CN108108964A - A kind of Third-party payment based on block chain technology interconnects method - Google Patents
A kind of Third-party payment based on block chain technology interconnects method Download PDFInfo
- Publication number
- CN108108964A CN108108964A CN201711451595.2A CN201711451595A CN108108964A CN 108108964 A CN108108964 A CN 108108964A CN 201711451595 A CN201711451595 A CN 201711451595A CN 108108964 A CN108108964 A CN 108108964A
- Authority
- CN
- China
- Prior art keywords
- node
- payment
- enterprise
- general public
- credentials
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
- G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
It interconnects method the present invention relates to a kind of Third-party payment based on block chain technology, the first step, to establish the hierarchical organization of node for block catenary system；Second step, payment information are shared in trusted node；Hierarchical organization is established, and the intercommunication of information is realized in payment every time, by the application of block chain knowledge, Third-party payment information is preserved all more thoroughly, compensates for Third-party payment field in the technical blank of block chain.
Description
Technical field
The present invention relates to block chain payment technical fields, are a kind of Third-party payment side of interconnecting based on block chain technology
Method.
Background technology
Third-party payment has become the important component of China's Financial service system particularly payment and settlement system, this
By the research to domestic and international Third-party payment industry development course, the certainty and future for probing into Third-party payment development become text
Gesture.Under new technology tide, particularly under the background of big data technology development, Third-party payment has surmounted payment and settlement work(
Can, internet finance of progressively marching toward.How Third-party payment passes through innovate channel offer interconnection with the mass data accumulated
Net financial product will be the important real example of research internet financial modeling.Information sharing interconnection between Third-party payment
Intercommunication is also very necessary, be conducive to its deeper into development.
The content of the invention
In view of this, the present invention provides a kind of third party based on block chain technology solved or part solves the above problems
Pay the method that interconnects.
To achieve the effect that above-mentioned technical proposal, the technical scheme is that：It is a kind of based on block chain technology the 3rd
Fang Zhifu interconnects method, comprises the steps of：
The first step establishes the hierarchical organization of node for block catenary system；Hierarchical organization is divided into three layers, and first layer saves for management
Point, the second layer are enterprise's node, and third layer is ordinary user's node, and the number of management node is is defined as M, enterprise's node
Number be defined as N number of, the number of ordinary user's node is defined as L, and M, N, L are positive integer；Management node is government
Relevant departments, enterprise's node is the service provider of Third-party payment, and ordinary user's node is needs the general public inquired about
And enterprise；The service provider of the relevant departments of management node and government, enterprise's node and Third-party payment is binding；It is general
Logical user node is not binding with the general public for needing to inquire about and enterprise, if the current time is t, t is current north
The capital time, it is Y (T currently to need the general public inquired about and enterprise1,T2), Y is to need the general public inquired about and enterprise,
T1、T2Represent that current needs are looked into end time, T at the beginning of currently to need the general public and enterprise query inquired about
The general public of inquiry and the time of enterprise query, when T≤1t≤T2When, currently to need general public and the enterprise inquired about
Ordinary user's node is distributed, the order of distribution is T1Size ascending order；
Second step, payment user initiate payment request, the service of Third-party payment to the service provider of Third-party payment
Provider is responsible for generating payment instruction, transfers payment instruction, performs payment instruction, payment instruction includes requestee, payee, branch
Pay the amount of money, by payment instruction together with the service provider of Third-party payment title, payment time, payment the reason for, payment
Result be packaged into payment information and be put into block catenary system in block, and stamp timestamp；The result of payment be divided into two kinds into
It is work(, two kinds unsuccessful；
Management node establishes node set { N trusty for paying every timei, wherein, i is positive integer, NiFor in node
Node trusty, N is node；Shared network is established between node set trusty, and establishes electronics credentials, electricity
Sub- credentials are { { Ni},KA,KB,(l1,l2), KAFor the public key of electronics credentials, A represents public key, KBFor electronics credentials
Private key, B represent private key, K be electronics credentials key, l1At the beginning of the term of validity for electronics credentials, l2For e-mail
Appoint the end time of the term of validity of card, l is cycle any time；Node N trusty in nodeiMiddle ordinary user's node generation
The general public for currently needing to inquire about of table and enterprise are Y (T1,T2), and meet l1≤T1≤T2≤l2, in shared network
Middle transmission electronics credentials, the order of transmission is management node, enterprise's node, ordinary user's node, is told during transmission
Payment information is decayed layer by layer, and the factor of attenuation is αj, αjIt is 1 or 2, α less than or equal to 1, j1For the pipe in node set trusty
When payment information is passed to enterprise's node in node set trusty by reason node, α is only transferred1It is multiplied by told payment information
Information content, α1Payment information is passed in node set trusty for enterprise's node in node set trusty
During ordinary user's node, α is only transferred2It is multiplied by the information content of told payment information；The branch that node set trusty will receive
When paying information and store a copy, and transferring payment information, the public key K of electronics credentials is usedAEncryption receives payment information
Node using electronics credentials private key decrypt, α be attenuation the factor.
The present invention useful achievement be：The present invention provides a kind of Third-party payments based on block chain technology to interconnect
Method establishes hierarchical organization, and the intercommunication of information is realized in payment every time, by the application of block chain knowledge, by third party
Payment information preserves all more thoroughly, compensates for Third-party payment field in the technical blank of block chain.
Specific embodiment
In order to which technical problems, technical solutions and advantages to be solved are more clearly understood, tie below
Embodiment is closed, the present invention will be described in detail.It should be noted that specific embodiment described herein is only explaining
The present invention is not intended to limit the present invention, and can be realized that the product of said function belongs to equivalent substitution and improvement, is all contained in this hair
Within bright protection domain.Specific method is as follows：
Embodiment 1：Third-party payment：A kind of form of e-payment refers to that Third-party payment mechanism by network, realizes
The behavior that money-capital shifts between bank settlement people.
Third-party payment mechanism：The non-financial institution of Third-party payment service is provided.
Third-party payment business：Gathering that Third-party payment mechanism is provided for bank settlement people, the services such as pay the bill, transfer accounts it is total
Claim.
Product is paid according to whether using user accounting account as core completion transaction, is divided into：Payment gateway pattern and virtual
Account pattern.
Payment gateway pattern：Banking system is connected by direct or indirect mode, by paying party bank in payment transaction
Fund deducts in account, and (is generally less than T+1) in the short time by the payment mode in capital settlement to beneficiary bank account.
Virtual account (also known as stored value card)：The charge account of user's monetary value is recorded, preserved in a digital manner.It is propping up
It pays in transaction and deducts fund in paying party virtual account, and extremely receive capital settlement by certain business rule and time restriction
Money side is virtual/bank account in payment mode.
Different channels or terminal or carrier of the product according to transaction completion are paid, are divided into：Network payment, prepaid card branch
It pays, bank card receives list.
Network payment：By Internet channel complete payment transaction, including internet payment, mobile-phone payment, phone-payment,
Currency exchange etc..
Prepaid card is paid：Pass through the payment transaction of prepaid card this virtual account carrier completion.
Bank card is received single：The payment transaction realized by card swiping terminals such as POS, ATM.
Payment services pattern is divided into according to service level and front and back relation：Horizontal type service mode, vertical-type service mould
Formula,
Basic means of payment pattern.
Horizontal type service mode：Payment services pattern of the demand as core design is paid using final paying party, it is most of to prop up
It is individual layer to pay service level, realizes funds transfer of the final paying party to final beneficiary.
Vertical-type service mode：Using industry industrial chain upstream and downstream Capital Flow demand as the payment services mould of core design
Formula, most of payment services level are multilayer, realize Capital Flow of the final paying party to intermediate beneficiary to final beneficiary
With divide account.
Basic means of payment pattern：By the basic means of payment, payment information processing and money are simply provided with background mode
The payment services mode of gold clearing service.The basic means of payment include：Network payment, phone-payment, mobile-phone payment, POS payment,
Prepaid card payment etc..
The easily payment (being purchased) of first letter became China first realized that cross-bank transfers and provides national business in March, 1999
The online payment platform of support.The predecessor of e-payment Co., Ltd of Unionpay (China Pay) rise it is glad, in 1999 set up.Ring
Fast payment is found in 2000.2001, the fast third party that Visa and Master wild card on-line payment are supported as first hand of ring
Payment platform.2003, Taobao set up, and Alipay is formally set up as its platform interior clearing department, is released based on virtual account
The guarantee transaction at family.
The service provider of the relevant departments of management node and government, enterprise's node and Third-party payment is to tie up in the present invention
Fixed；I.e. the relevant departments of government can only occur on block catenary system in the form of same management node, Third-party payment
Service provider can only occur on block catenary system in the form of same enterprise's node.
Embodiment 2：The fast development of Third-party payment industry is planted in two reasons：The sufficient competition in market and scale
Economic benefit.In this period of payment Industry Quick Development, market is interfered almost without be subject to other external strength, complete
Development is determined by market entirely.
Comprehensive meat market is a kind of operational mode that staple market share is occupied in current e-commerce, many special
This pattern is also known as horizontal type electronic market in work.The characteristics of it is maximum is exactly the substantial amounts for participating in enterprise, and is wrapped
Containing many medium-sized and small enterprises.Comprehensive market is usually to be established by third party website, its appearance makes large number of medium and small
Type enterprise realizes that e-commerce is possibly realized.Substantial amounts of Transaction Information is summarized in comprehensive market, the usual energy of these information
Enough meet the primary demand of the client to participate in business, but possibly can not take some more special customer demands into account.Additionally, because
Information content is excessively huge, and caused confidence level reduces and customer information safety problem is also that this kind of website needs especially note
The problem of meaning.At present among comprehensive B2B markets at home, occupy maximum capture and most noticeable be undoubtedly
Alibaba Co, in addition, as the websites such as intelligent clever net, Global Source also have certain strength.It can be with from this angle
It says, comprehensive market is a kind of operational mode the most main in entire e-commerce industry.
On the premise of Free Development, each payment company utilizes each analogies such as product, client, price, the marketing of itself
Compared with advantage, the speciality of oneself is played, sufficient competition realizes market resource allocation optimum, realizes industry effect on the whole
The fast lifting of rate.On the other hand, fast development is experienced, larger payment company has been achieved for scale warp in the market
The benefit of Ji.The early investment of Third-party payment industry is huge, including machinery equipment, business structure, human input etc., and fast
Fast period of expansion, due to the rapid increase of trading volume so that the input of early period is largely returned, while unit cost
It reduces but also mainstream payment company possesses the profit space of bigger, and the research and development of this Some Enterprises is driven more to be bonded the market demand
Pay product.
Compared with the method for legacy payment systems stage by stage, conventional payment is divided into three phases：The generation of payment confirms；
The transmission of payment, the clearance of payment and clearing.The more payment instruction feedback stages of above-mentioned division, while the transmission of payment converted
It is transferred for payment instruction, the clearance of payment and clearing are changed to payment instruction performs.This is done because in internet payment ring
Under border, both parties are often in the distal end that cannot be met, and the feedback of payment information is particularly important to safety of payment with confirming, no
It can or lack, it is necessary to especially set out；The formulation that payment instruction is sent is transferred not as good as payment instruction more precisely, because internet environment
Under, payment instruction carries out on immense open network, to consider the safety in entire bang path rather than only consider hair
Send the moment.
Under internet business, the request of payment is identical with network residing for negotiation, and technological accumulation and inheritance is identical, can make standard group
Part preferably integrates unified consideration；And will complete to be attributed to payment instruction execution with clearing, it is because under research new electronic business environment
Payment problem emphasis in internet environment part, the payment instruction of banking system (or qualified Third-party payment) will be in
It completes section to put together with clearing section, beneficial to the problem of studying of more giving top priority to what is the most important.The principle of payment flow division is to consider payment
The environment that each subfunction of process is realized, executive agent solve difficult point, and whether subtask is easily realized, easy modularization and peace
Full problem.Payment flow is rationally decomposed, convenient for understanding flow, analyzing, convenient for the refinement of each step function, convenient for each
Linking between stage convenient for the design of flow, also lays the first stone for payment system modularization.These will all help noon payment clothes
Business business, Payment System Design person, e-commerce participant and payment policy maker, manager more fully understand payment system
System, design payment system build payment system, so as to promote the development of emerging payment；
Payment services are divided into four levels：
First layer：Public service domain.By country or Cao centre bank organization construction, be payment system core with it is opposite
Steady component.As long as ensure that any valid application accesses each bank.Participating in main body is：Requestee Jian families row,
For payee Jian families row, being that Central Bank's inter-bank is clean calculates the easypro system of knot.
The second layer：Third-party payment platform.Participate in main body be refer mainly to the Central Bank approval be engaged in internet payment
Third-party payment mechanism, the main business of these mechanisms is two major classes, when payment gateway, second is that there is the payment of pre-paid mechanism
Service, such as prestore account and the commercial surety mechanisms of Alipay.Task in this framework is also two, first, as commercial flat
The inevitable passage that platform (or other service platforms) couples with bank, plays routing in bank's class payment and commercial evidence is protected
Use is given over to, second is that the payment services of pre-paid mechanism, at this time as payment instruction executing agency.
Third layer：Commercial podium or other payment value-added services.In most cases, trade company (payee) is always at certain
In a commercial podium or community, unless this trade company is sufficiently large, it can be using itself as a commercial podium.Main body is participated in contain
New innovation service, unknown innovation service.
4th layer：Trade company
Main body is participated in as various products or the supplier of service.Trade company is the first order supplier of payment services, with client
After consulting order, it is responsible for transferring generation to third layer.And in basic framework with being through each level.
The present invention useful achievement be：The present invention provides a kind of Third-party payments based on block chain technology to interconnect
Method establishes hierarchical organization, and the intercommunication of information is realized in payment every time, by the application of block chain knowledge, by third party
Payment information preserves all more thoroughly, compensates for Third-party payment field in the technical blank of block chain.
The foregoing is merely the preferred embodiments of the invention, are not limited to claims of the invention.
Simultaneously it is described above, for those skilled in the technology concerned it would be appreciated that and implement, therefore other be based on institute of the present invention
The equivalent change that disclosure is completed, should be included in the covering scope of the claims.
Claims (1)
- A kind of method 1. Third-party payment based on block chain technology interconnects, which is characterized in that include herein below：The first step, management node establish the hierarchical organization of node in block catenary system；The hierarchical organization is divided into three layers, and first Layer is management node, and the second layer is enterprise's node, and third layer is ordinary user's node, and the number of the management node is to be defined For most M, the number of enterprise's node is defined as at most N number of, and the number of ordinary user's node is defined as most More L, M, N, L are positive integer；The management node is the node for the relevant departments for representing government, and enterprise's node is generation The node of the service provider of table Third-party payment, ordinary user's node need the general public inquired about and enterprise for representative The node of industry；The service provider of the relevant departments of the management node and government, enterprise's node and Third-party payment is Binding, i.e., a management node can only permanently represent the relevant departments of a government, and enterprise's node can only be permanent Represent the service provider of a Third-party payment；Ordinary user's node and the general public for needing to inquire about and enterprise Industry is not binding, i.e., described ordinary user's node in different times section represent general public that different needs inquire about and Enterprise；If the current time is t, t is current Beijing time, by i-th general public inquired about and enterprise is needed to represent For Yi(Ti,T"i), wherein, Y is to need the general public inquired about and enterprise, YiFor need for i-th the general public inquired about with And enterprise, Ti、T"iNeed for respectively i-th at the beginning of the general public and enterprise query inquired about with end time, T tables Show the duration of general public that needs inquire about and enterprise query, i is positive integer, and i represents to need the general public inquired about And the sequence number of enterprise；Work as Ti≤t≤T"iWhen, the management node is the general public for needing to inquire about and enterprise's distribution Ordinary user's node, i.e., described ordinary user's node is assigned to the general public for needing to inquire about and enterprise uses, and makes Period be since ordinary user's node is assigned to the time for needing the general public inquired about and enterprise to T"iTerminate, the sequencing of distribution is according to TiSize ascending order；Second step, payment user initiate payment request to the service provider of the Third-party payment, the Third-party payment Service provider be responsible for generate payment instruction, transfer payment instruction, perform payment instruction, the payment instruction include requestee, Payee, payment amount, the payment user is by the payment instruction together with the name of the service provider of the Third-party payment The reason for title, the time of payment, payment, the result of payment are packaged into payment information and are put into block catenary system in block, and cover Upper timestamp；The result of the payment be divided into successfully, it is two kinds unsuccessful；The management node establishes node set { N trusty for paying every timej, wherein, j is positive integer, NjFor the section Node trusty in point, N are node；Shared network is established between the node set trusty, and establishes electricity Sub- credentials, the electronics credentials are expressed as { { Nj},KA,KB,(l1,l2), KAFor the public key of the electronics credentials, A tables Show public key, KBFor the private key of the electronics credentials, B represents private key, and K is the key of the electronics credentials, l1For the electronics At the beginning of the term of validity of credentials, l2For the end time of the term of validity of the electronics credentials, l is week any time Phase；Node N trusty in the nodeiThe general public and enterprise Y that the needs of middle ordinary user's node on behalf are inquired abouti (Ti,T"i), and meet l1≤Ti≤T"i≤l2, the electronics credentials and the payment are transferred in the shared network Information, the order of transmission is followed successively by the management node, enterprise's node, ordinary user's node, during transmission Told payment information is decayed layer by layer, and the factor of attenuation is αj, αjIt is 1 or 2 less than or equal to 1, j, when the node set trusty In the management node when payment information is passed to enterprise's node in the node set trusty, only Transfer α1The information content of the payment information is multiplied by, when enterprise's node in the node set trusty is by the branch Information is paid when passing to ordinary user's node in the node set trusty, only transfers α2It is multiplied by the disbursement letter The information content of breath；The information content of the payment information is the byte number of the payment information；The node set pair trusty The payment information received all stores the copy of a payment information, and when transferring the payment information, uses The public key K of the electronics credentialsAEncryption uses the private key of the electronics credentials using the node for receiving the payment information Decryption, α are the factor of attenuation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711451595.2A CN108108964B (en) | 2017-12-27 | 2017-12-27 | Third party payment interconnection method based on block chain technology |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711451595.2A CN108108964B (en) | 2017-12-27 | 2017-12-27 | Third party payment interconnection method based on block chain technology |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN108108964A true CN108108964A (en) | 2018-06-01 |
| CN108108964B CN108108964B (en) | 2021-11-26 |
Family
ID=62213697
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711451595.2A Active CN108108964B (en) | 2017-12-27 | 2017-12-27 | Third party payment interconnection method based on block chain technology |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108108964B (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108876339A (en) * | 2018-06-15 | 2018-11-23 | 北京奇虎科技有限公司 | Electronic pet method of commerce and device based on logical card |
| CN110363512A (en) * | 2019-07-12 | 2019-10-22 | 上海唯链信息科技有限公司 | The processing of block chain red packet creates, gets method and apparatus, medium and computer program |
| CN110908992A (en) * | 2018-08-28 | 2020-03-24 | 北京天德科技有限公司 | Design method of block chain core storage algorithm based on big data platform |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106228344A (en) * | 2016-07-28 | 2016-12-14 | 杭州云象网络技术有限公司 | A kind of electronic government affairs system building method based on block chain technology |
| AU2017100426A4 (en) * | 2017-04-18 | 2017-06-15 | McAlister, Gary MR | New Islamic Banking Sharia Compliant Blockchain Innovation Patent that has no riba, usury or interest component for but not limited to savings, deposit, ethical loans, finance, stock share bond, Private Placement Programs, Digitally discover new mine deposits to franchise & new monetary system using blockchains POS proof of stake/secondary mining mine discovery process of assets and commodities for entities such as but not limited to Governments, treasuries, central banks, banks, financial institutions, monetary funds, judicial entities, profit-sharing blockchain franchise investments PSBFI's. |
| CN206422795U (en) * | 2017-02-21 | 2017-08-18 | 中云信安（深圳）科技有限公司 | O f chain product information system based on third party's CA system authentications |
| CN107133796A (en) * | 2017-04-18 | 2017-09-05 | 杭州复杂美科技有限公司 | Across the chain method of summary of block chain |
| CN107483211A (en) * | 2017-08-10 | 2017-12-15 | 北方工业大学 | A kind of personalized k anonymities secret protection motivational techniques based on block chain |
-
2017
- 2017-12-27 CN CN201711451595.2A patent/CN108108964B/en active Active
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106228344A (en) * | 2016-07-28 | 2016-12-14 | 杭州云象网络技术有限公司 | A kind of electronic government affairs system building method based on block chain technology |
| CN206422795U (en) * | 2017-02-21 | 2017-08-18 | 中云信安（深圳）科技有限公司 | O f chain product information system based on third party's CA system authentications |
| AU2017100426A4 (en) * | 2017-04-18 | 2017-06-15 | McAlister, Gary MR | New Islamic Banking Sharia Compliant Blockchain Innovation Patent that has no riba, usury or interest component for but not limited to savings, deposit, ethical loans, finance, stock share bond, Private Placement Programs, Digitally discover new mine deposits to franchise & new monetary system using blockchains POS proof of stake/secondary mining mine discovery process of assets and commodities for entities such as but not limited to Governments, treasuries, central banks, banks, financial institutions, monetary funds, judicial entities, profit-sharing blockchain franchise investments PSBFI's. |
| CN107133796A (en) * | 2017-04-18 | 2017-09-05 | 杭州复杂美科技有限公司 | Across the chain method of summary of block chain |
| CN107483211A (en) * | 2017-08-10 | 2017-12-15 | 北方工业大学 | A kind of personalized k anonymities secret protection motivational techniques based on block chain |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108876339A (en) * | 2018-06-15 | 2018-11-23 | 北京奇虎科技有限公司 | Electronic pet method of commerce and device based on logical card |
| CN108876339B (en) * | 2018-06-15 | 2021-06-04 | 北京奇虎科技有限公司 | E-pet transaction method and device based on certificate |
| CN110908992A (en) * | 2018-08-28 | 2020-03-24 | 北京天德科技有限公司 | Design method of block chain core storage algorithm based on big data platform |
| CN110363512A (en) * | 2019-07-12 | 2019-10-22 | 上海唯链信息科技有限公司 | The processing of block chain red packet creates, gets method and apparatus, medium and computer program |
| CN110363512B (en) * | 2019-07-12 | 2022-12-20 | 上海唯链信息科技有限公司 | Processing, creating and getting method and device for block chain red packet, medium and computer program |
Also Published As
| Publication number | Publication date |
|---|---|
| CN108108964B (en) | 2021-11-26 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Alkhodre et al. | A blockchain-based value added tax (VAT) system: Saudi Arabia as a use-case | |
| US20190318353A1 (en) | Real time data processing platform for resources on delivery interactions | |
| WO2021098252A1 (en) | Blockchain-based payment settlement method and apparatus for digital transfer of funds, and medium | |
| WO2014079330A1 (en) | Synchronous payment system | |
| CN110221919A (en) | Virtual resource allocation method and apparatus based on block chain | |
| CN108197214A (en) | The querying method and inquiry system of digital cash Transaction Information | |
| CN108108964A (en) | A kind of Third-party payment based on block chain technology interconnects method | |
| Deng | Application analysis on blockchain technology in cross-border payment | |
| EP4005151A2 (en) | Distributed blockchain-type implementations configured to manage tokenized digital assets and improved electronic wallets, and methods of use thereof | |
| Jani | An overview of ripple technology & its comparison with bitcoin technology | |
| WO2021063079A1 (en) | Electronic platform supply chain financial circulation method and system, terminal device and medium | |
| CN108053309A (en) | A kind of finance on-line payment system platform | |
| CN109559159A (en) | A kind of integral method of payment and its system | |
| CN110443607A (en) | To creation method, method of commerce and the device of public digital cash wallet | |
| CN103310333A (en) | Method for realizing fund distribution to third-party payment platform by off-line card swiping of terminal | |
| CN107369018A (en) | The binding method and binding system of digital cash wallet | |
| US20190318333A1 (en) | Real-time network processing nucleus | |
| Bergman | Competitive aspects of an e-krona | |
| Bott et al. | A market for payments—Payment choice in the 21st century digital economy | |
| Abdellaoui et al. | Integration of new electronic payment systems into B2C internet commerce | |
| TWM608509U (en) | Inter-bank fund transfer system | |
| Zhao et al. | A study of third-party online payment: Risk control and supervision analysis | |
| Mayer et al. | BatPay: a gas efficient protocol for the recurrent micropayment of ERC20 tokens | |
| Henry | Towards trustworthy, flexible, and privacy-preserving peer-to-peer business process management systems | |
| Lavayssière | Central Bank Digital Currencies: the Quest for Public Digital Payment Infrastructures |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |