CN108492100A - Fund allocation method and device - Google Patents
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- CN108492100A CN108492100A CN201810253687.8A CN201810253687A CN108492100A CN 108492100 A CN108492100 A CN 108492100A CN 201810253687 A CN201810253687 A CN 201810253687A CN 108492100 A CN108492100 A CN 108492100A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
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Abstract
The disclosure is directed to a kind of fund allocation method and device, this method includes：When detecting predeterminable event, freezing of funds instruction is sent to the client of binding account, the client that the freezing of funds instruction is used to indicate the binding account freezes the corresponding principal amount of the predeterminable event, wherein different predeterminable events corresponds to different principal amounts；The freezing of funds success notification that the client of the binding account is sent is received, the freezing of funds success notification is for notifying successfully to freeze the corresponding principal amount of the predeterminable event；Record the principal amount freezed every time.The technical solution can be played and be supervised to a certain degree, reminding effect, and then the more preferable generation for all preventing predeterminable event.
Description
Technical field
This disclosure relates to mobile Internet field more particularly to fund allocation method and device.
Background technology
With the rapid development of computer communication technology, the production and living of people have increasing need for relying on internet platform into
The transfer of row fund is allocated, more and more come the user for carrying out planning management to fund by computer and various softwares at present.
Invention content
The embodiment of the present disclosure is provided with funds processing method and processing device.The technical solution is as follows：
According to the first aspect of the embodiments of the present disclosure, a kind of fund allocation method is provided, including：
When detecting predeterminable event, freezing of funds instruction is sent to the client of binding account, the freezing of funds refers to
The client for being used to indicate the binding account is enabled to freeze the corresponding principal amount of the predeterminable event, wherein different is default
Event corresponds to different principal amounts；
The freezing of funds success notification that the client of the binding account is sent is received, the freezing of funds success notification is used
In notifying successfully to freeze the corresponding principal amount of the predeterminable event；
Record the principal amount freezed every time.
In one embodiment, the method further includes：
When the capital investment freezed is more than default amount, purchase instruction, institute are sent to the client of the binding account
State the client purchase pre-set product that purchase instruction is used to indicate the binding account.
In one embodiment, the method further includes：
When detecting the preset payment events paid, sends payment to the client of binding account and refer to
It enables, the client that the payment instruction is used to indicate the binding account is paid using the principal amount freezed；
Receive the payment affirmation request that the client of the binding account is sent；
It is asked in response to the payment affirmation, shows payment request information；
Based on the payment request information, payment affirmation response is obtained；
The payment affirmation response is sent to the client of the binding account.
In one embodiment, the payment affirmation response includes payment cipher.
In one embodiment, the method further includes：
Reception is freezed to eliminate instruction；
Freeze to eliminate instruction in response to described, the principal amount freezed described in record be removed, and to the binding account
The client at family sends instruction of thawing, and the client that the instruction of thawing is used to indicate the binding account is released to described default
The corresponding principal amount of event is freezed.
According to the second aspect of the embodiment of the present disclosure, a kind of fund allocation device is provided, including：
First sending module, for when detecting predeterminable event, sending freezing of funds to the client of binding account and referring to
It enables, the client that the freezing of funds instruction is used to indicate the binding account freezes the corresponding fund gold of the predeterminable event
Volume, wherein different predeterminable events corresponds to different principal amounts；
First receiving module, the freezing of funds success notification that the client for receiving the binding account is sent are described
Freezing of funds success notification is for notifying successfully to freeze the corresponding principal amount of the predeterminable event；
Logging modle, for recording the principal amount freezed every time.
In one embodiment, described device further includes：
Second sending module, for when the capital investment freezed is more than default amount, to the client of the binding account
End sends purchase instruction, and the purchase instruction is used to indicate the client purchase pre-set product of the binding account.
In one embodiment, described device further includes：
Third sending module, for when detecting the preset payment events paid, to binding account
Client sends payment instruction, and the client that the payment instruction is used to indicate the binding account uses the fund freezed
The amount of money is paid；
Second receiving module, the payment affirmation request that the client for receiving the binding account is sent；
Display module shows payment request information for being asked in response to the payment affirmation；
Acquisition module obtains payment affirmation response for being based on the payment request information；
4th sending module, for sending the payment affirmation response to the client of the binding account.
In one embodiment, the payment affirmation response includes payment cipher.
In one embodiment, described device further includes：
Third receiving module freezes to eliminate instruction for receiving；
5th sending module is clear by the principal amount freezed described in record for freezing to eliminate instruction in response to described
It removes, and instruction of thawing is sent to the client of the binding account, the instruction of thawing is used to indicate the visitor of the binding account
Family end, which releases, freezes the corresponding principal amount of the predeterminable event.
According to the third aspect of the embodiment of the present disclosure, a kind of fund allocation device is provided, including：
Processor；
Memory for storing processor-executable instruction；
Wherein, the processor is configured as：
When detecting predeterminable event, freezing of funds instruction is sent to the client of binding account, the freezing of funds refers to
The client for being used to indicate the binding account is enabled to freeze the corresponding principal amount of the predeterminable event, wherein different is default
Event corresponds to different principal amounts；
The freezing of funds success notification that the client of the binding account is sent is received, the freezing of funds success notification is used
In notifying successfully to freeze the corresponding principal amount of the predeterminable event；
Record the principal amount freezed every time.
According to the fourth aspect of the embodiment of the present disclosure, a kind of computer readable storage medium is provided, computer is stored with and refers to
It enables, step in the above method is realized when the computer instruction is executed by processor.
The technical scheme provided by this disclosed embodiment can include the following benefits：The present embodiment can detect
When predeterminable event, freezing of funds instruction is sent to the client of binding account, indicates that the client of the binding account freezes institute
State the corresponding principal amount of predeterminable event, and the freezing of funds success notification sent in the client for receiving the binding account
When, the principal amount freezed every time is recorded, the frequency of oneself triggering predeterminable event is known that by these record users,
Frozen principal amount can be increasing with the increase of frequency, these more and more principal amount meetings freezed
Play the role of enhancing your vigilance to user, can play supervise to a certain degree, reminding effect, and then more preferable all preventions predeterminable event
Occur.
It should be understood that above general description and following detailed description is only exemplary and explanatory, not
The disclosure can be limited.
Description of the drawings
The drawings herein are incorporated into the specification and forms part of this specification, and shows the implementation for meeting the disclosure
Example, and together with specification for explaining the principles of this disclosure.
Fig. 1 is a kind of flow chart of fund allocation method shown according to an exemplary embodiment.
Fig. 2 is a kind of flow chart of fund allocation method shown according to an exemplary embodiment.
Fig. 3 is a kind of flow chart of fund allocation method shown according to an exemplary embodiment.
Fig. 4 is a kind of block diagram of fund allocation device shown according to an exemplary embodiment.
Fig. 5 is a kind of block diagram of fund allocation device shown according to an exemplary embodiment.
Fig. 6 is a kind of block diagram of fund allocation device shown according to an exemplary embodiment.
Fig. 7 is a kind of block diagram of fund allocation device shown according to an exemplary embodiment.
Fig. 8 is a kind of block diagram of fund allocation device shown according to an exemplary embodiment.
Specific implementation mode
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment
Described in embodiment do not represent all implementations consistent with this disclosure.On the contrary, they be only with it is such as appended
The example of the consistent device and method of some aspects be described in detail in claims, the disclosure.
Fig. 1 is a kind of flow chart of fund allocation method shown according to an exemplary embodiment, as shown in Figure 1, the money
Golden processing method is in the equipment such as terminal, including the following steps 101-103：
In a step 101, when detecting predeterminable event, freezing of funds instruction, institute are sent to the client of binding account
Stating freezing of funds instructs the client for being used to indicate the binding account to freeze the corresponding principal amount of the predeterminable event,
In, different predeterminable events corresponds to different principal amounts.
In a step 102, the freezing of funds success notification that the client of the binding account is sent is received, the fund is frozen
Knot success notification is for notifying successfully to freeze the corresponding principal amount of the predeterminable event.
In step 103, the principal amount freezed every time is recorded.
Here, which can be user oneself setting, can also be what fund allocation device was given tacit consent to, user is not
Wish the event occurred；Exemplary, which can preset keyword occur in any communication, such as the default key
Word can be the pet phrase that user wants to give up, or, user is not desired to dirty word oneself used etc., alternatively, the predeterminable event also may be used
It is more than preset duration etc. to be the duration that user plays game daily, is not limited herein.
Here, fund allocation device can be with deposit card account or the various accounts with fund are bound, by use
Family authorizes, and can be freezed with the indoor part fund of reconciliation, in this way, when detecting predeterminable event, fund allocation device can
To send freezing of funds instruction to the client of binding account, freezing of funds instruction is used to indicate the client of the binding account
The corresponding principal amount of the predeterminable event is freezed at end, and different predeterminable events corresponds to different principal amounts；Such as, primary use is said
Family wants that the corresponding principal amount of the pet phrase given up is 10 yuan, and it is 50 that user, which plays more than 1 hour of game corresponding principal amount,
Member etc..
Here, the client of account is bound after receiving freezing of funds instruction, it can be by the predeterminable event in account fund
Corresponding principal amount is freezed, and freezing here refers to the principal amount also in account, but user cannot arbitrarily make
With the fund, the client of account is bound after freezing the corresponding principal amount of the predeterminable event, it can be to fund allocation device
Freezing of funds success notification is sent, has successfully freezed the corresponding principal amount of the predeterminable event for notifying, fund allocation dress
It sets after receiving the freezing of funds success notification, this principal amount freezed can be recorded.
Here, the client of account is bound after each principal amount is frozen successfully, records the fund freezed every time
The amount of money, user can check these records, and know oneself either with or without attention word by these records or play playtime
Too long etc., the number of frozen fund is increasing, will play the role of enhancing your vigilance to user.
Here, fund allocation device can show and freeze after receiving freezing of funds success notification on a terminal screen
Principal amount, remind user that predeterminable event has occurred, have a sum of money frozen, allow user's moment it can be seen that frozen
Information, it is known that oneself today is again without noticing that word or object for appreciation playtime are long.
Here, fund allocation device can also show what the predeterminable event detected and predeterminable event correspondence freezed
Principal amount notifies user that predeterminable event has occurred, and makes user more vigilant.
Exemplary, fund allocation device can show a column prompt message, prompt letter on the notification bar of terminal screen
Breath includes the principal amount freezed.
The present embodiment can send freezing of funds instruction to the client of binding account, refer to when detecting predeterminable event
Show that the client of the binding account freezes the corresponding principal amount of the predeterminable event, and in the visitor for receiving the binding account
When the freezing of funds success notification that family end is sent, the principal amount freezed every time is recorded, is known that by these record users
The frequency of oneself triggering predeterminable event, frozen principal amount can be increasing with the increase of frequency, this
The more and more principal amounts freezed a bit can play the role of enhancing your vigilance to user, can play supervise to a certain degree, remind
Effect, and then the more preferable generation for all preventing predeterminable event.
In a kind of possible embodiment, above-mentioned fund allocation method can also include the following steps A1.
In step A1, when the capital investment freezed is more than default amount, sent to the client of the binding account
Purchase instruction, the purchase instruction are used to indicate the client purchase pre-set product of the binding account.
Here, which is that user authorizes the product that can be bought with frozen capital, such as various finance products, this
Sample can send to the client of binding account when the capital investment freezed is more than default amount and buy instruction, described in instruction
The client of binding account buys the pre-set product.
Here, the client of account is bound after receiving purchase instruction, can be asked by sending purchase to server
It wants to buy and buys the pre-set product, bind the client of account after the completion of purchase, can show notification message, which is used for
User is notified to have purchased the pre-set product with the principal amount freezed.Certainly, it in order to ensure the safety of fund in account, ties up
Purchase confirmation request can be sent to fund allocation device before purchase by determining the client of account, and request user agrees to use this jelly
The fund of knot carries out the purchase of this product, can be in response to the purchase after fund allocation device receives the purchase confirmation request
Buy confirmation request, display purchase solicited message；The purchase solicited message can be a prompting frame, can be shown in the prompting frame
" whether agreeing to using frozen capital purchase finance product XXXX " and " confirmation " button and " cancellation " button, if user agrees to
It is bought using frozen capital, then clicks " confirmation " button；Alternatively, the purchase solicited message can also be payment cipher input
Prompting frame, user inputs correct payment cipher in prompting frame；In this way, " confirming " that button or input are correct when the user clicks
Payment cipher after, the fund allocation device just obtain purchase confirm response, and by the purchase confirm response be sent to binding account
The client at family, the purchase confirmation response of user can be obtained by binding the client of account, and be purchased by being sent to server
Request is bought to be bought.
The present embodiment can be when the capital investment freezed be more than default amount, from the client for binding account described in trend
Purchase instruction is sent, indicates that the client of the binding account buys pre-set product, in this way, some are bad at the use of financing
Family, has a frozen capital to can be used for buying pre-set product, is also one unexpected pleasantly surprised for users, and can be non-
It often efficiently buys, purchase platform need not be entered and bought, manually troublesome operations are eliminated.
In a kind of possible embodiment, above-mentioned fund allocation method can also include the following steps B1 to B5.
In step bl is determined, when detecting the preset payment events paid, to the client of binding account
Send payment instruction, the payment instruction be used to indicate it is described binding account client using the principal amount freezed into
Row payment.
In step B2, the payment affirmation request that the client of the binding account is sent is received.
It in step B3, is asked in response to the payment affirmation, shows payment request information.
In step B4, it is based on the payment request information, obtains payment affirmation response.
In step B5, the payment affirmation response is sent to the client of the binding account.
Here, the preset payment events paid can be specific, and the payment thing of mobile payment can be used
Part, such as shopping, water, electricity, property fees, telephone expenses payment etc., which is detecting these preset payment events
When, payment instruction can be sent to the client of binding account indicates that the client of the binding account uses the money freezed
The amount of money is paid, and binds the client of account after receiving the payment instruction, can use the principal amount freezed
It is paid, in order to ensure the safety of fund in account, binding the client of account can fill in the forward direction fund allocation of payment
The payment affirmation request of transmission is set, request user agrees to carry out this payment using the fund that this freezes, and fund allocation device connects
After receiving payment affirmation request, it can be asked in response to the payment affirmation, show payment request information；The payment request information
It can be a prompting frame, can show that " whether agreeing to pay XXXX using frozen capital " and " confirmation " are pressed in the prompting frame
Key and " cancellation " button click " confirmation " button, in this way, the fund allocation if user agrees to pay using frozen capital
Device just obtains payment affirmation response, and payment affirmation response is sent to the client of binding account, binds the visitor of account
Family end can obtain the payment affirmation response of user, and be paid by sending payment request to server.
From the above mentioned, when user is manually in online purchase article, when being paid, alternatively, terminal receives payment
Short message or other information notice, such as when mobile phone arrearage, water power arrearage notification information, fund allocation device can detect hair
Preset payment events have been given birth to, can notify that the client of binding account is paid using the frozen capital, and inquiry is used automatically
Whether family is paid the fees with frozen capital, in this way, some are bad at the user of financing, has a frozen capital to can be used for paying
These consumption are also one unexpected pleasantly surprised for users.
The present embodiment can be when detecting the preset payment events paid, to the client of binding account
Payment instruction is sent, the payment affirmation request that the client of binding account is sent is received；Payment affirmation described in Ying Yu is asked, display
Payment request information；Based on the payment request information, payment affirmation response is obtained；It is sent to the client of the binding account
The payment affirmation response allows the client of binding account to be paid according to payment affirmation response, in this way, not for some
It is good at the user of financing, has a frozen capital to can be used for paying these consumption, is also one unexpected frightened for users
Happiness, and can efficiently pay the fees very much, payment platform need not be entered and paid the fees, manually troublesome operations are eliminated.
In a kind of possible embodiment, the payment affirmation response described in above-mentioned fund allocation method includes that payment is close
Code.
Here, in order to ensure the safety of fund in binding account, the payment affirmation response that fund allocation device obtains includes
Payment cipher, the payment cipher may include fingerprint, identifying code, the various forms such as numerical ciphers, fund allocation device reception
It asks to the payment affirmation, is asked in response to the payment affirmation, when showing payment request information, can show Password Input frame,
User is asked to input payment cipher.After user inputs correct payment cipher, binding the client of account can just be paid
It withholds, ensure that the safety of fund in account.
Payment affirmation response in the present embodiment includes payment cipher, it is ensured that the safety of frozen capital.
In a kind of possible embodiment, above-mentioned fund allocation method can also include the following steps C1 and C2.
In step C1, reception is freezed to eliminate instruction.
In step C2, freezes to eliminate instruction in response to described, the principal amount freezed described in record is removed, and to
The client of the binding account sends instruction of thawing, and the client that the instruction of thawing is used to indicate the binding account releases
The corresponding principal amount of the predeterminable event is freezed.
Here, the function of above-mentioned fund allocation can be turned off manually in user, and user can be not desired to using at the fund
When the function of reason, it can input and freeze to eliminate instruction, fund allocation device can respond after receiving this and freezing to eliminate instruction
Freeze to eliminate instruction in described, the principal amount freezed described in record is removed, and is sent out to the client of the binding account
It send defrosting to instruct, indicates that client's end in contact of the binding account freezes the corresponding principal amount of the predeterminable event, it will
These traces are all eliminated, if user is again turned on the function of the fund allocation, which may be restarted for
It carries out above-mentioned steps and carries out freezing of funds and payment.
The present embodiment can receive freeze eliminate instruction after, in response to it is described freeze eliminate instruction, by the institute of record
It states the principal amount freezed to remove, and instruction of thawing is sent to the client of the binding account, indicate the binding account
The corresponding principal amount of the predeterminable event is freezed in client releasing, so can be turned on and off this according to user preferences
The function of fund allocation.
Realization process is discussed in detail below by several embodiments.
Fig. 2 is a kind of flow chart of fund allocation method shown according to an exemplary embodiment, as shown in Fig. 2, the party
Method can be realized by equipment such as terminals, including step 201-210.
In step 201, when detecting predeterminable event, freezing of funds instruction, institute are sent to the client of binding account
Stating freezing of funds instructs the client for being used to indicate the binding account to freeze the corresponding principal amount of the predeterminable event,
In, different predeterminable events corresponds to different principal amounts.
In step 202, the freezing of funds success notification that the client of the binding account is sent is received, the fund is frozen
Knot success notification is for notifying successfully to freeze the corresponding principal amount of the predeterminable event.
In step 203, the principal amount freezed every time is recorded.
In step 204, when detecting the preset payment events paid, to the client of binding account
Send payment instruction, the payment instruction be used to indicate it is described binding account client using the principal amount freezed into
Row payment.
In step 205, the payment affirmation request that the client of the binding account is sent is received.
In step 206, it is asked in response to the payment affirmation, shows payment request information.
In step 207, it is based on the payment request information, obtains payment affirmation response；The payment affirmation response bag
Include payment cipher.
In a step 208, the payment affirmation response is sent to the client of the binding account.
In step 209, it receives and freezes to eliminate instruction.
In step 210, freeze to eliminate instruction in response to described, the principal amount freezed described in record is removed, and
Instruction of thawing is sent to the client of the binding account, the instruction of thawing is used to indicate the client solution of the binding account
Except freezing to the corresponding principal amount of the predeterminable event.
Fig. 3 is a kind of flow chart of fund allocation method shown according to an exemplary embodiment, as shown in figure 3, the party
Method can be realized by equipment such as terminals, including step 301-304.
In step 301, when detecting predeterminable event, freezing of funds instruction, institute are sent to the client of binding account
Stating freezing of funds instructs the client for being used to indicate the binding account to freeze the corresponding principal amount of the predeterminable event,
In, different predeterminable events corresponds to different principal amounts.
In step 302, the freezing of funds success notification that the client of the binding account is sent is received, the fund is frozen
Knot success notification is for notifying successfully to freeze the corresponding principal amount of the predeterminable event.
In step 303, the principal amount freezed every time is recorded.
In step 304, it when the capital investment freezed is more than default amount, is sent to the client of the binding account
Purchase instruction, the purchase instruction are used to indicate the client purchase pre-set product of the binding account.
Following is embodiment of the present disclosure, can be used for executing embodiments of the present disclosure.
Fig. 4 is a kind of block diagram of fund allocation device shown according to an exemplary embodiment, which can be by soft
Part, hardware or both are implemented in combination with as some or all of of electronic equipment.As shown in figure 4, the fund allocation device
Including：
First sending module 401, for when detecting predeterminable event, freezing of funds to be sent to the client of binding account
Instruction, the client that the freezing of funds instruction is used to indicate the binding account freeze the corresponding fund gold of the predeterminable event
Volume, wherein different predeterminable events corresponds to different principal amounts；
First receiving module 402, the freezing of funds success notification that the client for receiving the binding account is sent, institute
Freezing of funds success notification is stated for notifying successfully to freeze the corresponding principal amount of the predeterminable event；
Logging modle 403, for recording the principal amount freezed every time.
As a kind of possible embodiment, Fig. 5 is a kind of fund allocation device shown according to an exemplary embodiment
Block diagram, as shown in figure 5, fund allocation device disclosed above can be configured to include the second sending module 404, wherein：
Second sending module 404, for when the capital investment freezed is more than default amount, to the visitor of the binding account
Family end sends purchase instruction, and the purchase instruction is used to indicate the client purchase pre-set product of the binding account.
As a kind of possible embodiment, Fig. 6 is a kind of fund allocation device shown according to an exemplary embodiment
Block diagram, as shown in fig. 6, fund allocation device disclosed above can be configured to includes third sending module 405, second connect
Module 406, display module 407, acquisition module 408 and the 4th sending module 409 are received, wherein：
Third sending module 405, for when detecting the preset payment events paid, to binding account
Client send payment instruction, the payment instruction be used to indicate it is described binding account client use the money freezed
The amount of money is paid；
Second receiving module 406, the payment affirmation request that the client for receiving the binding account is sent；
Display module 407 shows payment request information for being asked in response to the payment affirmation；
Acquisition module 408 obtains payment affirmation response for being based on the payment request information；
4th sending module 409, for sending the payment affirmation response to the client of the binding account.
As a kind of possible embodiment, Fig. 7 is a kind of fund allocation device shown according to an exemplary embodiment
Block diagram, as shown in fig. 7, fund allocation device disclosed above can be configured to include third receiving module 410 and the 5th
Sending module 411, wherein：
Third receiving module 410 freezes to eliminate instruction for receiving；
5th sending module 411, for freezing to eliminate instruction, the principal amount that described in record will freeze in response to described
It removes, and instruction of thawing is sent to the client of the binding account, the instruction of thawing is used to indicate the binding account
The corresponding principal amount of the predeterminable event is freezed in client releasing.
About the device in above-described embodiment, wherein modules execute the concrete mode of operation in related this method
Embodiment in be described in detail, explanation will be not set forth in detail herein.
Fig. 8 is a kind of block diagram of fund allocation device shown according to an exemplary embodiment, which is suitable for terminal
Equipment.For example, device 800 can be mobile phone, and game console, computer, tablet device, personal digital assistant etc..
Device 800 may include following one or more components：Processing component 801, memory 802, power supply module 803,
Multimedia component 804, audio component 805, input/output (I/O) interface 806, sensor module 807 and communication component
808。
The integrated operation of 801 usual control device 800 of processing component, such as with display, call, data communication, phase
Machine operates and record operates associated operation.Processing component 801 may include that one or more processors 820 refer to execute
It enables, to perform all or part of the steps of the methods described above.In addition, processing component 801 may include one or more modules, just
Interaction between processing component 801 and other assemblies.For example, processing component 801 may include multi-media module, it is more to facilitate
Interaction between media component 804 and processing component 801.
Memory 802 is configured as storing various types of data to support the operation in device 800.These data are shown
Example includes instruction for any application program or method that are operated on device 800, contact data, and telephone book data disappears
Breath, picture, video etc..Memory 802 can be by any kind of volatibility or non-volatile memory device or their group
It closes and realizes, such as static RAM (SRAM), electrically erasable programmable read-only memory (EEPROM) is erasable to compile
Journey read-only memory (EPROM), programmable read only memory (PROM), read-only memory (ROM), magnetic memory, flash
Device, disk or CD.
Power supply module 803 provides electric power for the various assemblies of device 800.Power supply module 803 may include power management system
System, one or more power supplys and other generated with for device 800, management and the associated component of distribution electric power.
Multimedia component 804 is included in the screen of one output interface of offer between described device 800 and user.One
In a little embodiments, screen may include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel, screen
Curtain may be implemented as touch screen, to receive input signal from the user.Touch panel includes one or more touch sensings
Device is to sense the gesture on touch, slide, and touch panel.The touch sensor can not only sense touch or sliding action
Boundary, but also detect duration and pressure associated with the touch or slide operation.In some embodiments, more matchmakers
Body component 804 includes a front camera and/or rear camera.When device 800 is in operation mode, such as screening-mode or
When video mode, front camera and/or rear camera can receive external multi-medium data.Each front camera and
Rear camera can be a fixed optical lens system or have focusing and optical zoom capabilities.
Audio component 805 is configured as output and/or input audio signal.For example, audio component 805 includes a Mike
Wind (MIC), when device 800 is in operation mode, when such as call model, logging mode and speech recognition mode, microphone by with
It is set to reception external audio signal.The received audio signal can be further stored in memory 802 or via communication set
Part 808 is sent.In some embodiments, audio component 805 further includes a loud speaker, is used for exports audio signal.
The interface 806 of I/O provides interface, above-mentioned peripheral interface module between processing component 801 and peripheral interface module
Can be keyboard, click wheel, button etc..These buttons may include but be not limited to：Home button, volume button, start button and
Locking press button.
Sensor module 807 includes one or more sensors, and the state for providing various aspects for device 800 is commented
Estimate.For example, sensor module 807 can detect the state that opens/closes of device 800, and the relative positioning of component, for example, it is described
Component is the display and keypad of device 800, and sensor module 807 can be with 800 1 components of detection device 800 or device
Position change, the existence or non-existence that user contacts with device 800,800 orientation of device or acceleration/deceleration and device 800
Temperature change.Sensor module 807 may include proximity sensor, be configured to detect without any physical contact
Presence of nearby objects.Sensor module 807 can also include optical sensor, such as CMOS or ccd image sensor, at
As being used in application.In some embodiments, which can also include acceleration transducer, gyro sensors
Device, Magnetic Sensor, pressure sensor or temperature sensor.
Communication component 808 is configured to facilitate the communication of wired or wireless way between device 800 and other equipment.Device
800 can access the wireless network based on communication standard, such as WiFi, 2G or 3G or combination thereof.In an exemplary implementation
In example, communication component 808 receives broadcast singal or broadcast related information from external broadcasting management system via broadcast channel.
In one exemplary embodiment, the communication component 808 further includes near-field communication (NFC) module, to promote short range communication.Example
Such as, NFC module can be based on radio frequency identification (RFID) technology, Infrared Data Association (IrDA) technology, ultra wide band (UWB) technology,
Bluetooth (BT) technology and other technologies are realized.
In the exemplary embodiment, device 800 can be believed by one or more application application-specific integrated circuit (ASIC), number
Number processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD), field programmable gate array
(FPGA), controller, microcontroller, microprocessor or other electronic components are realized, for executing the above method.
In the exemplary embodiment, it includes the non-transitorycomputer readable storage medium instructed, example to additionally provide a kind of
Such as include the memory 802 of instruction, above-metioned instruction can be executed by the processor 820 of device 800 to complete the above method.For example,
The non-transitorycomputer readable storage medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk
With optical data storage devices etc..
A kind of computer readable storage medium is present embodiments provided, when the instruction in the storage medium is by device 800
Processor execute when realize following steps：
When detecting predeterminable event, freezing of funds instruction is sent to the client of binding account, the freezing of funds refers to
The client for being used to indicate the binding account is enabled to freeze the corresponding principal amount of the predeterminable event, wherein different is default
Event corresponds to different principal amounts；
The freezing of funds success notification that the client of the binding account is sent is received, the freezing of funds success notification is used
In notifying successfully to freeze the corresponding principal amount of the predeterminable event；
Record the principal amount freezed every time.
Instruction in the storage medium can also realize following steps when being executed by processor：
The method further includes：
When the capital investment freezed is more than default amount, purchase instruction, institute are sent to the client of the binding account
State the client purchase pre-set product that purchase instruction is used to indicate the binding account.
Instruction in the storage medium can also realize following steps when being executed by processor：
The method further includes：
When detecting the preset payment events paid, sends payment to the client of binding account and refer to
It enables, the client that the payment instruction is used to indicate the binding account is paid using the principal amount freezed；
Receive the payment affirmation request that the client of the binding account is sent；
It is asked in response to the payment affirmation, shows payment request information；
Based on the payment request information, payment affirmation response is obtained；
The payment affirmation response is sent to the client of the binding account.
Instruction in the storage medium can also realize following steps when being executed by processor：
The payment affirmation response includes payment cipher.
Instruction in the storage medium can also realize following steps when being executed by processor：
The method further includes：
Reception is freezed to eliminate instruction；
Freeze to eliminate instruction in response to described, the principal amount freezed described in record be removed, and to the binding account
The client at family sends instruction of thawing, and the client that the instruction of thawing is used to indicate the binding account is released to described default
The corresponding principal amount of event is freezed.
The present embodiment additionally provides a kind of fund allocation device, including：
Processor；
Memory for storing processor-executable instruction；
Wherein, the processor is configured as：
When detecting predeterminable event, freezing of funds instruction is sent to the client of binding account, the freezing of funds refers to
The client for being used to indicate the binding account is enabled to freeze the corresponding principal amount of the predeterminable event, wherein different is default
Event corresponds to different principal amounts；
The freezing of funds success notification that the client of the binding account is sent is received, the freezing of funds success notification is used
In notifying successfully to freeze the corresponding principal amount of the predeterminable event；
Record the principal amount freezed every time.
The processor can be additionally configured to：
The method further includes：
When the capital investment freezed is more than default amount, purchase instruction, institute are sent to the client of the binding account
State the client purchase pre-set product that purchase instruction is used to indicate the binding account.
The processor can be additionally configured to：
The method further includes：
When detecting the preset payment events paid, sends payment to the client of binding account and refer to
It enables, the client that the payment instruction is used to indicate the binding account is paid using the principal amount freezed；
Receive the payment affirmation request that the client of the binding account is sent；
It is asked in response to the payment affirmation, shows payment request information；
Based on the payment request information, payment affirmation response is obtained；
The payment affirmation response is sent to the client of the binding account.
The processor can be additionally configured to：
The payment affirmation response includes payment cipher.
The processor can be additionally configured to：
The method further includes：
Reception is freezed to eliminate instruction；
Freeze to eliminate instruction in response to described, the principal amount freezed described in record be removed, and to the binding account
The client at family sends instruction of thawing, and the client that the instruction of thawing is used to indicate the binding account is released to described default
The corresponding principal amount of event is freezed.
Those skilled in the art will readily occur to its of the disclosure after considering specification and putting into practice disclosure disclosed herein
Its embodiment.This application is intended to cover any variations, uses, or adaptations of the disclosure, these modifications, purposes or
Person's adaptive change follows the general principles of this disclosure and includes the undocumented common knowledge in the art of the disclosure
Or conventional techniques.The description and examples are only to be considered as illustrative, and the true scope and spirit of the disclosure are by following
Claim is pointed out.
It should be understood that the present disclosure is not limited to the precise structures that have been described above and shown in the drawings, and
And various modifications and changes may be made without departing from the scope thereof.The scope of the present disclosure is only limited by the accompanying claims.
Claims (12)
1. a kind of fund allocation method, which is characterized in that including：
When detecting predeterminable event, freezing of funds instruction is sent to the client of binding account, the freezing of funds instruction is used
Freeze the corresponding principal amount of the predeterminable event in the client of the instruction binding account, wherein different predeterminable events
Corresponding different principal amount；
The freezing of funds success notification that the client of the binding account is sent is received, the freezing of funds success notification is for leading to
Know and successfully freezes the corresponding principal amount of the predeterminable event；
Record the principal amount freezed every time.
2. according to the method described in claim 1, it is characterized in that, the method further includes：
When the capital investment freezed is more than default amount, purchase instruction, the purchase are sent to the client of the binding account
Buy the client purchase pre-set product that instruction is used to indicate the binding account.
3. according to the method described in claim 1, it is characterized in that, the method further includes：
When detecting the preset payment events paid, payment instruction, institute are sent to the client of binding account
State payment instruction be used to indicate it is described binding account client paid using the principal amount freezed；
Receive the payment affirmation request that the client of the binding account is sent；
It is asked in response to the payment affirmation, shows payment request information；
Based on the payment request information, payment affirmation response is obtained；
The payment affirmation response is sent to the client of the binding account.
4. according to the method described in claim 3, it is characterized in that, payment affirmation response includes payment cipher.
5. according to the method described in claim 1, it is characterized in that, the method further includes：
Reception is freezed to eliminate instruction；
Freeze to eliminate instruction in response to described, the principal amount freezed described in record is removed, and to the binding account
Client sends instruction of thawing, and the client that the instruction of thawing is used to indicate the binding account is released to the predeterminable event
Corresponding principal amount is freezed.
6. a kind of fund allocation device, which is characterized in that including：
First sending module, for when detecting predeterminable event, freezing of funds instruction, institute to be sent to the client of binding account
Stating freezing of funds instructs the client for being used to indicate the binding account to freeze the corresponding principal amount of the predeterminable event,
In, different predeterminable events corresponds to different principal amounts；
First receiving module, the freezing of funds success notification that the client for receiving the binding account is sent, the fund
Freeze success notification for notifying successfully to freeze the corresponding principal amount of the predeterminable event；
Logging modle, for recording the principal amount freezed every time.
7. device according to claim 6, which is characterized in that described device further includes：
Second sending module, for when the capital investment freezed is more than default amount, being sent out to the client of the binding account
Purchase is sent to instruct, the purchase instruction is used to indicate the client purchase pre-set product of the binding account.
8. device according to claim 6, which is characterized in that described device further includes：
Third sending module, for when detecting the preset payment events paid, to the client of binding account
End sends payment instruction, and the client that the payment instruction is used to indicate the binding account uses the principal amount freezed
It is paid；
Second receiving module, the payment affirmation request that the client for receiving the binding account is sent；
Display module shows payment request information for being asked in response to the payment affirmation；
Acquisition module obtains payment affirmation response for being based on the payment request information；
4th sending module, for sending the payment affirmation response to the client of the binding account.
9. device according to claim 8, which is characterized in that the payment affirmation response includes payment cipher.
10. device according to claim 6, which is characterized in that described device further includes：
Third receiving module freezes to eliminate instruction for receiving；
5th sending module, for freezing to eliminate instruction in response to described, by the principal amount freezed described in record removing, and
Instruction of thawing is sent to the client of the binding account, the instruction of thawing is used to indicate the client solution of the binding account
Except freezing to the corresponding principal amount of the predeterminable event.
11. a kind of fund allocation device, which is characterized in that including：
Processor；
Memory for storing processor-executable instruction；
Wherein, the processor is configured as：
When detecting predeterminable event, freezing of funds instruction is sent to the client of binding account, the freezing of funds instruction is used
Freeze the corresponding principal amount of the predeterminable event in the client of the instruction binding account, wherein different predeterminable events
Corresponding different principal amount；
The freezing of funds success notification that the client of the binding account is sent is received, the freezing of funds success notification is for leading to
Know and successfully freezes the corresponding principal amount of the predeterminable event；
Record the principal amount freezed every time.
12. a kind of computer readable storage medium, is stored with computer instruction, which is characterized in that the computer instruction is located
It manages and realizes step in any one of claim 1 to 5 the method when device executes.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810253687.8A CN108492100A (en) | 2018-03-26 | 2018-03-26 | Fund allocation method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810253687.8A CN108492100A (en) | 2018-03-26 | 2018-03-26 | Fund allocation method and device |
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| CN108492100A true CN108492100A (en) | 2018-09-04 |
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ID=63337931
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| Application Number | Title | Priority Date | Filing Date |
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| CN201810253687.8A Pending CN108492100A (en) | 2018-03-26 | 2018-03-26 | Fund allocation method and device |
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| CN (1) | CN108492100A (en) |
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| CN112163844A (en) * | 2020-09-16 | 2021-01-01 | 中国建设银行股份有限公司 | Capital supervision method, device, equipment and storage medium |
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