.
4. The method according to claim 3, wherein the performing the delayed execution of the deduction substitute task when the preset delay time is reached comprises:
and monitoring a message queue through the withholding system, and executing the withholding task which is executed in a delayed manner and corresponds to the delay message through the withholding system when the delay message reaches a preset delay time.
5. The method according to claim 4, wherein the executing, by the deduction system, the delayed execution deduction task corresponding to the delayed message comprises:
and averagely distributing the delayed execution withholding task to a server in the withholding system through the scheduling system so as to execute the delayed execution withholding task.
6. The method according to any one of claims 3 to 5, wherein the preset delay time is set to be greater than the sum of the time for the deduction system to scan the database, obtain a preset number of deduction tasks to be executed and the time for sending the delay message to the message queue manager.
7. A withholding payment device, comprising:
the withholding task acquiring module is used for acquiring a withholding task to be operated when the preset task triggering time is reached;
the delayed execution marking module is used for marking the extracted to-be-operated withholding tasks as delayed execution withholding tasks if the acquired to-be-operated withholding task number reaches a preset number;
the withholding task execution module is used for executing the withholding task executed in a delayed way when the preset delay time is reached;
the preset task triggering time can be preset, and the time intervals of two adjacent preset task triggering times are equal or unequal; determining a quantity curve of the withholding tasks generated in one day through statistics, adding processing resources in a time period when the quantity of the withholding tasks is large, properly shortening the time interval between two adjacent preset task triggering times, reducing the processing resources in a time period when the quantity of the withholding tasks is small, and properly prolonging the time interval between two adjacent preset task triggering times;
the withholding repayment device further comprises:
the withholding task establishing module is used for informing the withholding system to establish the withholding task of the order through the message queue manager when the order passing the audit is obtained before the withholding task to be operated is obtained when the preset task triggering time is reached;
and the withholding task inserting module is used for inserting the withholding tasks into the database through the withholding system, and the withholding tasks stored in the database are stored according to dates.
8. A computer device, characterized in that the computer device comprises:
one or more processors;
a memory for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement a method of deductive payment as recited in any of claims 1-6.
9. A storage medium containing computer-executable instructions for performing the method of a deductive payment of any of claims 1-6 when executed by a computer processor.
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