CN108537526A - Account trading processing method and system - Google Patents
Account trading processing method and system Download PDFInfo
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- CN108537526A CN108537526A CN201810233772.8A CN201810233772A CN108537526A CN 108537526 A CN108537526 A CN 108537526A CN 201810233772 A CN201810233772 A CN 201810233772A CN 108537526 A CN108537526 A CN 108537526A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
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Abstract
A kind of account trading processing method of present invention offer and system.Account transaction processing method includes:Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts, and each account group maps a virtual account;According to the transaction amount of each entity account, the group transaction amount of each account group is counted;Lock entity account;The group transaction amount of proper account group is transferred to each virtual account successively;Unlock entity account;Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock virtual account;Each entity account into account group is transferred to corresponding transaction amount successively;Unlock virtual account.The present invention can lock the progress for leading to influence other business of entity account to avoid entity account, reduce the operation processing time of business, increase substantially the treatment effeciency of business.
Description
Technical field
The present invention relates to account processing technology fields, and in particular, to a kind of account trading processing method and system.
Background technology
To ensure that the accuracy and processing comfort level of book keeping operation, certain specific transactions of bank need to carry out hot spot account
Necessary exclusive formula uses, i.e. resource lock.Other business can not carry out at business because hot spot account is occupied at this time
Reason, causes the operation processing efficiency of business low, the operation processing time is long, affects the progress of other business.
Invention content
The main purpose of the embodiment of the present invention is to provide a kind of account trading processing method and system, to avoid entity account
Family locking leads to the progress for influencing other business of entity account, reduces the operation processing time of business, increases substantially business
Treatment effeciency.
To achieve the goals above, the embodiment of the present invention provides a kind of account trading processing method, including:
Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts
Family, and each account group maps a virtual account;
According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
Lock entity account;
The group transaction amount of proper account group is transferred to each virtual account successively;
Unlock entity account;
Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock virtual account;According to
Each entity account in secondary from the group to account is transferred to corresponding transaction amount;Unlock virtual account.
In wherein a kind of embodiment, after unlocking virtual account, further include:
More transaction records are generated according to entity account and transaction amount.
In wherein a kind of embodiment, after generating more transaction records according to entity account and transaction amount, further include:
More transactions record is ranked up according to preset ordering rule.
The embodiment of the present invention also provides a kind of account trading processing system, including:
Grouped element, for entity account to be divided into multiple account groups, each account group according to preset rule of classification
Including multiple entity accounts, and each account group maps a virtual account;
Transaction amount statistic unit, for the transaction amount according to each entity account, the group for counting each account group is handed over
The easy amount of money;
Entity account locks unit, for locking entity account;
Group transaction amount is transferred to unit, the group transaction amount for being transferred to proper account group to each virtual account successively;
Entity account unlocking unit, for unlocking entity account;
Parallel processing element, for multiple entity accounts in each virtual account of parallel processing and each account group, packet
It includes:Lock virtual account;Each entity account into account group is transferred to corresponding transaction amount successively;Unlock virtual account.
In wherein a kind of embodiment, further include:
Transaction record generation unit is recorded for generating more transactions according to entity account and transaction amount.
In wherein a kind of embodiment, further include:
Sequencing unit, for being ranked up more transactions record according to preset ordering rule.
The embodiment of the present invention also provides a kind of computer equipment, including memory, processor and storage are on a memory simultaneously
The computer program that can be run on a processor, processor realize following steps when executing computer program:
Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts
Family, and each account group maps a virtual account;
According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
Lock entity account;
The group transaction amount of proper account group is transferred to each virtual account successively;
Unlock entity account;
Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock virtual account;According to
Each entity account in secondary from the group to account is transferred to corresponding transaction amount;Unlock virtual account.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer program, computer
Following steps are realized when program is executed by processor:
Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts
Family, and each account group maps a virtual account;
According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
Lock entity account;
The group transaction amount of proper account group is transferred to each virtual account successively;
Unlock entity account;
Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock virtual account;According to
Each entity account in secondary from the group to account is transferred to corresponding transaction amount;Unlock virtual account.
The account trading processing method and system of the embodiment of the present invention first draw entity account according to preset rule of classification
It is divided into multiple account groups, then counts the group transaction amount of each account group, is then transferred to corresponding account to each virtual account successively
The group transaction amount of family group, multiple entity accounts in the last each virtual account of parallel processing and each account group:Successively to
Each entity account in account group is transferred to corresponding transaction amount, by increasing the parallel processing capability of system to reduce reconciliation
Number resource lock, avoid the locking of entity account from leading to the progress for influencing entity account other business, reduce at the operation of business
The time is managed, the treatment effeciency of business is increased substantially.
Description of the drawings
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, embodiment will be described below
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some
Embodiment for those of ordinary skill in the art without creative efforts, can also be attached according to these
Figure obtains other attached drawings.
Fig. 1 is the flow chart of account trading processing method in the embodiment of the present invention;
Fig. 2 is the structure diagram of account trading processing system in the embodiment of the present invention.
Specific implementation mode
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation describes, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
In view of current hot spot account by resource lock, cause the operation processing efficiency of business low, the operation processing time is long,
The progress of other business is affected, the embodiment of the present invention provides a kind of account trading processing method, is locked to avoid entity account
Lead to the progress for influencing other business of entity account, reduce the operation processing time of business, increases substantially the processing effect of business
Rate.Below in conjunction with attached drawing, the present invention is described in detail.
Fig. 1 is the flow chart of account trading processing method in the embodiment of the present invention.As shown in Figure 1, account trading processing side
Method includes:
S101:Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple
Entity account, and each account group maps a virtual account;
S102:According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
S103:Lock entity account;
S104:The group transaction amount of proper account group is transferred to each virtual account successively;
S105:Unlock entity account;
S106:Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock virtual account
Family;Each entity account into account group is transferred to corresponding transaction amount successively;Unlock virtual account.
The executive agent of account trading processing method shown in FIG. 1 can be banking system.Flow as shown in Figure 1 can
Know, entity account is first divided into multiple account groups by the present invention according to preset rule of classification, then counts the group of each account group
Transaction amount, is then transferred to the group transaction amount of proper account group to each virtual account successively, and last parallel processing is each empty
Multiple entity accounts in quasi- account and each account group:Each entity account into account group is transferred to corresponding transaction successively
The amount of money.The present invention can avoid entity account by the parallel processing capability of increase system to reduce the resource lock to account
Locking leads to the progress for influencing other business of entity account, reduces the operation processing time of business, increases substantially the place of business
Manage efficiency.
In one embodiment, after unlocking virtual account, can also include:More are generated according to entity account and transaction amount
More transactions record is ranked up by transaction record according to preset ordering rule.When it is implemented, can be according to preset account
The group number of family group and the transaction record sequence inside account group carry out merger sequence processing, for example, the sequence of transaction record is:
Account group 1:First time transaction record in account group 1, second of transaction record ... n-th transaction record;Account
Group 2:First time transaction record in account group 2, second of transaction record ... n-th transaction record ... account group n:Account
Group n in first time transaction record, second of transaction record ... n-th transaction record.
Illustrate the specific process flow that the present invention merchandises to the account by taking certain account trading as an example below.
1, systematic parameter including rule of classification, ordering rule etc. are configured.
2, entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entities
Account, and each account group maps a virtual account.By taking payroll credit as an example, corporation account A needs to send out to 100 employees
Wage, totally 100 entity accounts, are divided into 10 account groups, and each account group includes 10 entity accounts, maps 10 in total
Virtual account.
3, according to the transaction amount of each entity account, the group transaction amount of each account group is counted.For example, each entity
The transaction amount of account is 10,000 yuan, then the group transaction amount of each account group is 100,000 yuan.
4, entity account A is locked, after being transferred to the group transaction amount of proper account group to each virtual account successively, unlock is real
Body account A.For example, carrying out 10 transfer operations, 100,000 yuan of group transaction amount of transferring accounts every time successively.Group transaction amount is transferred into
Afterwards, the occupancy of entity account A is terminated.
5, multiple entity accounts in each virtual account of parallel processing and each account group:Virtual account is first locked, then
Each entity account into account group is transferred to corresponding transaction amount successively, finally unlocks virtual account.For example, when system can
When with the transfer operations of 10 virtual accounts of parallel processing, while 10 virtual accounts are locked, then successively transfer accounts for 10 times
Group transaction amount in virtual account that each trading group maps is transferred in 10 entity accounts of each trading group by operation.
6, it generates more transactions according to entity account and transaction amount to record, according to preset ordering rule by more transactions
Record is ranked up, and the sequence to show transaction record facilitates staff to check.
Assuming that the time of each transfer operation is X, entity account quantity is N, and each account group is up to A account, altogether
It is divided into B account group.The prior art needs to carry out transfer operation to N number of account successively, and the time for occupying account is NX.And this hair
The account time of bright occupancy is BX+AX.By taking payroll credit as an example, the present invention occupy account time be the prior art (A+B)/
N=(10+10)/100=1/5.The account group (virtual account) that system can operate simultaneously is more, and transaction the time it takes is got over
Short, treatment effeciency is higher.
To sum up, the account trading processing method of the embodiment of the present invention is grouped entity account, has used virtual account
Family replaces entity account, reduces occupancy and locking of the system to entity account resource, also reduces to other behaviour of entity account
The influence of work.Meanwhile can be independent of each other with parallel processing between each account group, reduce the operation processing time of business, greatly
Amplitude improves the treatment effeciency of business.
Based on same inventive concept, the embodiment of the present invention additionally provides a kind of account trading processing system, due to the system
The principle solved the problems, such as is similar to account trading processing method, therefore the implementation of the system may refer to the implementation of method, repeats
Place repeats no more.
Fig. 2 is the structure diagram of account trading processing system in the embodiment of the present invention.As shown in Fig. 2, account trading is handled
System includes:
Grouped element, for entity account to be divided into multiple account groups, each account group according to preset rule of classification
Including multiple entity accounts, and each account group maps a virtual account;
Transaction amount statistic unit, for the transaction amount according to each entity account, the group for counting each account group is handed over
The easy amount of money;
Entity account locks unit, for locking entity account;
Group transaction amount is transferred to unit, the group transaction amount for being transferred to proper account group to each virtual account successively;
Entity account unlocking unit, for unlocking entity account;
Parallel processing element, for multiple entity accounts in each virtual account of parallel processing and each account group, packet
It includes:Lock virtual account;Each entity account into account group is transferred to corresponding transaction amount successively;Unlock virtual account.
In wherein a kind of embodiment, further include:
Transaction record generation unit is recorded for generating more transactions according to entity account and transaction amount.
In wherein a kind of embodiment, further include:
Sequencing unit, for being ranked up more transactions record according to preset ordering rule.
To sum up, the account trading processing system of the embodiment of the present invention is grouped multiple entity accounts, has used void
Quasi- account replaces entity account, reduces occupancy and locking of the system to entity account resource, also reduce to entity account its
The influence that he operates.Meanwhile can be independent of each other with parallel processing between each account group, when reducing the operation processing of business
Between, the treatment effeciency of business is greatly improved.
The embodiment of the present invention additionally provides a kind of computer equipment, including memory, processor and storage are on a memory
And the computer program that can be run on a processor, processor realize following steps when executing computer program:
Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts
Family, and each account group maps a virtual account;
According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
Lock entity account;
The group transaction amount of proper account group is transferred to each virtual account successively;
Unlock entity account;
Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock virtual account;According to
Each account in secondary from the group to account is transferred to corresponding transaction amount;Unlock virtual account.
To sum up, the computer equipment of the embodiment of the present invention is grouped multiple entity accounts, has used virtual account
Instead of entity account, reduce occupancy and locking of the system to entity account resource, also reduces to other operations of entity account
Influence.Meanwhile can be independent of each other with parallel processing between each account group, reduce the operation processing time of business, substantially
Degree improves the treatment effeciency of business.
The embodiment of the present invention additionally provides a kind of computer readable storage medium, is stored thereon with computer program, calculates
Machine program realizes following steps when being executed by processor:
Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts
Family, and each account group maps a virtual account;
According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
Lock entity account;
The group transaction amount of proper account group is transferred to each virtual account successively;
Unlock entity account;
Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock virtual account;According to
Each account in secondary from the group to account is transferred to corresponding transaction amount;Unlock virtual account.
To sum up, the computer readable storage medium of the embodiment of the present invention is grouped multiple entity accounts, uses
Virtual account replaces entity account, reduces occupancy and locking of the system to entity account resource, also reduces to entity account
The influence of other operations.Meanwhile can be independent of each other with parallel processing between each account group, when reducing the operation processing of business
Between, the treatment effeciency of business is greatly improved.
Particular embodiments described above has carried out further in detail the purpose of the present invention, technical solution and advantageous effect
Describe in detail it is bright, it should be understood that the above is only a specific embodiment of the present invention, the guarantor being not intended to limit the present invention
Range is protected, all within the spirits and principles of the present invention, any modification, equivalent substitution, improvement and etc. done should be included in this
Within the protection domain of invention.
Claims (8)
1. a kind of account trading processing method, which is characterized in that including:
Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts,
And each account group maps a virtual account;
According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
Lock entity account;
The group transaction amount of proper account group is transferred to each virtual account successively;
Unlock the entity account;
Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock the virtual account;According to
Each entity account in secondary from the group to account is transferred to corresponding transaction amount;Unlock the virtual account.
2. account trading processing method according to claim 1, which is characterized in that the unlock virtual account it
Afterwards, further include:
More transaction records are generated according to the entity account and the transaction amount.
3. account trading processing method according to claim 2, which is characterized in that described according to the entity account and institute
After stating the more transactions records of transaction amount generation, further include:
More transaction records are ranked up according to preset ordering rule.
4. a kind of account trading processing system, which is characterized in that including:
Grouped element, for entity account to be divided into multiple account groups according to preset rule of classification, each account group includes
Multiple entity accounts, and each account group maps a virtual account;
Transaction amount statistic unit counts the group trade gold of each account group for the transaction amount according to each entity account
Volume;
Entity account locks unit, for locking entity account;
Group transaction amount is transferred to unit, the group transaction amount for being transferred to proper account group to each virtual account successively;
Entity account unlocking unit, for unlocking the entity account;
Parallel processing element, for multiple entity accounts in each virtual account of parallel processing and each account group, including:Add
Lock the virtual account;Each entity account into account group is transferred to corresponding transaction amount successively;Unlock the virtual account
Family.
5. account trading processing system according to claim 4, which is characterized in that further include:
Transaction record generation unit is recorded for generating more transactions according to the entity account and the transaction amount.
6. account trading processing system according to claim 5, which is characterized in that further include:
Sequencing unit, for being ranked up more transaction records according to preset ordering rule.
7. a kind of computer equipment, including memory, processor and storage are on a memory and the meter that can run on a processor
Calculation machine program, which is characterized in that the processor realizes following steps when executing the computer program:
Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts,
And each account group maps a virtual account;
According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
Lock entity account;
The group transaction amount of proper account group is transferred to each virtual account successively;
Unlock the entity account;
Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock the virtual account;According to
Each entity account in secondary from the group to account is transferred to corresponding transaction amount;Unlock the virtual account.
8. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program quilt
Processor realizes following steps when executing:
Entity account is divided into multiple account groups according to preset rule of classification, each account group includes multiple entity accounts,
And each account group maps a virtual account;
According to the transaction amount of each entity account, the group transaction amount of each account group is counted;
Lock entity account;
The group transaction amount of proper account group is transferred to each virtual account successively;
Unlock the entity account;
Multiple entity accounts in each virtual account of parallel processing and each account group, including:Lock the virtual account;According to
Each entity account in secondary from the group to account is transferred to corresponding transaction amount;Unlock the virtual account.
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CN109618070A (en) * | 2018-12-03 | 2019-04-12 | ***通信集团江苏有限公司 | Bill charging method, device, equipment and medium |
CN109947825A (en) * | 2019-03-27 | 2019-06-28 | 阿里巴巴集团控股有限公司 | A kind of user's transaction in assets data processing method and device |
CN110134701A (en) * | 2019-04-30 | 2019-08-16 | 阿里巴巴集团控股有限公司 | A kind of buffering benefit account method and device |
CN111062723A (en) * | 2019-10-25 | 2020-04-24 | 贝壳技术有限公司 | Virtual account transfer method, device, system and storage medium |
CN111210320A (en) * | 2019-12-24 | 2020-05-29 | 天阳宏业科技股份有限公司 | Account accounting method, device and equipment |
CN111652623A (en) * | 2020-05-29 | 2020-09-11 | 支付宝(杭州)信息技术有限公司 | Frozen account unfreezing data processing method, device and equipment |
CN112116477A (en) * | 2020-09-28 | 2020-12-22 | 中国银行股份有限公司 | Investment transaction data processing method and device |
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CN109618070A (en) * | 2018-12-03 | 2019-04-12 | ***通信集团江苏有限公司 | Bill charging method, device, equipment and medium |
CN109618070B (en) * | 2018-12-03 | 2021-03-23 | ***通信集团江苏有限公司 | Call bill charging method, device, equipment and medium |
CN109947825A (en) * | 2019-03-27 | 2019-06-28 | 阿里巴巴集团控股有限公司 | A kind of user's transaction in assets data processing method and device |
CN110134701A (en) * | 2019-04-30 | 2019-08-16 | 阿里巴巴集团控股有限公司 | A kind of buffering benefit account method and device |
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CN111062723A (en) * | 2019-10-25 | 2020-04-24 | 贝壳技术有限公司 | Virtual account transfer method, device, system and storage medium |
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CN111652623A (en) * | 2020-05-29 | 2020-09-11 | 支付宝(杭州)信息技术有限公司 | Frozen account unfreezing data processing method, device and equipment |
CN112116477A (en) * | 2020-09-28 | 2020-12-22 | 中国银行股份有限公司 | Investment transaction data processing method and device |
CN112116477B (en) * | 2020-09-28 | 2023-09-19 | 中国银行股份有限公司 | Investment transaction data processing method and device |
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