CN109003066A - A kind of POS terminal charging system - Google Patents
A kind of POS terminal charging system Download PDFInfo
- Publication number
- CN109003066A CN109003066A CN201810786371.5A CN201810786371A CN109003066A CN 109003066 A CN109003066 A CN 109003066A CN 201810786371 A CN201810786371 A CN 201810786371A CN 109003066 A CN109003066 A CN 109003066A
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- client
- pos terminal
- payment
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- terminal machine
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/201—Price look-up processing, e.g. updating
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The present invention discloses a kind of POS terminal charging system, which includes POS terminal machine, the client on POS terminal machine, the auxiliary client on customer mobile terminal and the service end system on cloud server;The termination charge system executes following charging process: after client establishes communication connection to service end system application, user sends solicited message to service end system by client;Client parses the solicited message, requests if it is payment, is sent to service end system;Server-side obtains payment result according to preset rules, and client is fed back to, POS terminal machine sends connection request to customer mobile terminal, and client and auxiliary client establish interim connection, payment result is sent to auxiliary client by client, and user realizes payment via auxiliary client.The application, which no longer needs to the important informations such as registration personally identifiable information, bank information on platform in payment, can be realized payment, have very high level safety.
Description
Technical field
The present invention relates to the self-service charging technical field of POS terminal, specifically a kind of self-service receipts realized using POS terminal
Charge system.
Background technique
With the development of science and technology and continuous improvement of people's living standards, self-service charging POS terminal is increasingly by people
Like.Self-service charging POS terminal refer to property, electric power, communication, bank provide by Web bank, telephone bank, mobile phone
Bank, ATM or other self-service devices pay the various expenses such as property fees, building expenses, cell-phone fee, telephone charge, water rate, electricity charge
Service.Wherein, self-service charging POS terminal is then the core facility of self-service charging equipment.Currently, passing through self-service charging
When POS terminal is paid such as property fees, cell-phone fee, telephone charge, water rate, electricity charge expense, need in advance in different platforms
Upper carry out real-name authentication, namely be frequently necessary to carry a large amount of personal information while payment, it is easy the personal important letter of leakage
Breath has very big security risk.
Summary of the invention
The brief overview about the embodiment of the present invention is given below, in order to provide about certain aspects of the invention
Basic comprehension.It should be appreciated that outlined below is not about exhaustive general introduction of the invention.It is not intended to determine this hair
Bright key or pith, nor is it intended to limit the scope of the present invention.Its purpose only provides certain in simplified form
A little concepts, taking this as a prelude to a more detailed description discussed later.
According to the one aspect of the application, a kind of POS terminal charging system is provided, which includes POS terminal machine, is set to
Client on POS terminal machine, the auxiliary client on customer mobile terminal and the service on cloud server
End system;POS terminal machine is established both-way communication with cloud server and is connect, POS terminal machine and customer mobile terminal in payment
Establish both-way communication connection;The client is used to receive the solicited message of user, and sends it to service end system, to obtain
Take corresponding response message;The auxiliary client with client for interacting, to realize payment;The termination charge system executes
Following charging process:
Process 1: after the client establishes communication connection to service end system application, user passes through client to service end system
Send solicited message;The solicited message includes inquiry request and payment request;
Process 2: client first parses the solicited message, if it is inquiry request, is then sent directly to server-side system
System, the service end system receive the inquiry request of user from client via internet, obtain response according to preset rules
Information, and feed back to client;For the inquiry request that client is sent, what service end system generally fed back to client is to look into
Ask the result of database;
It is requested if it is payment, is then sent to service end system, the service end system is received from client via internet
The payment of user is requested, and obtains response message according to preset rules, and feed back to client;The payment sent for client is asked
It asks, then service end system feedback is the payment result calculated according to preset rules;Meanwhile POS terminal machine is mobile eventually to user
End sends connection request, executes step 3;
Process 3: the client and auxiliary client establish interim connection, and payment result is sent to auxiliary client by client
End, user realize payment via auxiliary client.The application is improved and existing could be paid by enrollment status information bank information
The mode taken (needs to move in user in payment without registration by the auxiliary payment of the auxiliary client of customer mobile terminal
Enrollment status information and bank information are carried out in dynamic terminal), it no longer needs to register personally identifiable information, bank information etc. on platform
Payment can be realized in important information, has very high level safety;In addition, because by the way of temporarily connecting, it can be achieved that
The payment of quick and safe has good convenience.
Further, in process 3, realize that payment specifically includes following process by auxiliary client: user is assisting first
Client registers identity information and corresponding bank account information (only needing the registration when using for the first time primary);When connecing
When receiving the payment result that client is sent, confirmation is errorless, then passes through preset payment platform (or Third-party payment platform)
Confirmation payment.
Further, in process 3, the client and auxiliary client establish interim connection, specifically include: POS terminal
Machine opens AP hot spot, (can be automatic connection by the AP hot spot that customer mobile terminal is connected to the POS terminal machine, is also possible to
Connection manually, generally being manually entered relevant parameter establishes connection for connection for the first time), to realize client and assist the friendship of client
It connects.Client and auxiliary client are established connection not over internet by the application, but use interim AP hot spot
Connection is established, there is better safety;Meanwhile because connecting immediately using AP hot spot, therefore assist client only with the company of realization
The function of connecing and pay, without additional software program development, the interface that can directly adopt Third-party payment platform is realized
(processes such as program development and user's registration can be further saved), and user only needs to execute confirmation in auxiliary client and pay
Take operation, there is extraordinary convenience.
Further, in order to realize that client and service end system are more convenient more efficiently to be wirelessly connected, the POS terminal
Machine is equipped with SIM card, and perhaps NB-IOT card SIM card or NB-IOT card are assigned with internal fixed ip address, POS terminal machine with
Service end system realizes wide area connection by the inside fixed ip address.
Further, in order to guarantee the connection reliability between POS terminal machine and cloud server, to guarantee to pay
The stabilization of journey, the process 1 further include: after the client and service end system establish communication connection, POS terminal machine is to cloud
Server sendaisle connecting test data packet carries out reliability test, if test passes through, then it is assumed that POS terminal machine and cloud
Connection between server is reliable, then continues to execute next step;If test does not pass through, then it is assumed that POS terminal machine and cloud
The connection of server is unreliable, automatic to disconnect current connection;POS terminal machine needs to apply again to connect before communication next time.
It further, is the stabilization for guaranteeing payment procedure, POS terminal machine carries out reliability test, tool to cloud server
Body includes: the client and service end system establishes communication connection, and client is sent to service end system interval preset time
Channel connecting test data packet and the feedback for receiving service end system, the channel connecting test data packet include the first test data
Packet, the second logical test data packet and third test data packet, service end system is to the first test data packet, the second logical test data
The feedback of packet and third test data packet is followed successively by the first feedback data, the second feedback data and third feedback data, and second is logical
Test data packet is on the head of the first test data packet plus the first feedback data, and third test data packet is the second test number
According to packet head add the second feedback data, client by third feedback data with according to preset rules calculate feedback result into
Row comparison is to judge the connection reliability between POS terminal machine and cloud server.
The POS charging system that the application realizes through the above scheme, has the advantage that
1, when needed, to cloud server application connection, (existing way is usually that POS terminal machine and cloud take to POS terminal machine
Business device keeps connection), the leakage of the data of cloud server is avoided, has ensured the safety of user data;
2, when needing to pay the fees, POS terminal machine and customer mobile terminal establish interim connection, and such mode has ensured the account of user
The safety of family and identity information;Meanwhile the interim connection between POS terminal machine and customer mobile terminal is to pass through POS terminal
Machine opens hot spot, and is connected the hot spot by customer mobile terminal and realized, and POS terminal machine is equipped with SIM card or NB-IOT
It is solid by the inside that card, SIM card or NB-IOT card are assigned with internal fixed ip address, POS terminal machine and service end system
Determine IP address realize wide area connection (existing way be by dynamic ip), such connection type have the advantages that faster, it is safer;
It 3, is simultaneously, the stabilization for guaranteeing payment procedure, during POS terminal machine and cloud server keep connection, interval is fixed
Time execute reliability test, guarantee that it is continuously connected with, the data congestion that occurs when a large amount of sites are paid the fees simultaneously avoided to show
As and avoid paying process from being interrupted (such as expense practical by button do not show phenomena such as deducting fees successfully).
Specific embodiment
In the description of the present invention, it is to be understood that, term " first ", " second ", " third " are used for description purposes only,
It is not understood to indicate or imply relative importance.
In the description of the present invention, it should be noted that unless otherwise clearly defined and limited, term " installation ", " phase
Even ", " connection " shall be understood in a broad sense, for example, it may be being fixedly connected, may be a detachable connection, or be integrally connected;It can
To be mechanical connection, it is also possible to be electrically connected;It can be directly connected, can also can be indirectly connected through an intermediary
Connection inside two elements.For the ordinary skill in the art, above-mentioned term can be understood at this with concrete condition
Concrete meaning in invention.
Specifically, a kind of POS terminal charging system of the invention, which includes POS terminal machine, is set to POS terminal machine
On client, the auxiliary client on customer mobile terminal and service end system (its on cloud server
Middle cloud server can be distributed server composition, and include at least the database server of storing data);POS terminal
Machine is established both-way communication with cloud server and is connect, and in payment, POS terminal machine and customer mobile terminal are established both-way communication and connected
It connects;The client is used to receive the solicited message of user, and sends it to service end system, to obtain corresponding response letter
Breath;The auxiliary client with client for interacting, to realize payment;The termination charge system executes following charging process:
Step 1: client is established to service end system application and is communicated to connect;In order to realize that client and service end system are more convenient
More efficiently be wirelessly connected, POS terminal machine be equipped with SIM card perhaps NB-IOT card SIM card or NB-IOT card be assigned with it is interior
Portion's fixed ip address, POS terminal machine and service end system realize that wide area connects by the inside fixed ip address;
Step 2: client and service end system are established after communicating to connect, and POS terminal machine is connected to cloud server sendaisle
Test data packet carries out reliability test, if test passes through, then it is assumed that the connection between POS terminal machine and cloud server can
It leans on, then continues to execute next step;If test does not pass through, then it is assumed that the connection of POS terminal machine and cloud server is unreliable,
It is automatic to disconnect current connection;POS terminal machine needs to apply again to connect before communication next time;
Wherein, reliability test specifically includes following process: client and service end system establish communication connection, and client is to clothes
Business end system interval preset time sendaisle connecting test data packet and the feedback for receiving service end system, channel connection are surveyed
Trying data packet includes the first test data packet, the second logical test data packet and third test data packet, and service end system is to first
The feedback of test data packet, the second logical test data packet and third test data packet is followed successively by the first feedback data, the second feedback
Data and third feedback data, the second logical test data packet are to add the first feedback data on the head of the first test data packet,
Third test data packet is the head of the second test data packet plus the second feedback data, and client is by third feedback data and root
It is compared according to the feedback result that preset rules calculate to judge the connection reliability between POS terminal machine and cloud server;
Step 3: user sends solicited message to service end system by client;The solicited message includes inquiry request and payment
Request;
Step 4: client first parses the solicited message, if it is inquiry request, is then sent directly to server-side system
System, the service end system receive the inquiry request of user from client via internet, obtain response according to preset rules
Information, and feed back to client;For the inquiry request that client is sent, what service end system generally fed back to client is to look into
Ask the result of database;
It is requested if it is payment, is then sent to service end system, the service end system is received from client via internet
The payment of user is requested, and obtains response message according to preset rules, and feed back to client;The payment sent for client is asked
It asks, then service end system feedback is the payment result calculated according to preset rules;Meanwhile POS terminal machine is mobile eventually to user
End sends connection request, executes step 5;
Step 5: client and auxiliary client establish interim connection: POS terminal machine opens AP hot spot, is connected by customer mobile terminal
The AP hot spot for being connected to the POS terminal machine (can be automatic connection, be also possible to connect manually, connection is generally defeated manually for the first time
Enter relevant parameter and establish connection), to realize client and assist the interactive connection of client;
Step 6: payment result is sent to auxiliary client by client, and user realizes payment via auxiliary client.In view of mesh
Preceding Third-party payment platform is popularized, and the Third-party payment platform (such as Alipay) for having applied for interface can be used in auxiliary client
It realizes, user (only needs in head in Third-party payment platform enrollment status information and corresponding bank account information first
It is registered when secondary use once, if registered before, without registering again);When the payment for receiving client and sending
When as a result, confirmation is errorless, then passes through Third-party payment platform confirmation payment.
Client and auxiliary client are established connection not over internet by the application, but use interim AP hot spot
Connection is established, there is better safety;Meanwhile because connecting immediately using AP hot spot, therefore assist client only with the company of realization
The function of connecing and pay, without additional software program development, the interface that can directly adopt Third-party payment platform is realized
(processes such as program development and user's registration can be further saved), and user only needs to execute confirmation in auxiliary client and pay
Take operation, there is extraordinary convenience.
The application improve it is existing in such a way that enrollment status information bank information could pay, without registration, pay
The auxiliary payment of the time-consuming auxiliary client by customer mobile terminal (needs to carry out enrollment status letter on customer mobile terminal
Breath and bank information), no longer needing to the important informations such as registration personally identifiable information, bank information on platform can be realized payment,
With very high level safety;In addition, because, it can be achieved that the payment of quick and safe, being had very by the way of temporarily connecting
Good convenience.
The solution of the present invention is particularly suitable for the situation of multiple platforms (electricity charge, water rate, property fees) payment, using one
POS terminal machine accesses the charging system of each platform, and user can directly be docked with the POS terminal machine by mobile terminal, realizes payment
?.In addition, the auxiliary client of mobile terminal of the invention is realized by Third-party payment platform for the sake of simplifying simplicity, it is real
On border, in order to more easily inquire, query function is also may be implemented in the auxiliary client of user, also i.e. by the visitor of POS terminal machine
The function at family end copies on mobile terminal, at this point, mobile terminal and service end system establish communication connection, execution is looked into accordingly
Ask operation.Therefore, in actual use, auxiliary client can be customized according to the demand of user.Preferred embodiment of the invention is, auxiliary
It helps client that only there is payment function, avoids additional development effort.
The use of the application is illustrated with the concrete case of a thing industry below, user is by inquiring object on POS terminal machine
Industry is taken, and POS terminal machine is being reliably connected with service end system foundation automatically from the background, and is surveyed in the reliability being attached from the background
It tries, if connection is reliable, without prompt, prompts disconnecting if connection is unreliable, reconnect;User is via POS
The selection, inquiry and modification operation of cell and specific house are realized in the interaction of terminating machine and service end system, when needs are paid
Time-consuming, service end system returns to the payment information after the corresponding calculating of POS terminal machine, at this point, POS terminal machine is automatic or hand
It is dynamic to open AP hot spot, the mobile terminal (needing support mobile terminal of AP hot spot, such as smart phone, PAD etc.) of user is connected,
Payment information is pushed to mobile terminal by the client of POS terminal machine, and the Third-party payment platform of mobile terminal (needs to realize Shen
Please the interface of Third-party payment platform be just able to achieve automatic identification and pay the fees) the automatic identification payment information, user confirms and pays
Take.Therefore, by examples detailed above it is found that the solution of the present invention not only has very high security performance, but also user is easy to use, nothing
It needs to register on multiple platforms again, it is only necessary to which payment can be realized in the mobile terminal for carrying oneself, has extraordinary convenient, peace
Quan Xing.
Method of the invention be not limited to specifications described in time sequencing execute, when can also according to others
Between sequentially, in parallel or independently execute.Therefore, the execution sequence of method described in this specification is not to skill of the invention
Art range is construed as limiting.
Although being had been disclosed above by the description to specific embodiments of the present invention to the present invention, it answers
The understanding, above-mentioned all embodiments and example are exemplary, and not restrictive.Those skilled in the art can be in institute
Design is to various modifications of the invention, improvement or equivalent in attached spirit and scope of the claims.These modification, improve or
Person's equivalent should also be as being to be considered as included in protection scope of the present invention.
Claims (9)
1. a kind of POS terminal charging system, it is characterised in that: the system includes POS terminal machine, the visitor on POS terminal machine
Family end, the auxiliary client on customer mobile terminal and the service end system on cloud server;POS terminal machine
It establishes both-way communication with cloud server to connect, in payment, POS terminal machine is established both-way communication with customer mobile terminal and connect;
The client is used to receive the solicited message of user, and sends it to service end system, to obtain corresponding response message;
The auxiliary client with client for interacting, to realize payment;The termination charge system executes following charging process:
Process 1: after the client establishes communication connection to service end system application, user passes through client to service end system
Send solicited message;The solicited message includes inquiry request and payment request;
Process 2: client first parses the solicited message, if it is inquiry request, is then sent directly to server-side system
System, the service end system receive the inquiry request of user from client via internet, obtain response according to preset rules
Information, and feed back to client;
It is requested if it is payment, is then sent to service end system, the service end system is received from client via internet
The payment of user is requested, and is paid the fees according to preset rules as a result, and feeding back to client;Meanwhile POS terminal machine is moved to user
Dynamic terminal sends connection request, executes step 3;
Process 3: the client and auxiliary client establish interim connection, and payment result is sent to auxiliary client by client
End, user realize payment via auxiliary client.
2. POS terminal charging system according to claim 1, it is characterised in that: in process 3, realized by auxiliary client
Payment specifically includes following process: user is first in auxiliary client registers identity information and corresponding bank account information;
When receiving the payment result that client is sent, confirmation is errorless, then passes through the confirmation payment of preset payment platform.
3. POS terminal charging system according to claim 1 or 2, it is characterised in that: auxiliary client in process 3 by
Third-party payment platform is realized.
4. POS terminal charging system according to claim 1 or 2, it is characterised in that: in process 3, the client and auxiliary
Help client to establish interim connection, specifically include: POS terminal machine opens AP hot spot, is connected to POS end by customer mobile terminal
The AP hot spot of terminal, to realize client and assist the interactive connection of client.
5. POS terminal charging system according to claim 1 or 2, it is characterised in that: the POS terminal machine is equipped with SIM
Block, internal fixed ip address, POS terminal machine and service end system are assigned in SIM card and passes through inside fixed ip address realization
Wide area connection.
6. POS terminal charging system according to claim 1 or 2, it is characterised in that: the POS terminal machine is equipped with NB-
IOT card is assigned internal fixed ip address, POS terminal machine and service end system on NB-IOT card by the fixed IP in the inside
Realize wide area connection in location.
7. POS terminal charging system according to claim 1 or 2, it is characterised in that: the process 1 further include: the visitor
After family end and service end system establish communication connection, POS terminal machine to cloud server sendaisle connecting test data packet into
Row reliability test, if test passes through, then it is assumed that the connection between POS terminal machine and cloud server is reliable, then continues to hold
Row next step;If test does not pass through, then it is assumed that the connection of POS terminal machine and cloud server is unreliable, and automatic disconnect is worked as
Preceding connection;POS terminal machine needs to apply again to connect before communication next time.
8. POS terminal charging system according to claim 7, it is characterised in that: POS terminal machine is carried out to cloud server
Reliability test specifically includes: the client and service end system establish communication connection, and client is to service end system interval
Preset time sendaisle connecting test data packet and the feedback data for receiving service end system, client is by feedback data and root
It is compared according to the feedback result that preset rules calculate to judge the connection reliability between POS terminal machine and cloud server.
9. POS terminal charging system according to claim 8, it is characterised in that: the channel connecting test data packet packet
Include the first test data packet, the second logical test data packet and third test data packet, service end system to the first test data packet,
It is anti-that the feedback of second logical test data packet and third test data packet is followed successively by the first feedback data, the second feedback data and third
Data are presented, the second logical test data packet is on the head of the first test data packet plus the first feedback data, third test data
Packet is the head of the second test data packet plus the second feedback data, and client is by third feedback data and according to preset rules meter
The feedback result of calculation compares to judge the connection reliability between POS terminal machine and cloud server.
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CN201810786371.5A CN109003066A (en) | 2018-07-17 | 2018-07-17 | A kind of POS terminal charging system |
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CN201810786371.5A CN109003066A (en) | 2018-07-17 | 2018-07-17 | A kind of POS terminal charging system |
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CN109003066A true CN109003066A (en) | 2018-12-14 |
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ID=64599497
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CN201810786371.5A Pending CN109003066A (en) | 2018-07-17 | 2018-07-17 | A kind of POS terminal charging system |
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