CN108171027B - Online banking login method and device, computer equipment and storage medium - Google Patents

Online banking login method and device, computer equipment and storage medium Download PDF

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CN108171027B
CN108171027B CN201810084141.4A CN201810084141A CN108171027B CN 108171027 B CN108171027 B CN 108171027B CN 201810084141 A CN201810084141 A CN 201810084141A CN 108171027 B CN108171027 B CN 108171027B
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terminal
bill
downloaded
login
date range
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CN108171027A (en
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罗杨洪
韩慧颖
干睿
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Shenzhen Pingan Integrated Financial Services Co ltd
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Shenzhen Pingan Integrated Financial Services Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/045Payment circuits using payment protocols involving tickets
    • G06Q20/0457Payment circuits using payment protocols involving tickets the tickets being sent electronically
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems

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Abstract

The application relates to an online bank login method, an online bank login system, computer equipment and a storage medium. The method comprises the following steps: the first terminal establishes communication connection with the second terminal; the first terminal acquires a current screen image and sends the current screen image to the second terminal for displaying, wherein the current screen image is used for a first login plug-in installed in the second terminal to perform a first login operation so as to generate a physical layer operation instruction corresponding to the first login operation; the first terminal receives a physical layer operation instruction which is sent by the second terminal and corresponds to the first login operation; and the first terminal performs second login operation according to the physical layer operation instruction so as to login the corresponding online bank server. In the method, the operation instruction sent to the first terminal by the second terminal is a physical layer operation instruction, so that the operation instruction cannot be identified as non-human operation, the online bank login is realized, and a foundation is laid for the subsequent online bank running downloading.

Description

Online banking login method and device, computer equipment and storage medium
Technical Field
The present application relates to the field of computer technologies, and in particular, to an online banking login method, an online banking login device, a computer device, and a storage medium.
Background
With the development of online payment technology, enterprises pay taxes or pay online during transactions, but the enterprises need to acquire corresponding running bills from banks every month or at regular time to perform reconciliation and other operations.
However, in the conventional technology, when the corresponding running bill is obtained from the bank for reconciliation, because there are many accounts and the like involved in an enterprise, it is necessary to manually plug and unplug the internet bank card, which is a U shield, one by one to realize the internet bank login, so as to download the bill from the corresponding internet bank server, but such a login manner takes a lot of labor and is inefficient.
Disclosure of Invention
In view of the above, it is desirable to provide an online banking login method, an online banking login device, a computer device, and a storage medium, which can improve login efficiency.
An online banking login method, the method comprising:
the first terminal establishes communication connection with the second terminal;
the first terminal acquires a current screen image and sends the current screen image to the second terminal for displaying, wherein the current screen image is used for a first login plug-in installed in the second terminal to perform a first login operation so as to generate a physical layer operation instruction corresponding to the first login operation;
the first terminal receives a physical layer operation instruction which is sent by the second terminal and corresponds to the first login operation;
and the first terminal performs second login operation according to the physical layer operation instruction so as to login the corresponding online bank server.
In one embodiment, the establishing, by the first terminal, a communication connection with a second terminal includes:
a first terminal receives a communication connection request sent by a second terminal;
the first terminal sends a verification request corresponding to the communication connection request to the second terminal;
the first terminal receives verification information corresponding to the verification request returned by the second terminal;
and the first terminal verifies the verification information and establishes communication connection with the second terminal when the verification information is verified successfully.
In one embodiment, after the first terminal performs the second login operation according to the physical layer operation instruction to log in the corresponding online banking server, the method includes:
the first terminal downloads the bill to be downloaded from the online bank server through a second login plug-in installed on the first terminal;
the first terminal carries out standardized processing on the downloaded bill to be downloaded;
and the first terminal stores the bill after the standardized processing.
In one embodiment, the first terminal standardizes the downloaded bill to be downloaded, and includes:
the first terminal acquires a preset storage field and selects a field corresponding to the preset storage field from the downloaded bill to be downloaded;
the first terminal stores the bill to be downloaded after the standardization processing, and the method comprises the following steps:
the first terminal judges whether the downloaded bill to be downloaded is stored or not according to the date;
the first terminal selects the bill which is not stored from the downloaded bills to be downloaded when the stored bills exist in the downloaded bills to be downloaded;
and the first terminal stores the selected and not-stored bill to be downloaded.
In one embodiment, the first terminal downloads the bill to be downloaded from the online bank server through a second login plug-in installed in the first terminal, and the method comprises the following steps:
the first terminal acquires the date range of the bill to be downloaded through a second login plug-in installed on the first terminal;
the first terminal sends a bill downloading request corresponding to the date range of the bill to be downloaded to the online bank server;
and the first terminal receives the bill to be downloaded corresponding to the bill downloading request returned by the online bank server.
In one embodiment, the sending, by the first terminal, a bill downloading request corresponding to a date range of the bill to be downloaded to the online banking server includes:
the first terminal judges whether the date range of the bill to be downloaded is continuous or not;
when the date range of the bill to be downloaded is discontinuous, the first terminal divides the date range of the bill to be downloaded according to the interruption point of the date range of the bill to be downloaded;
and the first terminal sends a bill downloading request corresponding to the date range of the divided bills to be downloaded to the online bank server in batches.
In one embodiment, the sending, by the first terminal, a bill downloading request corresponding to a date range of the bill to be downloaded to the online banking server includes:
the first terminal judges whether the date range of the bill to be downloaded is the same as the stored date range of the stored bill or not;
when intersection exists between the date range of the bill to be downloaded and the stored date range, the first terminal obtains a different date range, different from the stored date range, in the date range of the bill to be downloaded;
and the first terminal sends a bill downloading request corresponding to the difference date range to the online banking server.
A login device, the device comprising:
the communication connection establishing module is used for establishing communication connection with the second terminal;
the screen image sending module is used for obtaining a current screen image and sending the current screen image to the second terminal for displaying, wherein the current screen image is used for a first login plug-in installed in the second terminal to perform a first login operation so as to generate a physical layer operation instruction corresponding to the first login operation;
a physical layer operation instruction acquisition module, configured to receive a physical layer operation instruction corresponding to the first login operation and sent by the second terminal;
and the login module is used for performing second login operation according to the physical layer operation instruction so as to login the corresponding online bank server.
A computer device comprising a memory storing a computer program and a processor implementing the steps of any of the methods described above when the processor executes the computer program.
A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the method of any of the above.
According to the online bank login method, the online bank login device, the computer equipment and the storage medium, after the first terminal is connected with the second terminal, the screen image of the first terminal is sent to the second terminal, the control instruction for the first terminal is generated in the second terminal, and the operation instruction sent to the first terminal by the second terminal is the physical layer operation instruction, so that the operation instruction cannot be identified as non-human operation, the online bank login is realized, and a foundation is laid for subsequent online bank stream downloading.
Drawings
FIG. 1 is a diagram illustrating an exemplary implementation of an online banking login method;
FIG. 2 is a flowchart illustrating a method for online banking login in one embodiment;
FIG. 3 is a block diagram showing the structure of an e-bank login device in one embodiment;
FIG. 4 is a diagram illustrating an internal structure of a computer device according to an embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
The online bank login method provided by the application can be applied to the application environment shown in fig. 1. The first terminal is communicated with the online bank server through a network, and the second terminal remotely controls the first terminal through the network, so that the first terminal automatically logs in the online bank server. The first terminal firstly establishes communication connection with the second terminal, the first terminal transmits the screen image to the second terminal in real time, the second terminal displays the screen image, the first login plug-in component operates on the screen image, the operation is converted into a physical layer operation instruction and is sent to the first terminal, the first terminal can operate according to the physical layer operation instruction and does not operate on an application layer, and therefore the automatic operation of the first terminal cannot be identified as non-human operation, and the automatic login of the internet bank is guaranteed.
The first terminal and the second terminal can be, but are not limited to, various personal computers, notebook computers, smart phones, tablet computers and portable wearable devices, and the internet bank server can be implemented by an independent server or a server cluster formed by a plurality of servers.
In one embodiment, as shown in fig. 2, an online banking login method is provided, which is described by taking the method as an example applied to the first terminal in fig. 1, and includes the following steps:
s202: the first terminal establishes communication connection with the second terminal.
Specifically, the first terminal and the second terminal first establish a communication connection, so that the second terminal can remotely control the first terminal. The first terminal can be in communication connection with the second terminal in a wired or wireless communication mode, wherein the wireless communication mode comprises WIFI, Bluetooth, 3G, 4G, 5G, UWB and the like.
S204: the method comprises the steps that a first terminal obtains a current screen image and sends the current screen image to a second terminal to be displayed, and the current screen image is used for a first login plug-in installed in the second terminal to perform first login operation so as to generate a physical layer operation instruction corresponding to the first login operation.
Specifically, after the first terminal and the second terminal establish communication connection, the second terminal can realize control over the first terminal, the first terminal actively intercepts the current screen image of the first terminal and sends the intercepted image to the second terminal for display according to a preset frequency, when the data volume of the current screen image of the first terminal is large, packaging and compression processing can be further performed on the current screen to reduce the interactive data volume, and in order to guarantee the communication safety, encryption processing and the like can be further performed on the packaged and compressed image. The second terminal may display the current screen image in real time after receiving the current screen image. Alternatively, the current screen image may be displayed according to a resolution of the screen of the second terminal.
Specifically, the first login plug-in is an automatic login plug-in installed in the second terminal, and since an online bank card password or a login password and the like need to be input in the online bank login process, if the process is operated by a person, the operation efficiency is low, so that the automatic login is realized by using the first login plug-in. After the second terminal and the first terminal are in communication connection, the second terminal obtains the control authority of the first terminal, the first terminal sends a screen image to the second terminal, and the second terminal displays a screen of the first terminal, so that a first login plug-in the second terminal performs login operation on the image, the second terminal recognizes the login operation, and the login operation is sent to the first terminal in real time.
The corresponding relation of each display area can be established according to the display size of the current screen image in the second terminal screen and the size of the first terminal screen, so that when the first login plug-in operates on the screen image displayed by the second terminal, the first login operation can be acquired to the corresponding operation position, such as coordinates, on the first terminal screen according to the established corresponding relation, and the subsequent first terminal can conveniently operate.
The first login operation includes an online banking address opening operation, an online banking card account name input operation, a password operation, and the like, and is not particularly limited herein, but at least includes an operation of inputting a password. The first terminal or the second terminal can receive a bill downloading instruction, the instruction can be actively sent by the user terminal or triggered by a second login plug-in installed in the first terminal, the first terminal sends a screen image after the second login plug-in is triggered to the second terminal, and therefore the first login plug-in the second terminal and the second login plug-in the first terminal can perform synchronous operation, namely the operation of the second login plug-in is achieved by tracking the operation of the first login plug-in.
S206: and the first terminal receives a physical layer operation instruction which is sent by the second terminal and corresponds to the first login operation.
Specifically, when a first login plug-in a second terminal operates on a screen of the second terminal, the second terminal generates a physical layer operation instruction according to the operation of the first login plug-in, the physical layer operation instruction is an instruction for operating a physical layer in an ISO model (international organization for standardization), the operation instruction includes operation coordinates and operation content, the operation coordinates are operation coordinates of the physical layer operation instruction on a display screen of the first terminal, and the operation content includes an input operation or a click operation, such as clicking, double clicking or inputting a certain character.
S208: and the first terminal performs second login operation according to the physical layer operation instruction so as to login the corresponding online bank server.
Specifically, the login operation mainly includes the input of an account and a password, wherein the type of the password may be different according to different login manners of different online banking servers, that is, the password may be a PIN (personal identification Number) of a online banking card or a login password of the online banking server, but due to risk rules of the online banking server, the password must be input by a user, that is, the password cannot be automatically input, but the user input efficiency is low, so that in order to improve the efficiency, the remote physical layer input is realized through the second terminal, and the occurrence of a situation that the automatic input is recognized as non-human output, which causes login failure, is avoided.
When the first terminal receives the physical layer operation instruction sent by the second terminal, the first terminal can operate according to the physical layer operation instruction, for example, a second login plug-in installed in the first terminal is opened, and automatic login operation is performed through the second login plug-in according to the physical layer operation instruction, so that the first terminal can automatically log in to a corresponding online banking server. The first terminal is connected with the second terminal, the screen of the first terminal is compressed into an image and then transmitted to the second terminal, the second terminal displays the current screen image, the current screen image is subjected to control operation, and the control operation is sent to the first terminal, so that the first terminal operates the current display interface according to the control operation to realize the control of the auxiliary terminal on the first terminal, and the operation sent to the first terminal by the second terminal is the control operation of a physical layer such as a mouse and a keyboard, so that the operation cannot be shielded as automatic operation.
Wherein, the first terminal is inserted with a bank card, i.e. a U-shield, and in order to make the first terminal capable of logging in a plurality of bank servers without a user inserting and pulling the bank card many times, the bank card can be inserted into a bank card integrator, the bank card integrator is connected with the terminal, the bank card integrator is a device capable of inserting a plurality of bank cards, wherein a plurality of interfaces are provided, each interface can be inserted with a bank card, and the bank card integrator is connected with a download terminal for communication, wherein each interface in the bank card integrator and the download terminal can communicate in a time division multiplexing mode, i.e. when the download terminal communicates with a plurality of bank servers simultaneously, data can be sent to the bank card in the bank card integrator in a time division multiplexing mode for encryption, etc. to ensure that the first terminal logs in different bank servers, the network bank card does not need to be plugged and unplugged for many times.
According to the online bank login method, the operation instruction sent to the first terminal by the second terminal is the physical layer operation instruction, so that the operation instruction cannot be identified as non-human operation, online bank login is achieved, and a foundation is laid for subsequent online bank stream downloading.
In one embodiment, the first terminal establishes a communication connection with the second terminal, that is, step S202 may include: a first terminal receives a communication connection request sent by a second terminal; the first terminal sends a verification request corresponding to the communication connection request to the second terminal; the first terminal receives verification information corresponding to the verification request returned by the second terminal; the first terminal verifies the verification information, and establishes communication connection with the second terminal when the verification information is successfully verified.
Specifically, the second terminal sends a connection request to the first terminal, for example, the second terminal may obtain an IP address of the first terminal in advance, and sends the connection request to the first terminal corresponding to the IP address, so that uniqueness of the first terminal may be achieved. The connection password may be preset at the first terminal, that is, each second terminal to be connected with the first terminal must acquire the connection password first, otherwise, the verification of the first terminal is not successful, and thus, a connection relationship is not established.
In addition, after the first terminal confirms that the connection password of the second terminal is input correctly, the corresponding operation authority can be obtained according to the identification of the second terminal, namely the control right of the second terminal is limited according to the operation authority, namely, some second terminals can only control the first terminal to carry out online banking login, and some second terminals can not only carry out online banking login but also carry out bill downloading and the like; when the second terminal can only control the first terminal to perform the internet bank login, corresponding bill data and the like cannot be obtained after the internet bank login is successful, namely, after the first terminal judges that the internet bank login is successful, the connection with the second terminal is disconnected, so that the second terminal cannot obtain the operation permission of the first terminal any more subsequently.
In the above embodiment, the communication connection between the first terminal and the second terminal is established in advance, wherein in order to ensure the security of the first terminal, the second terminal needs to accurately input the password, and the communication relationship between the first terminal and the second terminal is established only if the password input by the second terminal is correct, that is, the control authority of the first terminal is transferred to the second terminal.
In one embodiment, after the first terminal performs the second login operation according to the physical layer operation instruction to log in the corresponding online banking server, that is, after step S210, the method may further include: the first terminal downloads the bill to be downloaded from the online bank server through a second login plug-in installed at the first terminal; the first terminal carries out standardized processing on the downloaded bill to be downloaded; and the first terminal stores the bill after the standardized processing.
Specifically, when the authority of the second terminal is only assisted login, after the login is completed, the first terminal disconnects the second terminal, and downloads the bill to be downloaded from the online banking server through the second login plug-in installed on the first terminal, that is, the date range of the current bill to be downloaded is obtained according to the bill downloading instruction through the second login plug-in, then the date range is input to the online banking interface, after the click determination, the corresponding bill is obtained from the online banking server, the bill is subjected to standardization processing, such as operation of format modification, field replacement and the like, and the downloaded bill is stored after the standardization processing.
When the authority of the second terminal includes bill downloading, the bill downloading operation can be performed through the second login plug-in the first terminal, and the bill downloading operation can also be performed through the first login plug-in the second terminal. The operation of downloading the bill through the second login plug-in the first terminal may be referred to above, and is not described herein again. The method also comprises a remote control step for carrying out bill downloading operation through a first login plug-in a second terminal, namely, a screen image of the first terminal is sent to the second terminal to be displayed, the second terminal carries out first bill downloading operation on the screen image through the first login plug-in, obtains a corresponding physical layer operation instruction according to the first bill downloading operation, and sends the physical layer operation instruction to the first terminal, so that the second login plug-in the first terminal can track the operation of the first login plug-in to carry out bill downloading.
In the above embodiment, after the login is completed, whether the bill downloading operation is performed by the first terminal or the bill downloading operation is performed by the second terminal is determined according to the authority of the second terminal, and when the bill downloading operation is performed for the first terminal, the bill downloading operation is performed through the second login plug-in installed at the first terminal, so that the automatic downloading of the bill can be realized, and the efficiency is improved.
In one embodiment, the first terminal standardizes the downloaded bill to be downloaded, and may include: the first terminal obtains the preset storage field and selects a field corresponding to the preset storage field from the downloaded bill to be downloaded.
In one embodiment, the storing, by the first terminal, the bill to be downloaded after the standardization process may include: the first terminal judges whether the downloaded bill to be downloaded is stored or not according to the date; when the stored bills exist in the downloaded bills to be downloaded, the first terminal selects the bills which are not stored from the downloaded bills to be downloaded; and the first terminal stores the selected and not-stored bill to be downloaded.
Specifically, the processed bill may be stored in a shared disk, so that the bill may be obtained by a plurality of terminals having rights.
The standardization process may be to select a field in the downloaded bill according to a field required in the shared disk, modify the format of the content in the field according to the format in the shared disk, and fill the modified content in the corresponding position in the shared disk. During the filling process, whether the bill already exists in the shared disk can be judged according to the date, if yes, the warehousing operation is not executed, namely, the bill subjected to the standardized processing is not stored in the shared disk, otherwise, the bill is added into the shared disk, and the data in the shared disk is subjected to the deduplication processing.
In the above embodiment, the downloaded bill is standardized, and then the data corresponding to the data format in the shared disk can be acquired after the standardized processing, and the duplication removal operation can be performed in the warehousing process.
In one embodiment, the first terminal downloading the bill from the online bank server may include a mode of selective downloading, i.e., downloading according to the input date, incremental downloading, i.e., downloading according to the input date and the date range of the stored bill, and batch downloading, i.e., downloading in batches implemented in case the input date range is not continuous.
In one embodiment, the downloading of the bill to be downloaded from the online bank server by the first terminal through the second login plug-in installed in the first terminal in the download selection mode may include: the first terminal acquires the date range of the bill to be downloaded through a second login plug-in installed on the first terminal; the method comprises the steps that a first terminal sends a bill downloading request corresponding to a date range of a bill to be downloaded to an online bank server; and the first terminal receives the bill to be downloaded corresponding to the bill downloading request returned by the online bank server.
Specifically, the date of the bill to be downloaded can be acquired according to the bill downloading instruction, and the date can be input into the bill downloading interface, so that the terminal can send a bill downloading request corresponding to the date range of the bill to be downloaded to the online banking server corresponding to the online banking address, receive the bill returned by the online banking server, and export the received bill to realize the downloading of the bill.
When the second login plug-in is triggered regularly, the date range of the bill to be downloaded can be obtained according to the trigger time of the last second login plug-in and the trigger time of the second login plug-in this time, and the date range is input into the download interface, so that after the input is completed, a confirmation instruction can be clicked to send a bill download request to the online bank server corresponding to the online bank address, the bill returned by the online bank server is received, and the received bill is exported. Therefore, manual operation can be further reduced, full-automatic bill downloading is realized, and efficiency is improved.
In the embodiment, the date range of the bill to be downloaded is input through the second login plug-in, so that manual operation can be further reduced, full-automatic bill downloading is realized, and efficiency is improved.
In one embodiment, in the batch download mode, the sending, by the first terminal, a bill download request corresponding to a date range of a bill to be downloaded to the online banking server may include: the first terminal judges whether the date range of the bill to be downloaded is continuous or not; when the date range of the bill to be downloaded is discontinuous, the first terminal divides the date range of the bill to be downloaded according to the interruption point of the date range of the bill to be downloaded; and the first terminal sends a bill downloading request corresponding to the date range of the divided bills to be downloaded to the online bank server in batches.
Specifically, when the date range of the bill to be downloaded is discontinuous, for example, 1 month to 2 months and 6 months to 7 months, the interruption point in the date range of the bill to be downloaded, for example, No. 2 month 31 and No. 6 month 1, may be obtained, the date range of the bill to be downloaded is divided according to the interruption point, that is, 1 month to 2 months are used as the first division segment, and 6 months to 7 months are used as the second division segment, then the bill downloading request corresponding to the date range of the first division segment is sent to the online banking server, and after the downloading of the first division segment is completed, the bill downloading request corresponding to the date range of the second division segment is sent to the online banking server. Or simultaneously sending a bill downloading request corresponding to the date range of the first segmentation and a bill downloading request corresponding to the date range of the second segmentation to the online bank server.
In the above embodiment, when the date range of the bill to be downloaded is discontinuous, the date range of the bill to be downloaded may be divided according to the interruption point of the date range of the bill to be downloaded, so that the bills may be downloaded in batches.
In one embodiment, in the incremental downloading mode, the sending, by the first terminal, a bill downloading request corresponding to a date range of a bill to be downloaded to the online banking server may include: the first terminal judges whether the date range of the bill to be downloaded is the same as the stored date range of the stored bill or not; when intersection exists between the date range of the bill to be downloaded and the stored date range, the first terminal obtains a different date range, different from the stored date range, in the date range of the bill to be downloaded; and the first terminal sends a bill downloading request corresponding to the difference date range to the online bank server.
The incremental downloading is to compare the acquired date range of the bill to be downloaded with the downloaded date range stored in the shared disk, if the bill is downloaded, the bill is directly acquired from the shared disk without downloading again, and if the bill is not downloaded or only part of the bill is downloaded, only the part which is not downloaded is needed to be downloaded, so that the downloading amount can be reduced. If the process is implemented by the second login plug-in, that is, the date range filled in each downloading of the second login plug-in is from the preset time to the current trigger time, for example, from 1 month 1 to the current time every year, the date range may be compared with the date range downloaded in the shared disk, for example, if the current time is 7 months and the shared disk stores the running bill of 3 months to 5 months, then the running bills of 1 month to 2 months (possibly lost due to the failure of the shared disk, etc.) and the running bills of 6 months and 7 months are not stored, the date range of 1 month to 2 months and 6 months and 7 months needs to be filled in the date range and downloaded, and the whole downloading amount can be reduced and the efficiency can be improved by incremental downloading in the process.
In the embodiment, by comparing the date range of the bill to be downloaded with the stored date range, when the same date range exists, that is, when an intersection exists, the bill can not be downloaded, and only the difference date range needs to be obtained and the bill corresponding to the difference date range is downloaded, so that the downloading amount is reduced, and the downloading efficiency is improved.
It should be understood that, although the steps in the flowchart of fig. 2 are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and described, and may be performed in other orders, unless explicitly stated otherwise. Moreover, at least a portion of the steps in fig. 2 may include multiple sub-steps or multiple stages that are not necessarily performed at the same time, but may be performed at different times, and the order of performance of the sub-steps or stages is not necessarily sequential, but may be performed in turn or alternately with other steps or at least a portion of the sub-steps or stages of other steps.
In one embodiment, as shown in fig. 3, there is provided an online banking login device, including: a communication connection establishing module 100, a screen image sending module 200, a physical layer operation instruction obtaining module 300 and a login operation module 400, wherein:
a communication connection establishing module 100 is used for establishing a communication connection with the second terminal.
And the screen image sending module 200 is configured to obtain a current screen image, and send the current screen image to the second terminal for display, where the current screen image is used for a first login plug-in installed in the second terminal to perform a first login operation, so as to generate a physical layer operation instruction corresponding to the first login operation.
The physical layer operation instruction obtaining module 300 is configured to receive a physical layer operation instruction corresponding to the first login operation sent by the second terminal.
And a login operation module 400, configured to perform a second login operation according to the physical layer operation instruction to log in the corresponding online banking server.
In one embodiment, the communication connection establishing module 100 may include:
and the connection request receiving unit is used for receiving the communication connection request sent by the second terminal.
And the verification request sending unit is used for sending a verification request corresponding to the communication connection request to the second terminal.
And the verification information receiving unit is used for receiving the verification information which is returned by the second terminal and corresponds to the verification request.
And the communication connection establishing unit is used for verifying the verification information and establishing communication connection with the second terminal when the verification information is successfully verified.
In one embodiment, the apparatus may further include:
and the bill downloading module is used for downloading the bill to be downloaded from the online bank server through a second login plug-in installed at the first terminal.
The standardized processing module is used for carrying out standardized processing on the downloaded bill to be downloaded;
and the storage module is used for storing the bill after the standardized processing.
In one embodiment, the standardization processing module may be further configured to acquire a preset storage field, and select a field corresponding to the preset storage field from the downloaded bill to be downloaded;
the storage module may include:
and the first judging unit is used for judging whether the downloaded bill to be downloaded is stored or not according to the date.
And the selecting unit is used for selecting the bill which is not stored from the downloaded bills to be downloaded when the stored bills exist in the downloaded bills to be downloaded.
And the storage unit is used for storing the selected and not-stored bill to be downloaded.
In one embodiment, the bill downloading module may include:
and the date acquisition unit is used for acquiring the date range of the bill to be downloaded through a second login plug-in installed on the first terminal.
And the downloading request sending unit is used for sending a bill downloading request corresponding to the date range of the bill to be downloaded to the online bank server.
And the bill receiving unit is used for receiving the bill to be downloaded corresponding to the bill downloading request returned by the online bank server.
In one embodiment, the download request sending unit may include:
and the second judgment subunit is used for judging whether the date range of the bill to be downloaded is continuous or not.
And the dividing subunit is used for dividing the date range of the bill to be downloaded according to the interruption point of the date range of the bill to be downloaded when the date range of the bill to be downloaded is discontinuous.
And the downloading request batch sending subunit is used for sending the bill downloading request corresponding to the date range of the divided bill to be downloaded to the online bank server in batches.
In one embodiment, the download request sending unit may include:
and the third judging subunit is used for judging whether the date range of the bill to be downloaded is the same as the stored date range of the stored bill.
And the difference date range acquisition subunit is used for acquiring a difference date range different from the stored date range in the date range of the bill to be downloaded when the intersection exists between the date range of the bill to be downloaded and the stored date range.
And the downloading request sending subunit is used for sending a bill downloading request corresponding to the difference date range to the online bank server.
For specific limitations of the online banking login device, reference may be made to the above limitations of the online banking login method, which is not described herein again. All or part of the modules in the online bank login device can be realized by software, hardware and a combination thereof. The modules can be embedded in a hardware form or independent from a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.
In one embodiment, a computer device is provided, which may be a terminal, and its internal structure diagram may be as shown in fig. 4. The computer device includes a processor, a memory, a network interface, a display screen, and an input device connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device comprises a nonvolatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of an operating system and computer programs in the non-volatile storage medium. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program is executed by a processor to implement an online banking login method. The display screen of the computer equipment can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, a key, a track ball or a touch pad arranged on the shell of the computer equipment, an external keyboard, a touch pad or a mouse and the like.
Those skilled in the art will appreciate that the architecture shown in fig. 4 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, there is provided a computer device comprising a memory storing a computer program and a processor implementing the following steps when the processor executes the computer program: establishing communication connection with a second terminal; the current screen image is used for a first login plug-in installed in the second terminal to perform first login operation so as to generate a physical layer operation instruction corresponding to the first login operation; receiving a physical layer operation instruction which is sent by a second terminal and corresponds to a first login operation; and performing second login operation according to the physical layer operation instruction to login the corresponding online banking server.
In one embodiment, establishing a communication connection with a second terminal, as implemented by the processor executing the computer program, may include: receiving a communication connection request sent by a second terminal; sending a verification request corresponding to the communication connection request to the second terminal; receiving verification information corresponding to the verification request returned by the second terminal; and verifying the verification information, and establishing communication connection with the second terminal when the verification of the verification information is successful.
In one embodiment, after the processor executes the computer program to perform the second login operation according to the physical layer operation instruction to log in the corresponding online banking server, the method may include: downloading a bill to be downloaded from the online bank server through a second login plug-in installed at the first terminal; carrying out standardized processing on the downloaded bill to be downloaded; and storing the bill after the standardized treatment.
In one embodiment, the standardized processing of the downloaded bill to be downloaded, which is implemented when the processor executes the computer program, may include: acquiring a preset storage field, and selecting a field corresponding to the preset storage field from the downloaded bill to be downloaded; the storing of the bill to be downloaded after the standardized processing, which is realized when the processor executes the computer program, may include: judging whether the downloaded bill to be downloaded is stored or not according to the date; when the stored bills exist in the downloaded bills to be downloaded, selecting the bills which are not stored from the downloaded bills to be downloaded; and storing the selected bill to be downloaded which is not stored.
In one embodiment, the downloading of the bill to be downloaded from the online banking server through the second login plug-in installed in the first terminal, which is realized when the processor executes the computer program, may include: acquiring a date range of the bill to be downloaded through a second login plug-in installed on the first terminal; sending a bill downloading request corresponding to the date range of the bill to be downloaded to the online bank server; and receiving a bill to be downloaded corresponding to the bill downloading request returned by the online bank server.
In one embodiment, the sending of the bill download request corresponding to the date range of the bill to be downloaded to the online banking server, which is realized when the processor executes the computer program, may include: judging whether the date range of the bill to be downloaded is continuous or not; when the date range of the bill to be downloaded is discontinuous, dividing the date range of the bill to be downloaded according to the interruption point of the date range of the bill to be downloaded; and sending bill downloading requests corresponding to the date range of the divided bills to be downloaded to the online bank server in batches.
In one embodiment, the sending of the bill download request corresponding to the date range of the bill to be downloaded to the online banking server, which is realized when the processor executes the computer program, may include: judging whether the date range of the bill to be downloaded is the same as the stored date range of the stored bill or not; when intersection exists between the date range of the bill to be downloaded and the stored date range, acquiring a different date range different from the stored date range in the date range of the bill to be downloaded; and sending a bill downloading request corresponding to the difference date range to the online bank server.
In one embodiment, a computer-readable storage medium is provided, having a computer program stored thereon, which when executed by a processor, performs the steps of: establishing communication connection with a second terminal; the current screen image is used for a first login plug-in installed in the second terminal to perform first login operation so as to generate a physical layer operation instruction corresponding to the first login operation; receiving a physical layer operation instruction which is sent by a second terminal and corresponds to a first login operation; and performing second login operation according to the physical layer operation instruction to login the corresponding online banking server.
In one embodiment, the computer program, when executed by the processor, to establish a communication connection with a second terminal may include: receiving a communication connection request sent by a second terminal; sending a verification request corresponding to the communication connection request to the second terminal; receiving verification information corresponding to the verification request returned by the second terminal; and verifying the verification information, and establishing communication connection with the second terminal when the verification of the verification information is successful.
In one embodiment, after the second login operation is performed according to the physical layer operation instruction to log in the corresponding online banking server, when the computer program is executed by the processor, the method may include: downloading a bill to be downloaded from the online bank server through a second login plug-in installed at the first terminal; carrying out standardized processing on the downloaded bill to be downloaded; and storing the bill after the standardized treatment.
In one embodiment, the standardized processing of the downloaded bill to be downloaded, which is realized when the computer program is executed by the processor, may include: acquiring a preset storage field, and selecting a field corresponding to the preset storage field from the downloaded bill to be downloaded; the storage of the bill to be downloaded after the standardized processing, which is realized when the computer program is executed by the processor, may include: judging whether the downloaded bill to be downloaded is stored or not according to the date; when the stored bills exist in the downloaded bills to be downloaded, selecting the bills which are not stored from the downloaded bills to be downloaded; and storing the selected bill to be downloaded which is not stored.
In one embodiment, the downloading of the bill to be downloaded from the online banking server through the second login plug-in installed in the first terminal, which is realized when the computer program is executed by the processor, may include: acquiring a date range of the bill to be downloaded through a second login plug-in installed on the first terminal; sending a bill downloading request corresponding to the date range of the bill to be downloaded to the online bank server; and receiving a bill to be downloaded corresponding to the bill downloading request returned by the online bank server.
In one embodiment, the sending of the bill download request corresponding to the date range of the bill to be downloaded to the online banking server, which is realized when the computer program is executed by the processor, may include: judging whether the date range of the bill to be downloaded is continuous or not; when the date range of the bill to be downloaded is discontinuous, dividing the date range of the bill to be downloaded according to the interruption point of the date range of the bill to be downloaded; and sending bill downloading requests corresponding to the date range of the divided bills to be downloaded to the online bank server in batches.
In one embodiment, the sending of the bill download request corresponding to the date range of the bill to be downloaded to the online banking server, which is realized when the computer program is executed by the processor, may include: judging whether the date range of the bill to be downloaded is the same as the stored date range of the stored bill or not; when intersection exists between the date range of the bill to be downloaded and the stored date range, acquiring a different date range different from the stored date range in the date range of the bill to be downloaded; and sending a bill downloading request corresponding to the difference date range to the online bank server.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by hardware instructions of a computer program, which can be stored in a non-volatile computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. Any reference to memory, storage, database, or other medium used in the embodiments provided herein may include non-volatile and/or volatile memory, among others. Non-volatile memory can include read-only memory (ROM), Programmable ROM (PROM), Electrically Programmable ROM (EPROM), Electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), Dynamic RAM (DRAM), Synchronous DRAM (SDRAM), Double Data Rate SDRAM (DDRSDRAM), Enhanced SDRAM (ESDRAM), Synchronous Link DRAM (SLDRAM), Rambus Direct RAM (RDRAM), direct bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM).
The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above-mentioned embodiments only express several embodiments of the present application, and the description thereof is more specific and detailed, but not construed as limiting the scope of the invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the concept of the present application, which falls within the scope of protection of the present application. Therefore, the protection scope of the present patent shall be subject to the appended claims.

Claims (8)

1. An online banking login method, the method comprising:
a first terminal receives a communication connection request sent by a second terminal;
the first terminal sends a verification request corresponding to the communication connection request to the second terminal;
the first terminal receives verification information corresponding to the verification request returned by the second terminal;
the first terminal verifies the verification information, and when the verification information is verified successfully, the first terminal establishes communication connection with the second terminal so as to transfer the control authority of the first terminal to the second terminal;
the first terminal acquires a current screen image and sends the current screen image to the second terminal for displaying, wherein the current screen image is used for a first login plug-in installed in the second terminal to perform a first login operation so as to generate a physical layer operation instruction corresponding to the first login operation;
the first terminal receives a physical layer operation instruction which is sent by the second terminal and corresponds to the first login operation;
the first terminal carries out second login operation according to the physical layer operation instruction so as to login the corresponding online bank server;
the first terminal downloads the bill to be downloaded from the online bank server through a second login plug-in installed on the first terminal;
the first terminal carries out standardized processing on the downloaded bill to be downloaded;
and the first terminal stores the bill after the standardized processing.
2. The method of claim 1, wherein the first terminal standardizes the downloaded bill to be downloaded, and comprises:
the first terminal acquires a preset storage field and selects a field corresponding to the preset storage field from the downloaded bill to be downloaded;
the first terminal stores the bill to be downloaded after the standardization processing, and the method comprises the following steps:
the first terminal judges whether the downloaded bill to be downloaded is stored or not according to the date;
the first terminal selects the bill which is not stored from the downloaded bills to be downloaded when the stored bills exist in the downloaded bills to be downloaded;
and the first terminal stores the selected and not-stored bill to be downloaded.
3. The method of claim 1 or 2, wherein the first terminal downloads the bill to be downloaded from the online bank server through a second login plug-in installed in the first terminal, and the method comprises the following steps:
the first terminal acquires the date range of the bill to be downloaded through a second login plug-in installed on the first terminal;
the first terminal sends a bill downloading request corresponding to the date range of the bill to be downloaded to the online bank server;
and the first terminal receives the bill to be downloaded corresponding to the bill downloading request returned by the online bank server.
4. The method of claim 3, wherein the first terminal sends a bill downloading request corresponding to the date range of the bill to be downloaded to the online banking server, and the method comprises the following steps:
the first terminal judges whether the date range of the bill to be downloaded is continuous or not;
when the date range of the bill to be downloaded is discontinuous, the first terminal divides the date range of the bill to be downloaded according to the interruption point of the date range of the bill to be downloaded;
and the first terminal sends a bill downloading request corresponding to the date range of the divided bills to be downloaded to the online bank server in batches.
5. The method of claim 4, wherein the first terminal sends a bill downloading request corresponding to the date range of the bill to be downloaded to the online banking server, and the method comprises the following steps:
the first terminal judges whether the date range of the bill to be downloaded is the same as the stored date range of the stored bill or not;
when intersection exists between the date range of the bill to be downloaded and the stored date range, the first terminal obtains a different date range, different from the stored date range, in the date range of the bill to be downloaded;
and the first terminal sends a bill downloading request corresponding to the difference date range to the online banking server.
6. A login apparatus, the apparatus comprising:
the communication connection establishing module is used for receiving a communication connection request sent by a second terminal, sending a verification request corresponding to the communication connection request to the second terminal, receiving verification information corresponding to the verification request returned by the second terminal, further verifying the verification information, and establishing communication connection with the second terminal when the verification information is verified successfully so as to transfer the control authority to the second terminal;
the screen image sending module is used for obtaining a current screen image and sending the current screen image to the second terminal for displaying, wherein the current screen image is used for a first login plug-in installed in the second terminal to perform a first login operation so as to generate a physical layer operation instruction corresponding to the first login operation;
a physical layer operation instruction acquisition module, configured to receive a physical layer operation instruction corresponding to the first login operation and sent by the second terminal;
the login module is used for performing second login operation according to the physical layer operation instruction so as to login the corresponding online bank server;
the bill downloading module is used for downloading a bill to be downloaded from the online bank server through a second login plug-in installed at the first terminal;
the standardized processing module is used for carrying out standardized processing on the downloaded bill to be downloaded;
and the storage module is used for storing the bill after the standardized processing.
7. A computer device comprising a memory and a processor, the memory storing a computer program, wherein the processor implements the steps of the method of any one of claims 1 to 5 when executing the computer program.
8. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 5.
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