CN107688938A - A kind of method and apparatus of offline electronic payment - Google Patents
A kind of method and apparatus of offline electronic payment Download PDFInfo
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- CN107688938A CN107688938A CN201710730264.6A CN201710730264A CN107688938A CN 107688938 A CN107688938 A CN 107688938A CN 201710730264 A CN201710730264 A CN 201710730264A CN 107688938 A CN107688938 A CN 107688938A
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- receiving information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
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Abstract
The invention discloses a kind of method and apparatus of offline electronic payment.In the state of current data transfer rate matches the first scheduled transmission speed, effective Receiving information is got, a pending payment list is formed according to the effectively Receiving information；In the state of current data transfer rate matches the second scheduled transmission speed, delivery operation is performed according to the pending payment list.Solve and run into the bad situation of network, the problem of can not completing to pay the bill, and connect the safety problem that the wifi of businessman occurs; reach in the case of there is no network in transaction; it can also complete to pay, on the premise of user information safety is protected, ensure that the effect of businessman and user benefit.
Description
Technical field
The present embodiments relate to e-payment technology, more particularly to a kind of method and apparatus of offline electronic payment.
Background technology
E-payment completes information transfer using advanced information technology, and its various means of payment is all to use number
The mode of word carries out fund payment, has convenient, fast, efficient, economic advantage.
At present, the mode for being all utilized in line payment in the prior art is completed to pay.User is by connecting mobile Internet
Or the wifi of businessman, complete to pay.
Following defect be present in prior art：(1) the bad situation of network is run into, can not complete to pay the bill.Due to the ground of businessman
Position is managed at one without in the building of network or underground, causes user can not connect mobile Internet.If connect without network
Connect, on-line payment also can not just be carried out.(2) safety problem occurs in the wifi for connecting businessman.There is bad businessman to be used without
Network but needs situation about paying the bill online, carrys out the wifi that requirement user connects businessman, obtains user profile with this, caused to user
Economic loss.
The content of the invention
The present invention provides a kind of method and apparatus of offline electronic payment, can also in the case of not having network in transaction
Complete to pay, on the premise of user information safety is protected, ensure that businessman and user benefit.
In a first aspect, the embodiments of the invention provide a kind of method of offline electronic payment, including：
In the state of current data transfer rate matches the first scheduled transmission speed, effective Receiving information, root are got
A pending payment list is formed according to the effectively Receiving information；
In the state of current data transfer rate matches the second scheduled transmission speed, performed according to the pending payment list
Delivery operation.
Further, in the state of current data transfer rate matches the first scheduled transmission speed, effective receipts are got
Money information, a pending payment list is formed according to the effectively Receiving information, including：
In the state of current data transfer rate matches the first scheduled transmission speed, Receiving information is obtained, wherein, it is described
Receiving information is generated by gathering client；
The Receiving information is parsed, analyzes in the Receiving information and whether includes for generating corresponding pending payment
The necessary information of order, determine whether effective Receiving information, wherein, the necessary information includes：Order number, beneficiary id,
Collection amount and date-time；
If the Receiving information is effective Receiving information, pending payment order corresponding to generation；
The pending payment order is stored in pending payment list.
Further, in the state of current data transfer rate matches the first scheduled transmission speed, Receiving information is obtained,
Wherein, the Receiving information is generated by gathering client, including：
In the state of current data transfer rate matches the first scheduled transmission speed, Receiving information is shot, obtained
Take the photo for including Receiving information.
Further, parsed to the Receiving information, analyze in the Receiving information and whether include for generating
The necessary information of corresponding pending payment order, determines whether effective Receiving information, wherein, the necessary information includes：Order
Odd numbers, beneficiary id, before collection amount and date-time, including：
Preliminary Analysis is carried out to the photo comprising Receiving information, if the apparent, the Receiving information carried out
Further parsing, determines whether effective Receiving information；
If the photo is unintelligible, Receiving information is shot again.
Further, if the Receiving information is effective Receiving information, pending payment order corresponding to generation includes：
Effective Receiving information is parsed, obtains the first payment information；
Pending payment order is generated according to first payment information.
Further, effective Receiving information is being parsed, after obtaining the first payment information, including：
First confirmation is generated according to the first payment information, and sends first confirmation；
The second confirmation is obtained, wherein, second confirmation includes confirmation knot user to the first confirmation
Fruit；
According to first payment information and second confirmation generation pending payment order.
Second aspect, the embodiment of the present invention additionally provide a kind of device of offline electronic payment, including：
Pending payment module, in the state of matching the first scheduled transmission speed in current data transfer rate, get
Effective Receiving information, a pending payment list is formed according to the effectively Receiving information；
Payment module, in the state of matching the second scheduled transmission speed in current data transfer rate, according to described
Pending payment list performs delivery operation.
Further, pending payment module includes：
Receiving information acquiring unit, in the state of matching the first scheduled transmission speed in current data transfer rate,
Receiving information is obtained, wherein, the Receiving information is generated by gathering client；
Receiving information judging unit, for being parsed to the Receiving information, analyze in the Receiving information and whether wrap
Containing the necessary information for generating corresponding pending payment order, effective Receiving information is determined whether, wherein, the necessary information
Including：Order number, beneficiary id, collection amount and date-time；
Pending payment order generation unit, if being effective Receiving information for the Receiving information, wait to pay corresponding to generation
Money order；
Pending payment list storage unit, for the pending payment order to be stored in pending payment list.
Further, Receiving information acquiring unit includes：
Receiving information shoots subelement, for matching the state of the first scheduled transmission speed in current data transfer rate
Under, Receiving information is shot, obtains the photo for including Receiving information.
Further, Receiving information judging unit includes：
Photo judgment sub-unit, for carrying out Preliminary Analysis to the photo comprising Receiving information, if the apparent,
The Receiving information is further parsed, determines whether effective Receiving information；
Photograph taking subelement, if unintelligible for the photo, Receiving information is shot again.
Further, pending payment order generation unit includes：
First payment information obtains subelement, for parsing effective Receiving information, obtains the first payment information；
First pending payment order generates subelement, for generating pending payment order according to first payment information.
Further, pending payment order generation unit also includes：
First confirmation transmission sub-unit, for parsing effective Receiving information, after obtaining the first payment information, root
The first confirmation is generated according to the first payment information, and sends first confirmation；
Second confirmation obtains subelement, for obtaining the second confirmation, wherein, second confirmation includes
Confirmation result of the user to the first confirmation；
Second pending payment order generates subelement, for according to first payment information and second confirmation life
Into pending payment order.
In the state of the present invention in current data transfer rate by matching the first scheduled transmission speed, effective receipts are got
Money information, a pending payment list is formed according to the effectively Receiving information；In the second predetermined biography of current data transfer rate matching
In the state of defeated speed, delivery operation is performed according to the pending payment list.Solve and run into the bad situation of network, can not be complete
Into the problem of payment, and the safety problems that occur of wifi of connection businessman, reached does not have the situation of network in transaction
Under, it can also complete to pay, on the premise of user information safety is protected, ensure that the effect of businessman and user benefit.
Brief description of the drawings
Fig. 1 is a kind of flow chart of the method for offline electronic payment in the embodiment of the present invention one.
Fig. 2 is a kind of flow chart of the method for offline electronic payment in the embodiment of the present invention two.
Fig. 3 is a kind of flow chart of the method for offline electronic payment in the embodiment of the present invention three.
Fig. 4 is a kind of flow chart of the method for offline electronic payment in the embodiment of the present invention four.
Fig. 5 is a kind of structural representation of the device of offline electronic payment in the embodiment of the present invention five.
Embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched
The specific embodiment stated is used only for explaining the present invention, rather than limitation of the invention.It also should be noted that in order to just
Part related to the present invention rather than entire infrastructure are illustrate only in description, accompanying drawing.
Embodiment one
Fig. 1 is a kind of flow chart of the method for offline electronic payment that the embodiment of the present invention one provides, and the present embodiment is applicable to
E-payment technical field, this method can be performed by offline electronic payment device, and the device can use hardware and/or software
Mode realizes that this method includes：
Step 110, in current data transfer rate match the first scheduled transmission speed in the state of, get effective gathering
Information, a pending payment list is formed according to the effectively Receiving information；
Wherein, effective Receiving information is got, the operation that a pending payment list is formed according to the effectively Receiving information can
To be completed in payment client terminal.Payment client terminal comprises at least the mobile terminals such as mobile phone, notebook and tablet personal computer.
Message transmission rate is one of important technology index for describing data transmission system.Message transmission rate is numerically
The bit number for forming data code is transmitted equal to each second.Data transfer rate is that the unit time is interior in data transmission system
Bit, character or the code character average transmitted between relevant device.In this definition, relevant device often refer to modem, in
Between equipment or data source and data sink.First scheduled transmission speed is the message transmission rate under network abnormal situation.Entering
During row transaction, by detecting current data transfer rate, the state of network environment residing for user is judged.Judge present data transmission
Speed whether with the first scheduled transmission rate-matched.If current data transfer rate matches the first scheduled transmission speed, show to use
Family is in abnormal network environment, can not carry out on-line operation.
In the state of current data transfer rate matches the first scheduled transmission speed, i.e., it is in abnormal network in user
In environment, when can not carry out on-line operation, effective Receiving information is got, then forming one according to the effectively Receiving information treats
Pay list.Wherein, the mode for getting effective Receiving information can be to read the Quick Response Code for including effective Receiving information.
Effective Receiving information is in the Receiving information generated by gathering client, for generating corresponding pending payment order
Necessary information.After obtaining effective Receiving information, pending payment order is generated according to effective Receiving information.Pending payment order is according to right
The payment order for not completing payment also of effective Receiving information in Ying Yuyi transactions.Pending payment order paying in transaction
Money information is generated, and when user is in proper network environment, pending payment order is directly paid, so as to complete to merchandise.Institute
Some pending payment orders are stored in pending payment list.After effective Receiving information is obtained, generate one or more pending payments and order
List simultaneously stores, so as to form a pending payment list.
Effective Receiving information is got, can propped up according to the operation that the effectively Receiving information forms a pending payment list
Client is paid to complete.Payment client terminal comprises at least the mobile terminals such as mobile phone, notebook and tablet personal computer.
Step 120, in current data transfer rate match the second scheduled transmission speed in the state of, according to the pending payment
List performs delivery operation.
Wherein, the second scheduled transmission speed is the message transmission rate in network under normal circumstances.Present data transmission speed
Rate matches the second scheduled transmission speed, shows that user is in normal network environment, can be paid.Detect current data
Transmission rate, judge the state of network environment residing for user.Judge whether current data transfer rate is fast with the second scheduled transmission
Rate matches.If current data transfer rate matches the second scheduled transmission speed, show that user is in normal network environment, can
To carry out on-line operation.
In the state of current data transfer rate matches the second scheduled transmission speed, i.e., it is in normal network in user
In environment, it can be paid.Pending payment list includes one or more and pays out money order, and pending payment order is according to transaction
In payment information generation, when user is in proper network environment, pending payment order is directly paid, so as to complete to hand over
Easily.Under proper network environment, when can not carry out on-line operation in abnormal network environment according to user, get effectively
Receiving information, then directly paid according to the pending payment list that Receiving information is formed described effectively, complete transaction.
Pending payment order is deleted from pending payment order after the completion of transaction, while according to letter when pending payment order and payment
Breath generation received payment order, is stored in received payment list, and the operation such as payment information inquiry is carried out for user.
The technical scheme of the present embodiment, by the state that the first scheduled transmission speed is matched in current data transfer rate
Under, effective Receiving information is got, a pending payment list is formed according to the effectively Receiving information；In current data transfer rate
In the state of matching the second scheduled transmission speed, delivery operation is performed according to the pending payment list.Solve and run into network not
Good situation, the problem of can not completing to pay the bill, and the safety problem that the wifi of businessman occurs is connected, reached in transaction
It in the case of there is no network, can also complete to pay, on the premise of user information safety is protected, ensure that businessman and user's profit
The effect of benefit.
Embodiment two
Fig. 2 is a kind of flow chart of the method for offline electronic payment that the embodiment of the present invention two provides, and the present embodiment is above-mentioned each
On the basis of embodiment, preferably, in the state of current data transfer rate matches the first scheduled transmission speed, get
Receiving information is imitated, a pending payment list is formed according to the effectively Receiving information, including：
In the state of current data transfer rate matches the first scheduled transmission speed, Receiving information is obtained, wherein, it is described
Receiving information is generated by gathering client；
The Receiving information is parsed, analyzes in the Receiving information and whether includes for corresponding pending payment order
Necessary information, determine whether effective Receiving information, wherein, the necessary information includes：Order number, beneficiary id, gathering
The amount of money and date-time；
If the Receiving information is effective Receiving information, pending payment order corresponding to generation；
The pending payment order is stored in pending payment list.
As shown in Fig. 2 this method specifically includes：
Step 210, Receiving information is obtained, wherein, the Receiving information is generated by gathering client；
Wherein, gathering client comprises at least desktop computer and mobile terminal.Wherein mobile terminal can be：Mobile phone, notes
Originally, tablet personal computer and POS etc..Client of collecting money can be according to the situation of transaction, there is provided with entering to user in this transaction
The related all Receiving informations of row gathering.Receiving information comprises at least order number, order contents, order status, beneficiary id, receives
The money amount of money, and date-time etc..Receiving information is obtained from gathering client by subscription client.
Step 220, the Receiving information is parsed, analyze in the Receiving information and whether include for generating correspondingly
Pending payment order necessary information, determine whether effective Receiving information, wherein, the necessary information includes：Order number, receive
Money side id, collection amount and date-time；
Wherein, subscription client from gathering client obtain Receiving information after, Receiving information is parsed, judge with it is right
User carries out whether including the necessary information for being used for corresponding pending payment order in the related all Receiving informations of gathering.Wherein,
Necessary information includes：Order number, beneficiary id, collection amount and date-time.Wherein, this transaction is carried out by order number
Mark.Guaranteed payment using beneficiary id and collection amount the completion of operation.This transaction is labeled by date-time
While, pending payment list can also be managed, such as pending payment order can be ranked up according to date-time.
If Receiving information includes the necessary information for being used for corresponding pending payment order, Receiving information is believed for effectively gathering
Breath.If for Receiving information not comprising all necessary informations for being used for corresponding pending payment order, Receiving information is not effectively to collect money
Information is, it is necessary to which subscription client obtains Receiving information from gathering client again, and is parsed again.
If step 230, the Receiving information are effective Receiving informations, pending payment order corresponding to generation；
Wherein, after judging Receiving information and being effective Receiving information, then it is used for corresponding pending payment in Receiving information
The necessary information of order, pending payment order corresponding to generation.Payment information generation of the pending payment order in transaction, in user
When in proper network environment, pending payment order is directly paid, so as to complete to merchandise.
Step 240, the pending payment order is stored in pending payment list；
Wherein, the corresponding pending payment order of the payment information in a transaction information, the pending payment order of all generations
It is stored in pending payment list.
Step 250, in current data transfer rate match the second scheduled transmission speed in the state of, according to the pending payment
List performs delivery operation.
In the state of the technical scheme of the present embodiment in current data transfer rate by matching the first scheduled transmission speed,
Obtain Receiving information；The Receiving information is parsed, analyzes whether to include in the Receiving information and waits to pay for corresponding
The necessary information of money order, determine whether effective Receiving information；If the Receiving information is effective Receiving information, generation pair
The pending payment order answered, in the state of current data transfer rate matches the second scheduled transmission speed, according to the pending payment
List performs delivery operation.Solve and run into the bad situation of network, the problem of can not completing to pay according to payment information, and
The safety problem that the wifi of connection businessman occurs, reach in the case of there is no network in transaction, can also be according to payment
Information is completed to pay, and on the premise of user information safety is protected, ensure that the effect of businessman and user benefit.
Embodiment three
Fig. 3 is a kind of flow chart of the method for offline electronic payment that the embodiment of the present invention three provides, and the present embodiment is above-mentioned each
On the basis of embodiment, preferably, in the state of current data transfer rate matches the first scheduled transmission speed, gathering is obtained
Information, wherein, the Receiving information is generated by gathering client, including：
In the state of current data transfer rate matches the first scheduled transmission speed, Receiving information is shot, obtained
Take the photo for including Receiving information.
Preferably, parsed to the Receiving information, analyze in the Receiving information and whether include for corresponding
The necessary information of pending payment order, determine whether effective Receiving information, wherein, the necessary information includes：Order number, receive
Before money side id, collection amount and date-time, including：
Preliminary Analysis is carried out to the photo comprising Receiving information, if the apparent, the Receiving information carried out
Further parsing, determines whether effective Receiving information；
If the photo is unintelligible, Receiving information is shot again.
Preferably, if the Receiving information is effective Receiving information, pending payment order corresponding to generation includes：
Effective Receiving information is parsed, obtains the first payment information；
Pending payment order is generated according to first payment information.
As shown in figure 3, this method specifically includes：
Step 310, in current data transfer rate match the first scheduled transmission speed in the state of, to Receiving information carry out
Shooting, obtain the photo for including Receiving information；
Wherein, when user is in abnormal network environment, by with camera function payment client terminal to Receiving information
Shot, the photo for including Receiving information is obtained, so as to obtain payment information.
Step 320, Preliminary Analysis is carried out to the photo comprising Receiving information, if the apparent, to the gathering
Information is further parsed, and determines whether effective Receiving information；
Wherein, Preliminary Analysis is carried out to the photo comprising Receiving information, judges whether the photo of shooting is clear, prevent from kidnaping children by narcotics
Situations such as occur.Clear photograph is only obtained, the Receiving information that further can be just included to photo is solved exactly
Analysis, judges whether the Receiving information that photo is included is effective Receiving information.If apparent, the gathering that is included to photo
Information is parsed, and judges whether included for corresponding pending payment in all Receiving informations related to carrying out gathering to user
The necessary information of order.
If step 330, the photo are unintelligible, Receiving information is shot again；
Wherein, if special circumstances during due to shooting, cause to obtain is unsharp photo, then needs again to gathering
Information is shot.
Step 340, the effective Receiving information of parsing, obtain the first payment information；
Wherein, effective Receiving information is parsed, obtains the first payment information, is to extract effective Receiving information from Receiving information,
Effective Receiving information is handled and generates the first payment information.First payment information be complete delivery operation required for must
Want information.First payment information comprises at least the means of payment, payment and date-time etc..
Step 350, according to first payment information generate pending payment order；
Wherein, pending payment order is generated according to first payment information, when user is in proper network environment, treated
Payment order is directly paid, so as to complete to merchandise.
Step 360, the pending payment order is stored in pending payment list；
Step 370, in current data transfer rate match the second scheduled transmission speed in the state of, according to the pending payment
List performs delivery operation.
In the state of the technical scheme of the present embodiment in current data transfer rate by matching the first scheduled transmission speed,
Receiving information is shot, obtains the photo for including Receiving information；Preliminary Analysis is carried out to the photo comprising Receiving information, if
Apparent, then Receiving information is further parsed, determine whether effective Receiving information；If photo is unintelligible, weigh
Newly Receiving information is shot；Effective Receiving information is parsed, obtains the first payment information；Treated according to the generation of the first payment information
Payment order；Pending payment order is stored in pending payment list；The second scheduled transmission speed is matched in current data transfer rate
In the state of rate, delivery operation is performed according to pending payment list.Solve and run into the bad situation of network, can not be believed according to payment
The problem of breath is completed to pay, and the safety problem that the wifi of businessman occurs is connected, reached does not have network in transaction
In the case of, Receiving information is shot, the photo for including Receiving information is obtained, Receiving information is further parsed, root
Complete to pay according to payment information, on the premise of user information safety is protected, ensure that the effect of businessman and user benefit.
Example IV
Fig. 4 is a kind of flow chart of the method for offline electronic payment that the embodiment of the present invention four provides, and the present embodiment is above-mentioned each
On the basis of embodiment, preferably, effective Receiving information is being parsed, after obtaining the first payment information, including：
First confirmation is generated according to the first payment information, and sends first confirmation；
The second confirmation is obtained, wherein, second confirmation includes confirmation knot user to the first confirmation
Fruit；
According to first payment information and second confirmation generation pending payment order.
As shown in figure 4, this method specifically includes：
Step 410, in current data transfer rate match the first scheduled transmission speed in the state of, to Receiving information carry out
Shooting, obtain the photo for including Receiving information；
Step 420, Preliminary Analysis is carried out to the photo comprising Receiving information, if the apparent, to the gathering
Information is further parsed, and determines whether effective Receiving information；
If step 430, the photo are unintelligible, Receiving information is shot again；
Step 440, the effective Receiving information of parsing, obtain the first payment information；
Step 450, the first confirmation generated according to the first payment information, and send first confirmation；
Wherein, payment client terminal generates the first confirmation according to the first payment information, and the first confirmation, which includes, to be carried out
The relevant information of payment, and send the first confirmation and confirmed for user.User is obtained by the first confirmation and carried out
The relevant information payment information of payment, and checked and confirmed.
Step 460, the second confirmation is obtained, wherein, second confirmation includes user to the first confirmation
Confirmation result；
Wherein, user obtains the relevant information payment information that is paid by the first confirmation, and carry out verification and
Confirm, the second confirmation is sent according to confirmation result.After being checked and confirmed comprising user in second confirmation, under
The instruction of single stepping.If payment information is wrong, sends and include without the second confirmation of the instruction further operated,
If payment confirming information is errorless, the second confirmation of the instruction for being included into traveling single stepping is sent.
Step 470, pending payment order generated according to first payment information and second confirmation；
Wherein, pending payment order is generated according to first payment information and second confirmation, if second confirms
Packet contains the instruction without further operating, then terminates this time to operate；If the second confirmation is included into row further behaviour
The instruction of work, then pending payment order is generated according to first payment information, when user is in proper network environment, treated
Payment order is directly paid, so as to complete to merchandise.
Step 480, the pending payment order is stored in pending payment list；
Step 490, in current data transfer rate match the second scheduled transmission speed in the state of, according to the pending payment
List performs delivery operation.
The technical scheme of the present embodiment, by parsing effective Receiving information, obtain the first payment information；Paid according to first
Information generates the first confirmation, and sends first confirmation；The second confirmation is obtained, wherein, described second is true
Packet is recognized containing confirmation result of the user to the first confirmation；According to first payment information and second confirmation
Generate pending payment order；The pending payment order is stored in pending payment list；Second is matched in current data transfer rate
In the state of scheduled transmission speed, delivery operation is performed according to the pending payment list.Solve and run into the bad situation of network,
The problem of can not completing to pay according to payment information and the confirmation of user, and connect the safety that the wifi of businessman occurs
Problem, reach in the case of there is no network in transaction, completed to pay according to payment information and the confirmation of user, protecting
On the premise of protecting user information safety, the effect of businessman and user benefit ensure that.
Embodiment five
Fig. 5 show a kind of structural representation of the device of offline electronic payment of the offer of the embodiment of the present invention five, the present embodiment
E-payment technical field is applicable to, the device of the offline electronic payment includes：
Pending payment module 510 and payment module 520.
Wherein, pending payment module 510, for matching the state of the first scheduled transmission speed in current data transfer rate
Under, effective Receiving information is got, a pending payment list is formed according to the effectively Receiving information；Payment module 520, in
In the state of current data transfer rate matches the second scheduled transmission speed, delivery operation is performed according to the pending payment list.
The technical scheme of the present embodiment is by using pending payment module, in the first predetermined biography of current data transfer rate matching
In the state of defeated speed, effective Receiving information is got, a pending payment list is formed according to the effectively Receiving information；Utilize branch
Module is paid, in the state of current data transfer rate matches the second scheduled transmission speed, is performed according to the pending payment list
Delivery operation.Solve and run into the bad situation of network, the problem of can not completing to pay the bill, and the wifi of connection businessman occurs
Safety problem, reached in the case of there is no network in transaction, can also complete to pay, in protection user information safety
Under the premise of, it ensure that the effect of businessman and user benefit.
On the basis of above-described embodiment, preferably, pending payment module includes：
Receiving information acquiring unit, in the state of matching the first scheduled transmission speed in current data transfer rate,
Receiving information is obtained, wherein, the Receiving information is generated by gathering client；
Receiving information judging unit, for being parsed to the Receiving information, analyze in the Receiving information and whether wrap
Containing the necessary information for corresponding pending payment order, effective Receiving information is determined whether, wherein, the necessary information bag
Include：Order number, beneficiary id, collection amount and date-time；
Pending payment order generation unit, if being effective Receiving information for the Receiving information, wait to pay corresponding to generation
Money order；
Pending payment list storage unit, for the pending payment order to be stored in pending payment list.
Preferably, Receiving information acquiring unit includes：
Receiving information shoots subelement, for matching the state of the first scheduled transmission speed in current data transfer rate
Under, Receiving information is shot, obtains the photo for including Receiving information.
Preferably, Receiving information judging unit includes：
Photo judgment sub-unit, for carrying out Preliminary Analysis to the photo comprising Receiving information, if the apparent,
The Receiving information is further parsed, determines whether effective Receiving information；
Photograph taking subelement, if unintelligible for the photo, Receiving information is shot again.
Preferably, pending payment order generation unit includes：
First payment information obtains subelement, for parsing effective Receiving information, obtains the first payment information；
First pending payment order generates subelement, for generating pending payment order according to first payment information.
Preferably, pending payment order generation unit also includes：
First confirmation transmission sub-unit, for parsing effective Receiving information, after obtaining the first payment information, root
The first confirmation is generated according to the first payment information, and sends first confirmation；
Second confirmation obtains subelement, for obtaining the second confirmation, wherein, second confirmation includes
Confirmation result of the user to the first confirmation；
Second pending payment order generates subelement, for according to first payment information and second confirmation life
Into pending payment order.
The method that the device of above-mentioned offline electronic payment can perform the offline electronic payment that any embodiment of the present invention is provided, possesses and holds
The corresponding functional module of row method and beneficial effect.
Pay attention to, above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that
The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art various obvious changes,
Readjust and substitute without departing from protection scope of the present invention.Therefore, although being carried out by above example to the present invention
It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also
Other more equivalent embodiments can be included, and the scope of the present invention is determined by scope of the appended claims.
Claims (12)
- A kind of 1. method of offline electronic payment, it is characterised in that including：In the state of current data transfer rate matches the first scheduled transmission speed, effective Receiving information is got, according to institute State effective Receiving information and form a pending payment list；In the state of current data transfer rate matches the second scheduled transmission speed, payment is performed according to the pending payment list Operation.
- 2. according to the method for claim 1, it is characterised in that match the first scheduled transmission speed in current data transfer rate In the state of rate, effective Receiving information is got, a pending payment list is formed according to the effectively Receiving information, including：In the state of current data transfer rate matches the first scheduled transmission speed, Receiving information is obtained, wherein, the gathering Information is generated by gathering client；The Receiving information is parsed, analyzes in the Receiving information and whether includes for generating corresponding pending payment order Necessary information, determine whether effective Receiving information, wherein, the necessary information includes：Order number, beneficiary id, gathering The amount of money and date-time；If the Receiving information is effective Receiving information, pending payment order corresponding to generation；The pending payment order is stored in pending payment list.
- 3. according to the method for claim 2, it is characterised in that match the first scheduled transmission speed in current data transfer rate In the state of rate, Receiving information is obtained, wherein, the Receiving information is generated by gathering client, including：In the state of current data transfer rate matches the first scheduled transmission speed, Receiving information is shot, obtains bag Photo containing Receiving information.
- 4. according to the method for claim 2, it is characterised in that parsed to the Receiving information, analyze the receipts The necessary information for being used for generating corresponding pending payment order whether is included in money information, determines whether effective Receiving information, Wherein, the necessary information includes：Order number, beneficiary id, before collection amount and date-time, including：Preliminary Analysis is carried out to the photo comprising Receiving information, if the apparent, traveling one is entered to the Receiving information Step parsing, determines whether effective Receiving information；If the photo is unintelligible, Receiving information is shot again.
- 5. according to the method for claim 2, it is characterised in that if the Receiving information is effective Receiving information, generate Corresponding pending payment order includes：Effective Receiving information is parsed, obtains the first payment information；Pending payment order is generated according to first payment information.
- 6. according to the method for claim 5, it is characterised in that parsing effective Receiving information, obtaining the first payment information Afterwards, including：First confirmation is generated according to the first payment information, and sends first confirmation；The second confirmation is obtained, wherein, second confirmation includes confirmation result user to the first confirmation；According to first payment information and second confirmation generation pending payment order.
- A kind of 7. device of offline electronic payment, it is characterised in that including：Pending payment module, in the state of matching the first scheduled transmission speed in current data transfer rate, get effectively Receiving information, a pending payment list is formed according to the effectively Receiving information；Payment module, in the state of matching the second scheduled transmission speed in current data transfer rate, wait to pay according to described Money list performs delivery operation.
- 8. device according to claim 7, it is characterised in that pending payment module includes：Receiving information acquiring unit, in the state of matching the first scheduled transmission speed in current data transfer rate, obtain Receiving information, wherein, the Receiving information is generated by gathering client；Receiving information judging unit, for being parsed to the Receiving information, whether analyze in the Receiving information comprising use In the necessary information of pending payment order corresponding to generation, effective Receiving information is determined whether, wherein, the necessary information bag Include：Order number, beneficiary id, collection amount and date-time；Pending payment order generation unit, if being effective Receiving information for the Receiving information, pending payment corresponding to generation is ordered It is single；Pending payment list storage unit, for the pending payment order to be stored in pending payment list.
- 9. device according to claim 8, it is characterised in that Receiving information acquiring unit includes：Receiving information shoots subelement, right in the state of matching the first scheduled transmission speed in current data transfer rate Receiving information is shot, and obtains the photo for including Receiving information.
- 10. device according to claim 8, it is characterised in that Receiving information judging unit includes：Photo judgment sub-unit, for carrying out Preliminary Analysis to the photo comprising Receiving information, if the apparent, to institute State Receiving information further to be parsed, determine whether effective Receiving information；Photograph taking subelement, if unintelligible for the photo, Receiving information is shot again.
- 11. device according to claim 8, it is characterised in that pending payment order generation unit includes：First payment information obtains subelement, for parsing effective Receiving information, obtains the first payment information；First pending payment order generates subelement, for generating pending payment order according to first payment information.
- 12. device according to claim 11, it is characterised in that pending payment order generation unit also includes：First confirmation transmission sub-unit, for generating the first confirmation according to the first payment information, and send described the One confirmation；Second confirmation obtains subelement, for obtaining the second confirmation, wherein, second confirmation includes user Confirmation result to the first confirmation；Second pending payment order generates subelement, for being treated according to first payment information and second confirmation generation Payment order.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201710730264.6A CN107688938A (en) | 2017-08-23 | 2017-08-23 | A kind of method and apparatus of offline electronic payment |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710730264.6A CN107688938A (en) | 2017-08-23 | 2017-08-23 | A kind of method and apparatus of offline electronic payment |
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| CN107688938A true CN107688938A (en) | 2018-02-13 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201710730264.6A Pending CN107688938A (en) | 2017-08-23 | 2017-08-23 | A kind of method and apparatus of offline electronic payment |
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| CN110210849A (en) * | 2019-05-29 | 2019-09-06 | 甘肃万华金慧科技股份有限公司 | A kind of station reimbursement of expense management method and system |
| WO2020087736A1 (en) * | 2018-10-29 | 2020-05-07 | 平安科技（深圳）有限公司 | Blockchain-based offline payment method and apparatus, and device and storage medium |
| CN111355560A (en) * | 2020-03-10 | 2020-06-30 | 北京意锐新创科技有限公司 | Method and device for executing decoding rate adjustment in payment equipment |
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Application publication date: 20180213 |