CN107886323B - Mobile payment field monitoring prompt system and implementation method thereof - Google Patents
Mobile payment field monitoring prompt system and implementation method thereof Download PDFInfo
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- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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- G06Q20/327—Short range or proximity payments by means of M-devices
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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Abstract
The invention has proposed a mobile payment field controls the prompt system and its implement method, the said prompt system includes, main administrative terminal, at least one pair of administrative terminals and backstage supporter's management server; the main management terminal is a mobile terminal capable of completing a collection management task, and the auxiliary management terminal is a mobile terminal capable of completing the collection management task authorized by the main management terminal through a background management server; and the background management server is used for carrying out coordination management on the whole mobile payment field monitoring and prompting system and forwarding the attribute characteristics of the collection prompting information to each auxiliary management terminal authorized by the main management terminal. The invention utilizes the payment field prompting unit or the field prompting device of the main/auxiliary management terminal of the payment-collection field to carry out field prompting on the received collection prompting information attribute characteristics in a sound and/or character and/or image and/or vibration mode, thereby facilitating the timely checking of field service collection personnel and effectively controlling risks.
Description
Technical Field
The invention belongs to the technical field of mobile payment, and particularly relates to a mobile payment field monitoring prompt system and an implementation method thereof.
Background
Currently, most brick and mortar stores have a scene of 'face-to-face' mobile payment sites: because the payee mobile phone, i.e. the main management terminal, of the payee account of the payment platform bound by the merchant/boss (payee) may not be in the service transaction field, only the ordinary service staff is in the transaction field, or because the field is busy and messy, the service staff (payee verifier) is inconvenient to hold the mobile phone in the hand to check effectively and timely, when the consumer (payer) completes the mobile payment successfully by using the mobile phone code scanning or other methods, because the information of the payee result of the transaction sent by the payment platform to the merchant/boss reaches the beep sound to remind directly and the site directly prompt of the specific information content such as the non-verifiable payee amount, especially when the main management terminal is not in the service transaction field or is busy and messy, the consumer must also present a mobile phone payment success interface to the field service staff, it must additionally wait for the other party's confirmation to reply, indicating that the payment has been completed to the merchant payee in the correct amount.
Thus, the use scene of 'customer code scanning and active payment' has the following practical problems:
1. after a consumer successfully finishes mobile payment by scanning a code with a mobile phone or in other modes, in most cases, the consumer only calls, shakes/shows a mobile phone interface to a merchant field service person, and the merchant field service person is difficult to quickly and effectively see a specific prompt message 'how much to pay' on a payment result interface? Who is paid? Almost all field service personnel are not good at meaning and cannot see clearly, check the scene again, fear that consumers are not happy, and the scene service personnel are not good at the next time and are embarrassed. The site checking mode easily leaves the hidden danger of 'ticket leakage and ticket leakage': some consumers intentionally pay their own other accounts instead of the code-scanning merchant, or intentionally pay less; and shaking other payment result interfaces to the on-site service personnel of the merchant, and closing the remittance. Similar reports have been made in various places in recent years.
2. After the consumer finishes the mobile payment by using a mobile phone code scanning or other modes, at least one more operation action for displaying a successful payment result interface of the mobile phone is needed to be performed on the site service personnel of the merchant, and a certain time is also needed to be spent for waiting for the check confirmation response of the site service personnel of the merchant so as to indicate that the consumer finishes the payment of the transaction with correct amount and then means to leave the transaction site.
The situation that a merchant (payee) acquires a payment identification code on a mobile phone of a consumer (payer), inputs the amount to be paid and completes on-site payment, namely 'merchant code scanning and consumer passive payment' is adopted, and for the consumer, the mobile phone of the consumer needs to be handed out to the merchant, so that the consumer feels lack of active control, the consumer is easy to worry, the consumption experience is poor, and the good customer relationship is not maintained.
Furthermore, compared with the traditional cash transaction mode of money delivery by one hand and cash delivery by one hand, the current face-to-face mobile payment code scanning mode does not provide a direct and effective means for a merchant on-site service staff to conveniently and timely check the transaction collection condition under the conditions of maintaining good consumption experience and not interrupting the normal service flow.
Therefore, how to effectively solve the problem that most mobile payment field payers need to verify and check the payer' how much has been paid? Who paid? "and the like, which become technical problems to be solved at present.
The present invention has been made in view of this situation.
Disclosure of Invention
The technical problem to be solved by the invention is to overcome the defects of the prior art and provide a mobile payment field monitoring and prompting system and an implementation method thereof, which can utilize a mobile terminal or a payment field prompting device of a mobile payment collection field to directly prompt the amount of money paid by a payer to a collector and other specific payment information in a sound and/or character and/or image and/or vibration mode, and assist the collector to conveniently and effectively check collection information on the field.
In order to solve the technical problems, the invention adopts the technical scheme that:
the first scheme of the invention provides a mobile payment on-site monitoring and prompting system, which comprises a main management terminal, at least one auxiliary management terminal and a background management server, wherein the main management terminal is a mobile terminal capable of completing a collection management task, the auxiliary management terminal is a mobile terminal capable of completing the collection management task by the authorization of the background management server of the main management terminal, wherein,
the main management terminal comprises a payment field monitoring unit, and is used for capturing the attribute characteristics of the payment prompting information after receiving the payment prompting information sent by the payment platform and sending the attribute characteristics of the payment prompting information to the background management server;
the background management server is used for carrying out coordination management on the whole mobile payment field monitoring and prompting system and forwarding collection prompting information attribute characteristics to each auxiliary management terminal authorized by the main management terminal;
and the auxiliary management terminal comprises a payment field prompting unit used for prompting the attribute characteristics of the received collection prompting information.
Furthermore, the background management server can also receive collection prompt information sent by a payment platform, extract and process the collection prompt information into collection prompt information attribute characteristics, and forward the collection prompt information to the main management terminal and/or each auxiliary management terminal authorized by the main management terminal;
preferably, the main management terminal further includes a payment field prompting unit for prompting the attribute characteristics of the received payment prompting information.
Further, the collection prompting information attribute characteristics at least comprise one of the following characteristics: an order identification code, and/or payer name, and/or payee name, and/or payment type, and/or payment amount, and/or payment time, and/or payment platform name.
Furthermore, the main management terminal sets a management authority for each auxiliary management terminal, and the background management server sends collection prompt information attribute characteristics to each auxiliary management terminal according to the authorized management authority;
preferably, the main management terminal is provided with a storage unit, and the payment field monitoring unit stores the captured attribute characteristics of the payment prompting information in the storage unit;
preferably, the management authority includes an operation action range of the sub-management terminal for executing the collection management task;
preferably, the management authority includes a content range of the characteristic of the collection prompt information attribute that the sub-management terminal is allowed to receive.
The system further comprises a payment field prompting device which is connected with the main management terminal payment field monitoring unit, the main management terminal payment field prompting unit and/or the auxiliary management terminal payment field prompting unit for communication through a wireless short-distance transmission device and/or a wired transmission device;
preferably, the wireless short-distance transmission device is at least one of the following:
the Bluetooth module, and/or the WLAN module, and/or the WIFI module, and/or the Zigbee module, and/or the radio frequency module;
preferably, the payment field prompting device includes at least one of:
suspension type suggestion equipment, put formula suggestion equipment, hand-held type suggestion equipment, wearing formula suggestion equipment.
Furthermore, the payment field prompting device and/or the main/auxiliary management terminal payment field prompting unit only takes the earliest received collection prompting information attribute feature of the same order identification code as final prompting information for prompting, and filters out the collection prompting information attribute feature of the same order identification code received in the later period without prompting;
preferably, the prompting mode performed by the payment field prompting device and/or the payment field prompting unit at least includes one or a combination of the following modes:
a text prompt, and/or a graphic prompt, and/or a voice prompt, and/or a vibration prompt.
The second scheme of the invention provides a mobile payment field monitoring and prompting system, which comprises a main management terminal, a wireless short-distance transmission device and/or a wired transmission device and a payment field prompting device, wherein the main management terminal is connected with the payment field prompting device through the wireless short-distance transmission device and/or the wired transmission device;
preferably, the system further comprises a background management server, which is used for coordinating and managing the whole mobile payment field monitoring and prompting system, and is also responsible for capturing the attribute characteristics of the payment prompting information after receiving the payment prompting information sent by the payment platform, and sending the attribute characteristics of the payment prompting information to the main management terminal, and the main management terminal sends the received attribute characteristics of the payment prompting information to the payment field prompting device through the wireless short-distance transmission device and/or the wired transmission device for prompting.
The third scheme of the invention provides a method for realizing mobile payment field monitoring prompt, and the mobile payment field monitoring prompt system using the first scheme comprises the following steps:
s11, the main management terminal captures collection prompt information attribute characteristics after receiving collection prompt information sent by the payment platform, and sends the collection prompt information attribute characteristics to the background management server;
preferably, the main management terminal simultaneously utilizes the wireless short-distance transmission device and/or the wired transmission device to send the attribute characteristics of the payment prompting information to the payment field prompting equipment;
s12, after receiving the collection prompt information attribute feature, the background management server transmits the collection prompt information attribute feature to each secondary management terminal authorized by the main management terminal in real time;
s13, the secondary management terminal carries out voice or display prompt on the collection prompt information attribute characteristics after receiving the collection prompt information attribute characteristics;
preferably, the secondary management terminal simultaneously utilizes the wireless short-distance transmission device and/or the wired transmission device to send the attribute characteristics of the collection prompt information to the payment field prompt equipment;
and S14, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
The fourth aspect of the present invention provides a method for implementing a mobile payment field monitoring prompt, wherein the mobile payment field monitoring prompt system according to the first aspect comprises the following steps:
s41, the background management server receives the collection prompt information sent by the payment platform, extracts collection prompt information attribute characteristics, and sends the collection prompt information attribute characteristics to the main management terminal and/or each secondary management terminal authorized by the main management terminal;
s42, after receiving the attribute feature of the collection prompt information, the main management terminal and/or the auxiliary management terminal makes a sound or display prompt for the attribute feature of the collection prompt information;
preferably, the main management terminal and/or the auxiliary management terminal sends the attribute characteristics of the payment prompting information to the payment field prompting device by using a wireless short-distance transmission device and/or a wired transmission device;
and S43, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
The fifth scheme of the invention provides a method for realizing mobile payment field monitoring prompt, and the mobile payment field monitoring prompt system using the second scheme comprises the following steps:
s21, the main management terminal captures the attribute characteristics of the payment prompting information in real time after receiving the payment prompting information sent by the payment platform;
s22, the main management terminal sends the attribute characteristics of the collection prompt information to the prompt device of the payment field through a wireless short-distance transmission device and/or a wired transmission device;
and S23, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
Preferably, the method for realizing the mobile payment field monitoring prompt comprises the following steps:
s31, the background management server captures the attribute characteristics of the payment prompting information after receiving the payment prompting information sent by the payment platform, and sends the attribute characteristics of the payment prompting information to the main management terminal;
s32, the main management terminal sends the received attribute characteristics of the payment prompting information to the payment field prompting device through a wireless short-distance transmission device and/or a wired transmission device;
and S33, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
After adopting the technical scheme, compared with the prior art, the invention has the following beneficial effects:
based on the technical scheme of the invention, the mobile terminal of a merchant/boss bound with a mobile payment account is used as a main management terminal, and the system can set management authority to authorize and bind the mobile terminals of a plurality of field employees to become a secondary management terminal;
when a consumer finishes transaction payment to a merchant by using a mobile payment platform in a transaction site in a face-to-face manner, if a main management terminal of the merchant/boss is in the transaction-collection site, after the main management terminal receives corresponding collection prompt information attribute characteristics sent by a payment platform and/or a background server (a payment platform cooperation open data transmission interface) of the system, the main management terminal can directly use a loudspeaker, an earphone or a display screen of the main management terminal to carry out specific directly-verifiable collection content site voice broadcasting or display prompt; meanwhile, the main management terminal can also utilize a wireless short-distance transmission device such as: the Bluetooth or wired transmission device sends the attribute characteristics of the payment prompting information to the matched and connected payment field prompting equipment, such as: the system comprises a bracelet, a sound box, a hang tag, a swing tag and the like, and can prompt the collection content which can be specifically and directly checked in time in the modes of voice broadcasting, character/graphic display, vibration and the like;
if the main management terminal of the merchant/boss is not in the transaction-collection site, the attribute characteristics of corresponding collection prompt information sent by a received payment platform (a cooperative open data transmission interface) can be forwarded to a secondary management terminal of an on-site employee in time according to authorization management authority to directly utilize a loudspeaker, an earphone or a display screen of the secondary management terminal to carry out site voice broadcast or display prompt of specific directly verifiable collection contents; meanwhile, the on-site auxiliary management terminal can also utilize wireless short-distance transmission devices such as: the Bluetooth or wired transmission device sends the attribute characteristics of the payment prompting information to the matched and connected payment field prompting equipment, such as: bracelet, audio amplifier, wall tablet, pendulum tablet etc. in time carry out the suggestion of the collection of money content that concrete direct check to modes such as voice broadcast, characters/figure display, vibrations.
Therefore, the merchant field boss/staff can conveniently and effectively check the specific contents of mobile payment collection under the state of not interrupting normal service flow actions, and the consumer does not need to show a mobile phone payment result interface to field service staff and additionally consume the time waiting for confirmation; the merchant conveniently and easily maintains good customer relationship and eliminates the hidden trouble of 'ticket leakage and ticket leakage'.
The main management terminal and/or the background management server can store the collection prompt information attribute characteristics corresponding to the collection prompt information, so that when a user needs to call collection information of the user account within one year, one month or one week, the collection information can be directly inquired in the storage unit. The system provides a hybrid statistical query across multiple payment platforms, such as WeChat payments, Payment treasures, and the like.
The main management terminal of the merchant/boss authorizes management authorities such as a hierarchical operation action range for executing a collection management task and a classification content range of collection prompt information attribute characteristics allowed to be received and the like for each auxiliary management terminal of a person on duty on a transaction site through a background server, and the background management server sends the collection prompt information attribute characteristics to each auxiliary management terminal according to the authorization management authorities and specifies operation-feedback actions; when the boss/staff working on the transaction site checks-confirms the attribute characteristic content of the specific collection prompting information according to the management authority of the main/auxiliary management terminal, the time point sequence of each check-confirmation of the specific collection content automatically forms the record of the actual working time state and the working responsibility of the boss/staff; therefore, the on-site collection condition of the staff, the transaction collection abnormal processing and the working and work-switching states can be conveniently confirmed, the on-duty time supervision and management of the staff and the clear division of work responsibility are realized, and the management efficiency and the standard management level of small and micro enterprises are favorably improved.
The following describes embodiments of the present invention in further detail with reference to the accompanying drawings.
Drawings
The accompanying drawings, which are included to provide a further understanding of the invention, are incorporated in and constitute a part of this specification, illustrate embodiments of the invention and together with the description serve to explain the invention without limiting the invention to the right. It is obvious that the drawings in the following description are only some embodiments, and that for a person skilled in the art, other drawings can be derived from them without inventive effort. In the drawings:
fig. 1 is a schematic structural diagram of a mobile payment onsite monitoring and prompting system according to a first embodiment of the present invention;
fig. 2 is a schematic structural diagram of a mobile payment onsite monitoring and prompting system according to a second embodiment of the present invention;
fig. 3 is a schematic structural diagram of a wireless short-distance transmission apparatus of the present invention;
FIG. 4 is a schematic diagram of the construction of the pay field prompt apparatus of the present invention;
fig. 5 is a schematic structural diagram of a mobile payment onsite monitoring and prompting system according to a third embodiment of the present invention;
fig. 6 is a flowchart of a method for implementing a mobile payment onsite monitoring prompt according to a fourth embodiment of the present invention;
fig. 7 is a flowchart of a method for implementing a mobile payment onsite monitoring prompt according to a fifth embodiment of the present invention;
fig. 8 is a schematic structural diagram of a mobile payment onsite monitoring and prompting system according to a sixth embodiment of the present invention;
fig. 9 is a schematic structural diagram of a mobile payment onsite monitoring and prompting system according to a seventh embodiment of the present invention;
fig. 10 is a flowchart of a method for implementing a mobile payment onsite monitoring prompt according to an eighth embodiment of the present invention;
fig. 11 is a flowchart of a method for implementing a mobile payment onsite monitoring prompt according to a ninth embodiment of the present invention.
It should be noted that the drawings and the description are not intended to limit the scope of the inventive concept in any way, but to illustrate it by a person skilled in the art with reference to specific embodiments.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and the following embodiments are used for illustrating the present invention and are not intended to limit the scope of the present invention.
In the description of the present invention, it should be noted that the terms "upper", "lower", "front", "rear", "left", "right", "vertical", "inner", "outer", etc., indicate orientations or positional relationships based on the orientations or positional relationships shown in the drawings, and are only for convenience of description and simplicity of description, but do not indicate or imply that the device or element being referred to must have a particular orientation, be constructed and operated in a particular orientation, and thus, should not be construed as limiting the present invention.
In the description of the present invention, it should be noted that, unless otherwise explicitly specified or limited, the terms "mounted," "connected," and "connected" are to be construed broadly, e.g., as meaning either a fixed connection, a removable connection, or an integral connection; can be mechanically or electrically connected; may be directly connected or indirectly connected through an intermediate. The specific meanings of the above terms in the present invention can be understood in specific cases to those skilled in the art.
Example one
As shown in fig. 1-4, using the first technical solution, this embodiment provides a mobile payment field monitoring and prompting system, which includes a main management terminal, at least one sub-management terminal and a background management server, where the main management terminal is a mobile terminal capable of completing a collection management task, the sub-management terminal is a mobile terminal capable of completing a collection management task authorized by the main management terminal through the background management server, and the sub-management terminal is a mobile terminal capable of completing a collection management task authorized by the background management server,
the main management terminal comprises a payment field monitoring unit, and is used for capturing the attribute characteristics of the payment prompting information after receiving the payment prompting information sent by the payment platform and sending the attribute characteristics of the payment prompting information to the background management server;
the background management server is used for carrying out coordination management on the whole mobile payment field monitoring and prompting system and forwarding collection prompting information attribute characteristics to each auxiliary management terminal authorized by the main management terminal;
and the auxiliary management terminal comprises a payment field prompting unit used for prompting the attribute characteristics of the received collection prompting information.
The merchant boss can use the mobile phone of the merchant to endow management authority to the mobile phone (the auxiliary management terminal) of the store clerk, so that when a customer pays corresponding fees through payment platforms such as WeChat, Paibao, QQ wallet, Beijing Dong Baitiao, Internet banking and the like, the boss is not in a payment field at the moment, but the mobile phone (the main management terminal) of the boss receives corresponding payment reminding, the mobile phone of the boss can send the corresponding payment reminding to the mobile phone of the store clerk through the background management server, and then the store clerk is reminded that the customer pays corresponding fees, and the condition that the customer deceives the merchant through false payment information is avoided.
For example, a mobile phone of a merchant boss (a main management terminal bound with a WeChat payment account or a Payment Account and provided with a terminal application management program APP of a mobile payment field monitoring and prompting system) authorizes a mobile phone (a secondary management terminal) bound with a clerk, a customer uses the WeChat Payment Pa. When the mobile phone of the boss is not on site, the mobile phone of the clerk also receives information (forwarded by the boss) prompting that the payment is successful, and prompts the clerk that the client has completed the payment correctly.
Example two
As shown in fig. 2, in a preferred embodiment, with the first technical solution, the payment terminal further includes a wireless short-distance transmission device and/or a wired transmission device and a payment field prompting device, and the payment field monitoring unit of the primary management terminal and/or the payment field prompting unit of the secondary management terminal send the attribute characteristics of the payment prompting information to the payment field prompting device through the wireless short-distance transmission device and/or the wired transmission device;
after the main management terminal or the auxiliary management terminal receives the attribute characteristics of the collection prompt information, the collection prompt information is sent to the payment field prompt device through the wireless short-distance transmission device and/or the wired transmission device in real time, and therefore the payment field prompt device can prompt a merchant that payment is successful. As shown in fig. 3, the wireless short-distance transmission device is any one or a combination of a bluetooth module, a WLAN module, a WIFI module, a Zigbee module, and a radio frequency module.
Preferably, the collection prompting information attribute feature includes at least one of the following: order identification code, payer name, payee name, payment type, payment amount, payment time and payment platform.
The payment field prompting device only takes the collection prompting information attribute characteristics of the same order identification code received at the earliest as final prompting information for prompting, and filters out the collection prompting information attribute characteristics of the same order number received at the later stage without prompting; the prompting mode of the payment field prompting device at least comprises one or a combination of the following modes: a text prompt, and/or a graphic prompt, and/or a voice prompt, and/or a vibration prompt.
Each piece of money collection prompting information carries an order identification code, when a plurality of management terminals (whether the management terminals are main management terminals or auxiliary management terminals) send money collection prompting information attribute characteristics to the payment field prompting equipment, the payment field prompting equipment can automatically filter the first received money collection prompting information attribute characteristic information with the same order identification code according to the order identification codes, so that only corresponding filtering programs need to be arranged on the payment field prompting equipment, corresponding authorities or priorities do not need to be arranged for the plurality of management terminals, the installation and the use are convenient, the reconstruction of the device is reduced as much as possible while the payment field prompting equipment prompts the money collection prompting information attribute characteristic information, and the cost is saved.
As shown in fig. 4, the payment field prompting device includes at least one of:
the device comprises a suspension type prompting device, a placement type prompting device, a handheld prompting device and a wearable prompting device;
the payment field prompting device can be a suspension type prompting device hung on a wall like a wall calendar, can be a placement type prompting device placed on a desk or a counter, can be a handheld type prompting device which can be held by a user, and can be a wearable type prompting device (for example, worn on a wrist, hung on a neck, hung on a waist and the like).
And the payment field monitoring unit stores the attribute characteristics of the captured money collection prompt information in the storage unit. The storage unit stores each piece of collection prompt information and collection prompt information attribute characteristics in a list.
In order to facilitate the user to perform later query, each piece of collection prompt information and the collection prompt information attribute feature list corresponding to the collection prompt information are stored in the storage unit on the main management terminal. Therefore, when the user wants to inquire the related content, the user can call the content to inquire or count the content, and the user can use the content conveniently.
In the above technical solution, the attribute characteristics of the collection prompting information corresponding to the collection prompting information are stored in the main management terminal, so that when a user needs to call the collection information of his own account within one year, one month or one week, the user can directly inquire the collection information in the storage unit, and the main management terminal collects the corresponding collection information, for example, the annual cumulative collection amount, the N-month cumulative collection amount, the N-week cumulative collection amount, the cumulative payment amount corresponding to each payment account, or the total collection amount of each type of goods.
In order to avoid the situation that a plurality of auxiliary management terminals conflict, the main management terminal sets a management authority for each auxiliary management terminal, and the background management server sends the attribute characteristics of the collection prompt information to each auxiliary management terminal according to the authorized management authority.
EXAMPLE III
As shown in fig. 5, the second technical solution includes a main management terminal, a wireless short-distance transmission device and/or a wired transmission device, and a payment field prompting device, wherein the main management terminal is connected to the payment field prompting device through the wireless short-distance transmission device and/or the wired transmission device, wherein,
the main management terminal comprises a payment field monitoring unit and is used for capturing the collection prompt information attribute characteristics of the collection prompt information after the collection prompt information is received and sending the collection prompt information attribute characteristics to the payment field prompt equipment for prompting through a wireless short-distance transmission device and/or a wired transmission device.
For example, the payment platform is a wechat platform or a paymate platform, when the customer payment is completed, the interface of the wechat or paymate on the main management terminal (the merchant's mobile phone) (the main management terminal bound with the wechat payment or paymate payment account and installed with the terminal application management program APP of our mobile payment field monitoring and prompting system) receives corresponding payment prompting information, the information such as payer, payment amount, payment time and the like can be known in the payment prompting information, the APP of the monitoring and prompting system arranged on the main management terminal can capture the information from the wechat or paymate and store the information, and then the information is sent to the payment field prompting device through a wireless short-distance transmission device and/or a wired transmission device, the payment field prompting device can prompt the merchant through voice and/or characters and/or images and/or vibrations, the customer has paid successfully.
The wireless short-distance transmission device is any one or combination of a Bluetooth module, a WLAN module, a WIFI module, a Zigbee module and a radio frequency module.
The collection prompting information attribute characteristics comprise at least one of the following characteristics: order identification code, payer name, payee name, payment type, payment amount, payment time and payment platform.
The payment field prompting device only prompts the collection prompting information attribute characteristics of the same order identification code received at the earliest as final prompting information, and filters the collection prompting information attribute characteristics of the same order number received at the later stage without prompting; the prompting mode of the payment field prompting device at least comprises one or a combination of the following modes: a text prompt, and/or a graphic prompt, and/or a voice prompt, and/or a vibration prompt.
In the above technical solution, the payment field prompting device may be a suspension type prompting device suspended on a wall like a wall calendar, a placement type prompting device placed on a desk or a counter, a handheld type prompting device user capable of holding the device, or a wearable type prompting device (for example, worn on a wrist, hung on a neck, hung on a waist, etc.).
And the payment field monitoring unit stores the attribute characteristics of the captured money collection prompt information in the storage unit. The storage unit stores each piece of collection prompt information and collection prompt information attribute characteristics in a list.
In order to facilitate the user to perform later query, each piece of collection prompt information and the collection prompt information attribute feature list corresponding to the collection prompt information are stored in the storage unit on the main management terminal. Therefore, when the user wants to inquire the related content, the user can call the content to inquire or count the content, and the user can use the content conveniently.
In the above technical solution, the attribute characteristics of the collection prompting information corresponding to the collection prompting information are stored in the main management terminal, so that when a user needs to call the collection information of his own account within one year, one month or one week, the user can directly inquire the collection information in the storage unit, and the main management terminal collects the corresponding collection information, for example, the annual cumulative collection amount, the N-month cumulative collection amount, the N-week cumulative collection amount, the cumulative payment amount corresponding to each payment account, or the total collection amount of each type of goods.
Example four
As shown in fig. 6, an embodiment of the present invention provides a method for implementing a mobile payment field monitoring prompt, where the prompt systems (the third technical solution) of the first and second embodiments are used, and the method includes the following steps:
s11, the main management terminal captures the attribute characteristics of the payment prompting information after receiving the payment prompting information sent by the payment platform and sends the attribute characteristics of the payment prompting information to the background management server; preferably, the main management terminal simultaneously utilizes the wireless short-distance transmission device and/or the wired transmission device to send to the payment field prompting device;
s12, after receiving the collection prompt information attribute feature, the background management server transmits the collection prompt information attribute feature to each secondary management terminal authorized by the main management terminal in real time;
s13, the secondary management terminal carries out voice or display prompt on the collection prompt information attribute characteristics after receiving the collection prompt information attribute characteristics; preferably simultaneously using wireless short-distance transmission device and/or wired transmission device to send to the payment field prompting device;
and S14, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
Through the technical scheme, the main management terminal can prompt the successful payment state through the auxiliary management terminal, and can also send the corresponding successful payment state to the payment field prompting device through the auxiliary management terminal by utilizing Bluetooth, WIFI or other short-distance transmission devices and/or wired transmission devices, and prompt the merchant through the payment field prompting device by means of text prompt, graphic prompt, voice prompt and/or vibration prompt.
EXAMPLE five
As shown in fig. 7, an embodiment of the present invention provides a method for implementing monitoring and prompting on a mobile payment site, where a prompting system (the fifth technical solution) of the third embodiment is used, and the method includes the following steps:
s21, the main management terminal receives the collection prompt information and then captures the collection prompt information attribute characteristics of the collection prompt information in real time;
s22, the main management terminal sends the attribute characteristics of the collection prompt information to the prompt device of the payment field through the wireless short-distance transmission device and/or the wired transmission device;
and S23, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
For some small merchants, a more complex prompting mode of the embodiment can be omitted, and the attribute characteristics of the captured money collection prompting information are forwarded to the payment field prompting equipment by using a wireless short-distance transmission device and/or a wired transmission device such as a bluetooth module, a WLAN module, a WIFI module, a Zigbee module, a radio frequency module and the like, and are prompted in a text, graph, voice, vibration and other modes, so that the merchants can obtain the message prompt of successful payment at the first time without checking the mobile phones, the confirmation of the merchants on the payment condition is facilitated, and convenience is provided for the merchants.
EXAMPLE six
As shown in fig. 8 and fig. 1 to 4, the present embodiment provides a mobile payment field monitoring and prompting system, and the use of the first technical solution is a further description of the first embodiment and the second embodiment.
In this embodiment, a mobile phone (which has downloaded and activated our APP of a prompt system) binding a WeChat payment or a Paibao payment collection account with a merchant/boss is used as a primary management terminal, and a background management system sets a management authority to authorize and bind a plurality of mobile phones (which have downloaded and activated APP of our prompt system) of the merchant field service personnel to become a secondary management terminal.
After a consumer completes mobile payment on a transaction site by using a WeChat payment or Paibao payment platform and other payment platforms, if a main management terminal mobile phone of a merchant/boss is on the transaction-collection site, after the main management terminal mobile phone receives corresponding collection prompt information attribute characteristics sent by the payment platform and/or a background server (a payment platform cooperation open data transmission interface) of the system, the mobile phone (a payment site prompt unit) can be directly used for specifically and directly checking collection content for voice broadcasting or displaying prompt; if the transaction-collection site is too busy and noisy, the main management terminal mobile phone can also utilize wireless short-distance transmission devices such as: the Bluetooth or wired transmission device sends the attribute characteristics of the payment prompting information to the matched and connected payment field prompting equipment, such as: the system comprises a bracelet, a sound box, a hang tag, a swing tag and the like, and can prompt the collection content which can be specifically and directly checked in time in the modes of voice broadcasting, character/graphic display, vibration and the like;
if the main management terminal mobile phone of the merchant/boss is not in the transaction-collection site, the received attribute characteristics of the corresponding collection prompt information sent by the payment platform (the cooperation open data transmission interface) can be forwarded to the auxiliary management terminal mobile phone of the on-site employee in time according to the authorization management authority to directly utilize a loudspeaker, an earphone or a display screen of the mobile phone (a payment on-site prompt unit) to carry out on-site voice broadcast or display prompt of the specific directly verifiable collection content; if the transaction-collection site is too busy and noisy, the site secondary management terminal handset can also utilize wireless short-distance transmission means such as: the Bluetooth or wired transmission device sends the attribute characteristics of the payment prompting information to the matched and connected payment field prompting equipment, such as: bracelet, audio amplifier, wall tablet, pendulum tablet etc. in time carry out the suggestion of the collection of money content that concrete direct check to modes such as voice broadcast, characters/figure display, vibrations.
Therefore, the merchant field boss/staff can conveniently and effectively check the specific contents of mobile payment collection under the state of not interrupting normal service flow actions, and the consumer does not need to show a mobile phone payment result interface to field service staff and additionally consume the time waiting for confirmation; the merchant conveniently and easily maintains good customer relationship and eliminates the hidden trouble of 'ticket leakage and ticket leakage'.
The main management terminal and/or the background management server can store the collection prompt information attribute characteristics corresponding to the collection prompt information, so that when a user needs to call collection information of the user account within one year, one month or one week, the collection information can be directly inquired in the storage unit. The system provides a hybrid statistical query across multiple payment platforms, such as WeChat payments, Payment treasures, and the like.
The main management terminal mobile phone of the merchant/boss authorizes through a background server to set management authorities such as a hierarchical operation action range for executing a collection management task and a classification content range of collection prompt information attribute characteristics allowed to be received for each auxiliary management terminal mobile phone of a person on duty on a transaction site, and the background management server sends the collection prompt information attribute characteristics to each auxiliary management terminal mobile phone according to the authorization management authorities and specifies operation-feedback actions; when the boss/staff working on the transaction site checks-confirms the attribute characteristic content of the specific collection prompting information according to the mobile phone management authority of the main/auxiliary management terminal, the time point sequence of each check-confirmation of the specific collection content automatically forms the record of the actual working time state and the working responsibility of the boss/staff; therefore, the on-site collection condition of the staff, transaction collection abnormal processing and working and shift-switching states can be conveniently confirmed, the supervision and management of the staff on the shift and clear division of work responsibility are realized, and the management efficiency and the standard management level of small and micro enterprises are naturally improved unconsciously.
EXAMPLE seven
As shown in fig. 9, the second technical solution is used to further explain the third embodiment by the present embodiment which proposes a mobile payment field monitoring and prompting system;
in this embodiment, after a consumer completes mobile payment by using payment platforms such as a WeChat payment platform or a Paibao platform in a transaction field, a merchant boss main management terminal mobile phone (which binds a WeChat payment account or a Paibao payment account and installs a terminal application management program APP of a prompt system) receives corresponding payment prompting information on an interface of the WeChat payment platform or the Paibao platform, and meanwhile, a background management server of the system can capture attribute characteristics of the payment prompting information after receiving the payment prompting information sent by the payment platforms (a cooperative open data transmission interface) such as the WeChat payment platform or the Paibao platform: the mobile phone of the main management terminal sends the attribute characteristics of the collection prompt information to the prompt equipment of the payment field through a wireless short-distance transmission device and/or a wired transmission device to prompt the collection content which can be specifically and directly checked in time in the modes of voice broadcasting, text/graphic display, vibration and the like;
therefore, the merchant field boss/staff can conveniently and effectively check the specific contents of mobile payment collection under the state of not interrupting normal service flow actions, and the consumer does not need to show a mobile phone payment result interface to field service staff and additionally consume the time waiting for confirmation; the merchant conveniently and easily maintains good customer relationship and eliminates the hidden trouble of 'ticket leakage and ticket leakage'.
The main management terminal and/or the background management server can store the collection prompt information attribute characteristics corresponding to the collection prompt information, so that when a user needs to call collection information of the user account within one year, one month or one week, the collection information can be directly inquired in the storage unit. The system provides a hybrid statistical query across multiple payment platforms, such as WeChat payments, Payment treasures, and the like.
When the boss/staff of the merchant who works on the spot of the transaction checks and confirms the attribute characteristic content of the specific collection prompting information according to the mobile phone management authority of the main management terminal/the auxiliary management terminal, the time point sequence of each check and confirmation of the specific collection content automatically forms the record of the actual working time state and the working responsibility of the boss/staff on the duty; therefore, the field collection condition, transaction collection abnormal processing and working and shift-switching states can be conveniently confirmed, the on-duty time management and work responsibility division are realized, and the management efficiency and the standard management level of small and micro enterprises are naturally improved unconsciously.
Example eight
As shown in fig. 10, the present embodiment provides a method for implementing a mobile payment field monitoring prompt, and the fourth technical solution is further described in the fourth embodiment; the method comprises the following steps:
s41, the background management server receives the collection prompt information sent by the payment platform, extracts collection prompt information attribute characteristics, and sends the collection prompt information attribute characteristics to the main management terminal and/or each secondary management terminal authorized by the main management terminal;
s42, after receiving the attribute feature of the collection prompt information, the main management terminal and/or the auxiliary management terminal makes a sound or display prompt for the attribute feature of the collection prompt information;
preferably, the main management terminal and/or the auxiliary management terminal sends the attribute characteristics of the payment prompting information to the payment field prompting device by using a wireless short-distance transmission device and/or a wired transmission device;
and S43, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
In this embodiment, after the consumer completes mobile payment on the transaction site by using the payment platforms such as WeChat payment or Paibao, the background management server receives the following information: the method comprises the steps that collection prompt information (a cooperative open data transmission interface) sent by a payment platform such as a WeChat payment platform or a Paibao payment platform is subjected to attribute characteristics of the collection prompt information, the collection prompt information attribute characteristics are sent to a merchant boss main management terminal mobile phone and/or a subsidiary management terminal mobile phone of each employee of the merchant authorized by a main management terminal, and then specific and directly verifiable collection content field voice broadcasting or display prompt is carried out by directly utilizing a loudspeaker, an earphone or a display screen of the main management terminal and/or the subsidiary management terminal mobile phone (a payment field prompt unit);
if the transaction-collection site is too busy and noisy, the primary management terminal and/or secondary management terminal handset may also preferably utilize wireless short-range transmission means such as: the Bluetooth or wired transmission device sends the attribute characteristics of the payment prompting information to the matched and connected payment field prompting equipment, such as: bracelet, audio amplifier, wall tablet, pendulum tablet etc. in time carry out the suggestion of the collection of money content that concrete direct check to modes such as voice broadcast, characters/figure display, vibrations.
Therefore, the merchant field boss/staff can conveniently and effectively check the specific contents of mobile payment collection under the state of not interrupting normal service flow actions, and the consumer does not need to show a mobile phone payment result interface to field service staff and additionally consume the time waiting for confirmation; the merchant conveniently and easily maintains good customer relationship and eliminates the hidden trouble of 'ticket leakage and ticket leakage'.
Example nine
As shown in fig. 11, the present embodiment provides a method for implementing a mobile payment field monitoring prompt, and the fifth technical solution is further described in the fifth embodiment; preferably, the method comprises the following steps:
s31, the background management server captures the attribute characteristics of the payment prompting information after receiving the payment prompting information sent by the payment platform, and sends the attribute characteristics of the payment prompting information to the main management terminal;
s32, the main management terminal sends the received attribute characteristics of the payment prompting information to the payment field prompting device through a wireless short-distance transmission device and/or a wired transmission device;
and S33, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
In this embodiment, after a consumer completes mobile payment by using a payment platform such as a wechat payment platform or a pay bank in a transaction field, a system background management server captures attribute characteristics of payment prompt information after receiving the payment prompt information sent by the payment platform such as the wechat platform or the pay bank platform (a cooperative open data transmission interface), sends the attribute characteristics of the payment prompt information to a main management terminal mobile phone of a merchant boss, and sends the attribute characteristics of the payment prompt information to a payment field prompt device through a wireless short-distance transmission device and/or a wired transmission device to prompt the payment content which can be specifically and directly checked in time in a voice broadcast, text/graphic display, vibration and other modes.
Therefore, the merchant field boss/staff can conveniently and effectively check the specific contents of mobile payment collection under the state of not interrupting normal service flow actions, and the consumer does not need to show a mobile phone payment result interface to field service staff and additionally consume the time waiting for confirmation; the merchant conveniently and easily maintains good customer relationship and eliminates the hidden trouble of 'ticket leakage and ticket leakage'.
Although the present invention has been described with reference to a preferred embodiment, it should be understood that various changes, substitutions and alterations can be made herein without departing from the spirit and scope of the invention as defined by the appended claims.
Claims (17)
1. A mobile payment on-site monitoring prompt system is characterized by comprising a main management terminal, at least one auxiliary management terminal and a background management server, wherein the main management terminal is a mobile terminal capable of completing a collection management task, the auxiliary management terminal is a mobile terminal capable of completing the collection management task authorized by the main management terminal through the background management server, wherein,
the main management terminal comprises a payment field monitoring unit, and is used for capturing the attribute characteristics of the payment prompting information after receiving the payment prompting information sent by the payment platform and sending the attribute characteristics of the payment prompting information to the background management server; the background management server is used for carrying out coordination management on the whole mobile payment field monitoring and prompting system and forwarding collection prompting information attribute characteristics to each auxiliary management terminal authorized by the main management terminal; or, the background management server can receive the collection prompt information sent by the payment platform, extract and process the collection prompt information into collection prompt information attribute characteristics, and forward the collection prompt information to the main management terminal and/or each auxiliary management terminal authorized by the main management terminal;
and the auxiliary management terminal comprises a payment field prompting unit used for prompting the attribute characteristics of the received collection prompting information.
2. The mobile payment field monitoring and prompting system of claim 1, wherein the main management terminal further comprises a payment field prompting unit for prompting the attribute characteristics of the received payment prompting information.
3. The mobile payment field monitoring prompt system of claim 1, wherein the collection prompt information attribute characteristics comprise at least one of the following: an order identification code, and/or payer name, and/or payee name, and/or payment type, and/or payment amount, and/or payment time, and/or payment platform name.
4. The mobile payment field monitoring and prompting system of claim 1, wherein the main management terminal sets a management authority for each sub-management terminal, and the background management server sends collection prompting information attribute characteristics to each sub-management terminal according to the authorized management authority.
5. The mobile payment field monitoring and prompting system according to claim 4, wherein a storage unit is arranged on the main management terminal, and the payment field monitoring unit stores the attribute characteristics of the captured payment prompting information in the storage unit.
6. The mobile payment on-site monitoring and prompting system of claim 4, wherein the management authority comprises an operation action range of the secondary management terminal for executing the collection management task.
7. The mobile payment field monitoring and prompting system of claim 4, wherein the management authority further comprises a content range of the collection prompting information attribute feature allowed to be received by the secondary management terminal.
8. The mobile payment field monitoring and prompting system according to any one of claims 1 to 7, further comprising a payment field prompting device connected to communicate with the main management terminal payment field monitoring unit, and/or the main management terminal payment field prompting unit, and/or the sub management terminal payment field prompting unit through a wireless short-distance transmission device and/or a wired transmission device.
9. The mobile payment on-site monitoring and prompting system of claim 8, wherein the wireless short-distance transmission device is at least one of the following:
the Bluetooth module, the WLAN module, the WIFI module, the Zigbee module and the radio frequency module.
10. The mobile payment field monitoring and prompting system of claim 8, wherein the payment field prompting device comprises at least one of:
suspension type suggestion equipment, put formula suggestion equipment, hand-held type suggestion equipment, wearing formula suggestion equipment.
11. The mobile payment field monitoring and prompting system of claim 8, wherein the payment field prompting device and/or the main/auxiliary management terminal payment field prompting unit only prompts the collection prompting information attribute feature of the same order identification code received at the earliest as the final prompting information, and filters out the collection prompting information attribute feature of the same order identification code received at the later stage without prompting.
12. The mobile payment field monitoring and prompting system of claim 8, wherein the prompting manner performed by the payment field prompting device and/or the payment field prompting unit at least comprises one or a combination of the following:
a text prompt, and/or a graphic prompt, and/or a voice prompt, and/or a vibration prompt.
13. A method for implementing mobile payment on-site monitoring prompt, which uses the mobile payment on-site monitoring prompt system of any one of the above claims 1 to 12, and is characterized by comprising the following steps:
and S11, the main management terminal captures the collection prompt information attribute characteristics after receiving the collection prompt information sent by the payment platform, and sends the collection prompt information attribute characteristics to the background management server.
14. The method for realizing the mobile payment on-site monitoring prompt according to claim 13, wherein the main management terminal simultaneously utilizes a wireless short-distance transmission device and/or a wired transmission device to send the collection prompt information attribute characteristics to the payment on-site prompt device;
s12, after receiving the collection prompt information attribute feature, the background management server transmits the collection prompt information attribute feature to each secondary management terminal authorized by the main management terminal in real time;
and S13, after receiving the collection prompting information attribute characteristic, the auxiliary management terminal prompts the collection prompting information attribute characteristic by sound or display.
15. The method for realizing the mobile payment on-site monitoring prompt of the claim 14, wherein the secondary management terminal simultaneously utilizes the wireless short-distance transmission device and/or the wired transmission device to send the attribute characteristics of the payment prompt information to the payment on-site prompt device;
and S14, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
16. A method for implementing mobile payment on-site monitoring prompt, which uses the mobile payment on-site monitoring prompt system of any one of the above claims 1 to 12, and is characterized by comprising the following steps:
s41, the background management server receives the collection prompt information sent by the payment platform, extracts collection prompt information attribute characteristics, and sends the collection prompt information attribute characteristics to the main management terminal and/or each secondary management terminal authorized by the main management terminal;
and S42, after receiving the collection prompt information attribute feature, the main management terminal and/or the auxiliary management terminal prompts the collection prompt information attribute feature by sound or display.
17. The method for realizing the mobile payment on-site monitoring prompt according to claim 16, wherein the main management terminal and/or the auxiliary management terminal sends the collection prompt information attribute characteristics to the payment on-site prompt device by using a wireless short-distance transmission device and/or a wired transmission device;
and S43, after the payment field prompting device receives the collection prompting information attribute characteristics, prompting in a corresponding prompting mode.
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| CN107944858A (en) * | 2017-11-13 | 2018-04-20 | 李保安 | The prompt system and method for a kind of payment information |
| CN108055653A (en) * | 2017-12-27 | 2018-05-18 | 深圳市阿乐卡科技有限公司 | cloud broadcasting method and system |
| CN109087468B (en) * | 2018-07-03 | 2020-10-30 | 创新先进技术有限公司 | Display code broadcasting equipment, account binding and payment service processing method and device |
| CN109615717B (en) * | 2018-10-26 | 2020-08-04 | 阿里巴巴集团控股有限公司 | Road charging method, system, device and electronic equipment |
| CN110704010B (en) * | 2019-08-28 | 2023-03-31 | 广州亿宏信息科技有限公司 | System and method for realizing voice broadcast by monitoring payment information |
| CN110992044B (en) * | 2019-11-12 | 2022-04-12 | 北京三快在线科技有限公司 | Data processing method and device, electronic equipment and readable storage medium |
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