CN109146748A - A kind of traffic accident transaction system and method - Google Patents

A kind of traffic accident transaction system and method Download PDF

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Publication number
CN109146748A
CN109146748A CN201810877387.7A CN201810877387A CN109146748A CN 109146748 A CN109146748 A CN 109146748A CN 201810877387 A CN201810877387 A CN 201810877387A CN 109146748 A CN109146748 A CN 109146748A
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accident
party
processing
traffic
scene
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柏晓武
伍继辉
周仕国
梁海舰
李俊
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Hubei Sevos Network Technology Co Ltd
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Hubei Sevos Network Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/26Government or public services
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

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  • General Health & Medical Sciences (AREA)
  • Health & Medical Sciences (AREA)
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Abstract

A kind of traffic accident transaction system and method, traffic accident transaction system uploads accident essential information, accident party car papers, scene of the accident photo to processing terminal, processing terminal is by above-mentioned data packet transfer to processing center, processing center, which establishes event to be processed and is uploaded to traffic accident, connects scheduling system of dealing with emergencies and dangerous situations, and any wait handle affairs part after processed start to process, automatically the session of tripartite's long-distance video is established to carry out accident treatment, and generates accident responsibility protocol/negotiation book after processing is completed;Processing terminal is transferred accident responsibility protocol/negotiation book from processing center and is printed, so that people's police and party sign.The present invention will can quickly withdraw scene after the accident, and system of quickly being mediated by video realizes the multi-party call with insurance company, party, and scene is reconciled, and can play public security video record etc. when meeting dispute item as secondary evidence;Information sharing mechanism is established, quickly Claims Resolution channel is got through, dissolves social contradications.

Description

A kind of traffic accident transaction system and method
Technical field
The present invention relates to traffic accident treatment fields, more specifically to a kind of traffic accident transaction system and method.
Background technique
With the development of economy, there are automobile in more and more personal and families, due to the huge usage amount of automobile, vehicle Frequent occurrence, especially in bustling city, the various frictional impacts of automobile happen occasionally for accident.Occur in traffic accident Afterwards, party generally now can voluntarily handle through consultation, and negotiation has no resolution, and alarm, and come to be responsible for judge that traffic accident is blamed by traffic-police Appoint.However, sometimes meet the case where party goes back on one's word after voluntarily negotiating afterwards;And traffic-police goes to accident spot to handle When traffic accident, there is also following problems: 1. remove difficulty fastly: formula is passed through in party's thinking, is seen police and is just trusted, part party Get used to not removing scene, traffic police is waited to blame to draw, it is also not far, will not download using software, easily lead to traffic congestion;2. police strength It is few: to receive the limitation of various objective condition, fast centric quantity of locating is difficult to increase;3. it is difficult to handle affairs: the people's police that deal with emergencies and dangerous situations work item it is many and diverse, Time of having a rest is not fixed, and causes party that may need repeatedly to go to traffic police team, low efficiency, hardly possible of handling affairs;4. data are few: accident treatment Data are mixed and disorderly, paper data archives are more, statistics is difficult, analysis is difficult;5. hardly possible supervision: since part accident data does not have fully digitalization Processing causes accident to check low efficiency.Therefore, novel traffic accident transaction system need further develop with it is perfect.
Summary of the invention
The technical problem to be solved in the present invention is that the present invention provides a kind of traffic accident transaction system and methods.Its In, the present invention solves traffic accident transaction system used by its technical problem, includes: traffic accident treatment APP, installing respectively In the multiple processing terminals and the processing center that is communicated to connect respectively with each processing terminal respectively of each different location;It is described Processing center communicates to connect insurance company Claims Resolution processing system respectively, public security video private network and traffic accident connect tune of dealing with emergencies and dangerous situations Degree system;
The processing terminal is used for two-dimensional code display, and the two dimensional code is swept for accident party by mobile communication terminal After retouching two dimensional code, the traffic accident treatment APP on the mobile communication terminal and the communication connection between processing terminal are established;Institute Traffic accident treatment APP is stated for uploading accident essential information, accident party car papers, scene of the accident photograph to processing terminal Piece, the processing terminal are used for respectively by the accident essential information of each accident, accident party car papers, scene of the accident photo Grouping is transmitted to processing center;
The processing center is used for the accident essential information of each group accident, accident party car papers, the scene of the accident Photo grouping establishes an event to be processed and is uploaded to the scheduling system of dealing with emergencies and dangerous situations that connects, and opens for any part to be handled affairs processed Processing system distribution that after beginning processing, automatic foundation connects the police service treatment people for scheduling system distribution of dealing with emergencies and dangerous situations, insurance company settles a claim Tripartite's long-distance video session between claims personnel and accident party is given birth to after processing is completed to carry out accident treatment At accident confirmation of responsibility book/negotiation book;The processing terminal is also used to transfer accident responsibility protocol/negotiation book from processing center And printed, go out for the processing terminal of upload accident essential information, accident party car papers, scene of the accident photo People's police and party sign;
Wherein, when carrying out accident treatment, the processing center is also used to respond the request of police service treatment people, to public security The video that video private network transfers place where the accident occurred carries out being stored for accident party, police service treatment people and claims personnel looking into It sees.
Preferably, in traffic accident transaction system of the invention, the accident essential information specifically refers to accident The weather conditions that place, traffic injury time and accident occur.
Preferably, in traffic accident transaction system of the invention, the accident party car papers refer to identity card, Driver's license and driving license.
Preferably, it in traffic accident transaction system of the invention, establishes tripartite's long-distance video session and specifically includes: Session is added in the processing terminal for uploading accident essential information, accident party car papers and scene of the accident photo, to realize Accident party carries out video session.
Preferably, in traffic accident transaction system of the invention, the processing center is also led to 110 turns of alert platforms Letter connection.
Preferably, in traffic accident transaction system of the invention, the traffic accident treatment APP is one independent APP is wechat small routine;The traffic accident transaction system further includes web terminal, and the web terminal is used for processing terminal Biography accident essential information, accident party car papers, scene of the accident photo.
Preferably, in traffic accident transaction system of the invention, the progress accident treatment refers to by between party Perhaps it holds consultation or refers between party and claims personnel and fix duty is carried out by police service treatment people.
According to another aspect of the present invention, the present invention is to solve its technical problem, provided traffic accident treatment method, Include:
Processing terminal is used for two-dimensional code display;
After accident party is scanned the two-dimensional code by mobile communication terminal, the traffic thing on the mobile communication terminal is established Therefore handle the communication connection between APP and processing terminal;
Traffic accident treatment APP is used to upload accident essential information, accident party car papers, accident to processing terminal Scene photograph;
Processing terminal is respectively by the accident essential information of each accident, accident party car papers, scene of the accident photo point Group is transmitted to processing center;
The accident essential information of each group accident, accident party car papers, scene of the accident photo are grouped by processing center It establishes an event to be processed and is uploaded to the scheduling system of dealing with emergencies and dangerous situations that connects, and any wait handle affairs part after processed start to process, Processing center establishes the reason of the police service treatment people for connecing scheduling system distribution of dealing with emergencies and dangerous situations, insurance company's Claims Resolution processing system distribution automatically Tripartite's long-distance video session between compensation personnel and accident party generates after processing is completed to carry out accident treatment Accident responsibility protocol/negotiation book;
Processing terminal is transferred accident responsibility protocol/negotiation book from processing center and is printed, for uploading accident base This information, accident party car papers, scene of the accident photo processing terminal go out people's police and party sign;
Wherein, when carrying out accident treatment, the processing center is also used to respond the request of police service treatment people, to public security The video that video private network transfers place where the accident occurred carries out being stored for accident party, police service treatment people and claims personnel looking into It sees;And processing terminal is separately mounted to each different location, processing center is communicated to connect with each processing terminal respectively respectively, Processing center communicates to connect insurance company Claims Resolution processing system respectively, public security video private network and traffic accident connect scheduling of dealing with emergencies and dangerous situations System.
Preferably, it in traffic accident treatment method of the invention, establishes tripartite's long-distance video session and specifically includes: Session is added in the processing terminal for uploading accident essential information, accident party car papers and scene of the accident photo, to realize Accident party carries out video session.
Implement traffic accident transaction system and method for the invention, has the advantages that after the accident, party After acquiring necessary scene of the accident photo, scene will can be quickly withdrawn, system of quickly mediating by video is realized and insurance Company, party multi-party call, scene reconciles, and can play public security video record etc. when meeting dispute item as secondary evidence;It builds Vertical information sharing mechanism gets through quickly Claims Resolution channel, dissolves social contradications.
Detailed description of the invention
Present invention will be further explained below with reference to the attached drawings and examples, in attached drawing:
Fig. 1 is the schematic diagram of one embodiment of traffic accident transaction system of the present invention;
Fig. 2 is the flow chart of one embodiment of traffic accident treatment method of the present invention;
Fig. 3 is the schematic diagram that the present invention uploads upload accident essential information;
Fig. 4 is the schematic diagram that the present invention uploads scene of the accident photo;
Fig. 5 is the schematic diagram of upload accident party's car papers of the present invention;
Specific embodiment
For a clearer understanding of the technical characteristics, objects and effects of the present invention, now control attached drawing is described in detail A specific embodiment of the invention.
It is the schematic diagram of one embodiment of traffic accident transaction system of the invention with reference to Fig. 1.The traffic thing of the present embodiment Therefore processing system includes: traffic accident treatment APP, the multiple fast place's points (i.e. processing terminal) for being separately mounted to each different location And the fast place center (i.e. processing center) communicated to connect respectively with each fast place's point respectively;Fast place center is located at long-range, difference Communicate to connect insurance company's Claims Resolution processing system, public security video private network and traffic accident connects scheduling system of dealing with emergencies and dangerous situations.Traffic thing Therefore processing APP is an independent APP or is wechat small routine.
After party's generation accident, by portable mobile phone shoot the scene of the accident, after shooting after the completion of vehicle can Under the premise of with normally travel, accident vehicle is opened to can parking area.Then accident both parties go to nearest fast Locate point, is configured with people's police on duty at fast place's point.In accident after thing reaches fast place, party passes through mobile phone and scans on fast place's point The two dimensional code of display starts accident treatment, after the completion of scanning, establishes between the traffic accident treatment APP on mobile phone and fast place point Communication connection.
Then party is worked as by the traffic accident treatment APP on mobile phone to fast place's point upload accident essential information, accident Thing people car papers, scene of the accident photo, fast place's point is for respectively driving the accident essential information of each accident, accident party Certificate, the grouping of scene of the accident photo are transmitted to fast place center, i.e., each accident forms a grouping.Accident essential information is specifically The weather conditions that self-explanatory characters' event scene, traffic injury time and accident occur, accident party's car papers refer to identity Card, driver's license and driving license.Fig. 3 is specifically referred to Fig. 5.In another embodiment of the invention, at the traffic accident Reason system further includes web terminal, the web terminal be used for processing terminal upload accident essential information, accident party car papers, Scene of the accident photo.
The accident essential information of each group accident, accident party car papers, scene of the accident photo are grouped by fast place center Establish an event to be processed and be uploaded to the scheduling system of dealing with emergencies and dangerous situations that connects, association police can log in scheduling system of dealing with emergencies and dangerous situations check it is each wait locate The state of director's part and processed event.Any wait handle affairs part after processed start to process, automatic establish is connect at fast place center The police service treatment people of scheduling system of dealing with emergencies and dangerous situations distribution, the claims personnel of insurance company's Claims Resolution processing system distribution and accident work as thing Tripartite's long-distance video session between people carries out accident treatment and refers to by between party or working as thing to carry out accident treatment It holds consultation between people and claims personnel, or refers to and fix duty is carried out by police service treatment people.After processing is completed, locate center fastly Generate accident responsibility protocol/negotiation book;Fast place's point, which is also used to the center from fast, to be transferred accident responsibility protocol/negotiation book and goes forward side by side Row printing, for upload accident essential information, accident party car papers, scene of the accident photo the people's police that point out of fast place and Party signs.It is negotiation book provided by one embodiment of the invention.
Wherein, when carrying out accident treatment, fast place center is also used to respond the request of police service treatment people, to public security video The video that private network transfers place where the accident occurred carries out being stored for accident party, police service treatment people and claims personnel checking.It builds It stands tripartite's long-distance video session to specifically include: accident essential information, accident party car papers and accident will be uploaded and showed Session is added in the fast place point of field photo, to realize that accident party carries out video session.Party can also be by mobile terminal The traffic accident treatment APP of installation logs in this system, then finds itself related event to be processed by this system, so It is added in the video session of the event to be processed afterwards.
It is of the invention it is some other be in strength, fast place center is also communicatively coupled with 110 turns of alert platforms.It is necessary When, it can be believed substantially by locating center fastly for the relevant data forwarding of traffic accident to 110 turns of alert platforms including above-mentioned accident Breath, accident party car papers, scene of the accident photo etc..
After people's police, party's signature, accident treatment is finished.Fast place center saves this casualty data, wraps Include accident essential information, accident party car papers, scene of the accident photo and accident responsibility generated protocol/negotiation Book is checked for subsequent.And the data of each accident can also be carried out comprehensive data analysis by fast place center of the invention, be obtained Analysis is as a result, such as easily occur accident section.
In one more embodiment of the present invention, it is also devised with traffic police (such as association police) exclusive permission APP, traffic police can be at the scene (particularly by mobile communication terminal) acquisition photo, video data, and fast place center is uploaded to by the exclusive permission APP of traffic police. Compared to party's scene photograph collected, traffic police's photo collected, video data more have authenticity and profession Property.
The accident related data at fast place center can be put to internet platform in whole or in part, for party, be protected Dangerous company, traffic police, public security etc. transfer checking, party can also pass through traffic accident treatment APP and access internet platform On casualty data.
With reference to Fig. 2, the present invention additionally provides a kind of traffic accident treatment method accordingly, includes:
Fast place's point is used for two-dimensional code display;
After accident party is scanned the two-dimensional code by mobile communication terminal, the traffic thing on the mobile communication terminal is established Therefore handle the communication connection between APP and fast place point;
Traffic accident treatment APP is used for existing to fast place's point upload accident essential information, accident party car papers, accident Field photo;
The accident essential information of each accident, accident party car papers, scene of the accident photo are grouped by fast place's point respectively It is transmitted to fast place center;
The accident essential information of each group accident, accident party car papers, scene of the accident photo are grouped by fast place center It establishes an event to be processed and is uploaded to the scheduling system of dealing with emergencies and dangerous situations that connects, and any wait handle affairs part after processed start to process, Fast place establishes at center the reason of the police service treatment people for connecing scheduling system distribution of dealing with emergencies and dangerous situations, insurance company's Claims Resolution processing system distribution automatically Tripartite's long-distance video session between compensation personnel and accident party generates after processing is completed to carry out accident treatment Accident responsibility protocol/negotiation book;Fast place's point center from fast is transferred accident responsibility protocol/negotiation book and is printed, with For upload accident essential information, accident party car papers, the people's police that point out of fast place of scene of the accident photo and party into Row signature;
Wherein, when carrying out accident treatment, the fast place center is also used to respond the request of police service treatment people, to public security The video that video private network transfers place where the accident occurred carries out being stored for accident party, police service treatment people and claims personnel looking into It sees;And fast place's point is separately mounted to each different location, fast place center is communicated to connect with each fast place's point respectively respectively, fast to locate Center communicates to connect insurance company Claims Resolution processing system respectively, public security video private network and traffic accident meet the scheduling system that deals with emergencies and dangerous situations System.
It establishes tripartite's long-distance video session to specifically include: accident essential information, accident party's driver's license will be uploaded Session is added in the fast place point of part and scene of the accident photo, to realize that accident party carries out video session.
The embodiment of the present invention is described with above attached drawing, but the invention is not limited to above-mentioned specific Embodiment, the above mentioned embodiment is only schematical, rather than restrictive, those skilled in the art Under the inspiration of the present invention, without breaking away from the scope protected by the purposes and claims of the present invention, it can also make very much Form, all of these belong to the protection of the present invention.

Claims (9)

1. a kind of traffic accident transaction system is, characterized by comprising: traffic accident treatment APP, be separately mounted to each difference Multiple processing terminals of position and the processing center communicated to connect respectively with each processing terminal respectively;The processing center point Not Tong Xinlianjie insurance company Claims Resolution processing system, public security video private network and traffic accident connect scheduling system of dealing with emergencies and dangerous situations;
The processing terminal is used for two-dimensional code display, and the two dimensional code passes through mobile communication terminal scanning two for accident party After tieing up code, the traffic accident treatment APP on the mobile communication terminal and the communication connection between processing terminal are established;The friendship Logical accident treatment APP is used to upload accident essential information, accident party car papers, scene of the accident photo to processing terminal, The processing terminal is for respectively by the accident essential information of each accident, accident party car papers, scene of the accident photo point Group is transmitted to processing center;
The processing center is used for the accident essential information of each group accident, accident party car papers, scene of the accident photo Grouping establishes an event to be processed and is uploaded to the scheduling system of dealing with emergencies and dangerous situations that connects, and for any part to be handled affairs at beginning processed After reason, the automatic Claims Resolution for establishing the police service treatment people for connecing scheduling system distribution of dealing with emergencies and dangerous situations, insurance company's Claims Resolution processing system distribution Tripartite's long-distance video session between personnel and accident party generates thing to carry out accident treatment after processing is completed Therefore confirmation of responsibility book/negotiation book;The processing terminal is also used to transfer accident responsibility protocol/negotiation book from processing center and goes forward side by side Row printing, the people's police gone out for the processing terminal of upload accident essential information, accident party car papers, scene of the accident photo It signs with party;
Wherein, when carrying out accident treatment, the processing center is also used to respond the request of police service treatment people, to public security video The video that private network transfers place where the accident occurred carries out being stored for accident party, police service treatment people and claims personnel checking.
2. traffic accident transaction system according to claim 1, which is characterized in that the accident essential information specifically refers to The weather conditions that place where the accident occurred point, traffic injury time and accident occur.
3. traffic accident transaction system according to claim 1, which is characterized in that the accident party car papers are Refer to identity card, driver's license and driving license.
4. traffic accident transaction system according to claim 1, which is characterized in that establish tripartite's long-distance video session It specifically includes: meeting is added in the processing terminal for uploading accident essential information, accident party car papers and scene of the accident photo Words, to realize that accident party carries out video session.
5. traffic accident transaction system according to claim 1, which is characterized in that the processing center also with 110 turns of polices Platform is communicatively coupled.
6. traffic accident transaction system according to claim 1, which is characterized in that the traffic accident treatment APP is one A independent APP is wechat small routine;The traffic accident transaction system further includes web terminal, and the web terminal is used for place It manages terminal and uploads accident essential information, accident party car papers, scene of the accident photo.
7. traffic accident transaction system according to claim 1, which is characterized in that the progress accident treatment refers to by working as It perhaps holds consultation or refers between party and claims personnel between thing people and fix duty is carried out by police service treatment people.
8. a kind of traffic accident treatment method, characterized by comprising:
Processing terminal is used for two-dimensional code display;
After accident party is scanned the two-dimensional code by mobile communication terminal, establish at the traffic accident on the mobile communication terminal Manage the communication connection between APP and processing terminal;
Traffic accident treatment APP is used to upload accident essential information, accident party car papers, the scene of the accident to processing terminal Photo;
Processing terminal respectively passes the accident essential information of each accident, accident party car papers, the grouping of scene of the accident photo Transport to processing center;
Processing center establishes the accident essential information of each group accident, accident party car papers, the grouping of scene of the accident photo One event to be processed is simultaneously uploaded to the scheduling system of dealing with emergencies and dangerous situations that connects, and any wait handle affairs part after processed start to process, processing The claims adjuster of the police service treatment people for connecing scheduling system distribution of dealing with emergencies and dangerous situations, insurance company's Claims Resolution processing system distribution is established at center automatically Tripartite's long-distance video session between member and accident party generates accident to carry out accident treatment after processing is completed Confirmation of responsibility book/negotiation book;
Processing terminal is transferred accident responsibility protocol/negotiation book from processing center and is printed, so that upload accident is believed substantially Breath, accident party car papers, scene of the accident photo processing terminal go out people's police and party sign;
Wherein, when carrying out accident treatment, the processing center is also used to respond the request of police service treatment people, to public security video The video that private network transfers place where the accident occurred carries out being stored for accident party, police service treatment people and claims personnel checking;And Processing terminal is separately mounted to each different location, and processing center is communicated to connect with each processing terminal respectively respectively, in processing The heart communicates to connect insurance company Claims Resolution processing system respectively, public security video private network and traffic accident connect scheduling system of dealing with emergencies and dangerous situations.
9. traffic accident treatment method according to claim 8, which is characterized in that establish tripartite's long-distance video session It specifically includes: meeting is added in the processing terminal for uploading accident essential information, accident party car papers and scene of the accident photo Words, to realize that accident party carries out video session.
CN201810877387.7A 2018-08-03 2018-08-03 A kind of traffic accident transaction system and method Pending CN109146748A (en)

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Publication number Priority date Publication date Assignee Title
CN110084731A (en) * 2019-05-06 2019-08-02 武汉微麦互联网络科技有限公司 A kind of accident injury processing method based on wechat public service platform
FR3142023A1 (en) * 2022-11-10 2024-05-17 Leïla DRIHMOU Driver identification and claims management systems, processes and programs

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Publication number Priority date Publication date Assignee Title
CN110084731A (en) * 2019-05-06 2019-08-02 武汉微麦互联网络科技有限公司 A kind of accident injury processing method based on wechat public service platform
FR3142023A1 (en) * 2022-11-10 2024-05-17 Leïla DRIHMOU Driver identification and claims management systems, processes and programs

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