CN109377371A - A kind of block chain financial transaction system based in building field - Google Patents
A kind of block chain financial transaction system based in building field Download PDFInfo
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- CN109377371A CN109377371A CN201811421492.6A CN201811421492A CN109377371A CN 109377371 A CN109377371 A CN 109377371A CN 201811421492 A CN201811421492 A CN 201811421492A CN 109377371 A CN109377371 A CN 109377371A
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- 238000011144 upstream manufacturing Methods 0.000 claims description 12
- 238000000034 method Methods 0.000 claims description 10
- 238000012550 audit Methods 0.000 claims description 8
- 238000013473 artificial intelligence Methods 0.000 claims description 6
- 238000012163 sequencing technique Methods 0.000 claims description 3
- 238000011835 investigation Methods 0.000 description 3
- 230000002265 prevention Effects 0.000 description 3
- 238000004519 manufacturing process Methods 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000000977 initiatory effect Effects 0.000 description 1
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The invention discloses a kind of block chain financial transaction systems based in building field, include the following steps: Step 1: establishing transaction platform；Step 2: transaction；Step 3: acquisition；Step 4: intelligent contract is added；Step 5: demand is issued in credit requirement side；Step 6: it provides funds capital supply side；Step 7: fund is given back；Step 8: in transaction platform contact collateral security generation, holds behavior, and for each side's inquiry.It is safer the invention enables borrowing or lending money, guarantee that transaction security is transparent, trade relatively reliable, creates overall value, financial transaction is rapidly completed in the present invention, and the enterprise of building field and the information of user can be protected not to be leaked well.
Description
Technical field
The present invention relates to a kind of block chain financial transaction systems based in building field.
Background technique
In loan information used in the platform of internet financial transaction at present and collateral security generation, hold information and use in traditional
Central server recording mode, under not stringent self credit of third party supervision and platform constraint, above- mentioned information are subjective
Objectively various frauds and delete the case where, need more reliable and block chain financial technology with public credibility to guarantee to borrow or lend money
In information and collateral security generation, hold the authenticity and integrity of information.Existing block chain finance is difficult to efficiently play credit effect, mesh
The effective credit investigation system of preceding shortage and perfect risk prevention measure, it is difficult to eradicate in the supply chain under Background of Economic Globalization and produce
Product fake and forged commodity problem and the credit risk of initiation.
Summary of the invention
The purpose of the present invention is overcoming the shortcomings of in existing product, a kind of block chain finance based in building field is provided
Transaction system.
In order to achieve the above object, the present invention is achieved by the following technical solutions:
A kind of block chain financial transaction system based in building field, includes the following steps:
Step 1: establishing transaction platform: establishing based on the artificial intelligence model transaction platform between upstream and downstream firms；
Step 2: transaction: upstream and downstream firms are traded by transaction platform；
Step 3: acquisition: acquisition upstream and downstream firms information, trade information, Transaction Information, the information of newly-increased enterprise according to
The sequencing of time generates new block chain；
Step 4: intelligent contract is added: intelligent contract is added in block chain, to build storage block platform chain, object
Block platform chain is flowed, storage block platform chain, logistics block platform chain execute the instruction of intelligent contract automatically, and production is new automatically
Transaction Information, and will Transaction Information write-in storage block platform chain, in logistics block platform chain；
Step 5: issue demand in credit requirement side: credit requirement direction transaction platform issues credit requirement information, collateral security
Information, transaction platform is by financial institution and based on the credit system of block techniques to credit requirement side's credit membership information and matter
Whether wagering message audit qualified, if qualified, transaction platform generation holds collateral security, and by generation hold information be recorded in can inquire it is each
It on square block chain, otherwise exits, failure of borrowing money；
Step 6: it provides funds capital supply side: being provided funds by transaction platform in credit requirement side, transaction platform capital supply side
Loan information is recorded, and for each side's inquiry；
Step 7: fund is given back: if capital loan expires, capital supply is not given back by transaction platform by credit requirement side
Side, then collateral security is given to capital supply side by transaction platform, and otherwise capital supply side is given back by transaction platform by credit requirement side,
Then transaction platform deletes loan information, and in the more new data of the credit system based on block techniques, if capital loan is not yet due,
Credit requirement side shifts to an earlier date fund and gives back, then whether transaction platform is examined to capital supply side and allowed, if examination & approval allow,
Capital supply side is given back by transaction platform by credit requirement side, and transaction platform deletes loan information, and is being based on block techniques
Credit system more new data, otherwise until the capital loan carry out fund that expires is given back；
Step 8: transaction platform terminates collateral security for behavior of holding, and for each side's inquiry.
Preferably, transaction platform is artificial intelligence model transaction platform.
Preferably, acquiring the information of upstream and downstream firms by enterprise's essential information block chain acquisition module in step 3.
Preferably, each side is that credit requirement side, capital supply side, transaction platform, financial institution, other services mention
Supplier.
Preferably, other service providers are financial audit, law.
Preferably, the financial institution is business bank, insurance company.
Preferably, each side's block chain inquired is the bottom based on digital encryption assets or digital encryption currency
Technology.
Beneficial effects of the present invention are as follows: 1, the present invention has effective credit investigation system and by financial institution's audit come perfect
Risk prevention guarantees that transaction security is transparent, realizes the closed loop of cash flow so that debt-credit is safer；2, block chain of the invention
On Transaction Information will not by malicious modification so that transaction it is relatively reliable；3, the present invention improves the block chain in building field
Credit system is established in the safety of finance, trackability, reduces transaction cost, is promoted ability to supervise, is promoted whole block chain
Fund utilization rate creates overall value；4, financial transaction is rapidly completed in the present invention, and can protect the enterprise of building field well
Industry and the information of user are not leaked.
Detailed description of the invention
Fig. 1 is step figure of the invention.
Technical solution of the present invention is described further with reference to the accompanying drawings of the specification:
As shown in Figure 1, a kind of block chain financial transaction system based in building field, includes the following steps:
Step 1: establishing transaction platform: establishing based on the artificial intelligence model transaction platform between upstream and downstream firms；
Step 2: transaction: upstream and downstream firms are traded by transaction platform；
Step 3: acquisition: acquisition upstream and downstream firms information, trade information, Transaction Information, the information of newly-increased enterprise according to
The sequencing of time generates new block chain；
Step 4: intelligent contract is added: intelligent contract is added in block chain, to build storage block platform chain, object
Block platform chain is flowed, storage block platform chain, logistics block platform chain execute the instruction of intelligent contract automatically, and production is new automatically
Transaction Information, and will Transaction Information write-in storage block platform chain, in logistics block platform chain；
Step 5: issue demand in credit requirement side: credit requirement direction transaction platform issues credit requirement information, collateral security
Information, transaction platform is by financial institution and based on the credit system of block techniques to credit requirement side's credit membership information and matter
Whether wagering message audit qualified, if qualified, transaction platform generation holds collateral security, and by generation hold information be recorded in can inquire it is each
It on square block chain, otherwise exits, failure of borrowing money；
Step 6: it provides funds capital supply side: being provided funds by transaction platform in credit requirement side, transaction platform capital supply side
Loan information is recorded, and for each side's inquiry；
Step 7: fund is given back: if capital loan expires, capital supply is not given back by transaction platform by credit requirement side
Side, then collateral security is given to capital supply side by transaction platform, and otherwise capital supply side is given back by transaction platform by credit requirement side,
Then transaction platform deletes loan information, and in the more new data of the credit system based on block techniques, if capital loan is not yet due,
Credit requirement side shifts to an earlier date fund and gives back, then whether transaction platform is examined to capital supply side and allowed, if examination & approval allow,
Capital supply side is given back by transaction platform by credit requirement side, and transaction platform deletes loan information, and is being based on block techniques
Credit system more new data, otherwise until the capital loan carry out fund that expires is given back；
Step 8: transaction platform terminates collateral security for behavior of holding, and for each side's inquiry.
Transaction platform is artificial intelligence model transaction platform.
In step 3, the information of upstream and downstream firms is acquired by enterprise's essential information block chain acquisition module.
The each side is credit requirement side, capital supply side, transaction platform, financial institution, other service providers.
Other service providers are financial audit, law.
The financial institution is business bank, insurance company.
The each side's block chain inquired is the Floor layer Technology based on digital encryption assets or digital encryption currency.
The present invention has effective credit investigation system and improves risk prevention by financial institution's audit, so that debt-credit is more pacified
Entirely, guarantee that transaction security is transparent, realize Transaction Information on the closed loop of cash flow block chain of the invention will not by malicious modification,
So that transaction is relatively reliable；The present invention improves the safety of the block chain finance in building field, trackability, establishes credit
System reduces transaction cost, promotes ability to supervise, promotes the fund utilization rate of whole block chain, creates overall value；
Financial transaction is rapidly completed in the present invention, but can protect well building field enterprise and user information not by
Leakage.
It should be noted that listed above is only a kind of specific embodiment of the invention.It is clear that the invention is not restricted to
Upper embodiment, can also be there are many deforming, in short, those skilled in the art can directly lead from present disclosure
Out or all deformations for associating, it is considered as protection scope of the present invention.
Claims (7)
1. a kind of block chain financial transaction system based in building field, which comprises the steps of:
Step 1: establishing transaction platform: establishing based on the artificial intelligence model transaction platform between upstream and downstream firms；
Step 2: transaction: upstream and downstream firms are traded by transaction platform；
Step 3: acquisition: acquisition upstream and downstream firms information, trade information, Transaction Information, the information of newly-increased enterprise is according to the time
Sequencing generate new block chain；
Step 4: intelligent contract is added: intelligent contract is added in block chain, to build storage block platform chain, logistics area
Block platform chain, storage block platform chain, logistics block platform chain execute the instruction of intelligent contract automatically, and produce new friendship automatically
Easy information, and will be in Transaction Information write-in storage block platform chain, logistics block platform chain；
Step 5: issue demand in credit requirement side: credit requirement direction transaction platform issues credit requirement information, collateral security letter
Breath, transaction platform to credit requirement side's credit membership information and are pledged by financial institution and based on the credit system of block techniques
Whether object message audit is qualified, if qualified, transaction platform generation holds collateral security, and generation is held information and is recorded in each side that can be inquired
It on block chain, otherwise exits, failure of borrowing money；
Step 6: it provides funds capital supply side: being provided funds by transaction platform in credit requirement side, transaction platform record capital supply side
Loan information, and for each side's inquiry；
Step 7: fund is given back: if capital loan expires, capital supply side is not given back by transaction platform by credit requirement side,
Then collateral security is given to capital supply side by transaction platform, and otherwise capital supply side is given back by transaction platform by credit requirement side, then
Transaction platform deletes loan information, and in the more new data of the credit system based on block techniques, if capital loan is not yet due, money
Golden party in request shifts to an earlier date fund and gives back, then whether transaction platform is examined to capital supply side and allowed, if examination & approval allow, provides
Capital supply side is given back by transaction platform by golden party in request, and transaction platform deletes loan information, and based on block techniques
Credit system more new data, otherwise until the capital loan carry out fund that expires is given back；
Step 8: transaction platform terminates collateral security for behavior of holding, and for each side's inquiry.
2. a kind of block chain financial transaction system based in building field according to claim 1, which is characterized in that described
Transaction platform is artificial intelligence model transaction platform.
3. a kind of block chain financial transaction system based in building field according to claim 1, which is characterized in that step
In three, the information of upstream and downstream firms is acquired by enterprise's essential information block chain acquisition module.
4. a kind of block chain financial transaction system based in building field according to claim 1, which is characterized in that described
Each side is credit requirement side, capital supply side, transaction platform, financial institution, other service providers.
5. a kind of block chain financial transaction system based in building field according to claim 4, which is characterized in that described
Other service providers are financial audit, law.
6. a kind of block chain financial transaction system based in building field according to claim 1, which is characterized in that described
Financial institution is business bank, insurance company.
7. a kind of block chain financial transaction system based in building field according to claim 1, which is characterized in that described
The each side's block chain that can be inquired is the Floor layer Technology based on digital encryption assets or digital encryption currency.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811421492.6A CN109377371A (en) | 2018-11-25 | 2018-11-25 | A kind of block chain financial transaction system based in building field |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811421492.6A CN109377371A (en) | 2018-11-25 | 2018-11-25 | A kind of block chain financial transaction system based in building field |
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| CN109377371A true CN109377371A (en) | 2019-02-22 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201811421492.6A Pending CN109377371A (en) | 2018-11-25 | 2018-11-25 | A kind of block chain financial transaction system based in building field |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109948982A (en) * | 2019-03-19 | 2019-06-28 | 杭州凸必网络科技有限公司 | Product supply chain financial system and method for commerce |
| CN110992004A (en) * | 2019-12-17 | 2020-04-10 | 太原鹏跃电子科技有限公司 | Block chain-based rail transit project supply chain management system and method |
| CN111553712A (en) * | 2020-04-28 | 2020-08-18 | 广州一洲信息技术有限公司 | Block chain system and tracing method for tracing information of water engineering pipes |
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| CN107133871A (en) * | 2017-04-19 | 2017-09-05 | 杭州复杂美科技有限公司 | Internet financial transaction based on block chain technology |
| CN107705203A (en) * | 2017-08-08 | 2018-02-16 | 迅鳐成都科技有限公司 | Financial Information sharing method in a kind of steel transaction based on block chain |
| CN107977811A (en) * | 2017-11-22 | 2018-05-01 | 合肥维天运通信息科技股份有限公司 | A kind of logistics finance management system and method based on block chain technology |
| US20180268382A1 (en) * | 2017-03-20 | 2018-09-20 | Steven Victor Wasserman | Blockchain digital currency: systems and methods for use in enterprise blockchain banking |
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2018
- 2018-11-25 CN CN201811421492.6A patent/CN109377371A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20180268382A1 (en) * | 2017-03-20 | 2018-09-20 | Steven Victor Wasserman | Blockchain digital currency: systems and methods for use in enterprise blockchain banking |
| CN107133871A (en) * | 2017-04-19 | 2017-09-05 | 杭州复杂美科技有限公司 | Internet financial transaction based on block chain technology |
| CN107705203A (en) * | 2017-08-08 | 2018-02-16 | 迅鳐成都科技有限公司 | Financial Information sharing method in a kind of steel transaction based on block chain |
| CN107977811A (en) * | 2017-11-22 | 2018-05-01 | 合肥维天运通信息科技股份有限公司 | A kind of logistics finance management system and method based on block chain technology |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109948982A (en) * | 2019-03-19 | 2019-06-28 | 杭州凸必网络科技有限公司 | Product supply chain financial system and method for commerce |
| CN110992004A (en) * | 2019-12-17 | 2020-04-10 | 太原鹏跃电子科技有限公司 | Block chain-based rail transit project supply chain management system and method |
| CN111553712A (en) * | 2020-04-28 | 2020-08-18 | 广州一洲信息技术有限公司 | Block chain system and tracing method for tracing information of water engineering pipes |
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Application publication date: 20190222 |
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