CN109035040B - Policy generation method and device and electronic equipment - Google Patents
Policy generation method and device and electronic equipment Download PDFInfo
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- CN109035040B CN109035040B CN201810813152.1A CN201810813152A CN109035040B CN 109035040 B CN109035040 B CN 109035040B CN 201810813152 A CN201810813152 A CN 201810813152A CN 109035040 B CN109035040 B CN 109035040B
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Abstract
The invention provides a policy generation method, a policy generation device and electronic equipment, wherein a bank agent insurance system can acquire partial policy information of at least one user from the bank agent insurance system, acquire complete insurance information of each user from the at least one insurance system, analyze and acquire missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user, and add the missing information acquired by analysis to the partial policy information of the corresponding user to acquire the complete policy information of each user. And the bank agent insurance system can provide subsequent services such as insurance inquiry, insurance withdrawal and the like for the user.
Description
Technical Field
The invention relates to the field of data processing, in particular to a policy generation method and device and electronic equipment.
Background
The agent insurance business refers to business bank accepting insurance company to entrust the business handling insurance business.
The bank agent insurance system in the commercial bank can issue an order for the user, and can acquire the complete insurance policy information of the user after issuing the order for the user, thereby providing subsequent services such as insurance inquiry, insurance withdrawal and the like for the user. Wherein, the policy is generated when the policy is issued.
When some special conditions occur, such as the premium amount is too large or the applicant ages beyond the limit, the bank agent insurance system cannot give out a complete insurance policy for the user due to the limited authority of the bank agent insurance system, and the user needs to give out the policy to the insurance company. At the moment, the bank agent insurance system can only perform partial insurance policy entry, records partial insurance information of the user, such as information of an applicant, codes of an insurance company, the number of the insurance policy and the like, cannot know complete insurance policy information of the user, such as the amount of insurance application and the like, and further cannot provide subsequent services of insurance inquiry, insurance withdrawal and the like for the user.
Disclosure of Invention
In view of this, the present invention provides a policy generation method, apparatus and electronic device, so as to solve the problem that when the premium amount is too large or the age of the applicant exceeds the age limit, the bank agent insurance system cannot know the complete policy information of the user, and further cannot provide subsequent services such as insurance inquiry and withdrawal for the user.
In order to solve the technical problem, the invention adopts the following technical scheme:
a policy generation method is applied to a bank agent insurance system and comprises the following steps:
acquiring partial policy information of at least one user from the bank agent insurance system;
acquiring complete insurance information of at least one user from at least one insurance system;
analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
and adding the missing information obtained by analysis to the partial policy information of the corresponding user to obtain the complete policy information of each user.
Preferably, the analyzing the missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user comprises:
determining an insurance system applied by each user according to the number information in the partial policy information of each user;
acquiring complete insurance information corresponding to the number information in the partial policy information of each user from the complete insurance information of at least one user acquired by the insurance system insured by each user;
and acquiring missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user.
Preferably, the obtaining missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user includes:
analyzing missing items in part of policy information of each user;
determining the content corresponding to the missing item from the complete insurance information corresponding to the number information in the partial policy information of each user;
and taking the content corresponding to the missing item as the missing information in the partial policy information of the corresponding user.
Preferably, the acquiring of the complete insurance information of the at least one user from the at least one insurance system comprises:
searching for complete insurance information corresponding to at least one user from at least one insurance system based on a preset interface;
or, receiving insurance information sent by at least one insurance system; wherein the insurance information includes complete insurance information of at least one user.
An insurance policy generating device applied to a bank agent insurance system includes:
the first acquisition module is used for acquiring partial policy information of at least one user from the bank agent insurance system;
the second acquisition module is used for acquiring complete insurance information of at least one user from at least one insurance system;
the information analysis module is used for analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
and the information supplement module is used for adding the missing information obtained by analysis into partial policy information of the corresponding user to obtain complete policy information of each user.
Preferably, the information analysis module includes:
the system determination submodule is used for determining an insurance system applied by each user according to the number information in the partial policy information of each user;
the first data acquisition sub-module is used for acquiring complete insurance information corresponding to the number information in the partial insurance policy information of each user from the complete insurance information of at least one user acquired by the insurance system insured by each user;
and the second data acquisition submodule is used for acquiring missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user.
Preferably, the second data acquisition sub-module includes:
the analysis unit is used for analyzing missing items in part of policy information of each user;
a first determination unit, configured to analyze missing items in part of policy information of each user;
and the second determining unit is used for taking the content corresponding to the missing item as the missing information in the partial policy information of the corresponding user.
Preferably, the second obtaining module includes:
the first obtaining sub-module is used for searching for complete insurance information corresponding to at least one user from at least one insurance system based on a preset interface;
the second acquisition submodule is used for receiving insurance information sent by at least one insurance system; wherein the insurance information includes complete insurance information of at least one user.
An electronic device, comprising: a memory and a processor;
wherein the memory is used for storing programs;
the processor calls a program and is used to:
acquiring partial policy information of at least one user from the bank agent insurance system;
acquiring complete insurance information of at least one user from at least one insurance system;
analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
and adding the missing information obtained by analysis to the partial policy information of the corresponding user to obtain the complete policy information of each user.
Compared with the prior art, the invention has the following beneficial effects:
the invention provides a policy generation method, a device and electronic equipment, wherein a bank agent insurance system can acquire partial policy information of at least one user from the bank agent insurance system, acquire complete insurance information of each user from the at least one insurance system, analyze and acquire missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user, and add the missing information acquired by analysis to the partial policy information of the corresponding user to acquire the complete policy information of each user. And the bank agent insurance system can provide subsequent services such as insurance inquiry, insurance refund and the like for the user.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the embodiments or the prior art descriptions will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
FIG. 1 is a flowchart of a method for generating a policy according to an embodiment of the present invention;
FIG. 2 is a flowchart of another policy generation method according to an embodiment of the present invention;
FIG. 3 is a flowchart of a method for generating a policy according to another embodiment of the present invention;
fig. 4 is a schematic structural diagram of an insurance policy generating apparatus according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of another policy generation apparatus according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
The embodiment of the invention provides a policy generation method which is applied to a bank agent insurance system, and the bank agent insurance system receives the business of an insurance company entrusted to transacting insurance business on behalf of the insurance company.
Referring to fig. 1, the policy generation method may include:
s11, obtaining partial policy information of at least one user from the bank agent insurance system;
specifically, when the bank agent insurance system records the insurance policy, if the premium amount is too large or the applicant ages beyond the age limit, the bank agent insurance system has no authority to issue the policy, and the user is required to issue the policy from the insurance company.
At this time, the bank agent insurance system inputs part of the policy information of the user into the system and stores the information in the database. The bank agent insurance system can obtain part of insurance policy information of the user from the database.
Wherein, the partial insurance policy information comprises information of the applicant, the insured person, basic information, payment information, insurance company code, insurance policy number and the like.
It should be noted that the bank agent insurance system can modify and delete part of the policy information of the user.
S12, acquiring complete insurance information of at least one user from at least one insurance system;
the bank agent insurance system can act for insurance businesses of a plurality of insurance companies, and further the bank agent insurance system can communicate with at least one insurance system.
Optionally, on the basis of this embodiment, there may be two implementation manners in step S12, which are now described separately.
1. The first implementation mode comprises the following steps:
step S12 may include:
and searching the complete insurance information corresponding to at least one user from at least one insurance system based on a preset interface.
Specifically, the bank agent insurance system can inquire data in the insurance system in an online mode and inquire the complete insurance information of the user.
For example, assuming user A insures at A insurance company, the bank agent insurance system looks up the complete insurance information for user A from A insurance company.
The complete insurance information may include information such as the number of the policy, premium, and amount of the premium.
2. The second implementation mode comprises the following steps:
step S12 may include:
and receiving insurance information sent by at least one insurance system.
Wherein the insurance information includes complete insurance information of at least one user.
The insurance company sends the generated insurance information to the bank agent insurance system through a preset interface, and belongs to a batch information sending mode. The preset interface is a fixed interface determined by negotiation between the bank agent insurance system and the insurance company. When the preset interface is put into use, the preset interface can be formally used only by rigorous testing work.
The predetermined interface specifies the format of the data, such as which fixed number of bits can be used to characterize the contents of each of the key items of the insurance information and to specify the order in which the key items are arranged.
The insurance company carries out format conversion on the complete insurance information stored by the insurance company, converts the complete insurance information into data which can be identified by a preset interface, such as txt data, and then sends the complete insurance information of at least one user to a bank agent insurance system in batches through the preset interface.
It should be noted that the insurance system can send data to the bank agent insurance system in batch, and the batch additional recording is performed first. When the data is still not sent to the bank agent insurance system by the insurance system, the bank agent insurance system can inquire the data in the insurance system in an online mode.
In this example, the complete insurance information may be obtained through online query or batch sending, and further, different methods may be used to obtain data in different usage scenarios.
It should be noted that, in addition to the above two ways of obtaining complete insurance information, the user may also take the policy to the bank, and the bank teller manually inputs the information in the policy to obtain the complete insurance information.
S13, analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
specifically, the content of the complete insurance information stored in the insurance system and the content of the complete policy information of the user stored in the bank insurance agent system may be the same or different.
The content of the complete policy information except the partial insurance information is the missing information.
And S14, adding the missing information obtained by analysis to partial policy information of the corresponding user to obtain complete policy information of each user.
Specifically, step S14 is to combine the data, use part of the policy information as basic data, and then complement the basic data completely to obtain complete data, so as to facilitate the user to check and the bank staff to settle the settlement performance.
After the complete policy information is obtained, a report can be generated according to the complete policy information, so that business personnel can settle business attribution and commission charge conveniently.
Specifically, some element items in the partial policy information have specific data, but some element items have no specific data, and the missing information is supplemented to the data position corresponding to the corresponding element item.
In this embodiment, the bank agent insurance system may obtain partial policy information of at least one user from the bank agent insurance system, obtain complete insurance information of each user from the at least one insurance system, analyze and obtain missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user, add the missing information obtained by the analysis to the partial policy information of the corresponding user, and obtain the complete policy information of each user. And the bank agent insurance system can provide subsequent services such as insurance inquiry, insurance withdrawal and the like for the user.
Optionally, on the basis of any one of the above embodiments of the policy generation method, referring to fig. 2, step S13 may include:
s21, determining an insurance system applied by each user according to the number information in the partial policy information of each user;
specifically, whether the complete insurance information is directly obtained from the insurance system or the insurance system sends the complete insurance information in batch, the partial policy information of each user and the complete insurance information of the user need to be determined.
When the partial policy information of the user has been obtained, it is necessary to determine the complete insurance information of the corresponding user.
First, the insurance company to which the user applies insurance should be determined, and specifically, which insurance company belongs may be determined based on the number information in the partial policy information, the number information including the number of the applied policy and the code of the insurance company. The insurance system of which insurance company to apply can be determined based on the insurance company code.
S22, acquiring complete insurance information corresponding to the number information in the partial policy information of each user from the complete insurance information of at least one user acquired by the insurance system applied by each user;
specifically, after the insurance system is determined, the complete insurance information corresponding to the number information of the user, i.e., the insurance policy number, in the complete insurance information acquired from the insurance system is determined.
For example, the user A applies insurance in the insurance company A, the insurance information sent by the insurance company A comprises the complete insurance information of the users A, B, C and D, and at the moment, the complete insurance information corresponding to the insurance policy number is obtained by inquiring according to the insurance policy number applied by the user A.
S23, acquiring missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user.
Optionally, on the basis of this embodiment, referring to fig. 3, step S23 may include:
s31, analyzing missing items in part of policy information of each user;
specifically, the element items of partial policy information that are not filled with data are missing items.
S32, determining the content corresponding to the missing item from the complete insurance information corresponding to the number information in the partial policy information of each user;
specifically, according to the storage position and the storage sequence of the data specified by the preset port, the content corresponding to the missing item is searched from the complete insurance information.
And S33, taking the content corresponding to the missing item as the missing information in the partial policy information of the corresponding user.
In this embodiment, the bank agent insurance system may determine missing information in part of the policy information from the complete insurance information sent by the insurance system, and may further obtain the complete policy information from the missing information and the part of the policy information.
Optionally, on the basis of the embodiment of the policy generation method, another embodiment of the present invention provides a policy generation apparatus, which is applied to a bank agent insurance system, and with reference to fig. 4, the policy generation apparatus may include:
a first obtaining module 101, configured to obtain partial policy information of at least one user from the bank agent insurance system;
a second obtaining module 102, configured to obtain complete insurance information of at least one user from at least one insurance system;
the information analysis module 103 is configured to analyze missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
and the information supplementing module 104 is used for adding the missing information obtained by analysis to the partial policy information of the corresponding user to obtain the complete policy information of each user.
Further, the second obtaining module includes:
the first obtaining sub-module is used for searching for complete insurance information corresponding to at least one user from at least one insurance system based on a preset interface;
the second acquisition submodule is used for receiving insurance information sent by at least one insurance system; wherein the insurance information includes complete insurance information for at least one user.
In this embodiment, the bank agent insurance system may obtain partial policy information of at least one user from the bank agent insurance system, obtain complete insurance information of each user from the at least one insurance system, analyze and obtain missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user, add the missing information obtained by the analysis to the partial policy information of the corresponding user, and obtain the complete policy information of each user. And the bank agent insurance system can provide subsequent services such as insurance inquiry, insurance withdrawal and the like for the user.
It should be noted that, for the working processes of each module and sub-module in this embodiment, please refer to the corresponding description in the above embodiments, which is not described herein again.
Optionally, on the basis of any one of the above embodiments of the policy generating device, referring to fig. 5, the information analysis module 103 may include:
the system determination submodule 1031 is used for determining an insurance system applied by each user according to the number information in the partial policy information of each user;
the first data acquisition sub-module 1032 is used for acquiring complete insurance information corresponding to the number information in the partial policy information of each user from the complete insurance information of at least one user acquired by the insurance system insured by each user;
the second data obtaining sub-module 1033 is configured to obtain missing information in the partial policy information of each user from the complete insurance information corresponding to the serial number information in the partial policy information of each user.
Further, the second data obtaining sub-module includes:
an analysis unit for analyzing missing items in part of policy information of each user;
a first determination unit for analyzing missing items in part of policy information of each user;
and the second determining unit is used for taking the content corresponding to the missing item as the missing information in the partial policy information of the corresponding user.
In this embodiment, the bank agent insurance system may determine missing information in part of the policy information from the complete insurance information sent by the insurance system, and may further obtain the complete policy information from the missing information and the part of the policy information.
It should be noted that, please refer to the corresponding description in the above embodiments for the working processes of each module, sub-module, and unit in this embodiment, which is not described herein again.
Optionally, on the basis of the embodiments of the policy generating method and apparatus, another embodiment of the present invention provides an electronic device, including: a memory and a processor;
wherein the memory is used for storing programs;
the processor invokes the program and is used to:
acquiring partial policy information of at least one user from the bank agent insurance system;
acquiring complete insurance information of at least one user from at least one insurance system;
analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
and adding the missing information obtained by analysis to the partial policy information of the corresponding user to obtain the complete policy information of each user.
Further, analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user, wherein the missing information comprises the following steps:
determining an insurance system applied by each user according to the number information in the partial policy information of each user;
acquiring complete insurance information corresponding to the number information in the partial policy information of each user from the complete insurance information of at least one user acquired by the insurance system insured by each user;
and acquiring missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user.
Further, obtaining missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user includes:
analyzing missing items in part of policy information of each user;
determining the content corresponding to the missing item from the complete insurance information corresponding to the number information in the partial insurance policy information of each user;
and taking the content corresponding to the missing item as the missing information in the partial policy information of the corresponding user.
Further, obtaining complete insurance information of at least one user from at least one insurance system includes:
searching for complete insurance information corresponding to at least one user from at least one insurance system based on a preset interface;
or, receiving insurance information sent by at least one insurance system; wherein the insurance information includes complete insurance information of at least one user.
In this embodiment, the bank agent insurance system may obtain partial policy information of at least one user from the bank agent insurance system, obtain complete insurance information of each user from the at least one insurance system, analyze and obtain missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user, add the missing information obtained by the analysis to the partial policy information of the corresponding user, and obtain the complete policy information of each user. And the bank agent insurance system can provide subsequent services such as insurance inquiry, insurance withdrawal and the like for the user.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). The memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrases "comprising one of 8230; \8230;" 8230; "does not exclude the presence of additional like elements in a process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (7)
1. A policy generation method is applied to a bank agent insurance system, and under the condition that the bank agent insurance system does not have the authority to issue a policy, the policy generation method comprises the following steps:
acquiring partial policy information of at least one user from the bank agent insurance system;
acquiring complete insurance information of at least one user from at least one insurance system;
analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
adding the missing information obtained by analysis to the partial policy information of the corresponding user to obtain the complete policy information of each user;
the analyzing and obtaining the missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user comprises the following steps:
determining an insurance system applied by each user according to the number information in the partial policy information of each user;
acquiring complete insurance information corresponding to the number information in the partial policy information of each user from the complete insurance information of at least one user acquired by the insurance system insured by each user;
and acquiring missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user.
2. The policy generation method according to claim 1, wherein obtaining missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user comprises:
analyzing missing items in part of policy information of each user;
determining the content corresponding to the missing item from the complete insurance information corresponding to the number information in the partial policy information of each user;
and taking the content corresponding to the missing item as the missing information in the partial policy information of the corresponding user.
3. The policy generation method according to claim 1, wherein obtaining complete insurance information for at least one user from at least one insurance system comprises:
searching for complete insurance information corresponding to at least one user from at least one insurance system based on a preset interface;
or receiving insurance information sent by at least one insurance system; wherein the insurance information includes complete insurance information of at least one user.
4. An insurance policy generation device applied to a bank agent insurance system, comprising, in the case where the bank agent insurance system does not have an authority to issue an insurance policy:
the first acquisition module is used for acquiring partial policy information of at least one user from the bank agent insurance system;
the second acquisition module is used for acquiring complete insurance information of at least one user from at least one insurance system;
the information analysis module is used for analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
the information supplement module is used for adding the missing information obtained by analysis to the corresponding partial policy information of the users to obtain the complete policy information of each user;
wherein, the information analysis module includes:
the system determination submodule is used for determining an insurance system applied by each user according to the number information in part of the policy information of each user;
the first data acquisition sub-module is used for acquiring complete insurance information corresponding to the number information in the partial insurance policy information of each user from the complete insurance information of at least one user acquired by the insurance system insured by each user;
and the second data acquisition submodule is used for acquiring missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user.
5. The policy generation apparatus according to claim 4 wherein said second data acquisition submodule comprises:
the analysis unit is used for analyzing missing items in part of policy information of each user;
a first determination unit, configured to analyze missing items in part of policy information of each user;
and the second determining unit is used for taking the content corresponding to the missing item as the missing information in the partial policy information of the corresponding user.
6. The policy generation apparatus according to claim 4, wherein said second acquisition module comprises:
the first acquisition sub-module is used for searching for complete insurance information corresponding to at least one user from at least one insurance system based on a preset interface;
the second acquisition submodule is used for receiving insurance information sent by at least one insurance system; wherein the insurance information includes complete insurance information for at least one user.
7. An electronic device, comprising: a memory and a processor;
wherein the memory is used for storing programs;
the processor calls a program and is used to:
under the condition that the bank agent insurance system does not have the authority to issue the policy, acquiring partial policy information of at least one user from the bank agent insurance system;
acquiring complete insurance information of at least one user from at least one insurance system;
analyzing and obtaining missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user;
adding the missing information obtained by analysis to the partial policy information of the corresponding user to obtain the complete policy information of each user;
the analyzing and obtaining the missing information in the partial policy information of each user based on the partial policy information of each user and the complete insurance information of each user comprises the following steps: determining an insurance system applied by each user according to the number information in part of the policy information of each user; acquiring complete insurance information corresponding to the number information in the partial policy information of each user from the complete insurance information of at least one user acquired by the insurance system applied by each user; and acquiring missing information in the partial policy information of each user from the complete insurance information corresponding to the number information in the partial policy information of each user.
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| CN201810813152.1A CN109035040B (en) | 2018-07-23 | 2018-07-23 | Policy generation method and device and electronic equipment |
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| CN201810813152.1A CN109035040B (en) | 2018-07-23 | 2018-07-23 | Policy generation method and device and electronic equipment |
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| CN109035040A CN109035040A (en) | 2018-12-18 |
| CN109035040B true CN109035040B (en) | 2022-11-18 |
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| CN115115443A (en) * | 2022-05-30 | 2022-09-27 | 中银金融科技有限公司 | Policy reimbursement method and device, electronic equipment and storage medium |
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| CN101937598A (en) * | 2010-08-23 | 2011-01-05 | 中国工商银行股份有限公司 | Insurance policy output device based on bank teller terminal |
| CN107403386A (en) * | 2016-05-18 | 2017-11-28 | 平安科技（深圳）有限公司 | Insure management method and system based on bank outlets |
| CN108241732A (en) * | 2017-10-23 | 2018-07-03 | 深圳壹账通智能科技有限公司 | Electronic device, the method for information processing and storage medium |
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| CN101937598A (en) * | 2010-08-23 | 2011-01-05 | 中国工商银行股份有限公司 | Insurance policy output device based on bank teller terminal |
| CN107403386A (en) * | 2016-05-18 | 2017-11-28 | 平安科技（深圳）有限公司 | Insure management method and system based on bank outlets |
| CN108241732A (en) * | 2017-10-23 | 2018-07-03 | 深圳壹账通智能科技有限公司 | Electronic device, the method for information processing and storage medium |
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