CN109064338A - Investment risk management method, apparatus, storage medium and electronic equipment - Google Patents
Investment risk management method, apparatus, storage medium and electronic equipment Download PDFInfo
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- CN109064338A CN109064338A CN201810752893.3A CN201810752893A CN109064338A CN 109064338 A CN109064338 A CN 109064338A CN 201810752893 A CN201810752893 A CN 201810752893A CN 109064338 A CN109064338 A CN 109064338A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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Abstract
The present invention proposes a kind of investment risk management method, apparatus, storage medium and electronic equipment, and this method includes obtaining multiple groups investment behavior data corresponding with a variety of investment behaviors；Using investment behavior data described in multiple groups as the input of default streaming computing topological structure, and the notch information of investment available funds is obtained according to the output of the default streaming computing topological structure；Risk management is carried out to the investment behavior according to the notch information of the investment available funds.The notch information of investment available funds can be obtained in real time through the invention, risk management is carried out to investment behavior in real time to realize, takes precautions against liquidity risk.
Description
Technical field
The present invention relates to financial information technology field more particularly to a kind of investment risk management method, apparatus, storage medium
And electronic equipment.
Background technique
With the development of asset management industry, the continuous expansion of asset management scale and investment portfolio range needs to establish
Complete management information system and corresponding investment risk management means, it then follows comprehensive, scrupulous property and foresight principle are supported
Identification, metering, the monitoring and control of liquidity risk.Investment risk management method in the related technology, often using non-
Real-time batch processing method, for example, at regular intervals, system calculates each one by one according to the transactional operation arrived at the beginning of the same day
The following daily fund of account can use situation, and administrative staff check whether that money can be used with the presence of account according to the result that timing calculates
Golden notch.
Under this mode, there is delay using the processing mode of batch timing, when needing the trading volume of batch processing to increase
When, batch processing task start moment heavy system load, the system of influence provides the timeliness of all account available funds notches,
Liquidity risk is larger.
Summary of the invention
The present invention is directed to solve at least some of the technical problems in related technologies.
For this purpose, investment can be obtained in real time an object of the present invention is to provide a kind of investment risk management method
The notch information of available funds carries out risk management to investment behavior in real time to realize, takes precautions against liquidity risk.
It is another object of the present invention to propose a kind of investment risk management device.
It is another object of the present invention to propose a kind of computer readable storage medium.
It is another object of the present invention to propose a kind of computer program product.
In order to achieve the above objectives, the investment risk management method that first aspect present invention embodiment proposes, comprising:
Obtain multiple groups investment behavior data corresponding with a variety of investment behaviors；Using investment behavior data described in multiple groups as pre-
If the input of streaming computing topological structure, and investment available funds is obtained according to the output of the default streaming computing topological structure
Notch information；
Risk management is carried out to the investment behavior according to the notch information of the investment available funds.
In some embodiments of the invention, aforementioned schemes are based on, the default streaming computing topological structure includes first
Layer calculate node, second layer calculate node and third layer calculate node, then it is described using investment behavior data described in multiple groups as pre-
If the input of streaming computing topological structure, and investment available funds is obtained according to the output of the default streaming computing topological structure
Notch information, comprising:
Using investment behavior data described in multiple groups as the input of the first layer calculate node, money can be used by obtaining instruction investment
Gold increases or decreases the first output result；Using investment behavior data described in multiple groups and the first output result as second layer meter
The input of operator node obtains the second output result of the amount of money that instruction investment available funds increases or decreases；
Using investment behavior data described in multiple groups and the second output result as the input of third layer calculate node, obtain
The amount of money increased or decreased to the investment available funds influences the third output knot of the available funds in which day that the same day starts
Fruit；Result, which is exported, according to the third obtains the notch information of the investment available funds.
In some embodiments of the invention, aforementioned schemes are based on, the first layer calculate node includes the first calculating
Node 1 and first calculates child node 2, then using investment behavior data described in multiple groups as the input of the first layer calculate node,
It obtains instruction investment available funds and increases or decreases the first output result, comprising:
Will in investment behavior data described in multiple groups indicate fund flow into the funds flow, and with the funds flow pair
The input that the investment types answered calculate child node 1 as described first obtains increased first output of instruction investment available funds
As a result；
And/or will in investment behavior data described in multiple groups indicate fund outflow the funds flow, and with the fund
The input that corresponding investment types calculate child node 2 as described first is flowed to, obtains instruction investment available funds is reduced the
One output result.
In some embodiments of the invention, aforementioned schemes are based on, the second layer calculate node includes the second calculating
Node 1 and second calculates child node 2, then using investment behavior data described in multiple groups and the first output result as second layer meter
The input of operator node obtains the second output result of the amount of money that instruction investment available funds increases or decreases, comprising:
Will in investment behavior data described in multiple groups indicate fund flow into the funds flow, and with the funds flow pair
The increased first output result of the investment types, the investment amount and instruction investment available funds answered is as institute
The input for stating the second calculating child node 1 obtains the second output result of the instruction investment increased amount of money of available funds；
And/or will in investment behavior data described in multiple groups indicate fund outflow the funds flow, and with the fund
Flow to the first output result that the corresponding investment types, the investment amount and the instruction investment available funds are reduced
The input for calculating child node 2 as described second obtains the second output result of the amount of money of instruction investment available funds reduction.
In some embodiments of the invention, aforementioned schemes are based on, include N number of third meter in the third layer calculate node
Operator node 1 and N number of third calculate child node 2, wherein N is positive integer, then by investment behavior data described in multiple groups and institute
Input of the second output result as third layer calculate node is stated, the amount of money shadow that the investment available funds increases or decreases is obtained
The third for ringing the available funds in which day that the same day starts exports result, comprising:
Will in investment behavior data described in multiple groups indicate fund flow into the funds flow, and with the funds flow pair
The investment types answered, the investment amount, the investment market and the instruction investment increased amount of money of available funds the
As a result, calculating the input of child node 1 as each third, the third output for obtaining corresponding third calculating child node 1 is tied for two outputs
Fruit, wherein the third output result that N number of third calculates child node 1 indicates respectively that the investment available funds increases
The amount of money influence the same day start the 1st day to the N days available funds；
Will in investment behavior data described in multiple groups indicate fund outflow the funds flow, and with the funds flow pair
The investment types answered, the investment amount, the investment market and the amount of money of instruction investment available funds reduction the
As a result, calculating the input of child node 2 as each third, the third output for obtaining corresponding third calculating child node 2 is tied for two outputs
Fruit, wherein the third output result that N number of third calculates child node 2 indicates respectively that the investment available funds is reduced
The amount of money influence the same day start the 1st day to the N days available funds.
In some embodiments of the invention, be based on aforementioned schemes, it is described according to the third export result obtain it is described
Invest the notch information of available funds, comprising:
Child node 1 is calculated according to N number of third and N number of third calculates the third output of child node 2 as a result, respectively
Calculate the notch information for the 1st day to the N days investment available funds that the same day starts.
In some embodiments of the invention, aforementioned schemes are based on, the method also includes:
The investment types and the funds flow in the investment behavior data according to multiple groups judge whether to influence to throw
Provide available funds；
If certain, which organizes described investment behavior data, does not influence to invest available funds, by the investment behavior data from described
It is deleted in default streaming computing topological structure.
In some embodiments of the invention, aforementioned schemes are based on, according to the notch information pair of the investment available funds
The investment behavior carries out risk management, comprising:
According to the notch information of the investment available funds, the corresponding financing repurchase amount of money and time limit are generated, and will be described
The financing repurchase amount of money and time limit are provided to user.
In order to achieve the above objectives, the investment risk management device that second aspect of the present invention embodiment proposes, comprising:
Module is obtained, for obtaining multiple groups investment behavior data corresponding with a variety of investment behaviors；
Computing module, for using investment behavior data described in multiple groups as the input of default streaming computing topological structure, and
The notch information of investment available funds is obtained according to the output of the default streaming computing topological structure；
Risk management module, for carrying out risk to the investment behavior according to the notch information of the investment available funds
Management.
In order to achieve the above objectives, the computer readable storage medium that third aspect present invention embodiment proposes, stores thereon
There is computer program, such as above-mentioned first aspect investment risk management as described in the examples is realized when which is executed by processor
Method.
In order to achieve the above objectives, the electronic equipment that fourth aspect present invention embodiment proposes, comprising:
One or more processors；
Storage device, for storing one or more programs, when one or more of programs are one or more of
When processor executes, so that one or more of processors realize such as above-mentioned first aspect investment risk as described in the examples
Management method.
Technical solution provided in an embodiment of the present invention can include the following benefits:
It is corresponding with a variety of investment behaviors more by obtaining in the technical solution provided by some embodiments of the present invention
Group investment behavior data, using investment behavior data described in multiple groups as the input of default streaming computing topological structure, and according to institute
The output for stating default streaming computing topological structure obtains the notch information of investment available funds, according to the investment available funds
Notch information carries out risk management to the investment behavior, can obtain the notch information of investment available funds in real time, thus
It realizes and risk management is carried out to investment behavior in real time, take precautions against liquidity risk.
The additional aspect of the present invention and advantage will be set forth in part in the description, and will partially become from the following description
Obviously, or practice through the invention is recognized.
Detailed description of the invention
Above-mentioned and/or additional aspect and advantage of the invention will become from the following description of the accompanying drawings of embodiments
Obviously and it is readily appreciated that, in which:
Fig. 1 is the flow diagram for the investment risk management method that one embodiment of the invention proposes；
Fig. 2 is that streaming computing topological structure schematic diagram is preset in the embodiment of the present invention；
Fig. 3 is the flow diagram for the investment risk management method that another embodiment of the present invention proposes；
Fig. 4 is the structural schematic diagram for the investment risk management device that one embodiment of the invention proposes；
Fig. 5 is the structural schematic diagram for the investment risk management device that another embodiment of the present invention proposes；
Fig. 6 is the flow diagram for the investment risk management method that another embodiment of the present invention proposes.
Specific embodiment
The embodiment of the present invention is described below in detail, examples of the embodiments are shown in the accompanying drawings, wherein from beginning to end
Same or similar label indicates same or similar element or element with the same or similar functions.Below with reference to attached
The embodiment of figure description is exemplary, and for explaining only the invention, and is not considered as limiting the invention.On the contrary, this
The embodiment of invention includes all changes fallen within the scope of the spiritual and intension of attached claims, modification and is equal
Object.
Fig. 1 is the flow diagram for the investment risk management method that one embodiment of the invention proposes.
The present embodiment is configured as illustrating in investment risk management device in investment risk management method.
Investment risk management method can be configured in investment risk management device in the present embodiment, investment risk management
Device can be set in the server, or also can be set in the electronic device, the embodiment of the present invention to this with no restriction.
The present embodiment is by taking investment risk management method is configured in the electronic device as an example.
Wherein, electronic equipment is, for example, PC (Personal Computer, PC), and cloud device or movement are set
It is standby, mobile device such as smart phone or tablet computer etc..
It should be noted that the executing subject of the embodiment of the present invention, can be, for example, server or electronics on hardware
Central processing unit (Central Processing Unit, CPU) in equipment, on software can be, for example, server or
Relevant background service in electronic equipment, with no restriction to this.
With the development of asset management industry, the continuous expansion of asset management scale and investment portfolio range needs to establish
Complete management information system and corresponding investment risk management means, it then follows comprehensive, scrupulous property and foresight principle are supported
Identification, metering, the monitoring and control of liquidity risk.Investment risk management method in the related technology, often using non-
Real-time batch processing method, for example, at regular intervals, system calculates each one by one according to the transactional operation arrived at the beginning of the same day
The following daily fund of account can use situation, and administrative staff check whether that money can be used with the presence of account according to the result that timing calculates
Golden notch.Under this mode, there is delay using the processing mode of batch timing, when needing the trading volume of batch processing to increase
When, batch processing task start moment heavy system load, the system of influence provides the timeliness of all account available funds notches,
Liquidity risk is larger.
In order to solve the above-mentioned technical problem, the embodiment of the present invention provides a kind of investment risk management method, by obtain with
The corresponding multiple groups investment behavior data of a variety of investment behaviors, using multiple groups investment behavior data as default streaming computing topological structure
Input, and according to the output of default streaming computing topological structure obtain investment available funds notch information, according to investment can
Risk management is carried out to investment behavior with the notch information of fund, to provide all account available funds notches in time, is taken precautions against
Liquidity risk.
Referring to Fig. 1, this method comprises:
S101: multiple groups investment behavior data corresponding with a variety of investment behaviors are obtained.
The embodiment of the present invention, can be to a variety of associated by each account in multiple accounts during specific execute
Investment behavior carries out the processing of analysis in real time, obtains investment behavior number corresponding with each investment behavior associated by each account
According to.
Optionally, a variety of investment behaviors can be with for example, investment instruction, transation report-back, repurchase of financing, repurchase of raising stocks,
Funds transaction, client are applied to purchase, client redeems and petty cash is freezed.
Investment behavior data can be specially with data on line associated by each investment behavior, data can store on the line
In the background data base corresponding to all kinds of management of liquidity platforms, with no restriction to this.
The investment behavior data can serve to indicate that the situation of change of each fund account.
The embodiment of the present invention can replicate skill using Oracle redo-log log during specific execute in real time
Art reads each investment behavior from background data base corresponding to management of liquidity platform, for example, investment instruction, transation report-back,
Financing repurchase, repurchase of raising stocks, funds transaction, client applies to purchase, client redeems, petty cash is freezed, and goes to aforementioned various investments
To be analyzed and processed, investment behavior data corresponding with each investment behavior are obtained, then, which can also be gone
It is data as stream data source.
Optionally, investment behavior data therein can be with for example, investment types, funds flow, investment amount and throwing
Provide market.
The embodiment of the present invention can be monitored the corresponding back-end data of fund account during specific execute,
Then when monitoring that corresponding back-end data generates variation, triggering divides a variety of investment behaviors of fund account in real time
Analysis processing, obtains investment behavior data corresponding with investment behavior.
The embodiment of the present invention can be monitored the corresponding back-end data of fund account using real-time mode, Neng Gouji
When know the situation of change of the corresponding back-end data of fund account, can be realized System fund during management of investment
A variety of investment behaviors associated by account, to support subsequent a variety of investment behaviors according to the System to carry out risk management,
Seamless real time implementation analysis is handled during realizing investment risk management.
The embodiment of the present invention also when corresponding back-end data generates variation, is adopted in real time during specific execute
Collection generates the back-end data of variation, carries out classification processing to the back-end data for generating variation, obtains a variety of investments of fund account
It is subsequent using default streaming computing topological structure progress risk pipe to can be realized support for behavior and its corresponding investment behavior data
Reason, the back-end data by generating variation carry out classification processing, a variety of investment behaviors of fund account are obtained, from another dimension
Promote data-handling efficiency.
S102: using multiple groups investment behavior data as the input of default streaming computing topological structure, and according to default streaming
The output for calculating topological structure obtains the notch information of investment available funds.
Optionally, in some embodiments, default streaming computing topological structure includes first layer calculate node, second layer calculating
Node and third layer calculate node, referring to fig. 2, Fig. 2 are that streaming computing topological structure schematic diagram is preset in the embodiment of the present invention,
In include: first layer calculate node 21, second layer calculate node 22 and third layer calculate node 23.
Optionally, it in some embodiments, referring to Fig. 3, is based on presetting streaming computing topological structure schematic diagram in above-mentioned Fig. 2,
In the embodiment of the present invention the step of S102, can also include:
S301: using multiple groups investment behavior data as the input of first layer calculate node, instruction investment available funds is obtained
Increase or decrease the first output result.
Optionally, funds flow includes fund inflow and fund outflow, and first layer calculate node includes the sub- section of the first calculating
Point 1 and first child node 2 is calculated, contained in first layer calculate node 21 referring to fig. 2, in Fig. 2 corresponding with fund inflow
First calculates child node 1, and corresponding with fund outflow first calculates child node 2.
The embodiment of the present invention can will indicate what fund flowed into during specific execute in multiple groups investment behavior data
Funds flow, and the input that investment types corresponding with the funds flow that the fund of expression flows into calculate child node 1 as first, obtain
The first output for calculating child node 1 to first is as a result, the first output result instruction investment available funds increases；And/or by multiple groups
The funds flow of fund outflow, and investment types corresponding with the funds flow of the fund of expression outflow are indicated in investment behavior data
The input for calculating child node 2 as first obtains the first output of the first calculating child node 2 as a result, the first output result instruction
Available funds is invested to reduce.
As an example, if investment types are interest income, the funds flow of investment types instruction is cash flow
Enter, then can obtain first using interest income and the funds flow for indicating fund inflow as the input of the first calculating child node 1
The first output of child node 1 is calculated as a result, the first output result instruction investment available funds increases.In another example, it throws
Provide type be trustee's fee pay, then the investment types instruction funds flow be fund flow out, then can by trustee's fee payment with
The input that funds flow calculates child node 2 as first obtains the first output of the first calculating child node 2 as a result, the first output
As a result instruction investment available funds is reduced.
S302: using multiple groups investment behavior data and the first output result as the input of second layer calculate node, referred to
Show the second output result of the amount of money that investment available funds increases or decreases.
Optionally, second layer calculate node includes that the second calculating child node 1 and second calculate child node 2, referring to fig. 2,
Corresponding with fund inflow second is contained in Fig. 2 in second layer calculate node 22 and calculates child node 1, and is corresponding with fund outflow
Second calculate child node 2.
The embodiment of the present invention can will indicate what fund flowed into during specific execute in multiple groups investment behavior data
Funds flow, and investment types corresponding with funds flow, investment amount and instruction investment available funds increased first are defeated
The input that result calculates child node 1 as second out obtains the second output of the second calculating child node 1 as a result, the second output knot
The fruit instruction investment increased amount of money of available funds；And/or the cash flow for fund outflow being indicated in multiple groups investment behavior data
To, and the first output result that investment types corresponding with funds flow, investment amount and instruction investment available funds are reduced
The input for calculating child node 2 as second obtains the second output of the second calculating child node 2 as a result, the second output result instruction
Invest the amount of money of available funds reduction.
As an example, if investment types are bought in for stock, corresponding funds flow is fund outflow, then can be with
Stock is bought in, the funds flow of expression fund outflow, investment amount (for example, turnover add tranaction costs), with
And the first output that instruction investment available funds is reduced is as a result, the input for calculating child node 2 as second, obtains the second calculating
Second output of child node 2 is as a result, the amount of money of available funds reduction is invested in the second output result instruction.In further example,
If there is the investment behavior that a variety of stocks are bought in, then the investment behavior that the second calculating child node 2 is successively bought according to each stock
Data calculate the amount of money of investment available funds reduction, as the second output result.
S303: it using multiple groups investment behavior data and the second output result as the input of third layer calculate node, obtains
The amount of money that investment available funds increases or decreases influences the third output result of the available funds in which day that the same day starts.
It optionally, include: that N number of third corresponding with fund inflow calculates child node 1, Yi Jiyu in third layer calculate node
The corresponding N number of third of fund outflow calculates child node 2, wherein and N is positive integer, referring to fig. 2, third layer calculate node 23 in Fig. 2
In contain N number of third corresponding with fund inflow and calculate child node 1, and N number of third corresponding with fund outflow calculate it is sub
Node 2.
The embodiment of the present invention can will will indicate that fund flows into during specific execute in multiple groups investment behavior data
Funds flow, and investment types corresponding with funds flow, investment amount, investment market and instruction investment available funds increase
The second of the amount of money added exports the input as a result, as each third calculating child node 1, obtains corresponding third and calculates child node 1
Third export result, wherein the third output result that N number of third calculates child node 1 indicates respectively that investment available funds increases
The amount of money influence the same day start the 1st day to the N days available funds；Fund outflow will be indicated in multiple groups investment behavior data
Funds flow, and investment types corresponding with funds flow, investment amount, investment market and instruction investment available funds are reduced
The amount of money the second output as a result, calculate the input of child node 2 as each third, obtain corresponding third and calculate child node 2
Third exports result, wherein the third output result that N number of third calculates child node 2 indicates respectively what investment available funds was reduced
The amount of money influences the 1st day to the N days available funds started on the same day.
As an example, when the fund flowed into according to the wherein investment types of one group of investment behavior data, expression fund
Flow direction, investment amount, investment market, and indicate that the second output result of the amount of money of investment available funds reduction obtains: investment
The influence time of the increased amount of money of available funds is to influence the same day (be labeled as T+0), then by the 1st third calculate child node 1
It exports third and exports result；The influence time of the investment increased amount of money of available funds is to influence (being labeled as the 2nd day for same day start of calculation
T+1), then child node 1 is calculated to export third output result by the 2nd third；And so on, invest the increased gold of available funds
The influence time of volume is the N days (labeled as T+n, wherein n is N-1) for influencing same day start of calculation, then calculates son by n-th third and save
Point 1 exports result to export third.Similarly, when according to the wherein investment types of one group of investment behavior data, expression cash flow
Funds flow out, investment amount, investment market, and indicate that the second output result of the amount of money of investment available funds reduction obtains
Arrive: the amount of money of investment available funds reduction influences the same day (labeled as T+0), then calculates child node 2 by the 1st third to export the
Three output results；The influence time for investing the amount of money of available funds reduction is the 2nd day (labeled as T+1) for influencing same day start of calculation,
Child node 2 is then calculated by the 2nd third to export third output result；And so on, invest the amount of money of available funds reduction
Influence time is the N days (labeled as T+n, wherein n is N-1) for influencing same day start of calculation, then calculates child node 2 by n-th third
To export third output result.
As an example, third layer calculate node is determined for the amount of money of the increase of investment available funds or reduction
The available funds for influencing which day of same day start of calculation, if investment types are bought in for stock, corresponding funds flow is cash flow
Out, then stock is bought in, the funds flow of expression fund outflow, investment amount, investment market, and instruction investment available funds
Second output of the amount of money of reduction is as a result, calculate the input of child node 2 as N number of third, if calculating child node based on N number of third
2 third output result determines the reduction for influencing the 2nd day (T+1) investment available funds, then investment amount is from the corresponding 2nd
A third calculates to be deducted in child node 2, is calculated child node 2 by the 2nd third and is exported third output result.
S304: result is exported according to third and obtains the notch information of investment available funds.
Optionally, in some embodiments, result is exported according to third and obtains the notch information of investment available funds, comprising:
Child node 1 and N number of third, which are calculated, according to N number of third calculates the third output of child node 2 as a result, calculate separately that the same day starts the
The notch information of 1 day to the N days investment available funds.For example, financing gap information may include financing gap time and money
The golden notch amount of money is worked as according to the third output result that the 1st third calculates child node 1 and the 1st third calculating child node 2
The available funds notch amount of money of its (being labeled as T+0) calculates child node 1 according to the 2nd third and the 2nd third calculates child node
2 third output result obtains the available funds notch amount of money for starting the 2nd day (labeled as T+1) on the same day, and so on, according to the
N number of third calculates child node 1 and the third output result of n-th third calculating child node 2 obtains the N days (labels of same day start of calculation
For the available funds notch amount of money of T+n).When default streaming computing topological structure calculates in real time according to each group investment behavior data
When exporting result to third, result can be exported according to third come the notch information of real-time update investment available funds, specific mistake
Journey can refer to attached drawing 6.
It optionally, can also be according to the investment types and funds flow in multiple groups investment behavior data in some embodiments
Judge whether to influence investment available funds；If certain group investment behavior data does not influence to invest available funds, which is invested
Behavioral data is deleted from default streaming computing topological structure.
By the way that when investment behavior data do not influence to invest available funds, investment behavior data are opened up from default streaming computing
It flutters in structure and deletes, delete processing can be carried out to unnecessary investment behavior data in time, default streaming meter is effectively reduced
The operand of topological structure is calculated, the operation efficiency of default streaming computing topological structure is promoted.
S103: risk management is carried out to investment behavior according to the notch information of investment available funds.
The embodiment of the present invention, can be according to the notch information of investment available funds, generation pair during specific execute
The financing repurchase amount of money answered and time limit, and the financing repurchase amount of money and time limit are provided to user.
As an example, via the successively calculating of three layers of calculate node of above-mentioned default streaming computing topological structure, institute
Have the corresponding investment behavior data of the investment behavior under investment in capital account all and can collect in real time investment available funds increase and/or
The available funds in which day is started on the day of the corresponding influence of the amount of money of reduction, is lacked to obtain T+0 to T+n available funds
Message breath.For example available funds notch information shows that the T+n days financing gap amount of money is greater than zero and (invests the amount of money of available funds
Less than zero), showing T+n days, there are financing gaps, can carry out financing operation, then, can be according to financing gap time (T+n
Day) and the corresponding financing gap amount of money, the corresponding financing repurchase amount of money and time limit are generated, and financing is bought back into the amount of money and time limit
Be provided to user, user can in system monitoring interface real time inspection following a period of time whether there is available funds notch,
And there are the time of available funds notch, the liquidity risk of investment in capital account can be eliminated in time.
In the present embodiment, by obtaining multiple groups investment behavior data corresponding with a variety of investment behaviors；Multiple groups are invested and are gone
Input for data as default streaming computing topological structure, and invested according to the output of default streaming computing topological structure
The notch information of available funds；Risk management is carried out to investment behavior according to the notch information of investment available funds, it can be to
It realizes and risk management is carried out to investment behavior in real time, can be realized the notch information for obtaining investment available funds in real time, prevent
Model liquidity risk, and occupied system resource when efficient balance carries out risk management to investment behavior associated by each account,
Promote risk management effect.
Fig. 4 is the structural schematic diagram for the investment risk management device that one embodiment of the invention proposes.
Referring to fig. 4, which includes: to obtain module 401, computing module 402 and risk management module 403,
In,
Module 401 is obtained, for obtaining multiple groups investment behavior data corresponding with a variety of investment behaviors.
Computing module 402, for using multiple groups investment behavior data as the input of default streaming computing topological structure, and root
The notch information of investment available funds is obtained according to the output of default streaming computing topological structure.
Risk management module 403, for carrying out risk management to investment behavior according to the notch information of investment available funds.
Optionally, in some embodiments, default streaming computing topological structure includes first layer calculate node, second layer calculating
Node and third layer calculate node, referring to Fig. 5, then computing module 402, comprising:
First operation submodule 4021, for obtaining using multiple groups investment behavior data as the input of first layer calculate node
The first output result is increased or decreased to instruction investment available funds.
Second operation submodule 4022, for being calculated using multiple groups investment behavior data and the first output result as the second layer
The input of node obtains the second output result of the amount of money that instruction investment available funds increases or decreases.
Third operation submodule 4023, for that multiple groups investment behavior data and second will be exported result as third layer
The input of calculate node, obtaining the amount of money that investment available funds increases or decreases influences the available funds in which day that the same day starts
Third export result.
Acquisition submodule 4024 obtains the notch information of investment available funds for exporting result according to third.
Optionally, in some embodiments, first layer calculate node includes that the first calculating child node 1 and first calculate son section
2 are put, then the first operation submodule 4021, are specifically used for:
The funds flow that will indicate that fund flows into multiple groups investment behavior data, and investment types corresponding with funds flow
The input for calculating child node 1 as first obtains the increased first output result of instruction investment available funds；And/or
The funds flow of fund outflow, and investment types corresponding with funds flow will be indicated in multiple groups investment behavior data
The input for calculating child node 2 as first obtains the first output result that instruction investment available funds is reduced.
Optionally, in some embodiments, second layer calculate node includes that the second calculating child node 1 and second calculate child node
2, then the second operation submodule 4022 is specifically used for:
The funds flow that will indicate that fund flows into multiple groups investment behavior data, and investment type corresponding with funds flow
The input that type, investment amount and the increased first output result of instruction investment available funds calculate child node 1 as second, obtains
To the second output result of the instruction investment increased amount of money of available funds；And/or
The funds flow of fund outflow, and investment type corresponding with funds flow will be indicated in multiple groups investment behavior data
The input that the first output result that type, investment amount and instruction investment available funds are reduced calculates child node 2 as second, obtains
To the second output result of the amount of money of instruction investment available funds reduction.
It optionally, include that N number of third calculates child node 1 and N number of the in some embodiments, in third layer calculate node
Three calculate child node 2, wherein N is positive integer, then third operation submodule 4023, is specifically used for, comprising:
The funds flow that will indicate that fund flows into multiple groups investment behavior data, and investment type corresponding with funds flow
Type, investment amount, investment market and instruction invest the second output of the increased amount of money of available funds as a result, as each third meter
The input of operator node 1 obtains the third output result that corresponding third calculates child node 1, wherein N number of third calculates son section
What the third output result of point 1 indicated respectively that the increased amount of money of investment available funds influences the 1st day to the N days that the same day starts can
Use fund；
The funds flow of fund outflow, and investment type corresponding with funds flow will be indicated in multiple groups investment behavior data
Type, investment amount, investment market and instruction invest the second output of the amount of money of available funds reduction as a result, as each third meter
The input of operator node 2 obtains the third output result that corresponding third calculates child node 2, wherein N number of third calculates son section
Point 2 third output result indicate respectively investment available funds reduction the amount of money influence the same day start the 1st day to the N days can
Use fund.
Optionally, in some embodiments, which is characterized in that device 400 further include: computing module 404, for according to N number of
Third calculates child node 1 and N number of third and calculates the third output of child node 2 as a result, the 1st day for calculating separately that the same day starts is to the
The notch information of N days investment available funds.
Optionally, in some embodiments, which is characterized in that device 400 further include:
Judgment module 405, for according in multiple groups investment behavior data investment types and funds flow judge whether shadow
Ring investment available funds；
Removing module 406, if certain group investment behavior data does not influence to invest available funds, by this group of investment behavior number
It is deleted according to from default streaming computing topological structure.
Optionally, in some embodiments, risk management module 403 is specifically used for: being believed according to the notch of investment available funds
Breath generates the corresponding financing repurchase amount of money and time limit, and the financing repurchase amount of money and time limit is provided to user.
It should be noted that the explanation in earlier figures 1- Fig. 3 embodiment to investment risk management embodiment of the method
Suitable for the investment risk management device 400 of the embodiment, realization principle is similar, and details are not described herein again.
The division of modules is only used for for example, in other embodiments in above-mentioned investment risk management device 400,
Investment risk management device can be divided into as required to different modules, to complete the whole of above-mentioned investment risk management device
Or partial function.
In the present embodiment, by obtaining multiple groups investment behavior data corresponding with a variety of investment behaviors；Multiple groups are invested and are gone
Input for data as default streaming computing topological structure, and invested according to the output of default streaming computing topological structure
The notch information of available funds；Risk management is carried out to investment behavior according to the notch information of investment available funds, it can be to
It realizes and risk management is carried out to investment behavior in real time, can be realized the notch information for obtaining investment available funds in real time, prevent
Model liquidity risk, and occupied system resource when efficient balance carries out risk management to investment behavior associated by each account,
Promote risk management effect.
In order to realize above-described embodiment, the present invention also proposes a kind of computer readable storage medium, when in storage medium
When instruction is executed by the processor of terminal, enable the terminal to execute the investment risk management method in above-described embodiment, for example
Method includes:
Obtain multiple groups investment behavior data corresponding with a variety of investment behaviors；
Using multiple groups investment behavior data as the input of default streaming computing topological structure, and opened up according to default streaming computing
The output for flutterring structure obtains the notch information of investment available funds；
Risk management is carried out to investment behavior according to the notch information of investment available funds.
Computer readable storage medium in the present embodiment, by obtaining multiple groups investment row corresponding with a variety of investment behaviors
For data, using multiple groups investment behavior data as the input of default streaming computing topological structure, and opened up according to default streaming computing
Flutter structure output obtain investment available funds notch information, according to investment available funds notch information to investment behavior into
Row risk management can carry out risk management to investment behavior in real time to realize, can be realized acquisition investment in real time can
With the notch information of fund, liquidity risk is taken precautions against, and efficient balance carries out risk management to investment behavior associated by each account
When occupied system resource, promote risk management effect.
In order to realize above-described embodiment, the present invention also proposes a kind of electronic equipment, comprising: one or more processors；It deposits
Storage device, for storing one or more programs, when one or more programs are executed by one or more processors, so that one
A or multiple processors execute the investment risk management method such as above-described embodiment, and for example method includes:
Obtain multiple groups investment behavior data corresponding with a variety of investment behaviors；
Using multiple groups investment behavior data as the input of default streaming computing topological structure, and opened up according to default streaming computing
The output for flutterring structure obtains the notch information of investment available funds；
Risk management is carried out to investment behavior according to the notch information of investment available funds.
Electronic equipment in the present embodiment will by obtaining multiple groups investment behavior data corresponding with a variety of investment behaviors
Input of the multiple groups investment behavior data as default streaming computing topological structure, and according to the defeated of default streaming computing topological structure
The notch information for obtaining investment available funds out carries out risk pipe to investment behavior according to the notch information of investment available funds
Reason can carry out risk management to investment behavior in real time to realize, can be realized and obtain investment available funds in real time
It is occupied when notch information, prevention liquidity risk, and efficient balance are to the progress risk management of investment behavior associated by each account
System resource, promoted risk management effect.
It should be noted that in the description of the present invention, term " first ", " second " etc. are used for description purposes only, without
It can be interpreted as indication or suggestion relative importance.In addition, in the description of the present invention, unless otherwise indicated, the meaning of " multiple "
It is two or more.
Any process described otherwise above or method description are construed as in flow chart or herein, and expression includes
It is one or more for realizing specific logical function or process the step of executable instruction code module, segment or portion
Point, and the range of the preferred embodiment of the present invention includes other realization, wherein can not press shown or discussed suitable
Sequence, including according to related function by it is basic simultaneously in the way of or in the opposite order, to execute function, this should be of the invention
Embodiment person of ordinary skill in the field understood.
It should be appreciated that each section of the invention can be realized with hardware, software, firmware or their combination.Above-mentioned
In embodiment, software that multiple steps or method can be executed in memory and by suitable instruction execution system with storage
Or firmware is realized.It, and in another embodiment, can be under well known in the art for example, if realized with hardware
Any one of column technology or their combination are realized: having a logic gates for realizing logic function to data-signal
Discrete logic, with suitable combinational logic gate circuit specific integrated circuit, programmable gate array (PGA), scene
Programmable gate array (FPGA) etc..
Those skilled in the art are understood that realize all or part of step that above-described embodiment method carries
It suddenly is that relevant hardware can be instructed to complete by program, the program can store in a kind of computer-readable storage medium
In matter, which when being executed, includes the steps that one or a combination set of embodiment of the method.
It, can also be in addition, each functional unit in each embodiment of the present invention can integrate in a processing module
It is that each unit physically exists alone, can also be integrated in two or more units in a module.Above-mentioned integrated mould
Block both can take the form of hardware realization, can also be realized in the form of software function module.The integrated module is such as
Fruit is realized and when sold or used as an independent product in the form of software function module, also can store in a computer
In read/write memory medium.
Storage medium mentioned above can be read-only memory, disk or CD etc..
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show
The description of example " or " some examples " etc. means specific features, structure, material or spy described in conjunction with this embodiment or example
Point is included at least one embodiment or example of the invention.In the present specification, schematic expression of the above terms are not
Centainly refer to identical embodiment or example.Moreover, particular features, structures, materials, or characteristics described can be any
One or more embodiment or examples in can be combined in any suitable manner.
Although the embodiments of the present invention has been shown and described above, it is to be understood that above-described embodiment is example
Property, it is not considered as limiting the invention, those skilled in the art within the scope of the invention can be to above-mentioned
Embodiment is changed, modifies, replacement and variant.
Claims (11)
1. a kind of investment risk management method characterized by comprising
Obtain multiple groups investment behavior data corresponding with a variety of investment behaviors；
Using investment behavior data described in multiple groups as the input of default streaming computing topological structure, and according to the default streaming meter
The output for calculating topological structure obtains the notch information of investment available funds；
Risk management is carried out to the investment behavior according to the notch information of the investment available funds.
2. investment risk management method as described in claim 1, which is characterized in that the default streaming computing topological structure packet
Include first layer calculate node, second layer calculate node and third layer calculate node, then it is described by investment behavior data described in multiple groups
As the input of default streaming computing topological structure, and obtaining investment according to the output of the default streaming computing topological structure can
With the notch information of fund, comprising:
Using investment behavior data described in multiple groups as the input of the first layer calculate node, obtains instruction investment available funds and increase
Add deduct few first output result；
Using investment behavior data described in multiple groups and the first output result as the input of second layer calculate node, indicated
Second output result of the amount of money that investment available funds increases or decreases；
Using investment behavior data described in multiple groups and the second output result as the input of third layer calculate node, institute is obtained
Stating the amount of money that investment available funds increases or decreases influences the third output result of available funds in which day that the same day starts；
Result, which is exported, according to the third obtains the notch information of the investment available funds.
3. investment risk management method as claimed in claim 2, which is characterized in that the first layer calculate node includes first
It calculates child node 1 and first and calculates child node 2, then using investment behavior data described in multiple groups as the first layer calculate node
Input obtains instruction investment available funds and increases or decreases the first output result, comprising:
The funds flow that will indicate that fund flows into investment behavior data described in multiple groups, and it is corresponding with the funds flow
The input that investment types calculate child node 1 as described first obtains the increased first output result of instruction investment available funds；
And/or
The funds flow of fund outflow will be indicated in investment behavior data described in multiple groups, and corresponding with the funds flow
The input that investment types calculate child node 2 as described first obtains the first output result that instruction investment available funds is reduced.
4. investment risk management method as claimed in claim 3, which is characterized in that the second layer calculate node includes second
It calculates child node 1 and second and calculates child node 2, then using investment behavior data described in multiple groups and the first output result as the
The input of two layers of calculate node obtains the second output result of the amount of money that instruction investment available funds increases or decreases, comprising:
The funds flow that will indicate that fund flows into investment behavior data described in multiple groups, and it is corresponding with the funds flow
The investment types, the investment amount and the increased first output result of instruction investment available funds are as described the
Two calculate the input of child node 1, obtain the second output result of the instruction investment increased amount of money of available funds；And/or
The funds flow of fund outflow will be indicated in investment behavior data described in multiple groups, and corresponding with the funds flow
The first output result that the investment types, the investment amount and the instruction investment available funds are reduced is as described the
Two calculate the input of child node 2, obtain the second output result of the amount of money of instruction investment available funds reduction.
5. investment risk management method as claimed in claim 4, which is characterized in that include N in the third layer calculate node
A third calculates child node 1 and N number of third calculates child node 2, wherein N is positive integer, then by investment behavior number described in multiple groups
Accordingly and described second exports input of the result as third layer calculate node, obtains the investment available funds and increases or decreases
The amount of money influence the same day start which day available funds third export result, comprising:
The funds flow that will indicate that fund flows into investment behavior data described in multiple groups, and it is corresponding with the funds flow
The investment types, the investment amount, the investment market and the instruction investment increased amount of money of available funds it is second defeated
Out as a result, calculating the input of child node 1 as each third, obtain corresponding third calculate child node 1 third output as a result, its
In, the third output result that N number of third calculates child node 1 indicates respectively the increased amount of money of the investment available funds
Influence the 1st day to the N days available funds of same day start of calculation；
The funds flow of fund outflow will be indicated in investment behavior data described in multiple groups, and corresponding with the funds flow
The investment types, the investment amount, the investment market and the amount of money of instruction investment available funds reduction it is second defeated
Out as a result, calculating the input of child node 2 as each third, obtain corresponding third calculate child node 2 third output as a result, its
In, the third output result that N number of third calculates child node 2 indicates respectively the amount of money of the investment available funds reduction
Influence the 1st day to the N days available funds of same day start of calculation.
6. investment risk management method as claimed in claim 5, which is characterized in that described to be obtained according to third output result
To the notch information of the investment available funds, comprising:
Child node 1 is calculated according to N number of third and N number of third calculates the third output of child node 2 as a result, calculating separately
The notch information for the 1st day to the N days investment available funds that the same day starts.
7. such as the described in any item investment risk management methods of claim 2-6, which is characterized in that the method also includes:
The investment types and the funds flow in the investment behavior data according to multiple groups judge whether that influence investment can
Use fund；
If certain, which organizes the investment behavior data, does not influence to invest available funds, the investment behavior data are preset from described
It is deleted in streaming computing topological structure.
8. the investment risk management method as described in claim 2-6, which is characterized in that according to lacking for the investment available funds
Message breath carries out risk management to the investment behavior, comprising:
It according to the notch information of the investment available funds, generates corresponding financing and buys back the amount of money and time limit, and by the financing
The repurchase amount of money and time limit are provided to user.
9. a kind of investment risk management device characterized by comprising
Module is obtained, for obtaining multiple groups investment behavior data corresponding with a variety of investment behaviors；
Computing module, for using investment behavior data described in multiple groups as the input of default streaming computing topological structure, and according to
The output of the default streaming computing topological structure obtains the notch information of investment available funds；
Risk management module, for carrying out risk pipe to the investment behavior according to the notch information of the investment available funds
Reason.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the program is by processor
Such as investment risk management method of any of claims 1-8 is realized when execution.
11. a kind of electronic equipment characterized by comprising
One or more processors；
Storage device, for storing one or more programs, when one or more of programs are by one or more of processing
When device executes, so that one or more of processors realize such as investment risk management of any of claims 1-8
Method.
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