CN107633623A - The separated device of control system and method for preventing fraudulent-using that anti-card is usurped - Google Patents

The separated device of control system and method for preventing fraudulent-using that anti-card is usurped Download PDF

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Publication number
CN107633623A
CN107633623A CN201610564403.8A CN201610564403A CN107633623A CN 107633623 A CN107633623 A CN 107633623A CN 201610564403 A CN201610564403 A CN 201610564403A CN 107633623 A CN107633623 A CN 107633623A
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China
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financial transaction
transaction card
signal
state
communication device
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CN201610564403.8A
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Chinese (zh)
Inventor
王传蔚
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Orange Far Polytron Technologies Inc
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Orange Far Polytron Technologies Inc
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Priority to CN201610564403.8A priority Critical patent/CN107633623A/en
Publication of CN107633623A publication Critical patent/CN107633623A/en
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Abstract

The present invention proposes a kind of control system for preventing financial transaction card from usurping and for separator therein and the method that can prevent financial transaction card from usurping.The control system that can prevent financial transaction card from usurping, comprising:One separator (Remote apparatus), coupled with a financial transaction card, to the financial transaction card-like state according to the financial transaction card, produce a financial transaction card-like state signal;An and mobile communication device (Mobile communication apparatus), coupled with the separator with a communication, to according to the financial transaction card-like state signal, produce financial transaction card-like state report, to warn financial transaction card abnormality, or anomaly occurs to a remote auto repaying system (automated response system, ARS), report.

Description

The separated device of control system and method for preventing fraudulent-using that anti-card is usurped
Technical field
The present invention relates to the separated device of control system and method for preventing fraudulent-using that a kind of anti-card is usurped, one is particularly related to Control system that financial transaction card usurps is prevented and for it kind with the separator with the coupling of financial transaction card In separator and the method that can prevent financial transaction card from usurping.Financial transaction card alleged by the present invention refers to finance The card of trading function, such as, but not limited to credit card, ATM card, stored value card, EasyCard etc..
Background technology
When financial transaction card is lost, user, which needs voluntarily to phone card sending mechanism, to report the loss.But such work Method, the shortcomings that many be present, for example, user usually needs a period of time, can just realize that financial transaction card is lost, in this section It in time, may be stolen, and cause loss huge on user's money;Or financial transaction card is reported the loss, need Various information are wanted, user needs first to be collected into the information of needs, can just report the loss, also increase stolen risk;And for example, user Need to make a phone call into the system of card sending mechanism, wait and select various options, and input various kinds information, it is required for spending a lot Time.These shortcomings so that financial transaction card lose when risk increase, particularly losing credit card when, risk is high.
In view of this, the present invention is directed to above-mentioned the deficiencies in the prior art, proposes the control system that a kind of anti-card is usurped Separated device and method for preventing fraudulent-using, using with the separator coupled with financial transaction card, analyze its financial transaction Card mode signal, with communication, warning financial transaction card loses state, or to remote auto repaying system Anomaly occurs for (automated response system, ARS), report.
The content of the invention
It is an object of the invention to overcome the deficiencies in the prior art and defect, proposes the control system that a kind of anti-card is usurped Separated device and method for preventing fraudulent-using, using with the separator coupled with financial transaction card, analyze its financial transaction Card mode signal, with communication, warning financial transaction card loses state, or to remote auto repaying system Anomaly occurs for (automated response system, ARS), report.
For the above-mentioned purpose, one of viewpoint is sayed that the invention provides one kind can prevent financial transaction card from usurping Control system, comprising:One separator (Remote apparatus), to be coupled with a financial transaction card, according to this One financial transaction card-like state of financial transaction card, produce a financial transaction card-like state signal;And one Mobile Communications dress (Mobile communication apparatus) is put, is coupled with the separator with a communication, to basis The financial transaction card-like state signal, financial transaction card-like state report is produced, to warn financial transaction card abnormality, Or anomaly occurs to a remote auto repaying system (automated response system, ARS), report.
In wherein a kind of preferred embodiment, the separator includes:One inertial sensor, with the financial transaction card Coupling, according to the financial transaction card-like state, to produce the financial transaction card-like state signal;And a communication element, with The inertial sensor couples, according to the financial transaction card-like state signal, to produce a state communication signal, and it is wireless with this Communication mode, send this action communication device to.
In the foregoing embodiments, the inertial sensor is preferably comprised a MEMS (Micro-Electro- Mechanical System, MEMS) element, and the financial transaction card-like state signal includes at least one signal set forth below:One Pressure signal, a magnetic field signal, an acceleration signal and a gyroscope signal.
In wherein a kind of preferred embodiment, this action communication device is according to the financial transaction card-like state signal, no Confirm via user, directly warn the financial transaction card to lose state, or occur different to the remote auto repaying system, report Chang Xianxiang.
In wherein a kind of preferred embodiment, this action communication device produces always according to remote financial transaction signal One confirms to require signal.
In wherein a kind of preferred embodiment, this action communication device refers to inertial sensor including one, and this is with reference to used Property sensor to produce a reference state signal, this action communication device also compare the financial transaction card-like state signal with should Reference state signal, produce financial transaction card-like state report.
In wherein a kind of preferred embodiment, this action communication device is according to the one of the financial transaction card-like state signal Signal strength, and the reception signal intensity value of judgement generation one (Received signal strength indication, RSSI), and always according to the RSSI, financial transaction card-like state report is produced.
In wherein a kind of preferred embodiment, this action communication device has the financial transaction work(of the financial transaction card Energy.
In wherein a kind of preferred embodiment, the separator also includes a storage element, close to store a symbol Code, the password symbol are also be stored in this action communication device, when the financial transaction card carries out financial transaction, compare this point From the password symbol in device, with the password symbol in this action communication device.
For the above-mentioned purpose, another viewpoint is sayed, financial transaction card can be prevented by being used for one the invention provides one kind The separator (Remote apparatus) for the control system usurped, comprising:One inertial sensor, to a financial transaction Card couples, and the inertial sensor produces a financial transaction card according to a financial transaction card-like state of the financial transaction card Piece status command signal;And a communication element, coupled with the inertial sensor, to according to the financial transaction card-like state signal, A state communication signal is produced, and with a communication, sends a mobile communication device (Mobile to communication apparatus);Wherein, this action communication device, according to the financial transaction card-like state signal, produce One financial transaction card-like state is reported, to warn financial transaction card abnormality, or to a remote auto repaying system Anomaly occurs for (automated response system, ARS), report.
In wherein a kind of preferred embodiment, the inertial sensor includes a MEMS (Micro-Electro- Mechanical System, MEMS) element, and the financial transaction card-like state signal includes at least one signal set forth below:One Pressure signal, a magnetic field signal, an acceleration signal and a gyroscope signal.
In wherein a kind of preferred embodiment, this action communication device is according to the financial transaction card-like state signal, no Confirm via user, directly warn the financial transaction card to lose state, or occur different to the remote auto repaying system, report Chang Xianxiang.
In wherein a kind of preferred embodiment, this action communication device produces always according to remote financial transaction signal One confirms to require signal.
In wherein a kind of preferred embodiment, this action communication device refers to inertial sensor including one, and this is with reference to used Property sensor to produce a reference state signal, this action communication device also compare the financial transaction card-like state signal with should Reference state signal, produce financial transaction card-like state report.
In wherein a kind of preferred embodiment, this action communication device is according to the one of the financial transaction card-like state signal Signal strength, and the reception signal intensity value of judgement generation one (Received signal strength indication, RSSI), and always according to the RSSI, financial transaction card-like state report is produced.
In wherein a kind of preferred embodiment, this action communication device has the financial transaction work(of the financial transaction card Energy.
In wherein a kind of preferred embodiment, the separator also includes a storage element, close to store a symbol Code, the password symbol are also be stored in this action communication device, when the financial transaction card carries out financial transaction, compare this point From the password symbol in device, with the password symbol in this action communication device.
For the above-mentioned purpose, another viewpoint is sayed, prevents what financial transaction card from usurping the invention provides a kind of Method, including:A separator (Remote apparatus) is provided, to be coupled with a financial transaction card, according to the gold Melt a financial transaction card-like state of transaction card, produce a financial transaction card-like state signal;And provide a Mobile Communications Device (Mobile communication apparatus), is coupled with the separator with a communication, to root According to the financial transaction card-like state signal, financial transaction card-like state report is produced, to warn financial transaction card exception shape State, or anomaly occurs to a remote auto repaying system (automated response system, ARS), report.
In the foregoing embodiments, the separator includes:One inertial sensor, couple, use with the financial transaction card According to the financial transaction card-like state, to produce the financial transaction card-like state signal;And a communication element, passed with the inertia Sensor couples, according to the financial transaction card-like state signal, to produce a state communication signal, and with the side wireless communication Formula, send this action communication device to.
In the foregoing embodiments, the inertial sensor includes a MEMS (Micro-Electro- Mechanical System, MEMS) element, and the financial transaction card-like state signal includes at least one signal set forth below:One Pressure signal, a magnetic field signal, an acceleration signal and a gyroscope signal.
In the foregoing embodiments, this action communication device is according to the financial transaction card-like state signal, not via user Confirm, directly warn the financial transaction card to lose state, or anomaly occurs to the remote auto repaying system, report.
In wherein a kind of preferred embodiment, this action communication device produces always according to remote financial transaction signal One confirms to require signal.
In wherein a kind of preferred embodiment, this action communication device refers to inertial sensor including one, and this is with reference to used Property sensor to produce a reference state signal, this action communication device also compare the financial transaction card-like state signal with should Reference state signal, produce financial transaction card-like state report.
In wherein a kind of preferred embodiment, this action communication device is according to the one of the financial transaction card-like state signal Signal strength, and the reception signal intensity value of judgement generation one (Received signal strength indication, RSSI), and always according to the RSSI, financial transaction card-like state report is produced.
In a kind of preferred embodiment, this action communication device has the finance trade function of the financial transaction card.
In wherein a kind of preferred embodiment, the separator also includes a storage element, close to store a symbol Code, the password symbol are also be stored in this action communication device, when the financial transaction card carries out financial transaction, compare this point From the password symbol in device, with the password symbol in this action communication device.
Below by way of specific embodiment elaborate, when be easier to understand the purpose of the present invention, technology contents, feature and its The effect of reached.
Brief description of the drawings
One embodiment of Fig. 1 display present invention;
Second embodiment of Fig. 2 display present invention;
Fig. 3 shows third embodiment of the invention;
Fig. 4 shows four embodiment of the invention;
The 5th embodiment of Fig. 5 display present invention;
The 6th embodiment of Fig. 6 display present invention;
The 7th embodiment of Fig. 7 display present invention.
Symbol description in figure
10 financial transaction cards
20 remote auto repaying systems
100 can prevent the control system that financial transaction card is usurped
101 separators
102 mobile communication devices
111 inertial sensors
113 communication elements
115 storage elements
121 refer to inertial sensor
123 Comparison Circuits
Embodiment
One embodiment of Fig. 1 display present invention.As shown in figure 1, the control system that can prevent financial transaction card from usurping System 100, includes separator (Remote apparatus) 101, and mobile communication device (Mobile communication apparatus)102.Separator 101 with financial transaction card 10 to couple, and according to the finance of financial transaction card 10 Transaction card mode, produces financial transaction card-like state signal.Mobile communication device 102, with separator 101 with radio communication Mode couples, according to above-mentioned financial transaction card-like state signal, the report of financial transaction card-like state is produced, to warn finance Abnormal (such as lose the or stolen) state of the card 10 of merchandising, or to remote auto repaying system (automated response System, ARS) 20, anomaly occurs for report, and can report the loss financial transaction card 10 automatically when necessary.Wherein, it is automatic to hang The mechanism of financial transaction card 10 is lost, such as can be set by user, or according to time span etc. is lost, it is automatic to be used as execution Report the loss the basis for estimation that the mechanism of financial transaction card 10 starts.
Wherein, separator 101 can in the form of a variety of, and in a variety of different ways with the coupling of financial transaction card 10 Connect.For example, separator 101 is such as, but not limited to the paster for including chip, is attached directly to financial transaction card 10; Or be cutting ferrule, by financial transaction card 10 loaded in cutting ferrule;Or be cartridge, by financial transaction card 10 loaded in cartridge;Or it is Refining circle, the refining of financial transaction card 10 is connected to refining circle etc..Certainly, separator 101 is not limited to and a financial transaction card Piece 10 couples, and can also be coupled with multiple financial transaction cards 10.In addition, it should be noted that, financial transaction card is necessarily The card of one entity, for example, mobile communication device 102 for example can be with the data of built-in financial transaction card 10, and can With direct financial transaction (such as, but not limited to brush credit card), without the entity of financial transaction card 10, in the case, The financial transaction card of separator 101 is the financial transaction card 10 built-in with mobile communication device 102 in a communication manner (with data mode presence) coupling.That is, separator 101 can be connected with the entity card of financial transaction card 10, Can not also entity connection, but with equipped with the data of financial transaction card 10 object (such as, but not limited to mobile communication device 102) coupled with the communication modes of non-physical.Therefore, mobile communication device 102 still can be with separator 101 with channel radio Letter mode couples, and the report of financial transaction card-like state can be produced, according to financial transaction card-like state signal to warn finance Abnormal (such as mobile communication device 102 is lost the or is stolen) state of card 10 of merchandising, or it is remote from trend by mobile communication device 102 Journey automatic reporting system (automated response system, ARS) 20, anomaly occurs for report, and when necessary may be used Automatically financial transaction card 10 is reported the loss.Mobile communication device 102 is such as, but not limited to mobile phone, flat board, laptop computer etc. It can launch and receive the device of wireless communication signals.Mobile communication device 102 is with separator 101 with communication coupling Connect, such as, but not limited to communicated with bluetooth signal transmission signal.
Second embodiment of Fig. 2 display present invention.As shown in Fig. 2 separator 101 include inertial sensor 111 with Communication element 113.Inertial sensor 111 couples with financial transaction card 10, according to the state of financial transaction card 10, to produce Financial transaction card-like state signal.Wherein, inertial sensor 111 such as, but not limited to includes MEMS (Micro- Electro-Mechanical System, MEMS) element, as shown in the 3rd embodiment of Fig. 3 present invention, and to produce Financial transaction card-like state signal.Financial transaction card-like state signal such as, but not limited to includes at least set forth below wherein one Kind signal:Pressure signal, magnetic field signal, acceleration signal and gyroscope signal.It can certainly be the group of above-mentioned different signals Close.MEMS element is well known to those skilled in the art, and will not be described here.Communication element 113 and the coupling of inertial sensor 111 Connect, according to financial transaction card-like state signal, to produce state communication signal, and with communication, send action to Communication device 102.Inertial sensor 111 in separator 101 according to the financial transaction card-like state of financial transaction card 10, Produce financial transaction card-like state signal.For example, inertial sensor 111 has MEMS element, detects financial transaction card 10 inertial states, if drop, rotate, freely falling body, acceleration condition etc., to produce financial transaction card-like state news Number.Communication element 113 produces state communication signal according to financial transaction card-like state signal, and with communication, such as But it is not limited to, with bluetooth signal, send mobile communication device 102 to.
Mobile communication device 102 is coupled with communication, to according to above-mentioned financial transaction card-like state signal, production Raw financial transaction card-like state report, to warn abnormal (such as lose the or stolen) state of financial transaction card 10, or to long-range Anomaly occurs for automatic reporting system (automated response system, ARS) 20, report, and when necessary can be certainly It is dynamic to report the loss financial transaction card 10.Wherein, the mechanism of financial transaction card 10 is reported the loss automatically, such as can be set by user, or According to time span etc. is lost, it is used as and performs the basis for estimation that the automatic mechanism for reporting the loss financial transaction card 10 starts.At it In a kind of middle embodiment, the 4th embodiment as shown in Figure 4, mobile communication device 102 is according to financial transaction card-like state Signal, confirm not via user, directly warn financial transaction card 10 to lose state, or to remote auto repaying system ARS, from It is dynamic to report the loss financial transaction card 10.In another embodiment, the 5th embodiment as shown in Figure 5, mobile communication device 102 Always according to remote financial transaction signal, produce confirmation and require signal.For example, when someone is remotely stealing brush financial transaction card 10, mobile communication device 102 can produce according to the remote financial transaction signal that remote auto repaying system is transmitted and confirm to want Signal is sought, is confirmed whether stolen brush with user, and compares state communication signal, and refuses payment or report the loss financial transaction card 10。
Mobile communication device 102 is for example communicated with bluetooth signal and separator 101, receives financial transaction card-like state news Number, and can be according to this wireless communication signals (bluetooth signal), and judge to produce and receive signal intensity value (Received Signal strength index, RSSI).Mobile communication device 102 is strong according to the signal of financial transaction card-like state signal Degree, and judge to produce and receive signal intensity value RSSI, and always according to RSSI, produce the report of financial transaction card-like state.On connecing Signal intensity value is received, the transmission distance dependent of its one side and wireless communication signals, more remote because transmitting distance, its signal reception is strong Degree with change.When separator 101 and mobile communication device 102 are apart from more than scope is limited, the institute of mobile communication device 102 The signal intensity value RSSI of reception can be higher than a critical value, represent separator 101 with mobile communication device 102 apart from more than limit Determine scope, i.e. separator 101 may be stolen with financial transaction card 10.Mobile communication device 102 also can be in signal intensity value When RSSI can be higher than another critical value, start to analyze financial transaction card-like state signal, to confirm the state of financial transaction card 10. When judge financial transaction card 10 lose fall or it is stolen, send automatically alert news (such as in the screen display of mobile communication device 102 warn News, or the sound that gives a warning) or from trend remote auto repaying system ARS, report the loss financial transaction card 10.
The 6th embodiment of Fig. 6 display present invention.The present embodiment is shown to be wrapped according to the mobile communication device 102 of the present invention Include and refer to inertial sensor 121, with reference to inertial sensor 121 to produce reference state signal, mobile communication device 102 also compares To financial transaction card-like state signal and reference state signal, the report of financial transaction card-like state is produced.As illustrated, action is logical Interrogating device 102 is included with reference to inertial sensor 121 and Comparison Circuit 123.Such as, but not limited to include with reference to inertial sensor 121 MEMS (Micro-Electro-Mechanical System, MEMS) element, such as the 6th implementation of Fig. 6 present invention Shown in example, MEMS element is producing reference state signal.Reference state signal such as, but not limited to includes at least set forth below One of which signal:Pressure signal, magnetic field signal, acceleration signal and gyroscope signal.It can certainly be above-mentioned difference The combination of signal.Comparison Circuit 123 in mobile communication device 102, also compare financial transaction card-like state signal and refer to shape State signal, produce the report of financial transaction card-like state.That is, Comparison Circuit 123 compares financial transaction card-like state signal With reference state signal, the relation relative with separator 101 except will be seen that mobile communication device 102, and can divide Mobile communication device 1022 and 101 respective state of separator are analysed, such as, it is that wherein which is in the shape for dropping or losing and State, which is in static state, and which is in dynamic;Or the other inertia mode of analysis, with decide whether to send warning or from It is dynamic to report the loss financial transaction card 10.
It should be noted that remote auto repaying system (automated response system, ARS) 20, however it is not limited to The system that card sending mechanism is set up, can also be other systems, for example, application platform (APP) of communication dealer etc., user In mobile communication device 102, application program is installed, and thus application program management financial transaction card-like state signal, finance are handed over Easy card mode report, and decide whether to send alert news with reporting the loss financial transaction card 10 to card sending mechanism.
The 7th embodiment of Fig. 7 display present invention.The present embodiment shows that separation device according to the present invention 101 also includes Storage element 115, to store password symbol, the password symbol is also be stored in mobile communication device 102, works as financial transaction card When piece 10 carries out financial transaction (such as, but not limited to brush credit card), the password symbol in the separator 101 is compared, with action Password symbol in communication device 102.As illustrated, separator 101 also includes storage element 115, wherein, password symbol example Such as but word password is not limited to, can also be biological information or characteristics of human body etc., or pattern, decorative pattern or image etc. Deng.Wherein, characteristics of human body is, for example, fingerprint, vocal print, body pattern, iris image etc..When financial transaction card 10 carries out gold When melting transaction, the automatic comparison of mobile communication device 102, which is stored in the storage element 115 of separator 101 and is stored in action, to be led to The password symbol in device 102 is interrogated, can be confirmed not via user, automatic comparison.When comparison is not inconsistent, mobile communication device Abnormality occurs for 102 automatic warning financial transaction cards 10, or from trend remote auto repaying system (automated Response system, ARS), anomaly occurs for report, and financial transaction card 10 can also be reported the loss from trend ARS.
Illustrate the present invention for preferred embodiment above, it is described above, only it is easy to those skilled in the art Present disclosure is solved, is not used for limiting the interest field of the present invention.Under the same spirit of the present invention, people in the art Member can think and various equivalence changes.For example, icon is directly connected in each embodiment two circuits or interelement, can plant not shadow Other circuits or element of major function are rung, therefore " couples " and should be regarded as including directly or indirectly connecting, are also included with channel radio Letter signal is received and launched each other.And for example, (such as, but not limited to financial transaction card-like state signal, the gold of the signal in embodiment Melt transaction card mode report, state communication signal, reference state signal etc.), handled or computing being taken into inside circuit When, Voltage to current transducer, Current Voltage conversion, ratio conversion etc. may be passed through, therefore, " entered alleged by the present invention according to certain signal Row processing or computing produce certain another signal ", be not limited to according to the signal itself, also comprising when necessary, by the signal After carrying out above-mentioned conversion, handled according to the signal after conversion or computing.All this kind, all can be according to teachings of the present invention class Push away and obtain, therefore, the scope of the present invention should cover above-mentioned and other all equivalence changes.Foregoing each embodiment, and it is unlimited In being used alone, can also combination application, such as, but not limited to two embodiments are used in combination, or the office with one of embodiment The corresponding unit of another embodiment of portion's unit replacement.

Claims (26)

1. a kind of control system for preventing financial transaction card from usurping, it is characterised in that include:
One separator, to be coupled with a financial transaction card, according to a financial transaction card-like of the financial transaction card State, produce a financial transaction card-like state signal;And
One mobile communication device, coupled with the separator with a communication, to according to the financial transaction card-like State signal, financial transaction card-like state report is produced, to warn financial transaction card abnormality, or returned to a remote auto Anomaly occurs for reporting system, report.
2. the control system that can prevent financial transaction card from usurping as claimed in claim 1, wherein, the separator includes:
One inertial sensor, coupled with the financial transaction card, according to the financial transaction card-like state, to produce finance friendship Easy card mode signal;And
One communication element, coupled with the inertial sensor, to be led to according to the financial transaction card-like state signal, the state of generation Signal is interrogated, and with the communication, sends this action communication device to.
3. the control system that can prevent financial transaction card from usurping as claimed in claim 2, wherein, the inertial sensor includes One micro-electro-mechanical systems element, and the financial transaction card-like state signal includes at least one signal set forth below:One pressure signal, one Magnetic field signal, an acceleration signal and a gyroscope signal.
4. the control system that can prevent financial transaction card from usurping as claimed in claim 1, wherein, this action communication device root According to the financial transaction card-like state signal, confirm not via user, directly warn the financial transaction card abnormality, or to this Anomaly occurs for remote auto repaying system, report.
5. the control system that can prevent financial transaction card from usurping as claimed in claim 1, wherein, this action communication device is also According to remote financial transaction signal, produce one and confirm to require signal.
6. the control system that can prevent financial transaction card from usurping as claimed in claim 3, wherein, this action communication device bag Include one and refer to inertial sensor, with reference to inertial sensor to produce a reference state signal, this action communication device also compares for this To the financial transaction card-like state signal and the reference state signal, financial transaction card-like state report is produced.
7. the control system that can prevent financial transaction card from usurping as claimed in claim 2, wherein, this action communication device root According to a signal strength of the financial transaction card-like state signal, and judge the reception signal intensity value RSSI of generation one, and always according to The RSSI, produce financial transaction card-like state report.
8. the control system that can prevent financial transaction card from usurping as claimed in claim 1, wherein, this action communication device tool There is the finance trade function of the financial transaction card.
9. the control system that can prevent financial transaction card from usurping as claimed in claim 1, wherein, the separator also includes One storage element, to store a password symbol, the password symbol is also be stored in this action communication device, when the financial transaction When card carries out financial transaction, the password symbol in the separator is compared, it is close with the symbol in this action communication device Code.
10. a kind of separator for being used for a control system that can prevent financial transaction card from usurping, it is characterised in that include:
One inertial sensor, to be coupled with a financial transaction card, the inertial sensor is according to the one of the financial transaction card Financial transaction card-like state, produce a financial transaction card-like state signal;And
One communication element, coupled with the inertial sensor, to be led to according to the financial transaction card-like state signal, the state of generation Signal is interrogated, and with a communication, sends a mobile communication device to;
Wherein, this action communication device, according to the financial transaction card-like state signal, a financial transaction card-like state report is produced Accuse, to warn financial transaction card abnormality, or to a remote auto repaying system, report and anomaly occurs.
11. it is used for the separator of a control system that can prevent financial transaction card from usurping as claimed in claim 10, its In, the inertial sensor includes a micro-electro-mechanical systems element, and the financial transaction card-like state signal includes at least less than one institute Row signal:One pressure signal, a magnetic field signal, an acceleration signal and a gyroscope signal.
12. it is used for the separator of a control system that can prevent financial transaction card from usurping as claimed in claim 10, its In, this action communication device confirms not via user according to the financial transaction card-like state signal, directly warns the financial transaction Card loses state, or anomaly occurs to the remote auto repaying system, report.
13. it is used for the separator of a control system that can prevent financial transaction card from usurping as claimed in claim 10, its In, this action communication device produces one and confirms to require signal always according to remote financial transaction signal.
14. it is used for the separator of a control system that can prevent financial transaction card from usurping as claimed in claim 11, its In, this action communication device refers to inertial sensor including one, and this refers to inertial sensor to produce a reference state signal, This action communication device also compares the financial transaction card-like state signal and the reference state signal, produces the financial transaction card State report.
15. it is used for the separator of a control system that can prevent financial transaction card from usurping as claimed in claim 10, its In, this action communication device judges that producing one receives signal according to a signal strength of the financial transaction card-like state signal Intensity level RSSI, and always according to the RSSI, produce financial transaction card-like state report.
16. it is used for the separator of a control system that can prevent financial transaction card from usurping as claimed in claim 10, its In, this action communication device has the finance trade function of the financial transaction card.
17. it is used for the separator of a control system that can prevent financial transaction card from usurping as claimed in claim 10, also Comprising a storage element, to store a password symbol, the password symbol is also be stored in this action communication device, when the finance When card of merchandising carries out financial transaction, the password symbol in the separator is compared, with the symbol in this action communication device Number password.
A kind of 18. method for preventing financial transaction card from usurping, it is characterised in that including:
A separator is provided, to be coupled with a financial transaction card, according to a financial transaction card of the financial transaction card Piece state, produce a financial transaction card-like state signal;And
One mobile communication device is provided, coupled with the separator with a communication, to according to the financial transaction card Piece status command signal, produce financial transaction card-like state report, to warn financial transaction card abnormality, or to one it is long-range from Anomaly occurs for dynamic repaying system, report.
19. the method that can prevent financial transaction card from usurping as claimed in claim 18, wherein, the separator includes:
One inertial sensor, coupled with the financial transaction card, according to the financial transaction card-like state, to produce finance friendship Easy card mode signal;And
One communication element, coupled with the inertial sensor, to be led to according to the financial transaction card-like state signal, the state of generation Signal is interrogated, and with the communication, sends this action communication device to.
20. the method that can prevent financial transaction card from usurping as claimed in claim 19, wherein, the inertial sensor includes one Micro-electro-mechanical systems element, and the financial transaction card-like state signal includes at least one signal set forth below:One pressure signal, a magnetic Field signal, an acceleration signal and a gyroscope signal.
21. the method that can prevent financial transaction card from usurping as claimed in claim 19, wherein, this action communication device according to The financial transaction card-like state signal, confirm not via user, directly warn the financial transaction card to lose state, or it is remote to this Anomaly occurs for journey automatic reporting system, report.
22. the method that can prevent financial transaction card from usurping as claimed in claim 18, wherein, this action communication device also root According to remote financial transaction signal, produce one and confirm to require signal.
23. the method that can prevent financial transaction card from usurping as claimed in claim 20, wherein, this action communication device includes One refers to inertial sensor, and, with reference to inertial sensor to produce a reference state signal, this action communication device also compares for this The financial transaction card-like state signal and the reference state signal, produce financial transaction card-like state report.
24. the method that can prevent financial transaction card from usurping as claimed in claim 19, wherein, this action communication device according to One signal strength of the financial transaction card-like state signal, and judge that producing one receives signal intensity value RSSI, and always according to this RSSI, produce financial transaction card-like state report.
25. method that financial transaction card is usurped is prevented described in claim 18, wherein, this action communication device has should The finance trade function of financial transaction card.
26. method that financial transaction card is usurped is prevented described in claim 18, wherein, the separator is also comprising a storage Memory cell, to store a password symbol, the password symbol is also be stored in this action communication device, when the financial transaction card When carrying out financial transaction, the password symbol in the separator is compared, with the password symbol in this action communication device.
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