CN107909378B - Vehicle information auditing method and device, storage medium and electronic equipment - Google Patents
Vehicle information auditing method and device, storage medium and electronic equipment Download PDFInfo
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- CN107909378B CN107909378B CN201711287365.7A CN201711287365A CN107909378B CN 107909378 B CN107909378 B CN 107909378B CN 201711287365 A CN201711287365 A CN 201711287365A CN 107909378 B CN107909378 B CN 107909378B
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Abstract
The embodiment of the invention relates to the technical field of data processing, in particular to a vehicle information auditing method and device in insurance business, a storage medium and electronic equipment. The method can comprise the following steps: establishing wireless communication connection with a vehicle to be checked, wherein the wireless communication connection is continuous in the checking process; sending a request for acquiring an identification code of a vehicle to be checked to the vehicle to be checked through wireless communication connection; receiving the identification code of the vehicle to be checked returned by the vehicle to be checked response request through wireless communication connection; sending the identification code to a server; and receiving the vehicle information which is returned by the server and corresponds to the identification code for the vehicle to be checked. The method and the system ensure the uniqueness and the legality of the vehicle to be audited in the whole auditing process, are simple and effective in mode, are simple in auditing steps, have no limitations such as places, light, environments and the like, and are good in user experience; in addition, compared with the prior art, the method has high auditing efficiency and high auditing accuracy.
Description
Technical Field
The present disclosure relates to the field of data processing technologies, and in particular, to a method and an apparatus for auditing vehicle information in insurance business, a storage medium, and an electronic device.
Background
With rapid progress in economy and rapid development of the vehicle industry, the quantity of vehicles kept in various regions is rapidly increased, and traffic jam and traffic accidents occur frequently along with the rapid progress of the economy and the rapid development of the vehicle industry. In this case, the insurance (i.e., "vehicle insurance") of the motor vehicle is very important. The vehicle insurance is a vehicle insurance taking the responsibility of the motor vehicle and a third party thereof as an insurance mark, and needs a user (or a manager) to make a guarantee or continue a guarantee according to the time.
Currently, common ways of applying and maintaining a guarantee include: firstly, driving a vehicle to a 4S store or a designated place of a selected insurance company for vehicle examination; and secondly, remote insurance application or renewal, namely completing the whole vehicle auditing process step by step according to the remote operation instruction in the appointed time, place and environment according to the requirement of remote customer service. However, in the process of remote insurance application or renewal, firstly, a user needs to drive the vehicle to a place with sufficient light, no shielding object around, spaciousness and full-angle shooting according to requirements; then, when a picture of the vehicle is shot, in order to ensure the uniqueness and the legality of the vehicle, the picture of the vehicle must be shot on the day when the verification code is taken, paper written with the verification code needs to be put together with the vehicle, the picture is shot at the angle of 45 degrees of the vehicle, and the paper cannot block the vehicle; and finally, the user uploads the picture of the vehicle to a customer service, the picture is audited manually, and after the manual audit is passed, the picture is audited through a machine so as to prevent the cheating insurance by using the PS picture.
Obviously, on one hand, in the two modes, the auditing step is complicated, the user is limited, and the user experience is not good; on the other hand, when a large number of services are faced, errors may occur in manual auditing, the processing speed is low, the auditing process is easy to jam, and the auditing efficiency is greatly reduced.
It is to be noted that the information disclosed in the above background section is only for enhancement of understanding of the background of the present disclosure, and thus may include information that does not constitute prior art known to those of ordinary skill in the art.
Disclosure of Invention
An object of the present disclosure is to provide a vehicle information auditing method and apparatus, a storage medium, and an electronic device in insurance business, which overcome one or more of the problems due to the limitations and disadvantages of the related art, at least to some extent.
According to one aspect of the disclosure, a vehicle information auditing method in insurance business is provided, which includes:
establishing wireless communication connection with a vehicle to be checked, wherein the wireless communication connection is continuous in the checking process;
sending a request for acquiring the identification code of the vehicle to be checked to the vehicle to be checked through the wireless communication connection;
receiving the identification code of the vehicle to be checked returned by the vehicle to be checked in response to the request through the wireless communication connection;
sending the identification code to a server;
and receiving vehicle information which is returned by the server and corresponds to the identification code for auditing the vehicle to be audited.
In an exemplary embodiment of the present disclosure, after receiving vehicle information corresponding to the identification code returned by the server for the audit of the vehicle to be audited, the method further includes:
acquiring a plurality of pictures including license plate numbers of the vehicles to be audited;
uploading the pictures to the server so that the server identifies the pictures to acquire the license plate number of the vehicle to be checked;
receiving the license plate number sent by the server for checking the vehicle to be checked;
and judging whether the vehicle to be checked passes the checking by combining the checking result of the vehicle information and the checking result of the license plate number.
In an exemplary embodiment of the present disclosure, the obtaining a plurality of pictures including license plate numbers of the vehicle to be checked includes:
judging whether the vehicle to be checked meets preset service processing conditions or not;
and when the vehicle to be checked is judged to meet the preset service processing conditions, acquiring a plurality of pictures including the license plate number of the vehicle to be checked.
In an exemplary embodiment of the present disclosure, the vehicle information includes vehicle insurance history information, and the determining whether the vehicle to be audited meets a preset service processing condition includes:
and judging whether the vehicle to be checked meets a preset service processing condition or not according to the vehicle participation historical information.
In an exemplary embodiment of the disclosure, the uploading the plurality of pictures to the server to enable the server to identify the plurality of pictures to obtain the license plate number of the vehicle to be checked includes:
uploading the pictures to the server so that the server can respectively identify the license plate numbers of the pictures, confirming the license plate numbers as the license plate numbers of the vehicles to be checked when the license plate numbers of the pictures are completely the same, and generating a picture re-uploading request when the license plate numbers of the pictures are not completely the same;
and receiving and responding to the picture re-uploading request, and re-acquiring a plurality of pictures including license plate numbers of the vehicle to be checked.
In an exemplary embodiment of the present disclosure, the obtaining a plurality of pictures including license plate numbers of the vehicle to be checked includes:
and shielding the device functions except the preset photographing function in the process of acquiring the plurality of pictures, and acquiring the plurality of pictures through the preset photographing function.
In an exemplary embodiment of the present disclosure, the plurality of pictures includes:
and respectively obtaining four pictures including license plate numbers of the vehicle to be checked at the positions of four diagonal lines of the vehicle to be checked.
In an exemplary embodiment of the present disclosure, the preset service includes a renewal service, an application service, an underwriting service, a survey service, and a claim settlement service.
In an exemplary embodiment of the present disclosure, the wireless communication connection includes bluetooth, wireless local area network, radio frequency, and GPS.
According to one aspect of the present disclosure, there is provided a vehicle information auditing apparatus in insurance business, including:
the system comprises a connection establishing module, a checking module and a processing module, wherein the connection establishing module is used for establishing wireless communication connection with a vehicle to be checked, and the wireless communication connection is continuous in the checking process;
the first sending module is used for sending a request for acquiring the identification code of the vehicle to be checked to the vehicle to be checked through the wireless communication connection;
the first receiving module is used for receiving the identification code of the vehicle to be checked returned by the vehicle to be checked in response to the request through the wireless communication connection;
the second sending module is used for sending the identification code to a server;
and the second receiving module is used for receiving the vehicle information which is returned by the server and corresponds to the identification code so as to be used for auditing the vehicle to be audited.
According to an aspect of the present disclosure, there is provided a computer readable storage medium, on which a computer program is stored, the computer program, when executed by a processor, implementing the method for auditing vehicle information in an insurance service.
According to an aspect of the present disclosure, there is provided an electronic device including:
a processor; and
a memory for storing executable instructions of the processor;
wherein the processor is configured to execute any one of the vehicle information auditing methods in insurance business via executing the executable instructions.
The invention discloses a vehicle information auditing method and device in insurance business, a storage medium and electronic equipment. Establishing wireless communication connection with a vehicle to be checked, wherein the wireless communication connection is continuous in the checking process; acquiring the identification code of the vehicle to be checked through wireless communication connection; and acquiring vehicle information corresponding to the identification code from a server according to the identification code so as to be used for auditing the vehicle to be audited. On one hand, the uniqueness and the legality of the vehicle to be audited in the whole auditing process are ensured by establishing the wireless communication connection with the vehicle to be audited and keeping the wireless communication connection continuous in the auditing process, and the mode is simple and effective; on the other hand, the vehicle information is obtained through the identification code of the vehicle to be audited, so that the vehicle to be audited can be audited, the auditing step is simple, the limitation of places, light, environments and the like is avoided, and the user experience is good; in another aspect, compared with the prior art, the method has high auditing efficiency and high auditing accuracy.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.
Drawings
The above and other features and advantages of the present disclosure will become more apparent by describing in detail exemplary embodiments thereof with reference to the attached drawings. It is to be understood that the drawings in the following description are merely exemplary of the disclosure, and that other drawings may be derived from those drawings by one of ordinary skill in the art without the exercise of inventive faculty. In the drawings:
FIG. 1 is a flow chart of a vehicle information auditing method in insurance business according to the present disclosure;
FIG. 2 is a flow chart of an embodiment of the present disclosure;
FIG. 3 is a block diagram of a vehicle information auditing device in an insurance business according to the present disclosure;
FIG. 4 is a block diagram view of an electronic device in an exemplary embodiment according to the present disclosure.
FIG. 5 is a schematic diagram illustrating a program product in an exemplary embodiment of the disclosure.
Detailed Description
Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of example embodiments to those skilled in the art. The same reference numerals denote the same or similar parts in the drawings, and thus, a repetitive description thereof will be omitted.
Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided to give a thorough understanding of embodiments of the disclosure. One skilled in the relevant art will recognize, however, that the embodiments of the disclosure can be practiced without one or more of the specific details, or with other methods, components, materials, devices, steps, and so forth. In other instances, well-known structures, methods, devices, implementations, materials, or operations are not shown or described in detail to avoid obscuring aspects of the disclosure.
The block diagrams shown in the figures are functional entities only and do not necessarily correspond to physically separate entities. That is, these functional entities may be implemented in the form of software, or in one or more software-hardened modules, or in different networks and/or processor devices and/or microcontroller devices.
In an exemplary embodiment of the disclosure, a vehicle information auditing method in insurance business is provided, which can be applied to various intelligent terminals to audit a vehicle to be audited in the vehicle insurance business. The intelligent terminal can be a mobile phone, a tablet computer, a notebook computer, a PAD and the like. Referring to fig. 1, the method for auditing vehicle information in insurance business may include:
step S1, establishing wireless communication connection with the vehicle to be audited, wherein the wireless communication connection is continuous in the auditing process;
step S2, sending a request for acquiring the identification code of the vehicle to be checked to the vehicle to be checked through the wireless communication connection;
step S3, receiving the identification code of the vehicle to be checked returned by the vehicle to be checked in response to the request through the wireless communication connection;
step S4, sending the identification code to a server;
and step S5, vehicle information corresponding to the identification code returned by the server is received for the vehicle to be audited.
According to the vehicle information auditing method in the exemplary embodiment, on one hand, the uniqueness and the legality of the vehicle to be audited in the whole auditing process are ensured by establishing the wireless communication connection with the vehicle to be audited and keeping the wireless communication connection continuous in the auditing process, and the mode is simple and effective; on the other hand, the vehicle information is obtained through the identification code of the vehicle to be audited, so that the vehicle to be audited can be audited, the auditing step is simple, the limitation of places, light, environments and the like is avoided, and the user experience is good; in another aspect, compared with the prior art, the method has high auditing efficiency and high auditing accuracy.
Next, referring to fig. 1, a vehicle information auditing method in the present exemplary embodiment will be further explained.
In step S1, a wireless communication connection with the vehicle to be checked is established, wherein the wireless communication connection continues during the checking process.
In the present exemplary embodiment, with the development of technology, almost all vehicles now support a short-range wireless communication technology such as bluetooth, and some high-end vehicles also support, for example, radio frequency technology (RFID), wireless local area network (wlan), proximity communication (NFC), GPS technology, ultra wide band (UltraWideBand), WiMedia, DECT, wireless 139, and dedicated wireless systems. Because the technology has the characteristics of no need of cables, low power consumption and transmission speed which can meet basic requirements and even approach to wired transmission, the quality of the vehicle used by users is greatly improved. In addition, vehicles currently on the market increasingly support vehicle identification code recognition systems.
Based on the method, the wireless communication connection between the intelligent terminal and the vehicle to be checked can be established, namely the wireless communication connection between the intelligent terminal and the vehicle to be checked is bound. The wireless communication connection may include bluetooth, wireless local area network, radio frequency, GPS, and the like. The intelligent terminal is taken as a mobile phone, and the wireless communication connection is taken as bluetooth for explanation. The Bluetooth function on the mobile phone is opened, the Bluetooth of the vehicle to be checked is searched through the mobile phone, and when the Bluetooth of the vehicle to be checked is searched, the mobile phone Bluetooth is connected with the Bluetooth of the vehicle to be checked so as to establish Bluetooth connection between the mobile phone and the vehicle to be checked.
In order to ensure the uniqueness and the legality of the vehicle to be audited in the whole auditing process, the wireless communication connection is continuous in the auditing process, namely the wireless connection is ensured to keep a connection state in the whole auditing process of the vehicle to be audited, and the disconnection phenomenon can not occur.
According to the method, the uniqueness and the legality of the vehicle to be audited in the whole auditing process are ensured by establishing the wireless communication connection with the vehicle to be audited and keeping the wireless communication connection continuous in the auditing process, and the method is simple and effective.
In step S2, a request for acquiring the identification code of the vehicle to be checked is sent to the vehicle to be checked through the wireless communication connection. In the present exemplary embodiment, after the wireless communication connection is established, a request for acquiring the identification code of the vehicle to be checked may be sent to the vehicle identification system of the vehicle to be checked through the wireless communication connection.
In step S3, the identification code of the vehicle to be checked returned in response to the request is received through the wireless communication connection.
In the exemplary embodiment, when the vehicle identification system of the vehicle to be checked receives a request for acquiring the identification code of the vehicle to be checked, the identification code of the vehicle to be checked is sent to the intelligent terminal in response to the request. The identification code is unique identification information of the vehicle, can also be called as an automobile identification card, and comprises important information of the vehicle such as the country, the manufacturer, the engine model, the vehicle type, the time limit and the like.
And step S4, sending the identification code to a server.
In the exemplary embodiment, the identification code of the vehicle to be checked is sent to the server, so that the vehicle information corresponding to the identification code is acquired from the server. Specifically, when the server receives the identification code of the vehicle to be audited, whether the identification code of the vehicle to be audited exists in the vehicle type database is judged, when the identification code of the vehicle to be audited does not exist in the vehicle type database, the vehicle to be audited is audited in a traditional vehicle auditing mode, and when the identification code of the vehicle to be audited exists in the vehicle type database, vehicle information corresponding to the identification code is obtained and sent to the intelligent terminal.
And step S5, vehicle information corresponding to the identification code returned by the server is received for the vehicle to be audited.
In the exemplary embodiment, the intelligent terminal receives the vehicle information corresponding to the identification information returned by the server, and automatically fills the vehicle information in the vehicle entry information sheet, so that the user can confirm the vehicle information in the vehicle entry information sheet, and determine whether the vehicle information of the vehicle to be checked is correct according to the determination result. When the vehicle information is correct, the user can send the vehicle information confirmation error-free information to the intelligent terminal by triggering the same control in the intelligent terminal, so that the intelligent terminal can determine that the vehicle to be checked passes the checking. When the vehicle information is wrong, the user can send the wrong vehicle information to the intelligent terminal by triggering different controls in the intelligent terminal, so that the intelligent terminal determines that the vehicle to be checked is not checked. The vehicle information may include a manufacturer of the vehicle, a dealer, an engine number, a model number, a series, a brand, etc. of the vehicle. In addition, the vehicle information may further include vehicle insurance history information of the vehicle to be checked, and the vehicle insurance history information may include vehicle insurance type, insurance participation time, expiration date and the like. It should be noted that the vehicle information may be provided by the supplier of the vehicle.
According to the method, the vehicle information is obtained through the identification code of the vehicle to be audited, so that the vehicle to be audited can be audited, the auditing step is simple, the limitation of places, light, environments and the like is avoided, and the user experience is good; in addition, compared with the prior art, the method has high auditing efficiency and high auditing accuracy.
Optionally, in order to improve the accuracy of the vehicle to be checked, the method may further include step S6, step S7, step S8, and step S9.
Fig. 2 is a flow chart of one embodiment of the present disclosure.
Referring to fig. 2, in step S6, a plurality of pictures including license plate numbers of the vehicle to be checked are acquired.
In the present exemplary embodiment, a plurality of pictures including the license plate number of the vehicle to be checked can be taken by turning on a photographing application in the smart terminal, such as a camera, a beautiful show, and the like. The plurality of pictures may include a plurality of pictures including the license plate number taken from different angles. It should be noted that, in order to identify the license plate number in the picture more quickly and better, the license plate number in each picture needs to be visible clearly, and each picture can see the complete vehicle to be checked and the shooting screen is filled with the vehicle to be checked as much as possible.
Optionally, in order to ensure the uniqueness of the vehicle to be checked, the obtaining of the plurality of pictures of the vehicle to be checked including the license plate number may include: and shielding the device functions except the preset photographing function in the process of acquiring the plurality of pictures, and acquiring the plurality of pictures through the preset photographing function.
In the exemplary embodiment, since the intelligent terminal includes functions of calling, video, shopping, sending information and the like, in order to avoid cheating, only the preset photographing function is reserved when the image of the vehicle to be identified is acquired, and other functions are all shielded. The preset photographing function may be a photographing function set by an insurance company, for example, a photographing function of a camera, and a photographing function of a beautiful figure show, and it should be noted that the preset photographing function in the present exemplary embodiment is not limited thereto.
Optionally, on the premise that the acquired multiple images can include all information of the vehicle to be checked, the number of the images is reduced, so that the complexity of calculation is reduced, and the calculation efficiency is improved, so that the vehicle checking efficiency is improved, wherein the multiple images may include: and respectively obtaining four pictures including license plate numbers of the vehicle to be checked at the positions of four diagonal lines of the vehicle to be checked.
Optionally, the obtaining of the plurality of pictures including the license plate numbers of the vehicle to be checked may include: judging whether the vehicle to be checked meets preset service processing conditions or not; and when the vehicle to be checked is judged to meet the preset service processing conditions, acquiring a plurality of pictures including the license plate number of the vehicle to be checked.
In the present exemplary embodiment, there are different requirements for the vehicle to be checked due to different insurance services. Therefore, before obtaining the plurality of pictures including the license plate numbers of the vehicle to be audited, whether the vehicle to be audited meets the processing conditions of the preset service is judged, and when the vehicle to be audited meets the processing conditions of the preset service, the plurality of pictures including the license plate numbers of the vehicle to be audited are obtained. Obviously, the auditing process can be simplified and the auditing efficiency can be improved by the method.
Optionally, the preset service may include a renewal service, an insurance application service, an insurance approval service, a survey service, and a claim settlement service, but the preset insurance service in the exemplary embodiment is not limited thereto.
Optionally, the vehicle information includes vehicle insurance history information, and the determining whether the vehicle to be audited meets a preset service processing condition may include: and judging whether the vehicle to be checked meets a preset service processing condition or not according to the vehicle participation historical information. In the exemplary embodiment, vehicle insurance history information of the vehicle to be audited may be obtained in an insurance database according to the identification code of the vehicle to be audited, and whether the vehicle to be audited meets a preset service processing condition or not may be determined according to the vehicle insurance history information and by combining the preset service processing condition.
For example, when the preset service is a renewal service, the renewal service processing condition includes that the vehicle participation history information of the vehicle to be checked exists in the application database, and the vehicle participation history information is expired or the vehicle participation history information is not expired but is within the renewal period.
For another example, when the preset service is an insurance application service, the insurance application service processing condition includes that the vehicle insurance participation history information of the vehicle to be checked does not exist in the insurance application database.
For another example, when the preset service is a claim settlement service, the claim settlement service processing condition includes that vehicle participation history information of the vehicle to be checked exists in the application database, and the vehicle participation history information is not expired.
In step S7, the pictures are uploaded to the server, so that the server recognizes the pictures to obtain the license plate number of the vehicle to be checked.
In the exemplary embodiment, a license plate number in each picture can be identified by using a license plate identification model, and the license plate identification model can be constructed by a deep learning algorithm.
Optionally, the uploading the pictures to the server so that the server identifies the pictures to obtain the license plate number of the vehicle to be checked may include:
and step S71, uploading the pictures to the server so that the server can respectively identify the license plate number of each picture, confirming the license plate number as the license plate number of the vehicle to be checked when the license plate numbers of the pictures are completely the same, and generating a picture re-uploading request when the license plate numbers of the pictures are not completely the same.
In the exemplary embodiment, after the intelligent terminal acquires a plurality of pictures, the pictures are uploaded to the server, and the server inputs the pictures into the license plate number identification model respectively to acquire the license plate number of each picture; and then, the server judges the consistency of the license plate numbers of all the pictures, namely judges whether the license plate numbers of all the pictures are completely the same, and sends the license plate numbers to the intelligent terminal for the auditing of the vehicles to be audited when the license plate numbers of all the pictures are completely the same. And when the license plate numbers of the pictures are not identical, generating an image re-uploading request, and sending the image re-generating request to the intelligent terminal.
And step S72, receiving and responding the picture re-uploading request, and re-acquiring a plurality of pictures including license plate numbers of the vehicle to be checked.
In the exemplary embodiment, when a picture re-uploading request is received, the uploaded picture is re-displayed in the display interface of the intelligent terminal, so that the user can judge that the picture is shot incorrectly and re-shoot the picture with the error, and the re-shot picture with the error and the picture without the error are uploaded to the server together. And the server respectively inputs the newly uploaded pictures into the license plate number identification model to obtain the license plate numbers of the newly uploaded pictures, determines the license plate numbers as the license plate numbers of the vehicles to be checked when judging that the license plate numbers of the pictures are the same, and sends the license plate numbers to the intelligent terminal for checking the vehicles to be checked.
And step S8, receiving the license plate number sent by the server for checking the vehicle to be checked.
In the exemplary embodiment, the intelligent terminal receives the license plate number sent by the server and displays the license plate number in a display interface of the intelligent terminal. At this time, the user can confirm whether the license plate number is the same as that of the vehicle to be checked, and if the license plate number is the same as that of the vehicle to be checked, the user can send license plate number confirmation error-free information to the intelligent terminal by triggering the same control in the intelligent terminal, so that the intelligent terminal can determine that the vehicle to be checked passes the checking. If the license plate number is different from the license plate number, the user can send the wrong information of the license plate number to the intelligent terminal by triggering different controls in the intelligent terminal, so that the intelligent terminal determines that the vehicle to be checked does not pass the checking.
And step S9, judging whether the vehicle to be audited passes the audit or not by combining the audit result of the vehicle information and the audit result of the license plate number.
In the exemplary embodiment, whether the vehicle to be checked passes the final check can be determined according to the result of checking the vehicle information and the result of checking the license plate number by the user. Specifically, when the intelligent terminal receives the information that the vehicle information is correct and the information that the license plate number is correct, it is determined that the vehicle to be checked passes the final checking. And if at least one item is not approved (vehicle information and/or license plate number), determining that the vehicle to be approved is not approved finally.
At this point, it should be noted that although the various steps of the methods of the present disclosure are depicted in the drawings in a particular order, this does not require or imply that the steps must be performed in this particular order, or that all of the illustrated steps must be performed, to achieve desirable results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions, etc.
In an exemplary embodiment of the present disclosure, a vehicle information auditing apparatus in insurance business is further provided, which is applied to an intelligent terminal to audit a vehicle to be audited in vehicle insurance business, and referring to fig. 3, the vehicle information auditing apparatus 300 may include a connection establishing module 301, a first sending module 302, a first receiving module 303, a second sending module 304, and a second receiving module 305, where:
the establishing connection module 301 may be configured to establish a wireless communication connection with a vehicle to be checked, where the wireless communication connection is continuous in a checking process;
a first sending module 302, configured to send, to the vehicle to be checked through the wireless communication connection, a request for obtaining an identification code of the vehicle to be checked;
a first receiving module 303, configured to receive, through the wireless communication connection, an identification code of the vehicle to be checked, where the vehicle to be checked returns in response to the request;
a second sending module 304, configured to send the identification code to a server;
the second receiving module 305 may be configured to receive vehicle information corresponding to the identification code returned by the server, so as to be used for auditing of the vehicle to be audited.
The specific details of the vehicle information auditing device module in each insurance business are already described in detail in the corresponding vehicle information auditing method, and therefore are not described herein again.
It should be noted that although in the above detailed description several modules or units of the apparatus for performing are mentioned, such a division is not mandatory. Indeed, the features and functionality of two or more modules or units described above may be embodied in one module or unit, according to embodiments of the present disclosure. Conversely, the features and functions of one module or unit described above may be further divided into embodiments by a plurality of modules or units.
In an exemplary embodiment of the present disclosure, an electronic device capable of implementing the above method is also provided.
As will be appreciated by one skilled in the art, aspects of the present invention may be embodied as a system, method or program product. Thus, various aspects of the invention may be embodied in the form of: an entirely hardware embodiment, an entirely software embodiment (including firmware, microcode, etc.) or an embodiment combining hardware and software aspects that may all generally be referred to herein as a "circuit," module "or" system.
An electronic device 600 according to this embodiment of the invention is described below with reference to fig. 4. The electronic device 600 shown in fig. 4 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present invention.
As shown in fig. 4, the electronic device 600 is embodied in the form of a general purpose computing device. The components of the electronic device 600 may include, but are not limited to: the at least one processing unit 610, the at least one memory unit 620, a bus 630 connecting different system components (including the memory unit 620 and the processing unit 610), and a display unit 640.
Wherein the storage unit stores program code that is executable by the processing unit 610 to cause the processing unit 610 to perform steps according to various exemplary embodiments of the present invention as described in the above section "exemplary methods" of the present specification. For example, the processing unit 610 may execute step S1 shown in fig. 1, and establish a wireless communication connection with the vehicle to be checked, wherein the wireless communication connection continues during the checking process; step S2, sending a request for acquiring the identification code of the vehicle to be checked to the vehicle to be checked through the wireless communication connection; step S3, receiving the identification code of the vehicle to be checked returned by the vehicle to be checked in response to the request through the wireless communication connection; step S4, sending the identification code to a server; and step S5, vehicle information corresponding to the identification code returned by the server is received for the vehicle to be audited.
The storage unit 620 may include readable media in the form of volatile memory units, such as a random access memory unit (RAM)6201 and/or a cache memory unit 6202, and may further include a read-only memory unit (ROM) 6203.
The memory unit 620 may also include a program/utility 6204 having a set (at least one) of program modules 6205, such program modules 6205 including, but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which, or some combination thereof, may comprise an implementation of a network environment.
The electronic device 600 may also communicate with one or more external devices 700 (e.g., keyboard, pointing device, bluetooth device, etc.), with one or more devices that enable a user to interact with the electronic device 600, and/or with any devices (e.g., router, modem, etc.) that enable the electronic device 600 to communicate with one or more other computing devices. Such communication may occur via an input/output (I/O) interface 650. Also, the electronic device 600 may communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network such as the Internet) via the network adapter 660. As shown, the network adapter 660 communicates with the other modules of the electronic device 600 over the bus 630. It should be appreciated that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the electronic device 600, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage systems, among others.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiments of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, a terminal device, or a network device, etc.) to execute the method according to the embodiments of the present disclosure.
In an exemplary embodiment of the present disclosure, there is also provided a computer-readable storage medium having stored thereon a program product capable of implementing the above-described method of the present specification. In some possible embodiments, aspects of the invention may also be implemented in the form of a program product comprising program code means for causing a terminal device to carry out the steps according to various exemplary embodiments of the invention described in the above section "exemplary methods" of the present description, when said program product is run on the terminal device.
Referring to fig. 5, a program product 800 for implementing the above method according to an embodiment of the present invention is described, which may employ a portable compact disc read only memory (CD-ROM) and include program code, and may be run on a terminal device, such as a personal computer. However, the program product of the present invention is not limited in this regard and, in the present document, a readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
The program product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
A computer readable signal medium may include a propagated data signal with readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A readable signal medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).
Furthermore, the above-described figures are merely schematic illustrations of processes involved in methods according to exemplary embodiments of the invention, and are not intended to be limiting. It will be readily understood that the processes shown in the above figures are not intended to indicate or limit the chronological order of the processes. In addition, it is also readily understood that these processes may be performed synchronously or asynchronously, e.g., in multiple modules.
Other embodiments of the disclosure will be apparent to those skilled in the art from consideration of the specification and practice of the disclosure disclosed herein. This application is intended to cover any variations, uses, or adaptations of the disclosure following, in general, the principles of the disclosure and including such departures from the present disclosure as come within known or customary practice within the art to which the disclosure pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the disclosure being indicated by the following claims.
It will be understood that the present disclosure is not limited to the precise arrangements described above and shown in the drawings and that various modifications and changes may be made without departing from the scope thereof. The scope of the present disclosure is to be limited only by the terms of the appended claims.
Claims (10)
1. A vehicle information auditing method in insurance business is characterized by comprising the following steps:
establishing wireless communication connection with a vehicle to be checked, wherein the wireless communication connection is continuous in the checking process;
sending a request for acquiring the identification code of the vehicle to be checked to the vehicle to be checked through the wireless communication connection;
receiving the identification code of the vehicle to be checked returned by the vehicle to be checked in response to the request through the wireless communication connection;
sending the identification code to a server;
receiving vehicle information which is returned by the server and corresponds to the identification code for auditing the vehicle to be audited;
the method further comprises the following steps of after receiving the vehicle information which is returned by the server and corresponds to the identification code and is used for auditing the vehicle to be audited:
acquiring a plurality of pictures including license plate numbers of the vehicle to be checked, shielding equipment functions except a preset photographing function in the process of acquiring the plurality of pictures, and acquiring the plurality of pictures through the preset photographing function;
uploading the pictures to the server so that the server identifies the pictures to acquire the license plate number of the vehicle to be checked;
receiving the license plate number sent by the server for checking the vehicle to be checked;
and judging whether the vehicle to be checked passes the checking by combining the checking result of the vehicle information and the checking result of the license plate number.
2. The method for auditing vehicle information in insurance business according to claim 1, where the obtaining of the plurality of pictures including the license plate number of the vehicle to be audited includes:
judging whether the vehicle to be checked meets preset service processing conditions or not;
and when the vehicle to be checked is judged to meet the preset service processing conditions, acquiring a plurality of pictures including the license plate number of the vehicle to be checked.
3. The method for auditing vehicle information in an insurance service according to claim 2, where the vehicle information includes vehicle insurance history information, and the determining whether the vehicle to be audited meets preset service processing conditions includes:
and judging whether the vehicle to be checked meets a preset service processing condition or not according to the vehicle participation historical information.
4. The method for auditing vehicle information in an insurance business of claim 1, wherein the uploading the plurality of pictures to the server to cause the server to identify the plurality of pictures to obtain the license plate number of the vehicle to be audited comprises:
uploading the pictures to the server so that the server can respectively identify the license plate numbers of the pictures, confirming the license plate numbers as the license plate numbers of the vehicles to be checked when the license plate numbers of the pictures are completely the same, and generating a picture re-uploading request when the license plate numbers of the pictures are not completely the same;
and receiving and responding to the picture re-uploading request, and re-acquiring a plurality of pictures including license plate numbers of the vehicle to be checked.
5. The method for auditing vehicle information in an insurance business according to any one of claims 1 to 4, wherein the plurality of pictures include:
and respectively obtaining four pictures including license plate numbers of the vehicle to be checked at the positions of four diagonal lines of the vehicle to be checked.
6. The method for auditing vehicle information in an insurance service according to any one of claims 2 to 3, wherein the preset services include a renewal service, an application service, an underwriting service, a survey service and a claim settlement service.
7. The method for auditing vehicle information in an insurance service according to any one of claims 1 to 4, characterized in that the wireless communication connection comprises Bluetooth, wireless local area network, radio frequency and GPS.
8. A vehicle information auditing device in insurance business, characterized by comprising:
the system comprises a connection establishing module, a checking module and a processing module, wherein the connection establishing module is used for establishing wireless communication connection with a vehicle to be checked, and the wireless communication connection is continuous in the checking process;
the first sending module is used for sending a request for acquiring the identification code of the vehicle to be checked to the vehicle to be checked through the wireless communication connection;
the first receiving module is used for receiving the identification code of the vehicle to be checked returned by the vehicle to be checked in response to the request through the wireless communication connection;
the second sending module is used for sending the identification code to a server;
the second receiving module is used for receiving the vehicle information which is returned by the server and corresponds to the identification code so as to be used for auditing the vehicle to be audited;
wherein the apparatus is further arranged to: after vehicle information corresponding to the identification code returned by the server is received and used for auditing the vehicle to be audited, acquiring a plurality of pictures including the license plate number of the vehicle to be audited, shielding device functions except a preset photographing function in the process of acquiring the plurality of pictures, and acquiring the plurality of pictures through the preset photographing function; uploading the pictures to the server so that the server identifies the pictures to acquire the license plate number of the vehicle to be checked; receiving the license plate number sent by the server for checking the vehicle to be checked; and judging whether the vehicle to be checked passes the checking by combining the checking result of the vehicle information and the checking result of the license plate number.
9. A computer-readable storage medium, on which a computer program is stored, wherein the computer program, when executed by a processor, implements a method for auditing vehicle information in an insurance service according to any one of claims 1 to 7.
10. An electronic device, comprising:
a processor; and
a memory for storing executable instructions of the processor;
wherein the processor is configured to execute the vehicle information auditing method in insurance business of any one of claims 1-7 through executing the executable instructions.
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| CN201711287365.7A CN107909378B (en) | 2017-12-07 | 2017-12-07 | Vehicle information auditing method and device, storage medium and electronic equipment |
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| CN201711287365.7A CN107909378B (en) | 2017-12-07 | 2017-12-07 | Vehicle information auditing method and device, storage medium and electronic equipment |
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| CN109598519B (en) * | 2018-10-17 | 2024-02-06 | 平安国际融资租赁有限公司 | Vehicle auditing method, device, computer equipment and storage medium |
| CN110659380A (en) * | 2019-10-11 | 2020-01-07 | 上海眼控科技股份有限公司 | Vehicle auditing method, device and equipment |
| CN110920531B (en) * | 2019-10-18 | 2021-03-30 | 北京智慧中网科技有限公司 | Electronic license plate adopting radio frequency identification technology |
| CN111127218A (en) * | 2019-11-14 | 2020-05-08 | 泰康保险集团股份有限公司 | Data processing method and device, storage medium and electronic terminal |
| CN111147602B (en) * | 2019-12-31 | 2022-06-14 | 湖南中联重科智能技术有限公司 | Networking method and networking device for master vehicle and slave vehicle |
| CN116051297A (en) * | 2023-02-10 | 2023-05-02 | 北京智车睿控信息技术有限公司 | Internet-based vehicle risk identification system |
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Address after: Floor 36, Zheshang Building, No. 718 Jianshe Avenue, Jiang'an District, Wuhan, Hubei 430019 Patentee after: TK.CN INSURANCE Co.,Ltd. Patentee after: TAIKANG INSURANCE GROUP Co.,Ltd. Address before: 156 fuxingmennei street, Xicheng District, Beijing 100031 Patentee before: TAIKANG INSURANCE GROUP Co.,Ltd. Patentee before: TK.CN INSURANCE Co.,Ltd. |
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