CN109376811B - Intelligent card changing method, device, terminal and computer readable medium - Google Patents

Intelligent card changing method, device, terminal and computer readable medium Download PDF

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Publication number
CN109376811B
CN109376811B CN201810999190.0A CN201810999190A CN109376811B CN 109376811 B CN109376811 B CN 109376811B CN 201810999190 A CN201810999190 A CN 201810999190A CN 109376811 B CN109376811 B CN 109376811B
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card
information
changing
intelligent
request
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CN109376811A (en
Inventor
龚威源
周书恒
杨松
周晓锋
***
刁彦文
陈博之
柳营
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China Construction Bank Corp
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China Construction Bank Corp
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs

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  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the invention discloses an intelligent card changing method, an intelligent card changing device, a terminal and a computer readable medium, wherein the method comprises the following steps: acquiring a card changing request, wherein the card changing request carries card information and a user identifier of an intelligent card; judging whether the card information of the smart card is matched with the user identification; if the card information is judged to be the blank card, controlling the card reading and writing device to select the blank card matched with the card information from the chuck, and manufacturing a replacement smart card according to the card information and the user identification; controlling the card reading and writing device to send the replacement smart card to a card sending device for storage; and when the card taking request is obtained, controlling the card issuing device to output a replacement smart card corresponding to the target card information carried in the card taking request. By the mode, intelligent and automatic card changing services are realized, card changing efficiency is improved, and customer experience is improved.

Description

Intelligent card changing method, device, terminal and computer readable medium
Technical Field
The invention relates to the technical field of computers, in particular to an intelligent card changing method, an intelligent card changing device, a terminal and a computer readable medium.
Background
Currently, with the development of economy, the development of financial industry is more and more rapid, and the financial industry occupies a very important position in human life, wherein the financial industry comprises banks, securities companies, loan companies and the like. Taking a bank as an example for explanation, at present, when a customer transacts a card change or card supplement service in the bank, the customer needs to queue and fill in a bill to a service window to transact the card change or card supplement service, so that the processing efficiency is low, and the user experience is poor. Therefore, how to improve the efficiency of card changing or supplementing for customers becomes the focus of research.
Disclosure of Invention
The embodiment of the invention provides an intelligent card changing method, an intelligent card changing device, a terminal and a computer readable medium, which can realize intelligent and automatic card changing services, improve card changing efficiency and improve customer experience.
In a first aspect, an embodiment of the present invention provides an intelligent card changing method, which is applied to an intelligent card changing terminal, where the intelligent card changing terminal includes a card reading and writing device, a card chuck, and a card issuing device, and the method includes:
acquiring a card changing request, wherein the card changing request carries card information and a user identifier of an intelligent card;
judging whether the card information of the smart card is matched with the user identification;
if so, controlling the card reading and writing device to select a blank card matched with the card information from the chuck, and manufacturing a replacement smart card according to the card information and the user identification;
controlling the card reading and writing device to send the replacement smart card to a card sending device for storage;
and when the card taking request is obtained, controlling the card issuing device to output a replacement smart card corresponding to the target card information carried in the card taking request.
Further, the determining whether the card information of the smart card matches the user identifier includes:
sending the card information and the user identification to a service terminal so that the service terminal detects whether the card information and the user identification are matched from a database for storing historical data, wherein the service terminal establishes communication connection with the intelligent card changing terminal;
and if a confirmation instruction sent by the service terminal is obtained, determining that the card information is matched with the user identification.
Further, the card information includes a card type, and before the controlling the card reading and writing device selects a blank card matched with the card information from the chuck, the method further includes:
detecting whether a blank card matched with the card type exists in the chuck or not;
and if the detection result is yes, the step of controlling the card reading and writing device to select a blank card matched with the card information from the chuck is executed.
Further, the confirmation instruction carries chip information, and the manufacturing of the replacement smart card according to the card information and the user identifier includes:
acquiring chip information corresponding to the user identification and the card information according to the confirmation instruction;
controlling the card reading and writing device to write the chip information into the chip of the blank card;
and controlling the card reading and writing device to send the card written with the chip information to a printing device of the intelligent card changing terminal, so that the printing device prints the card information onto the card written with the chip information to obtain the replacement intelligent card.
Further, after manufacturing a replacement smart card according to the card information and the user identifier, before controlling the card reading and writing device to send the replacement smart card to a card issuing device for storage, the method further includes:
controlling the card reading and writing device to detect whether the chip information of the replaced smart card is matched with the card information carried in the card changing request;
and if the detection result is yes, activating the replacement smart card according to the chip information.
Further, the activating the replacement smart card according to the chip information includes:
acquiring at least one service function in the chip information, wherein the service function comprises a signing service;
and activating each service function in the chip information.
Further, after the controlling the card reading and writing device selects a blank card matched with the card information from the chuck, the method further comprises the following steps:
recording the number of the blank cards which are selected from the chuck by the card reading and writing device and are matched with the card information;
and updating the number of the blank cards in the smart card database according to the using number.
In a second aspect, an embodiment of the present invention provides a smart card changer, including:
the system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring a card changing request which carries card information and user identification of an intelligent card;
the judging module is used for judging whether the card information of the intelligent card is matched with the user identification;
the manufacturing module is used for controlling the card reading and writing device to select a blank card matched with the card information from the chuck and manufacturing a replacement smart card according to the card information and the user identification if the judgment result is yes;
the sending module is used for controlling the card reading and writing device to send the replacement smart card to the card sending device for storage;
and the control module is used for controlling the card issuing device to output a replacement intelligent card corresponding to the target card information carried in the card fetching request when the card fetching request is obtained.
In a third aspect, an embodiment of the present invention provides a smart card changing terminal, including a processor, an input device, an output device, and a memory, where the processor, the input device, the output device, and the memory are connected to each other, where the memory is used to store a computer program that supports a smart card changing apparatus to execute the method described above, the computer program includes program instructions, and the processor is configured to call the program instructions to execute the method described above in the first aspect.
In a fourth aspect, an embodiment of the present invention provides a computer-readable storage medium, in which a computer program is stored, the computer program comprising program instructions, which, when executed by a processor, cause the processor to perform the method of the first aspect.
According to the embodiment of the invention, the intelligent card changing terminal judges whether the card information of the intelligent card is matched with the user identification or not according to the card information and the user identification of the intelligent card carried in the card changing request by acquiring the card changing request, if so, the card reading and writing device is controlled to manufacture the replacement intelligent card according to the card information and the user identification, the card reading and writing device is controlled to send the replacement intelligent card to the card sending device for storage, and when the intelligent card changing terminal acquires the card taking request, the card sending device is controlled to output the replacement intelligent card corresponding to the target card information carried in the card taking request, so that intelligent and automatic card changing services are realized, the card changing efficiency is improved, and the customer experience is improved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings required to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the description below are some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on the drawings without creative efforts.
FIG. 1 is a schematic flow chart of a smart card-changing method according to an embodiment of the present invention;
FIG. 2 is a schematic flow chart diagram of another method for changing a smart card according to an embodiment of the present invention;
FIG. 3 is a schematic flow chart of another method for changing a smart card according to an embodiment of the present invention;
FIG. 4 is a schematic block diagram of a smart card changer according to an embodiment of the present invention;
fig. 5 is a schematic block diagram of a smart card-changing terminal according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
It is to be understood that the terminology used in the description of the invention herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. As used in the specification of the present invention and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise.
It should be further understood that the term "and/or" as used in this specification and the appended claims refers to any and all possible combinations of one or more of the associated listed items and includes such combinations.
The intelligent card changing method provided by the embodiment of the invention can be executed by an intelligent card changing system, wherein the intelligent card changing system comprises an intelligent card changing terminal and a service terminal, in some embodiments, a card reading and writing device, a card chuck and a card issuing device are arranged on the intelligent card changing terminal, in some embodiments, the service terminal can be a terminal device which establishes communication connection with the intelligent card changing terminal, and in some embodiments, the service terminal can be each terminal device arranged by a bank. In some embodiments, a communication connection may be established between the smart card changing terminal and each service terminal for bidirectional communication.
In the embodiment of the invention, the intelligent card changing terminal in the intelligent card changing system can acquire a card changing request initiated by a user on a user interface of the intelligent card changing terminal, wherein the card changing request carries card information and a user identification of an intelligent card. After the intelligent card changing terminal obtains the card changing request, card information and a user identification carried in the card changing request can be sent to a service terminal which establishes communication connection with the intelligent card changing terminal, so that the service terminal detects whether the card information of the intelligent card is matched with the user identification from a preset database recording historical data, if so, a confirmation instruction is returned to the intelligent card changing terminal, the intelligent card changing terminal can control a card reading and writing device to select a blank card matched with the card information from a chuck, a replacement intelligent card is manufactured according to the card information and the user identification, and the card reading and writing device is controlled to send the replacement intelligent card to a card sending device for storage. When the intelligent card changing terminal acquires the card taking request, the card sending device is controlled to output the replacement intelligent card corresponding to the target card information carried in the card taking request, so that intelligent and automatic card changing services are realized, the card changing efficiency is improved, and the customer experience is improved. The following schematically illustrates a smart card-changing method according to an embodiment of the present invention.
Referring to fig. 1, fig. 1 is a schematic flowchart of an intelligent card changing method according to an embodiment of the present invention, as shown in fig. 1, the method may be executed by an intelligent card changing device, the intelligent card changing device may be disposed in an intelligent card changing terminal, and a detailed explanation of the intelligent card changing terminal is as described above and is not repeated here. Specifically, the method of the embodiment of the present invention includes the following steps.
S101: and acquiring a card changing request, wherein the card changing request carries card information and user identification of the smart card.
In the embodiment of the invention, the intelligent card changing terminal can obtain the card changing request, and the card changing request carries the card information and the user identification of the intelligent card. In some embodiments, the card information may include information such as a card type, a card account number, a card usage description, and a card service phone, which is not specifically limited in the embodiments of the present invention. In some embodiments, the user identifier may include information such as a user name, a user gender, a user telephone, a user identification number, and the like, which is not limited in the embodiments of the present invention.
In one embodiment, the smart card changing terminal may obtain a card changing request initiated by a user on a user interface of the smart card changing terminal. In some embodiments, the user interface may include a prompt interface for initiating the card change request, the prompt interface may include a text area for inputting the card information and the user identifier, and the user may click a card change request button on the prompt interface after inputting the card information and the user identifier to send the card change request to the smart card change terminal.
S102: and judging whether the card information of the intelligent card is matched with the user identification.
In the embodiment of the invention, the intelligent card changing terminal can judge whether the card information of the intelligent card is matched with the user identification.
In one embodiment, the smart card-changing terminal may send the card information and the user identifier to a service terminal, so that the service terminal detects whether the card information and the user identifier are matched from a database for storing historical data, wherein the service terminal establishes a communication connection with the smart card-changing terminal. And if the intelligent card changing terminal acquires a confirmation instruction sent by the service terminal, the card information can be determined to be matched with the user identifier.
S103: if the card information is the card information, controlling the card reading and writing device to select a blank card matched with the card information from the chuck, and manufacturing a replacement smart card according to the card information and the user identification.
In the embodiment of the invention, if the intelligent card changing terminal judges that the card information is matched with the user identification, the card reading and writing device can be controlled to select a blank card matched with the card information from the chuck, and the intelligent card is manufactured and replaced according to the card information and the user identification.
In an embodiment, the smart card changing terminal may send a card making instruction to the card reading and writing device, where the card making instruction carries the card information and the user identifier, so as to instruct the card reading and writing device to select a blank card matched with the card information from a cartridge, and instruct the card reading and writing device to make a replacement smart card corresponding to the card information and the user identifier according to the card information and the user identifier.
In one embodiment, the card information includes a card type, and the smart card changing terminal may detect whether a blank card matching the card type exists in the cartridge before controlling the card reading and writing device to select the blank card matching the card information from the cartridge, and if so, perform the step of controlling the card reading and writing device to select the blank card matching the card information from the cartridge. In some embodiments, the card types may include bank card, credit card, life charge card, and the like. For example, assuming that the card type in the card information is a credit card type, the smart card changing terminal may detect whether a blank card of the credit card type exists in the cartridge, and if so, determine that a blank card matching the credit card type exists in the cartridge.
S104: and controlling the card reading and writing device to send the replaced smart card to a card sending device for storage.
In the embodiment of the invention, the intelligent card changing terminal can control the read-write device to send the replaced intelligent card to the card sending device for storage after the replaced intelligent card is manufactured.
In an embodiment, after the replacement smart card is manufactured, the read-write device may send a completion instruction to the smart card changing terminal, and after the smart card changing terminal obtains the completion instruction, the read-write device sends a storage instruction to the read-write device, so that the read-write device sends the replacement smart card to the card sending device for storage.
In an embodiment, after the read-write device completes manufacturing of the replacement smart card, the read-write device may automatically send the replacement smart card to the card issuing device for storage, and after the card issuing device stores the replacement smart card, the card issuing device may send a storage confirmation instruction to the smart card changing terminal.
S105: and when the card taking request is acquired, controlling the card issuing device to output a replacement smart card corresponding to the target card information carried in the card taking request.
In the embodiment of the invention, when the replacement smart card acquires the card taking request, the card issuing device can be controlled to output the replacement smart card corresponding to the target card information carried in the card taking request.
In an embodiment, the card fetching request carries target card information of a replacement smart card requested to be fetched by a user, and when the replacement smart card obtains the card fetching request, the replacement smart card can send the card fetching request to the card issuing device according to the target card information carried in the card fetching request, so that the card issuing device can select the replacement smart card corresponding to the target card information according to the target card information carried in the card fetching request to output.
In an embodiment, after obtaining the storage confirmation instruction, the smart card changing terminal may output a prompt interface, where the prompt interface includes information for prompting a user whether to take a card and a confirmation button, and when the user clicks the confirmation button, the smart card changing terminal may obtain the card taking request.
In one embodiment, after the smart card changing terminal outputs the prompt interface, if the card fetching request is not received within a preset time range, the prompt interface is automatically closed. And if the user wants to take the card, the user needs to input the card information and the user information again and sends a card taking request to the intelligent card changing terminal to take the card.
In the embodiment of the invention, the intelligent card changing terminal judges whether the card information of the intelligent card is matched with the user identification according to the card information and the user identification of the intelligent card carried in the card changing request by acquiring the card changing request, if so, the card reading and writing device is controlled to select a blank card matched with the card information from a chuck, a replacement intelligent card is manufactured according to the card information and the user identification, and the card reading and writing device is further controlled to send the replacement intelligent card to the card sending device for storage. When the intelligent card changing terminal acquires the card taking request, the card sending device is controlled to output the replacement intelligent card corresponding to the target card information carried in the card taking request, so that intelligent and automatic card changing services are realized, the card changing efficiency is improved, and the customer experience is improved.
Referring to fig. 2, fig. 2 is a schematic flowchart of another smart card-changing method according to an embodiment of the present invention, as shown in fig. 2, the method may be executed by a smart card-changing device, and the smart card-changing device may be disposed on a smart card-changing terminal, and a detailed explanation of the smart card-changing terminal is as described above, and is not repeated here. The difference between the embodiment of the present invention and the embodiment described in fig. 1 is that the embodiment of the present invention describes an implementation process for determining whether the card information of the smart card matches the user identifier. Specifically, the method of the embodiment of the present invention includes the following steps.
S201: and acquiring a card changing request, wherein the card changing request carries card information and user identification of the smart card.
In the embodiment of the invention, the intelligent card changing terminal can obtain the card changing request, and the card changing request carries the card information and the user identification of the intelligent card. In some embodiments, the card information may include information such as a card type, a card account number, a card usage description, and a card service phone, which is not specifically limited in the embodiments of the present invention. In some embodiments, the user identifier may include information such as a user name, a user gender, a user telephone, a user identification number, and the like, and the embodiments of the present invention are not limited specifically, and the specific implementation process and the examples are as described above, and are not limited herein.
S202: and sending the card information and the user identification to a service terminal.
In the embodiment of the invention, the intelligent card changing terminal can send the card information and the user identification to the service terminal so that the service terminal detects whether the card information is matched with the user identification from a database for storing historical data, wherein the service terminal and the intelligent card changing terminal establish communication connection. For example, assuming that the user identifier includes a user name and a user identity card number, and the card information includes a card account, the smart card-changing terminal may transmit the card account, the user name and the user identity card number to a service terminal, so that the service terminal may detect whether the card account matches the user name and the user identity card number from a database for storing historical data.
S203: and if a confirmation instruction sent by the service terminal is obtained, determining that the card information is matched with the user identification.
In the embodiment of the invention, if the intelligent card changing terminal acquires the confirmation instruction sent by the service terminal, the card information can be judged to be matched with the user identification.
S204: and controlling the card reading and writing device to select a blank card matched with the card information from the chuck.
In the embodiment of the invention, the intelligent card changing terminal can control the card reading and writing device to select the blank card matched with the card information from the chuck after judging that the card information is matched with the user identification.
In one embodiment, the smart card changing terminal may send a card-making instruction to the card reading and writing device after determining that the card information matches the user identifier, where the card-making instruction carries the card information and the user identifier, so that the card reading and writing device selects a blank card matching the card information from the cartridge.
S205: and acquiring chip information corresponding to the user identification and the card information according to the confirmation instruction.
In the embodiment of the invention, after the intelligent card changing terminal selects the blank card matched with the card information, the chip information corresponding to the user identification and the card information can be obtained according to the confirmation instruction. In some embodiments, the confirmation instruction carries chip information which is sent to the smart card-changing terminal by a service terminal and is matched with the user identifier and the card information.
S206: and controlling the card reading and writing device to write chip information into the chip of the blank card, and sending the card written with the chip information to a printing device of the intelligent card changing terminal, so that the printing device prints to obtain the replacement intelligent card.
In the embodiment of the invention, the intelligent card changing terminal can control the card reading and writing device to write the chip information into the chip of the blank card, and send the card with the written chip information to the printing device of the intelligent card changing terminal, so that the printing device prints to obtain the replaced intelligent card.
In an embodiment, after the card reading and writing device acquires chip information, the chip information may be written into a chip of the blank card according to the acquired card making instruction.
In an embodiment, after the smart card-changing terminal produces a replacement smart card according to the card information and the user identifier, the card-reading-writing device may be controlled again to detect whether the chip information of the replacement smart card matches the card information carried in the card-changing request, and if the detection result is yes, the replacement smart card is activated according to the chip information.
In one embodiment, the smart card changing terminal may obtain at least one service function in the chip information when activating the replacement smart card, and the smart card changing terminal may activate each service function in the chip information. In some embodiments, the service function may include a contracted service, such as an online bank, a mobile banking, an online payment software, an online loan, and the like. In some embodiments, the smart card changing terminal may translate the subscription service to the replacement smart card, so that the smart card changing terminal activates the subscription service in the chip information. For example, if the signed service acquired by the smart card changing terminal in the chip information includes a mobile phone bank, the smart card changing terminal may activate a service function of the mobile phone bank in the chip information in addition to activating a fixed service function in the chip information.
S207: and controlling the card reading and writing device to send the replaced smart card to the card sending device for storage.
In the embodiment of the invention, the intelligent card changing terminal can control the card reading and writing device to send the replaced intelligent card to the card sending device for storage. The specific implementation process and examples are as described above, and are not described herein again.
S208: and when the card taking request is obtained, controlling the card issuing device to output a replacement smart card corresponding to the target card information carried in the card taking request.
In the embodiment of the present invention, when the replacement smart card obtains the card fetching request, the card issuing device may be controlled to output the replacement smart card corresponding to the target card information carried in the card fetching request, and the specific embodiments and examples are as described above, and details are not described here again.
In the embodiment of the invention, the intelligent card changing terminal sends the card information and the user identification of the intelligent card carried in the card changing request to the service terminal by acquiring the card changing request, and if the confirmation instruction sent by the service terminal is acquired, the card information is determined to be matched with the user identification, and the card reading and writing device is controlled to select the blank card matched with the card information from the chuck. And the intelligent card changing terminal acquires chip information corresponding to the user identification and the card information according to the confirmation instruction, writes the chip information into a chip of the blank card to manufacture a replacement intelligent card, and further controls the card reading and writing device to send the replacement intelligent card to the card sending device for storage. When the intelligent card changing terminal acquires a card taking request, the card sending device is controlled to output a replacement intelligent card corresponding to target card information carried in the card taking request, so that intelligent and automatic card changing services are realized, card changing efficiency is improved, and customer experience is improved.
Referring to fig. 3, fig. 3 is a schematic flowchart of another smart card-changing method according to an embodiment of the present invention, as shown in fig. 3, the method may be executed by a smart card-changing apparatus, and the smart card-changing apparatus may be disposed on a smart card-changing terminal, and a detailed explanation of the smart card-changing terminal is as described above, and is not repeated here. The difference between the embodiment of the present invention and the embodiment described in fig. 2 is that the embodiment of the present invention mainly explains the implementation process of updating the number of empty cards in the smart card database. Specifically, the method of the embodiment of the present invention includes the following steps.
S301: and acquiring a card changing request, wherein the card changing request carries card information and user identification of the smart card.
In the embodiment of the invention, the intelligent card changing terminal can obtain the card changing request, and the card changing request carries the card information and the user identification of the intelligent card. In some embodiments, the card information may include information such as a card type, a card account number, a card usage description, and a card service phone, which is not specifically limited in the embodiments of the present invention. In some embodiments, the user identifier may include information such as a user name, a user gender, a user telephone, a user identification number, and the like, and the embodiments of the present invention are not limited specifically, and the specific implementation process and the examples are as described above, and are not limited herein.
S302: and judging whether the card information of the intelligent card is matched with the user identification.
In the embodiment of the present invention, the smart card changing terminal may determine whether the card information of the smart card matches the user identifier, and the specific embodiment and the example are as described above, and are not described herein again.
S303: and if so, controlling the card reading and writing device to select a blank card matched with the card information from the chuck.
In the embodiment of the invention, if the intelligent card changing terminal judges that the card information is matched with the user identification, the card reading and writing device can be controlled to select a blank card matched with the card information from the chuck, and the intelligent card is manufactured and replaced according to the card information and the user identification. The specific embodiments and examples are as described above and will not be described herein again.
S304: and recording the number of the blank cards which are selected from the chuck by the card reading and writing device and are matched with the card information, and updating the number of the blank cards in the smart card database.
In the embodiment of the invention, the intelligent card changing terminal can record the number of the blank cards selected from the chuck by the card reading and writing device and matched with the card information, and update the number of the blank cards in the intelligent card database.
In one embodiment, the smart card-changing terminal includes a smart card database in which the number N of blank cards included in the cartridge is stored, where N is a positive integer, and the smart card-changing terminal may reduce the number of blank cards in the smart card database by 1 after receiving the confirmation instruction returned by the card reading and writing device, so as to update the number of blank cards in the smart card data.
In an embodiment, when the smart card changing terminal detects that the number of the blank cards in the smart card database is 0, the smart card changing terminal may send a prompt message to a mobile terminal of a service person, where the prompt message carries a terminal identifier of the smart card changing terminal, and the prompt message is used to prompt the service person to add the blank cards to a cartridge of the smart card changing terminal corresponding to the terminal identifier. By the method, the blank cards can be ensured to exist in the chuck, the influence on card changing efficiency of customers due to the fact that no blank card exists in the chuck is avoided, and customer experience is reduced.
S305: and manufacturing a replacement smart card according to the card information and the user identification.
In the embodiment of the present invention, after controlling the card reading and writing device to select a blank card matching the card information from the cartridge, the smart card changing terminal may make a replacement smart card according to the card information and the user identifier, and the specific implementation process and the example are as described above, and are not described herein again.
S306: and controlling the card reading and writing device to send the replaced smart card to a card sending device for storage.
In the embodiment of the present invention, after the smart card replacing terminal is manufactured, the read/write device may be controlled to send the replaced smart card to the card sending device for storage, and the specific implementation process and the example are as described above, and are not described herein again.
S307: and when the card taking request is acquired, controlling the card issuing device to output a replacement smart card corresponding to the target card information carried in the card taking request.
In an embodiment, when the replacement smart card obtains the card-fetching request, the card-issuing device may be controlled to output the replacement smart card corresponding to the target card information carried in the card-fetching request, and the specific implementation process and the example are as described above, and are not described herein again.
In the embodiment of the invention, the intelligent card changing terminal judges whether the card information of the intelligent card is matched with the user identification or not according to the card information and the user identification of the intelligent card carried in the card changing request by acquiring the card changing request, if so, the card reading and writing device is controlled to select the blank card matched with the card information from the chuck, the use number of the blank cards selected from the chuck by the card reading and writing device and matched with the card information is recorded, and the number of the blank cards in the intelligent card database is updated, so that the card changing efficiency is prevented from being influenced by the absence of the blank cards in the chuck. The intelligent card changing terminal can manufacture a replacement intelligent card according to the card information and the user identification, and further control the card reading and writing device to send the replacement intelligent card to the card sending device for storage. When the intelligent card changing terminal acquires the card taking request, the card sending device is controlled to output the replacement intelligent card corresponding to the target card information carried in the card taking request, so that intelligent and automatic card changing services are realized, the card changing efficiency is improved, and the customer experience is improved.
The embodiment of the invention also provides an intelligent card changing device, which is used for executing the module of the method in any one of the preceding items. Specifically, referring to fig. 4, fig. 4 is a schematic block diagram of a smart card changer according to an embodiment of the present invention. The smart card changer of the present embodiment includes: an acquisition module 401, a determination module 402, a creation module 403, a transmission module 404, and a control module 405.
An obtaining module 401, configured to obtain a card change request, where the card change request carries card information and a user identifier of a smart card;
a judging module 402, configured to judge whether the card information of the smart card matches the user identifier;
a making module 403, configured to control the card reading and writing device to select a blank card matching the card information from the cartridge if the determination result is yes, and make a replacement smart card according to the card information and the user identifier;
a sending module 404, configured to control the card reading and writing device to send the replacement smart card to a card sending device for storage;
the control module 405 is configured to control the card issuing device to output a replacement smart card corresponding to target card information carried in the card fetching request when the card fetching request is acquired.
Further, when the determining module 402 determines whether the card information of the smart card matches the user identifier, the determining module is specifically configured to:
sending the card information and the user identification to a service terminal so that the service terminal detects whether the card information and the user identification are matched from a database for storing historical data, wherein the service terminal establishes communication connection with the intelligent card changing terminal;
and if a confirmation instruction sent by the service terminal is obtained, determining that the card information is matched with the user identification.
Further, the card information includes a card type, and before the manufacturing module 403 controls the card reading and writing device to select a blank card matching the card information from the cartridge, the manufacturing module is further configured to:
detecting whether a blank card matched with the card type exists in the chuck or not;
and if the detection result is yes, the step of controlling the card reading and writing device to select a blank card matched with the card information from the chuck is executed.
Further, the confirmation instruction carries chip information, and when the manufacturing module 403 manufactures a replacement smart card according to the card information and the user identifier, the manufacturing module is specifically configured to:
acquiring chip information corresponding to the user identification and the card information according to the confirmation instruction;
controlling the card reading and writing device to write the chip information into the chip of the blank card;
and controlling the card reading and writing device to send the card written with the chip information to a printing device of the intelligent card changing terminal, so that the printing device prints the card information onto the card written with the chip information to obtain the replacement intelligent card.
Further, the apparatus further comprises an activation module 406;
the activation module 406 is specifically configured to, after a replacement smart card is manufactured according to the card information and the user identifier, control the card reading and writing device to send the replacement smart card to a card issuing device for storage, execute the following steps:
controlling the card reading and writing device to detect whether the chip information of the replaced smart card is matched with the card information carried in the card changing request;
and if the detection result is yes, activating the replacement smart card according to the chip information.
Further, when the activating module 406 activates the replacement smart card according to the chip information, the activating module is specifically configured to:
acquiring at least one service function in the chip information, wherein the service function comprises a signing service;
and activating each service function in the chip information.
Further, after the manufacturing module 403 controls the card reading and writing device to select a blank card matching the card information from the cartridge, the manufacturing module is further configured to:
recording the number of the blank cards which are selected from the chuck by the card reading and writing device and are matched with the card information;
and updating the number of the blank cards in the smart card database according to the using number.
According to the embodiment of the invention, the intelligent card changing terminal judges whether the card information of the intelligent card is matched with the user identification or not according to the card information and the user identification of the intelligent card carried in the card changing request by acquiring the card changing request, if so, the card reading and writing device is controlled to select a blank card matched with the card information from the chuck, a replacement intelligent card is manufactured according to the card information and the user identification, and the card reading and writing device is further controlled to send the replacement intelligent card to the card sending device for storage. When the intelligent card changing terminal acquires the card taking request, the card sending device is controlled to output the replacement intelligent card corresponding to the target card information carried in the card taking request, so that intelligent and automatic card changing services are realized, the card changing efficiency is improved, and the customer experience is improved.
Referring to fig. 5, fig. 5 is a schematic block diagram of a smart card-changing terminal according to an embodiment of the present invention. The smart card-changing terminal in the embodiment shown in the figure may include: one or more processors 501; one or more input devices 502, one or more output devices 503, and memory 504. The processor 501, the input device 502, the output device 503, and the memory 504 are connected by a bus 505. The memory 504 is used to store a computer program comprising program instructions and the processor 501 is used to execute the program instructions stored by the memory 504. Wherein, the processor 501 is configured to call the program instruction to execute:
acquiring a card changing request, wherein the card changing request carries card information and a user identifier of an intelligent card;
judging whether the card information of the smart card is matched with the user identification;
if the card information is judged to be the blank card, controlling the card reading and writing device to select the blank card matched with the card information from the chuck, and manufacturing a replacement smart card according to the card information and the user identification;
controlling the card reading and writing device to send the replacement smart card to a card sending device for storage;
and when the card taking request is acquired, controlling the card issuing device to output a replacement smart card corresponding to the target card information carried in the card taking request.
Further, when the processor 501 determines whether the card information of the smart card matches the user identifier, it is specifically configured to:
sending the card information and the user identification to a service terminal so that the service terminal detects whether the card information and the user identification are matched from a database for storing historical data, wherein the service terminal establishes communication connection with the intelligent card changing terminal;
and if a confirmation instruction sent by the service terminal is obtained, determining that the card information is matched with the user identification.
Further, the card information includes a card type, and before the processor 501 controls the card reading and writing device to select a blank card matching the card information from the cartridge, the processor is further configured to:
detecting whether a blank card matched with the card type exists in the chuck or not;
and if the detection result is yes, executing the step of controlling the card reading and writing device to select a blank card matched with the card information from the chuck.
Further, the confirmation instruction carries chip information, and when the processor 501 manufactures a replacement smart card according to the card information and the user identifier, the processor is specifically configured to:
acquiring chip information corresponding to the user identification and the card information according to the confirmation instruction;
controlling the card reading and writing device to write the chip information into the chip of the blank card;
and controlling the card reading and writing device to send the card written with the chip information to a printing device of the intelligent card changing terminal, so that the printing device prints the card information onto the card written with the chip information to obtain the replacement intelligent card.
Further, after manufacturing a replacement smart card according to the card information and the user identifier, before controlling the card reading and writing device to send the replacement smart card to a card issuing device for storage, the processor 501 is further configured to:
controlling the card reading and writing device to detect whether the chip information of the replaced smart card is matched with the card information carried in the card replacing request;
and if the detection result is yes, activating the replacement smart card according to the chip information.
Further, when the processor 501 activates the replacement smart card according to the chip information, the processor is specifically configured to:
acquiring at least one service function in the chip information, wherein the service function comprises a signing service;
and activating each service function in the chip information.
Further, after the processor 501 controls the card reading and writing device to select a blank card matching the card information from the cartridge, the processor is further configured to:
recording the number of the blank cards which are selected from the chuck by the card reading and writing device and are matched with the card information;
and updating the number of the blank cards in the smart card database according to the using number.
According to the embodiment of the invention, the intelligent card changing terminal judges whether the card information of the intelligent card is matched with the user identification or not according to the card information and the user identification of the intelligent card carried in the card changing request by acquiring the card changing request, if so, the card reading and writing device is controlled to select a blank card matched with the card information from a chuck, a replacement intelligent card is manufactured according to the card information and the user identification, and the card reading and writing device is further controlled to send the replacement intelligent card to the card sending device for storage. When the intelligent card changing terminal acquires the card taking request, the card sending device is controlled to output the replacement intelligent card corresponding to the target card information carried in the card taking request, so that intelligent and automatic card changing services are realized, the card changing efficiency is improved, and the customer experience is improved.
It should be understood that, in the embodiment of the present invention, the Processor 501 may be a central Processing module (CPU), and may also be other general processors, Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field-Programmable gate arrays (FPGAs) or other Programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
Input devices 502 may include a touch pad, microphone, etc., and output devices 503 may include a display (LCD, etc.), speakers, etc.
The memory 504 may include a read-only memory and a random access memory, and provides instructions and data to the processor 501. A portion of the memory 504 may also include non-volatile random access memory. For example, the memory 504 may also store device type information.
In a specific implementation, the processor 501, the input device 502, and the output device 503 described in this embodiment of the present invention may execute the implementation manners described in the method embodiments illustrated in fig. 1, fig. 2, or fig. 3 of the smart card changing method provided in this embodiment of the present invention, and may also execute the implementation manner of the smart card changing apparatus described in fig. 4 or the implementation manner of the smart card changing terminal described in fig. 5 in this embodiment of the present invention, which is not described herein again.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program is stored, and when the computer program is executed by a processor, the method for changing an intelligent card described in the embodiment corresponding to fig. 1, fig. 2, or fig. 3 is implemented, and an implementation manner of an intelligent card changing apparatus described in fig. 4 or an implementation manner of an intelligent card changing terminal described in fig. 5 of the present invention may also be implemented.
The computer readable storage medium may be an internal storage module of the smart card changing terminal according to any of the foregoing embodiments, for example, a hard disk or a memory of the smart card changing terminal. The computer readable storage medium may also be an external storage device of the smart Card changing terminal, such as a plug-in hard disk provided on the smart Card changing terminal, a Smart Memory Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like. Further, the computer readable storage medium may also include both an internal storage module and an external storage device of the smart card changer terminal. The computer-readable storage medium is used for storing the computer program and other programs and data required by the smart card-changing terminal. The computer readable storage medium may also be used to temporarily store data that has been output or is to be output.
Those of ordinary skill in the art will appreciate that the various illustrative modules and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both, and that the various illustrative components and steps have been described above generally in terms of their functionality in order to clearly illustrate the interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the technical solution. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The integrated module, if implemented in the form of a software functional module and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention essentially or partly contributes to the prior art, or all or part of the technical solution can be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above description is only a part of the embodiments of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive various equivalent modifications or substitutions within the technical scope of the present invention, and these modifications or substitutions should be covered within the scope of the present invention.

Claims (8)

1. An intelligent card changing method is applied to an intelligent card changing terminal, wherein the intelligent card changing terminal comprises a card reading and writing device, a chuck and a card issuing device, and the method comprises the following steps:
acquiring a card changing request initiated by a user on a user interface of the intelligent card changing terminal, wherein the card changing request carries card information and user identification of an intelligent card, and the card information comprises one or more of card type, card account number, card use description and card customer service telephone; the user interface comprises a prompt interface used for initiating the card change request, the prompt interface comprises a text area for inputting card information and a user identifier, and the card change request is sent by clicking a card change request button on the prompt interface after the card information and the user identifier are input in the text area;
judging whether the card information of the smart card is matched with the user identification;
if the card information is judged to be the blank card, controlling the card reading and writing device to select the blank card matched with the card information from the chuck, and manufacturing a replacement smart card according to the card information and the user identification; the selected blank card is matched with the card type of the intelligent card, and the card type comprises a bank card, a credit card and a life expense card;
controlling the card reading and writing device to detect whether the chip information of the replaced smart card is matched with the card information carried in the card replacing request;
if the detection result is yes, at least two service functions in the chip information are obtained, wherein the service functions comprise a signing service function and a fixed service function;
activating the functions of the signing service and the fixed service in the chip information;
controlling the card reading and writing device to send the replacement smart card to a card sending device for storage;
after the storage confirmation instruction is obtained, outputting a prompt interface, wherein the prompt interface comprises information for prompting a user whether to take the card and a confirmation button, and when the operation that the user clicks the confirmation button is obtained, obtaining a card taking request;
after the prompt interface is output, if the card taking request is not received within a preset time range, automatically closing the prompt interface;
and when the card taking request is acquired, controlling the card issuing device to output a replacement intelligent card corresponding to the target card information carried in the card taking request, wherein the replacement intelligent card is an entity card.
2. The method of claim 1, wherein the determining whether the card information of the smart card matches the user identifier comprises:
sending the card information and the user identification to a service terminal so that the service terminal detects whether the card information and the user identification are matched from a database for storing historical data, wherein the service terminal establishes communication connection with the intelligent card changing terminal;
and if a confirmation instruction sent by the service terminal is obtained, determining that the card information is matched with the user identification.
3. The method of claim 1, wherein the card information includes a card type, and before the controlling the card reader/writer device to select a blank card from the cartridge that matches the card information, further comprising:
detecting whether a blank card matched with the card type exists in the chuck or not;
and if the detection result is yes, the step of controlling the card reading and writing device to select a blank card matched with the card information from the chuck is executed.
4. The method of claim 2, wherein the confirmation instruction carries chip information, and the manufacturing of the replacement smart card according to the card information and the user identifier comprises:
acquiring chip information corresponding to the user identification and the card information according to the confirmation instruction;
controlling the card reading and writing device to write the chip information into the chip of the blank card;
and controlling the card reading and writing device to send the card written with the chip information to a printing device of the intelligent card changing terminal, so that the printing device prints the card information onto the card written with the chip information to obtain the replacement intelligent card.
5. The method of claim 1, wherein after controlling the card reader/writer device to select a blank card from the cartridge that matches the card information, the method further comprises:
recording the number of the blank cards which are selected from the chuck by the card reading and writing device and are matched with the card information;
and updating the number of the blank cards in the smart card database according to the using number.
6. An intelligent card-changing device, comprising:
the card changing terminal comprises an acquisition module, a processing module and a display module, wherein the acquisition module is used for acquiring a card changing request initiated by a user on a user interface of the intelligent card changing terminal, the card changing request carries card information and user identification of an intelligent card, and the card information comprises one or more of card type, card account number, card use description and card customer service telephone; the user interface comprises a prompt interface used for initiating the card change request, the prompt interface comprises a text area for inputting card information and a user identifier, and the card change request is sent by clicking a card change request button on the prompt interface after the card information and the user identifier are input in the text area;
the judging module is used for judging whether the card information of the intelligent card is matched with the user identification;
the manufacturing module is used for controlling the card reading and writing device to select a blank card matched with the card information from the chuck and manufacturing a replacement smart card according to the card information and the user identification if the judgment result is yes; the selected blank card is matched with the card type of the intelligent card, and the card type comprises a bank card, a credit card and a life expense card;
the activation module is used for controlling the card reading and writing device to detect whether the chip information of the replaced smart card is matched with the card information carried in the card changing request; if the detection result is yes, at least two service functions in the chip information are obtained, wherein the service functions comprise a signing service function and a fixed service function; activating the functions of the signing service and the fixed service in the chip information;
the sending module is used for controlling the card reading and writing device to send the replacement smart card to the card sending device for storage;
the sending module is further used for outputting a prompt interface after the storage confirmation instruction is obtained, wherein the prompt interface comprises information for prompting whether the user takes the card and a confirmation button, and when the operation that the user clicks the confirmation button is obtained, the card taking request is obtained; after the prompt interface is output, if the card taking request is not received within a preset time range, automatically closing the prompt interface;
and the control module is used for controlling the card issuing device to output a replacement intelligent card corresponding to the target card information carried in the card fetching request when the card fetching request is obtained, wherein the replacement intelligent card is an entity card.
7. A smart card-changing terminal comprising a processor, an input device, an output device and a memory, the processor, the input device, the output device and the memory being interconnected, wherein the memory is configured to store a computer program comprising program instructions, the processor being configured to invoke the program instructions to perform the method according to any one of claims 1 to 5.
8. A computer-readable storage medium, characterized in that the computer storage medium stores a computer program comprising program instructions that, when executed by a processor, cause the processor to perform the method according to any of claims 1-5.
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