CN107622448A - The insurance verification method and Related product of a kind of traffic accident - Google Patents

The insurance verification method and Related product of a kind of traffic accident Download PDF

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Publication number
CN107622448A
CN107622448A CN201710749337.6A CN201710749337A CN107622448A CN 107622448 A CN107622448 A CN 107622448A CN 201710749337 A CN201710749337 A CN 201710749337A CN 107622448 A CN107622448 A CN 107622448A
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China
Prior art keywords
resolution
inventory
terminal
server
verified
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CN201710749337.6A
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Chinese (zh)
Inventor
黄帅
王博
白玉亮
夏奶茂
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Wuhan Six O'clock Beidou Technology Co Ltd
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Wuhan Six O'clock Beidou Technology Co Ltd
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Priority to CN201710749337.6A priority Critical patent/CN107622448A/en
Publication of CN107622448A publication Critical patent/CN107622448A/en
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Abstract

The invention provides the insurance verification method and Related product of a kind of traffic accident, methods described comprises the following steps:The Claims Resolution request that server receiving terminal is sent;Server asks to determine the type of Claims Resolution according to the Claims Resolution, and the type for such as determining the Claims Resolution is 100% Claims Resolution type, and server extracts Claims Resolution inventory corresponding to Claims Resolution request;The traffic accident video is extracted in the Vehicular video that server records from the terminal, the project of the Claims Resolution inventory is verified according to the traffic accident video, is such as verified, determines the Claims Resolution inventory, the Claims Resolution inventory is sent to terminal.Technical scheme provided by the invention has the advantages of avoiding insurance fraud.

Description

The insurance verification method and Related product of a kind of traffic accident
Technical field
The present invention relates to terminal device technical field, and in particular to a kind of insurance verification method of traffic accident and related production Product.
Background technology
Traffic accident (Traffic Accident) refers to vehicle personal injury caused by mistake or accident on road Or the event of property loss.Traffic accident is not only as caused by not specific personnel violate traffic control rules;Can also It is due to that the irresistible natural calamity such as earthquake, typhoon, mountain torrents, thunderbolt causes.According to the statistics of traffic, existing friendship Interpreter thus to have 90% be minor accident, the minor accident can specifically include:No one was injured and property loss is below 5000 yuan Accident.
In the compensation of existing traffic accident, the ratio of insurance company's statistics about 30% or so is the compensation of insurance fraud, Huge loss is so caused to insurance company.
The content of the invention
The embodiments of the invention provide the insurance verification method and Related product of a kind of traffic accident, it is possible to achieve to insurance The checking of compensation, reduce the share of insurance fraud.
In a first aspect, the embodiment of the present invention provides a kind of insurance verification method of traffic accident, methods described includes as follows Step:
The Claims Resolution request that server receiving terminal is sent;
Server asks to determine the type of Claims Resolution according to the Claims Resolution, and the type for such as determining the Claims Resolution is 100% Claims Resolution type, Server extracts Claims Resolution inventory corresponding to Claims Resolution request;
The traffic accident video is extracted in the Vehicular video that server records from the terminal, according to the traffic accident video pair The project of the Claims Resolution inventory is verified, is such as verified, and determines the Claims Resolution inventory, and the Claims Resolution inventory is sent to terminal.
Optionally, methods described also includes:
Server is as verified not by sending the Claims Resolution inventory to another terminal, another terminal is and setting loss people The terminal device of member's binding.
Optionally, it is described that the project of the Claims Resolution inventory is verified according to the traffic accident video, including:
Claims Resolution project is extracted from the Claims Resolution inventory, the first position that the Claims Resolution project part is located at vehicle is obtained, to this The picture of traffic accident video, which is input in the SVMs trained to be identified, determines the vehicle in the accident video The corresponding second place, if the first position and the second place are in setting range, it is verified, such as the first position and second Not in setting range, checking does not pass through for position.
Optionally, the Claims Resolution request obtains voice Claims Resolution request for word Claims Resolution request.
Second aspect, there is provided a kind of server, the server include:
Transmit-Receive Unit, the Claims Resolution request sent for receiving terminal;
Processing unit, for asking to determine the type of Claims Resolution according to the Claims Resolution, the type for such as determining the Claims Resolution is 100% reason Type is paid for, server extracts Claims Resolution inventory corresponding to Claims Resolution request;The traffic is extracted from the Vehicular video of terminal record Accident video, the project of the Claims Resolution inventory is verified according to the traffic accident video, is such as verified, determine that the Claims Resolution is clear It is single, the Claims Resolution inventory is sent to terminal.
Optionally, the processing unit, it is additionally operable to as verified not by the way that the Claims Resolution inventory is sent to another terminal, institute It is the terminal device with setting loss personnel binding to state another terminal.
Optionally, the processing unit, specifically for extracting Claims Resolution project from the Claims Resolution inventory, the Claims Resolution project is obtained Part is located at the first position of vehicle, and the picture of the traffic accident video is input in the SVMs trained and carried out Identification determines the vehicle in the second place corresponding to the accident video, if the first position and the second place are in setting range, It is verified, if the first position and the second place be not in setting range, checking does not pass through.
Optionally, the Claims Resolution request obtains voice Claims Resolution request for word Claims Resolution request.
A kind of third aspect, there is provided computer-readable recording medium, it is characterised in that it is stored for electronic data interchange Computer program, wherein, the computer program cause computer perform first aspect provide described method.
Fourth aspect, there is provided a kind of computer program product, the computer program product include storing computer journey The non-transient computer-readable recording medium of sequence, the computer program are operable to make computer perform first aspect offer Method.
Implement the embodiment of the present invention, have the advantages that:
As can be seen that by the embodiment of the present invention, the after being operated by setting multiple bio-identifications in mobile terminal The temporary Authorization of one biometric information so that terminal device can be faced at this in the user using the first biometric information Operation in Shi Shouquan, improves user experience.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly, make required in being described below to embodiment Accompanying drawing is briefly described, it should be apparent that, drawings in the following description are some embodiments of the present invention, for ability For the those of ordinary skill of domain, on the premise of not paying creative work, it can also be obtained according to these accompanying drawings other attached Figure.
Fig. 1 is a kind of schematic flow sheet of the insurance verification method of traffic accident provided in an embodiment of the present invention.
Fig. 2 is a kind of structural representation of terminal provided in an embodiment of the present invention.
Fig. 3 is a kind of structural representation of mobile terminal disclosed in the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation describes, it is clear that described embodiment is part of the embodiment of the present invention, rather than whole embodiments.Based on this hair Embodiment in bright, the every other implementation that those of ordinary skill in the art are obtained under the premise of creative work is not made Example, belongs to the scope of protection of the invention.
Term " first ", " second ", " the 3rd " in description and claims of this specification and the accompanying drawing and " Four " etc. be to be used to distinguish different objects, rather than for describing particular order.In addition, term " comprising " and " having " and it Any deformation, it is intended that cover non-exclusive include.Such as contain the process of series of steps or unit, method, be The step of system, product or equipment are not limited to list or unit, but alternatively also including the step of not listing or list Member, or alternatively also include for the intrinsic other steps of these processes, method, product or equipment or unit.
Referenced herein " embodiment " is it is meant that the special characteristic, structure or the characteristic that describe can wrap in conjunction with the embodiments In at least one embodiment of the present invention.Each position in the description occur the phrase might not each mean it is identical Embodiment, nor the independent or alternative embodiment with other embodiments mutual exclusion.Those skilled in the art explicitly and Implicitly understand, embodiment described herein can be combined with other embodiments.
Mobile terminal described by the embodiment of the present invention can include:Intelligent vehicle-carried equipment, smart mobile phone (such as Android Mobile phone, iOS mobile phones, Windows Phone mobile phones etc.), tablet personal computer, palm PC, notebook computer, mobile internet device (MID, Mobile Internet Devices) or Wearable etc., above-mentioned mobile terminal are only citings, and non exhaustive, bag Contain but be not limited to above-mentioned mobile terminal.
For traffic accident, it needs the judgement based on the scene of the accident, for the compensation of traffic accident, insurance company It is divided into two major classes, a kind of to have the scene of the accident, such a compensation mode typically needs determining for insurance company in the scene of the accident Damage personnel on site is collected evidence and compensated to accident.Second is not have the scene of the accident, and such a compensation mode does not have typically There are the relevant information of the scene of the accident, only some vehicles, such as damaged condition etc., setting loss personnel are according to this damaged condition for insurance Compensated.The behavior of insurance fraud for two kinds of insurance benefits be present.Because protected for the traffic accident without the scene of the accident The 70% of the dangerous most settlements of loss of company, and for the first have the scene of the accident traffic accident insurance company compensation ratio For 100%.For such a situation, in fact it could happen that a variety of situations, for example, car owner A has damaged the preceding insurance of automobile in accident 1 Thick stick, in order to carry out 100% compensation to accident 1, the preceding insurance that accident 2 damages automobile may deliberately occur car owner A for car owner A Thick stick, such car owner A carry out settlement of insurance claim to accident 2, and the claims personnel of insurance company may be to all of accident 1 and accident 2 Loss carries out setting loss and then compensated, and such a situation is very common in the Claims Resolution of traffic accident, causes the damage of insurance company Lose very huge.
In order to solve the appearance of the phenomenon of above-mentioned insurance fraud, the specific embodiment of the invention provides a kind of insurance of traffic accident and tested Card method, this method is as shown in figure 1, comprise the following steps:
Step S101, the Claims Resolution request that server receiving terminal is sent.
Claims Resolution request in above-mentioned steps S101 can be sent by cordless communication network, and the terminal can have itself Radio communication is set, such as is sent the Claims Resolution by 2G, 3G, LTE or NR network and asked.
Step S102, server asks to determine the type of Claims Resolution according to the Claims Resolution, and the type for such as determining the Claims Resolution is 100% Claims Resolution type, server extract Claims Resolution inventory corresponding to Claims Resolution request.
Step S103, the traffic accident video is extracted in the Vehicular video that server records from the terminal, according to the traffic Accident video is verified to the project of the Claims Resolution inventory, is such as verified, and determines the Claims Resolution inventory, and the Claims Resolution inventory is sent To terminal, such as checking is not by sending the Claims Resolution inventory to another terminal, another terminal can be to be bound with setting loss personnel Terminal device.
Technical scheme provided by the invention is when realizing settlement of insurance claim, by true to the accident video analysis in Vehicular video Whether the project of the fixed Claims Resolution inventory is normal, is verified if normal, is sent if abnormal to the terminal device of setting loss personnel The Claims Resolution inventory allows setting loss personnel to modify, because there is the extraction accident video can carry out reduction determination to accident for it The damage position of vehicle, so it has the advantages of avoiding insurance fraud.
Above-mentioned steps S103 implementation method is specifically as follows:
Claims Resolution project is extracted from the Claims Resolution inventory, the first position that the Claims Resolution project part is located at vehicle is obtained, to this The picture of traffic accident video, which is input in the SVMs trained to be identified, determines the vehicle in the accident video The corresponding second place, if the first position and the second place are in setting range, it is verified, such as the first position and second Not in setting range, checking does not pass through for position.
Specifically, the SVMs can preset the existing traffic accident video of study magnanimity, when training the support After vector machine, by the picture of the traffic accident video be input to the SVMs can just obtain corresponding to traffic accident the Two positions.The first position can settle a claim list to determine by one, that is, the mapping relations settled a claim between project and position, from The mapping relations determine first position corresponding to the Claims Resolution project.Then calculate inclined between the first position and the second place Difference.
Optionally, extracting the traffic accident video in the above-mentioned Vehicular video recorded from the terminal can specifically include:
Server determines the time of Claims Resolution request, the n time point of determination on the basis of the time, corresponding to each time point It is spaced identical, is sent to terminal and extract n picture corresponding to the n time point, it is individual to n picture progress accident identification confirmation n M picture in picture is accident picture, to the terminal request m picture between video data, regarding between the m picture Frequency is according to as traffic accident video.
It is that n picture is first extracted from whole video file by the way of, then carries out analysis determination to n picture M picture is accident picture, and the video data so extracted between m picture is traffic accident video, can so be reduced The size of the video data of the transmission of early stage.
Optionally, above-mentioned Claims Resolution request can be that word request of settling a claim obtain voice Claims Resolution request, be such as voice Claims Resolution request, Server is settled a claim to the voice asks execution natural language analysis Algorithm Analysis to obtain the keyword of voice Claims Resolution request, foundation The keyword determines the type and scope of Claims Resolution request.
Refering to Fig. 2, Fig. 2 provides a kind of server, and the server includes:
Transmit-Receive Unit 201, the Claims Resolution request sent for receiving terminal;
Processing unit 202, for asking to determine the type of Claims Resolution according to the Claims Resolution, the type for such as determining the Claims Resolution is 100% Claims Resolution type, server extract Claims Resolution inventory corresponding to Claims Resolution request;Extracted from the Vehicular video of terminal record The traffic accident video, the project of the Claims Resolution inventory is verified according to the traffic accident video, is such as verified, it is determined that should Claims Resolution inventory, the Claims Resolution inventory is sent to terminal.
Optionally, processing unit 202, be additionally operable to as verify not by, the Claims Resolution inventory is sent to another terminal, it is described Another terminal is the terminal device with setting loss personnel binding.
Optionally, processing unit 202, specifically for extracting Claims Resolution project from the Claims Resolution inventory, the Claims Resolution project is obtained Part is located at the first position of vehicle, and the picture of the traffic accident video is input in the SVMs trained and carried out Identification determines the vehicle in the second place corresponding to the accident video, if the first position and the second place are in setting range, It is verified, if the first position and the second place be not in setting range, checking does not pass through.
Optionally, the Claims Resolution request obtains voice Claims Resolution request for word Claims Resolution request.
Fig. 3 is illustrated that the part-structure of the intelligent vehicle mounted terminal related to mobile terminal provided in an embodiment of the present invention Block diagram.With reference to figure 3, intelligent vehicle mounted terminal includes:Radio frequency (Radio Frequency, RF) circuit 910, memory 920, input Unit 930, sensor 950, voicefrequency circuit 960, Wireless Fidelity (Wireless Fidelity, WiFi) module 970, using place Manage the part such as device AP980 and power supply 990.It will be understood by those skilled in the art that the intelligent vehicle mounted terminal knot shown in Fig. 3 Structure does not form the restriction to mobile phone, can include than illustrating more or less parts, either combines some parts or not Same part arrangement.
Each component parts of intelligent vehicle mounted terminal is specifically introduced with reference to Fig. 3:
Input block 930 can be used for the numeral or character information for receiving input, and produce the use with intelligent vehicle mounted terminal The key signals input that family is set and function control is relevant.Specifically, input block 930 may include touching display screen 933, fingerprint Identification device 931, face identification device 936, iris identification device 937 and other input equipments 932.Fingerprint identification device 931 are bound to touching display screen 933.Input block 930 can also include other input equipments 932.Specifically, other inputs are set Standby 932 can include but is not limited to physical button, function key (such as volume control button, switch key etc.), trace ball, mouse One or more in mark, action bars etc..Wherein, the touching display screen 933, for detecting that user shows in the touch-control When 933 enterprising line slip of display screen operates, touch parameter collection is gathered, and notifies the fingerprint identification device 931 to carry out fingerprint collecting, And the touch parameter collection is sent to the AP980;The fingerprint identification device 931, for gathering fingerprint image, and will The fingerprint image is sent to the AP980;The AP980, for respectively to the touch parameter collection and the fingerprint image As being verified, and when the touch parameter collection and the fingerprint image are verified, carry out more bio-identification operations.
AP980 is the control centre of intelligent vehicle mounted terminal, utilizes various interfaces and the whole intelligent vehicle mounted terminal of connection Various pieces, by running or performing the software program and/or module that are stored in memory 920, and call and be stored in Data in memory 920, the various functions and processing data of intelligent vehicle mounted terminal are performed, so as to be carried out to intelligent vehicle mounted terminal Integral monitoring.Optionally, AP980 may include one or more processing units;Optionally, AP980 can integrate application processor and Modem processor, wherein, application processor mainly handles operating system, user interface and application program etc., modulation /demodulation Processor mainly handles radio communication.It is understood that above-mentioned modem processor can not also be integrated into AP980.
In addition, memory 920 can include high-speed random access memory, nonvolatile memory, example can also be included Such as at least one disk memory, flush memory device or other volatile solid-state parts.
RF circuits 910 can be used for the reception and transmission of information.Generally, RF circuits 910 include but is not limited to antenna, at least one Individual amplifier, transceiver, coupler, low-noise amplifier (Low Noise Amplifier, LNA), duplexer etc..In addition, RF circuits 910 can also be communicated by radio communication with network and other equipment.Above-mentioned radio communication can use any communication Standard or agreement, including but not limited to global system for mobile communications (Global System of Mobile Communication, GSM), general packet radio service (General Packet Radio Service, GPRS), code division it is more Location (Code Division Multiple Access, CDMA), WCDMA (Wideband Code Division Multiple Access, WCDMA), Long Term Evolution (Long Term Evolution, LTE), Email, Short Message Service (Short Messaging Service, SMS) etc..
Intelligent vehicle mounted terminal may also include at least one sensor 950, for example, optical sensor, motion sensor and other Sensor.Specifically, optical sensor may include ambient light sensor and proximity transducer, wherein, ambient light sensor can basis The light and shade of ambient light adjusts the brightness of touching display screen.As one kind of motion sensor, accelerometer sensor can detect The size of (generally three axles) acceleration, can detect that size and the direction of gravity in all directions when static, available for identifying The application (such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating) of intelligent vehicle mounted terminal posture, Vibration identification correlation work( Energy (such as pedometer, percussion) etc.;The gyroscope that can also configure as intelligent vehicle mounted terminal, barometer, hygrometer, thermometer, The other sensors such as infrared ray sensor, will not be repeated here.
Voicefrequency circuit 960, loudspeaker 961, the audio that microphone 962 can be provided between user and intelligent vehicle mounted terminal connect Mouthful.Electric signal after the voice data received conversion can be transferred to loudspeaker 961, by loudspeaker 961 by voicefrequency circuit 960 Be converted to voice signal broadcasting;On the other hand, the voice signal of collection is converted to electric signal by microphone 962, by voicefrequency circuit 960 receive after be converted to voice data, it is such as another to be sent to through RF circuits 910 then after voice data is played into AP980 processing One intelligent vehicle mounted terminal, or voice data is played to memory 920 further to handle.
WiFi belongs to short range wireless transmission technology, and intelligent vehicle mounted terminal can help user to receive by WiFi module 970 Send e-mails, browse webpage and access streaming video etc., it has provided the user wireless broadband internet and accessed.Although figure 3 show WiFi module 970, but it is understood that, it is simultaneously not belonging to must be configured into for intelligent vehicle mounted terminal, completely can be with Omitted as needed in the essential scope for do not change invention.
Intelligent vehicle mounted terminal also includes the power supply 990 (such as battery) to all parts power supply, and optionally, power supply can lead to It is logically contiguous with AP980 to cross power-supply management system, so as to realize management charging, electric discharge and power consumption by power-supply management system The functions such as management.
Although being not shown, intelligent vehicle mounted terminal can also include camera, bluetooth module, light compensating apparatus, light sensor Deng will not be repeated here.
In embodiment shown in earlier figures 1, the function of terminal can be based on the intelligent vehicle-carried end in each step method flow The structure at end is realized.
As can be seen that by the embodiment of the present invention, mobile terminal is divided by the recognition sequence to different bio-identifications With different priority, and in setting time, such as the type of the second application program that user starts and the first application program It is different to avoid directly to different types of application program limit priority, it is necessary to user re-executes more bio-identifications operations, The problem of influenceing security.
The embodiment of the present invention also provides a kind of computer-readable storage medium, wherein, the computer-readable storage medium is stored for electricity The computer program that subdata exchanges, it is any as described in above-mentioned embodiment of the method that the computer program make it that computer performs A kind of part or all of step of the insurance verification method of traffic accident.
The embodiment of the present invention also provides a kind of computer program product, and the computer program product includes storing calculating The non-transient computer-readable recording medium of machine program, the computer program are operable to make computer perform side as described above The part or all of step of the insurance verification method of any traffic accident described in method embodiment.
It should be noted that for foregoing each method embodiment, in order to be briefly described, therefore it is all expressed as a series of Combination of actions, but those skilled in the art should know, the present invention is not limited by described sequence of movement because According to the present invention, some steps can use other orders or carry out simultaneously.Secondly, those skilled in the art should also know Know, embodiment described in this description belongs to alternative embodiment, and involved action and module are not necessarily of the invention It is necessary.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not have the portion being described in detail in some embodiment Point, it may refer to the associated description of other embodiment.
In several embodiments provided herein, it should be understood that disclosed device, can be by another way Realize.For example, device embodiment described above is only schematical, such as the division of the unit, it is only one kind Division of logic function, can there is an other dividing mode when actually realizing, such as multiple units or component can combine or can To be integrated into another system, or some features can be ignored, or not perform.Another, shown or discussed is mutual Coupling direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING or communication connection of device or unit, Can be electrical or other forms.
The unit illustrated as separating component can be or may not be physically separate, show as unit The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs 's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, can also That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list Member can both be realized in the form of hardware, can also be realized in the form of software program module.
If the integrated unit is realized in the form of software program module and is used as independent production marketing or use When, it can be stored in a computer-readable access to memory.Based on such understanding, technical scheme substantially or Person say the part to be contributed to prior art or the technical scheme all or part can in the form of software product body Reveal and, the computer software product is stored in a memory, including some instructions are causing a computer equipment (can be personal computer, server or network equipment etc.) performs all or part of each embodiment methods described of the present invention Step.And foregoing memory includes:USB flash disk, read-only storage (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), mobile hard disk, magnetic disc or CD etc. are various can be with the medium of store program codes.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can To instruct the hardware of correlation to complete by program, the program can be stored in a computer-readable memory, memory It can include:Flash disk, read-only storage (English:Read-Only Memory, referred to as:ROM), random access device (English: Random Access Memory, referred to as:RAM), disk or CD etc..
The embodiment of the present invention is described in detail above, specific case used herein to the principle of the present invention and Embodiment is set forth, and the explanation of above example is only intended to help the method and its core concept for understanding the present invention; Meanwhile for those of ordinary skill in the art, according to the thought of the present invention, can in specific embodiments and applications There is change part, in summary, this specification content should not be construed as limiting the invention.

Claims (10)

1. the insurance verification method of a kind of traffic accident, it is characterised in that methods described comprises the following steps:
The Claims Resolution request that server receiving terminal is sent;
Server asks to determine the type of Claims Resolution according to the Claims Resolution, and the type for such as determining the Claims Resolution is 100% Claims Resolution type, service Device extracts Claims Resolution inventory corresponding to Claims Resolution request;
The traffic accident video is extracted in the Vehicular video that server records from the terminal, according to the traffic accident video to the reason The project for paying for inventory is verified, is such as verified, is determined the Claims Resolution inventory, the Claims Resolution inventory is sent to terminal.
2. according to the method for claim 1, it is characterised in that methods described also includes:
Server is as verified not by sending the Claims Resolution inventory to another terminal, another terminal is to be tied up with setting loss personnel Fixed terminal device.
3. according to the method for claim 1, it is characterised in that it is described according to the traffic accident video to the Claims Resolution inventory Project verified, including:
Claims Resolution project is extracted from the Claims Resolution inventory, the first position that the Claims Resolution project part is located at vehicle is obtained, to the traffic The picture of accident video, which is input in the SVMs trained to be identified, determines that the vehicle is corresponding in the accident video The second place, if the first position and the second place are in setting range, be verified, such as the first position and the second place Not in setting range, checking does not pass through.
4. according to the method for claim 1, it is characterised in that
The Claims Resolution request obtains voice Claims Resolution request for word Claims Resolution request.
5. a kind of server, it is characterised in that the server includes:
Transmit-Receive Unit, the Claims Resolution request sent for receiving terminal;
Processing unit, for asking to determine the type of Claims Resolution according to the Claims Resolution, the type for such as determining the Claims Resolution is 100% Claims Resolution class Type, server extract Claims Resolution inventory corresponding to Claims Resolution request;The traffic accident is extracted from the Vehicular video of terminal record Video, the project of the Claims Resolution inventory is verified according to the traffic accident video, is such as verified, determine the Claims Resolution inventory, The Claims Resolution inventory is sent to terminal.
6. server according to claim 5, it is characterised in that
The processing unit, it is additionally operable to as verified not by sending the Claims Resolution inventory to another terminal, another terminal and being With the terminal device of setting loss personnel binding.
7. server according to claim 5, it is characterised in that
The processing unit, specifically for extracting Claims Resolution project from the Claims Resolution inventory, obtain the Claims Resolution project part and be located at car First position, the picture of the traffic accident video is input in the SVMs trained determination is identified should Vehicle is in the second place corresponding to the accident video, if the first position and the second place are in setting range, is verified, such as With the second place not in setting range, checking does not pass through for the first position.
8. server according to claim 5, it is characterised in that
The Claims Resolution request obtains voice Claims Resolution request for word Claims Resolution request.
A kind of 9. computer-readable recording medium, it is characterised in that it stores the computer program for electronic data interchange, its In, the computer program causes computer to perform the method as described in claim any one of 1-4.
10. a kind of computer program product, it is characterised in that the computer program product includes storing computer program Non-transient computer-readable recording medium, the computer program are operable to make computer perform such as claim 1-4 Method described in one.
CN201710749337.6A 2017-08-28 2017-08-28 The insurance verification method and Related product of a kind of traffic accident Pending CN107622448A (en)

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CN105915853A (en) * 2016-05-27 2016-08-31 大连楼兰科技股份有限公司 Remote unmanned loss assessment method and remote unmanned loss assessment system based on infrared sensing
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CN109829150B (en) * 2018-11-27 2023-11-14 创新先进技术有限公司 Insurance claim text processing method and apparatus
CN110706120A (en) * 2019-09-27 2020-01-17 深圳市新系区块链技术有限公司 Claims settlement method and related device

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