CN108269081A - A kind of automobile self transaction settlement method and automobile self business settlement system - Google Patents
A kind of automobile self transaction settlement method and automobile self business settlement system Download PDFInfo
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- CN108269081A CN108269081A CN201711338576.9A CN201711338576A CN108269081A CN 108269081 A CN108269081 A CN 108269081A CN 201711338576 A CN201711338576 A CN 201711338576A CN 108269081 A CN108269081 A CN 108269081A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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Abstract
The present invention relates to automobile self transaction settlement methods, which is characterized in that has following step:Vehicle element and car owner's element are bound and vehicle element and car owner's element are sent to account authentication server authentication, electronic account information and account verification element are generated after being proved to be successful by electronic account registration step;Merchant tenninal information is sent to terminal authentication server authentication by terminal registration step, and terminal authentication element is generated after being proved to be successful;And payment transaction step, read electronic account information, and electronic account information, merchant tenninal information are separately sent to account authentication server, terminal authentication server is verified, account settlement server is sent transaction information to after being verified and is traded clearing.Realization carrier of the vehicle as the settlement methods such as gathering or payment can be used according to the present invention, simple in beneficiary deployment, system cost is relatively low.
Description
Technical field
The present invention relates to a kind of payment technologies, and in particular to a kind of automobile self transaction settlement method and automobile self are handed over
Easy settlement system.
Background technology
During design vehicle industry pays solution, existing technical solution or patent primary limitation are using
The pattern of vehicle-mounted chip carries out indivedual scenes such as parking lot, gas station, high speed charge station and completes payment activity, and to gathering
Lack corresponding solution and system Deng other clearing behaviors.
Moreover, existing system and method need to carry out a large amount of transformation of facility, automaker, branch to bank settlement both sides
Payment scenario building could be completed by paying clearing houses and beneficiary and being intended to pay significant cost.Therefore system is only capable of being confined to indivedual
The vehicle of brand and place of payment landing.
Therefore, there are following problems in the prior art:
(1)Rely on certification of the responsible equipment such as vehicle-mounted NFC chip as payment account;
(2)Dependent on a small amount of novel brand vehicle;
(3)Beneficiary facility is needed to carry out a large amount of facilities and the system reform, cost input is huge;
(4)Payment scene is confined to the scenes such as parking lot, high speed charge station;
(5)Relevant solution and system are not proposed to the clearing scene such as gathering.
Invention content
In view of described problem, the present invention is intended to provide one kind can be using automobile itself as the bank settlement as mobile phone
Carrier can be separated from mobile phone(It can be detached from APP applications in other words)Automobile self transaction settlement method and automobile from
Help business settlement system.
The automobile self transaction settlement method of the present invention, which is characterized in that have following step:
Vehicle element with car owner's element is bound and is sent to vehicle element and car owner's element by electronic account registration step
Account authentication server authentication generates electronic account information and account verification element after being proved to be successful;
Merchant tenninal information is sent to terminal authentication server authentication, terminal is generated after being proved to be successful by terminal registration step
Verify element;And
Payment transaction step reads electronic account information, and electronic account information, merchant tenninal information is separately sent to account
Certificate server, terminal authentication server are verified, account settlement server is sent transaction information to after being verified
It is traded clearing.
Preferably, in the payment transaction step, electronic account information is cryptographically read, and cryptographically will
Electronic account information, merchant tenninal information are separately sent to account authentication server, terminal authentication server.
Preferably, the payment transaction step includes following sub-steps:
Beneficiary reads electronic account information;
Beneficiary is by electronic account information, the merchant tenninal information of beneficiary is separately sent to account authentication server, terminal is recognized
Card server is verified;
Account authentication server verifies electronic account information based on the account verification element;
Terminal authentication server verifies merchant tenninal information based on the terminal authentication element;
Receiving information is sent to account settlement server by beneficiary after being verified;And
Account settlement server is based on the Receiving information and completes settlement of transactions.
Include preferably as the vehicle element:License board information, contour of the vehicle crawl information, vehicle motor identification
It is one or more in number,
Car owner's payment account information is included at least as car owner's element.
Further comprise preferably as car owner's element:Car owner's profiling information, sitting posture information and car owner manipulate letter
It is one or more in breath.
Preferably, the merchant tenninal information includes:One in merchant information, end message, geographic element or more
.
The automobile self transaction settlement method of the present invention, which is characterized in that have following step:
Vehicle element with car owner's element is bound and is sent to vehicle element and car owner's element by electronic account registration step
Account authentication server authentication generates electronic account information and account verification element after being proved to be successful;
Payment transaction step reads electronic account information, and electronic account information is sent to account authentication server and is tested
Card, account settlement server is sent transaction information to after being verified and is traded clearing.
Preferably, the payment transaction step includes following sub-steps:
Paying party reads electronic account information;
Electronic account information is sent to account authentication server and verified by paying party;
Account authentication server verifies electronic account information based on the account verification element;
Payment information is sent to account settlement server by account authentication server after being verified;And
Account settlement server is based on the payment information and completes settlement of transactions.
Include preferably as the vehicle element:License board information, contour of the vehicle crawl information, vehicle motor identification
It is one or more in number,
Car owner's payment account information is included at least as car owner's element.
Further comprise preferably as car owner's element:Car owner's profiling information, sitting posture information and car owner manipulate letter
It is one or more in breath.
The computer-readable medium of the present invention, is stored thereon with computer program, which is characterized in that the computer program quilt
Processor realizes above-mentioned automobile self transaction settlement method when performing.
The computer equipment of the present invention, including memory, processor and storage on a memory and can be on a processor
The computer program of operation, which is characterized in that the processor realizes above-mentioned automobile self when performing the computer program
Transaction settlement method.
The automobile self business settlement system of the present invention, which is characterized in that have:
Account authentication server, for vehicle element and car owner's element to be bound and in verification vehicle element and car owner's element
Based on vehicle element and car owner's element generation electronic account information and account verification element after being proved to be successful, and on the other hand
The electronic account information sent from following account information transmitters is verified based on the account verification element and
In the case where being proved to be successful;
Terminal authentication server, will for terminal authentication to be verified and generated after the validation for merchant tenninal information
Element, and on the other hand the merchant tenninal sent from following account information transmitters is believed based on the terminal authentication element
Breath is verified;And
Account information transmitter, for reading electronic account information when being traded and by electronic account information, merchant tenninal
Information is separately sent to the account authentication server, the terminal authentication server, and in the account authentication server
And the terminal authentication server authentication it is successful in the case of send transaction information to following account settlement servers;With
And
Account settlement server completes settlement of transactions for being based on the Transaction Information.
Preferably, the account information transmitter cryptographically reads electronic account information, and cryptographically will be electric
Sub- account information, merchant tenninal information are separately sent to the account authentication server, the terminal authentication server.
The automobile self business settlement system of the present invention, which is characterized in that have:
Account authentication server, for vehicle element and car owner's element to be bound and in verification vehicle element and car owner's element
Based on vehicle element and car owner's element generation electronic account information and account verification element after being proved to be successful, and on the other hand
The electronic account information sent from following account information transmitters is verified based on the account verification element;
Account information transmitter, for reading electronic account information when being traded and being sent to electronic account information described
Account authentication server, and in the case that the account authentication server authentication it is successful send transaction information to it is following
Account settlement server;And
Account settlement server completes settlement of transactions for being based on the Transaction Information.
Preferably, the account information transmitter cryptographically reads electronic account information, and cryptographically will be electric
Sub- account information is sent to the account authentication server.
Automobile self transaction settlement method and automobile self business settlement system according to the present invention, by using automobile
As the realization carrier of the settlement methods such as gathering and payment, thus, it is possible to realize payment scene diversification, such as available for buying
Commodity, payment expense such as collect service fee, transfer accounts at a variety of payment scenes.Moreover, needed in beneficiary step account information
Transmitter can realize the present invention together with background system, can reduce system reform cost.Furthermore the present invention is independent of few
Amount vehicle does not depend on expensive on-vehicle safety chip, therefore has the advantages that be easy to popularize, is lower-cost.
Description of the drawings
Fig. 1 is the flow chart for the automobile self transaction settlement method for representing the first embodiment of the present invention.
Fig. 2 is the schematic diagram for the detailed process for representing electronic account registration step S100.
Fig. 3 is the schematic diagram for the detailed process for representing terminal registration step S200.
Fig. 4 is the organigram for the automobile self business settlement system for representing the first embodiment of the present invention.
Fig. 5 is the organigram for the automobile self business settlement system for representing second embodiment of the present invention.
Specific embodiment
What is be described below is some in multiple embodiments of the invention, it is desirable to provide to the basic understanding of the present invention.And
It is not intended to the crucial or conclusive element for confirming the present invention or limits scope of the claimed.
Vehicle element in the present invention by the way that user is held(Contour of the vehicle element, Vehicle Identify Number, license plate number etc.), Che Zhuyao
Element(Appearance, holds steering wheel gesture etc. and car owner's bank card information at sitting posture)Joint generation Third-party payment account(Hereafter
Referred to as:Electronic account).So that the automobile held is changed into an account carrier by holder, it is conveniently accomplished all kinds of bank settlements
Scene is settled accounts, both facilitates user, also completes quick clearing conducive to beneficiary, improves the whole work efficiency of payment scene.
It is illustrated firstly, for the automobile self transaction settlement method of the first embodiment of the present invention.The present invention's
The automobile self transaction settlement method of first embodiment is related to the payment scene of payment.
Fig. 1 is the flow chart for the automobile self transaction settlement method for representing the first embodiment of the present invention.
As shown in Figure 1, the automobile self transaction settlement method of the first embodiment of the present invention includes the following steps:
Electronic account registration step S100:Vehicle element and car owner's element are bound and send out vehicle element and car owner's element
Account authentication server authentication is sent to, is being proved to be successful, generates electronic account information and account verification element, if verification is not
It is successful then refuse generate electronic account;
Terminal registration step S200:Merchant tenninal information is sent to terminal authentication server authentication, is generated after being proved to be successful
Terminal authentication element;And
Payment transaction step S300:Electronic account information is read, and electronic account information, merchant tenninal information are separately sent to
Account authentication server, terminal authentication server are verified, account settlement clothes are sent transaction information to after being verified
Business device is traded clearing.
Then, respectively to above-mentioned electronic account registration step S100, terminal registration step S200 and payment transaction step
S300 is specifically described.
Fig. 2 is the schematic diagram for the detailed process for representing electronic account registration step S100.
As shown in Fig. 2, vehicle element and car owner's element are bound and vehicle element and car owner's element are sent to account
Family certificate server verification.Wherein, vehicle element includes but not limited to contour of the vehicle information(Vehicle, brand, color, size etc.
Information), vehicle motor identifier, license board information.Car owner's element includes car owner's appearance, sitting posture, manipulation etc. and car owner bank
Card information etc..Account authentication server authentication vehicle element and car owner's element, then generate electronics account in the case of successful certification
Family information and account verification element(Such as identification code), refuse to generate electronic account if certification is unsuccessful.
Fig. 3 is the schematic diagram for the detailed process for representing terminal registration step S200.
Paying party as shown in Figure 3 is by merchant information(Including but not limited to Tax Registration Certificate, business license, unified mechanism generation
Code etc.), end message(Including but not limited to trade company's coding, terminal coding etc.), geographic element (include but not limited to geographical sit
Mark, IP address etc.)Terminal authentication server authentication is sent to, after being verified, terminal authentication server generation end message is tested
Demonstrate,prove element, such as generation terminal key information.
After electronic account registration step S100, terminal registration step S200, payment transaction step S300 is performed, under
Face illustrates the detailed process of the payment transaction step S300 under payment scenario.
Under payment scenario, the payment transaction step S300 specifically includes following sub-steps:
Beneficiary reads electronic account information;
Beneficiary is by electronic account information, the merchant tenninal information of beneficiary is separately sent to account authentication server, terminal is recognized
Card server is verified;
Account authentication server verifies electronic account information based on account verification element;
Terminal authentication server verifies merchant tenninal information based on terminal authentication element;
Receiving information is sent to account settlement server by beneficiary after being verified;And
Account settlement server is based on Receiving information and completes settlement of transactions.
Wherein, beneficiary cryptographically reads electronic account information, and cryptographically by electronic account information, trade company
End message is separately sent to account authentication server, terminal authentication server.
The automobile self transaction settlement method of the first embodiment of the present invention is illustrated above, it is then, right
It is illustrated in the automobile self business settlement system of the first embodiment of the present invention.
Fig. 4 is the organigram for the automobile self business settlement system for representing the first embodiment of the present invention.
The automobile self business settlement system of the first embodiment of the present invention has:
Account authentication server 100, for vehicle element and car owner's element to be bound and in verification vehicle element and car owner
Element is based on vehicle element and car owner's element generation electronic account information and account verification element after being proved to be successful, and another
Aspect verifies simultaneously the electronic account information sent from following account information transmitters 300 based on account verification element
And in the case where being proved to be successful;
Terminal authentication server 200, for being verified for merchant tenninal information and generating terminal authentication after the validation
Element, and on the other hand based on terminal authentication element for the merchant tenninal that is sent from following account information transmitters 300
Information is verified;And
Account information transmitter 300, it is for the reading electronic account information when being traded and electronic account information, trade company is whole
Client information is separately sent to account authentication server 100, terminal authentication server 200, and account authentication server 100 with
And terminal authentication server 200 be proved to be successful in the case of send transaction information to following account settlement servers 400;With
And
Account settlement server 400 completes settlement of transactions for being based on the Transaction Information.
Wherein, account information transmitter 300 cryptographically reads electronic account information, and cryptographically by electronics account
Family information, merchant tenninal information are separately sent to account authentication server 100, terminal authentication server 200.
As described above, it is merchandised according to the automobile self transaction settlement method and automobile self of first embodiment of the invention
Settlement system, the vehicle element that user is held and car owner's element generation Third-party payment account, thus will hold holder
Automobile be changed into an account carrier, do not need in this way mobile phone participation, do not need in other words APP using participate in can just facilitate
All kinds of bank settlement clearing scenes are completed on ground, both facilitate user, also complete quick clearing conducive to beneficiary, improve payment scene
Whole work efficiency.
According to the automobile self transaction settlement method of first embodiment of the invention and automobile self business settlement system,
Only need gathering method, apparatus that vehicle is easily recognized in scenes such as parking lot, toll station, gas station, police's penalty note, Self-help vending machines
Electronic account information, subsequent transaction processing background server realize, realize account authentication and transaction payment separation
Function and reduce leading portion equipment cost, also improve trading efficiency.Therefore, the present invention can be on the automobile of any brand
Rapid deployment, without special safety chip is configured.
Then, for the automobile self transaction settlement method of second embodiment of the present invention.The vapour of second embodiment
Vehicle self-service dealing settlement method is primarily adapted for use in the scene of gathering.Compared with first embodiment, in this second embodiment not
It needs to carry out endpoint registration and terminal authentication.
The automobile self transaction settlement method of second embodiment of the present invention is for following step:
Electronic account registration step:Vehicle element with car owner's element is bound and is sent to vehicle element and car owner's element
Account authentication server authentication generates electronic account information and account verification element after being proved to be successful;
Payment transaction step reads electronic account information, and electronic account information is sent to account authentication server and is tested
Card, account settlement server is sent transaction information to after being verified and is traded clearing.
Specifically, the payment transaction step includes following sub-steps:
Paying party reads electronic account information;
Electronic account information is sent to account authentication server and verified by paying party;
Account authentication server verifies electronic account information based on the account verification element;
Payment information is sent to account settlement server by account authentication server after being verified;And
Account settlement server is based on the payment information and completes settlement of transactions.
Wherein, include as the vehicle element:License board information, contour of the vehicle crawl information, vehicle motor identifier
In it is one or more, as car owner's element include at least car owner's payment account information.Moreover, as car owner's element
Further comprise:Car owner's profiling information, sitting posture information and car owner manipulate one or more in information.
Fig. 5 is the organigram for the automobile self business settlement system for representing second embodiment of the present invention.
The automobile self business settlement system of second embodiment of the present invention has:
Account authentication server 10, for binding vehicle element and car owner's element and being wanted in verification vehicle element and car owner
Element is based on vehicle element and car owner's element generation electronic account information and account verification element, and the opposing party after being proved to be successful
The electronic account information sent from following account information transmitters 20 is verified based on the account verification element in face;
Account information transmitter 20, for reading electronic account information when being traded and electronic account information being sent to institute
Account authentication server 20 is stated, and is sent transaction information in the case where the account authentication server 20 is proved to be successful
Following account settlement servers 30;And
Account settlement server 30 completes settlement of transactions for being based on the Transaction Information.
Wherein, account information transmitter 20 cryptographically reads electronic account information, and cryptographically by electronics account
Family information is sent to account authentication server 30.
As described above, vapour is used in the automobile self transaction settlement method of the present invention and automobile self business settlement system
Realization carrier of the vehicle as the settlement methods such as gathering and payment, thus, it is possible to realize payment scene diversification, such as available for purchasing
A variety of payment scenes such as commodity, payment expense are bought, service fee is collected, transfers accounts.Moreover, it is to need to believe in beneficiary step account
Breath transmitter can realize the present invention together with background system, can reduce system reform cost.Furthermore the present invention independent of
A small amount of vehicle does not depend on expensive on-vehicle safety chip, therefore has the advantages that be easy to popularize, is lower-cost.
The present invention also provides a kind of computer-readable mediums, are stored thereon with computer program, which is characterized in that the calculating
Machine program realizes above-mentioned automobile self transaction settlement method when being executed by processor.
The present invention also provides a kind of computer equipment, including memory, processor and storage on a memory and can be
The computer program run on processor, which is characterized in that the processor is realized above-mentioned when performing the computer program
Automobile self transaction settlement method.
Example above primarily illustrates the automobile self transaction settlement method of the present invention and automobile self settlement of transactions system
System.Although only the specific embodiment of some of present invention is described, those of ordinary skill in the art should
Understand, the present invention can without departing from its spirit with range in the form of many other implement.Therefore, the example that is shown with
Embodiment is considered as illustrative and not restrictive, is not departing from the present invention spirit as defined in appended claims
And in the case of range, the present invention may cover various modification and replacement.
Claims (16)
1. a kind of automobile self transaction settlement method, which is characterized in that have following step:
Vehicle element with car owner's element is bound and is sent to vehicle element and car owner's element by electronic account registration step
Account authentication server authentication generates electronic account information and account verification element after being proved to be successful;
Merchant tenninal information is sent to terminal authentication server authentication, terminal is generated after being proved to be successful by terminal registration step
Verify element;And
Payment transaction step reads electronic account information, and electronic account information, merchant tenninal information is separately sent to account
Certificate server, terminal authentication server are verified, account settlement server is sent transaction information to after being verified
It is traded clearing.
2. automobile self transaction settlement method as described in claim 1, which is characterized in that
In the payment transaction step, electronic account information is cryptographically read, and cryptographically believe electronic account
Breath, merchant tenninal information are separately sent to account authentication server, terminal authentication server.
3. automobile self transaction settlement method as described in claim 1, which is characterized in that
The payment transaction step includes following sub-steps:
Beneficiary reads electronic account information;
Beneficiary is by electronic account information, the merchant tenninal information of beneficiary is separately sent to account authentication server, terminal is recognized
Card server is verified;
Account authentication server verifies electronic account information based on the account verification element;
Terminal authentication server verifies merchant tenninal information based on the terminal authentication element;
Receiving information is sent to account settlement server by beneficiary after being verified;And
Account settlement server is based on the Receiving information and completes settlement of transactions.
4. the automobile self transaction settlement method as described in claim 1 ~ 3 any one, which is characterized in that
Include as the vehicle element:One in license board information, contour of the vehicle crawl information, vehicle motor identifier
Or it is multinomial,
Car owner's payment account information is included at least as car owner's element.
5. automobile self transaction settlement method as claimed in claim 4, which is characterized in that
Further comprise as car owner's element:Car owner's profiling information, sitting posture information and car owner manipulate one in information
It is or multinomial.
6. the automobile self transaction settlement method as described in claim 1 ~ 3 any one, which is characterized in that
The merchant tenninal information includes:One or more in merchant information, end message, geographic element.
7. a kind of automobile self transaction settlement method, which is characterized in that have following step:
Vehicle element with car owner's element is bound and is sent to vehicle element and car owner's element by electronic account registration step
Account authentication server authentication generates electronic account information and account verification element after being proved to be successful;
Payment transaction step reads electronic account information, and electronic account information is sent to account authentication server and is tested
Card, account settlement server is sent transaction information to after being verified and is traded clearing.
8. automobile self transaction settlement method as claimed in claim 7, which is characterized in that
The payment transaction step includes following sub-steps:
Paying party reads electronic account information;
Electronic account information is sent to account authentication server and verified by paying party;
Account authentication server verifies electronic account information based on the account verification element;
Payment information is sent to account settlement server by account authentication server after being verified;And
Account settlement server is based on the payment information and completes settlement of transactions.
9. automobile self transaction settlement method as claimed in claim 7 or 8, which is characterized in that
Include as the vehicle element:One in license board information, contour of the vehicle crawl information, vehicle motor identifier
Or it is multinomial,
Car owner's payment account information is included at least as car owner's element.
10. automobile self transaction settlement method as claimed in claim 9, which is characterized in that
Further comprise as car owner's element:Car owner's profiling information, sitting posture information and car owner manipulate one in information
It is or multinomial.
11. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that the computer program is handled
The automobile self transaction settlement method in claim 1 ~ 10 described in any one is realized when device performs.
12. a kind of computer equipment, can run on a memory and on a processor including memory, processor and storage
Computer program, which is characterized in that the processor is realized any one in claim 1 ~ 10 when performing the computer program
Automobile self transaction settlement method described in.
13. a kind of automobile self business settlement system, which is characterized in that have:
Account authentication server, for vehicle element and car owner's element to be bound and in verification vehicle element and car owner's element
Based on vehicle element and car owner's element generation electronic account information and account verification element after being proved to be successful, and on the other hand
The electronic account information sent from following account information transmitters is verified based on the account verification element and
In the case where being proved to be successful;
Terminal authentication server, will for terminal authentication to be verified and generated after the validation for merchant tenninal information
Element, and on the other hand the merchant tenninal sent from following account information transmitters is believed based on the terminal authentication element
Breath is verified;And
Account information transmitter, for reading electronic account information when being traded and by electronic account information, merchant tenninal
Information is separately sent to the account authentication server, the terminal authentication server, and in the account authentication server
And the terminal authentication server authentication it is successful in the case of send transaction information to following account settlement servers;With
And
Account settlement server completes settlement of transactions for being based on the Transaction Information.
14. automobile self business settlement system as claimed in claim 13, which is characterized in that
The account information transmitter cryptographically reads electronic account information, and cryptographically by electronic account information,
Merchant tenninal information is separately sent to the account authentication server, the terminal authentication server.
15. a kind of automobile self business settlement system, which is characterized in that have:
Account authentication server, for vehicle element and car owner's element to be bound and in verification vehicle element and car owner's element
Based on vehicle element and car owner's element generation electronic account information and account verification element after being proved to be successful, and on the other hand
The electronic account information sent from following account information transmitters is verified based on the account verification element;
Account information transmitter, for reading electronic account information when being traded and being sent to electronic account information described
Account authentication server, and in the case that the account authentication server authentication it is successful send transaction information to it is following
Account settlement server;And
Account settlement server completes settlement of transactions for being based on the Transaction Information.
16. automobile self business settlement system as claimed in claim 15, which is characterized in that
The account information transmitter cryptographically reads electronic account information, and cryptographically send out electronic account information
It is sent to the account authentication server.
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