CN108009827A - Charging method, system, computer equipment and computer-readable recording medium - Google Patents
Charging method, system, computer equipment and computer-readable recording medium Download PDFInfo
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- CN108009827A CN108009827A CN201711229064.9A CN201711229064A CN108009827A CN 108009827 A CN108009827 A CN 108009827A CN 201711229064 A CN201711229064 A CN 201711229064A CN 108009827 A CN108009827 A CN 108009827A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The present invention discloses a kind of charging method, system, computer equipment and computer-readable recording medium.The charging method includes：Before charge, the default biological information of user to be billed and default payment accounts information are gathered, by default biological information and the binding storage of default payment accounts information；In charging process, the default biological information of institute paying customer is gathered, paying customer is treated and carries out charging, in real time stores the expense that charging produces and the binding of default biological information；During payment, gather the biological information of user to be billed, biological information is matched with default biological information, in biological information and the success of default biometric information matches, default biological information, default payment accounts information and expense are sent to payment platform and carry out payment of withholing, when receiving the successful information of payment of payment platform feedback, charge successfully.
Description
Technical field
The present invention relates to internet of things field, in particular to a kind of charging method, system, computer equipment with
And computer-readable recording medium.
Background technology
Wisdom parking is a kind of a kind of new Internet of Things field based on license plate recognition technology to grow up recent years,
Because it is without car owner's card taking, march into the arena automatically, the diversified means of payment in field, is increasingly liked be subject to numerous car owners, should
With more and more extensive.
At present the means of payment of the car owner in parking lot include paying in cash, the Third-party payment such as Alipay, wechat, so
And the problems such as cash small change faces in paying process of stopping inefficiency, counterfeit money, worn coin；The electronics of Alipay, wechat etc.
Payment process depends on mobile phone etc. unduly and moves equipment, exists and is limited to network signal, device battery, mobile device operation system etc.
The problem of various.So that car owner is difficult the payment for completing parking fee in a short period of time, and then quickly leave parking lot.
The content of the invention
A kind of charging method, system, computer equipment and computer-readable recording medium are provided in the embodiment of the present invention,
To solve the problems, such as that payment behavior relies on cash or mobile equipment in the prior art.
To achieve the above object, the embodiment of the present invention provides a kind of charging method, including：Before charge, gather and wait to pay
The default biological information at expense family and default payment accounts information, by the default biological information and the default branch
Pay account information binding storage；In charging process, the default biological information of the user to be billed is gathered, is treated to described
Paying customer carries out charging, in real time stores the expense that charging produces and the default biological information binding；In payment
During, the biological information of the collection user to be billed, by the biological information and the default biological characteristic
Information is matched, when the biological information is with the default biometric information matches success, by the default life
Thing characteristic information, the default payment accounts information and the expense are sent to payment platform and carry out payment of withholing, and are receiving
During the successful information of the payment of payment platform feedback, charge successfully.
According to another aspect of the present invention, there is provided a kind of computer equipment, including memory, processor and be stored in
On reservoir and the computer program that can run on a processor, the processor realize above-mentioned when performing the computer program
A kind of charging method.
According to another aspect of the present invention, there is provided a kind of computer-readable recording medium, the computer-readable storage
Media storage has the computer program for performing any of the above-described kind of charging method.
According to another aspect of the present invention, there is provided a kind of toll collection system, including：Image storage apparatus, for charging
Before, the default biological information of user to be billed and default payment accounts information are gathered, the default biological characteristic is believed
Breath and the default payment accounts information binding storage；Counting equipment, in charging process, gathering the user to be billed
Default biological information, charging is carried out to the user to be billed, in real time by the expense that charging produces and the default life
The binding storage of thing characteristic information；Image capture device, the biology for during payment, gathering the user to be billed are special
Reference ceases；Payment devices, for the biological information to be matched with the default biological information, in the life
When thing characteristic information is with the default biometric information matches success, by the default biological information, the default branch
Pay account information and the expense is sent to payment platform and carries out payment of withholing, receive the payment of the payment platform feedback
During successful information, charge successfully.
Apply the technical scheme of the present invention, charging method includes：Before charge, the default biology of user to be billed is gathered
Characteristic information and default payment accounts information, the default biological information and the default payment accounts information binding are deposited
Storage；In charging process, the default biological information of the user to be billed is gathered, the user to be billed is counted
Take, in real time store the expense that charging produces and the default biological information binding；During payment, described in collection
The biological information of user to be billed, the biological information is matched with the default biological information,
When the biological information is with the default biometric information matches success, by the default biological information, described
Default payment accounts information and the expense are sent to payment platform and carry out payment of withholing, and are receiving the payment platform feedback
Payment successful information when, charge successfully.
I.e. the present invention ties up the default biological information of user to be billed and default payment accounts information before charge
Fixed storage, in charging process, in real time stores the expense that charging produces and the binding of default biological information, when paying,
Matched using the biological information of user to be billed, and by biological information with default biological information,
During with success, default biological information, default payment accounts information and expense are sent to payment platform, request pays flat
Platform withholds default payment accounts information, to pay above-mentioned expense, successfully believes in the payment for receiving payment platform feedback
During breath, then this is charged successfully.Realize the biological information based on user to be billed and carry out charging and the process paid, with
The means of payment in the prior art based on cash or mobile terminal is compared, and the completion that the present invention can be more safe and efficient is paid；
Meanwhile avoid user from carrying the equipment such as mobile terminal, it can be conducive to improve the payment experience of user.
Brief description of the drawings
Fig. 1 is the flow chart of the charging method of the embodiment of the present invention；
Fig. 2 is the flow chart charged using above-mentioned charging method of the embodiment of the present invention；
Fig. 3 is the structure diagram of the toll collection system of the embodiment of the present invention.
Embodiment
The present invention is described in further detail with specific embodiment below in conjunction with the accompanying drawings, but not as the limit to the present invention
It is fixed.
Shown in Figure 1, according to an embodiment of the invention, charging method includes：
Step 101：Before charge, the default biological information and default payment accounts letter of user to be billed are gathered
Breath, by the default biological information and the default payment accounts information binding storage；
Step 102：In charging process, the default biological information of the user to be billed is gathered, waits to pay to described
Expense family carries out charging, in real time stores the expense that charging produces and the default biological information binding；
Step 103：During payment, the biological information of the user to be billed is gathered, the biology is special
Reference breath is matched with the default biological information, in the biological information and the default biological information
During successful match, the default biological information, the default payment accounts information and the expense are sent to payment
Platform carries out payment of withholing, and in the successful information of the payment that receives payment platform feedback, charges successfully.
The charging method of the present invention, before charge, by the default biological information of user to be billed and default payment
Account information binding storage, in charging process, in real time stores the expense that charging produces and the binding of default biological information,
When paying, carried out using the biological information of user to be billed, and by biological information and default biological information
Matching, in successful match, payment platform is sent to by default biological information, default payment accounts information and expense,
Request payment platform withholds default payment accounts information, to pay above-mentioned expense, is receiving the branch of payment platform feedback
When paying successful information, then this is charged successfully.Realize the biological information based on user to be billed and carry out charging and branch
The process paid, compared with the means of payment in the prior art based on cash or mobile terminal, the present invention can be more safe and efficient
Completion pay；Meanwhile avoid user from carrying the equipment such as mobile terminal, it can be conducive to improve the payment experience of user.
When it is implemented, realizing safe, efficient payment for the ease of user, above-mentioned default biological information can be
Any information that user to be billed can be identified with uniqueness, for example, in the present embodiment, above-mentioned default biological information is behaved
Face characteristic information.
When it is implemented, in order to realize secure payment, above-mentioned default payment accounts information can be Third-party payment account
Information, specifically, the default payment accounts information can include payment accounts, ID card information, biological information etc..Specifically
, can be first special by default biology before binding storage is carried out to default biological information and default payment accounts information
Reference breath is matched with presetting the biological information in payment accounts information, to verify user identity, in successful match
In the case of, then default biological information and default payment accounts information be subjected to binding storage.Can also be special by default biology
Reference stores after ceasing and presetting the encryption of payment accounts information.
When it is implemented, above-mentioned charging method can be used for the application scenarios of various progress charging charges, for example, in this reality
Apply in example, above-mentioned charging method can be used for Car park payment, specifically, when charging successfully, control gate is argued for the sake of arguing, and is disappeared at this time
Expense person (i.e. above-mentioned user to be billed) can drive to leave parking lot, and the appearance that can greatly promote user pays the effect of link
Rate, improves parking lot entirety traffic efficiency.
When it is implemented, in order to meet the needs of under different situations, in the present embodiment, above-mentioned charging method also wraps
Include：When receiving the information of payment failure of the payment platform feedback, the user to be billed is prompted to replace the means of payment.
Above-mentioned charging method is described below in conjunction with specific example, by taking the application scenarios of the Car park payment in parking lot as an example,
As shown in Fig. 2, the charging process includes：
Step 1：Above-mentioned charging method (can be properly termed as by APP (being properly termed as ETCP parkings APP), life number
ETCP parkings life number) or the mode of public platform (be properly termed as ETCP parking public platform) realize that user pays close attention to APP, life number
Or public platform；
Step 2：The default biological information of user and default payment accounts information are gathered, the default payment accounts information
It can include Third-party payment account, ID card information and biological information, the biological information and default biology are special
Reference breath can be gathered from the human face image information of user；
Step 3：Judge whether the biological information in default biological information and default payment accounts information matches,
It is then to perform step 4, it is no, then perform step 2；
Step 4：By default biological information and the binding storage of default payment accounts information；
Step 5：The vehicle of user enters parking lot, and the expense and the default biological characteristic of user in real time producing charging are believed
Breath binding storage；
Step 6：When user leaves parking lot, the side of choosing whether in parking lot or on the terminal device of parking exit
Formula, when have selected third party's recognition of face means of payment, performs step 7；
Step 7：The face biological information of user is gathered again；
Step 8：The face biological information of the expense of user's vehicle and user is uploaded to cloud server (can be with
Referred to as ETCP clouds)；
Step 9：Judge whether face biological information matches with default biological information, be, perform step 10,
It is no, perform step 6；
Step 10：Default biological information, expense and default payment accounts information are sent to Third-party payment and put down
Platform, request Third-party payment platform withhold default payment accounts information；
Step 11：Judge whether third-party platform pays success, be, perform step 12, it is no, perform step 6；
Step 12：Control gate is argued for the sake of arguing, and user's vehicle leaves parking lot.
When it is implemented, also proposed a kind of computer equipment in the present embodiment, including memory, processor and storage
On a memory and the computer program that can run on a processor, the processor are realized when performing the computer program
State any charging method.
When it is implemented, also proposed a kind of computer-readable recording medium in the present embodiment, it is described computer-readable
Storage medium is stored with the computer program for performing any of the above-described kind of charging method.
When it is implemented, also proposed a kind of toll collection system in the present embodiment, as shown in figure 3, including：
Image storage apparatus 301, for before charge, gathering the default biological information of user to be billed and presetting
Payment accounts information, by the default biological information and the default payment accounts information binding storage；Specifically, the figure
As storage device 301 can be realized by camera；
Counting equipment 302, it is right in charging process, gathering the default biological information of the user to be billed
The user to be billed carries out charging, in real time stores the expense that charging produces and the default biological information binding；
Image capture device 303, for during payment, gathering the biological information of the user to be billed；
Specifically, the image capture device 303 can also be realized by camera；
Payment devices 304, for the biological information to be matched with the default biological information, in institute
When stating biological information with the default biometric information matches success, by the default biological information, described pre-
If payment accounts information and the expense are sent to payment platform and carry out payment of withholing, the payment platform feedback is being received
When paying successful information, charge successfully.
In one embodiment, the default biological information is face characteristic information.
In one embodiment, the toll collection system is used for Car park payment, and when charging successfully, control gate is argued for the sake of arguing.
In one embodiment, the payment devices, are additionally operable to receiving the payment failure of the payment platform feedback
During information, the user to be billed is prompted to replace the means of payment.
Certainly, above is the preferred embodiment of the present invention.It should be pointed out that for those skilled in the art
For, on the premise of its general principles are not departed from, some improvements and modifications can also be made, these improvements and modifications
It is considered as protection scope of the present invention.
Claims (10)
- A kind of 1. charging method, it is characterised in that including：Before charge, the default biological information of user to be billed and default payment accounts information are gathered, will be described default Biological information and the default payment accounts information binding storage；In charging process, the default biological information of the user to be billed is gathered, the user to be billed is counted Take, in real time store the expense that charging produces and the default biological information binding；During payment, gather the biological information of the user to be billed, by the biological information with it is described Default biological information is matched, when the biological information is with the default biometric information matches success, The default biological information, the default payment accounts information and the expense are sent to payment platform and withholdd Pay, in the successful information of the payment that receives payment platform feedback, charge successfully.
- 2. charging method according to claim 1, it is characterised in that the default biological information is believed for face characteristic Breath.
- 3. charging method according to claim 1, it is characterised in that the charging method is used for Car park payment, is charging During success, control gate is argued for the sake of arguing.
- 4. charging method according to any one of claim 1 to 3, it is characterised in that further include：When receiving the information of payment failure of the payment platform feedback, the user to be billed is prompted to replace the means of payment.
- 5. a kind of computer equipment, including memory, processor and storage are on a memory and the meter that can run on a processor Calculation machine program, it is characterised in that the processor is realized described in any one of Claims 1-4 when performing the computer program Charging method.
- 6. a kind of computer-readable recording medium, it is characterised in that the computer-readable recording medium storage has perform claim It is required that the computer program of 1 to 4 any one of them charging method.
- A kind of 7. toll collection system, it is characterised in that including：Image storage apparatus, default biological information and default branch for before charge, gathering user to be billed are paid a bill Number information, by the default biological information and the default payment accounts information binding storage；Counting equipment, in charging process, gathering the default biological information of the user to be billed, waits to pay to described Expense family carries out charging, in real time stores the expense that charging produces and the default biological information binding；Image capture device, for during payment, gathering the biological information of the user to be billed；Payment devices, for the biological information to be matched with the default biological information, in the biology When characteristic information is with the default biometric information matches success, by the default biological information, the default payment Account information and the expense are sent to payment platform and carry out payment of withholing, receive the payment of payment platform feedback into During the information of work(, charge successfully.
- 8. toll collection system according to claim 7, it is characterised in that the default biological information is believed for face characteristic Breath.
- 9. toll collection system according to claim 7, it is characterised in that the toll collection system is used for Car park payment, is charging During success, control gate is argued for the sake of arguing.
- 10. the toll collection system according to any one of claim 7 to 9, it is characterised in that the payment devices, are additionally operable to When receiving the information of payment failure of the payment platform feedback, the user to be billed is prompted to replace the means of payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711229064.9A CN108009827A (en) | 2017-11-29 | 2017-11-29 | Charging method, system, computer equipment and computer-readable recording medium |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711229064.9A CN108009827A (en) | 2017-11-29 | 2017-11-29 | Charging method, system, computer equipment and computer-readable recording medium |
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| CN108009827A true CN108009827A (en) | 2018-05-08 |
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| CN201711229064.9A Pending CN108009827A (en) | 2017-11-29 | 2017-11-29 | Charging method, system, computer equipment and computer-readable recording medium |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108665565A (en) * | 2018-05-14 | 2018-10-16 | 西安艾润物联网技术服务有限责任公司 | Stop fee payment method, system and storage medium |
| CN108985743A (en) * | 2018-05-14 | 2018-12-11 | 奇瑞汽车股份有限公司 | A kind of parking fee on-line payment system and method based on car networking |
| CN108995656A (en) * | 2018-06-22 | 2018-12-14 | 南京通兴捷交通科技有限公司 | Monitoring method and device based on travel condition of vehicle |
| CN109493022A (en) * | 2018-09-20 | 2019-03-19 | 西安艾润物联网技术服务有限责任公司 | Fee payment method, system, terminal and storage medium based on intelligent vehicle mounted terminal |
| CN111563745A (en) * | 2020-04-30 | 2020-08-21 | 中国银行股份有限公司 | Method for paying without stopping vehicle and related device |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN111563745A (en) * | 2020-04-30 | 2020-08-21 | 中国银行股份有限公司 | Method for paying without stopping vehicle and related device |
| CN111563745B (en) * | 2020-04-30 | 2024-04-12 | 中国银行股份有限公司 | Method and related device for paying without stopping vehicle |
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Application publication date: 20180508 |