CN108305064A - Combined movable payment infrastructure and its mobile endpoint Sales module - Google Patents
Combined movable payment infrastructure and its mobile endpoint Sales module Download PDFInfo
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- CN108305064A CN108305064A CN201710024714.XA CN201710024714A CN108305064A CN 108305064 A CN108305064 A CN 108305064A CN 201710024714 A CN201710024714 A CN 201710024714A CN 108305064 A CN108305064 A CN 108305064A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
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- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The present invention provides a kind of Combined movable payment infrastructure and its mobile endpoint Sales module.The framework includes a cable network, a wireless network and a movement endpoint Sales module.Cable network signal is connected to a payment system；Wireless network signal is connected to cable network.The movement endpoint Sales module includes a credit card reading device, an electronic apparatus and an adapter assembly.A cable network signal of the credit card reading device transmission corresponding to a payment information.Electronic apparatus has the wireless transmission unit that signal is connected to wireless network, to transmit a wireless network signal.Adapter assembly is electrically connected between credit card reading device and electronic apparatus.The movement endpoint Sales module can execute domain switching operation and be carried out at the conversion between cable network signal and wireless network signal, and payment system is made to verify payment information.The present invention can realize mobile payment function on the basis of the credit service framework of existing cable network.
Description
Technical field
The invention relates to a kind of Combined movable payment infrastructure and its mobile endpoint Sales modules, especially with respect to one
Cable network signal can be converted into wireless network signal to provide the framework and its module of mobile payment service by kind.
Background technology
Consumption is carried out using credit card to have become for a kind of indispensable demand in modern's economic activity.Credit card
The risk that people carry the burden of mint of money and then avoid money that from may losing in consumption can not only be mitigated, moreover it is possible to for
Personal consumer behavior is recorded, and obtains many preferential services provided by card sending mechanism (such as bank).And with
The development of technology, the reading technology of credit card are designed from the magnetic stripe at initial stage and are read out in a manner of (Swipe) by swiping the card, in recent years
Further use includes that chip plug-in type and induction the non-of (such as radio frequency identification (RFID), near-field communication (NFC)) connect
The technologies such as touch are read out.
Fig. 1 is referred to, is the schematic diagram of a credit service framework 1 of current technology.As shown in Figure 1, with general pin
It sells a little or for the application in the shop of endpoint sale (POS) system, in addition to setting end point is sold on the sales counter for providing checkout
Except device 11 (i.e. cashing machine), also simultaneously one credit card reading device 12 of setting using as in entire credit card payment system
The terminal POS.The credit service framework 1 is through a local area network (LAN) 10 and by the endpoint sale device 11, the letter
Line is formed with card reading device 12 and a payment system (Payment System) 14, and the endpoint sale device 11 then can be again
It is further transmitted through the local area network 10 and the end point marketing system 13 of rear end makees line, with the sales status of management itself.
From the above, transmission line connection also can be used between the endpoint sale device 11 and the credit card reading device 12 simultaneously
The local area network 10 is linked to simultaneously, and magnetic strip reader (Magnetic Stripe can be used in the endpoint sale device 11
Reader, abbreviation MSR), chip card reader or induction card reader.The end sale system 13 is with the payment system 14 as a kind of
Background service role, the end sale system 13 provide shop and make the access application of sales management, and the payment system 14 then into
One step links to a draw bank 15 to provide associated authorization when credit card purchase and the processing of verification through an internet 16
Flow.For TaiWan, China, which is to be used as main Clearing list by " joint credit card processing center "
Position, and the draw bank 15 is the issuing bank of credit card used in consumer.
Credit service framework 1 shown in FIG. 1 is more basic and universal design, but also because in hardware device setting
Correlated condition limits so that there is also the upper missings of application and inconvenience for this framework.Specifically, because of credit card reading device
12 must carry out line through network cable, and payment system 14 is mainly the internet using the credit card reading device 12
Agreement (IP) address value is verified, so address value is fixed, and the set-up mode of equipment does not also have mobility.Common
Situation for example when consumer be sales field and the unit consumed do not have the position of the POS or the POS farther out when, service people
After member need to just swipe the card with the credit card of consumer to the completion of elsewhere sales counter, then consumer is asked to sign back.In this way, either pacifying
Full property or efficiency all can not be satisfactory.
Therefore be respond businessman and consumer for mobile payment or it is so-called which go to, brush which demand, at present
Joint credit card processing center has been developed a kind of mobile list of receiving of mPOS (Mobile Point of Sale) to related dealer and takes
Business allows businessman general electronic apparatus (including smart mobile phone or tablet computer) can be utilized to be read by an external credit card
Card device can receive the Credit Card Payments of consumer in any place in specified wireless-communication-capable area.Specifically, as long as moving
Dynamic electronic device is loaded into corresponding application program (APP.) and connects specific credit card reader and use electronic signature, energy
The terminal POS function that electronic apparatus is directly operated out to contractor can only make fixed sales counter to solve over
The problem of swiping the card.
Secondly, in order to ensure transaction security, the credit card reader that this mPOS technology is arranged in pairs or groups (can provide and be included in magnetic
Item, chip, the application in induction) must be organized by EMV (including Europay International, MasterCard with
Tri- companies of Visa) safety standard certification, and its wireless-communication-capable area then can be with the types such as 3G, 4G or Wi-Fi carry out nothing
The specific region of line transmission.
However, since the wireless communications such as 3G, 4G or Wi-Fi are carried out under the address value of dynamic Internet protocol (IP)
Line, and the payment system 14 in credit service framework 1 as shown in Figure 1 is to utilize a special telephone line and fixed interconnection
FidonetFido (IP) address value verifies credit card reading device 12, so such mPOS technologies can not be in existing wired network
It is used in the credit service framework of network, such as a wireless base can not be directly set in the credit service framework 1 of Fig. 1
Platform (or router, Wireless Router) uses, but can be operated after need to making other specified setting wireless networks.
Although mPOS technologies are businessman brings safety and convenience with consumer on using credit card, also due to
Such mPOS technologies can not be combined with each other with the credit service framework of existing cable network, so can only separately build cloth, together
When must also separately make the setting verified for rear end payment system.In this way, cloth is built both different frameworks and is caused instead simultaneously
The waste of setup cost, the system administration without same framework are also comparable inconvenience.Therefore how to solve the problems, such as this just is this
The main purpose of invention.
Invention content
The technical problem to be solved in the present invention is, for deficiencies of the prior art, provides a kind of combined type
Mobile payment framework and its mobile endpoint Sales module, the framework and the block combiner existing electronic apparatus and credit
Card reading device simultaneously further provides domain switched design, cable network signal is converted into wireless network signal, from
And mobile payment function can be operated out on the basis of the credit service framework of existing cable network.
The technical solution adopted by the present invention to solve the technical problems is to provide a kind of Combined movable payment infrastructure, including
One cable network, a wireless network and a movement endpoint Sales module.The cable network signal is connected to end point sale system
System and a payment system；The wireless network signal is connected to the cable network.The movement endpoint Sales module includes a credit card
Reading device, an electronic apparatus and an adapter assembly.The credit card reading device corresponds to a disbursement letter to transmit
One cable network signal of breath.There is the electronic apparatus wireless transmission unit, the wireless transmission unit signal to be connected to
The wireless network, to transmit a wireless network signal.The adapter assembly is electrically connected to the credit card reading device and the movement
Between electronic device.Wherein, which, which provides, executes domain switching operation, to be carried out at the wired network
Conversion between network signal and the wireless network signal makes the payment system carry out authorisation and authentication to the payment information.
Preferably, the movement endpoint Sales module also includes an assembling shell, and the credit card reading device, movement electricity
Sub-device is assembled in the adapter assembly among the assembling shell.
Preferably, domain switching operation includes being carried out at the cable network signal and a data packet by the adapter assembly
Between conversion, and the conversion between the data packet and the wireless network signal is carried out at by the electronic apparatus, should
Data packet is used for the adapter assembly for the transmission between the adapter assembly and the electronic apparatus, the cable network signal
With the transmission between the credit card reading device.
It is sealed with the data preferably, the adapter assembly is carried out at the cable network signal using a possessed conversion circuit
Conversion between packet, and the electronic apparatus is carried out at the data packet and is somebody's turn to do using contained domain switching application program
Conversion between wireless network signal.
Preferably, the credit card reading device is provided with the application on magnetic stripe, chip or induction mode.
Preferably, the cable network is a local area network, and the wireless network is by a radio base station for being provided, this is wirelessly
Base station is that signal is connected to the local area network in a wired fashion.
Preferably, the movement endpoint Sales module and the radio base station are with an identical Internet protocol (IP) address
Value carries out line, and Internet protocol (IP) address value corresponds to the cable network signal and the wireless network signal.
Preferably, the Combined movable payment infrastructure also includes end point sale device and another credit card reading device,
The endpoint sale device is connected to the end sale system via the cable network signal, another credit card reading device via
The cable network signal is connected to the payment system, and another credit card reading device is with another Internet protocol (IP)
Location value carries out line.
Preferably, be electrically connected with first transmission line completion between the adapter assembly and the credit card reading device, it should
First transmission line is to use Ethernet (Ethernet) specification and its plug is the cable of RJ-45 specifications or grid line.
Preferably, being to be electrically connected with second transmission line completion between the adapter assembly and the electronic apparatus, this
Two transmission lines are the transmission line using universal serial bus (USB) form.
Preferably, the electronic apparatus is loaded with the mobile payment application program corresponding to the credit card reading device,
To provide the service for operating and completing mobile payment.
The present invention also provides a kind of mobile endpoint Sales modules, are applied on a cable network and a wireless network, this has
Gauze network is that signal is connected to end point marketing system and a payment system, which is that signal is connected to the wired network
Network, the movement endpoint Sales module include a credit card reading device, an electronic apparatus and an adapter assembly.The credit
Card reading device corresponds to a cable network signal of a payment information to transmit.The electronic apparatus has a wireless biography
Defeated unit, the wireless transmission unit signal are connected to the wireless network, to transmit a wireless network signal.Adapter assembly electricity
It is connected between the credit card reading device and the electronic apparatus.Wherein, which, which provides, executes one
Domain switching operation makes the payment system to the conversion being carried out between the cable network signal and the wireless network signal
Authorisation and authentication is carried out to the payment information.
The Combined movable payment infrastructure of the present invention and its mobile endpoint Sales module not only can be provided effectively and be directed to
The mobile payment function of credit card, and can reach at present for the requirement of the safety of credit card purchase and convenience, and
It can also simultaneously be compatible among the credit service framework of existing cable network so that businessman builds wireless mobile payment in cloth
Cost can be reduced in equipment and is easier to be engaged in the maintenance and management of system.In addition, for the exploitation angle of product, the present invention
Mobile endpoint Sales module be not necessary to the certification organized by EMV can directly carry out effectively and safety application, not only save
The time of exploitation, also save the cost of exploitation.
More preferably understand in order to which the above-mentioned and other aspect to the present invention has, special embodiment below, and coordinates institute's attached drawing
Formula is described below in detail：
Description of the drawings
Fig. 1 is the schematic diagram of a credit service framework of the prior art.
Fig. 2 is the schematic diagram of the preferred embodiment of the Combined movable payment infrastructure of the present invention.
Fig. 3 is the function block schematic diagram of the preferred embodiment of the mobile endpoint Sales module of the present invention.
Specific implementation mode
Embodiment set forth below is described in detail, and embodiment can't limit the present invention only to illustrate as example
The range to be protected.In addition, the schema in embodiment omit it is unnecessary or with the element that usual technology can be completed, clearly to show
Show the technical characterstic of the present invention.
Combined movable payment infrastructure proposed by the invention and its mobile endpoint sale are now carried out with a preferred embodiment
The implementation explanation of module.Fig. 2 is referred to, is the schematic diagram of a Combined movable payment infrastructure 2 of this preferred embodiment.Such as Fig. 2
Shown, which includes mainly end point marketing system 23, a payment system 24, a draw bank
25, a cable network 20, a wireless network 27, end point sale device 21 and one move endpoint Sales module 30；The wherein end
Point marketing system 23, the endpoint sale device 21, the payment system 24 and the draw bank 25 are existing configuration, and the movement
Endpoint Sales module 30 is then to provide mobile payment service, the Credit Card Payments especially moved.
From the above, which is connected to the end sale system 23 and the payment system 24, this is wireless
27 signal of network is connected to the cable network 20, and the payment system 24 then further links to the draw bank 25 to provide letter
The process flow of associated authorization and verification when being consumed with card.Specifically, which can be a local area network (LAN)
Or other network architectures for being built as cloth with entity line mode, and the wireless network 27 then can be by a radio base station (or routing
Device, Wireless Router) it is provided, the specific wireless that the type such as 3G, 4G or Wi-Fi can be used to be wirelessly transferred is built with cloth
Communication zone.
On the other hand, it is complete then to can pass through another cable network 26 for the line between payment system 24 and draw bank 25
At, for example, an internet or other the circuit of data transmission can be provided, and then can be according to the mode set by the payment system 24
The process flow of associated authorization and verification when carrying out Credit Card Payments, that is, according to the payment system 24 of rear end to contributing
Default specific Internet protocol (IP) address value of the specific terminal POS in shop.
The present invention is characterized in the Combined movable payment infrastructures 2 proposed to continue to possess existing wired company
Framework under line mode, and mobile endpoint Sales module 30 therein can also provide the work(of mobile Credit Card Payments simultaneously
Can, and reach the same effect that the technology singly serviced is received with current mPOS movements.However, the mobile endpoint of the present invention sells mould
Relevant apparatus used by block 30 does not need to the peace that must be organized by EMV such as credit card reader set under mPOS technologies
Full standard authentication, reason are that the present invention continues to use under existing wired line mode and are read by the credit card of certification
Take device.
Furthermore mobile endpoint Sales module 30 of the invention, which can provide, executes domain switching operation, that is, to signal
Carry out the conversion and transmission between cable network and wireless network so that payment system 24 can will mobile endpoint Sales module 30 with
The line kenel that wireless network 27 is presented collectively regarded as is still the specific letter for using existing cable network connection mode
With card reading device, the process flow of associated authorization and verification can be carried out to complete mobile payment service to remain unchanged.
Please referring also to Fig. 3 is the function block schematic diagram of the mobile endpoint Sales module 30 of this preferred embodiment.Such as figure
Shown in 3, mobile endpoint Sales module 30 includes mainly a credit card reading device 31, an electronic apparatus 33 and one switching
Component 32, credit card reading device 31 therein be it is existing by certification and do not make it is any setting change terminal swipe the card
Machine, and can provide with the application on magnetic stripe, chip or induction mode (depending on the original use of contractor).Secondly, should
Electronic apparatus 33 is then using general existing mobile device, including smart mobile phone or tablet computer, but palpus in its device
Corresponding application program is loaded with to provide the mobile payment function of the present invention.The adapter assembly 32 is then to read to fill as credit card
The structure for forming signal connection between 31 and electronic apparatus 33 is set, and is electrically connected to the credit card reading device 31 and the shifting
Between dynamic electronic device 33.
In order to enable attendant advantageously to carry out mobile payment service, it is another feature that the movement endpoint
Sales module 30 also includes an assembling shell 300, and the credit card reading device 31, the electronic apparatus 33 and the switching group
Part 32 is assembled among the assembling shell 300 so that the movement endpoint Sales module 30 is whole to be conducive to carry and hold use.Citing
For, the size of general smart mobile phone or tablet computer can provide user's single hand grip, and general general brush on the market
The size of card machine is also about comparable to such electronic apparatus, so the assembling shell 300 may be designed to coat these dresses
It is placed in one and the form at the back side that the credit card reading device 31 is placed in the electronic apparatus 33 assembles.
From the above, since credit card reading device 31 and electronic apparatus 33 are existing equipment, the present invention's
It is further characterized in that interconnection technique between the two and the conversion and transmission of relevant information can be provided.Specifically, which reads
Taking device 31 to provide, client swipes the card or the credit card of other modes is read, and is transmitted accordingly from a coffret 311 in turn
In a cable network signal S1 of a payment information, that is, cable network signal S1 is transmitted with a kind of network cable
Signal type.In this preferred embodiment, between the adapter assembly 32 and the credit card reading device 31 passed with one first
Defeated line 34 completes electrical connection, and the first transmission line 34 is to use Ethernet (Ethernet) specification and its plug is RJ-45
The cable or grid line of specification.
On the other hand, electronic apparatus 33 is general smart mobile phone or tablet computer, therefore is also provided with carries thereon
A coffret 331 for the universal serial bus (USB) for carrying out data and power transmission.In this preferred embodiment, this turn
It is to be electrically connected with a second transmission line 35 completion, and the second transmission line 35 is between connected components 32 and the electronic apparatus 33
Using the transmission line of universal serial bus (USB) form.Therefore the adapter assembly 32 is a kind of is used as in such as local area network
(LAN) conversion equipment between interface and universal serial bus (USB) interface.
Specifically, which also has a conversion circuit 320, the conversion circuit 320 can by a circuit board and
Associated electronic components are formed, and can be directed to after inputted signal carries out corresponding conversion process and be exported.The adapter assembly
The assembling morphology that 32 size and shape can be directed between credit card reading device 31 and electronic apparatus 33 designs, and makes group
The entirety of dress shell 300 or mobile endpoint Sales module 30 can achieve the purpose that small and thin as much as possible.
From the above, in this preferred embodiment, by credit card reading device 31 and its first transmission line arranged in pairs or groups
34 be the existing equipment for doing cable network connection, therefore the adapter assembly 32 must be also provided with corresponding to the first transmission line 34
A coffret 321, such as in the form of hub (Hub), for the insertion of its transmission wire plug be electrically connected.Similarly,
Since electronic apparatus 33 and its second transmission line arranged in pairs or groups 35 are the existing equipment for doing data and power transmission,
The adapter assembly 32 must also be provided with the coffret 322 corresponding to the second transmission line 35, such as with universal serial bus
(USB) form, for the insertion of its transmission wire plug be electrically connected.
Certainly, idea of the invention is not limited to this.For example, although the credit card reading device 31 of the present invention and shifting
Dynamic electronic device 33 can be used directly existing product and be assembled, but the two can be made respectively to arrange in pairs or groups in the design of processing
The direct solid welding in one end that transmission line is electrically connected with the adapter assembly 32 respectively is on the circuit board of conversion circuit 320, also
It is that such module will not provide two transmission line of user couple and do and voluntarily pulls out.In this way, just need not setting in the adapter assembly 32
Go out the coffret of dimension for plugging manually.
Alternatively, the form that those coffrets are respectively socket and plug can be directly designed in other embodiments,
Such as the plug that coffret 322 is USB specification, and coffret 331 is then the USB specification of the corresponding coffret 322
Socket, so the two can be directly electrically connected, without transmission line is arranged.
This preferred embodiment is returned to, it is found that the electronic apparatus 33 has a wireless transmission single shown in Fig. 2 and Fig. 3
Member 332, and the wireless transmission unit 332 is that wirelessly signal is connected to wireless network 27, to the wireless network 27
Between be wirelessly transferred.Therefore as shown in figure 3, cable network signal S1 is for adapter assembly 32 and credit card reading device
Transmission between 31, and a data packet S2 is then used for transmission between the adapter assembly 32 and electronic apparatus 33, and one
Wireless network signal S3 is then used for the transmission between the electronic apparatus 33 and wireless network 27.
In this preferred embodiment, the domain performed by mobile endpoint Sales module 30 when carrying out mobile payment service
Switch operation, includes that conversion between cable network signal S1 and data packet S2 is carried out at by adapter assembly 32, and by this
Electronic apparatus 33 is carried out at the conversion between data packet S2 and wireless network signal S3.Specifically, the switching group
Part 32 is carried out at the conversion between cable network signal S1 and data packet S2 using conversion circuit 320, and the mobile electron
Device 33 using contained domain switching application program (APP.) be carried out at data packet S2 and wireless network signal S3 it
Between conversion.
From the above, the payment information includes safety verification code, the spending amount of the card number of consumer, credit card
Deng, and cable network signal S1 further includes Internet protocol (IP) address value for having transmission purpose and transmitting source.And follow-up institute
These information are also all loaded among the data packet S2, the wireless network signal S3 that further convert, to which self terminal in future is swiped the card
The cable network signal S1 of machine is converted into wireless network signal S3, and is transmitted via wireless network 27, cable network 20
Authorisation and authentication is carried out on to payment system 24.
Furthermore the payment of some credits card needs to carry out signature verification, therefore provides the mobile endpoint sale of mobile payment
Electronic signature can be used in module 30, that is, the shifting corresponding to credit card reading device 31 is loaded into electronic apparatus 33
Dynamic payment application (APP.), and in the form or table that consumer can be shown under mobile payment application program execution
Touch-control is carried out to write to complete to sign.Certainly, the mobile payment application program be also attendant carry out mobile payment or its
He services primary operational interface when (such as ordering), and the content of this application program can carry out visitor according to the demand of contractor
Inhibition and generation designs, or can separately develop unified format.
In this preferred embodiment, it includes that another credit card is read to further illustrate Combined movable payment infrastructure 2 also in Fig. 2
Device 22 is taken, which is also existing configuration, that is, can be connected to through 20 signal of cable network
Payment system 24.As previously described, because the Combined movable payment infrastructure 2 of the present invention possesses existing credit service frame
Structure, therefore also can build other more than one terminal POSs (i.e. another credit card readings by cloth in a manner of existing wired line
Take device 22).In other words, the present invention is and then to have expanded mobile payment again based on existing credit service framework
Function.
For this purpose, another credit card reading device 22 in framework is with the address another Internet protocol (IP)
Value carries out line.For example, although credit card reading device 31 and another credit card reading device 22 are all existing apparatus,
It is exactly that wired mode line all can be used, but the credit card reading device 31 for working as the movement endpoint Sales module 30 is set with one
When first Internet protocol (IP) address value carries out line, another credit card reading device 22 of line then must in a wired fashion
It is set as carrying out line with one second interconnection protocol (IP) address value for being different from the first Internet protocol (IP) address value.
Furthermore, it is understood that although mobile endpoint Sales module 30, which can provide wireless mode line, carries out mobile payment, letter
It is still that cable network letter is sent out according to set Internet protocol (IP) address value in a wired fashion with card reading device 31
Number S1, thus the domain switching operation of the present invention is for follow-up data packet S2, the wireless network signal S3 further converted
Just also all it is loaded with internet (IP) address value specific to credit card reading device 31.
If wireless network 27 is provided by a radio base station, that is, form mobile endpoint Sales module 30 and radio base
Platform will carry out line with identical Internet protocol (IP) address value, and Internet protocol (IP) address value is i.e. corresponding to wired
Network signal S1 and wireless network signal S3.For result, mobile endpoint Sales module 30 and (the i.e. wireless base of wireless network 27
Platform) line collocation a Wiring device under cable network 20 will be considered to be in overall architecture so that rear end
Payment system 24 can't realize the mobile payment process of credit card reading device 31, and be still with existing wired setting
Carry out authorisation and authentication.
In addition, in the frameworks and configuration of Fig. 2 as shown in figure 3, the transmission direction of coherent signal is in addition to it can provide upload
Also download is provided simultaneously, that is, payment system 24 can according to the Internet protocol (IP) specific to credit card reading device 31
Location value is returned, so as to show testing for rear end on electronic apparatus 33 or on the screen of credit card reading device 31
Demonstrate,prove result；Such as show what the payment system 24 was returned in the contained mobile payment application program of electronic apparatus 33
Information, to allow or consumer is not allowed to carry out Credit Card Payments.
The present invention can also carry out other possible changes, including example according to the concept disclosed by above-mentioned preferred embodiment
Such as the above-mentioned set-up mode about coffret and transmission line.In addition, the domain switching described in above-mentioned preferred embodiment is made
If owner executes contained domain switching application program to carry out by electronic apparatus 33, therefore is the software view with program
Complete, and carry out on adapter assembly 32 be then in the form of the hardware view of circuit carries out local area network (LAN) with it is general
Conversion between universal serial bus (USB) form.However, the domain of part switches coding work in domain switching application program
Conversion circuit 320 can be transferred to carry out, and be loaded in relevant electronics member in a manner of operation procedure code or firmware (Firmware)
In part (such as storage unit), to provide access running.In this way, the electronic apparatus 33 can directly by transformed result with
Wireless mode sends out and completes domain switching operation.
Certainly, it regards the demand of application or to provide the different purposes of more preferably transfer efficiency, domain of the invention switching is answered
Also setting for other adaptations can be carried out with program again further by application developer under the technological concept for not departing from the present invention
Meter, the wireless network signal that concept i.e. cable network signal are converted into still must be by its specific Internet protocol (IP)
Address value is loaded in wherein.
In conclusion Combined movable payment infrastructure proposed by the invention and its mobile endpoint Sales module are not only effective
Ground provides the mobile payment function for credit card, and can reach at present for the safety of credit card purchase and convenience
Requirement, and can also simultaneously be compatible among the credit service framework of existing cable network so that businessman builds nothing in cloth
Cost can be reduced on the mobile payment device of line and is easier to be engaged in the maintenance and management of system.In addition, with regard to the exploitation angle of product
For degree, mobile endpoint Sales module of the invention be not necessary to the certification organized by EMV can directly carry out effectively and safety
Using, the time of exploitation is not only saved, the cost of exploitation is also saved, therefore really with the value in industry.
It is event, the present invention can effectively solve the relevant issues proposed in the prior art, and can have successfully been achieved the present invention
Main purpose.
Although the present invention has been disclosed by way of example above, it is not intended to limit the present invention..Technology belonging to the present invention is led
Those of ordinary skill in domain, without departing from the spirit and scope of the present invention, when can be used for a variety of modifications and variations.Therefore, originally
The protection domain of invention is when subject to its right institute defender.
Claims (12)
1. a kind of Combined movable payment infrastructure, which is characterized in that including：
One cable network, signal are connected to end point marketing system and a payment system；
One wireless network, signal are connected to the cable network；And
One movement endpoint Sales module, including：
One credit card reading device, to transmit the cable network signal for corresponding to a payment information；
There is one electronic apparatus a wireless transmission unit, the wireless transmission unit signal to be connected to the wireless network, to
Transmit a wireless network signal；And
One adapter assembly is electrically connected between the credit card reading device and the electronic apparatus；
Wherein, the movement endpoint Sales module provide execute a domain switch operation, to be carried out at the cable network signal with
Conversion between the wireless network signal makes the payment system carry out authorisation and authentication to the payment information.
2. Combined movable payment infrastructure as described in claim 1, which is characterized in that the movement endpoint Sales module also includes
One assembling shell, and the credit card reading device, the electronic apparatus and the adapter assembly are assembled among the assembling shell.
3. Combined movable payment infrastructure as described in claim 1, which is characterized in that it includes by this turn that the domain, which switches operation,
Connected components are carried out at the conversion between the cable network signal and a data packet, and are carried out at this by the electronic apparatus
Conversion between data packet and the wireless network signal, the data packet for the adapter assembly and the electronic apparatus it
Between transmission, the cable network signal is for transmission between the adapter assembly and the credit card reading device.
4. Combined movable payment infrastructure as claimed in claim 3, which is characterized in that the adapter assembly utilizes possessed one
Conversion circuit is carried out at the conversion between the cable network signal and the data packet, and the electronic apparatus is using contained
One domain switching application program is carried out at the conversion between the data packet and the wireless network signal.
5. Combined movable payment infrastructure as described in claim 1, which is characterized in that the credit card reading device is provided with magnetic
Application on item, chip or induction mode.
6. Combined movable payment infrastructure as described in claim 1, which is characterized in that the cable network is a local area network,
And the wireless network is provides by a radio base station, which is that signal is connected to the LAN in a wired fashion
Network.
7. Combined movable payment infrastructure as claimed in claim 6, which is characterized in that the movement endpoint Sales module and the nothing
Line base station is to carry out line with identical Internet protocol address value, and the Internet protocol address value is wired corresponding to this
Network signal and the wireless network signal.
8. Combined movable payment infrastructure as described in claim 1, which is characterized in that the Combined movable payment infrastructure is also wrapped
Sale device containing end point and another credit card reading device, the endpoint sale device are connected to this via the cable network signal
End sale system, which is connected to the payment system via the cable network signal, and this is another
Credit card reading device is to carry out line with another Internet protocol address value.
9. Combined movable payment infrastructure as described in claim 1, which is characterized in that the adapter assembly is read with the credit card
Be between device with a first transmission line complete be electrically connected, the first transmission line be use Ethernet specification and its plug for
The cable or grid line of RJ-45 specifications.
10. Combined movable payment infrastructure as described in claim 1, which is characterized in that the adapter assembly and the mobile electron
It is to complete to be electrically connected with a second transmission line between device, which is the transmission using universal serial bus form
Line.
11. Combined movable payment infrastructure as described in claim 1, which is characterized in that the electronic apparatus is loaded with accordingly
In a mobile payment application program of the credit card reading device, to provide the service for operating and completing mobile payment.
12. a kind of mobile endpoint Sales module, which is characterized in that be applied on a cable network and a wireless network, this is wired
Network is that signal is connected to end point marketing system and a payment system, which is that signal is connected to the cable network,
The movement endpoint Sales module includes：
One credit card reading device, to transmit the cable network signal for corresponding to a payment information；
There is one electronic apparatus a wireless transmission unit, the wireless transmission unit signal to be connected to the wireless network, to
Transmit a wireless network signal；And
One adapter assembly is electrically connected between the credit card reading device and the electronic apparatus；
Wherein, the movement endpoint Sales module provide execute a domain switch operation, to be carried out at the cable network signal with
Conversion between the wireless network signal makes the payment system carry out authorisation and authentication to the payment information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710024714.XA CN108305064A (en) | 2017-01-13 | 2017-01-13 | Combined movable payment infrastructure and its mobile endpoint Sales module |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710024714.XA CN108305064A (en) | 2017-01-13 | 2017-01-13 | Combined movable payment infrastructure and its mobile endpoint Sales module |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108305064A true CN108305064A (en) | 2018-07-20 |
Family
ID=62872473
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710024714.XA Withdrawn CN108305064A (en) | 2017-01-13 | 2017-01-13 | Combined movable payment infrastructure and its mobile endpoint Sales module |
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| Country | Link |
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| CN (1) | CN108305064A (en) |
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