CN108629655A - credit data management system and method - Google Patents

credit data management system and method Download PDF

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Publication number
CN108629655A
CN108629655A CN201810337782.6A CN201810337782A CN108629655A CN 108629655 A CN108629655 A CN 108629655A CN 201810337782 A CN201810337782 A CN 201810337782A CN 108629655 A CN108629655 A CN 108629655A
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China
Prior art keywords
promise
people
data
credit
breaking
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张之明
张之光
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Individual
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Priority to CN201810337782.6A priority Critical patent/CN108629655A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0609Buyer or seller confidence or verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/602Providing cryptographic facilities or services
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/62Protecting access to data via a platform, e.g. using keys or access control rules
    • G06F21/6218Protecting access to data via a platform, e.g. using keys or access control rules to a system of files or objects, e.g. local or distributed file system or database
    • G06F21/6245Protecting personal data, e.g. for financial or medical purposes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes

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  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • Health & Medical Sciences (AREA)
  • Marketing (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Technology Law (AREA)
  • Medical Informatics (AREA)
  • Databases & Information Systems (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention discloses a kind of credit data management system and method, system includes:Data inputting module, information extraction modules, data check module, Data induction sorting module, important information processing module, data memory module and data inquiry module, data inputting module are used for user's logging data;Information extraction modules, for extracting data;Data check module, the authenticity and integrity for verifying user's logging data;Data induction sorting module generates people's archives of breaking one's promise for carrying out induction-arrangement to data;Important information processing module is handled for the important personal information to the people that breaks one's promise;Data memory module, for storing data;Data inquiry module inquires data for user;Personal data classification and management and stamp processing is carried out to important information by being audited to people's related data of breaking one's promise, to breaking one's promise, reaches break one's promise people's credit, protection people's information of breaking one's promise of judgement and do not revealed maliciously, the efficient purpose for inquiring negotiator's credit record.

Description

Credit data management system and method
Technical field
The present invention relates to credit data managements to protect field, and in particular to a kind of credit data management system and method.
Background technology
The basis of economic society is that good environmental basis, good credit are the bases of High Quality Environment.With its people Basic, the of overall importance effect of economy and social informatization progress faster, Network and information system is increasingly enhanced, economic society hair It opens up to the dependence of network and information also in increase gradually, in existing platform, the acquisition of information of breaking one's promise of general population is more Be in such a way that network acquires, exposure is broken one's promise people's personal information, or even malice exposure is broken one's promise people's personal information.In the human rights, road Under moral and legal basis, even if the people that breaks one's promise breaks one's promise formerly, we have the right, and obligated its personal information of protection is not let out maliciously Dew.
In the funds transaction of market, there is an urgent need for a kind of credit reference datas for society as foundation, and whether judgement negotiator had Discreditable behavior analyzes negotiator's social credibility values.
Invention content
In order to solve the above technical problems, the present invention proposes a kind of credit data management system and method, judged with reaching Whether the people that breaks one's promise, which is constituted, is broken one's promise, people's information of breaking one's promise is protected not revealed maliciously, the efficient purpose for inquiring negotiator's credit record.
In order to achieve the above objectives, technical scheme is as follows:A kind of credit data management system, the system packet It includes:Data inputting module, information extraction modules, data check module, Data induction sorting module, important information processing module, Data memory module and data inquiry module, the data inputting module are broken one's promise people's information, credit for user to system typing Record and credit vouchers;Described information extraction module, for extracting the data in credit vouchers;The data check module is used In the authenticity and integrity for the people's credit data of breaking one's promise for verifying user's typing;The Data induction sorting module, for losing Letter people's information and credit data carry out induction-arrangement and generate people's archives of breaking one's promise;The important information processing module, for breaking one's promise The important personal information of people is handled;The data memory module, for store break one's promise people's information, credit record, credit with People's archives of breaking one's promise that card and induction-arrangement generate;The data inquiry module, the archives for the people that breaks one's promise for user's inquiry.
Further, the user includes:Individual, self-employed entrepreneur, enterprise and bank, the people that breaks one's promise include it is personal and Enterprise, people's information of breaking one's promise include:It breaks one's promise the cell-phone number of people, identification card number, Enterprise organization system code, address, the letter Include with record:The event and place, the credit vouchers that event of breaking one's promise and event occur include:The people that breaks one's promise signs with user The bill signed in acknowledgement of debt, receipt, receipt, wage contracts, labour contract.
Further, the data in the credit vouchers include:Break one's promise people's personal information, people's fund state of breaking one's promise, break one's promise People's signature, enterprise's official seal and contract time limit.
A kind of credit data management method, the method step include:User's typing is broken one's promise people's information, credit record and letter Use voucher;System carries out data extraction to people's credit vouchers of breaking one's promise of user's typing;System is according to the number extracted from credit vouchers It is supplemented according to people's information of breaking one's promise;System is according to the authenticity for the data check credit vouchers extracted from credit vouchers, system According to the data check extracted from credit vouchers break one's promise people's information, credit record authenticity and integrity, if user's typing People's information of breaking one's promise, credit record and credit vouchers are true and the complete people's information that will then break one's promise, credit record and credit vouchers record Enter to database, otherwise refuses user's typing;Systematic generalization arranges break one's promise people's information, credit record and the credit vouchers for the people that breaks one's promise And classification is carried out to the people that breaks one's promise and generates people's archives of breaking one's promise;By people's archives storage of breaking one's promise of generation to database;To being lost in database The important information of letter people handle and incite somebody to action treated that data are stored to database;When people's information is broken one's promise in user's inquiry, it is System will treated that people's information of breaking one's promise feeds back to user.
Further, the credit vouchers are picture format or video format, and picture or video are uploaded to system, system Picture or video content are analyzed, picture or people's information of breaking one's promise in video, people's fund state of breaking one's promise, the people that breaks one's promise label are extracted Name, enterprise's official seal and contract time limit, system fill up people's information of breaking one's promise of user's typing according to people's information of breaking one's promise of extraction.
Further, the authenticity for the data check credit vouchers that the basis is extracted from credit vouchers be according to credit with People's fund state of breaking one's promise on card, the people that breaks one's promise signature, enterprise's official seal and contract time limit judge credit vouchers authenticity and whether Meet legal provisions.
Further, it is debt amount, repaying ability and the maturity according to the people that breaks one's promise that the described couple of people that breaks one's promise, which carries out classification, Limit divides the grade of breaking one's promise for the people that breaks one's promise.
Further, the important information to the people that breaks one's promise in database carry out processing be to the important information of the people that breaks one's promise into The processing of row stamp, people's important information of breaking one's promise include:It breaks one's promise people's cell-phone number, identification card number, Enterprise organization system code, to losing Believe that the processing of people's cell-phone number is:Stamp processing is carried out to 4-digit number among cell-phone number, to identification card number and Enterprise organization system The processing of code is:Stamp processing is carried out to the intermediate eight-digit number word of identification card number and Enterprise organization system code.
The invention has the advantages that:
(1) the present invention accurately judges the people that breaks one's promise by break one's promise people's information, credit record and credit vouchers audit Whether composition is broken one's promise, and keeps credit data more accurate.
(2) the present invention passes through to breaking one's promise people's classification and management is broken one's promise people's archives, people's credit data of conveniently breaking one's promise update, side Just user inquires people's information of breaking one's promise, and analyzes negotiator's credit data.
(3) the present invention by break one's promise people's important information carry out stamp processing, be effectively protected people's personal information of breaking one's promise, Prevent people's information malice leakage of breaking one's promise.
Description of the drawings
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technology description to be briefly described.
Fig. 1 is credit data management system functional block diagram disclosed by the embodiments of the present invention;
Fig. 2 is credit data management method flow chart disclosed by the embodiments of the present invention;
Number and the corresponding component title represented by letter in figure:
1, data inputting module;2, information extraction modules;3, data check module;4, Data induction sorting module;5, again Want message processing module;6, data memory module;7, data inquiry module.
Specific implementation mode
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation describes.
The present invention provides a kind of credit data management system and method, operation principle be by people's information of breaking one's promise, Credit record and credit vouchers are audited, to break one's promise people's classification and management break one's promise people's archives and excessively to break one's promise people's important information into The processing of row stamp, to reach whether the judgement people that breaks one's promise is constituted and break one's promise, people's information of breaking one's promise protect not revealed maliciously, efficient inquiry The purpose of negotiator's credit record.
With reference to embodiment and specific implementation mode, the present invention is described in further detail.
As depicted in figs. 1 and 2, a kind of credit data management system, the system comprises:Data inputting module 1, information carry Modulus block 2, data check module 3, Data induction sorting module 4, important information processing module 5, data memory module 6 and data Enquiry module 7, the data inputting module 1 are broken one's promise people's information, credit record and credit vouchers for user to system typing; Described information extraction module 2, for extracting the data in credit vouchers;The data check module 3, for verifying user's typing People's credit data of breaking one's promise authenticity and integrity;The Data induction sorting module 4, for people's information and the credit of breaking one's promise Data carry out induction-arrangement and generate people's archives of breaking one's promise;The important information processing module 5, for the important personal letter to the people that breaks one's promise Breath is handled;The data memory module 6, for storing people's information of breaking one's promise, credit record, credit vouchers and induction-arrangement life At people's archives of breaking one's promise;The data inquiry module 7, the archives for the people that breaks one's promise for user's inquiry.
Wherein, the user includes:Individual, self-employed entrepreneur, enterprise and bank, the people that breaks one's promise includes personal and enterprise Industry, people's information of breaking one's promise include:It breaks one's promise the cell-phone number of people, identification card number, Enterprise organization system code, address, the credit Record includes:The event and place, the credit vouchers that event of breaking one's promise and event occur include:Break one's promise what people signed with user The bill signed in acknowledgement of debt, receipt, receipt, wage contracts, labour contract.
Wherein, user is not limited to individual, self-employed entrepreneur, enterprise and bank.
Wherein, the data in the credit vouchers include:Break one's promise people's personal information, people's fund state of breaking one's promise, the people that breaks one's promise label Name, enterprise's official seal and contract time limit.
A kind of credit data management method, the method step include:User's typing is broken one's promise people's information, credit record and letter Use voucher;System carries out data extraction to people's credit vouchers of breaking one's promise of user's typing;System is according to the number extracted from credit vouchers It is supplemented according to people's information of breaking one's promise;System is according to the authenticity for the data check credit vouchers extracted from credit vouchers, system According to the data check extracted from credit vouchers break one's promise people's information, credit record authenticity and integrity, if user's typing People's information of breaking one's promise, credit record and credit vouchers are true and the complete people's information that will then break one's promise, credit record and credit vouchers record Enter to database, otherwise refuses user's typing;Systematic generalization arranges break one's promise people's information, credit record and the credit vouchers for the people that breaks one's promise And classification is carried out to the people that breaks one's promise and generates people's archives of breaking one's promise;By people's archives storage of breaking one's promise of generation to database;To being lost in database The important information of letter people handle and incite somebody to action treated that data are stored to database;When people's information is broken one's promise in user's inquiry, it is System will treated that people's information of breaking one's promise feeds back to user.
Wherein, the credit vouchers are picture format or video format, picture or video are uploaded to system, system is to figure Piece or video content are analyzed, extract picture or people's information of breaking one's promise in video, people's fund state of breaking one's promise, the people that breaks one's promise signature, Enterprise's official seal and contract time limit, system fill up people's information of breaking one's promise of user's typing according to people's information of breaking one's promise of extraction, letter Do not limited to and picture and video with the format of voucher.
Wherein, the authenticity for the data check credit vouchers that the basis is extracted from credit vouchers is according in credit vouchers People's fund state of breaking one's promise, whether the people that breaks one's promise signature, enterprise's official seal and contract time limit judge the authenticity of credit vouchers and meet Legal provisions.
Wherein, the method for auditing break one's promise people's information, credit record and credit vouchers authenticity also has:User's word describes.
Wherein, the contract time limit is the contract overdue time limit, such as:Legal provisions contract expired in certain time, was unsatisfactory for It is included in and breaks one's promise when requiring, user is retracted in logging data, refuses typing.
Wherein, the described couple of people that breaks one's promise, which carries out classification, is drawn according to debt amount, repaying ability and the term of redemption for the people that breaks one's promise Divide the grade of breaking one's promise for the people that breaks one's promise.
Wherein, according to the people that breaks one's promise practical the case where refunding, to breaking one's promise, people's information is updated, and the people that breaks one's promise of cleaning in time breaks one's promise Record.
Wherein, the important information to the people that breaks one's promise in database, which carries out processing, is beaten the important information for the people that breaks one's promise Code processing, people's important information of breaking one's promise include:It breaks one's promise people's cell-phone number, identification card number, Enterprise organization system code, to the people that breaks one's promise The processing of cell-phone number is:Stamp processing is carried out to 4-digit number among cell-phone number, to identification card number and Enterprise organization system code Processing be:Stamp processing is carried out to the intermediate eight-digit number word of identification card number and Enterprise organization system code, is effectively protected mistake Believe that people's information is not open by malice.
Wherein, user inquires negotiator's credit it may is that accurate inquiry, can also input keyword, and system identification is closed By corresponding data feedback to user after key word, user can also create, edit and delete to personal data of breaking one's promise.
Above-described is only the preferred embodiment of a kind of credit data management system and method disclosed in this invention, It should be pointed out that for those of ordinary skill in the art, without departing from the concept of the premise of the invention, can also do Go out several modifications and improvements, these are all within the scope of protection of the present invention.

Claims (8)

1. a kind of credit data management system, which is characterized in that the system comprises:Data inputting module, information extraction modules, Data check module, Data induction sorting module, important information processing module, data memory module and data inquiry module, institute Data inputting module is stated, is broken one's promise people's information, credit record and credit vouchers to system typing for user;Described information extracts mould Block, for extracting the data in credit vouchers;The data check module, people's credit data of breaking one's promise for verifying user's typing Authenticity and integrity;The Data induction sorting module, for people's information and the credit data progress induction-arrangement of breaking one's promise Generation is broken one's promise people's archives;The important information processing module is handled for the important personal information to the people that breaks one's promise;The number According to memory module, people's archives of breaking one's promise for storing people's information of breaking one's promise, credit record, credit vouchers and induction-arrangement generation;Institute Data inquiry module is stated, the archives for the people that breaks one's promise for user's inquiry.
2. credit data management system according to claim 1, which is characterized in that the user includes:Personal, individual work Trade company, enterprise and bank, the people that breaks one's promise include that personal and enterprise, people's information of breaking one's promise include:It breaks one's promise cell-phone number, the body of people Part card number, Enterprise organization system code, address, the credit record include:The event and ground that event of breaking one's promise and event occur Point, the credit vouchers include:The bill signed in acknowledgement of debt, receipt, receipt, wage contracts, the labour contract that the people that breaks one's promise signs with user.
3. credit data management system according to claim 1, which is characterized in that the data packet in the credit vouchers It includes:It breaks one's promise people's personal information, people's fund state of breaking one's promise, the people that breaks one's promise signature, enterprise's official seal and contract time limit.
4. a kind of credit data management method, which is characterized in that the method step includes:User's typing break one's promise people's information, letter With record and credit vouchers;System carries out data extraction to people's credit vouchers of breaking one's promise of user's typing;System according to from credit with The data of card extraction supplement people's information of breaking one's promise;System is true according to the data check credit vouchers extracted from credit vouchers Reality, system according to the data check extracted from credit vouchers break one's promise people's information, credit record authenticity and integrity, if People's information of breaking one's promise of user's typing, credit record and credit vouchers are true and complete will then break one's promise people's information, credit record and letter It is entered into database with voucher, otherwise refuses user's typing;Systematic generalization arrange the people's information of breaking one's promise of people of breaking one's promise, credit record and Credit vouchers simultaneously carry out classification to the people that breaks one's promise and generate to break one's promise people's archives;By people's archives storage of breaking one's promise of generation to database;Logarithm It is handled according to the important information for the people that breaks one's promise in library and incites somebody to action that treated data are stored to database;People's letter of breaking one's promise is inquired in user When breath, system will treated that people's information of breaking one's promise feeds back to user.
5. credit data management method according to claim 4, which is characterized in that the credit vouchers be picture format or Picture or video are uploaded to system by video format, and system analyzes picture or video content, are extracted in picture or video People's information of breaking one's promise, people's fund state of breaking one's promise, the people that breaks one's promise signature, enterprise's official seal and contract time limit, system break one's promise according to extraction People's information fills up people's information of breaking one's promise of user's typing.
6. credit data management method according to claim 4, which is characterized in that the basis is extracted from credit vouchers The authenticity of data check credit vouchers is according to people's fund state of breaking one's promise, the people that breaks one's promise signature, the enterprise's official seal in credit vouchers Judge the authenticity of credit vouchers with the contract time limit and whether meets legal provisions.
7. credit data management method according to claim 4, which is characterized in that it is root that the described couple of people that breaks one's promise, which carries out classification, The grade of breaking one's promise for the people that breaks one's promise is divided according to the debt amount, repaying ability and term of redemption of the people that breaks one's promise.
8. credit data management method according to claim 4, which is characterized in that the weight to the people that breaks one's promise in database It is to carry out stamp processing to the important information for the people that breaks one's promise to want information to carry out processing, and people's important information of breaking one's promise includes:Break one's promise people Cell-phone number, identification card number, Enterprise organization system code, the processing to people's cell-phone number of breaking one's promise are:To 4-digit number among cell-phone number Stamp processing is carried out, the processing to identification card number and Enterprise organization system code is:To identification card number and Enterprise organization system generation The intermediate eight-digit number word of code carries out stamp processing.
CN201810337782.6A 2018-04-16 2018-04-16 credit data management system and method Pending CN108629655A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109544246A (en) * 2018-11-29 2019-03-29 成都油管家科技有限公司 A kind of system analyzed for gas station's member management and member data

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101576988A (en) * 2009-06-12 2009-11-11 阿里巴巴集团控股有限公司 Credit data interactive system and interactive method
CN105809605A (en) * 2016-03-04 2016-07-27 天津中亚慧通科技有限公司 Business field applied credit information system
CN106372215A (en) * 2016-09-06 2017-02-01 江苏通付盾科技有限公司 Credit inquiring system and method
CN106530183A (en) * 2016-11-13 2017-03-22 邹春秋 Credit data processing method and apparatus
CN107545442A (en) * 2017-09-12 2018-01-05 安徽易商数码科技有限公司 A kind of enterprise-quality credit management system

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101576988A (en) * 2009-06-12 2009-11-11 阿里巴巴集团控股有限公司 Credit data interactive system and interactive method
CN105809605A (en) * 2016-03-04 2016-07-27 天津中亚慧通科技有限公司 Business field applied credit information system
CN106372215A (en) * 2016-09-06 2017-02-01 江苏通付盾科技有限公司 Credit inquiring system and method
CN106530183A (en) * 2016-11-13 2017-03-22 邹春秋 Credit data processing method and apparatus
CN107545442A (en) * 2017-09-12 2018-01-05 安徽易商数码科技有限公司 A kind of enterprise-quality credit management system

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109544246A (en) * 2018-11-29 2019-03-29 成都油管家科技有限公司 A kind of system analyzed for gas station's member management and member data

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Application publication date: 20181009