CN108711238A - A kind of combination type bank customer service terminal - Google Patents
A kind of combination type bank customer service terminal Download PDFInfo
- Publication number
- CN108711238A CN108711238A CN201810910050.1A CN201810910050A CN108711238A CN 108711238 A CN108711238 A CN 108711238A CN 201810910050 A CN201810910050 A CN 201810910050A CN 108711238 A CN108711238 A CN 108711238A
- Authority
- CN
- China
- Prior art keywords
- teller machine
- automatic teller
- service terminal
- customer service
- general automatic
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000012545 processing Methods 0.000 claims abstract description 15
- 238000004891 communication Methods 0.000 claims abstract description 10
- 239000000463 material Substances 0.000 claims abstract description 6
- 230000002452 interceptive effect Effects 0.000 claims description 3
- 238000007639 printing Methods 0.000 claims description 2
- 238000010276 construction Methods 0.000 abstract description 8
- 230000010354 integration Effects 0.000 abstract description 2
- 230000007812 deficiency Effects 0.000 description 1
- 238000013461 design Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 238000000034 method Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K13/00—Conveying record carriers from one station to another, e.g. from stack to punching mechanism
- G06K13/02—Conveying record carriers from one station to another, e.g. from stack to punching mechanism the record carrier having longitudinal dimension comparable with transverse dimension, e.g. punched card
- G06K13/08—Feeding or discharging cards
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
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- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention discloses a kind of combination type bank customer service terminal, including a general automatic teller machine and at least one additional automatic teller machine, there is data processing module and communication module in the general automatic teller machine, the additional automatic teller machine is to have for checking and receiving and paying out the cash handling apparatus of cash, or the noncash for providing noncash material object handles equipment；The additional automatic teller machine is connect with the communication module of the general automatic teller machine, and controls work by the data processing module of the general automatic teller machine, is received and paid out cash or is provided noncash material object.The bank client service terminal of the present invention includes a general automatic teller machine and at least one additional automatic teller machine, according to the demand of bank outlets, it freely arranges in pairs or groups general automatic teller machine and additional automatic teller machine, carry out modular network construction, it abandons stupid and weighs, large and complete integration of equipments, not only meet the demand of handling of bank outlets' full-service, but also reduce the construction cost of site.
Description
Technical field
The present invention relates to a kind of customer service terminals of computer control, and in particular to a kind of client's clothes of bank counter
Business terminal.
Background technology
In the business of the normally opened exhibition of Banking Days, it is typically divided into monetary transaction and no cash transaction, as its name suggests, monetary transaction
It is exactly the business there are cash flow between teller and client.It is provided according to the supervision in China, the monetary transaction of sales counter must be
High cube container carries out, and low cabinet teller is forbidden to contact cash processing business.But high cube container construction cost is very high, some small-sized common businesses
Site or some Community banks are in cost consideration and abandon high cube container construction, therefore also can not just carry out monetary transaction, Ke Huxu
Have to when handling monetary transaction the service network for going to some larger, has seriously affected the service experience of client.
In addition, for some big outlets, a large amount of high cube container has been built, but with our e-commerce
It flourishing, needs the monetary transaction carried out also to come fewer, a large amount of high cube container not only occupies space, but also wastes construction cost,
Cause the great wasting of resources.
For case above, banking generally believes that needs promote the cancellation high cube container developed without high cube containerization, but barbarous at present,
It will have a direct impact on the development of monetary transaction again, it is clear that be not the method solved the problems, such as.How after cancelling high cube container, remain to
Normally carry out every cash and no cash transaction under the conditions of meeting as defined in supervision, and break away from the constraint of site scale, meets complete
Business handles demand, becomes the current significant problem for being badly in need of solving to attract depositor just.
Invention content
Goal of the invention：Present invention aims in view of the deficiencies of the prior art, providing a kind of intelligent customer service terminal,
Construction for no high cube container bank outlets provides necessary condition.
Technical solution：Combination type bank customer service terminal of the present invention, including a general automatic teller machine and at least one attached
Add automatic teller machine, it is for checking to have data processing module and communication module, the additional automatic teller machine in the general automatic teller machine
With the cash handling apparatus tool of cashier's cash, or the noncash processing equipment for providing noncash material object；The additional automatic teller machine
It is connect with the communication module of the general automatic teller machine, and work, cashier is controlled by the data processing module of the general automatic teller machine
Cash provides noncash material object.
Independent service terminal each in the present invention, other than indispensable general automatic teller machine, it is module to add automatic teller machine
The design of change can be jointly formed the terminal of simple function, such as cash-access by single additional automatic teller machine and general automatic teller machine
Apply for card terminal, U-key of terminal, new user provides terminal etc., can also a variety of additional automatic teller machines combine and formed with general automatic teller machine
Full Featured customer service terminal.
In the present invention, final purpose is to realize the bank outlets of no high cube container, therefore while cancelling high cube container, for
The authentication of user is with regard to extremely important, and in order to reach this requirement, further preferably technical solution is the present invention, described logical
With automatic teller machine also there is subscriber identification module, the subscriber identification module to include at least card/bankbook reading part, identity card reading part
With user characteristics reading part.
The user characteristics reading part is fingerprint reader, face's shooting reading machine and iris reading machine one of which or more
Kind.
In many bankings, transacting business simultaneously, need to retain user identity card information, therefore the present invention is further
Technical solution be that the identity card reading part is by non-suction-type identity card reading machine and identity card image scanner two parts group
At, can automatically scanning photocopy as needed while reading identity card information.
Preferably, the additional automatic teller machine is that whole coin is handled in equipment, bank note change processing equipment or Coin processing device tool
One or more combinations cash handling apparatus tool.
Alternatively, the additional automatic teller machine is to provide the card sender of mouth with magnetic card, sent out with bill printing equipment and bill
The deposit receipt for putting mouth transmits/receives machine, the U-key dispensers with granting mouth in kind or the combination of gift dispenser one or more of which
Noncash handles equipment.
In order to help user to handle relevant banking in customer service terminal, you can with artificial by bank clerk
Guiding, the guiding function that can also be carried by customer service terminal help user, therefore, the general teller described in the present invention
Machine is additionally provided with voice module, and the voice module puts portion outside by sound and sound typing portion forms.Likewise, the general cabinet
Member's machine is additionally provided with interactive display screen.
Advantageous effect：（1）The bank client service terminal of the present invention includes a general automatic teller machine and at least one additional teller
Machine, additional automatic teller machine is cash register, card sender, deposit receipt transmit/receive machine, U-key dispensers or gift dispenser one of which,
Coordinate general automatic teller machine that can handle monetary transaction by cash register, without building high cube container, and meets the rule of supervision department
It is fixed；Card sender, deposit receipt, which transmit/receive machine, U-key dispensers or gift dispenser and general automatic teller machine, can handle no cash transaction,
According to the demand of bank outlets, freely arrange in pairs or groups general automatic teller machine and additional automatic teller machine carry out modular network construction, abandon stupid
And weigh, large and complete integration of equipments, not only meet the demand of handling of bank outlets' full-service, but also reduce the construction cost of site；
（2）Also there is general automatic teller machine subscriber identification module, subscriber identification module to have card/bankbook portion, identity card in the present invention
Reading part and user characteristics reading part, card/bankbook reading part, identity card reading part meet the needs of user handles every business,
User characteristics reading part verifies user identity, improves the fund and information security of user, is further bank outlets without height
Cabinetization operation provides necessary condition；
（3）Identity card reading part is by non-suction-type identity card reading machine and identity card image scanner two parts group in the present invention
While at, reading identity card information, when user handles part particular service and needs to provide Copy of ID Card as retaining,
Automatically scanning photocopy identity card further increases the convenience of bank outlets run without high cube containerization.
Description of the drawings
Fig. 1 is the structural scheme of mechanism of general automatic teller machine of the present invention.
Specific implementation mode
Technical solution of the present invention is described in detail below by attached drawing, but protection scope of the present invention is not limited to
The embodiment.
Embodiment 1：A kind of combination type bank customer service terminal, including a general automatic teller machine 1 and a cash register lead to
Have the function of bill handling and coin processing work(with data processing module and communication module, cash register in automatic teller machine 1
Can, cash register is connect with the communication module of general automatic teller machine 1, and controls work by the data processing module of general automatic teller machine 1
Make.
General automatic teller machine 1 also has subscriber identification module, voice module and interactive display screen 1a, and subscriber identification module is extremely
Include card reading part 1b, bankbook reading part 1c, identity card reading part 1d and fingerprint reader 1e less.Voice module outside sound by putting
Portion and sound typing portion composition.
Embodiment 2：A kind of combination type bank customer service terminal, including a general automatic teller machine 1 and a card sender, wherein logical
Same as Example 1 with automatic teller machine 1, card sender is connect with the communication module of general automatic teller machine 1, by the data of general automatic teller machine 1
Processing module control is that new user handles new card business.
Embodiment 3：A kind of combination type bank customer service terminal, including a general automatic teller machine 1, a cash register, one
Card sender, a deposit receipt transmit/receive machine, a U-key dispensers and a gift dispenser, each additional automatic teller machine and general automatic teller machine 1
Communication module connects, and controls work by the data processing module of general automatic teller machine 1, can be that user handles whole business.
As described above, although the present invention has been indicated and described with reference to specific preferred embodiment, must not explain
For the limitation to invention itself.It without prejudice to the spirit and scope of the invention as defined in the appended claims, can be right
Various changes can be made in the form and details for it.
Claims (8)
1. a kind of combination type bank customer service terminal, which is characterized in that including a general automatic teller machine and at least one additional teller
Machine, the general automatic teller machine is interior to have data processing module and communication module, and the additional automatic teller machine is for checking and receiving and paying out
The cash handling apparatus of cash has, or the noncash for providing noncash material object handles equipment；The additional automatic teller machine with it is described
The communication module of general automatic teller machine connects, and controls work by the data processing module of the general automatic teller machine, receive and pay out cash or
It is in kind to provide noncash.
2. combination type bank customer service terminal according to claim 1, which is characterized in that the general automatic teller machine also has
There are subscriber identification module, the subscriber identification module to include at least card/bankbook reading part, identity card reading part and user characteristics and read
Take portion.
3. combination type bank customer service terminal according to claim 2, which is characterized in that the user characteristics reading part
Reading machine and iris reading machine one or more of which are shot for fingerprint reader, face.
4. combination type bank customer service terminal according to claim 2, which is characterized in that the identity card reading part by
Non- suction-type identity card reading machine and identity card image scanner two parts composition.
5. combination type bank customer service terminal according to claim 1, which is characterized in that the additional automatic teller machine is whole
Coin receives and pays out cash handler's equipment of equipment, bank note change cashier's equipment or one or more combinations in coin cashier's equipment.
6. combination type bank customer service terminal according to claim 1, which is characterized in that the additional automatic teller machine is tool
There are the card sender of magnetic card granting mouth, the deposit receipt with bill printing equipment and bill granting mouth to transmit/receive machine, provide mouth with material object
U-key dispensers or gift dispenser one or more of which combination noncash handle equipment.
7. combination type bank customer service terminal according to claim 1, which is characterized in that the general automatic teller machine is also set
It is equipped with voice module, the voice module puts portion outside by sound and sound typing portion forms.
8. combination type bank customer service terminal according to claim 1, which is characterized in that the general automatic teller machine is also set
It is equipped with interactive display screen.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810910050.1A CN108711238A (en) | 2018-08-10 | 2018-08-10 | A kind of combination type bank customer service terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810910050.1A CN108711238A (en) | 2018-08-10 | 2018-08-10 | A kind of combination type bank customer service terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108711238A true CN108711238A (en) | 2018-10-26 |
Family
ID=63874680
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810910050.1A Pending CN108711238A (en) | 2018-08-10 | 2018-08-10 | A kind of combination type bank customer service terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108711238A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109673113A (en) * | 2019-01-08 | 2019-04-23 | 莱芜职业技术学院 | A kind of mapping geography information quality control system |
| CN112613014A (en) * | 2020-12-10 | 2021-04-06 | 中国银行股份有限公司 | Intelligent bankbook and application method thereof |
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| KR20050009506A (en) * | 2003-07-16 | 2005-01-25 | 한성희 | Method And Apparatus for Discernment User Cash Dispenser |
| JP2009087052A (en) * | 2007-09-28 | 2009-04-23 | Mizuho Bank Ltd | Cash withdrawal processing system, cash withdrawal processing method, and cash handling machine |
| WO2011003353A1 (en) * | 2009-07-09 | 2011-01-13 | 广州广电运通金融电子股份有限公司 | Visualizaed self-service terminal, remote interactive self-help bank system and service method |
| CN201828993U (en) * | 2010-10-13 | 2011-05-11 | 南京合荣欣业信息技术有限公司 | Semi-automatic counter device of banking business |
| CN105354942A (en) * | 2014-08-19 | 2016-02-24 | 初建刚 | Bank counter business self-service system |
| CN205451310U (en) * | 2015-12-29 | 2016-08-10 | 浙江维融电子科技股份有限公司 | Fiduciary circulation management system |
| CN208444396U (en) * | 2018-08-10 | 2019-01-29 | 南京合荣欣业信息技术有限公司 | A kind of combination type bank customer service terminal |
-
2018
- 2018-08-10 CN CN201810910050.1A patent/CN108711238A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20050009506A (en) * | 2003-07-16 | 2005-01-25 | 한성희 | Method And Apparatus for Discernment User Cash Dispenser |
| JP2009087052A (en) * | 2007-09-28 | 2009-04-23 | Mizuho Bank Ltd | Cash withdrawal processing system, cash withdrawal processing method, and cash handling machine |
| WO2011003353A1 (en) * | 2009-07-09 | 2011-01-13 | 广州广电运通金融电子股份有限公司 | Visualizaed self-service terminal, remote interactive self-help bank system and service method |
| CN201828993U (en) * | 2010-10-13 | 2011-05-11 | 南京合荣欣业信息技术有限公司 | Semi-automatic counter device of banking business |
| CN105354942A (en) * | 2014-08-19 | 2016-02-24 | 初建刚 | Bank counter business self-service system |
| CN205451310U (en) * | 2015-12-29 | 2016-08-10 | 浙江维融电子科技股份有限公司 | Fiduciary circulation management system |
| CN208444396U (en) * | 2018-08-10 | 2019-01-29 | 南京合荣欣业信息技术有限公司 | A kind of combination type bank customer service terminal |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109673113A (en) * | 2019-01-08 | 2019-04-23 | 莱芜职业技术学院 | A kind of mapping geography information quality control system |
| CN112613014A (en) * | 2020-12-10 | 2021-04-06 | 中国银行股份有限公司 | Intelligent bankbook and application method thereof |
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