CN108460675A - Capitalized method, terminal and computer readable storage medium - Google Patents
Capitalized method, terminal and computer readable storage medium Download PDFInfo
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- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
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- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
- G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
- G06F3/0487—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser
- G06F3/0488—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The invention discloses a kind of capitalized method, terminal and computer readable storage medium, the method includes：Start preset debt-credit in the terminal when being served by, shows preset function module in the debt-credit is served by, wherein function module includes investment module；When investment module region detects touch control operation, the corresponding interface of the investment module is popped up, and shows preset each investment project in the interface；When receiving selection instruction in any one investment project, the mode of bid of the investment project is determined, wherein the mode of bid includes actively submitting a tender and passively submitting a tender；The corresponding bid operation of the investment project is executed according to determining mode of bid.The present invention executes corresponding investment operation according to determining investment way so that the investment way during debt-credit is served by is more diversified, flexibility higher.
Description
Technical field
The present invention relates to a kind of internet financial field more particularly to capitalized method, terminal and computer-readable storage mediums
Matter.
Background technology
With the development of internet financial technology, more and more extensive, the existing mobile terminal of the applications such as Investment ＆ Financing
Have the functions such as investment, loaning bill.
However, although existing mobile terminal is capable of providing the function of investment, but existing investment way is more single,
It is provided solely for single investment function so that the mode of investment is more inflexible.
Invention content
The main purpose of the present invention is to provide a kind of capitalized method, terminal and computer readable storage mediums, it is intended to solve
Certainly existing investment mode, more single and inflexible technical problem.
To achieve the above object, the present invention provides a kind of capitalized method, and the capitalized method includes：
Start preset debt-credit in the terminal when being served by, preset function mould is shown in the debt-credit is served by
Block, wherein function module includes investment module；
When investment module region detects touch control operation, the corresponding interface of the investment module is popped up, and in institute
It states and shows preset each investment project in interface；
When receiving selection instruction in any one investment project, the mode of bid of the investment project is determined, wherein institute
It includes actively submitting a tender and passively submitting a tender to state mode of bid；
The corresponding bid operation of the investment project is executed according to determining mode of bid.
Optionally, described to start preset debt-credit in the terminal when being served by, it is shown in the debt-credit is served by
The step of preset function module includes：
Start preset debt-credit in the terminal when being served by, determines whether to log in the debt-credit is served by
There is account information；
If being logged in account information, preset function module is shown in the debt-credit is served by.
Optionally, described when investment module region detects touch control operation, it is corresponding to pop up the investment module
Interface, and the step of showing preset each investment project in the interface includes：
When investment module region detects touch control operation, it is determined whether for touch control operation for the first time；
If it is not, then popping up the corresponding interface of the investment module, and preset each investment item is shown in the interface
Mesh.
Optionally, described when investment module region detects touch control operation, it is determined whether for touch control operation for the first time
The step of after, the method further includes：
If so, the input interface of pop-up authentication information, wherein authentication information includes bank's card number, name, identification card number
And cell-phone number；
When receiving authentication information in the input interface of authentication information, third party is bound in the debt-credit is served by
The incidence relation of payment application and bank's card number, subsequently to execute delivery operation in investment module.
Optionally, described the step of being operated according to the determining corresponding bid of the mode of bid execution investment project, wraps
It includes：
Mapping relations based on preset mode of bid with investment target set-up mode, determine that the mode of bid is corresponding
Target set-up mode is invested, and according to determining set-up mode, generates investment target to execute operation of submitting a tender.
Optionally, the mapping relations based on preset mode of bid with investment target set-up mode, determine the throwing
The corresponding investment target set-up mode of mark mode, and according to determining set-up mode, investment target is generated to execute operation of submitting a tender
The step of include：
When mode of bid is active mode of bid, when detecting touch operation in the investment project, terminal pop-up
Window is set, so that user inputs parameters in the setting window, wherein parameters include the amount of money, time limit and profit
Rate；
After receiving parameters in the setting window, bid target is generated；
Based on the corresponding parameters of the bid target, voluntarily search meets the mark of parameters；
It is automatic to execute operation of submitting a tender when searching the mark for meeting parameters.
Optionally, the mapping relations based on preset mode of bid with investment target set-up mode, determine the throwing
The corresponding investment target set-up mode of mark mode, and according to determining set-up mode, investment target is generated to execute operation of submitting a tender
The step of include：
When mode of bid is passive mode of bid, the preset every ginseng of the investment project is shown in display interface
Number, wherein parameters include time limit, interest rate；
Based on the clicking operation that the investment project receives, the amount of money input window of the investment project is shown；
When receiving the amount of money of input in the amount of money input window, ACK button is enabled；
When the ACK button receives touch control operation, investment target is generated to execute operation of submitting a tender.
Optionally, described the step of corresponding the bids operation of the investment project is executed according to determining mode of bid it
Afterwards, the method further includes：
After executing investment operation, the corresponding investment amount of investment operation is determined；
Mapping relations based on preset investment amount and integral obtain the corresponding integral of determining investment amount；
It will be in the corresponding integral storage to points account of investment amount.
In addition, to achieve the above object, the present invention also provides a kind of terminal, the terminal include memory, processor and
It is stored in the procedure that can be run on the memory and on the processor, the procedure is held by the processor
The step of capitalized method as described above is realized when row.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
Procedure is stored on storage medium, the procedure realizes capitalized method as described above when being executed by processor
Step.
Capitalized method proposed by the present invention is integrated with investment module in debt-credit is served by, the interface of the investment module
In show each investment project, when executing investment operation in investment project, first determine investment project corresponding investment way,
Since investment way can be the either passive investment of actively investment, it is thus determined that after investment way, you can according to determining
Investment way executes corresponding investment operation so that the investment way during debt-credit is served by is more diversified, flexibility higher.
Description of the drawings
Fig. 1 is the terminal structure schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is the flow diagram of capitalized method first embodiment of the present invention；
Fig. 3 is the refinement flow diagram of step S10 in Fig. 2；
Fig. 4 is the flow diagram of capitalized method 3rd embodiment of the present invention；
Fig. 5 is the flow diagram of capitalized method sixth embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The solution of the embodiment of the present invention is mainly：Start preset debt-credit in the terminal when being served by, described
Debt-credit is served by the middle preset function module of display, wherein function module includes investment module；In investment module region
When detecting touch control operation, the corresponding interface of the investment module is popped up, and shows preset each investment in the interface
Project；When receiving selection instruction in any one investment project, the mode of bid of the investment project is determined, wherein described
Mode of bid includes actively submitting a tender and passively submitting a tender；The corresponding bid behaviour of the investment project is executed according to determining mode of bid
Make.To solve in a manner of existing investment, more single and inflexible problem.
As shown in Figure 1, the terminal structure schematic diagram for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to.
Terminal of the embodiment of the present invention, which can be smart mobile phone, tablet computer, smartwatch etc., has the removable of display interface
Dynamic formula terminal device.
As shown in Figure 1, the terminal may include：Processor 1001, such as CPU, communication bus 1002, user interface
1003, network interface 1004, memory 1005.Wherein, communication bus 1002 is for realizing the connection communication between these components.
User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optional user interface
1003 can also include the wireline interface (such as connecting wired keyboard, wire mouse etc.) and/or wireless interface (example of standard
It is such as used to connect Wireless Keyboard, wireless mouse).Network interface 1004 may include optionally the wireline interface of standard (for connecting
Connect cable network), (such as WI-FI interfaces, blue tooth interface, infrared interface, probe interface, 3G/4G/5G networkings are logical for wireless interface
Interface etc. is believed, for connecting wireless network).Memory 1005 can be high-speed RAM memory, can also be stable memory
(non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processor
1001 storage device.
Optionally, terminal can also include camera, RF (Radio Frequency, radio frequency) circuit, sensor, audio
Circuit, WiFi module etc..
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of terminal structure shown in Fig. 1, can wrap
It includes than illustrating more or fewer components, either combines certain components or different components arrangement.
As shown in Figure 1, as may include operating system, net in a kind of memory 1005 of computer readable storage medium
Network communication module, Subscriber Interface Module SIM and procedure.Wherein, operating system is management and control terminal and software resource
Program supports the operation of network communication module, Subscriber Interface Module SIM, procedure and other programs or software；Network communication
Module is for managing and controlling network interface 1002；Subscriber Interface Module SIM is for managing and controlling user interface 1003.
In terminal shown in Fig. 1, network interface 1004 is mainly used for Connection Service device, and it is logical to carry out data with server
Letter；The terminal calls the procedure stored in memory 1005 by processor 1001, to realize following steps：
Start preset debt-credit in the terminal when being served by, preset function mould is shown in the debt-credit is served by
Block, wherein function module includes investment module；
When investment module region detects touch control operation, the corresponding interface of the investment module is popped up, and in institute
It states and shows preset each investment project in interface；
When receiving selection instruction in any one investment project, the mode of bid of the investment project is determined, wherein institute
It includes actively submitting a tender and passively submitting a tender to state mode of bid；
The corresponding bid operation of the investment project is executed according to determining mode of bid.
Further, the terminal calls the procedure stored in memory 1005 by processor 1001, to realize
Start preset debt-credit in the terminal when being served by, the step of preset function module is shown in the debt-credit is served by
Suddenly：
Start preset debt-credit in the terminal when being served by, determines whether to log in the debt-credit is served by
There is account information；
If being logged in account information, preset function module is shown in the debt-credit is served by.
Further, the terminal calls the procedure stored in memory 1005 by processor 1001, to realize
When investment module region detects touch control operation, the corresponding interface of the investment module is popped up, and in the interface
The step of showing preset each investment project：
When investment module region detects touch control operation, it is determined whether for touch control operation for the first time；
If it is not, then popping up the corresponding interface of the investment module, and preset each investment item is shown in the interface
Mesh.
Further, described when investment module region detects touch control operation, it is determined whether to be grasped for touch-control for the first time
After the step of making, the terminal calls the procedure stored in memory 1005 by processor 1001, following to realize
Step：
If so, the input interface of pop-up authentication information, wherein authentication information includes bank's card number, name, identification card number
And cell-phone number；
When receiving authentication information in the input interface of authentication information, third party is bound in the debt-credit is served by
The incidence relation of payment application and bank's card number, subsequently to execute delivery operation in investment module.
Further, the terminal calls the procedure stored in memory 1005 by processor 1001, to realize
The step of corresponding bid of the investment project operates is executed according to determining mode of bid：
Mapping relations based on preset mode of bid with investment target set-up mode, determine that the mode of bid is corresponding
Target set-up mode is invested, and according to determining set-up mode, generates investment target to execute operation of submitting a tender.
Further, the terminal calls the procedure stored in memory 1005 by processor 1001, to realize
Mapping relations based on preset mode of bid with investment target set-up mode, determine the corresponding investment target of the mode of bid
Set-up mode, and according to determining set-up mode, investment target is generated to execute the step of operating of submitting a tender：
When mode of bid is active mode of bid, when detecting touch operation in the investment project, terminal pop-up
Window is set, so that user inputs parameters in the setting window, wherein parameters include the amount of money, time limit and profit
Rate；
After receiving parameters in the setting window, bid target is generated；
Based on the corresponding parameters of the bid target, voluntarily search meets the mark of parameters；
It is automatic to execute operation of submitting a tender when searching the mark for meeting parameters.
Further, the terminal calls the procedure stored in memory 1005 by processor 1001, to realize
Mapping relations based on preset mode of bid with investment target set-up mode, determine the corresponding investment target of the mode of bid
Set-up mode, and according to determining set-up mode, investment target is generated to execute the step of operating of submitting a tender：
When mode of bid is passive mode of bid, the preset every ginseng of the investment project is shown in display interface
Number, wherein parameters include time limit, interest rate；
Based on the clicking operation that the investment project receives, the amount of money input window of the investment project is shown；
When receiving the amount of money of input in the amount of money input window, ACK button is enabled；
When the ACK button receives touch control operation, investment target is generated to execute operation of submitting a tender.
Further, described the step of corresponding the bids operation of the investment project is executed according to determining mode of bid it
Afterwards, the terminal calls the procedure stored in memory 1005 by processor 1001, to realize following steps：
After executing investment operation, the corresponding investment amount of investment operation is determined；
Mapping relations based on preset investment amount and integral obtain the corresponding integral of determining investment amount；
It will be in the corresponding integral storage to points account of investment amount.
Based on above-mentioned terminal hardware structure, each embodiment of capitalized method of the present invention is proposed.
It is the flow diagram of capitalized method first embodiment of the present invention with reference to Fig. 2, Fig. 2.
In the present embodiment, the capitalized method includes：
Step S10 starts preset debt-credit when being served by the terminal, is shown in the debt-credit is served by default
Function module, wherein function module includes investment module；
Step S20 pops up the corresponding boundary of the investment module when investment module region detects touch control operation
Face, and preset each investment project is shown in the interface；
Step S30 when receiving selection instruction in any one investment project, determines the tenderer of the investment project
Formula, wherein the mode of bid includes actively submitting a tender and passively submitting a tender；
Step S40 executes the corresponding bid of the investment project according to determining mode of bid and operates.
In the present embodiment, the capitalized method is optional is applied to terminal, and the terminal is chosen as the terminal described in Fig. 1.
It before realizing and investing, needs first to start debt-credit in the terminal and is served by, wherein it is debt-credit clothes that the debt-credit, which is served by,
The server of business application is developed in advance, and is reached using the application stored in store, by each terminal in the case where this is applied in store
It carries and uses.The debt-credit service application integration in the embodiment of the present invention has the multiple function modules, each function module to include
But it is not limited to：Investment module, loaning bill module and service module, wherein investment module is for realizing investment, and loaning bill module is for real
It now borrows money, service module is for providing respective services, such as carwash service, insurance service, trip service.
It should be noted that although existing terminal is capable of providing the functions such as investment and loaning bill, but the two functions are
It isolates out, that is, needs to realize that both functions need user in different applications in this case by different applications
Realize that investment and loan, whole operating process are relatively complicated.And in the present embodiment, it is integrated in debt-credit is served by a variety of
The execution of a variety of different function modules can be realized by an account information for function module, without holding in different applications
Row a certain kind feature operation so that the integrated operation flow of debt-credit all more convenient and smooths.
In the present embodiment, before the step S10, include the steps that download debt-credit be served by, specifically download by
Terminal is downloaded in application store, and after downloading the debt-credit and being served by, the debt-credit that terminal installation is downloaded is served by,
After the debt-credit is installed and is served by, it is served by the enabled instruction startup debt-credit service received based on the debt-credit and answers
With.The reception mode for the enabled instruction that the debt-credit is served by includes：A, terminal monitors voice messaging by audio monitoring device,
When listening to the vice activation information that debt-credit is served by, starts the debt-credit and be served by.B, terminal is served by debt-credit
When receiving touch control operation in icon, starts the debt-credit and be served by.
The specific steps of capitalized method are realized in this programme described in detail below：
Step S10 starts preset debt-credit when being served by the terminal, is shown in the debt-credit is served by default
Function module, wherein function module includes investment module；
In the present embodiment, optional to start preset debt-credit in the terminal when being served by, directly answered in the debt-credit service
With the middle preset function module of display, function module includes but is not limited to above-mentioned loaning bill module, investment module and the service referred to
Module.
Further, in order to improve the safety of investment, include with reference to Fig. 3, the step S10：
Step S11 starts preset debt-credit when being served by, determines whether to answer in the debt-credit service in the terminal
Account information is logged in；
Step S12 shows preset function module if being logged in account information in the debt-credit is served by.
That is, when the preset debt-credit of terminal startup is served by, first determine whether to be logged in account information, wherein institute
State that account information is optional to be that terminal is logged within a preset time interval and automatically record preservation, then terminal is borrowed starting this
After loan is served by, the duration of the last login time of current time distance is calculated, if the duration is within a preset time interval,
Illustrate that terminal also remains with account information, then can directly log in account information.In addition, it is terminal that the account information is also optional
After startup debt-credit is served by, the login interface for account information of being hit by a bullet out is first served by debt-credit, and in the login interface
It is middle to receive account information input by user, to execute register based on the account information received, to realize account information
It logs in.In the present embodiment, the account information refers to the account number and password for logging in the debt-credit and being served by, the account number
Code includes but not limited to cell-phone number, identity card, self-defined number or symbol etc., and the password is optional including but not limited to number
And/or character.
If terminal has currently logged in account information in the debt-credit is served by, in the debt-credit is served by
Show preset function module, i.e., investment module described above.In the present embodiment, optional debt-credit is served by after startup,
Terminal shows investment module in the bottom section of display interface, is thrown further, it is also possible to be arranged according to actual needs in other positions
The display area for providing module, is not repeated herein.
It is appreciated that if terminal has not currently logged in account information in the debt-credit is served by, need first to carry out account
The login of family information, and log in after the completion of just realize debt-credit be served by investment module use.Pass through account information
Login just shows preset investment module, subsequently to execute corresponding investment operation, and investment operation in investment module
It can be associated in account information, subsequently have record that can inquire, improve debt-credit and be served by the safety used, also improve
The safety of investment.
Step S20 pops up the corresponding boundary of the investment module when investment module region detects touch control operation
Face, and preset each investment project is shown in the interface；
In the present embodiment, when terminal detects touch control operation in investment module region, then the investment mould is popped up
Block corresponding interface shows each investment project in the interface, i.e., shows preset each investment project in the interface,
Optional investment project includes that the first speed is borrowed, the second speed is borrowed and consumption-a variety of projects such as by stages, the above-mentioned each project name referred to
It only illustrates, other project names can be arranged in the present embodiment according to actual needs.
Step S30 when receiving selection instruction in any one investment project, determines the tenderer of the investment project
Formula, wherein the mode of bid includes actively submitting a tender and passively submitting a tender；
In the present embodiment, in the case that terminal shows each investment project in the interface of investment module, if in office
Selection instruction is received in one investment project, determines the corresponding mode of bid of the investment items, in the present embodiment, institute
The mode of bid for stating investment project includes two kinds：It actively submits a tender and passively submits a tender.It refers to that investment is voluntarily arranged in terminal actively to submit a tender
The amount of money, time limit and the interest rate of project invest target (phonetic notation to generate：Bi ā o d ì), subsequently searched according to the investment target
Rope meets the corresponding mark of investment target with search, and can get the bid realization investment after searching.Passive submit a tender refers to investment
The time limit of project and interest rate have all been provided with, and only investment amount is inputted in the terminal by user, then terminal according to
The investment target that the amount of money input by user generates is to realize investment.In the present embodiment, the corresponding throwing of the determining investment items
Capital's formula is optional to be determined according to the investment project of selection, i.e., corresponding investment way is arranged in investment project in advance, then selecting
After having selected investment project, you can determine the corresponding investment way of the investment project.Wherein, it is shown in each investment project
Relevant information is invested, such as bidder's identification card number, refund people identification card number, mode of repayment, refund information and refund progress.
Step S40 executes the corresponding bid of the investment project according to determining mode of bid and operates.
After determining the corresponding investment way of investment items, you can execute the investment according to determining investment mode
The amount of money, time limit and the interest rate of investment project is voluntarily arranged, to generate investment target, follow-up root in the corresponding investment operation of project
It scans for meeting the corresponding mark of investment target to search for according to the investment target, or in the investment provided with time limit and interest rate
Investment amount is inputted in project, the investment target that then terminal is generated according to investment amount input by user is to realize investment.
The capitalized method that the present embodiment proposes, is integrated with investment module, the boundary of the investment module in debt-credit is served by
Each investment project is shown in face, when executing investment operation in investment project, first determines the corresponding investor of investment project
Formula, since investment way can be the either passive investment of actively investment, it is thus determined that after investment way, you can according to determination
Investment way execute corresponding investment operation so that the investment way during debt-credit is served by is more diversified, and flexibility is more
It is high.
Further, in order to improve the safety that investment module uses, investor of the present invention is proposed based on first embodiment
The second embodiment of method.
The second embodiment of capitalized method and the first embodiment of capitalized method difference lies in, after the step S11,
The method further includes：
Step a shows the login interface of account information if being not logged in account information；
Step b is received the account information inputted based on the login interface, and the account information received is sent to institute
It states debt-credit to be served by corresponding server, for account information described in the server authentication, wherein in the server
Control terminal executes account information register when being verified；
Step c, after the completion of account information logs in, execution is described to show preset function in the debt-credit is served by
The step of module.
In the present embodiment, in the case where terminal starts debt-credit and is served by, work as if detecting that the debt-credit is served by
Before be not logged in account information, then show the login interface of account information, for user input account information, receive user
Based on the login interface input account information when, by the account information received be sent to it is described debt-credit be served by correspondence
Server in, for account information described in the server authentication, wherein the account information described in the server authentication
Step includes：The account information received is compared with the account that prestores in database, with the determination account information whether
In the presence of, and if it exists, then think that account Information Authentication passes through, when account information is verified, server controls terminal executes
Account information register.After the completion of the account information in terminal logs in, you can shown in the debt-credit is served by pre-
If each function module, so as to subsequently executed in each function module it is above-mentioned refer to various functions operation.
In the present embodiment, the operation of each function module is realized in debt-credit is served by by account information so that
Borrow or lend money be served by middle execution operations all must have account information that could realize, prevent terminal without logging into account information just
It is served by using the debt-credit, to ensure that debt-credit is served by the stringency used and safety.
Further, in order to improve the safety that investment module uses, the present invention is proposed based on first or second embodiments
The 3rd embodiment of capitalized method.
Difference lies in reference to Fig. 4, institute for the 3rd embodiment of capitalized method and the first or second embodiments of capitalized method
Stating step S20 includes：
Step S21, when investment module region detects touch control operation, it is determined whether for touch control operation for the first time；
Step S22 if it is not, then pop up the corresponding interface of the investment module, and is shown in the interface preset each
A investment project.
That is, terminal when investment module region detects touch control operation, first determines whether the touch control operation is for the first time
Touch control operation, in the present embodiment, whether the determination touch control operation is that the mode of touch control operation for the first time includes：
Terminal first obtains its identification information；
After getting the identification information of terminal, by the registration that prestores corresponding with investment module of the identification information of acquisition
The register information that prestores in table is compared, to judge whether touch control operation is touch control operation for the first time.
In the present embodiment, the identification information includes but not limited to ESN (the Electronic Serial of terminal
Numbers, Electronic Serial Number), IMEI (International Mobile Equipment Identification
Number, international mobile equipment identification number).After getting the identification information of terminal, by the identification information of acquisition and throwing
The register information that prestores in the corresponding registration form that prestores of money module is compared, to judge whether touch control operation is that touch-control is grasped for the first time
Make, wherein there is the register information with the identification information match of terminal in the register information that prestores, illustrate terminal in investment module
In touch control operation be not touch control operation for the first time, then the corresponding interface of investment module can directly be popped up, and in the interface
Show preset each investment project.If what terminal detected in investment module is touch control operation for the first time, need to user
It is authenticated, specifically, terminal pops up the input interface of authentication information for inputting authentication information, just subsequently after authenticating successfully
The corresponding interface of the investment module is popped up, and shows preset each investment project in the interface.
It should be appreciated that by the identification to touch control operation in investment module, and be not touch-control for the first time in the touch control operation
Investment module corresponding interface is just popped up when operation, and shows preset each investment project in the interface so that investment
Monitoring it is stringenter, the safety higher of investment.
Further, the fourth embodiment of capitalized method of the present invention is proposed based on 3rd embodiment.
The fourth embodiment of capitalized method and the 3rd embodiment of capitalized method difference lies in, after the step S21,
The method further includes：
Step A, if so, the input interface of pop-up authentication information, wherein authentication information includes bank's card number, name, body
Part card number and cell-phone number；
Step B when receiving authentication information in the input interface of authentication information, is bound in the debt-credit is served by
Third-party payment is using the incidence relation with bank's card number, subsequently to execute delivery operation in investment module.
In the present embodiment, if detecting touch control operation for the first time in the Investment interface of investment module, i.e., in investment mould
There is no the register information with the identification information match of terminal in the corresponding register information table that prestores of block, explanation is to first log into
Touch control operation is inputted in investment module, then pops up the input interface of authentication information so that input authentication information is authenticated, at this point,
The terminal is grasped in the identification information storage to registration form of the terminal of acquisition to input touch-control next time in the investment module
Non- touch-control for the first time is proved when making on evidence.
After terminal pops up the input interface of authentication information, authentication information is inputted by user, wherein authentication information includes
Bank's card number, name, identification card number and cell-phone number, and when receiving authentication information in the input interface of the authentication information,
The debt-credit is served by middle binding Third-party payment using the incidence relation with bank's card number, specifically：Terminal will reflect
Power information is sent to Third-party payment application, is applied to credit card issuer and is authenticated from Third-party payment, authenticated successfully detecting
Afterwards, terminal establishes Third-party payment using the binding relationship with bank's card number, subsequently in the Investment interface of the investment module
When executing investment operation for investment project, the amount of money can be produced to complete delivery operation from the corresponding bank of bank's card number.
Be the equal of that need to pass through when first entering investment module during debt-credit is served by it is appreciated that in the present embodiment
Debt-credit is served by binding bank card, and input bank card number+name+identification card number+bank card is specifically needed to reserve cell-phone number (four
Element), terminal sends four element informations to Third-party payment platform later, is authenticated from Third-party payment platform to credit card issuer, the
After tripartite pays completion bank card authentication, and after identity information verification, investment module is opened, so as to subsequently in investment module
Middle execution delivery operation.
In the present embodiment, in the case where being integrated with multiple functions module during debt-credit is served by, pass through an account
The execution of a variety of different function modules can be realized in information, without a certain feature operation of execution in different applications so that
The integrated operation flow of debt-credit all more convenient and smooths, and on this basis, carry out investment module for the first time in use, needing
The verification that first carry out authentication information, ensure that the safety of follow-up investment.
Further, the 5th embodiment of capitalized method of the present invention is proposed based on first to fourth embodiment.
Difference lies in the steps for 5th embodiment of capitalized method and first to fourth embodiment of capitalized method
S40 includes：
Step d, the mapping relations based on preset mode of bid with investment target set-up mode, determines the mode of bid
Corresponding investment target set-up mode, and according to determining set-up mode, investment target is generated to execute operation of submitting a tender.Wherein,
The embodiment of the step d includes：
1) mode one, the step d include：
Step d1, when mode of bid is active mode of bid, when detecting touch operation in the investment project, eventually
End pop-up setting window, so that user inputs parameters in the setting window, wherein parameters include the amount of money, phase
Limit and interest rate；
Step d2 after receiving parameters in the setting window, generates bid target；
Step d3 is based on the corresponding parameters of the bid target, and voluntarily search meets the mark of parameters；
Step d4, it is automatic to execute operation of submitting a tender when searching the mark for meeting parameters.
In addition, after the step d4, the method further includes：
When submitting a tender successfully, the associated information of bid project is shown, wherein including bidder's identification card number, the person of refunding
Part card number, mode of repayment, refund information and refund progress.
2) mode two, the step d include：
Step d5 shows that the investment project is preset when mode of bid is passive mode of bid in display interface
Parameters, wherein parameters include time limit, interest rate；
Step d6 shows the amount of money input window of the investment project based on the clicking operation that the investment project receives
Mouthful；
Step d7 when receiving the amount of money of input in the amount of money input window, enables ACK button；
Step d8 generates investment target to execute operation of submitting a tender when the ACK button receives touch control operation.
In addition, after the step d8, the method further includes：
Investment project is generated, and shows the associated information of bid project, wherein including bidder's identification card number, refund people
Identification card number, mode of repayment, refund information and refund progress.
It should be appreciated that after generating investment target, you can invested according to the investment target, be equivalent to and taken in debt-credit
The setting of investment operation is realized in business application, in addition, when investment project is arranged, investment way is realized by two kinds of mode of bid
Setting operate to obtain investment project, rather than it is fixed using a certain mode, improve the flexible of investment project setting
Property.
Further, the sixth embodiment of capitalized method of the present invention is proposed based on the first to the 5th embodiment.
Difference lies in reference to Fig. 5, institute for the sixth embodiment of capitalized method and the first of capitalized method to the 5th embodiment
After stating step S40, the method further includes：
Step S50 determines the corresponding investment amount of investment operation after executing investment operation；
Step S60, the mapping relations based on preset investment amount and integral obtain the corresponding product of determining investment amount
Point；
Step S70, will be in the corresponding integral storage to points account of investment amount.
In the present embodiment, after terminal has executed investment operation in investment module, determine that this executes investment behaviour
Make corresponding investment amount, then inquire the correspondence of investment amount and integral set in advance, that is, in advance be provided with transfer accounts it is more
How many integral few investment amount corresponds to, then after determining the corresponding investment amount of investment operation, you can obtain determining
The corresponding integral of investment amount finally stores the integral of acquisition into points account, that is, increases the integral in points account,
In, the points account is in the account information that debt-credit is served by associated sub- account, for storing integral.
In the present embodiment, after terminal has executed investment operation, the integral in points account is increased according to the operation,
So that subsequently enjoying service according to the integral in points account, improves debt-credit and be served by the flexibility used.
In addition, the embodiment of the present invention also proposes a kind of computer readable storage medium, the computer readable storage medium
On be stored with procedure, the procedure realizes capitalized method as described above when being executed by processor the step of.
The specific implementation mode of computer readable storage medium and each embodiment of above-mentioned capitalized method are almost the same,
It is not repeated herein.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements include not only those elements, and
And further include the other elements being not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or device.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal equipment (can be fixed terminal, such as object
The smart homes such as networked intelligent device, including intelligent air condition, intelligent electric lamp, intelligent power, intelligent router；It can also be movement
Many networked devices such as terminal, including smart mobile phone, wearable networking AR/VR devices, intelligent sound box, autonomous driving vehicle)
Execute the method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of capitalized method, which is characterized in that the capitalized method includes：
Start preset debt-credit in the terminal when being served by, preset function module shown in the debt-credit is served by,
Wherein, function module includes investment module；
When investment module region detects touch control operation, the corresponding interface of the investment module is popped up, and on the boundary
Preset each investment project is shown in face；
When receiving selection instruction in any one investment project, the mode of bid of the investment project is determined, wherein the throwing
Mark mode includes actively submitting a tender and passively submitting a tender；
The corresponding bid operation of the investment project is executed according to determining mode of bid.
2. capitalized method as described in claim 1, which is characterized in that it is described start in the terminal it is preset debt-credit be served by
When, include in the step of showing preset function module during the debt-credit is served by：
Start preset debt-credit in the terminal when being served by, determines whether to be logged in account in the debt-credit is served by
Family information；
If being logged in account information, preset function module is shown in the debt-credit is served by.
3. capitalized method as described in claim 1, which is characterized in that described to detect that touch-control is grasped in investment module region
When making, the corresponding interface of the investment module is popped up, and the step of showing preset each investment project in the interface is wrapped
It includes：
When investment module region detects touch control operation, it is determined whether for touch control operation for the first time；
If it is not, then popping up the corresponding interface of the investment module, and preset each investment project is shown in the interface.
4. capitalized method as claimed in claim 3, which is characterized in that described to detect that touch-control is grasped in investment module region
When making, it is determined whether for touch control operation for the first time the step of after, the method further includes：
If so, the input interface of pop-up authentication information, wherein authentication information includes bank's card number, name, identification card number and hand
Machine number；
When receiving authentication information in the input interface of authentication information, Third-party payment is bound in the debt-credit is served by
Using the incidence relation with bank's card number, subsequently to execute delivery operation in investment module.
5. capitalized method as described in claim 1, which is characterized in that described to execute the investment according to determining mode of bid
The step of project corresponding bid operation includes：
Mapping relations based on preset mode of bid with investment target set-up mode, determine the corresponding investment of the mode of bid
Target set-up mode, and according to determining set-up mode, investment target is generated to execute operation of submitting a tender.
6. capitalized method as claimed in claim 5, which is characterized in that described to be set based on preset mode of bid and investment target
The mapping relations for setting mode, determine the corresponding investment target set-up mode of the mode of bid, and according to determining set-up mode,
Generate investment target includes to execute the step of operating of submitting a tender：
When mode of bid is active mode of bid, when detecting touch operation in the investment project, terminal pop-up setting
Window, so that user inputs parameters in the setting window, wherein parameters include the amount of money, time limit and interest rate；
After receiving parameters in the setting window, bid target is generated；
Based on the corresponding parameters of the bid target, voluntarily search meets the mark of parameters；
It is automatic to execute operation of submitting a tender when searching the mark for meeting parameters.
7. capitalized method as claimed in claim 5, which is characterized in that described to be set based on preset mode of bid and investment target
The mapping relations for setting mode, determine the corresponding investment target set-up mode of the mode of bid, and according to determining set-up mode,
Generate investment target includes to execute the step of operating of submitting a tender：
When mode of bid is passive mode of bid, the preset parameters of the investment project are shown in display interface,
In, parameters include time limit, interest rate；
Based on the clicking operation that the investment project receives, the amount of money input window of the investment project is shown；
When receiving the amount of money of input in the amount of money input window, ACK button is enabled；
When the ACK button receives touch control operation, investment target is generated to execute operation of submitting a tender.
8. capitalized method as described in claim 1, which is characterized in that described to execute the investment according to determining mode of bid
After the step of corresponding bid of project operates, the method further includes：
After executing investment operation, the corresponding investment amount of investment operation is determined；
Mapping relations based on preset investment amount and integral obtain the corresponding integral of determining investment amount；
It will be in the corresponding integral storage to points account of investment amount.
9. a kind of terminal, which is characterized in that the terminal includes memory, processor and is stored on the memory and can be
The procedure run on the processor is realized when the procedure is executed by the processor as in claim 1 to 8
The step of any one of them capitalized method.
10. a kind of computer readable storage medium, which is characterized in that be stored with investment journey on the computer readable storage medium
Sequence is realized when the procedure is executed by processor such as the step of capitalized method described in any item of the claim 1 to 8.
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| CN2018101448210 | 2018-02-10 | ||
| CN201810144821 | 2018-02-10 |
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