CN107492191A - Safety certifying method, device, finance device and the storage medium of finance device - Google Patents

Safety certifying method, device, finance device and the storage medium of finance device Download PDF

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Publication number
CN107492191A
CN107492191A CN201710705980.9A CN201710705980A CN107492191A CN 107492191 A CN107492191 A CN 107492191A CN 201710705980 A CN201710705980 A CN 201710705980A CN 107492191 A CN107492191 A CN 107492191A
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CN
China
Prior art keywords
user
checking
card number
active coding
finance device
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201710705980.9A
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Chinese (zh)
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CN107492191B (en
Inventor
张武松
王秋雨
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
Original Assignee
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Application filed by Shenzhen Yihua Computer Co Ltd, Shenzhen Yihua Time Technology Co Ltd, Shenzhen Yihua Financial Intelligent Research Institute filed Critical Shenzhen Yihua Computer Co Ltd
Priority to CN201710705980.9A priority Critical patent/CN107492191B/en
Publication of CN107492191A publication Critical patent/CN107492191A/en
Application granted granted Critical
Publication of CN107492191B publication Critical patent/CN107492191B/en
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the invention discloses a kind of safety certifying method of finance device, device, finance device and storage medium, this method includes:When detecting financial card insertion, financial card card number, reserved checking carrier, holder's identification card number or finger print information are obtained;Receive and forgotten Password corresponding touch control operation with user, first checking request is sent to server according to touch control operation, the financial card card number and reserved checking carrier, so that server sends the first active coding to reserved checking carrier, meanwhile, eject the second checking request pop-up to user;When receiving second active coding of the user in input, and determining the second active coding and identical the first active coding, authentication pop-up is ejected to user;The identification card number of user's input or finger print information are matched with the identification card number or finger print information of financial card holder, the match is successful then prompts safety certification success.Solve the problems, such as client because forget Password can not on finance device transacting business, securely and reliably.

Description

Safety certifying method, device, finance device and the storage medium of finance device
Technical field
The present embodiments relate to finance device, more particularly to a kind of safety certifying method of finance device, device, finance Equipment and storage medium.
Background technology
Current financial self-service equipment is using more and more extensive, and such as ATM, and with the continuous progress of society, people are to gold Melt the intelligent requirements more and more higher of equipment, traditional finance device is that bank card is inserted into equipment by client, passes through keyboard After inputting password, the business needed for client is handled.
But when client forgets Password, it will be unable to carry out handling for withdrawal and other business, client must go to silver Password replacement is carried out at the staff of row business hall, otherwise the card will be unable to carry out business handling.When user continues in gold When melting transacting business in equipment, for example, lobby does not have the situation of staff in non operation time, this method can shadow Ring the business handling efficiency of client.
The content of the invention
The embodiment of the present invention provides a kind of safety certifying method of finance device, device, finance device and storage medium, solution Determine client's can not be in transacting business in financial self-service equipment because forgetting Password the problem of, effectively raised client and handle silver The efficiency of industry business, securely and reliably.
In a first aspect, the embodiments of the invention provide a kind of safety certifying method of finance device, methods described includes:
When finance device detects financial card insertion, the log-on message of financial card is obtained, wherein, the log-on message Including at least financial card card number, reserved checking carrier, holder's identification card number or finger print information;
The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the gold Melt card card number and the reserved checking carrier and send the first checking request to server, so that the server is reserved to described Checking carrier sends the first active coding, meanwhile, eject the second checking request pop-up to user;
The finance device receives the second active coding that user inputs in the second checking request pop-up, and determines institute State the second active coding it is identical with first active coding when, to user eject authentication pop-up;
The identification card number or finger print information that the finance device inputs user in the authentication pop-up with it is described The identification card number or finger print information of financial card holder is matched, and user safety authentication success is prompted if the match is successful.
Further, the reserved checking carrier includes terminal corresponding with reserved checking cell-phone number, or with the gold Melt the scrambler of card identification code.
Further, the finance device receives forgets Password corresponding touch control operation with user, according to touch-control behaviour Work, the financial card card number and the reserved checking carrier send the first checking request to server, so that the server The first active coding is sent to the reserved checking carrier, including:
The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the gold Melt card card number and the reserved checking cell-phone number sends the first checking request to server, so that the server is to described pre- Terminal corresponding to card cell-phone number of keeping for further inspection sends the first active coding.
Further, the finance device receives forgets Password corresponding touch control operation with user, according to touch-control behaviour Work, the financial card card number and the reserved checking carrier send the first checking request to server, so that the server The first active coding is sent to the reserved checking carrier, including:
The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the gold The identification code for melting card card number and the financial card sends the first checking request to server, so that the server is to described Scrambler sends the first active coding.
Further, the second activation inputted in finance device reception user in the second checking request pop-up After code, in addition to:
When determining second active coding and the first active coding difference, then user safety authentication failure is prompted.
Further, the finance device is in the identification card number or fingerprint for inputting user in the authentication pop-up Information also includes after being matched with the identification card number or finger print information of the financial card holder:
If it fails to match, user safety authentication failure is prompted.
Further, the log-on message of the financial card also includes:Holder name and/or holder contact address.
Second aspect, the embodiments of the invention provide a kind of safety certification device method of finance device, described device bag Include:
Data obtaining module, during for detecting the insertion of financial card, the log-on message of financial card is obtained, wherein, institute Log-on message is stated including at least financial card card number, reserved checking carrier, holder's identification card number or finger print information;
Request sending module, forgotten Password corresponding touch control operation with user for receiving, according to the touch control operation, institute State financial card card number and the reserved checking carrier and send the first checking request to server, so that the server is to described Reserved checking carrier sends the first active coding, meanwhile, eject the second checking request pop-up to user;
Pop-up pop-up module, the second active coding inputted for receiving user in the second checking request pop-up, and When determining that second active coding is identical with first active coding, authentication pop-up is ejected to user;
Information matches module, for the identification card number or finger print information that input user in the authentication pop-up with The identification card number or finger print information of the financial card holder is matched, if the match is successful prompt user safety authentication into Work(.
The further reserved checking carrier includes terminal corresponding with reserved checking cell-phone number, or with the finance The scrambler of card identification code.
Further, the request sending module is specifically used for:
The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the gold Melt card card number and the reserved checking cell-phone number sends the first checking request to server, so that the server is to described pre- Terminal corresponding to card cell-phone number of keeping for further inspection sends the first active coding.
Further, the request sending module is specifically used for:
The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the gold The identification code for melting card card number and the financial card sends the first checking request to server, so that the server is to described Scrambler sends the first active coding.
Further, described device also includes:
First authorization prompt module, for the finance device receive user in the second checking request pop-up it is defeated After the second active coding entered, when determining second active coding and the first active coding difference, then user security is prompted to recognize Card failure.
Further, described device also includes:
Second authorization prompt module, for inputting user in the authentication pop-up in the finance device After identification card number or finger print information are matched with the identification card number or finger print information of the financial card holder, if matching Failure, then prompt user safety authentication failure.
Further, the log-on message of the financial card also includes:Holder name and/or holder contact address.
The third aspect, the embodiment of the present invention additionally provide a kind of finance device, including memory, processor and are stored in Realize that the present invention such as is implemented on reservoir and the computer program that can run on a processor, during the computing device described program The safety certifying method of any described finance device in example.
Fourth aspect, the embodiment of the present invention additionally provide a kind of computer-readable recording medium, are stored thereon with computer Program, the safety certification side of the finance device as described in any in the embodiment of the present invention is realized when the program is executed by processor Method.
In the embodiment of the present invention, when detecting that financial card inserts by finance device, the registration letter of financial card is obtained Breath, wherein, the log-on message comprises at least financial card card number, reserved checking carrier, holder's identification card number or fingerprint letter Breath;The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the financial card Card number and the reserved checking carrier send the first checking request to server, so that the server carries to the reserved checking Body sends the first active coding, meanwhile, eject the second checking request pop-up to user;The finance device receives user described the The second active coding inputted in two checking request pop-ups, and when determining that second active coding is identical with first active coding, Authentication pop-up is ejected to user;Identification card number that the finance device inputs user in the authentication pop-up or Finger print information is matched with the identification card number or finger print information of the financial card holder, and user is prompted if the match is successful Safety certification success.Solve the problems, such as client because forgetting Password can not in financial self-service equipment transacting business, effectively The efficiency of client's handling bank business is improved, securely and reliably.
Brief description of the drawings
Fig. 1 is a kind of flow chart of the safety certifying method of finance device in the embodiment of the present invention one;
Fig. 2 is a kind of flow chart of the safety certifying method of finance device in the embodiment of the present invention two;
Fig. 3 is a kind of structural representation of the safety certification device of finance device in the embodiment of the present invention three;
Fig. 4 is a kind of structural representation of finance device in the embodiment of the present invention four.
Embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched The specific embodiment stated is used only for explaining the present invention, rather than limitation of the invention.It also should be noted that in order to just Part related to the present invention rather than entire infrastructure are illustrate only in description, accompanying drawing.
Embodiment one
A kind of flow chart of the safety certifying method for finance device that Fig. 1 provides for the embodiment of the present invention one, the present embodiment The situation for forgetting Password while being needed in transacting business on finance device in user is applicable to, this method can be by the present invention It is that the safety certification device of the finance device that embodiment provides performs, the device can be integrated in finance device, the device It can be realized by the way of software and/or hardware.With reference to figure 1, this method specifically may include steps of:
When S110, finance device detect financial card insertion, the log-on message of financial card is obtained, wherein, the note Volume information comprises at least financial card card number, reserved checking carrier, holder's identification card number or finger print information.
Specifically, when finance device detects financial card insertion, the log-on message of financial card is obtained.Optionally, it is golden Melting equipment includes:Self-help drawing money machine, self-help deposit machine or self-service storage money all-in-one etc., financial card is including bank card etc..Its In, the log-on message of financial card includes financial card card number, reserved checking carrier, holder's identification card number or finger print information Deng.In a specific application scenarios, for user when bank counter registers financial card first, the staff of sales counter understands people Work inputs or operation equipment input log-on message, the card number of financial card can uniquely distinguish each financial card, and card number can be printed On financial card;Identification is carried out simultaneously to user when the identification card number or finger print information of holder is used for user's transacting business Confirm;Finger print information can be in the finger print information of banking system typing when user registers financial card first;It is reserved Information carrier is for receiving related announcement or information that bank issues etc..
Optionally, the log-on message of the financial card also includes:Holder name and/or holder contact address.
Wherein, the log-on message of financial card except financial card card number, reserved checking carrier, holder's identification card number or Except finger print information, the log-on message of financial card also includes holder name and/or holder contact address.Specifically should With in scene, the name of holder veritifies user identity etc. in transacting business for user, and holder contact address is used for will The related supplies of financial card are mailed to user, or, the information such as holder name and/or holder contact address is for core Identity of holder etc..
S120, the finance device receive to forget Password corresponding touch control operation with user, according to the touch control operation, institute State financial card card number and the reserved checking carrier and send the first checking request to server, so that the server is to described Reserved checking carrier sends the first active coding, meanwhile, eject the second checking request pop-up to user.
Specifically, when user holds fiscard in finance device transacting business, when user forgets Password, user, which clicks on, to be forgotten Touch control operation corresponding to password, optionally, the touch control operation can correspond to a button or touch-control entrance, that is, button can To configure on the key board of finance device, touch-control entrance can be arranged on the display screen of finance device, clicked on this and touched Control entrance, then triggering forgets Password corresponding touch control operation with user, wherein, display screen can be touch-screen.User receive with User forgets Password corresponding touch control operation.
Finance device sends the first checking according to touch control operation, financial card card number and reserved checking carrier to server please To ask, the first checking request is to respond user to forget Password corresponding touch control operation, after server receives the first checking request, to Reserved checking carrier sends the first active coding, and optionally, first active coding can be numeral, the group of letter or number and letter Close.
While server sends the first identifying code to reserved checking carrier, finance device is verified to user's ejection second Ask pop-up.Optionally, the second checking request pop-up can be illustrated on the display screen of finance device in the form of wicket, User can input the information related to the second checking request in the pop-up.
S130, the finance device receive the second active coding that user inputs in the second checking request pop-up, and When determining that second active coding is identical with first active coding, authentication pop-up is ejected to user.
Specifically, user inputs the second active coding in the second checking request pop-up, wherein, the second active coding can be number Combination of word, letter or number and captions etc..Judge whether the second active coding and the first active coding are identical, if so, then finance is set It is standby to eject authentication pop-up to user.
In a specific example, the first active coding is that server is issued on reserved checking carrier, the second active coding Inputted for user to finance device, when the holder of reserved checking carrier is consistent with holder, be then shown to be holder in gold Melt equipment advance row business operation, when the holder of reserved checking carrier is inconsistent with holder, such case is probably to hold The reserved checking carrier of card people has been lost.
Identification card number or finger print information that S140, the finance device input user in the authentication pop-up with The identification card number or finger print information of the financial card holder is matched, if the match is successful prompt user safety authentication into Work(.
Wherein, it is determined that when the first active coding and identical the second active coding, the holder for showing reserved checking carrier is Holder, when now ejecting authentication pop-up to user, optionally, authentication pop-up may be displayed on the aobvious of finance device In display screen.User inputs identification card number or finger print information, the identity card that finance device inputs user in authentication pop-up Good or finger print information is matched with the identification card number or finger print information of financial card holder, if the match is successful while user Safety certification success.It is exemplary, prompt the successful mode of user authentication can be light an indicator lamp on finance device, Or the color for setting indicator lamp is controlled to show " certification success " printed words as green, on the screen of finance device or be directly entered The business handling page of finance device.
In the embodiment of the present invention, when detecting that financial card inserts by finance device, the registration letter of financial card is obtained Breath, wherein, the log-on message comprises at least financial card card number, reserved checking carrier, holder's identification card number or fingerprint letter Breath;The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the financial card Card number and the reserved checking carrier send the first checking request to server, so that the server carries to the reserved checking Body sends the first active coding, meanwhile, eject the second checking request pop-up to user;The finance device receives user described the The second active coding inputted in two checking request pop-ups, and when determining that second active coding is identical with first active coding, Authentication pop-up is ejected to user;Identification card number that the finance device inputs user in the authentication pop-up or Finger print information is matched with the identification card number or finger print information of the financial card holder, and user is prompted if the match is successful Safety certification success.Solve the problems, such as client because forgetting Password can not in financial self-service equipment transacting business, effectively The efficiency of client's handling bank business is improved, securely and reliably.
On the basis of above-mentioned technical proposal, user is received in the second checking request pop-up in the finance device After second active coding of input, in addition to:When determining second active coding and the first active coding difference, then prompting is used Family safety certification failure.
Wherein it is determined that when the second active coding and the first active coding difference, show user be when inputting the second active coding with Meaning input or reference server is not issued to the first active coding of reserved checking carrier for user, that is, the user is not Reserved checking carrier when the checking carrier that holder or the user hold is not financial card registration.Specifically should at one With in scene, after the bank card loss of holder, the people for finding the financial card goes finance device to grasp the financial card Make, the people due to finding the financial card can not learn that server is issued to the first active coding of reserved checking carrier, then its is defeated Any reference information, namely stochastic inputs are had no during fashionable second active coding, then now, the second active coding and the first active coding exist It is different very under maximum probability, then safety certification failure is now prompted, the mode for prompting safety certification failure can extinguish finance to set For a upper indicator lamp or the color for setting indicator lamp is controlled as red, display " the certification mistake on the screen of finance device Lose " printed words, it ensure that non-holder can not operate to financial card, safety and reliability.
Optionally, the finance device is in identification card number or the fingerprint letter for inputting user in the authentication pop-up Breath also includes after being matched with the identification card number or finger print information of the financial card holder:If it fails to match, carry Show that user safety authentication fails.
Wherein, if identification card number or finger print information that finance device inputs user in authentication pop-up can fiscards The identification card number or finger print information of piece holder is matched, and when it fails to match, then prompts user safety authentication failure.It is optional , prompt the mode of safety certification failure to refer to the mode of above-mentioned prompting safety certification failure, will not be repeated here.
In a specific example, if user in authentication pop-up due to maloperation etc. identification card number inputted it is wrong By mistake, then it fails to match;Or after reserved checking carrier is lost, when the people found removes finance device transacting business, it can not learn and hold Block the identification card number of people, then the identification card number inputted and the identification card number of financial card holder are inconsistent, then authentification failure;Or Person, when finding the people of reserved checking carrier and removing finance device transacting business, due to the specificity of finger print information, the finger of user's input Line information must be inconsistent with the finger print information of holder, then it fails to match.It ensure that non-holder can not enter to financial card Row operation, safety and reliability.
Embodiment two
Fig. 2 is the flow chart of the safety certifying method for the finance device that the embodiment of the present invention two provides, and the present embodiment is upper On the basis of stating embodiment, when reserved checking carrier include with the corresponding terminal of reserved checking cell-phone number, or with the finance During the scrambler of card identification code, to " finance device receives to forget Password corresponding touch control operation with user, according to described Touch control operation, the financial card card number and the reserved checking carrier send the first checking request to server, so that described Server sends the first active coding to the reserved checking carrier " it is optimized.With reference to figure 2, this method can specifically include Following steps:
When S210, finance device detect financial card insertion, the log-on message of financial card is obtained, wherein, the note Volume information comprises at least financial card card number, reserved checking carrier, holder's identification card number or finger print information.
Optionally, the reserved checking carrier includes terminal corresponding with reserved checking cell-phone number, or with the finance The scrambler of card identification code.
Wherein, reserved checking carrier is reserved in the pre- of banking system when registering financial card first including holder and kept for further inspection Terminal corresponding to cell-phone number is demonstrate,proved, it is necessary to which explanation, reserves and verify that cell-phone number is fixed, verify that cell-phone number is corresponding with reserved Terminal can be equipped with the SIM (Subscriber Identity Module, client identification module) of the reserved checking cell-phone number The terminal of card.
In addition, reserved checking carrier includes the scrambler with financial card identification code, optionally, the identification code has only One property, that is, the identification code that holder is known when registering financial card first, it is random that the identification code can be banking system Generation or holder are supplied to bank clerk, and identification code can be stored in scrambler in the form of data write In.
S220, the finance device receive to forget Password corresponding touch control operation with user, according to the touch control operation, institute State financial card card number and the reserved checking cell-phone number sends the first checking request to server, so that the server is to institute Terminal corresponding to stating reserved checking cell-phone number sends the first active coding, meanwhile, eject the second checking request pop-up to user.
Being forgotten Password option specifically, user clicks on, finance device receives to forget Password corresponding touch control operation with user, First checking request, server are sent to server according to the touch control operation, financial card card number and reserved checking cell-phone number After receiving the first checking request, the first active coding is sent to terminal corresponding to reserved checking cell-phone number, optionally, terminal can be Mobile phone or the terminal device of other recognizable SIM cards etc..Meanwhile eject the second checking request pop-up to user.
S230, the finance device receive the second active coding that user inputs in the second checking request pop-up, and When determining that second active coding is identical with first active coding, authentication pop-up is ejected to user.
Identification card number or finger print information that S240, the finance device input user in the authentication pop-up with The identification card number or finger print information of the financial card holder is matched, if the match is successful prompt user safety authentication into Work(.
In the embodiment of the present invention, received by finance device and forgotten Password corresponding touch control operation with user, according to described Touch control operation, the financial card card number and the reserved checking cell-phone number send the first checking request to server, so that institute Terminal corresponding to stating server to the reserved checking cell-phone number sends the first active coding, realizes only reserved checking cell-phone number Corresponding terminal could obtain the first active coding, for the second active coding is compared with the first active coding and finance device Safety certification provides conditioned basic.
On the basis of above-mentioned technical proposal, " finance device receives to forget Password corresponding touch control operation with user, First checking request is sent to server according to the touch control operation, the financial card card number and the reserved checking carrier, So that the server sends the first active coding to the reserved checking carrier " it can also include:The finance device receive with User forgets Password corresponding touch control operation, according to the touch control operation, the financial card card number and the financial card Identification code sends the first checking request to server, so that the server sends the first active coding to the scrambler.
Being forgotten Password option specifically, user clicks on, finance device receives to forget Password corresponding touch control operation with user, First checking request, service are sent to server according to the identification code of the touch control operation, financial card card number and financial card After device receives the first checking request, the first active coding is sent to scrambler.Optionally, scrambler can identify numeral or word Mother simultaneously presents it to the device of user, and exhibition method can be shown by the display screen on scrambler, meanwhile, to User ejects the second checking request pop-up.The first activation could be obtained by realizing the only scrambler with financial card identification code Code, the second active coding to be compared with the first active coding and the safety certification of finance device provides conditioned basic.
Embodiment three
Fig. 3 be the present invention be embodiment three provide a kind of finance device safety certification device structural representation, should Device is adapted for carrying out a kind of safety certifying method for finance device that the embodiment of the present invention is supplied to.As shown in figure 3, the device It can specifically include:
Data obtaining module 310, during for detecting the insertion of financial card, the log-on message of financial card is obtained, wherein, The log-on message comprises at least financial card card number, reserved checking carrier, holder's identification card number or finger print information;
Request sending module 320, forgotten Password corresponding touch control operation with user for receiving, according to touch-control behaviour Work, the financial card card number and the reserved checking carrier send the first checking request to server, so that the server The first active coding is sent to the reserved checking carrier, meanwhile, eject the second checking request pop-up to user;
Pop-up pop-up module 330, the second active coding inputted for receiving user in the second checking request pop-up, And when determining that second active coding is identical with first active coding, authentication pop-up is ejected to user;
Information matches module 340, for identification card number or the fingerprint letter for inputting user in the authentication pop-up Breath is matched with the identification card number or finger print information of the financial card holder, prompts user security to recognize if the match is successful Demonstrate,prove successfully.
The further reserved checking carrier includes terminal corresponding with reserved checking cell-phone number, or with the finance The scrambler of card identification code.
Further, request sending module 320 is specifically used for:
The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the gold Melt card card number and the reserved checking cell-phone number sends the first checking request to server, so that the server is to described pre- Terminal corresponding to card cell-phone number of keeping for further inspection sends the first active coding.
Further, request sending module 320 is specifically used for:
The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the gold The identification code for melting card card number and the financial card sends the first checking request to server, so that the server is to described Scrambler sends the first active coding.
Further, described device also includes:
First authorization prompt module, for the finance device receive user in the second checking request pop-up it is defeated After the second active coding entered, when determining second active coding and the first active coding difference, then user security is prompted to recognize Card failure.
Further, described device also includes:
Second authorization prompt module, for inputting user in the authentication pop-up in the finance device After identification card number or finger print information are matched with the identification card number or finger print information of the financial card holder, if matching Failure, then prompt user safety authentication failure.
Further, the log-on message of the financial card also includes:Holder name and/or holder contact address.
The safety certification device of finance device provided in an embodiment of the present invention can perform what any embodiment of the present invention provided The safety certifying method of finance device, possess the corresponding functional module of execution method and beneficial effect.
Example IV
Fig. 4 is a kind of structural representation for finance device that the embodiment of the present invention four provides.Fig. 4 shows real suitable for being used for The block diagram of the exemplary financial equipment 12 of existing embodiment of the present invention.The finance device 12 that Fig. 4 is shown is only an example, no The function and use range for tackling the embodiment of the present invention bring any restrictions.
As shown in figure 4, finance device 12 is showed in the form of universal computing device.The component of finance device 12 can include But it is not limited to:One or more processor or processing unit 16, system storage 28, connection different system component (including System storage 28 and processing unit 16) bus 18.
Bus 18 represents the one or more in a few class bus structures, including memory bus or Memory Controller, Peripheral bus, graphics acceleration port, processor or the local bus using any bus structures in a variety of bus structures.Lift For example, these architectures include but is not limited to industry standard architecture (ISA) bus, MCA (MAC) Bus, enhanced isa bus, VESA's (VESA) local bus and periphery component interconnection (PCI) bus.
Finance device 12 typically comprises various computing systems computer-readable recording medium.These media can be it is any can be golden Melt the usable medium of the access of equipment 12, including volatibility and non-volatile media, moveable and immovable medium.
System storage 28 can include the computer system readable media of form of volatile memory, such as arbitrary access Memory (RAM) 30 and/or cache memory 32.Finance device 12 may further include other removable/not removable Dynamic, volatile/non-volatile computer system storage medium.Only as an example, storage system 34 can be used for read-write can not Mobile, non-volatile magnetic media (Fig. 4 do not show, commonly referred to as " hard disk drive ").Although not shown in Fig. 4, Ke Yiti For the disc driver for being read and write to may move non-volatile magnetic disk (such as " floppy disk "), and to may move non-volatile light The CD drive of disk (such as CD-ROM, DVD-ROM or other optical mediums) read-write.In these cases, each driver It can be connected by one or more data media interfaces with bus 18.Memory 28 can include at least one program and produce Product, the program product have one group of (for example, at least one) program module, and these program modules are configured to perform of the invention each The function of embodiment.
Program/utility 40 with one group of (at least one) program module 42, such as memory 28 can be stored in In, such program module 42 includes --- but being not limited to --- operating system, one or more application program, other programs Module and routine data, the realization of network environment may be included in each or certain combination in these examples.Program mould Block 42 generally performs function and/or method in embodiment described in the invention.
Finance device 12 can also be with one or more external equipments 14 (such as keyboard, sensing equipment, display 24 etc.) Communication, can also enable a user to the equipment communication interacted with the finance device 12 with one or more, and/or with causing the gold Melt any equipment (such as network interface card, modem etc.) that equipment 12 can be communicated with one or more of the other computing device Communication.This communication can be carried out by input/output (I/O) interface 22.Also, finance device 12 can also be fitted by network Orchestration 20 and one or more network (such as LAN (LAN), wide area network (WAN) and/or public network, such as internet) Communication.As illustrated, network adapter 20 is communicated by bus 18 with other modules of finance device 12.It should be understood that although Not shown in Fig. 4, finance device 12 can be combined and use other hardware and/or software module, included but is not limited to:Microcode, Device driver, redundant processing unit, external disk drive array, RAID system, tape drive and data backup storage System etc..
Processing unit 16 is stored in program in system storage 28 by operation, so as to perform various function application and Data processing, such as realize the safety certifying method for the finance device that the embodiment of the present invention is provided:
That is, the processing unit is realized when performing described program:When finance device detects financial card insertion, obtain The log-on message of financial card, wherein, the log-on message comprises at least financial card card number, reserved checking carrier, holder Identification card number or finger print information;
The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the gold Melt card card number and the reserved checking carrier and send the first checking request to server, so that the server is reserved to described Checking carrier sends the first active coding, meanwhile, eject the second checking request pop-up to user;The finance device receives user and existed The second active coding inputted in the second checking request pop-up, and determine second active coding and the first activation code-phase Meanwhile eject authentication pop-up to user;The identity that the finance device inputs user in the authentication pop-up Card number or finger print information are matched with the identification card number or finger print information of the financial card holder, are carried if the match is successful Show user safety authentication success.
Embodiment five
The embodiment of the present invention five provides a kind of computer-readable recording medium, is stored thereon with computer program, the journey The safety certifying method of the finance device provided such as all inventive embodiments of the application is provided when sequence is executed by processor:
That is, the program is realized when being executed by processor:When finance device detects financial card insertion, fiscard is obtained The log-on message of piece, wherein, the log-on message comprises at least financial card card number, reserved checking carrier, holder's identity card Number or finger print information;The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, institute State financial card card number and the reserved checking carrier and send the first checking request to server, so that the server is to described Reserved checking carrier sends the first active coding, meanwhile, eject the second checking request pop-up to user;The finance device, which receives, to be used The second active coding that family inputs in the second checking request pop-up, and determine second active coding and first activation Code-phase ejects authentication pop-up simultaneously, to user;The finance device inputs user in the authentication pop-up Identification card number or finger print information are matched with the identification card number or finger print information of the financial card holder, if the match is successful Then prompt user safety authentication success.
Any combination of one or more computer-readable media can be used.Computer-readable medium can be calculated Machine readable signal medium or computer-readable recording medium.Computer-readable recording medium for example can be --- but it is unlimited In system, device or the device of --- electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor, or it is any more than combination.Calculate The more specifically example (non exhaustive list) of machine readable storage medium storing program for executing includes:Electrical connection with one or more wires, just Take formula computer disk, hard disk, random access memory (RAM), read-only storage (ROM), erasable type and may be programmed read-only storage Device (EPROM or flash memory), optical fiber, portable compact disc read-only storage (CD-ROM), light storage device, magnetic memory device, Or above-mentioned any appropriate combination.In this document, computer-readable recording medium can any include or store journey The tangible medium of sequence, the program can be commanded the either device use or in connection of execution system, device.
Computer-readable signal media can include in a base band or as carrier wave a part propagation data-signal, Wherein carry computer-readable program code.The data-signal of this propagation can take various forms, including --- but It is not limited to --- electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be Any computer-readable medium beyond computer-readable recording medium, the computer-readable medium can send, propagate or Transmit for by instruction execution system, device either device use or program in connection.
The program code included on computer-readable medium can be transmitted with any appropriate medium, including --- but it is unlimited In --- wireless, electric wire, optical cable, RF etc., or above-mentioned any appropriate combination.
It can be write with one or more programming languages or its combination for performing the computer that operates of the present invention Program code, described program design language include object oriented program language-such as Java, Smalltalk, C++, Also include conventional procedural programming language-such as " C " language or similar programming language.Program code can be with Fully perform, partly perform on the user computer on the user computer, the software kit independent as one performs, portion Divide and partly perform or performed completely on remote computer or server on the remote computer on the user computer. Be related in the situation of remote computer, remote computer can pass through the network of any kind --- including LAN (LAN) or Wide area network (WAN)-be connected to subscriber computer, or, it may be connected to outer computer (such as carried using Internet service Pass through Internet connection for business).
Pay attention to, above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art various obvious changes, Readjust and substitute without departing from protection scope of the present invention.Therefore, although being carried out by above example to the present invention It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also Other more equivalent embodiments can be included, and the scope of the present invention is determined by scope of the appended claims.

Claims (10)

  1. A kind of 1. safety certifying method of finance device, it is characterised in that including:
    When finance device detects financial card insertion, the log-on message of financial card is obtained, wherein, the log-on message is at least Including financial card card number, reserved checking carrier, holder's identification card number or finger print information;
    The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the fiscard Piece card number and the reserved checking carrier send the first checking request to server, so that the server is to the reserved checking Carrier sends the first active coding, meanwhile, eject the second checking request pop-up to user;
    The finance device receives the second active coding that user inputs in the second checking request pop-up, and determines described the When two active codings are identical with first active coding, authentication pop-up is ejected to user;
    The identification card number or finger print information that the finance device inputs user in the authentication pop-up and the finance The identification card number or finger print information of card holder is matched, and user safety authentication success is prompted if the match is successful.
  2. 2. according to the method for claim 1, it is characterised in that the reserved checking carrier includes and reserved checking cell-phone number Corresponding terminal, or the scrambler with the financial card identification code.
  3. 3. according to the method for claim 2, it is characterised in that the finance device reception forgets Password corresponding with user Touch control operation, first is sent to server according to the touch control operation, the financial card card number and the reserved checking carrier Checking request, so that the server sends the first active coding to the reserved checking carrier, including:
    The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the fiscard Piece card number and the reserved checking cell-phone number send the first checking request to server, so that the server pre- is kept for further inspection to described Demonstrate,prove terminal corresponding to cell-phone number and send the first active coding.
  4. 4. according to the method for claim 2, it is characterised in that the finance device reception forgets Password corresponding with user Touch control operation, first is sent to server according to the touch control operation, the financial card card number and the reserved checking carrier Checking request, so that the server sends the first active coding to the reserved checking carrier, including:
    The finance device receives to forget Password corresponding touch control operation with user, according to the touch control operation, the fiscard The identification code of piece card number and the financial card sends the first checking request to server, so that the server is to the password Device sends the first active coding.
  5. 5. according to the method for claim 1, it is characterised in that receive user in the described second checking in the finance device After the second active coding inputted in request pop-up, in addition to:
    When determining second active coding and the first active coding difference, then user safety authentication failure is prompted.
  6. 6. according to the method for claim 1, it is characterised in that the finance device by user in the authentication bullet The identification card number or finger print information inputted in window is matched with the identification card number or finger print information of the financial card holder Also include afterwards:
    If it fails to match, user safety authentication failure is prompted.
  7. 7. according to the method for claim 1, it is characterised in that the log-on message of the financial card also includes:Holder Name and/or holder contact address.
  8. A kind of 8. safety certification device of finance device, it is characterised in that including:
    Data obtaining module, during for detecting the insertion of financial card, the log-on message of financial card is obtained, wherein, the note Volume information comprises at least financial card card number, reserved checking carrier, holder's identification card number or finger print information;
    Request sending module, forgotten Password corresponding touch control operation with user for receiving, according to the touch control operation, the gold Melt card card number and the reserved checking carrier and send the first checking request to server, so that the server is reserved to described Checking carrier sends the first active coding, meanwhile, eject the second checking request pop-up to user;
    Pop-up pop-up module, the second active coding inputted for receiving user in the second checking request pop-up, and determine When second active coding is identical with first active coding, authentication pop-up is ejected to user;
    Information matches module, for the identification card number that inputs user in the authentication pop-up or finger print information with it is described The identification card number or finger print information of financial card holder is matched, and user safety authentication success is prompted if the match is successful.
  9. 9. a kind of finance device, including memory, processor and storage are on a memory and the calculating that can run on a processor Machine program, it is characterised in that the method as described in any in claim 1-7 is realized during the computing device described program.
  10. 10. a kind of computer-readable recording medium, is stored thereon with computer program, it is characterised in that the program is by processor The method as described in any in claim 1-7 is realized during execution.
CN201710705980.9A 2017-08-17 2017-08-17 Security authentication method and device for financial equipment, financial equipment and storage medium Expired - Fee Related CN107492191B (en)

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