CN109447604A - A kind of block chain payment system that security performance is high - Google Patents

A kind of block chain payment system that security performance is high Download PDF

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Publication number
CN109447604A
CN109447604A CN201811218376.4A CN201811218376A CN109447604A CN 109447604 A CN109447604 A CN 109447604A CN 201811218376 A CN201811218376 A CN 201811218376A CN 109447604 A CN109447604 A CN 109447604A
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China
Prior art keywords
block chain
module
output end
user
electrically connected
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Pending
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CN201811218376.4A
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Chinese (zh)
Inventor
莫毓昌
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Huaqiao University
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Huaqiao University
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Priority to CN201811218376.4A priority Critical patent/CN109447604A/en
Publication of CN109447604A publication Critical patent/CN109447604A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention discloses a kind of block chain payment systems that security performance is high, including block chain memory module, the output end of the block chain memory module is two-way to be electrically connected with block chain network, the output end of the block chain network is two-way to be electrically connected with Verification System, and the output end of the Verification System is two-way to be electrically connected with video recording system.The present invention passes through block chain memory module, block chain network, Verification System, video recording system, retrieval module, generation module, the setting for confirming system and payment module, use payment system to block catenary system, improve the safety coefficient of payment system, and it can be paid in the case where the first user can not be in field, facilitate the first user and second user to pay expense, while solving the problems, such as that existing payment system safety coefficient is lower and can not pay in the case where lacking the first user.

Description

A kind of block chain payment system that security performance is high
Technical field
The present invention relates to block chain payment technology field, specially a kind of block chain reimbursement of expense system that security performance is high System.
Background technique
Payment system is to pay the intermediary and realize payment instruction transmission and fund clearing that clearance services by providing Professional technique means collectively constitute, to realize a kind of financial arrangement of credit and debt liquidation and fund transfer, otherwise referred to as System for settling account.
And as the arriving of big data era, material object are gradually replaced by digitized information, without being carried, nowadays get over Come more it is multi-party just, safe and reliable payment system be established, previous payment system is optimized, for example, block chain go out Existing, block chain is allowed establish between different nodes in block catenary system and trusts and obtain equity by its special mechanism and algorithm, Chinese patent net discloses " medical care cost method and system ", Patent No.: CN107833039A, and the patent is by " obtaining Patient identification is taken, the medical insurance two dimensional code ... corresponding with Patient identification that scanning payment terminal is shown passes through the medical insurance account pair Current medical expense is paid, and can carry out medical care cost without carrying medical insurance card using this method ", still The method of payment of the patent does not use block catenary system, and safety coefficient is lower, and without spare means of payment, can not lack It is paid in the case where first user.
Summary of the invention
The purpose of the present invention is to provide a kind of block chain payment systems that security performance is high, have security performance It is high and the advantages of can be paid in the case where lacking the first user, solve existing payment system safety The problem of can be lower and can not being paid in the case where lacking the first user.
To achieve the above object, the invention provides the following technical scheme: a kind of block chain reimbursement of expense that security performance is high System, including block chain memory module, the output end of the block chain memory module is two-way to be electrically connected with block chain network, institute State block chain network output end it is two-way be electrically connected with Verification System, the output end of the Verification System is two-way to be electrically connected with Video recording system, the output end of the video recording system and the two-way electric connection of input terminal of block chain network, the Verification System Output end is unidirectionally electrically connected with retrieval module, and the output end of the retrieval module is unidirectionally electrically connected with generation module, described The output end of generation module is unidirectionally electrically connected with confirmation system, the output end of the confirmation system and the input of block chain network Two-way electric connection is held, the output end of the confirmation system is unidirectionally electrically connected with payment module.
Preferably, the output end of the Verification System is unidirectionally electrically connected with the first user authentication module, and described first uses The output end of family authentication module is unidirectionally electrically connected with facial scan, and the output end of the Verification System is unidirectionally electrically connected with Two user authentication modules, the output end of the second user authentication module are unidirectionally electrically connected with the first authorization module, and described The output end of one authorization module and the input terminal of facial scan are unidirectionally electrically connected.
Preferably, the output end of the confirmation system is unidirectionally electrically connected with first user's confirmation module, and described first uses The output end of family confirmation module is unidirectionally electrically connected with finger scan, and the output end of the confirmation system is unidirectionally electrically connected with Two user's confirmation modules, the output end of the second user confirmation module are unidirectionally electrically connected with the second authorization module, and described The output end of two authorization modules and the input terminal of finger scan are unidirectionally electrically connected.
Preferably, the output end of the video recording system is two-way is electrically connected with camera, the output end of the video recording system The two-way sound that is electrically connected with includes module.
Preferably, the image and sound that the video recording system is included pass through block chain network and are uploaded to the storage of block chain The memory node of module, user's face image information is uploaded to block chain by block chain network and stores mould in the Verification System The memory node of block, user fingerprints information is uploaded to depositing for block chain memory module by block chain network in the confirmation system Store up node.
Preferably, the retrieval module schemes the face in Verification System septum reset image information and block chain memory module As the user information that information is matched, and the generation module will generate and retrieval module septum reset image information matches.
Preferably, the facial image information and fingerprint of the first user in the block chain memory module and second user are believed Breath is to include in advance, and the identity information of the first user and second user is to include in advance in the block chain memory module.
Preferably, first authorization module and the second authorization module are validation of information, the first user confirmation and permission Second user carries out delivery operation.
Compared with prior art, beneficial effects of the present invention are as follows:
1, the present invention passes through block chain memory module, block chain network, Verification System, video recording system, retrieval module, generation mould Block, the setting for confirming system and payment module, use payment system to block catenary system, improve expense The safety coefficient of payment system, and can be paid in the case where the first user can not be in field, facilitate the first user and Two users pay expense, while it is lower and can not lack to solve existing payment system safety coefficient The problem of being paid in the case where one user.
2, the present invention passes through the first user authentication module, facial scan, second user authentication module and the first authorization module Be used cooperatively, matching and certification can be scanned to the facial information of the first user, and when the first user can not be on the scene, It can be authorized by the first authorization module, facial scan matching and certification are carried out to second user, it is true by the first user Recognize being used cooperatively for module, finger scan, the second confirmation module and the second authorization module, it can be to the finger print information of the first user It is scanned matching and confirmation, and when the first user can not be on the scene, it can be authorized by the second authorization module, to second User carries out finger scan matching and confirmation, includes being used cooperatively for module by camera and sound, can be to the first user Or the payout status of second user carries out real-time recording and monitoring.
Detailed description of the invention
Fig. 1 is present system schematic diagram;
Fig. 2 is present inventive verification system schematic diagram;
Fig. 3 is present invention confirmation system schematic;
Fig. 4 is video recording system schematic diagram of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.
Please refer to Fig. 1-4, a kind of block chain payment system that security performance is high, including block chain memory module, area The facial image information and finger print information of the first user and second user in block chain memory module are to include in advance, block chain The identity information of the first user and second user is to include in advance in memory module, and the output end of block chain memory module is two-way It is electrically connected with block chain network, the output end of block chain network is two-way to be electrically connected with Verification System, the output of Verification System End is unidirectionally electrically connected with the first user authentication module, and the output end of the first user authentication module is unidirectionally electrically connected with face and sweeps It retouches, the output end of Verification System is unidirectionally electrically connected with second user authentication module, the output end list of second user authentication module Electrotropism is connected with the first authorization module, and the output end of the first authorization module and the input terminal of facial scan are unidirectionally electrically connected, It, can be right by being used cooperatively for the first user authentication module, facial scan, second user authentication module and the first authorization module The facial information of first user is scanned matching and certification, and when the first user can not be on the scene, the first authorization can be passed through Module is authorized, and carries out facial scan matching and certification to second user, user's face image information passes through in Verification System Block chain network is uploaded to the memory node of block chain memory module, and the first authorization module and the second authorization module are that information is true Recognize, the first user confirmation and permission second user carry out delivery operation, and the output end of Verification System is two-way to be electrically connected with video recording System, the output end of video recording system is two-way to be electrically connected with camera, and the output end of video recording system is two-way to be electrically connected with sound Module is included, being used cooperatively for module is included by camera and sound, it can be to the payment feelings of the first user or second user Condition carries out real-time recording and monitoring, and the image and sound that video recording system is included, which pass through block chain network and be uploaded to block chain, to be deposited The memory node of module, the output end of video recording system and the two-way electric connection of input terminal of block chain network are stored up, Verification System Output end is unidirectionally electrically connected with retrieval module, and retrieval module is by Verification System septum reset image information and block chain memory module In facial image information matched, the output end of retrieval module is unidirectionally electrically connected with generation module, and generation module will give birth to At the user information to match with retrieval module septum reset image information, the output end of generation module is unidirectionally electrically connected with confirmation System confirms that the output end of system is unidirectionally electrically connected with first user's confirmation module, the output end of first user's confirmation module It unidirectionally is electrically connected with finger scan, confirms that the output end of system is unidirectionally electrically connected with second user confirmation module, second uses The output end of family confirmation module is unidirectionally electrically connected with the second authorization module, the output end of the second authorization module and finger scan Input terminal is unidirectionally electrically connected, and passes through first user's confirmation module, finger scan, the second confirmation module and the second authorization module It is used cooperatively, matching and confirmation can be scanned to the finger print information of the first user, and when the first user can not be on the scene, it can To be authorized by the second authorization module, finger scan matching and confirmation are carried out to second user, user refers in confirmation system Line information is uploaded to the memory node of block chain memory module by block chain network, confirms the output end and block link network of system The two-way electric connection of the input terminal of network confirms that the output end of system is unidirectionally electrically connected with payment module, is stored by block chain Module, block chain network, Verification System, video recording system, retrieval module, generation module, the setting for confirming system and payment module, It uses payment system to block catenary system, improves the safety coefficient of payment system, and can be First user can not pay in the case where field, facilitate the first user and second user to pay expense, solve simultaneously Existing payment system safety coefficient of having determined is lower and what can not be paid in the case where lacking the first user asks Topic.
In use, the personally identifiable information of the first user and second user, facial scan information and finger print information are passed through Block chain network is uploaded to block chain memory module, the face when the first user needs to pay expense, in Verification System Portion's scanning is scanned the face of the first user, then carries out retrieval to block chain memory module by block chain network Match, then, is generated with matched this generation module of personal information of the first user, subsequently enter confirmation system, confirm system middle finger Line scanning is scanned confirmation to the fingerprint of the first user, after information is errorless, carries out delivery operation into payment module, and works as When first user can not be on the scene, second user authentication module is selected in Verification System, subsequent first authorization module will be by short The form of letter assigns authorization notification to the first user, and the first user carries out validation of information and authorizes, subsequent facial scan pair Second user carries out facial scan, and then, retrieval module will retrieve the personal information of second user and generate, at this point, Second user confirmation module will be selected in confirmation system, the second authorization module will be assigned the first user by way of short message and be awarded Power notice, the first user is after confirmation authorization, and finger scan carries out finger scan to second user, after information is errorless, finally Into payment module, second user pays expense.
In summary: the high block chain payment system of the security performance passes through block chain memory module, block link network Network, Verification System, video recording system, retrieval module, generation module, confirmation system and payment module are used cooperatively, and are solved existing Some payment system safety coefficients are lower and the problem of can not paying in the case where lacking the first user.
It although an embodiment of the present invention has been shown and described, for the ordinary skill in the art, can be with A variety of variations, modification, replacement can be carried out to these embodiments without departing from the principles and spirit of the present invention by understanding And modification, the scope of the present invention is defined by the appended.

Claims (8)

1. a kind of block chain payment system that security performance is high, including block chain memory module, it is characterised in that: the area The output end of block chain memory module is two-way to be electrically connected with block chain network, and the two-way electrical property of output end of the block chain network connects It is connected to Verification System, the output end of the Verification System is two-way to be electrically connected with video recording system, the output end of the video recording system With the two-way electric connection of input terminal of block chain network, the output end of the Verification System is unidirectionally electrically connected with retrieval module, The output end of the retrieval module is unidirectionally electrically connected with generation module, and the output end of the generation module is unidirectionally electrically connected with Confirmation system, the output end of the confirmation system and the two-way electric connection of input terminal of block chain network, the confirmation system Output end is unidirectionally electrically connected with payment module.
2. a kind of high block chain payment system of security performance according to claim 1, it is characterised in that: described to recognize The output end of card system is unidirectionally electrically connected with the first user authentication module, and the output end of first user authentication module is unidirectional It is electrically connected with facial scan, the output end of the Verification System is unidirectionally electrically connected with second user authentication module, and described The output end of two user authentication modules is unidirectionally electrically connected with the first authorization module, the output end of first authorization module and face The input terminal of portion's scanning is unidirectionally electrically connected.
3. a kind of high block chain payment system of security performance according to claim 1, it is characterised in that: described true The output end for recognizing system is unidirectionally electrically connected with first user's confirmation module, and the output end of the first user confirmation module is unidirectional It is electrically connected with finger scan, the output end of the confirmation system is unidirectionally electrically connected with second user confirmation module, and described The output end of two user's confirmation modules is unidirectionally electrically connected with the second authorization module, the output end and finger of second authorization module The input terminal of line scanning is unidirectionally electrically connected.
4. a kind of high block chain payment system of security performance according to claim 1, it is characterised in that: the record It is electrically connected with camera as the output end of system is two-way, the two-way sound that is electrically connected with of the output end of the video recording system is included Module.
5. a kind of high block chain payment system of security performance according to claim 1, it is characterised in that: the record The image and sound included as system pass through the memory node that block chain network is uploaded to block chain memory module, described to recognize User's face image information is uploaded to the memory node of block chain memory module, the confirmation by block chain network in card system User fingerprints information is uploaded to the memory node of block chain memory module by block chain network in system.
6. a kind of high block chain payment system of security performance according to claim 1, it is characterised in that: the inspection Rope module matches Verification System septum reset image information with the facial image information in block chain memory module, the life The user information to match with retrieval module septum reset image information will be generated at module.
7. a kind of high block chain payment system of security performance according to claim 1, it is characterised in that: the area The facial image information and finger print information of the first user and second user in block chain memory module are to include in advance, the area The identity information of the first user and second user is to include in advance in block chain memory module.
8. a kind of high block chain payment system of security performance according to claim 1, it is characterised in that: described One authorization module and the second authorization module are validation of information, confirm for the first user and second user is allowed to carry out payment behaviour Make.
CN201811218376.4A 2018-10-19 2018-10-19 A kind of block chain payment system that security performance is high Pending CN109447604A (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110121057A (en) * 2019-04-12 2019-08-13 苏州科技大学 A kind of intelligent camera method and system based on block chain
CN111524006A (en) * 2020-04-16 2020-08-11 武汉有牛科技有限公司 Cross-chain payment solution based on block chain technology
CN112132562A (en) * 2020-10-04 2020-12-25 曹建荣 Block chain-based expense payment method and expense payment platform

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102622685A (en) * 2012-03-16 2012-08-01 上海宝钢钢材贸易有限公司 Identity identification method for steel product trading system
US20150363770A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Cryptocurrency Transaction Payment System
CN106779385A (en) * 2016-12-07 2017-05-31 北京信任度科技有限公司 The method and system of electronic evidence and user identity are fixed using block chain
CN107786547A (en) * 2017-09-30 2018-03-09 厦门快商通信息技术有限公司 A kind of auth method based on block chain, device and computer-readable recording medium
CN108521418A (en) * 2018-04-04 2018-09-11 广州广电运通金融电子股份有限公司 A kind of identity identifying method and system merging block chain and living things feature recognition

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102622685A (en) * 2012-03-16 2012-08-01 上海宝钢钢材贸易有限公司 Identity identification method for steel product trading system
US20150363770A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Cryptocurrency Transaction Payment System
CN106779385A (en) * 2016-12-07 2017-05-31 北京信任度科技有限公司 The method and system of electronic evidence and user identity are fixed using block chain
CN107786547A (en) * 2017-09-30 2018-03-09 厦门快商通信息技术有限公司 A kind of auth method based on block chain, device and computer-readable recording medium
CN108521418A (en) * 2018-04-04 2018-09-11 广州广电运通金融电子股份有限公司 A kind of identity identifying method and system merging block chain and living things feature recognition

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110121057A (en) * 2019-04-12 2019-08-13 苏州科技大学 A kind of intelligent camera method and system based on block chain
CN111524006A (en) * 2020-04-16 2020-08-11 武汉有牛科技有限公司 Cross-chain payment solution based on block chain technology
CN112132562A (en) * 2020-10-04 2020-12-25 曹建荣 Block chain-based expense payment method and expense payment platform

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Application publication date: 20190308