CN107862608A - A kind of draft trade matching robot based on artificial intelligence - Google Patents
A kind of draft trade matching robot based on artificial intelligence Download PDFInfo
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- CN107862608A CN107862608A CN201711207712.0A CN201711207712A CN107862608A CN 107862608 A CN107862608 A CN 107862608A CN 201711207712 A CN201711207712 A CN 201711207712A CN 107862608 A CN107862608 A CN 107862608A
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Abstract
The present invention provides a kind of draft trade matching robot based on artificial intelligence, including distributor, for receiving draft relevant information, and will forward information to identifier；Identifier is sent to analyzer for identifying draft relevant information and being organized into text message；Analyzer, text message is handled and classified, vote buying information is pushed on memory after classification and stored, ticket information will be sold and computations is sent to calculator, data of the calculator according to storage, calculated with the ticket information of selling received；Adaptation, calculator result of calculation is collected, and then screen optimum price quotation and pushed to both parties；Interaction device, the seller are again linked up to bill robot or to the buyer of dutiable value by interaction device, Optimum Matching side's result are pushed to and brings device together；Bring device, generation standard transaction contract together.It can realize that buyer, seller information are quickly identified and calculated, store, match, bring together, contract and merchandise instead of traditional approach by transaction machine people.
Description
Technical field
The invention mainly relates to the field of artificial intelligence in negotiation by draft, specifically a kind of remittance based on artificial intelligence
Ticket trade matching robot.
Background technology
Negotiation by draft information is brought together at present is mainly carried out on the MSNs such as wechat, qq.Draft trader (dealing
Side) by exchanging respective draft stock and draft interest table, respective selling price is calculated, Consulting Trade System mode, realizes and converges
Ticket is merchandised.Due to needing to calculate interest-bearing number of days in draft calculation of price, each quotation to combine nominal value key element and interest table enters
Row hybrid operation, tap electronic calculator and carry out draft quotation and transaction, easily time and effort consuming, error；Each quotation will tie
Nominal value accepter's credit situation and the mode of doing business of different quotations are closed, human brain is difficult to long-term memory, and trader has to ask repeatedly
Ask, add transaction obstacle；Draft trader transaction dialogue rate of violation is high, and transaction dialogue can not form standardization contract, increases
Transaction risk and cost.
The content of the invention
To solve the deficiency of current human brain trading capacity, the present invention combines artificial intelligence technology, from practical application, carried
For a kind of draft trade matching robot based on artificial intelligence, by the transaction machine people traditional approach can be replaced to realize and bought
Side, seller information are quickly identified and calculated, store, matching, brining together, contracting and merchandising.
To achieve the above object, technical scheme is as follows：
A kind of draft trade matching robot based on artificial intelligence, including
Distributor, as the information receiver of robot, for receiving the draft relevant information of buyer, the seller, and incite somebody to action
Information is forwarded to identifier；
Identifier, as the information recognition device of robot, for identifying draft relevant information and being organized into text message,
Text message is sent to analyzer；
Analyzer, natural language processing, semantic analysis and information classification are carried out to text message, after information classification, will be bought
Ticket information is pushed on memory and stored, and will sell ticket information and computations is sent to calculator, calculated；
Memory, the history result of calculation of vote buying information and vote buying information, history order matching record are stored；
Calculator, ticket information is sold by what push came, the vote buying information to memory storage is retrieved, and obtains corresponding interest rate
And pricing information, according to computations and sell ticket information after pricing information is extracted, initiate matching primitives, send out data after calculating
It is sent to adaptation；
Adaptation, result of calculation is collected, the different quotations to buyer carry out algorithm optimizations and matching optimizations, to selling
Side pushes to interactive device for seller's selection after matching various quotations；
Interaction device, the seller carry out polygon dialogue by interaction device AI robots, to other friendships beyond polygon communication price
Easy key element, Optimum Matching both sides are pushed to and bring device together；
Bring device together, according to human-computer dialogue result, carry out key element matching to built-in transaction contract storehouse, generate both parties'
Standard transaction contract, arranges off-line transaction mode.
Further, robot can receive, the information that identifies should at least include the remittance of picture, voice, text formatting
Ticket information.
Further, calculator is by selling the accepter in ticket information, denomination, remaining number of days three elements and memory
In buyer's draft information in meet the corresponding interest table of three elements condition, searching target interest rate, by the target complete searched out profit
After rate is calculated with ticket information, result of calculation is pushed into adaptation.
Further, adaptation carries out price sequence to the quotation side in result of calculation, rejects repetition values；Interest rate identical
Quotation, interest rate person is uploaded after rejecting；Reject the extreme value in quotation；Reject quotation side's credit value those who are not high；Assembly average is simultaneously picked
Except with average value specified value person, push price and offerer's information to the seller from low to high.
Further, the reception and registration formula session in interaction device interactive sessions is that both parties are talked with by robot, robot
To be passed on and learnt, heuristic session is robot according to historical machine learning outcome and is previously implanted common inquiry sentence,
Active session is initiated towards buyer and the seller, session is learnt for robot and pattern-recognition, and final transaction machine people turns into
Transaction central processing unit, actively initiate to bring together to whole city field.
Further, both parties can carry out confirming to be interacted again on price, mode of doing business, nominal value according to robot
Link up, robot is built by information transfer progress machine learning and transaction contract, extracts element of transaction, with the progress of contract storehouse
Match somebody with somebody and automatically initiate modification, form contractual relation.
Further, after brining device generation standard transaction contract together, both sides are sent to, it is true to carry out last both sides to transaction
Recognize, both sides reply robot by man-machine intercommunication and realize automatic signing, and both parties provide endorsement sectional drawing and payment sectional drawing respectively
Identified for identifier, realize that transaction is discerned and credit scoring.
Further, identifier identification endorsement sectional drawing and structure transaction data after payment sectional drawing enter memory, and transaction is double
Square transaction data is updated.
Further, robot can combine historical trading data, to the quotation after calculating, carry out buyer data screening and
Recommend, preferentially brought together to the high buyer of credit so that contracted in the authenticity and line of the more dynamic raising quotation of buyer
Power.
Further, Trading parties need to provide authentication to robot, and then all sessions with robot operate,
The identity for the side of participating in business can all be navigated to.
Beneficial effects of the present invention：
The robot of the present invention accelerates the reading of draft information and standard by the voice and picture recognition technology of artificial intelligence
Change, by the upper data of cloud storage transaction, rapid matching computation, accelerate draft brings progress together；Pass through deep learning trader couple
Words and pattern-recognition, training transaction machine people substitute artificial dialogue；By human-computer dialogue, rapid build intelligent Trade contract, build
Vertical transaction trust is quick-witted, promotes the lifting of the price discovery and trading efficiency of negotiation by draft eventually through robot, so as to reduce
Draft finance costs.
Brief description of the drawings
Accompanying drawing 1 is transaction machine people general structure component diagram of the present invention；
Accompanying drawing 2 is transaction machine people draft information input layer schematic diagram of the present invention；
Accompanying drawing 3 is that transaction machine people draft information of the present invention is stored with calculating schematic diagram；
Accompanying drawing 4 is that transaction machine people draft information of the present invention brings matching schematic diagram together；
Accompanying drawing 5 is transaction machine people draft information exchange device of the present invention and brings device schematic diagram together.
Embodiment
With reference to the drawings and specific embodiments, the invention will be further described.It should be understood that these embodiments are merely to illustrate
The present invention rather than limitation the scope of the present invention.In addition, it is to be understood that after the content of the invention lectured has been read, this area
Technical staff can make various changes or modifications to the present invention, and these equivalent form of values equally fall within scope defined herein.
The present invention provides a kind of draft trade matching robot based on artificial intelligence, and the robot mainly includes issue
Device, identifier, analyzer, memory, calculator, adaptation, interaction device and bring device together.Its main working process is：Draft is bought
Draft relevant information is published in the distributor of robot human-computer dialogue frame by side, the seller；Distributor will forward information to identification
Device, identifier identify to draft relevant information and are sent to analyzer after being organized into text message；Analyzer enters to text message
Row natural language processing, semantic analysis and information classification, after classification by the storage of vote buying interest rate information on a memory, ticket letter will be sold
Breath and computations are sent to calculator, and calculator checks the interest rate report of ticket information according to above- mentioned information to memory scavenging
Valency, extract and calculated, adaptation is transmitted data to after calculating；Adaptation to it is different quotation carry out algorithm optimizations and
Matching optimization, after matching various quotations to the seller, whole affiliated parties of transaction are placed in interactive device environment, for buying, the seller it is direct
Or indirect communication；The seller by interaction device robot orientation or non-directional, to corresponding offerer carry out the session of reception and registration formula and
Heuristic dialogue, robot are learnt to session, recorded, and are gradually grown up as central transaction machine people；Device is brought together according to record
Session, carry out key element matching with standardization contract storehouse, generation standard transaction contract is for both parties' signing.
In the present invention, information receiver of the distributor as robot, primary recipient e-bank acceptance bill ticket
Face information, pictorial draft inventory information, pictorial interest rate information, pictorial beat money information, pictorial endorsement information, text type
Complexity sells ticket information, and text type complexity vote buying information, speech type complexity sell ticket information, speech type complexity vote buying information.
Identifier, as the information recognition device of robot, OCR identifications mainly are carried out to pictorial information and are organized into text
Information, voice messaging is handled and is organized into text message, text message is directly organized into text message.
Analyzer, natural language processing, semantic analysis or logical classification are carried out to text message, are parsed into standardization nominal value
Inquiry sentence, vote buying information quotation sentence, computations sentence etc., and sort out.
Memory, the history result of calculation of vote buying information and vote buying information, history order matching record are stored.
Calculator, according to the three elements (accepter, denomination, remaining number of days) sold in ticket information, from memory
Meet in the vote buying information of three elements condition, extract corresponding interest rate price；The target complete interest rate that will be extracted, and in computer
The ticket information of caching, computations are calculated, and result of calculation is pushed into adaptation after calculating.Ticket information is also deposited
Store up the memory storage area of publisher.
Adaptation, price sequence is carried out to quotation side.Reject repetition values；Identical is offered, and interest rate person is uploaded after rejecting；Pick
Except extreme value, quotation extremely low in quotation is rejected；Reject quotation side's credit value those who are not high；Assembly average, average value are to remove two
After individual minimum and two peaks, price and offerer's information are pushed to the seller from low to high.According to above-mentioned condition, filter out
Transaction association people and to dutiable value, is pushed to interactive device.
Interaction device, the seller initiate reception and registration formula or heuristic dialogue, pass on the seller to need by robot towards transaction machine people
Ask, and participate in machine learning.Interaction device interactive sessions are divided into two classes, and one kind is the interaction of reception and registration formula, and one kind is heuristic interaction.Pass
It is that both parties are talked with by robot up to formula interaction, robot only plays reception and registration and study effect.Heuristic interaction, it is machine
People is according to historical machine learning outcome and is previously implanted common inquiry sentence, and active session, machine are initiated towards the seller and the seller
Session is learnt people and pattern-recognition, actively engages in the dialogue and links up to the seller and transaction association people, ultimately forms optimal
Conclusion of the business side, it is pushed to and brings device together.
Bring device together, according to human-computer dialogue result and optimal conclusion of the business result, key element matching, generation mark are carried out to transaction contract storehouse
Quasi- transaction contract.Both sides are sent to, by talking with answer, automatic signature is realized in mobile phone note verification code checking, to transaction
Carry out last both sides' confirmation.Both sides honour an agreement in respective Net silver after signing.After honouring an agreement, sell direction robot distributor and send endorsement section
Figure, it was demonstrated that endorsement process, identifier are identified and recorded；Buyer is to robot Sending Payments sectional drawing, it was demonstrated that payment sectional drawing, knows
Other device is identified and recorded.Transaction data is built after identification data, into memory, closing the transaction.
Workflow of the present invention is described in detail below in conjunction with the accompanying drawings：
As described in Figure 1, a kind of negotiation by draft based on artificial intelligence for the present invention brings the schematic diagram of robot together, its
Workflow is as follows：
Step S1, trader pass through cell-phone number etc. in robot entrance and carry out authentication registration, it is ensured that robot records are handed over
Yi Fang identity information.
Draft information is sent to robot by step S2, as shown in Figure 2, trader, and robot distributor is received.
The information content of issue, the seller mainly include ticket information issue etc., buyer mainly includes interest table issue, credit table is issued,
Fund crew cut situation etc..Such as buyer A sends picture (or voice, text message, similarly hereinafter) vote buying information to robot：1000000
More than, state stock accepter, remaining number of days more than 180 days, discount rate 6%.Buyer B sends pictorial information vote buying information to machine
People：More than 1000000, state stock accepter, below remaining number of days 180 days, discount rate 5%.Seller C sends the nominal value text for selling ticket information
This " 1,200,000, Bank of China honours, and March 30 expired " is to robot.
Step S3, distributor will receive information, and be sent directly to identifier.Identifier is by picture, voice information
Picture and speech recognition are carried out, is converted into text message.
Step S4, analyzer identifier is identified after carry out natural language processing, such as " more than 1,000,000 " are processed into
For " 1,000,000-10,000 ten thousand ", " remaining number of days more than 180 days " is treated as " the standardized text information such as 180 days-360 ten thousand ",
Whole piece information be defined for information of buying tickets simultaneously, sell the classification informations such as ticket information, computations.In another example sell ticket information master
To include cash statement information, purpose pricing information etc., vote buying information mainly includes interest table information, credit information, fund position
Information, mode of doing business information etc..Being identified as buyer data, then memory pushes, such as：More than 1000000, state stock accepter, remain
Remaining number of days more than 180 days, discount rate 6%；It is identified as selling ticket information and computations, is then pushed to calculator, such as sells ticket letter
Cease " 1,200,000, Bank of China honours, and March 30 expired, and asked quotation "；Computations for example " March 30 expired, 5%, ask every ten
Ten thousand discounts " etc..
Step S5, as shown in Figure 3, calculator will push the seller information of coming, and matching primitives are initiated to memory.Such as
Seller information " 1,200,000, Bank of China honours, and March 30 expired, and asked quotation ", calculator conform to from the search of trend memory
The vote buying information asked, such as find buyer data " buyer's B buyer datas：More than 1000000, state stock accepter, remaining number of days 180
It is following, discount rate 5%." meet the requirements, then carry out calculating overdue draft on March 30th, 2018 automatically, discount rate 5%,
Then every 100,000 discount=100000 yuan * 5%* interest-bearings number of days/360=X values.And by largely calculating, corresponding offer values are obtained, entirely
Portion is pushed to adaptation.
Step S6, as shown in Figure 4, adaptation is collected result of calculation.Price row is carried out to quotation side (buyer)
Sequence.Reject repetition values；Interest rate identical is offered, and interest rate person is uploaded after rejecting；Extreme value is rejected, rejects quotation extremely low in quotation；
Reject quotation side's credit value those who are not high；Assembly average, numerical value ... etc. of Trimmed mean value difference 500, from low to high to selling
Side's push price and offerer's information.This matched rule to matched rule improvement and modification only as an example, should also be as belonging to this
In invention scope of the claims.
Step S7, as shown in Figure 5, interaction device, after price match, transaction machine people by price and merchandise affiliated party
It is all placed in interacting device.The seller can carry out the session of reception and registration formula and heuristic session by robot interactive device and buyer.For example, machine
The heuristic session that device people actively initiates to the seller includes：Special nominal value man-machine conversation, mode of doing business man-machine conversation, transaction time point
Man-machine conversation, returned money account man-machine conversation, returned money amount of money man-machine conversation；Robot is actively to the heuristic session initiated to buyer
Including：Credit inquiry man-machine conversation, mode of doing business man-machine conversation, endorsement account man-machine conversation, in account fund man-machine conversation, returned money
Amount of money man-machine conversation.And other buy, sell both sides need communication and coordination it is heuristic, pass on formula session.This man-machine conversation framework
Only as an example, needing the whole items and rule linked up before realizing transaction, the rule improvement of transaction user is accordingly to be regarded as, it should also belong to
In in the protection domain of the claims in the present invention.
Step S8, robot hand over session results to be matched with standardization contract storehouse, are automatically filled in and build intelligent contract.
After building contract, treaty content is sent to both sides, last both sides' confirmation is carried out to transaction；Answered by human-computer dialogue
It is multiple, verified by mobile phone identifying code, realize on-line automatic signature contract.After signing, both parties Net silver end operation endorsement and
Payment.After operation terminates, sell direction robot distributor and send endorsement sectional drawing, it was demonstrated that endorsement process, identifier are identified.Buy
Direction machine human hair send payment sectional drawing, it was demonstrated that payment sectional drawing, identifier are identified.Transaction data is built after identification and enters storage
Device, both parties' transaction data is updated, while introduces transaction scoring, counterparty side is scored, merchandised
Terminate.
Claims (10)
- A kind of 1. draft trade matching robot based on artificial intelligence, it is characterised in that：IncludingDistributor, as the information receiver of robot, for receiving the draft relevant information of buyer, the seller, and by information It is forwarded to identifier；Identifier, as the information recognition device of robot, for identifying draft relevant information and being organized into text message, by text This information is sent to analyzer；Analyzer, natural language processing, semantic analysis and information classification are carried out to text message, after information classification, believed buying tickets Breath, which is pushed on memory, to be stored, and will sell ticket information and computations is sent to calculator, calculated；Memory, result of calculation is brought together to the history of vote buying information and vote buying information and stored；Calculator, ticket information is sold by what push came, the vote buying information to memory storage is retrieved, and obtains corresponding interest rate and valency Lattice information, according to computations and sell ticket information after pricing information is extracted, initiate matching primitives, transmitted data to after calculating Adaptation；Adaptation, result of calculation is collected, the different quotations to buyer carry out algorithm optimization and matching optimization, to the seller Selected with interactive device is pushed to after various quotations for the seller；Interaction device, the seller carry out polygon dialogue by interaction device AI robots, will to other transaction beyond polygon communication price Element, Optimum Matching both sides are pushed to and bring device together；Bring device together, according to human-computer dialogue result, carry out key element matching to built-in transaction contract storehouse, generate the standard of both parties Transaction contract, arranges off-line transaction mode.
- A kind of 2. draft trade matching robot based on artificial intelligence as claimed in claim 1, it is characterised in that：Robot The information can receive, identified should at least include picture, voice, the draft information of text formatting.
- A kind of 3. draft trade matching robot based on artificial intelligence as claimed in claim 1, it is characterised in that：Calculator By selling the accepter in ticket information, denomination, remaining number of days three elements with meeting in buyer's draft information in memory The corresponding interest table of three elements condition, searching target interest rate, after the target complete interest rate searched out and ticket information are calculated, Result of calculation is pushed into adaptation.
- A kind of 4. draft trade matching robot based on artificial intelligence as claimed in claim 1, it is characterised in that：Adaptation Price sequence is carried out to the quotation side in result of calculation, rejects repetition values；Interest rate identical is offered, and interest rate person is uploaded after rejecting； Reject the extreme value in quotation；Reject quotation side's credit value those who are not high；Assembly average is simultaneously rejected and average value specified value Person, price and offerer's information are pushed to the seller from low to high.
- A kind of 5. draft trade matching robot based on artificial intelligence as claimed in claim 1, it is characterised in that：Interaction device Reception and registration formula session in interactive sessions is that both parties are talked with by robot, and robot is passed on and learnt, heuristic meeting Words are robot according to historical machine learning outcome and are previously implanted common inquiry sentence, and actively meeting is initiated towards buyer and the seller Words, session is learnt for robot and pattern-recognition, and final transaction machine people turns into transaction central processing unit, actively to the whole city Initiate to bring together in field.
- A kind of 6. draft trade matching robot based on artificial intelligence as described in claim 1 or 5, it is characterised in that：Hand over Easy both sides can confirm to carry out interaction again on price, mode of doing business, nominal value according to robot progress and link up, and robot passes through information Transfer carries out machine learning and transaction contract structure, extracts element of transaction, is matched and automatically initiated modification, shape with contract storehouse Into contractual relation.
- A kind of 7. draft trade matching robot based on artificial intelligence as claimed in claim 1, it is characterised in that：Bring device together After generation standard transaction contract, both sides are sent to, last both sides' confirmation are carried out to transaction, both sides are replied by man-machine intercommunication Transaction machine people realizes automatic signing, and both parties provide endorsement sectional drawing respectively and payment sectional drawing identifies for identifier, realize and hand over Easily discern and credit scoring.
- A kind of 8. draft trade matching robot based on artificial intelligence as claimed in claim 7, it is characterised in that：Identifier Structure transaction data enters memory after identification endorsement sectional drawing and payment sectional drawing, and both parties' transaction data is updated.
- A kind of 9. draft trade matching robot based on artificial intelligence as described in claim 1 or 8, it is characterised in that：Machine Device people can combine historical trading data, to the quotation after calculating, carry out buyer data screening and recommendation, preferentially high to credit Buyer is brought together so that the more dynamic authenticity for improving quotation of buyer and the power contracted on line.
- A kind of 10. draft trade matching robot based on artificial intelligence as claimed in claim 1, it is characterised in that：Transaction Each side needs to provide authentication to robot, and then all sessions with robot operate, and can all navigate to the side of participating in business Identity.
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| CN109146641A (en) * | 2018-08-30 | 2019-01-04 | 天津做票君机器人科技有限公司 | A kind of online spelling group method of commerce of negotiation by draft robot |
| CN109189929A (en) * | 2018-08-30 | 2019-01-11 | 天津做票君机器人科技有限公司 | A kind of information classifying system of negotiation by draft robot |
| CN109189928A (en) * | 2018-08-30 | 2019-01-11 | 天津做票君机器人科技有限公司 | A kind of credit information identifying method of negotiation by draft robot |
| CN109241532A (en) * | 2018-08-30 | 2019-01-18 | 天津做票君机器人科技有限公司 | A kind of the vote buying information identifying method and identifier of negotiation by draft robot |
| CN109241271A (en) * | 2018-08-30 | 2019-01-18 | 天津做票君机器人科技有限公司 | A kind of method that negotiation by draft robot identifies due date of bill in natural language |
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| CN113822671A (en) * | 2021-11-22 | 2021-12-21 | 武汉龙津科技有限公司 | Private data transaction method, device, equipment and storage medium |
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