CN108229949A - A kind of internet shopping mobile terminal pays out the method and system of money - Google Patents
A kind of internet shopping mobile terminal pays out the method and system of money Download PDFInfo
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- CN108229949A CN108229949A CN201611188810.XA CN201611188810A CN108229949A CN 108229949 A CN108229949 A CN 108229949A CN 201611188810 A CN201611188810 A CN 201611188810A CN 108229949 A CN108229949 A CN 108229949A
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- mobile terminal
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- Accounting & Taxation (AREA)
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- General Physics & Mathematics (AREA)
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- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses the method and system that a kind of internet shopping mobile terminal pays out money, this method includes：Bluetooth connection is established between mobile terminal；Requesting party's mobile terminal is initiated by bluetooth for payment request；Transmit payment information；Mobile terminal pays out money；Requested Party mobile terminal is sent to requesting party's mobile terminal by bluetooth connection and successfully prompted.Technical solution of the present invention improves the safety of mobile payment and privacy in internet shopping, add diversified mobile payment channel, improve the efficiency of internet shopping payment, improve the user experience that user carries out internet shopping and payment, the market competitiveness of electric business platform is improved, promotes the development of internet shopping.
Description
Technical field
The present invention relates to Internet technical field, more particularly to a kind of internet shopping mobile terminal pay out money method and
System.
Background technology
Internet development is rapid, it has also become the important component of people's life and the important load of human civilization communication development
Body penetrates into economic, politics, culture, social life various aspects, changes the manner of intercourse and the mode of thinking of people.No matter
It is either in social life field in industrial circle, internet brings huge variation.
By in December, 2015, China's netizen's scale will be carried up to 6.88 hundred million, Internet penetration 50.3% compared with the end of the year 2014
Rise 2.4 percentage points.The Internet, applications based on instant messaging, search engine, Internet news and social activity, userbase one
Directly keep steadily increasing trend.Online-shopping market keeps fast-developing, and cross-border electric business and rural area electric business become market focus；
It purchases by group industry and continues " going purchasing by group ", deep-cut consumption potentiality under O2O patterns；Online war of the market in Large-Scale Interconnected net enterprise of making a reservation
It slightly registers capital to down, actively expands Xian Xia trade companies；In the case where tourism consumption rapid growth drives, online travel reservations industry rapidly develops.
Network entertainment industry chain using intellectual property as core showed huge commercial value in 2015, by popular online literature works
Not only extra earning regards new peak to the films and television programs of reorganization repeatly, and the game of reorganization can also obtain rapidly the concern of loyal bean vermicelli, and video display with
Game adapts successfully and promotes the development of online literature in itself, promotes its business model from being changed into user's charge merely
Expand audience using free mode and then cultivate high-quality intellectual property.Internet finance class application development is further deepened,
While userbase continues to expand, product pattern is by the current finance product of the early stage of development " packet for internet financing market
Seize state power " it is changed into current, regular finance product joint development；Network payment quickly pays scene extension and is expanded under line,
And actively open the services such as foreign currency payment.Influence of the internet to individual lifestyle is further deepened, be dissolved into online education,
The public services class application fields such as internet is medical, network is about hired a car, user's custom are gradually formed.
In the Internet, applications, the market scale of internet shopping class application is huge.By in December, 2015, China's network
Shopping userbase reaches 4.13 hundred million, is 14.3% compared with 2014 end of the year growth rates.Chinese online-shopping market transaction rule in 2015
Mould is 3.8 trillion yuans, increases by 36.2% over the same period last year, and the accounting in the total retail sales of consumer goods is 12.6%, compared with
Improve 2% within 2014.B2C marketings scale is 2.0 trillion yuans in Chinese online-shopping market in 2015, is increased than 2014
56.6%, the accounting in Chinese overall network shopping marketplace transaction size reaches 51.9%, and 45.2% compared with 2014 improves
6.7 percentage points, annual accounting is for the first time more than C2C markets.
In order to effectively carry out internet shopping, mobile payment is effective payment means of payment.Client is set by movement
Standby, internet is closely sensed directly or indirectly to the transmission payment instruction generation currency payment of bank finance enterprise and fund
Transfer, realizes the mobile payment of fund, realizes terminal device, internet, application provider and the fusion of financial institution, complete
Into financial business such as currency payment, payments.Mobile payment has the characteristics that：
1), mobility.Since mobile terminal has the carry-on property of its special services realization and fabulous mobility, can make
Consumer frees from long-distance hurry back and forth into the constraint of appointed place transacting business, breaks away from the business hall of payment realization specifically
Domain limits.
2), real-time.The interaction of mobile communication terminal and internet platform makes mobile branch instead of traditional manual operation
Pay the business hours limitation for being no longer limited only by relevant financial enterprise, businessman, " the convenient service of 24~when that realizes 7.It is mobile
The realization of payment allows consumer to stay indoors, and also avoids valueless wait in line.
3), agility.Mobile payment also has that payment is accurate, need not cash change, is quick, is multi-functional, is round-the-clock simultaneously
Service, the agility of site unattended duty.
Consumer can encounter three problems using mobile payment：Safety, privacy and ease for use, these three problems are resistances
The key factor that mobile payment service is hindered to develop.Wherein, safety problem is user's matter of utmost importance to be considered.If safety problem
It can be very good to be resolved, not only consumer and partner can heighten one's confidence, but also can greatly reduce meeting in service operation
The fraud problems of appearance reduce system operation cost.
The safety measure of present mobile payment is all relatively simpler, is mainly identified by the PIN of user.It is but more advanced
Safety approach need to consider to determine identity, data integrity and privacy, to improve the security level of mobile payment, for consumption
Person provides ripe technical solution, and the development done shopping and paid for internet provides good basis.
Invention content
The present invention provides the method and system that a kind of internet shopping mobile terminal pays out money, improves in internet shopping
The safety of mobile payment and privacy add diversified mobile payment channel, improve the effect of internet shopping payment
Rate improves the user experience that user carries out internet shopping and payment, improves the market competitiveness of electric business platform, promotes mutual
The development of networking shopping.
Technical scheme of the present invention provides a kind of method that internet shopping mobile terminal pays out money, including following step
Suddenly：
Bluetooth connection is established between mobile terminal；
It initiates for payment request；
Transmit payment information；
Mobile terminal pays out money.
Further, requesting party's mobile terminal initiates the generation payment request by bluetooth.
Further, after Requested Party mobile terminal agrees to the generation payment request, start to transmit the payment information.
Further, after for successful payment, the Requested Party mobile terminal is sent to requesting party's mobile terminal successfully to be carried
Show.
Further, the Requested Party mobile terminal is sent by bluetooth connection to requesting party's mobile terminal successfully carries
Show.
Further, the Requested Party mobile terminal is hung up described after requesting party's mobile terminal sends successfully prompting
Bluetooth connection.
Technical scheme of the present invention additionally provides the system that a kind of internet shopping mobile terminal pays out money, including requesting party
Mobile terminal and Requested Party mobile terminal, wherein：
Requesting party's mobile terminal is used to initiate the generation payment request；
Requested Party mobile terminal is completed to pay out money for responding the generation payment request.
Further, requesting party's mobile terminal and Requested Party mobile terminal are attached by bluetooth.
Further, requesting party's mobile terminal and Requested Party mobile terminal pass through described in bluetooth connection transmission
Pay out the information of money.
Technical solution of the present invention improves the safety of mobile payment and privacy in internet shopping, adds diversification
Mobile payment channel, improve the efficiency of internet shopping payment, improve the use that user carries out internet shopping and payment
Family is experienced, and improves the market competitiveness of electric business platform, promotes the development of internet shopping.
Other features and advantages of the present invention will be illustrated in the following description, also, partly becomes from specification
It obtains it is clear that being understood by implementing the present invention.The purpose of the present invention and other advantages can be by the explanations write
Specifically noted structure is realized and is obtained in book, claims and attached drawing.
Below by drawings and examples, technical scheme of the present invention is described in further detail.
Description of the drawings
Attached drawing is used to provide further understanding of the present invention, and a part for constitution instruction, the reality with the present invention
Example is applied together for explaining the present invention, is not construed as limiting the invention.In the accompanying drawings：
Fig. 1 is the method flow diagram that internet shopping mobile terminal pays out money in the embodiment of the present invention one；
Fig. 2 is the system construction drawing that internet shopping mobile terminal pays out money in the embodiment of the present invention one.
Specific embodiment
The preferred embodiment of the present invention is illustrated below in conjunction with attached drawing, it should be understood that preferred reality described herein
It applies example to be merely to illustrate and explain the present invention, be not intended to limit the present invention.
Fig. 1 is the method flow diagram that internet shopping mobile terminal pays out money in the embodiment of the present invention one.As shown in Figure 1,
The flow includes the following steps：
Bluetooth connection is established between step 101, mobile terminal.
Bluetooth connection is set up between requesting party's mobile terminal and Requested Party mobile terminal.
Step 102 is initiated for payment request.
Requesting party's mobile terminal is initiated by bluetooth for payment request.
Step 103, transmission payment information.
After Requested Party mobile terminal is agreed to for payment request, start the payment information.
Step 104, mobile terminal pay out money.
After successful payment, Requested Party mobile terminal sends to requesting party's mobile terminal and successfully prompts.
Requested Party mobile terminal is sent to requesting party's mobile terminal by bluetooth connection and successfully prompted.
Requested Party mobile terminal hangs up bluetooth connection after requesting party's mobile terminal sends successfully prompting.
In order to realize above method flow, what the present embodiment additionally provided that a kind of internet shopping mobile terminal pays out money is
System, Fig. 2 are the system construction drawing that internet shopping mobile terminal pays out money in the embodiment of the present invention one.As shown in Fig. 2, the system
Including requesting party's mobile terminal 201 and Requested Party mobile terminal 202, wherein：
Requesting party's mobile terminal is used to initiate the generation payment request；
Requested Party mobile terminal is completed to pay out money for responding the generation payment request.
Requesting party's mobile terminal and Requested Party mobile terminal are attached by bluetooth.
Requesting party's mobile terminal and Requested Party mobile terminal pay out the information of money by bluetooth connection transmission.
Technical solution of the present invention improves the safety of mobile payment and privacy in internet shopping, adds diversification
Mobile payment channel, improve the efficiency of internet shopping payment, improve the use that user carries out internet shopping and payment
Family is experienced, and improves the market competitiveness of electric business platform, promotes the development of internet shopping.
It should be understood by those skilled in the art that, the embodiment of the present invention can be provided as method, system or computer program
Product.Therefore, the reality in terms of complete hardware embodiment, complete software embodiment or combination software and hardware can be used in the present invention
Apply the form of example.Moreover, the computer for wherein including computer usable program code in one or more can be used in the present invention
The shape of computer program product that usable storage medium is implemented on (including but not limited to magnetic disk storage and optical memory etc.)
Formula.
The present invention be with reference to according to the method for the embodiment of the present invention, the flow of equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that it can be realized by computer program instructions every first-class in flowchart and/or the block diagram
The combination of flow and/or box in journey and/or box and flowchart and/or the block diagram.These computer programs can be provided
The processor of all-purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce
A raw machine so that the instruction performed by computer or the processor of other programmable data processing devices is generated for real
The device of function specified in present one flow of flow chart or one box of multiple flows and/or block diagram or multiple boxes.
These computer program instructions, which may also be stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that the instruction generation being stored in the computer-readable memory includes referring to
Enable the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one box of block diagram or
The function of being specified in multiple boxes.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that counted
Series of operation steps are performed on calculation machine or other programmable devices to generate computer implemented processing, so as in computer or
The instruction offer performed on other programmable devices is used to implement in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in a box or multiple boxes.
Obviously, various changes and modifications can be made to the invention without departing from essence of the invention by those skilled in the art
God and range.In this way, if these modifications and changes of the present invention belongs to the range of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to include these modifications and variations.
Claims (9)
1. a kind of method that internet shopping mobile terminal pays out money, which is characterized in that include the following steps：
Bluetooth connection is established between mobile terminal；
It initiates for payment request；
Transmit payment information；
Mobile terminal pays out money.
2. according to the method described in claim 1, it is characterized in that, requesting party's mobile terminal by bluetooth initiate described in pay out money
Request.
3. according to the method described in claim 1, it is characterized in that, Requested Party mobile terminal agrees to the generation payment request
Afterwards, start to transmit the payment information.
4. according to the method described in claim 1, it is characterized in that, after for successful payment, the Requested Party mobile terminal to
Requesting party's mobile terminal, which is sent, successfully prompts.
5. according to the method described in claim 4, it is characterized in that, the Requested Party mobile terminal by bluetooth connection to please
The side's of asking mobile terminal, which is sent, successfully prompts.
6. according to the method described in claim 1, it is characterized in that, the Requested Party mobile terminal is to requesting party's mobile terminal
After sending successfully prompting, the bluetooth connection is hung up.
7. the system that a kind of internet shopping mobile terminal pays out money, which is characterized in that including requesting party's mobile terminal and asked
The side's of asking mobile terminal, wherein：
Requesting party's mobile terminal is used to initiate the generation payment request；
Requested Party mobile terminal is completed to pay out money for responding the generation payment request.
8. system according to claim 7, which is characterized in that requesting party's mobile terminal and Requested Party mobile terminal
It is attached by bluetooth.
9. system according to claim 7, which is characterized in that requesting party's mobile terminal and Requested Party mobile terminal
By the information that money is paid out described in bluetooth connection transmission.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611188810.XA CN108229949A (en) | 2016-12-21 | 2016-12-21 | A kind of internet shopping mobile terminal pays out the method and system of money |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611188810.XA CN108229949A (en) | 2016-12-21 | 2016-12-21 | A kind of internet shopping mobile terminal pays out the method and system of money |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108229949A true CN108229949A (en) | 2018-06-29 |
Family
ID=62651745
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611188810.XA Pending CN108229949A (en) | 2016-12-21 | 2016-12-21 | A kind of internet shopping mobile terminal pays out the method and system of money |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108229949A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110807629A (en) * | 2019-11-01 | 2020-02-18 | 拉扎斯网络科技（上海）有限公司 | Data processing method and device, electronic equipment and readable storage medium |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1591499A (en) * | 2003-08-28 | 2005-03-09 | 黄金富 | Method for acknowledging payment after buying by friend in foreign area by cell phone |
| TW201520923A (en) * | 2013-11-20 | 2015-06-01 | Chunghwa Telecom Co Ltd | Payment system featuring expenditures paid by third-party and method thereof |
| CN104850990A (en) * | 2015-05-27 | 2015-08-19 | 拉卡拉支付有限公司 | Payment method and system thereof, key terminal and key support system |
| CN105205656A (en) * | 2014-06-30 | 2015-12-30 | 深圳市同洲电子股份有限公司 | Shopping payment method and system |
-
2016
- 2016-12-21 CN CN201611188810.XA patent/CN108229949A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1591499A (en) * | 2003-08-28 | 2005-03-09 | 黄金富 | Method for acknowledging payment after buying by friend in foreign area by cell phone |
| TW201520923A (en) * | 2013-11-20 | 2015-06-01 | Chunghwa Telecom Co Ltd | Payment system featuring expenditures paid by third-party and method thereof |
| CN105205656A (en) * | 2014-06-30 | 2015-12-30 | 深圳市同洲电子股份有限公司 | Shopping payment method and system |
| CN104850990A (en) * | 2015-05-27 | 2015-08-19 | 拉卡拉支付有限公司 | Payment method and system thereof, key terminal and key support system |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110807629A (en) * | 2019-11-01 | 2020-02-18 | 拉扎斯网络科技（上海）有限公司 | Data processing method and device, electronic equipment and readable storage medium |
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| TA01 | Transfer of patent application right |
Effective date of registration: 20221012 Address after: Room 1602, 16th Floor, Building 18, Yard 6, Wenhuayuan West Road, Beijing Economic and Technological Development Zone, Daxing District, Beijing 100176 Applicant after: Beijing Lajin Zhongbo Technology Co.,Ltd. Address before: Room 2266, Building 1, No. 17, Cangjingguan Hutong, Dongcheng District, Beijing 100007 Applicant before: Tvmining (BEIJING) Technology Co., Ltd. |
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| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20180629 |
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| WD01 | Invention patent application deemed withdrawn after publication |