CN108198076A - A kind of financial investment method, apparatus, terminal device and storage medium - Google Patents

A kind of financial investment method, apparatus, terminal device and storage medium Download PDF

Info

Publication number
CN108198076A
CN108198076A CN201810113841.1A CN201810113841A CN108198076A CN 108198076 A CN108198076 A CN 108198076A CN 201810113841 A CN201810113841 A CN 201810113841A CN 108198076 A CN108198076 A CN 108198076A
Authority
CN
China
Prior art keywords
investment
target
information
target information
task
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201810113841.1A
Other languages
Chinese (zh)
Inventor
李华敏
龙举
石志豪
杨晓满
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Capital Online Financial Information Service Co Ltd
Original Assignee
Shenzhen Capital Online Financial Information Service Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shenzhen Capital Online Financial Information Service Co Ltd filed Critical Shenzhen Capital Online Financial Information Service Co Ltd
Priority to CN201810113841.1A priority Critical patent/CN108198076A/en
Publication of CN108198076A publication Critical patent/CN108198076A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Finance (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Operations Research (AREA)
  • Game Theory and Decision Science (AREA)
  • Human Resources & Organizations (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to web information processing technology fields, propose a kind of financial investment method, apparatus, terminal device and computer storage media.The financial investment method includes:After target account is logged in, phonetic order input by user is obtained;The phonetic order is identified, obtains operation information, the operation information includes investment amount and investment time limit;Investment task is built according to the operation information;When the investment tasks carrying, the inquiry target information that can invest of the same day;The matching investment amount and the target target information in investment time limit are determined from the target information that the same day can invest, and the target target information is shown in terminal interface;After the instruction for getting user's selection target target information, pass through the investment operation that the target account completes the target target information that user chooses.The investment operation process of user can greatly be simplified using the application, improve the efficiency of financial investment.

Description

A kind of financial investment method, apparatus, terminal device and storage medium
Technical field
The present invention relates to web information processing technology field more particularly to a kind of financial investment method, apparatus, terminal devices And computer storage media.
Background technology
In financial investment field, user is when carrying out financial investment, it is necessary first to which the target that searching the same day can invest is believed Breath after the target information for obtaining to invest, selects to want the target of investment, then completes to invest by some finance account Process.As it can be seen that user requires a great deal of time and energy goes to search the target information that can invest of the same day, operating process compared with To be cumbersome, efficiency of investment is low.
Invention content
In view of this, an embodiment of the present invention provides the storages of a kind of financial investment method, apparatus, terminal device and computer Medium can simplify the operating process of user, improve the efficiency of financial investment.
The first aspect of the embodiment of the present invention provides a kind of financial investment method, including:
After target account is logged in, phonetic order input by user is obtained;
The phonetic order is identified, obtains operation information, the operation information includes investment amount and time horizon of vestment Limit;
Investment task is built according to the operation information;
When the investment tasks carrying, the inquiry target information that can invest of the same day;
The matching investment amount and the target mark in investment time limit are determined from the target information that the same day can invest Information, and show the target target information in terminal interface;
After the instruction for getting user's selection target target information, pass through the target account and complete the mesh that user chooses Mark the investment operation of target information.
The second aspect of the embodiment of the present invention provides a kind of financial investment device, including:
Phonetic order acquisition module, for after target account is logged in, obtaining phonetic order input by user;
Phonetic order identification module for the phonetic order to be identified, obtains operation information, the operation information Include investment amount and investment time limit;
Investment task builds module, for building investment task according to the operation information;
Target information inquiry module, for when the investment tasks carrying, the inquiry target information that can invest of the same day;
Target information matches module, for determining the matching investment gold from the target information that the same day can invest Volume and the target target information in investment time limit, and show the target target information in terminal interface;
Investment module, for get user choose target target information instruction after, it is complete by the target account The investment operation for the target target information chosen into user.
The third aspect of the embodiment of the present invention provides a kind of terminal device, including memory, processor and is stored in In the memory and the computer program that can run on the processor, when the processor performs the computer program The step of realizing the financial investment method that the first aspect such as the embodiment of the present invention provides.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage Media storage has computer program, and the first aspect such as the embodiment of the present invention is realized when the computer program is executed by processor The step of financial investment method of offer.
The financial investment method that the embodiment of the present invention proposes includes:After target account is logged in, language input by user is obtained Sound instructs;The phonetic order is identified, obtains operation information, the operation information includes investment amount and time horizon of vestment Limit;Investment task is built according to the operation information;When the investment tasks carrying, the target that the inquiry same day can invest is believed Breath;The matching investment amount and the target target in investment time limit letter are determined from the target information that the same day can invest Breath, and show the target target information in terminal interface;After the instruction for getting user's selection target target information, pass through The target account completes the investment operation for the target target information that user chooses.When user wants to carry out financial investment, only Phonetic order (for example saying " I will invest 100,000,1 month time limit ") need to be sent out, system can build according to the phonetic order and throw Money task.When the investment tasks carrying, system inquires the target information that can be invested on the same day automatically, therefrom screens and shows symbol The target information of family investment demand is shared, the throwing for the target information that user chooses then can be completed by specified finance account Money operation.As it can be seen that the application can greatly simplify the investment operation process of user, the efficiency of financial investment is improved.
Description of the drawings
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some Embodiment, for those of ordinary skill in the art, without having to pay creative labor, can also be according to these Attached drawing obtains other attached drawings.
Fig. 1 is a kind of flow chart of one embodiment of financial investment method provided in an embodiment of the present invention;
Fig. 2 is a kind of flow chart of second embodiment of financial investment method provided in an embodiment of the present invention;
Fig. 3 is a kind of flow chart of the third embodiment of financial investment method provided in an embodiment of the present invention;
Fig. 4 is a kind of structure chart of one embodiment of financial investment device provided in an embodiment of the present invention;
Fig. 5 is a kind of schematic diagram of terminal device provided in an embodiment of the present invention.
Specific embodiment
In being described below, in order to illustrate rather than in order to limit, it is proposed that such as tool of particular system structure, technology etc Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specifically The present invention can also be realized in the other embodiments of details.In other situations, it omits to well-known system, device, electricity Road and the detailed description of method, in case unnecessary details interferes description of the invention.
An embodiment of the present invention provides a kind of financial investment method, apparatus, terminal device and computer storage medias, can Simplify the operating process of user, improve the efficiency of financial investment.
Referring to Fig. 1, a kind of one embodiment of financial investment method includes in the embodiment of the present invention:
101st, after target account is logged in, phonetic order input by user is obtained;
Goal account is some financial investment account that user possesses, and user can be carried out by the target account All kinds of financial investment operations.It is somebody's turn to do specifically, user can open specific APP or web application logins on all kinds of terminal devices Target account.User can send out specific phonetic order after target account is logged in, for example say that " I will invest 100,000, the phase It is limited to 1 month ", terminal system can get phonetic order input by user.
102nd, the phonetic order is identified, obtains operation information;
Terminal system is identified the phonetic order, is operated after phonetic order input by user is got Information, the operation information include investment amount and investment time limit.System carries out semantic analysis to the phonetic order got, obtains To the corresponding operation information of the phonetic order, such as by being obtained after semantics recognition " I will invest 100,000, and the time limit is 1 month " Operation information, system would know that user currently wants to carry out investment operation, and investment amount is 100,000, and time horizon of vestment is limited to 1 Month.
Further, if the phonetic order recognition failures, the financial investment method can also include:
(1) preset information input interface is shown;
(2) operation information input by user is obtained by described information input interface.
If phonetic order recognition failures, preset information input interface can be shown on terminal interface, such as with list Form prompting user need the information that inputs, the mode that user can input or choose in the information input interface is defeated Enter necessary operation information.For example, user can select type of service to choose and throw for investment in the list of some terminal display The amount of money, time limit and time of money etc..
103rd, investment task is built according to the operation information;
After operation information is obtained, you can build investment task according to the operation information.Investment task is to pre-set For perform financial investment operation program segment, can pass through the designated key word in operation information trigger investment task wound It builds, if than detecting that then creating an investment amount is comprising keyword " investment ", " 100,000 ", " 1 month " in operation information 100000 and time horizon of vestment be limited to the investment task of 1 month.
104th, when the investment tasks carrying, the inquiry target information that can invest of the same day;
When the investment tasks carrying, the inquiry target information that can invest of the same day.Specifically, terminal system can be pre- All kinds of target information of network collection are first passed through, then obtain the investment time of these target information again, so that it is determined that the same day can be with The target information of investment.
105th, the matching investment amount is determined from the target information that the same day can invest and invests the mesh in time limit Target information is marked, and the target target information is shown in terminal interface;
After the target information that can be invested on the day of getting, the matching investment amount and investment time limit are therefrom determined Target target information, and show the target target information in terminal interface.Specifically, the investment amount proposed according to user The target information that the same day can invest is screened with the investment time limit, obtains meeting the information submitted a tender of user demand (i.e. The target target information), these information that can be submitted a tender then are shown on the terminal interface of user's operation.For example, user wishes The amount of money for hoping investment is 100,000, and the time limit is 1 month, then filters out amount of money size from all target information that the same day can invest It is 100,000 or so, time horizon of vestment is limited to the target information of 1 month or so.
106th, after the instruction for getting user's selection target target information, pass through the target account and complete user's selection Target target information investment operation.
The target target information is shown in terminal interface, and user can therefrom choose the target letter for oneself wanting investment Breath.Terminal system passes through the target account and completes user's selection after the instruction for getting user's selection target target information Target target information investment operation.
Further, before investment operation is carried out, the process that a user confirms can also be increased.For example, pass through system Identifying code is sent to the terminal device of user, completes what a user confirmed after user inputs the identifying code and clicks and confirms Process.
The financial investment method that the embodiment of the present invention proposes includes:After target account is logged in, language input by user is obtained Sound instructs;The phonetic order is identified, obtains operation information, the operation information includes investment amount and time horizon of vestment Limit;Investment task is built according to the operation information;When the investment tasks carrying, the target that the inquiry same day can invest is believed Breath;The matching investment amount and the target target in investment time limit letter are determined from the target information that the same day can invest Breath, and show the target target information in terminal interface;After the instruction for getting user's selection target target information, pass through The target account completes the investment operation for the target target information that user chooses.When user wants to carry out financial investment, only Phonetic order (for example saying " I will invest 100,000,1 month time limit ") need to be sent out, system can build according to the phonetic order and throw Money task.When the investment tasks carrying, system inquires the target information that can be invested on the same day automatically, therefrom screens and shows symbol The target information of family investment demand is shared, the throwing for the target information that user chooses then can be completed by specified finance account Money operation.As it can be seen that the embodiment of the present invention can greatly simplify the investment operation process of user, the efficiency of financial investment is improved.
Referring to Fig. 2, a kind of second embodiment of financial investment method includes in the embodiment of the present invention:
201st, after target account is logged in, phonetic order input by user is obtained;
202nd, the phonetic order is identified, obtains operation information;
Step 201 to 202 with step 101 to 102 identical, specifically can refer to the related description of step 101 to 102.
203rd, whether judge in the operation information comprising subscription time;
After operation information is obtained, whether judge in the operation information comprising subscription time.When subscription time is located at current Between after, be the information with the execution time correlation of investment operation in the operation information, such as " tomorrow, the afternoon day after tomorrow, 2 months 1 Number, at 10 points in morning Friday " etc. information.Assuming that the operation information that speech recognition obtains is " I will invest 100,000,1 month time limit ", Then the operation information does not include subscription time;Assuming that the operation information that speech recognition obtains is " tomorrow morning at 10, I will invest 100000, one month time limit ", then the operation information includes subscription time " tomorrow morning at 10 ".If it is included in the operation information Subscription time then performs step 204, otherwise performs step 205.
204th, the investment task performed in the subscription time is built;
Comprising subscription time in the operation information, show that user is not intended to carry out investment operation at once, therefore build one A investment task performed in the subscription time can be referred to as reservation investment task.When structure preengages investment task, need The execution time point of subscription time setting investment task in operation information, this process may relate to semantic turn It changes, for example " tomorrow, the day after tomorrow " the specific date will be converted to;" morning, afternoon " specific time point will be converted to (such as by the morning Be converted to default value 10:00am), so as to obtain an investment task performed at specific time point at exact date.
Further, after step 204, can also include:
(1) time point of the first duration sends what prompting message was extremely bound with the target account before the subscription time Terminal device, the prompting message are included in the relevant information for the investment task that the subscription time performs;
(2) after prompting message is sent, if the confirmation message of user has not been obtained in the second duration, cancel described The investment task that subscription time performs.
For above-mentioned steps (1), the first duration can rationally be set, for example be set as 30 minutes or 15 minutes.Pass through hair Terminal device of the prompting message to being bound with the target account is sent, user, which can easily be known, will perform investment task.
For above-mentioned steps (2), the second duration equally can rationally be set, for example be set as 5 minutes or 10 minutes, if The confirmation message of the user has not been obtained in two durations, then shows that user withdraws investments, cancels at this time in the subscription time The investment task of execution.When reaching subscription time, the reservation investment task cancelled is not carried out in system.Specifically, with Family can be sending short message verification code or directly sending the confirmation message in a manner that terminal interface is clicked and confirmed.
205th, the investment task performed immediately is built;
Do not include subscription time in the operation information, show that user thinks to carry out investment operation at once, therefore build one Immediately the investment task performed, the investment task are immediately performed after structure.
206th, when the investment tasks carrying, the inquiry target information that can invest of the same day;
When the investment tasks carrying, the inquiry target information that can invest of the same day, investment task here can be Preengage the investment task performed or the investment task performed immediately.
207th, the matching investment amount is determined from the target information that the same day can invest and invests the mesh in time limit Target information is marked, and the target target information is shown in terminal interface;
It should be pointed out that due to there is the investment task of reservation execution, (the establishment day and execution day of investment task may It is different), " same day " in step 206 and 207 refers to the execution day of investment task rather than invests the establishment day of task.
208th, after the instruction for getting user's selection target target information, pass through the target account and complete user's selection Target target information investment operation.
Other related descriptions of step 206-208 are referred to step 104-106.
The financial investment method that the embodiment of the present invention proposes includes:After target account is logged in, language input by user is obtained Sound instructs;The phonetic order is identified, obtains operation information, the operation information includes investment amount and time horizon of vestment Limit;Whether judge in the operation information comprising subscription time;If it is built in the operation information comprising subscription time in institute State the investment task of subscription time execution;If not including subscription time in the operation information, build the investment performed immediately and appoint Business;When the investment tasks carrying, the inquiry target information that can invest of the same day;The target letter that can be invested from the same day The matching investment amount and the target target information in investment time limit are determined in breath, and the target target is shown in terminal interface Information;After the instruction for getting user's selection target target information, pass through the target account and complete the target that user chooses The investment operation of target information.In the present embodiment, user can both build the investment task that reservation performs, and can also build i.e. The investment task of Shi Zhihang compared with one embodiment of the present invention, further improves the flexibility of financial investment operation With convenience.
Referring to Fig. 3, a kind of third embodiment of financial investment method includes in the embodiment of the present invention:
301st, after target account is logged in, phonetic order input by user is obtained;
302nd, the phonetic order is identified, obtains operation information;
303rd, investment task is built according to the operation information;
304th, when the investment tasks carrying, the inquiry target information that can invest of the same day;
Step 301-304 is identical with step 101-104, specifically can refer to the related description of step 101-104.
305th, judge whether to have in the target information that the same day can invest and match the investment amount and time horizon of vestment The target target information of limit;
After the target information that can be invested on the day of acquisition, judge whether have in the target information that the same day can invest There is the target target information for matching the investment amount and investment time limit.If there is matching in the target information that the same day can invest The investment amount and the target target information in investment time limit, then perform step 306-307, otherwise performs step 308.
306th, the target target information is shown in terminal interface;
307th, after the instruction for getting user's selection target information, pass through the target account and complete the mark that user chooses Information investment operation;
Step 306-307 is identical with step 105-106, specifically can refer to the related description of step 105-106.
308th, the target information that can be invested on the day of terminal interface displaying is all.
Do not have in the target information that the same day can invest and match the investment amount and the target target in investment time limit letter Breath, the target information that can be invested on the day of terminal interface displaying is all at this time, and show preset prompt message, such as " without matched target information, all target information laid out above that can be thrown for the same day ".User can determine according to actual conditions Whether invested, oneself want the project of investment if having in the target information that user can invest on the day of finding, still may be used To choose the target information in a manner of terminal interface etc. by clicking, terminal system chooses the instruction of target information getting user Afterwards, the investment operation for the target information that user chooses is completed by the target account.
Further, step 308 could alternatively be:
Build the investment task performed on the first date.
Do not have in the target information that the same day can invest and match the investment amount and the target target in investment time limit letter Breath, can build the investment task performed on the first date at this time.First date is nearest apart from the same day and can invest Target information in there is the date for matching the investment amount and the target target information in investment time limit.For example, on the day of user Think investment 100,000, the time limit is 1 month, but inquires and find the same day without the target information for matching the demand;Then system passes through inquiry The target information that these last few days can invest finds there is matching investment gold in target information that is nearest from the same day and can investing Volume is 100,000, and the date that time horizon of vestment is limited to the target information of 1 month is the day after tomorrow, then automatic structure one will be (the i.e. first day day after tomorrow Phase) perform investment task.This investment task is equivalent to the investment task of a reservation execution (referring to the correlation of step 204 Illustrate), it then can arbitrarily be set at the specific execution time point of investment date.
The financial investment method that the embodiment of the present invention proposes includes:After target account is logged in, language input by user is obtained Sound instructs;The phonetic order is identified, obtains operation information, the operation information includes investment amount and time horizon of vestment Limit;Investment task is built according to the operation information;When the investment tasks carrying, the target that the inquiry same day can invest is believed Breath;Judge whether there is the target mark for matching the investment amount and investment time limit in the target information that the same day can invest Information;If there is the target target for matching the investment amount and investment time limit in the target information that the same day can invest Information then shows the target target information in terminal interface, after the instruction for getting user's selection target information, passes through institute State the investment operation that target account completes the target information that user chooses;If do not have in the target information that the same day can invest There is the target target information for matching the investment amount and investment time limit, then can be invested on the day of terminal interface displaying is all Target information.Do not have in the target information that the embodiment of the present invention can invest on the day of and match the investment amount and time horizon of vestment During the target target information of limit, the target information that can invest on the day of terminal interface displaying is all, user still can basis Actual conditions decide whether to be invested, with the present invention one embodiment compared with, further improve practicability with flexibly Property.
It should be understood that the size of the serial number of each step is not meant to the priority of execution sequence in above-mentioned each embodiment, respectively The execution sequence of process should determine that the implementation process without coping with the embodiment of the present invention forms any with its function and internal logic It limits.
A kind of financial investment method is essentially described above, a kind of financial investment device will be described below.
Referring to Fig. 4, a kind of one embodiment of financial investment device includes in the embodiment of the present invention:
Phonetic order acquisition module 401, for after target account is logged in, obtaining phonetic order input by user;
Phonetic order identification module 402 for the phonetic order to be identified, obtains operation information, the operation Information includes investment amount and investment time limit;
Investment task builds module 403, for building investment task according to the operation information;
Target information inquiry module 404, for when it is described investment tasks carrying when, inquiry the same day can invest target letter Breath;
Target information matches module 405, for determining the matching throwing from the target information that the same day can invest Capital amount and the target target information in investment time limit, and show the target target information in terminal interface;
Investment module 406, for after the instruction for getting user's selection target target information, passing through the target account Complete the investment operation for the target target information that user chooses.
Further, the investment task structure module 403 can include:
Investment task construction unit is preengage, if for including subscription time in the operation information, is built described pre- It makes an appointment the investment task of execution, the subscription time is located at after current time;
Immediately investment task construction unit, if for, not comprising the subscription time, structure to be in the operation information The investment task of Shi Zhihang.
The embodiment of the present invention also provides a kind of terminal device, including memory, processor and is stored in the memory In and the computer program that can run on the processor, the processor realize such as Fig. 1 when performing the computer program To Fig. 3 represent any one financial investment method the step of.
The embodiment of the present invention also provides a kind of computer readable storage medium, and the computer-readable recording medium storage has Computer program realizes any one the financial investment side represented such as Fig. 1 to Fig. 3 when the computer program is executed by processor The step of method.
Fig. 5 is the schematic diagram for the terminal device that one embodiment of the invention provides.As shown in figure 5, the terminal of the embodiment is set Standby 5 include:Processor 50, memory 51 and it is stored in the meter that can be run in the memory 51 and on the processor 50 Calculation machine program 52.The processor 50 realizes the embodiment of above-mentioned each financial investment method when performing the computer program 52 In step, such as step 101 shown in FIG. 1 is to 106.Alternatively, reality when the processor 50 performs the computer program 52 The function of each module/unit in existing above-mentioned each device embodiment, such as the function of module 401 to 406 shown in Fig. 4.
The computer program 52 can be divided into one or more module/units, and one or more of modules/ Unit is stored in the memory 51, and is performed by the processor 50, to complete the present invention.One or more of moulds Block/unit can be the series of computation machine program instruction section that can complete specific function, the instruction segment by describe it is described based on Implementation procedure of the calculation machine program 52 in the terminal device 5.
The terminal device 5 can be various types of mobile phones, desktop PC, notebook, palm PC and high in the clouds The computing devices such as server.The terminal device may include, but be not limited only to, processor 50, memory 51.People in the art Member is appreciated that Fig. 5 is only the example of terminal device 5, does not form the restriction to terminal device 5, can include than diagram More or fewer components either combine certain components or different components, such as the terminal device 5 can also include Input-output equipment, network access equipment, bus etc..
Alleged processor 50 can be central processing unit (Central Processing Unit, CPU), can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor Deng.
The memory 51 can be the internal storage unit of the terminal device 5, such as the hard disk of terminal device 5 or interior It deposits.The memory 51 can also be the External memory equipment of the terminal device 5, such as be equipped on the terminal device 5 Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodge Deposit card (Flash Card) etc..Further, the memory 51 can also both include the storage inside list of the terminal device 5 Member also includes External memory equipment.The memory 51 is used to store needed for the computer program and the terminal device Other programs and data.The memory 51 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each work( Can unit, module division progress for example, in practical application, can be as needed and by above-mentioned function distribution by different Functional unit, module are completed, i.e., the internal structure of described device are divided into different functional units or module, more than completion The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used To be that each unit is individually physically present, can also two or more units integrate in a unit, it is above-mentioned integrated The form that hardware had both may be used in unit is realized, can also be realized in the form of SFU software functional unit.In addition, each function list Member, the specific name of module are not limited to the protection domain of the application also only to facilitate mutually distinguish.
It is apparent to those skilled in the art that for convenience and simplicity of description, the system of foregoing description, The specific work process of device and unit can refer to the corresponding process in preceding method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may realize that each exemplary lists described with reference to the embodiments described herein Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually It is performed with hardware or software mode, specific application and design constraint depending on technical solution.Professional technician Described function can be realized using distinct methods to each specific application, but this realization is it is not considered that exceed The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device and method can pass through others Mode is realized.For example, system embodiment described above is only schematical, for example, the division of the module or unit, Only a kind of division of logic function, can there is an other dividing mode in actual implementation, such as multiple units or component can be with With reference to or be desirably integrated into another system or some features can be ignored or does not perform.Another point, it is shown or discussed Mutual coupling or direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING of device or unit or Communication connection can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separate, be shown as unit The component shown may or may not be physical unit, you can be located at a place or can also be distributed to multiple In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme 's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also That each unit is individually physically present, can also two or more units integrate in a unit.Above-mentioned integrated list The form that hardware had both may be used in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and is independent product sale or uses When, it can be stored in a computer read/write memory medium.Based on such understanding, the present invention realizes above-described embodiment side All or part of flow in method can also instruct relevant hardware to complete, the computer by computer program Program can be stored in a computer readable storage medium, and the computer program is when being executed by processor, it can be achieved that above-mentioned each The step of a embodiment of the method.Wherein, the computer program includes computer program code, and the computer program code can Think source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium can be with Including:Any entity of the computer program code or device, recording medium, USB flash disk, mobile hard disk, magnetic disc, light can be carried Disk, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that the computer The content that readable medium includes can carry out appropriate increase and decrease according to legislation in jurisdiction and the requirement of patent practice, such as In certain jurisdictions, according to legislation and patent practice, computer-readable medium does not include being electric carrier signal and telecommunications letter Number.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations;Although with reference to aforementioned reality Example is applied the present invention is described in detail, it will be understood by those of ordinary skill in the art that:It still can be to aforementioned each Technical solution recorded in embodiment modifies or carries out equivalent replacement to which part technical characteristic;And these are changed Or replace, the spirit and scope for various embodiments of the present invention technical solution that it does not separate the essence of the corresponding technical solution should all It is included within protection scope of the present invention.

Claims (10)

  1. A kind of 1. financial investment method, which is characterized in that including:
    After target account is logged in, phonetic order input by user is obtained;
    The phonetic order is identified, obtains operation information, the operation information includes investment amount and investment time limit;
    Investment task is built according to the operation information;
    When the investment tasks carrying, the inquiry target information that can invest of the same day;
    The matching investment amount and the target target in investment time limit letter are determined from the target information that the same day can invest Breath, and show the target target information in terminal interface;
    After the instruction for getting user's selection target target information, pass through the target account and complete the target mark that user chooses Information investment operation.
  2. 2. financial investment method as described in claim 1, which is characterized in that described to be appointed according to operation information structure investment Business includes:
    If the investment task performed in the subscription time, the reservation are built comprising subscription time in the operation information Time is located at after current time;
    If the investment task performed immediately is not built comprising the subscription time in the operation information.
  3. 3. financial investment method as claimed in claim 2, which is characterized in that if constructing the throwing performed in the subscription time Money task, then the financial investment method further include:
    The time point of the first duration sends prompting message to the terminal with target account binding and sets before the subscription time Standby, the prompting message is included in the relevant information for the investment task that the subscription time performs;
    After prompting message is sent, if the confirmation message of user has not been obtained in the second duration, cancel in the reservation Between the investment task that performs.
  4. 4. financial investment method as described in claim 1, which is characterized in that further include:
    If the investment amount is not matched in the target information that the same day can invest and invests the target target letter in time limit Breath, then the target information that can be invested on the day of terminal interface displaying is all.
  5. 5. financial investment method as described in claim 1, which is characterized in that further include:
    If the investment amount is not matched in the target information that the same day can invest and invests the target target letter in time limit Breath then builds the investment task performed on the first date, and first date is apart from the target that the same day is nearest and can invest There is the date for matching the investment amount and the target target information in investment time limit in information.
  6. 6. the financial investment method as described in any one of claim 1 to 5, which is characterized in that further include:
    If the phonetic order recognition failures, show preset information input interface;
    Operation information input by user is obtained by described information input interface.
  7. 7. a kind of financial investment device, which is characterized in that including:
    Phonetic order acquisition module, for after target account is logged in, obtaining phonetic order input by user;
    Phonetic order identification module for the phonetic order to be identified, obtains operation information, and the operation information includes Investment amount and investment time limit;
    Investment task builds module, for building investment task according to the operation information;
    Target information inquiry module, for when the investment tasks carrying, the inquiry target information that can invest of the same day;
    Target information matches module, for determined from the target information that the same day can invest the matching investment amount and The target target information in time limit is invested, and the target target information is shown in terminal interface;
    Investment module is completed to use for after the instruction for getting user's selection target target information, passing through the target account The investment operation for the target target information that family is chosen.
  8. 8. financial investment device as claimed in claim 7, which is characterized in that the investment task structure module includes:
    Investment task construction unit is preengage, if for including subscription time in the operation information, is built in the reservation Between the investment task that performs, the subscription time is located at after current time;
    Immediately investment task construction unit, if for, not comprising the subscription time, structure to be held immediately in the operation information Capable investment task.
  9. 9. a kind of terminal device, including memory, processor and it is stored in the memory and can be on the processor The computer program of operation, which is characterized in that the processor realizes such as claim 1 to 6 when performing the computer program Any one of described in financial investment method the step of.
  10. 10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists In realization is such as financial investment method according to any one of claims 1 to 6 when the computer program is executed by processor Step.
CN201810113841.1A 2018-02-05 2018-02-05 A kind of financial investment method, apparatus, terminal device and storage medium Pending CN108198076A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201810113841.1A CN108198076A (en) 2018-02-05 2018-02-05 A kind of financial investment method, apparatus, terminal device and storage medium

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201810113841.1A CN108198076A (en) 2018-02-05 2018-02-05 A kind of financial investment method, apparatus, terminal device and storage medium

Publications (1)

Publication Number Publication Date
CN108198076A true CN108198076A (en) 2018-06-22

Family

ID=62592439

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201810113841.1A Pending CN108198076A (en) 2018-02-05 2018-02-05 A kind of financial investment method, apparatus, terminal device and storage medium

Country Status (1)

Country Link
CN (1) CN108198076A (en)

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110503532A (en) * 2019-07-30 2019-11-26 广东分利宝金服科技有限公司 The automatic bid matching process and device of customer investment maximum revenue
US11397956B1 (en) 2020-10-26 2022-07-26 Wells Fargo Bank, N.A. Two way screen mirroring using a smart table
US11429957B1 (en) 2020-10-26 2022-08-30 Wells Fargo Bank, N.A. Smart table assisted financial health
US11457730B1 (en) 2020-10-26 2022-10-04 Wells Fargo Bank, N.A. Tactile input device for a touch screen
US11572733B1 (en) 2020-10-26 2023-02-07 Wells Fargo Bank, N.A. Smart table with built-in lockers
US11727483B1 (en) 2020-10-26 2023-08-15 Wells Fargo Bank, N.A. Smart table assisted financial health
US11740853B1 (en) 2020-10-26 2023-08-29 Wells Fargo Bank, N.A. Smart table system utilizing extended reality
US11741517B1 (en) 2020-10-26 2023-08-29 Wells Fargo Bank, N.A. Smart table system for document management

Citations (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1809188A (en) * 2005-01-18 2006-07-26 乐金电子(中国)研究开发中心有限公司 Voice calendar managing device and method of mobile communication terminal
JP2011069845A (en) * 2009-09-24 2011-04-07 Nippon Telegr & Teleph Corp <Ntt> Method, device and program for audio search
CN103067614A (en) * 2013-01-31 2013-04-24 广东欧珀移动通信有限公司 Mobile terminal and method for executing reserved task by mobile terminal
CN104598246A (en) * 2015-01-29 2015-05-06 小米科技有限责任公司 Method and device for reminding event
CN104794218A (en) * 2015-04-28 2015-07-22 百度在线网络技术(北京)有限公司 Voice searching method and device
CN105354744A (en) * 2015-12-03 2016-02-24 中国建设银行股份有限公司 Finance and investment business system
CN105574173A (en) * 2015-12-18 2016-05-11 畅捷通信息技术股份有限公司 Commodity searching method and commodity searching device based on voice recognition
US20160314442A1 (en) * 2015-04-21 2016-10-27 Xiaomi Inc. Numerical value transfer method, terminal, cloud server and storage medium
CN106557913A (en) * 2016-12-01 2017-04-05 合肥永君数码科技有限公司 Innovation undertaking based on voice technology promotes service system
CN206193923U (en) * 2016-08-26 2017-05-24 浙江爱贷金融服务外包股份有限公司 Experience system of investment management of money matters product
CN106941619A (en) * 2017-03-16 2017-07-11 百度在线网络技术(北京)有限公司 Program prompting method, device and system based on artificial intelligence
CN107506412A (en) * 2017-08-10 2017-12-22 金小二科技(上海)有限公司 A kind of product information screening matching system and method
CN107547614A (en) * 2016-08-03 2018-01-05 深圳前海风车科技服务有限公司 The Numerical Methods and device of investment platform
CN107609978A (en) * 2017-10-10 2018-01-19 刘燕燕 The experiencing system and its experiential method of a kind of investment and financing products

Patent Citations (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1809188A (en) * 2005-01-18 2006-07-26 乐金电子(中国)研究开发中心有限公司 Voice calendar managing device and method of mobile communication terminal
JP2011069845A (en) * 2009-09-24 2011-04-07 Nippon Telegr & Teleph Corp <Ntt> Method, device and program for audio search
CN103067614A (en) * 2013-01-31 2013-04-24 广东欧珀移动通信有限公司 Mobile terminal and method for executing reserved task by mobile terminal
CN104598246A (en) * 2015-01-29 2015-05-06 小米科技有限责任公司 Method and device for reminding event
US20160314442A1 (en) * 2015-04-21 2016-10-27 Xiaomi Inc. Numerical value transfer method, terminal, cloud server and storage medium
CN104794218A (en) * 2015-04-28 2015-07-22 百度在线网络技术(北京)有限公司 Voice searching method and device
CN105354744A (en) * 2015-12-03 2016-02-24 中国建设银行股份有限公司 Finance and investment business system
CN105574173A (en) * 2015-12-18 2016-05-11 畅捷通信息技术股份有限公司 Commodity searching method and commodity searching device based on voice recognition
CN107547614A (en) * 2016-08-03 2018-01-05 深圳前海风车科技服务有限公司 The Numerical Methods and device of investment platform
CN206193923U (en) * 2016-08-26 2017-05-24 浙江爱贷金融服务外包股份有限公司 Experience system of investment management of money matters product
CN106557913A (en) * 2016-12-01 2017-04-05 合肥永君数码科技有限公司 Innovation undertaking based on voice technology promotes service system
CN106941619A (en) * 2017-03-16 2017-07-11 百度在线网络技术(北京)有限公司 Program prompting method, device and system based on artificial intelligence
CN107506412A (en) * 2017-08-10 2017-12-22 金小二科技(上海)有限公司 A kind of product information screening matching system and method
CN107609978A (en) * 2017-10-10 2018-01-19 刘燕燕 The experiencing system and its experiential method of a kind of investment and financing products

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
无: ""平安银行首创发布"智能语音"功能", 《信息汇聚》 *

Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110503532A (en) * 2019-07-30 2019-11-26 广东分利宝金服科技有限公司 The automatic bid matching process and device of customer investment maximum revenue
US11397956B1 (en) 2020-10-26 2022-07-26 Wells Fargo Bank, N.A. Two way screen mirroring using a smart table
US11429957B1 (en) 2020-10-26 2022-08-30 Wells Fargo Bank, N.A. Smart table assisted financial health
US11457730B1 (en) 2020-10-26 2022-10-04 Wells Fargo Bank, N.A. Tactile input device for a touch screen
US11572733B1 (en) 2020-10-26 2023-02-07 Wells Fargo Bank, N.A. Smart table with built-in lockers
US11687951B1 (en) 2020-10-26 2023-06-27 Wells Fargo Bank, N.A. Two way screen mirroring using a smart table
US11727483B1 (en) 2020-10-26 2023-08-15 Wells Fargo Bank, N.A. Smart table assisted financial health
US11740853B1 (en) 2020-10-26 2023-08-29 Wells Fargo Bank, N.A. Smart table system utilizing extended reality
US11741517B1 (en) 2020-10-26 2023-08-29 Wells Fargo Bank, N.A. Smart table system for document management
US11969084B1 (en) 2020-10-26 2024-04-30 Wells Fargo Bank, N.A. Tactile input device for a touch screen

Similar Documents

Publication Publication Date Title
CN108198076A (en) A kind of financial investment method, apparatus, terminal device and storage medium
CN107730196B (en) Project progress management method and terminal equipment
CN109479005A (en) Method and system for realizing block chain
CN108961026A (en) Account calculates processing method, device and electronic equipment
CN109144997A (en) Data correlation method, device and storage medium
US20100017321A1 (en) Adaptive Implied Spread Matching
CN112926699A (en) Abnormal object identification method, device, equipment and storage medium
CN108364230A (en) A kind of account is withdrawn deposit method, apparatus, terminal device and storage medium
CN109298951A (en) The execution method and terminal device of Celery task
CN108305055A (en) Pay test method and device
CN107358439A (en) Using method of payment, device and terminal device
CN111400465B (en) Generation method and device of customer service robot, electronic equipment and medium
CN108520440A (en) Determination method, electronic equipment and the computer storage media of e-book consumption demand
CN113935507A (en) Foreign currency cash exchange reservation method and device based on block chain
CN107679889B (en) The recognition methods of potential customers a kind of and terminal device
CN108346045A (en) A kind of account charging method, apparatus, terminal device and storage medium
CN108459891A (en) Achievement data screenshotss method, apparatus, equipment and the storage medium of financial APP
CN114971893B (en) Loan deduction mode flexible configuration method and system
CN106910025A (en) The method and system of big data valuation of enterprise
US11893629B1 (en) Systems and methods for integrating, aggregating and utilizing data from a plurality of data sources
CN110059053A (en) Date storage method, device, computer equipment and storage medium
CN110060358A (en) A kind of method and relevant apparatus of information processing
CN110009159A (en) Financial Loan Demand prediction technique and system based on network big data
CN108596751A (en) A kind of account repayment method, device, terminal device and storage medium
CN109785151A (en) A kind of emulation mode and device of medical insurance policies

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication
RJ01 Rejection of invention patent application after publication

Application publication date: 20180622