CN109035044A - A kind of checking method and system of pet insurance Claims Resolution - Google Patents
A kind of checking method and system of pet insurance Claims Resolution Download PDFInfo
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- CN109035044A CN109035044A CN201811042763.7A CN201811042763A CN109035044A CN 109035044 A CN109035044 A CN 109035044A CN 201811042763 A CN201811042763 A CN 201811042763A CN 109035044 A CN109035044 A CN 109035044A
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- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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- G06F18/22—Matching criteria, e.g. proximity measures
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V10/00—Arrangements for image or video recognition or understanding
- G06V10/40—Extraction of image or video features
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Abstract
The embodiment of the present invention provides the checking method and system of a kind of pet insurance Claims Resolution.Method includes: the pet insurance Claims Resolution request that main transmission is doted in reception, and pet insurance Claims Resolution request includes into pet ID, the unexpected pet image of generation for protecting pet；Corresponding first pet feature is obtained according to unexpected pet image occurs；It is obtained from preset social networks according to pet ID into the daily photo of the corresponding pet of guarantor pet；By the first pet feature and the daily photo of pet respectively it is corresponding with entering to protect pet enter breath information-preserving match, audit and pass through if matching is consistent.System is for executing the above method.The embodiment of the present invention by by the first pet feature and the daily photo of pet respectively it is corresponding with entering to protect pet enter breath information-preserving match, it audits and passes through if matching is consistent, to when doting on main need to the requirement settlement of insurance claim of its pet, the occurrence of pet of Claims Resolution is audited, reduces insurance fraud can accurately be treated.
Description
Technical field
The present invention relates to Internet technical field, checking method in particular to a kind of Claims Resolution of pet insurance and it is
System.
Background technique
Pet is a routine and normal part for daily life, and nowadays many families possess one or more pets,
These pets include dog, cat, fish, bird, snake, lizard, horse, hamster, other rodents, other reptiles etc..
The insurance company of most domestic only accepts insurance to the third party liability risk of pet, i.e., only undertakes because insurant closes
The pet that method possesses causes the personal injury of the third party or the direct losses of property, the economic compensation that should be undertaken in accordance with the law by insurant
Responsibility is repaid, stipulated that a variety of clauses on liability exemption, scope of insurance coverage is narrow, cannot effectively meet people to the potential of pet insurance
Demand.
For pet life insurance, loss ratio is high, and main cause is that insurance company can not accurately confirm pet
Monomer, so that the insurance fraud situation occurred is more.
Summary of the invention
In view of this, the checking method and system for being designed to provide a kind of pet insurance Claims Resolution of the embodiment of the present invention,
To solve the above technical problems.
In a first aspect, the embodiment of the invention provides a kind of checking methods of pet insurance Claims Resolution, comprising:
The pet insurance Claims Resolution request for doting on main transmission is received, the pet insurance Claims Resolution request includes into the pet for protecting pet
ID, unexpected pet image occurs；
Corresponding first pet feature is obtained according to the unexpected pet image of the generation；
It is obtained described to enter to protect the daily photo of the corresponding pet of pet from preset social networks according to the pet ID；
By the first pet feature and the daily photo of the pet respectively with it is described enter protect pet it is corresponding enter breath information-preserving
It is matched, audits and pass through if matching is consistent.
Further, the method, further includes:
Dote on the described of main transmission described in reception to enter to protect pet and enter to protect request；
According to it is described enter protect request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, according to it is described enter information-preserving cease build
It stands into guarantor's archives.
Further, it is described enter to protect request include described entering to protect the corresponding pet essential characteristic of pet；Accordingly；Described
According to it is described enter protect request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, comprising:
Enter to protect pet and carry out Image Acquisition and obtain into guarantor's image to described, enter to protect image and carry out feature extraction according to described,
Obtain the second pet feature；
The second pet feature is matched with the pet essential characteristic, enters guarantor for described in if matching is consistent and dotes on
Object generates corresponding pet ID, and using the pet ID, described enter to protect image and the second pet feature and enter guarantor described in asing
Information.
Further, after entering breath information-preserving according to and establishing guarantor's archives, the method, further includes:
The pet ID is sent on the preset social networks and is registered, and enters to protect image synchronization extremely by described
The social networks；Wherein, the described of Your Majesty's biography is doted on described in being stored in the social networks to enter to protect the daily photograph of pet of pet
Piece.
Further, described to enter to protect pet pair with described respectively by the first pet feature and the daily photo of the pet
The breath information-preserving that enters answered is matched, and is audited and is passed through if matching is consistent, comprising:
By the first pet feature with it is described enter breath information-preserving in the second pet feature match, by the pet day
Normal photo with it is described enter breath information-preserving in enter to protect image and matched, audit and pass through if matching unanimously.
Further, it is described enter to protect request include described entering to protect the corresponding pet essential characteristic of pet；Accordingly；Described
According to it is described enter protect request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, comprising:
To it is described enter protect pet carry out Image Acquisition obtain into guarantor's image and iris information, enter to protect image and institute according to described
It states iris information and carries out feature extraction, obtain the second pet feature；
The second pet feature is matched with the pet essential characteristic, enters guarantor for described in if matching is consistent and dotes on
Object generates corresponding pet ID, and using the pet ID, described enter to protect image and the second pet feature and enter guarantor described in asing
Information.
Further, the pet insurance Claims Resolution request further includes iris information；Correspondingly,
It is described to enter to protect that pet is corresponding to be entered to protect with described respectively by the first pet feature and the daily photo of the pet
Information is matched, comprising: by the first pet feature, the daily photo of the pet and the pet ID respectively with it is described enter
Protect pet it is corresponding enter breath information-preserving matched.
Second aspect, the embodiment of the present invention provide a kind of auditing system of pet insurance Claims Resolution, comprising:
First receiving module, for receiving the pet insurance Claims Resolution request for doting on main transmission, the pet insurance Claims Resolution request
Including entering to protect the pet ID of pet, unexpected pet image occurring；
Characteristic extracting module, for obtaining corresponding first pet feature according to the unexpected pet image of the generation；
Photo obtains module, for according to the pet ID obtained from preset social networks it is described enter to protect pet corresponding
The daily photo of pet；
Auditing module, for entering to protect pet pair the first pet feature and the daily photo of the pet with described respectively
The breath information-preserving that enters answered is matched, and is audited and is passed through if matching is consistent.
Further, the system, further includes:
Second receiving module described is doted on to enter to protect pet described in main transmission and enter to protect request for receiving；
Enter to protect module, for enter to protect according to request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, according to
It is described enter it is information-preserving breath establish into guarantor's archives.
Further, it is described enter to protect request include described entering to protect the corresponding pet essential characteristic of pet；Accordingly；It is described enter
Module is protected, is specifically used for:
Enter to protect pet and carry out Image Acquisition and obtain into guarantor's image to described, enter to protect image and carry out feature extraction according to described,
Obtain the second pet feature；
The second pet feature is matched with the pet essential characteristic, enters guarantor for described in if matching is consistent and dotes on
Object generates corresponding pet ID, and using the pet ID, described enter to protect image and the second pet feature and enter guarantor described in asing
Information.
Further, the system, further includes:
Synchronization module is registered for the pet ID to be sent on the preset social networks, and will be described
Enter to protect image synchronization to the social networks；Wherein, be stored in the social networks it is described dote on Your Majesty's biography it is described enter guarantor dote on
The daily photo of the pet of object.
Further, which is characterized in that the auditing module is specifically used for:
By the first pet feature with it is described enter breath information-preserving in the second pet feature match, by the pet day
Normal photo with it is described enter breath information-preserving in enter to protect image and matched, audit and pass through if matching unanimously.
The third aspect, the embodiment of the present invention provide a kind of electronic equipment, comprising: processor, memory and bus, wherein
The processor and the memory complete mutual communication by the bus；
The memory is stored with the program instruction that can be executed by the processor, and the processor calls described program to refer to
Enable the method and step for being able to carry out first aspect.
Fourth aspect, the embodiment of the present invention provide a kind of non-transient computer readable storage medium, comprising:
The non-transient computer readable storage medium stores computer instruction, and the computer instruction makes the computer
Execute the method and step of first aspect.
The embodiment of the present invention is by entering to protect by the first pet feature and the daily photo of pet are corresponding with entering to protect pet respectively
Information is matched, and is audited and is passed through if matching is consistent, thus when doting on main need to the requirement settlement of insurance claim of its pet, Neng Gouzhun
The occurrence of true pet for treating Claims Resolution is audited, reduces insurance fraud.
Other features and advantages of the present invention will be illustrated in subsequent specification, also, partly be become from specification
It is clear that by implementing understanding of the embodiment of the present invention.The objectives and other advantages of the invention can be by written theory
Specifically noted structure is achieved and obtained in bright book, claims and attached drawing.
Detailed description of the invention
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below will be to needed in the embodiment attached
Figure is briefly described, it should be understood that the following drawings illustrates only certain embodiments of the present invention, therefore is not construed as pair
The restriction of range for those of ordinary skill in the art without creative efforts, can also be according to this
A little attached drawings obtain other relevant attached drawings.
Fig. 1 is a kind of checking method flow diagram of pet insurance Claims Resolution provided in an embodiment of the present invention；
Fig. 2 is the checking method flow diagram of another pet insurance Claims Resolution provided in an embodiment of the present invention；
Fig. 3 is a kind of auditing system structural schematic diagram of pet insurance Claims Resolution provided in an embodiment of the present invention；
Fig. 4 is the structural block diagram of electronic equipment provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with attached drawing in the embodiment of the present invention, technical solution in the embodiment of the present invention carries out clear, complete
Ground description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.Usually exist
The component of the embodiment of the present invention described and illustrated in attached drawing can be arranged and be designed with a variety of different configurations herein.Cause
This, is not intended to limit claimed invention to the detailed description of the embodiment of the present invention provided in the accompanying drawings below
Range, but it is merely representative of selected embodiment of the invention.Based on the embodiment of the present invention, those skilled in the art are not doing
Every other embodiment obtained under the premise of creative work out, shall fall within the protection scope of the present invention.
It should also be noted that similar label and letter indicate similar terms in following attached drawing, therefore, once a certain Xiang Yi
It is defined in a attached drawing, does not then need that it is further defined and explained in subsequent attached drawing.Meanwhile of the invention
In description, term " first ", " second " etc. are only used for distinguishing description, are not understood to indicate or imply relative importance.
Fig. 1 is a kind of checking method flow diagram of pet insurance Claims Resolution provided in an embodiment of the present invention, such as Fig. 1 institute
Show, this method, comprising:
Step 101: receiving the pet insurance Claims Resolution request for doting on main transmission, the pet insurance Claims Resolution request includes doting on into guarantor
The pet ID of object, unexpected pet image occurs；
In the specific implementation process, casualty insurance can be bought in advance for its pet supported by doting on master, wherein pet can
To be dog, cat etc., after buying casualty insurance, if entering to protect pet, something unexpected happened, can pursue a claim to insurance company.
Auditing system can receive first dote on main transmission pet insurance Claims Resolution request, wherein pet insurance Claims Resolution request in include into
It protects the pet ID of pet, unexpected pet image occurs.It should be noted that can also include it in pet insurance Claims Resolution request
The information of his pet, the embodiment of the present invention are not specifically limited in this embodiment.It is understood that unexpected refer into guarantor's pet injury
Or death etc..Pet ID is the mark that can be identified for that into guarantor's pet uniqueness, i.e., one enters to protect pet and corresponds to unique one
Pet ID, the pet ID can be convenient for entering to protect the management of pet.Unexpected pet image, which occurs, can be one, be also possible to more
?.
Step 102: corresponding first pet feature is obtained according to the unexpected pet image of the generation；
In the specific implementation process, auditing system can anticipate to this after receiving the unexpected pet image of generation
Other lover's object image carries out feature extraction, to obtain corresponding first pet feature, wherein the first pet feature may include doting on
The hair of object, blood lineage then have pugil white hair can also be with if having pugil white hair below the mouth of black doggie below mouth
As the first pet feature.It is understood, therefore, that the first pet feature is that can accurately identify the required feature of pet.
Step 103: being obtained described to enter to protect the corresponding pet day of pet from preset social networks according to the pet ID
Normal photo；
In the specific implementation process, auditing system needs are obtained from preset social networks according to pet ID dotes on into guarantor
The daily photo of the corresponding pet of object, it should be noted that social networks can be animal house, wave surprise net etc., these networks are special
Door is shown up for pet that the owner of pet uploads its pet to be daily, if also, doting on main is that its pet buys casualty insurance
Afterwards, the registration information on social networks is therefore pet ID can get the daily photo of pet according to pet ID.It should say
It is bright, after doting on master is that its pet enters guarantor, it can specify that and dote on main at least 10 days with regard to uploading once to enter to protect the photo of pet, thus
It will appreciate that this enters to protect the recording of growing up of pet.
Step 104: by the first pet feature and the daily photo of the pet respectively with it is described enter to protect pet corresponding
Enter breath information-preserving to be matched, audits and pass through if matching is consistent.
In the specific implementation process, main when entering to protect for its pet due to doting on, providing this, to enter to protect entering for pet information-preserving
Breath, in entering breath information-preserving include into when protecting this enter to protect pet enter to protect image and the second pet feature, therefore, get to
After the first pet feature for entering to protect pet and the daily photo of pet of Claims Resolution, enter breath progress information-preserving with what is submitted when entering and protecting respectively
Match, if successful match, illustrates that the pet that enters to protect to be settled a claim strictly dotes on the main pet for buying casualty insurance for it, audit at that time
Pass through.Otherwise it audits and does not pass through, insurance company will not settle a claim for it.
It should be noted that doting on master can be the purchase insurance of its pet in insurance company, can also have by other and open
If the company of pet insurance business buys.
The embodiment of the present invention is by entering to protect by the first pet feature and the daily photo of pet are corresponding with entering to protect pet respectively
Information is matched, and is audited and is passed through if matching is consistent, thus when doting on main need to the requirement settlement of insurance claim of its pet, Neng Gouzhun
The occurrence of true pet for treating Claims Resolution is audited, reduces insurance fraud.
On the basis of the above embodiments, the method, further includes:
Dote on the described of main transmission described in reception to enter to protect pet and enter to protect request；
According to it is described enter protect request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, according to it is described enter information-preserving cease build
It stands into guarantor's archives.
In the specific implementation process, dote on master and buy casualty insurance, before purchase, auditing system firstly the need of for its pet
It receives and dotes on this of main transmission and enter to protect pet and enter to protect request, it should be noted that entering to protect request is to dote on this main filled in and enter guarantor to dote on
The corresponding relevant information of object.According to enter protect request can acquire into guarantor pet it is corresponding enter breath information-preserving, this enter it is information-preserving breath for warp
It crosses and manually proofreaded, such as: doting in the main relevant information filled in has one are as follows: the hair of pet is ater, is needed at this time
It manually watches it and enters to protect whether pet is ater, if it is, verifying successfully.After acquiring breath information-preserving, according to enter protect
Information is generated into guarantor's archives, will enter to protect archives storing.
It is understood that including that can require to insure into information such as height, the weight for protecting pet in breath information-preserving if entering
Company personnel is periodically to measure into protecting pet, and update into breath information-preserving, and it is primary specifically to can be a measurement in month.
The embodiment of the present invention will be anticipated after accident occurs for pet by entering breath information-preserving to entering to protect pet building archives
The outer unexpected pet image of the pet ID for entering to protect pet and generation is matched with breath information-preserving is entered, to occur unexpectedly to verify
Whether pet is to prevent from doting on instigator carrying out insurance fraud with other similar pet into protecting pet.
On the basis of the above embodiments, it is described enter to protect request include described entering to protect the corresponding pet essential characteristic of pet；
Accordingly；It is described enter to protect according to request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, comprising:
Enter to protect pet and carry out Image Acquisition and obtain into guarantor's image to described, enter to protect image and carry out feature extraction according to described,
Obtain the second pet feature；
The second pet feature is matched with the pet essential characteristic, enters guarantor for described in if matching is consistent and dotes on
Object generates corresponding pet ID, and using the pet ID, described enter to protect image and the second pet feature and enter guarantor described in asing
Information.
In the specific implementation process, when doting on main application pet and entering to protect, provide to enter to protect in request include into protecting pet
Corresponding pet essential characteristic, such as: pet hair, height, weight etc..These information can be by doting on primary input to audit system
In system.Under normal circumstances, dote on master to need to take when entering to protect to play insurance company into guarantor pet one, insurance company enters guarantor to it and dotes on
Object carries out Image Acquisition, obtains into guarantor's image, it should be noted that can carry out multi-faceted Image Acquisition, that is, what is obtained enters
Protecting image can be by multiple.Collect guarantor pet enter to protect image after, to enter to protect image carry out feature extraction, to obtain
Second pet feature.Include the information such as hair, height, weight in second pet feature, therefore, can by the second pet feature with
Dote on the main pet essential characteristic filled in be matched, if matching is consistent, enters to protect pet for this and generate a unique pet
ID, and using pet ID, enter to protect image and the second pet feature as entering breath information-preserving.It should be noted that being existed since master may be doted on
Deliberately conceal information when filling in pet essential characteristic, thus need by enter to protect image carry out feature extraction after match,
The correctness for doting on main filled out information is verified, on the other hand, allows and dotes on whether the second pet feature that main confirmation generates fills in it
It is consistent.
On the basis of the above embodiments, after entering breath information-preserving according to and establishing guarantor's archives, the method is also wrapped
It includes:
The pet ID is sent on the preset social networks and is registered, and enters to protect image synchronization extremely by described
The social networks；Wherein, the described of Your Majesty's biography is doted on described in being stored in the social networks to enter to protect the daily photograph of pet of pet
Piece.
In the specific implementation process, after pet enters guarantor, auditing system exists according to enter to protect the pet ID that pet generates
It is registered on its social networks bound, then will enter to protect image synchronization to social networks, later, social activity can be logged in by doting on master
Network, the upper incoming daily photo of pet for protecting pet on social networks.Auditing system can also be by pet ID from society at this time
It hands in network and obtains the daily photo of the pet.
On the basis of the above embodiments, it is described by the first pet feature and the daily photo of the pet respectively with institute
State into guarantor pet it is corresponding enter breath information-preserving match, audit and pass through if matching is consistent, comprising:
By the first pet feature with it is described enter breath information-preserving in the second pet feature match, by the pet day
Normal photo with it is described enter breath information-preserving in enter to protect image and matched, audit and pass through if matching unanimously.
In the specific implementation process, it will occur unexpectedly to enter to protect the corresponding first pet feature of pet and enter to protect pet pair
The the second pet feature entered in breath information-preserving answered is matched, and by the daily photo of the pet obtained from social networks with enter
Entering in breath information-preserving protects image and is matched, if matching is consistent, audit passes through, and starts to settle a claim, and otherwise not settles a claim.It should
Illustrate, when carrying out images match, matching degree can be set, if matching degree is greater than 95%, then it is assumed that is that matching is consistent.
The embodiment of the present invention is by entering to protect by the first pet feature and the daily photo of pet are corresponding with entering to protect pet respectively
Information is matched, and is audited and is passed through if matching is consistent, thus when doting on main need to the requirement settlement of insurance claim of its pet, Neng Gouzhun
The occurrence of true pet for treating Claims Resolution is audited, reduces insurance fraud.
On the basis of the above embodiments, it is described enter to protect request include described entering to protect the corresponding pet essential characteristic of pet；
Accordingly；It is described enter to protect according to request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, comprising:
To it is described enter protect pet carry out Image Acquisition obtain into guarantor's image and iris information, enter to protect image and institute according to described
It states iris information and carries out feature extraction, obtain the second pet feature；
The second pet feature is matched with the pet essential characteristic, enters guarantor for described in if matching is consistent and dotes on
Object generates corresponding pet ID, and using the pet ID, described enter to protect image and the second pet feature and enter guarantor described in asing
Information.
In the specific implementation process, when doting on main application pet and entering to protect, provide to enter to protect in request include into protecting pet
Corresponding pet essential characteristic, such as: pet hair, height, weight etc..These information can be by doting on primary input to audit system
In system.Under normal circumstances, dote on master to need to take when entering to protect to play insurance company into guarantor pet one, insurance company enters guarantor to it and dotes on
Object carries out Image Acquisition and iris capturing, obtains into guarantor's image and iris information, it should be noted that can carry out multi-party
The Image Acquisition of position, that is, the image that enters to protect obtained can be by multiple.The eyes of most vertebrates have iris, due to each
The iris information of pet is all different, it is possible to be used for identification.Therefore for vertebrate, can pass through by
Its iris information improves the accuracy of identification as one entered in breath information-preserving.
Collect guarantor pet enter to protect image after, feature extraction is carried out to entering to protect image and iris information, to obtain
Obtain the second pet feature.It include the information such as hair, height, weight, iris information in second pet feature, it therefore, can be by the
Two pet features are matched with the main pet essential characteristic filled in is doted on, if matching is consistent, is entered to protect pet for this and are generated one
A unique pet ID, and using pet ID, enter to protect image and the second pet feature as entering breath information-preserving.It should be noted that by
Information is deliberately conceal in that may dote on main when filling in pet essential characteristic, so needing by carrying out feature extraction to entering to protect image
After matched, to verify the correctness for doting on main filled out information, on the other hand, allow dote on it is main confirmation generate the second pet be characterized in
It is no filled in it is consistent.
On the basis of the above embodiments, when dote on it is main enter to protect pet occur it is unexpected propose pet insurance Claims Resolution request after,
Obtain after that settles a claim enters to protect the first pet feature, iris information and the daily photo of pet of pet, respectively with submission when entering to protect
The breath information-preserving that enters matched, if successful match, illustrate it is to be settled a claim enter to protect pet strictly dote at that time it is main for its purchase meaning
The pet of outer insurance, audit pass through.Otherwise it audits and does not pass through, insurance company will not settle a claim for it.
The embodiment of the present invention is matched by the way that the iris information of pet to be added in breath information-preserving in the information to pet
When, matched accuracy can be greatly improved.Fig. 2 is the audit side of another pet insurance Claims Resolution provided in an embodiment of the present invention
Method flow diagram, as shown in Figure 2, comprising: purchase insurance when, purchase insurance after, pet three phases after accident occur；
When buying insurance, the essential characteristic of main registration pet is doted on, at this point, auditing system receives the essential characteristic；It protects
The photo of dangerous company shooting pet, obtains into guarantor's image, and carry out feature extraction to entering to protect image, obtain pet hair, height,
The information such as blood lineage, weight, these information are as the second pet feature.By the second pet feature with to dote on the main pet filled in substantially special
Sign is matched, judge whether it is consistent, if so, generate unique pet ID for the pet, and by pet ID, enter to protect image and
Second pet feature is established insurance archives and is stored, at this point, entering to protect successfully as breath information-preserving is entered.
After purchase insurance, main addition wave surprise net etc. and the associated social network sites of auditing system are doted on, registration information is should
The pet ID of pet, auditing system will enter to protect image synchronization to social network sites, meanwhile, doting on main can also upload daily pet and shine
Piece.
After accident occurs for pet, when needing to settle a claim, dote on it is main treat entering to protect pet and taking pictures for Claims Resolution, acquisition is anticipated
Other lover's object image, it should be noted that when carrying out Image Acquisition, damage differential is taken pictures；Auditing system is receiving
Feature extraction is carried out to after occurring unexpected pet image, obtains the first pet feature, also, auditing system is obtained from social network sites
Take the daily photo of the corresponding pet of the pet ID, judge the daily photo of pet with enter in breath information-preserving whether enter to protect image consistent,
Whether the first pet feature is consistent with the second pet feature, audits and passes through if consistent, settles a claim.
The embodiment of the present invention is by entering to protect by the first pet feature and the daily photo of pet are corresponding with entering to protect pet respectively
Information is matched, and is audited and is passed through if matching is consistent, is not needed to pet et al. Ke chip, easy to operate, and is worked as
Dote on it is main need to its pet require settlement of insurance claim when, the pet that can accurately treat Claims Resolution is audited, and insurance fraud feelings are reduced
The generation of condition.
Fig. 3 is a kind of auditing system structural schematic diagram of pet insurance Claims Resolution provided in an embodiment of the present invention, such as Fig. 3 institute
Show, which includes: the first receiving module 301, characteristic extracting module 302, photo acquisition module 303 and auditing module
304, in which:
First receiving module 301 is used to receive the pet insurance for doting on main transmission Claims Resolution request, and the pet insurance Claims Resolution is asked
Ask pet ID, the unexpected pet image of generation including entering to protect pet；Characteristic extracting module 302 according to the accident that occurs for doting on
Object image obtains corresponding first pet feature；Photo obtains module 303 and is used for according to the pet ID from preset social network
Enter to protect the daily photo of the corresponding pet of pet described in obtaining in network；Auditing module 304 is used for the first pet feature and institute
State the daily photo of pet respectively with it is described enter protect pet it is corresponding enter breath information-preserving matched, audit and pass through if matching is consistent.
On the basis of the above embodiments, the system, further includes:
Second receiving module described is doted on to enter to protect pet described in main transmission and enter to protect request for receiving；
Enter to protect module, for enter to protect according to request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, according to
It is described enter it is information-preserving breath establish into guarantor's archives.
On the basis of the above embodiments, it is described enter to protect request include described entering to protect the corresponding pet essential characteristic of pet；
Accordingly；It is described to enter to protect module, it is specifically used for:
Enter to protect pet and carry out Image Acquisition and obtain into guarantor's image to described, enter to protect image and carry out feature extraction according to described,
Obtain the second pet feature；
The second pet feature is matched with the pet essential characteristic, enters guarantor for described in if matching is consistent and dotes on
Object generates corresponding pet ID, and using the pet ID, described enter to protect image and the second pet feature and enter guarantor described in asing
Information.
On the basis of the above embodiments, the system, further includes:
Synchronization module is registered for the pet ID to be sent on the preset social networks, and will be described
Enter to protect image synchronization to the social networks；Wherein, be stored in the social networks it is described dote on Your Majesty's biography it is described enter guarantor dote on
The daily photo of the pet of object.
On the basis of the above embodiments, the auditing module, is specifically used for:
By the first pet feature with it is described enter breath information-preserving in the second pet feature match, by the pet day
Normal photo with it is described enter breath information-preserving in enter to protect image and matched, audit and pass through if matching unanimously.
It is apparent to those skilled in the art that for convenience and simplicity of description, the device of foregoing description
Specific work process, no longer can excessively be repeated herein with reference to the corresponding process in preceding method.
In conclusion the embodiment of the present invention by by the first pet feature and the daily photo of pet respectively with enter to protect pet pair
The breath information-preserving that enters answered is matched, and is audited and is passed through if matching is consistent, thus when doting on main need to the requirement settlement of insurance claim of its pet
When, it can accurately treat the occurrence of pet of Claims Resolution is audited, reduces insurance fraud.
The present embodiment discloses a kind of computer program product, and the computer program product includes being stored in non-transient calculating
Computer program on machine readable storage medium storing program for executing, the computer program include program instruction, when described program instruction is calculated
When machine executes, computer is able to carry out method provided by above-mentioned each method embodiment, for example, doting on for main transmission is doted in reception
Object settlement of insurance claim request, the pet insurance Claims Resolution request include into pet ID, the unexpected pet image of generation for protecting pet；According to
The unexpected pet image of the generation obtains corresponding first pet feature；It is obtained from preset social networks according to the pet ID
Enter to protect the daily photo of the corresponding pet of pet described in obtaining；By the first pet feature and the daily photo of the pet respectively with institute
State into guarantor pet it is corresponding enter breath information-preserving match, audit and pass through if matching is consistent.
The present embodiment provides a kind of non-transient computer readable storage medium, the non-transient computer readable storage medium
Computer instruction is stored, the computer instruction makes the computer execute method provided by above-mentioned each method embodiment, example
It such as include: to receive the pet insurance Claims Resolution request for doting on main transmission, the pet insurance Claims Resolution request includes into the pet for protecting pet
ID, unexpected pet image occurs；Corresponding first pet feature is obtained according to the unexpected pet image of the generation；Doted on according to described
Object ID enters to protect the daily photo of the corresponding pet of pet described in obtaining from preset social networks；By the first pet feature and
The daily photo of pet respectively with it is described enter protect pet it is corresponding enter breath information-preserving matched, audited if matching is consistent logical
It crosses.
Referring to figure 4., Fig. 4 is the structural block diagram of electronic equipment provided in an embodiment of the present invention.Electronic equipment may include
Auditing system 401, memory 402, storage control 403, processor 404, Peripheral Interface 405, input-output unit 406, sound
Frequency unit 407, display unit 408.
The memory 402, storage control 403, processor 404, Peripheral Interface 405, input-output unit 406, sound
Frequency unit 407, each element of display unit 408 are directly or indirectly electrically connected between each other, to realize the transmission or friendship of data
Mutually.It is electrically connected for example, these elements can be realized between each other by one or more communication bus or signal wire.The audit
System 401 includes that at least one can be stored in the memory 402 or solidify in the form of software or firmware (firmware)
Software function module in the operating system (operating system, OS) of auditing system 401.The processor 404 is used
In executing the executable module that stores in memory 402, such as the software function module that includes of auditing system 401 or computer journey
Sequence.
Wherein, memory 402 may be, but not limited to, random access memory (Random Access Memory,
RAM), read-only memory (Read Only Memory, ROM), programmable read only memory (Programmable Read-Only
Memory, PROM), erasable read-only memory (Erasable Programmable Read-Only Memory, EPROM),
Electricallyerasable ROM (EEROM) (Electric Erasable Programmable Read-Only Memory, EEPROM) etc..
Wherein, memory 402 is for storing program, and the processor 404 executes described program after receiving and executing instruction, aforementioned
Method performed by the server that the stream process that any embodiment of the embodiment of the present invention discloses defines can be applied to processor 404
In, or realized by processor 404.
Processor 404 can be a kind of IC chip, the processing capacity with signal.Above-mentioned processor 404 can
To be general processor, including central processing unit (Central Processing Unit, abbreviation CPU), network processing unit
(Network Processor, abbreviation NP) etc.；Can also be digital signal processor (DSP), specific integrated circuit (ASIC),
Ready-made programmable gate array (FPGA) either other programmable logic device, discrete gate or transistor logic, discrete hard
Part component.It may be implemented or execute disclosed each method, step and the logic diagram in the embodiment of the present invention.General processor
It can be microprocessor or the processor 404 be also possible to any conventional processor etc..
Various input/output devices are couple processor 404 and memory 402 by the Peripheral Interface 405.Some
In embodiment, Peripheral Interface 405, processor 404 and storage control 403 can be realized in one single chip.Other one
In a little examples, they can be realized by independent chip respectively.
Input-output unit 406 realizes user and the server (or local terminal) for being supplied to user input data
Interaction.The input-output unit 406 may be, but not limited to, mouse and keyboard etc..
Audio unit 407 provides a user audio interface, may include one or more microphones, one or more raises
Sound device and voicefrequency circuit.
Display unit 408 provides an interactive interface (such as user interface) between the electronic equipment and user
Or it is referred to for display image data to user.In the present embodiment, the display unit 408 can be liquid crystal display or touching
Control display.It can be the touching of the capacitance type touch control screen or resistance-type of support single-point and multi-point touch operation if touch control display
Control screen etc..Single-point and multi-point touch operation is supported to refer to that touch control display can sense on the touch control display one or more
The touch control operation generated simultaneously at a position, and the touch control operation that this is sensed transfers to processor 404 to be calculated and handled.
Various input/output devices are couple processor 404 and memory 402 by the Peripheral Interface 405.Some
In embodiment, Peripheral Interface 405, processor 404 and storage control 403 can be realized in one single chip.Other one
In a little examples, they can be realized by independent chip respectively.
Input-output unit 406 is used to be supplied to the interaction that user input data realizes user and processing terminal.It is described defeated
Entering output unit 406 may be, but not limited to, mouse and keyboard etc..
It is appreciated that structure shown in Fig. 4 is only to illustrate, the electronic equipment may also include it is more than shown in Fig. 4 or
The less component of person, or with the configuration different from shown in Fig. 4.Each component shown in Fig. 4 can using hardware, software or
A combination thereof is realized.
The present embodiment discloses a kind of computer program product, and the computer program product includes being stored in non-transient calculating
Computer program on machine readable storage medium storing program for executing, the computer program include program instruction, when described program instruction is calculated
When machine executes, computer is able to carry out method provided by above-mentioned each method embodiment, for example, doting on for main transmission is doted in reception
Object settlement of insurance claim request, the pet insurance Claims Resolution request include into pet ID, the unexpected pet image of generation for protecting pet；According to
The unexpected pet image of the generation obtains corresponding first pet feature；It is obtained from preset social networks according to the pet ID
Enter to protect the daily photo of the corresponding pet of pet described in obtaining；By the first pet feature and the daily photo of the pet respectively with institute
State into guarantor pet it is corresponding enter breath information-preserving match, audit and pass through if matching is consistent.
The present embodiment provides a kind of non-transient computer readable storage medium, the non-transient computer readable storage medium
Computer instruction is stored, the computer instruction makes the computer execute method provided by above-mentioned each method embodiment, example
It such as include: to receive the pet insurance Claims Resolution request for doting on main transmission, the pet insurance Claims Resolution request includes into the pet for protecting pet
ID, unexpected pet image occurs；Corresponding first pet feature is obtained according to the unexpected pet image of the generation；Doted on according to described
Object ID enters to protect the daily photo of the corresponding pet of pet described in obtaining from preset social networks；By the first pet feature and
The daily photo of pet respectively with it is described enter protect pet it is corresponding enter breath information-preserving matched, audited if matching is consistent logical
It crosses.
In several embodiments provided herein, it should be understood that disclosed device and method can also pass through
Other modes are realized.The apparatus embodiments described above are merely exemplary, for example, flow chart and block diagram in attached drawing
Show the device of multiple embodiments according to the present invention, the architectural framework in the cards of method and computer program product,
Function and operation.In this regard, each box in flowchart or block diagram can represent the one of a module, section or code
Part, a part of the module, section or code, which includes that one or more is for implementing the specified logical function, to be held
Row instruction.It should also be noted that function marked in the box can also be to be different from some implementations as replacement
The sequence marked in attached drawing occurs.For example, two continuous boxes can actually be basically executed in parallel, they are sometimes
It can execute in the opposite order, this depends on the function involved.It is also noted that every in block diagram and or flow chart
The combination of box in a box and block diagram and or flow chart can use the dedicated base for executing defined function or movement
It realizes, or can realize using a combination of dedicated hardware and computer instructions in the system of hardware.
In addition, each functional module in each embodiment of the present invention can integrate one independent portion of formation together
Point, it is also possible to modules individualism, an independent part can also be integrated to form with two or more modules.
It, can be with if the function is realized and when sold or used as an independent product in the form of software function module
It is stored in a computer readable storage medium.Based on this understanding, technical solution of the present invention is substantially in other words
The part of the part that contributes to existing technology or the technical solution can be embodied in the form of software products, the meter
Calculation machine software product is stored in a storage medium, including some instructions are used so that a computer equipment (can be a
People's computer, server or network equipment etc.) it performs all or part of the steps of the method described in the various embodiments of the present invention.
And storage medium above-mentioned includes: that USB flash disk, mobile hard disk, read-only memory (ROM, Read-OnlyMemory), arbitrary access are deposited
The various media that can store program code such as reservoir (RAM, Random Access Memory), magnetic or disk.
The foregoing is only a preferred embodiment of the present invention, is not intended to restrict the invention, for the skill of this field
For art personnel, the invention may be variously modified and varied.All within the spirits and principles of the present invention, made any to repair
Change, equivalent replacement, improvement etc., should all be included in the protection scope of the present invention.It should also be noted that similar label and letter exist
Similar terms are indicated in following attached drawing, therefore, once being defined in a certain Xiang Yi attached drawing, are then not required in subsequent attached drawing
It is further defined and explained.
The above description is merely a specific embodiment, but scope of protection of the present invention is not limited thereto, any
Those familiar with the art in the technical scope disclosed by the present invention, can easily think of the change or the replacement, and should all contain
Lid is within protection scope of the present invention.Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.
It should be noted that, in this document, relational terms such as first and second and the like are used merely to a reality
Body or operation are distinguished with another entity or operation, are deposited without necessarily requiring or implying between these entities or operation
In any actual relationship or order or sequence.Moreover, the terms "include", "comprise" or its any other variant are intended to
Non-exclusive inclusion, so that the process, method, article or equipment including a series of elements is not only wanted including those
Element, but also including other elements that are not explicitly listed, or further include for this process, method, article or equipment
Intrinsic element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that
There is also other identical elements in process, method, article or equipment including the element.
Claims (10)
1. a kind of checking method of pet insurance Claims Resolution characterized by comprising
Receive the pet insurance Claims Resolution request for doting on main transmission, pet insurance Claims Resolution request include into protect pet pet ID,
Unexpected pet image occurs；
Corresponding first pet feature is obtained according to the unexpected pet image of the generation；
It is obtained described to enter to protect the daily photo of the corresponding pet of pet from preset social networks according to the pet ID；
By the first pet feature and the daily photo of the pet respectively with it is described enter protect pet it is corresponding enter breath information-preserving carry out
Matching is audited if matching is consistent and is passed through.
2. checking method according to claim 1, which is characterized in that the method, further includes:
Dote on the described of main transmission described in reception to enter to protect pet and enter to protect request；
According to it is described enter protect request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving, according to it is described enter it is information-preserving cease establish into
Protect archives.
3. checking method according to claim 2, which is characterized in that it is described enter protect request include it is described enter to protect pet corresponding
Pet essential characteristic；Accordingly；It is described enter to protect according to request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving,
Include:
Enter to protect pet and carry out Image Acquisition and obtain into guarantor's image to described, enters to protect image and carry out feature extraction according to described, obtain
Second pet feature；
The second pet feature is matched with the pet essential characteristic, enters to protect pet life to be described if matching is consistent
At corresponding pet ID, and using the pet ID, described enter to protect image and the second pet feature enters breath information-preserving as described in.
4. checking method according to claim 3, which is characterized in that enter according to it is information-preserving breath establish into guarantor's archives it
Afterwards, the method, further includes:
The pet ID is sent on the preset social networks and is registered, and enters to protect image synchronization to described by described
Social networks；Wherein, the described of Your Majesty's biography is doted on described in being stored in the social networks to enter to protect the daily photo of pet of pet.
5. checking method according to claim 1-4, which is characterized in that it is described by the first pet feature and
The daily photo of pet respectively with it is described enter protect pet it is corresponding enter breath information-preserving matched, audited if matching is consistent logical
It crosses, comprising:
By the first pet feature with it is described enter breath information-preserving in the second pet feature match, by the daily photograph of the pet
Piece with it is described enter breath information-preserving in enter to protect image and matched, audit and pass through if matching is consistent.
6. checking method according to claim 2, which is characterized in that it is described enter protect request include it is described enter to protect pet corresponding
Pet essential characteristic；Accordingly；It is described enter to protect according to request obtain described in enter to protect pet it is corresponding it is described enter breath information-preserving,
Include:
To it is described enter protect pet carry out Image Acquisition obtain into guarantor's image and iris information, enter to protect image and the rainbow according to described
Film information carries out feature extraction, obtains the second pet feature；
The second pet feature is matched with the pet essential characteristic, enters to protect pet life to be described if matching is consistent
At corresponding pet ID, and using the pet ID, described enter to protect image and the second pet feature enters breath information-preserving as described in.
7. checking method according to claim 6, which is characterized in that the pet insurance Claims Resolution request further includes iris letter
Breath；Correspondingly,
It is described by the first pet feature and the daily photo of the pet respectively with it is described enter protect pet it is corresponding enter breath information-preserving
Matched, comprising: by the first pet feature, the daily photo of the pet and the pet ID respectively with it is described enter guarantor dote on
Object it is corresponding enter breath information-preserving matched.
8. a kind of auditing system of pet insurance Claims Resolution characterized by comprising
First receiving module, for receiving the pet insurance Claims Resolution request for doting on main transmission, the pet insurance Claims Resolution request includes
Enter to protect the pet ID of pet, unexpected pet image occurs；
Characteristic extracting module, for obtaining corresponding first pet feature according to the unexpected pet image of the generation；
Photo obtains module, for obtaining described to enter to protect that pet is corresponding to be doted on from preset social networks according to the pet ID
The daily photo of object；
Auditing module, for by the first pet feature and the daily photo of the pet respectively with it is described enter to protect pet corresponding
Enter breath information-preserving to be matched, audits and pass through if matching is consistent.
9. a kind of electronic equipment characterized by comprising processor, memory and bus, wherein
The processor and the memory complete mutual communication by the bus；
The memory is stored with the program instruction that can be executed by the processor, and the processor calls described program to instruct energy
Enough execute the method according to claim 1 to 7.
10. a kind of non-transient computer readable storage medium, which is characterized in that the non-transient computer readable storage medium is deposited
Computer instruction is stored up, the computer instruction makes the computer execute the method according to claim 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811042763.7A CN109035044A (en) | 2018-09-06 | 2018-09-06 | A kind of checking method and system of pet insurance Claims Resolution |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811042763.7A CN109035044A (en) | 2018-09-06 | 2018-09-06 | A kind of checking method and system of pet insurance Claims Resolution |
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| CN109035044A true CN109035044A (en) | 2018-12-18 |
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| CN201811042763.7A Pending CN109035044A (en) | 2018-09-06 | 2018-09-06 | A kind of checking method and system of pet insurance Claims Resolution |
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| CN110009296A (en) * | 2019-02-11 | 2019-07-12 | 阿里巴巴集团控股有限公司 | The processing method and processing device of Claims Resolution business |
| CN110135265A (en) * | 2019-04-16 | 2019-08-16 | 深圳壹账通智能科技有限公司 | Case automatic auditing method, device, computer equipment and storage medium |
| CN110147982A (en) * | 2019-04-16 | 2019-08-20 | 深圳壹账通智能科技有限公司 | Automatic auditing method, device, computer equipment and storage medium based on client's request |
| CN110737885A (en) * | 2019-10-16 | 2020-01-31 | 支付宝(杭州)信息技术有限公司 | Method and device for authenticating identity of livestock |
| CN110909683A (en) * | 2019-11-25 | 2020-03-24 | 支付宝(杭州)信息技术有限公司 | Guarantee verification method and device based on guarantee project |
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Application publication date: 20181218 |