CN108712325A - Dynamic account notification method, equipment and computer readable storage medium - Google Patents
Dynamic account notification method, equipment and computer readable storage medium Download PDFInfo
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- CN108712325A CN108712325A CN201810528386.1A CN201810528386A CN108712325A CN 108712325 A CN108712325 A CN 108712325A CN 201810528386 A CN201810528386 A CN 201810528386A CN 108712325 A CN108712325 A CN 108712325A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/60—Subscription-based services using application servers or record carriers, e.g. SIM application toolkits
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/04—Real-time or near real-time messaging, e.g. instant messaging [IM]
- H04L51/046—Interoperability with other network applications or services
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W8/00—Network data management
- H04W8/18—Processing of user or subscriber data, e.g. subscribed services, user preferences or user profiles; Transfer of user or subscriber data
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Abstract
The invention discloses a kind of dynamic account notification method, equipment and computer readable storage medium, the dynamic account notification method includes the following steps：When the dynamic account for receiving external trigger notifies request, the user account in the dynamic account notice request is obtained；Judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state；When the state of the dynamic account notice subscription number of the user account is not pay close attention to state, it is set as the state of the dynamic account notice subscription number of the user account to have focused on state, and the dynamic account notification information in the dynamic account notice request is sent in the mobile terminal for having logged in the user account, so that the mobile terminal shows the dynamic account notification information according to preset display rule.The present invention when it is not pay close attention to state to move the state of account notice subscription number, can pay close attention to the dynamic account notice subscription number of the user account automatically, improve the initiative of dynamic account notice.
Description
Technical field
The present invention relates to a kind of communications field more particularly to dynamic account notification method, equipment and computer readable storage mediums.
Background technology
Dynamic account notice refers to when the amount of money in bank card account changes, and dynamic account notification information is informed the silver by bank
The user of row card account so that user, which understand that, changes the amount of money and bank card account remaining sum etc..
Account notice and the dynamic account notices of APP etc. are moved currently, dynamic account advice method includes short message.It refers to bank that short message, which moves account notice,
Dynamic account notification information is sent to the phone number that user reserves in a manner of short message, but user is needed to go bank counter open-minded,
And there is delay, convenience and timeliness are poor, and APP moves account notice and user is needed to pay close attention to dynamic account notice subscription ability manually
The dynamic account notification information that bank sends over is received, the automatic concern of dynamic account notice subscription number is cannot achieve, initiative is poor.
Therefore, APP moves account notice, there is the automatic concern that cannot achieve dynamic account notice subscription number, initiative is poor to ask
Topic.
Invention content
The main purpose of the present invention is to provide a kind of dynamic account notification method, equipment and computer readable storage medium, purports
The automatic concern of dynamic account notice subscription number, the poor technical problem of initiative are cannot achieve in solution.
To achieve the above object, the present invention provides a kind of dynamic account notification method, and the dynamic account notification method includes following step
Suddenly：
When the dynamic account for receiving external trigger notifies request, the user account in the dynamic account notice request is obtained；
Judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state；
When the state of the dynamic account notice subscription number of the user account is not pay close attention to state, by the dynamic of the user account
The state of account notice subscription number is set as having focused on state, and the dynamic account notification information in the dynamic account notice request is sent to
In the mobile terminal for having logged in the user account, so that the mobile terminal shows the dynamic account according to preset display rule
Notification information.
Optionally, whether the state of the dynamic account notice subscription number for judging the user account is the step for not paying close attention to state
Suddenly include：
Judge whether the identification information of the user account is default identification information；
If the identification information is default identification information, the state of the dynamic account notice subscription number of the user account is judged
To have focused on state；
If the identification information is not default identification information, the shape of the dynamic account notice subscription number of the user account is judged
State is not pay close attention to state.
Optionally, whether the state of the dynamic account notice subscription number for judging the user account is the step for not paying close attention to state
Before rapid, the dynamic account notification method further includes：
Judge the user account whether in preset database；
If the user account is in preset database, executes and judge that the dynamic account notice of the user account is subscribed to
Number state whether be the step of not paying close attention to state；
If the user account is not in preset database, notified according to preset dynamic account advice method described dynamic
User to be notified in account notice request.
Optionally, described when the dynamic account for receiving external trigger notifies request, it obtains in the dynamic account notice request
After the step of user account, the dynamic account notification method further includes：
The dynamic account information in the dynamic account notice request is obtained, and judges whether the dynamic account information is abnormal；
It in the dynamic account Information abnormity, generates and moves account exception information, and the dynamic account exception information write-in is described dynamic
In dynamic account notification information in account notice request.
Optionally, described to judge whether abnormal step includes the dynamic account information：
Judge whether the transaction amount in the dynamic account information is more than preset cost；
If the transaction amount in the dynamic account information is more than preset cost, the dynamic account Information abnormity is judged；
If the transaction amount in the dynamic account information is less than or equal to preset cost, judge that the dynamic account information is normal.
Optionally, it is also wrapped after the step of whether transaction amount judged in the dynamic account information is more than preset cost
It includes：
If the dynamic account transaction in the dynamic account information is more than preset cost, the dynamic account time in the dynamic account information is judged
Whether in preset time period；
If the dynamic account time in the dynamic account information is in preset time period, the judgement dynamic account Information abnormity is executed
The step of；
If the dynamic account time in the dynamic account information is not in preset time period, the judgement dynamic account information is being executed just
Normal step.
Optionally, the dynamic account notification method further includes：
Receive the account freezing request that mobile terminal is reported based on the dynamic account exception information；
The freezing information in the account freezing request is obtained, and verifies the freezing information；
When the freezing information passes through verification, freeze the bank card account in the account freezing request.
Optionally, the dynamic account notification method further includes：
The account defrosting request of mobile terminal reporting is received, and obtains the defrosting information in the account defrosting request；
The defrosting information is verified, and when the defrosting information passes through verification, the silver in request of thawing to the account
Row card account is thawed.
In addition, to achieve the above object, the present invention also provides a kind of dynamic accounts, and equipment, the dynamic account to be notified to notify system, device packet
It includes：Memory, processor and the dynamic account advising process that is stored on the memory and can run on the processor, it is described
Dynamic account advising process realizes the step of dynamic account notification method as described above when being executed by the processor.
The present invention also provides a kind of computer readable storage medium, dynamic account is stored on the computer readable storage medium
Advising process realizes the step of moving account notification method as described above when the dynamic account advising process is executed by processor.
The present invention obtains user's account in the dynamic account notice request when the dynamic account for receiving external trigger notifies request
Number, and judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state, then in the user account
The state for moving account notice subscription number is to set the state of the dynamic account notice subscription number of the user account to when not paying close attention to state
Concern state, and this is moved into the dynamic account notification information in account notice request be sent to and logged in the mobile terminal of the user account
In, so that the mobile terminal shows that the dynamic account notification information, this programme are receiving dynamic account notice according to preset display rule
When request, by judging the state of the dynamic account notice subscription number of user account in the dynamic account notice request, so as in dynamic account
The state of notice subscription number is to pay close attention to the dynamic account notice subscription number of the user account when not paying close attention to state automatically so that is logged in
The mobile terminal of the user account, which receives, moves account notification information, in addition, moving account notification information with default display rule display so that
User faster preview can move account notification information.
Description of the drawings
Fig. 1 is the device structure schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is the flow diagram of the dynamic account notification method first embodiment of the present invention；
Fig. 3 is to judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state described in Fig. 2
The refinement flow diagram of step；
Fig. 4 is the notice interface schematic diagram that account notification information is moved in the embodiment of the present invention；
Fig. 5 is the limitation interface schematic diagram that account notice subscription number is moved in the embodiment of the present invention；
Fig. 6 is the flow diagram of the dynamic account notification method second embodiment of the present invention；
Fig. 7 is the flow diagram of the dynamic account notification method 3rd embodiment of the present invention；
Fig. 8 is the refinement flow diagram that the whether abnormal step of the dynamic account information is judged described in Fig. 7；
Fig. 9 is the another refinement flow diagram that the whether abnormal step of account information is moved described in fourth embodiment of the invention；
Figure 10 is the flow diagram of dynamic the 5th embodiment of account notification method of the present invention；
Figure 11 is the flow diagram of the dynamic account notification method sixth embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The primary solutions of the embodiment of the present invention are：When the dynamic account for receiving external trigger notifies request, obtaining should
User account in dynamic account notice request, and judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to shape
State leads to the dynamic account of the user account then when the state of the dynamic account of user account notice subscription number is not pay close attention to state
Know that the state of subscription number is set as having focused on state, and this is moved into account and notifies the dynamic account notification information in request is sent to log in
In the mobile terminal of the user account, so that the mobile terminal shows the dynamic account notification information according to preset display rule.
Notify that needing user to pay close attention to dynamic account notice subscription manually can just receive what bank sended over since APP moves account
There is the automatic concern that cannot achieve dynamic account notice subscription number, the poor problem of initiative in dynamic account notification information.
The present invention provides a solution, and this programme is when receiving dynamic account notice request, by judging that the dynamic account is logical
The state for knowing the dynamic account notice subscription number of user account in asking, so as to be not pay close attention in the state of dynamic account notice subscription number
When state, the dynamic account notice subscription number of the user account is paid close attention to automatically so that the mobile terminal for being logged in the user account receives
Dynamic account notification information, in addition, moving account notification information with default display rule display so that user faster preview can move account
Notification information.
As shown in Figure 1, the device structure schematic diagram for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to.
Equipment of the embodiment of the present invention can be PC, can also be smart mobile phone, tablet computer, E-book reader, portable
Computer etc. has the packaged type terminal device of display function.
As shown in Figure 1, the dynamic account notice equipment may include：Processor 1001, such as CPU, communication bus 1002, user
Interface 1003, network interface 1004, memory 1005.Wherein, communication bus 1002 is for realizing the connection between these components
Communication.User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optionally with
Family interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 may include optionally standard
Wireline interface, wireless interface (such as WI-FI interfaces).Memory 1005 can be high-speed RAM memory, can also be stable deposit
Reservoir (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned place
Manage the storage device of device 1001.
Optionally, it can also includes camera, RF (Radio Frequency, radio frequency) circuit, sensing to move account notice equipment
Device, voicefrequency circuit, WiFi module etc..Wherein, sensor such as optical sensor, motion sensor and other sensors.Tool
Body, optical sensor may include ambient light sensor and proximity sensor, wherein ambient light sensor can be according to ambient light
Light and shade adjusts the brightness of display screen, and proximity sensor can close display screen and/or the back of the body when mobile terminal is moved in one's ear
Light.As a kind of motion sensor, gravity accelerometer can detect in all directions (generally three axis) acceleration
Size can detect that size and the direction of gravity when static, can be used to identify the application of mobile terminal posture, (for example horizontal/vertical screen is cut
Change, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, tap) etc.；Certainly, mobile terminal
The other sensors such as gyroscope, barometer, hygrometer, thermometer, infrared sensor are can also configure, details are not described herein.
It is not constituted to dynamic account notice it will be understood by those skilled in the art that moving account notice device structure shown in Fig. 1
The restriction of equipment may include either combining certain components or different component cloth than illustrating more or fewer components
It sets.
As shown in Figure 1, as may include that operating system, network are logical in a kind of memory 1005 of computer storage media
Believe module, Subscriber Interface Module SIM and dynamic account advising process.
In dynamic account notice equipment shown in Fig. 1, network interface 1004 is mainly used for connecting background server, is taken with backstage
Device be engaged in into row data communication；User interface 1003 is mainly used for connecting client (user terminal), with client into row data communication；
And processor 1001 can be used for calling the dynamic account advising process stored in memory 1005, and execute following steps：
When the dynamic account for receiving external trigger notifies request, the user account in the dynamic account notice request is obtained；
Judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state；
When the state of the dynamic account notice subscription number of the user account is not pay close attention to state, by the dynamic of the user account
The state of account notice subscription number is set as having focused on state, and the dynamic account notification information in the dynamic account notice request is sent to
In the mobile terminal for having logged in the user account, so that the mobile terminal shows the dynamic account according to preset display rule
Notification information.
Further, whether the state of the dynamic account notice subscription number for judging the user account is not pay close attention to state
Step includes：
Judge whether the identification information of the user account is default identification information；
If the identification information is default identification information, the state of the dynamic account notice subscription number of the user account is judged
To have focused on state；
If the identification information is not default identification information, the shape of the dynamic account notice subscription number of the user account is judged
State is not pay close attention to state.
Further, processor 1001 can be used for calling the dynamic account advising process stored in memory 1005, and execute
Following steps：
Judge the user account whether in preset database；
If the user account is in preset database, executes and judge that the dynamic account notice of the user account is subscribed to
Number state whether be the step of not paying close attention to state；
If the user account is not in preset database, notified according to preset dynamic account advice method described dynamic
User to be notified in account notice request.
Further, processor 1001 can be used for calling the dynamic account advising process stored in memory 1005, and execute
Following steps：
The dynamic account information in the dynamic account notice request is obtained, and judges whether the dynamic account information is abnormal；
It in the dynamic account Information abnormity, generates and moves account exception information, and the dynamic account exception information write-in is described dynamic
In dynamic account notification information in account notice request.
Further, described to judge whether abnormal step includes the dynamic account information：
Judge whether the transaction amount in the dynamic account information is more than preset cost；
If the transaction amount in the dynamic account information is more than preset cost, the dynamic account Information abnormity is judged；
If the transaction amount in the dynamic account information is less than or equal to preset cost, judge that the dynamic account information is normal.
Further, described to judge whether abnormal step further includes the dynamic account information：
If the dynamic account transaction in the dynamic account information is more than preset cost, the dynamic account time in the dynamic account information is judged
Whether in preset time period；
If the dynamic account time in the dynamic account information is in preset time period, the judgement dynamic account Information abnormity is executed
The step of；
If the dynamic account time in the dynamic account information is not in preset time period, the judgement dynamic account information is being executed just
Normal step.
Further, processor 1001 can be used for calling the dynamic account advising process stored in memory 1005, and execute
Following steps：
Receive the account freezing request that mobile terminal is reported based on the dynamic account exception information；
The freezing information in the account freezing request is obtained, and verifies the freezing information；
When the freezing information passes through verification, freeze the bank card account in the account freezing request.
Further, processor 1001 can be used for calling the dynamic account advising process stored in memory 1005, and execute
Following steps：
The account defrosting request of mobile terminal reporting is received, and obtains the defrosting information in the account defrosting request；
The defrosting information is verified, and when the defrosting information passes through verification, the silver in request of thawing to the account
Row card account is thawed.
The present invention moves account and notifies the specific embodiment of equipment and following dynamic each specific embodiments of account notification method essentially identical,
Therefore not to repeat here.
The present invention provides a kind of dynamic account notification method.
With reference to the flow diagram that Fig. 2, Fig. 2 are the dynamic account notification method first embodiment of the present invention.
In the present embodiment, which includes：
Step S101 obtains the use in the dynamic account notice request when the dynamic account for receiving external trigger notifies request
Family account；
The dynamic account notification method is applied to move in account notice equipment, and the dynamic account notice equipment is whole with movement by network interface
End carries out data interaction, which includes smart mobile phone and tablet computer etc..Bank APP is installed in the mobile terminal,
Bank APP has dynamic account notice subscription number, and user is registered using phone number, and login password is arranged, i.e., by mobile phone
Number is as the user account for logging in bank APP.Bank card account number is associated with user account in bank APP and ties up by user
It is fixed, when bank card account number is bound in association, password authentification, mobile phone verification and authentication etc. are carried out to the bank card account number, when
After being proved to be successful, which is marked, label information is APP label informations, for example, the friendship of input bank card account number
Easy password, reserved phone number and user identity demonstrate,prove number, verify trading password, phone number and ID card No., from
And complete password authentification, mobile phone verification and authentication.In specific implementation, several banks of binding can be associated in bank APP
Card account, it should be noted that several bank card account numbers belong to same user, and belong to same bank.
When user using association binding bank card pay, merchandise or consume, lead to the amount of money in bank card account number
Change, banking system executes corresponding payment, merchandise or operation of withholing after, generate and move account notice request, and this is moved into account
Notice request is sent to dynamic account notice equipment, which notifies equipment is moved from this in account notice request to obtain user account, this is dynamic
Account notice request carries user account, trading account (bank card account number), dynamic account notification information and identification information etc., the dynamic account
Notification information includes changing the amount of money, dynamic account whereabouts, exchange hour, transaction location and type of transaction etc., which includes micro-
Letter transfers accounts and (transfers accounts from the bank card of association binding), Alipay is transferred accounts and (turned from the bank card of association binding
Account), Unionpay POS consumption and e-Bank payment etc..The dynamic account whereabouts includes Merchant ID and the bank card account number etc. that reception is transferred accounts.
Step S102 judges whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state；
The dynamic account notifies equipment after obtaining user account, judges whether the dynamic account notice subscription number of the user account is not
Concern state.Specifically, it is the refinement flow diagram of step S102 described in Fig. 2, step S102 packets with reference to Fig. 3, Fig. 3
It includes：
S1021 judges whether the identification information of the user account is default identification information；
S1022 judges the dynamic account notice subscription number of the user account if the identification information is default identification information
State be have focused on state；
S1023 judges that the dynamic account notice of the user account is subscribed to if the identification information is not default identification information
Number state be do not pay close attention to state.
The dynamic account notifies equipment is moved from this in account notice request to obtain the identification information of the user account, and judges the mark
Whether information is default identification information, if the identification information is default identification information, can be determined that the dynamic of the user account
The state of account notice subscription number is to have focused on state, if the identification information is not default identification information, can be determined that the use
The state of the dynamic account notice subscription number of family account is not pay close attention to state, which is APP identification informations, for distinguishing
Short message moves account notice and subscribes to a number dynamic account notice, and when which is APP identification informations, which has opened subscription
Number dynamic account notice.In specific implementation, each user can open short message and move account notice and subscribe to a number dynamic account notice business simultaneously.
Step S103, when the state of the dynamic account notice subscription number of the user account is not pay close attention to state, by the use
The state of the dynamic account notice subscription number of family account is set as having focused on state, and the dynamic account in the dynamic account notice request is notified
Information is sent in the mobile terminal for having logged in the user account, so that the mobile terminal is aobvious according to preset display rule
Show the dynamic account notification information.
Dynamic account notice equipment by judge to obtain the user account the notice subscription number of dynamic account state not pay close attention to shape
The dynamic account of the user account is then notified the state of subscription number to be set as having focused on state by state, i.e., dynamic account notice equipment is closed automatically
Note moves account notice subscription number, and this is moved account and notifies the dynamic account notification information in request is sent to log in the user account
In mobile terminal, which, which receives, moves the dynamic account notification information that account notice equipment is sent, and according to preset display rule
Show the dynamic account notification information, which is that spending amount protrudes rule, and specific prominent mode includes with fresh
Gorgeous color shows spending amount and increases the font size etc. of spending amount.Fig. 4 is that account notification information is moved in the embodiment of the present invention
Interface schematic diagram is notified, as shown in figure 4, the spending amount that the notice interface display has Unionpay POS consumption notice, increasing to show is
175.00, exchange hour is 23 days 04 month 18:04, type of transaction is Unionpay POS consumption, transaction amount is 175.00 yuan of RMB
With trade company remarks etc..
In specific implementation, after dynamic account notice, which is subscribed to, number to be had focused on, bank APP limits user so that user not expert
The dynamic concern for cancelling dynamic account notice subscription number, prevents the concern for leading to dynamic account notice subscription number because user's operation is improper to be cancelled,
Dynamic account notification information, which is effectively ensured, can be apprised of user.Fig. 5 is limitation circle that account notice subscription number is moved in the embodiment of the present invention
Face schematic diagram is in restriction state as shown in figure 5, the limitation interface schematic diagram can not be user-operably.
In the present embodiment, the present invention obtains the dynamic account notice and asks when the dynamic account for receiving external trigger notifies request
User account in asking, and judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state, is then existed
The state of the dynamic account notice subscription number of the user account is when not paying close attention to state, by the dynamic account notice subscription number of the user account
State is set as having focused on state, and this is moved account and notifies the dynamic account notification information in request is sent to log in the user account
Mobile terminal in, so that the mobile terminal shows that the dynamic account notification information, this programme are receiving according to preset display rule
When notifying request to dynamic account, by judging the state of the dynamic account notice subscription number of user account in dynamic account notice request, to
When it is not pay close attention to state to move the state of account notice subscription number, the dynamic account notice subscription number of the user account can be paid close attention to automatically,
So that the mobile terminal for being logged in the user account receives and moves account notification information, in addition, it is logical to move account with default display rule display
Know information so that user faster preview can move account notification information.
Further, with reference to Fig. 6, the second implementation of the dynamic account notification method of the present invention is proposed based on above-mentioned first embodiment
Example, difference lies in before step S102, which further includes with previous embodiment：
Whether step S104 judges the user account in preset database；
If the user account is in preset database, S102 is thened follow the steps, that is, judges the user account
Whether the state of dynamic account notice subscription number is not pay close attention to state；
Step S105, if the user account is not in preset database, according to preset dynamic account advice method
Notify the user to be notified in the dynamic account notice request.
The dynamic account notifies equipment after obtaining user account, judges the user account whether in preset database,
Verify whether the user account is APP registration users, user's account of registered bank APP is stored in preset database
Number, if the user account is in preset database, it can be determined that the user account is that APP registers user, sentence at this time
Break the user account dynamic account notice subscribe to number state whether be do not pay close attention to state, if the user account be not in it is preset
In database, it is that APP registers user that can be determined that the user account not, moves account notice equipment at this time and is notified with preset dynamic account
Mode notifies the user to be notified in the dynamic account notice request, which is that short message moves account notice, i.e., dynamic
Dynamic account notification information is sent to reserved mobile phone by account notice equipment in a manner of short message
In the present embodiment, the present invention subscribes to a number notice according to dynamic account notice and uses when user account is APP register account numbers
Family, and when user account is not APP register account numbers, inform that user moves account notice, effectively ensures user in a manner of short message
Dynamic account notice can be obtained.
Further, with reference to Fig. 7, the third of the dynamic account notification method of the present invention is proposed based on above-mentioned first or second embodiments
Embodiment, difference lies in after step S101, which further includes with previous embodiment：
Step S106 obtains the dynamic account information in the dynamic account notice request, and judges whether the dynamic account information is abnormal；
Step S107 is generated in the dynamic account Information abnormity and is moved account exception information, and the dynamic account exception information is write
Enter in the dynamic account notification information in the dynamic account notice request.
The dynamic account notice equipment obtains the dynamic account information moved in account notice request, and judges whether the dynamic account information is abnormal,
The dynamic account information includes transaction amount, exchange hour and transaction location etc..
Specifically, with reference to the refinement flow diagram that Fig. 8, Fig. 8 are step S106 described in 7, step S106 includes：
Step S1061, judges whether the transaction amount in the dynamic account information is more than preset cost；
Step S1062 judges that the dynamic account information is different if the transaction amount in the dynamic account information is more than preset cost
Often；
Step S1063 judges the dynamic account if the transaction amount in the dynamic account information is less than or equal to preset cost
Information is normal.
The dynamic account notice equipment judges whether the transaction amount in the dynamic account information is more than preset cost, if the dynamic account letter
Transaction amount in breath is more than preset cost, then can be determined that the dynamic account Information abnormity, if the trade gold in the dynamic account information
Volume is less than or equal to preset cost, then can be determined that the dynamic account information is normal.When this moves account Information abnormity, generates and move account exception
Information, and this is moved into account exception information and is written in the dynamic account notification information in the dynamic account notice request, it is servo-actuated account notification information one
It rises and is sent to mobile terminal, which sends out prompting when receiving dynamic account exception information, knows that dynamic account is different convenient for user
Often, timely processing.The abnormal dynamic account information includes the abnormal amount of money and abnormal bank card account number etc..
In the present embodiment, the normal anomaly of account information is moved in present invention verification, can be in dynamic account Information abnormity, eventually to movement
End issues abnormal dynamic account information, quickly knows that dynamic account is abnormal convenient for user, can reduce the economic damage of user to timely processing
It loses.
Further, the fourth embodiment that the dynamic account notification method of the present invention is proposed based on above-mentioned 3rd embodiment, and it is aforementioned
Difference lies in after step S1061, step S106 further includes embodiment：
S1064 judges dynamic in the dynamic account information if the dynamic account transaction in the dynamic account information is more than preset cost
Whether account whereabouts is abnormal；
If the dynamic account time in the dynamic account information is in preset time period, S1062 is thened follow the steps, i.e., described in judgement
Dynamic account Information abnormity；
If the dynamic account time in the dynamic account information is not in preset time period, S1063 is thened follow the steps, that is, judges institute
It is normal to state account information.
When the dynamic account transaction amount of the dynamic account notice equipment in dynamic account information is more than preset cost, further judge that this is dynamic
Whether the dynamic account time in account information is in preset time period, if the dynamic account time in the dynamic account information is in preset time
In section, then the judgement dynamic account Information abnormity can be used, if the dynamic account time in the dynamic account information is not in preset time period,
It can use and judge that the dynamic account information is normal, which is 1:00 AM to 6 points of morning, or is 1:00 AM to 7 points of morning,
It is not construed as limiting in the present invention.
In the present embodiment, when the dynamic account transaction amount in dynamic account information is more than preset cost, account is moved by verification
Whether the time in preset time period, further verifies the normal anomaly of the dynamic account information, can effectively improve dynamic account information
Normal anomaly accuracy.
Further, the 5th embodiment that the dynamic account notification method of the present invention is proposed based on above-mentioned 3rd embodiment, and it is aforementioned
Difference lies in the dynamic account notification method further includes embodiment：
Step S108 receives the account freezing request that mobile terminal is reported based on the dynamic account exception information；
Step S109 obtains the freezing information in the account freezing request, and verifies the freezing information；
Step S110 freezes the bank card account in the account freezing request when the freezing information passes through verification.
Mobile terminal shows dynamic account exception information, and user triggers account freezing request at this time, and mobile terminal freezes the account
Knot request reports to dynamic account notice equipment, which notifies equipment to obtain freezing information from account freezing request, and verifies
The freezing information, when the freezing information passes through verification, freeze the account freezing request in bank card account, this freezes letter
Breath includes freezing password, bank card number and ID card No..
In the present embodiment, the present invention moves account notice equipment when receiving freeze request, verifies in the freeze request
Freezing information, and when freezing information passes through verification, freeze corresponding bank card account, it can be sent in bank card account abnormal
When, timely freeze, prevents the stolen brush of the fund in bank card account.
Further, the sixth embodiment that the dynamic account notification method of the present invention is proposed based on above-mentioned 5th embodiment, and it is aforementioned
Difference lies in the dynamic account notification method further includes embodiment：
Step S111, receives the account defrosting request of mobile terminal reporting, and obtains the solution in the account defrosting request
Freeze information；
Step S112 verifies the defrosting information, and when the defrosting information passes through verification, is asked to account defrosting
Bank card account in asking thaws.
The dynamic account notice equipment is thawed in the account for receiving mobile terminal reporting asks, and acquisition account is thawed in request
Defrosting information, and the defrosting information is verified, which includes the ID card No. for the user for waiting for defrosting bank card account, hand
Refer to fingerprint and defrosting password etc., when the ID card No., finger print and defrosting password pass through verification, thaws to the account
Bank card account in request thaws.
In the present embodiment, the present invention can be when defrosting information passes through verification, quick-thawing bank card on hold
Account, it is user-friendly.
In addition, the embodiment of the present invention also proposes a kind of computer readable storage medium, the computer readable storage medium
On be stored with dynamic account advising process and also execute following steps when the dynamic account advising process is executed by processor：
When the dynamic account for receiving external trigger notifies request, the user account in the dynamic account notice request is obtained；
Judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state；
When the state of the dynamic account notice subscription number of the user account is not pay close attention to state, by the dynamic of the user account
The state of account notice subscription number is set as having focused on state, and the dynamic account notification information in the dynamic account notice request is sent to
In the mobile terminal for having logged in the user account, so that the mobile terminal shows the dynamic account according to preset display rule
Notification information.
Further, whether the state of the dynamic account notice subscription number for judging the user account is not pay close attention to state
Step includes：
Judge whether the identification information of the user account is default identification information；
If the identification information is default identification information, the state of the dynamic account notice subscription number of the user account is judged
To have focused on state；
If the identification information is not default identification information, the shape of the dynamic account notice subscription number of the user account is judged
State is not pay close attention to state.
Further, when the dynamic account advising process is executed by processor, following steps are also executed：
Judge the user account whether in preset database；
If the user account is in preset database, executes and judge that the dynamic account notice of the user account is subscribed to
Number state whether be the step of not paying close attention to state；
If the user account is not in preset database, notified according to preset dynamic account advice method described dynamic
User to be notified in account notice request.
Further, when the dynamic account advising process is executed by processor, following steps are also executed：
The dynamic account information in the dynamic account notice request is obtained, and judges whether the dynamic account information is abnormal；
It in the dynamic account Information abnormity, generates and moves account exception information, and the dynamic account exception information write-in is described dynamic
In dynamic account notification information in account notice request.
Further, described to judge whether abnormal step includes the dynamic account information：
Judge whether the transaction amount in the dynamic account information is more than preset cost；
If the transaction amount in the dynamic account information is more than preset cost, the dynamic account Information abnormity is judged；
If the transaction amount in the dynamic account information is less than or equal to preset cost, judge that the dynamic account information is normal.
Further, described to judge whether abnormal step further includes the dynamic account information：
If the dynamic account transaction in the dynamic account information is more than preset cost, the dynamic account time in the dynamic account information is judged
Whether in preset time period；
If the dynamic account time in the dynamic account information is in preset time period, the judgement dynamic account Information abnormity is executed
The step of；
If the dynamic account time in the dynamic account information is not in preset time period, the judgement dynamic account information is being executed just
Normal step.
Further, when the dynamic account advising process is executed by processor, following steps are also executed：
Receive the account freezing request that mobile terminal is reported based on the dynamic account exception information；
The freezing information in the account freezing request is obtained, and verifies the freezing information；
When the freezing information passes through verification, freeze the bank card account in the account freezing request.
Further, when the dynamic account advising process is executed by processor, following steps are also executed
The account defrosting request of mobile terminal reporting is received, and obtains the defrosting information in the account defrosting request；
The defrosting information is verified, and when the defrosting information passes through verification, the silver in request of thawing to the account
Row card account is thawed.
The specific embodiment of computer readable storage medium of the present invention and above-mentioned dynamic each specific embodiment base of account notification method
This is identical, and therefore not to repeat here.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or system including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or system.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in one as described above
In storage medium (such as ROM/RAM, magnetic disc, CD), including some instructions use so that a station terminal equipment (can be mobile phone,
Computer, server, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of dynamic account notification method, which is characterized in that the dynamic account notification method includes the following steps：
When the dynamic account for receiving external trigger notifies request, the user account in the dynamic account notice request is obtained；
Judge whether the state of the dynamic account notice subscription number of the user account is not pay close attention to state；
When the state of the dynamic account notice subscription number of the user account is not pay close attention to state, the dynamic account of the user account is led to
Know that the state of subscription number is set as having focused on state, and the dynamic account notification information in the dynamic account notice request is sent to and has been stepped on
In the mobile terminal for recording the user account, so that the mobile terminal is notified according to the preset display rule display dynamic account
Information.
2. dynamic account notification method as described in claim 1, which is characterized in that the dynamic account notice for judging the user account
Whether the state of subscription number, which is the step of not paying close attention to state, includes：
Judge whether the identification information of the user account is default identification information；
If the identification information is default identification information, judge that the state of the dynamic account notice subscription number of the user account is
Concern state；
If the identification information is not default identification information, judge that the state of the dynamic account notice subscription number of the user account is
State is not paid close attention to.
3. dynamic account notification method as described in claim 1, which is characterized in that the dynamic account notice for judging the user account
Subscribe to number state whether be the step of not paying close attention to state before, the dynamic account notification method further includes：
Judge the user account whether in preset database；
If the user account is in preset database, the dynamic account notice subscription number for judging the user account is executed
Whether state is the step of not paying close attention to state；
If the user account is not in preset database, notify that the dynamic account is logical according to preset dynamic account advice method
Know the user to be notified in request.
4. dynamic account notification method as claimed in any one of claims 1-3, which is characterized in that described to receive external trigger
The notice request of dynamic account when, after the step of obtaining the user account in the dynamic account notice request, the dynamic account notification method
Further include：
The dynamic account information in the dynamic account notice request is obtained, and judges whether the dynamic account information is abnormal；
It in the dynamic account Information abnormity, generates and moves account exception information, and the dynamic account is written into the dynamic account exception information and is led to
Know in the dynamic account notification information in request.
5. dynamic account notification method as claimed in claim 4, which is characterized in that it is described judge the dynamic account information whether the step of exception
Including：
Judge whether the transaction amount in the dynamic account information is more than preset cost；
If the transaction amount in the dynamic account information is more than preset cost, the dynamic account Information abnormity is judged；
If the transaction amount in the dynamic account information is less than or equal to preset cost, judge that the dynamic account information is normal.
6. dynamic account notification method as claimed in claim 5, which is characterized in that described to judge that the transaction amount in the dynamic account information is
Further include after no the step of being more than preset cost：
If whether the dynamic account transaction in the dynamic account information more than preset cost, judges the dynamic account time in the dynamic account information
In preset time period；
If the dynamic account time in the dynamic account information is in preset time period, the step for judging the dynamic account Information abnormity is executed
Suddenly；
If the dynamic account time in the dynamic account information is not in preset time period, it is normal to execute the judgement dynamic account information
Step.
7. dynamic account notification method as claimed in claim 4, which is characterized in that the dynamic account notification method further includes：
Receive the account freezing request that mobile terminal is reported based on the dynamic account exception information；
The freezing information in the account freezing request is obtained, and verifies the freezing information；
When the freezing information passes through verification, freeze the bank card account in the account freezing request.
8. dynamic account notification method as claimed in claim 7, which is characterized in that the dynamic account notification method further includes：
The account defrosting request of mobile terminal reporting is received, and obtains the defrosting information in the account defrosting request；
The defrosting information is verified, and when the defrosting information passes through verification, the bank card in request of thawing to the account
Account is thawed.
9. a kind of dynamic account notifies equipment, which is characterized in that the dynamic account notifies that equipment includes：It memory, processor and is stored in
On the memory and the dynamic account advising process that can run on the processor, the dynamic account advising process is by the processor
It is realized such as the step of dynamic account notification method described in any item of the claim 1 to 8 when execution.
10. a kind of computer readable storage medium, which is characterized in that it is logical to be stored with dynamic account on the computer readable storage medium
Know program, is realized when the dynamic account advising process is executed by processor such as dynamic account notice described in any item of the claim 1 to 8
The step of method.
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| CN201810528386.1A CN108712325B (en) | 2018-05-28 | 2018-05-28 | Dynamic account notification method, device and computer readable storage medium |
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| CN201810528386.1A CN108712325B (en) | 2018-05-28 | 2018-05-28 | Dynamic account notification method, device and computer readable storage medium |
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|---|---|
| CN108712325B (en) | 2021-07-13 |
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