CN107437176A - Method of payment and Related product - Google Patents
Method of payment and Related product Download PDFInfo
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- CN107437176A CN107437176A CN201710560504.2A CN201710560504A CN107437176A CN 107437176 A CN107437176 A CN 107437176A CN 201710560504 A CN201710560504 A CN 201710560504A CN 107437176 A CN107437176 A CN 107437176A
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- mobile terminal
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
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- Computer Security & Cryptography (AREA)
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Abstract
The embodiment of the invention discloses a kind of method of payment and Related product, method therein includes：Obtain the beneficiary information of current delivery operation；Based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, the paying party of the delivery operation is the user that uses of mobile terminal, and the degree of contact is including being closely connected and not close contact；Based on the degree of contact, the target organism recognition mode matched with the degree of contact is opened, the target organism recognition mode includes one or more kinds of combinations in fingerprint recognition pattern, iris recognition pattern and face recognition pattern；When the biometric information inputted using user for detecting the mobile terminal is matched with the biometric information to prestore, the current delivery operation is performed.The embodiment of the present invention is advantageous to be lifted the security of delivery operation.
Description
Technical field
The present invention relates to technical field of mobile terminals, and in particular to a kind of method of payment and Related product.
Background technology
With the fast development of electronics and mechanics of communication, the communication that mobile phone turns into essential in people's daily life is set
Standby, nowadays mobile phone further developed the function of paying account in addition to the function with communication and online, and mobile-phone payment is also referred to as
Mobile payment, it is that a kind of permission mobile subscriber carries out account payment to the commodity consumed or service using mobile terminal and made
A kind of method of service for transfer accounts etc. with mobile terminal.Mobile-phone payment mode popular at present has wechat to pay, pay
Treasured is paid and Mobile banking pays etc..
When carrying out delivery operation, user needs to input beneficiary information to complete delivery operation, therefore beneficiary information
Correctly enter it is most important to the success or not transferred accounts, once beneficiary information input error, is not only delayed user and transfers accounts
Process, while can also be to causing the property loss of user.
The content of the invention
The embodiments of the invention provide a kind of method of payment and Related product, to lift the security of delivery operation.
In a first aspect, the embodiment of the present invention provides a kind of mobile terminal, including biological information acquisition device, processor, deposit
Reservoir, the biological information acquisition device connect the processor, and the processor connects the memory, wherein,
The processor, for obtaining the beneficiary information of current delivery operation；Based on the beneficiary information, it is determined that
The degree of contact of beneficiary and the paying party of the delivery operation, the paying party of the delivery operation are used for the use of mobile terminal
Family, the degree of contact include being closely connected and not close contact；Based on the degree of contact, open and the degree of contact
The target organism recognition mode matched somebody with somebody, the target organism recognition mode include fingerprint recognition pattern, iris recognition pattern and face
One or more kinds of combinations in recognition mode；Believe in the bio-identification inputted using user for detecting the mobile terminal
Cease when being matched with the biometric information to prestore, perform the current delivery operation.
Second aspect, the embodiments of the invention provide a kind of method of payment, including：
Obtain the beneficiary information of current delivery operation；
Based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation, the branch are determined
The paying party for paying operation is the user that uses of mobile terminal, and the degree of contact includes being closely connected and not close contact；
Based on the degree of contact, the target organism recognition mode matched with the degree of contact, the target life are opened
Thing recognition mode includes one or more kinds of combinations in fingerprint recognition pattern, iris recognition pattern and face recognition pattern；
Detecting the biometric information inputted using user of the mobile terminal and the biometric information to prestore
During matching, the current delivery operation is performed.
The third aspect, the embodiments of the invention provide a kind of mobile terminal, including：
Acquiring unit, for obtaining the beneficiary information of current delivery operation；
Determining unit, for based on the beneficiary information, determining the connection of beneficiary and the paying party of the delivery operation
Be degree, the paying party of the delivery operation for mobile terminal the user that uses, the degree of contact include being closely connected with it is non-
It is closely connected；
Opening unit, for based on the degree of contact, opening the target organism identification mould matched with the degree of contact
Formula, the target organism recognition mode include fingerprint recognition pattern, iris recognition pattern and one kind in face recognition pattern or
The a variety of combination of person；
Payment unit, for detecting the biometric information inputted using user of the mobile terminal and prestoring
When biometric information matches, the current delivery operation is performed.
Fourth aspect, the embodiments of the invention provide a kind of mobile terminal, including：
Processor, memory, communication interface and communication bus, the processor, the memory and the communication interface
Connected by the communication bus and complete mutual communication；
The memory storage has executable program code, and the communication interface is used for radio communication；
The processor is used to call the executable program code in the memory, performs the embodiment of the present invention the
Part or all of step described in two aspects.
5th aspect, the embodiments of the invention provide a kind of computer-readable recording medium, wherein, above computer is readable
Storage medium stores the computer program for electronic data interchange, wherein, above computer program causes computer to perform such as
Part or all of step described in second aspect of the embodiment of the present invention, above computer include mobile terminal.
6th aspect, the embodiments of the invention provide a kind of computer program product, wherein, above computer program product
Non-transient computer-readable recording medium including storing computer program, above computer program are operable to make calculating
Machine is performed such as the part or all of step described in second aspect of the embodiment of the present invention.The computer program product can be one
Individual software installation bag, above computer include mobile terminal.
As can be seen that method of payment provided in an embodiment of the present invention, the gathering of the current delivery operation of acquisition for mobile terminal
Square information, based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, based on described
Degree of contact, opens the target organism recognition mode matched with the degree of contact, and the target organism recognition mode includes referring to
One or more kinds of combinations in line recognition mode, iris recognition pattern and face recognition pattern, detecting the movement
When the biometric information inputted using user of terminal is matched with the biometric information to prestore, the current payment is performed
Operation.Determine to open it can be seen that mobile terminal can obtain degree of contact according to the use user of beneficiary and current mobile terminal
The bio-identification pattern opened, and delivery operation is just performed after bio-identification success, so as to be advantageous to the security that lifting is paid.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
There is the required accompanying drawing used in technology description to be briefly described, it should be apparent that, drawings in the following description are only this
Some embodiments of invention, for those of ordinary skill in the art, on the premise of not paying creative work, can be with
Other accompanying drawings are obtained according to these accompanying drawings.
Fig. 1 is a kind of structural representation of mobile terminal disclosed in the embodiment of the present invention；
Fig. 2 is a kind of schematic flow sheet of method of payment disclosed in the embodiment of the present invention；
Fig. 3 is the schematic flow sheet of another method of payment disclosed in the embodiment of the present invention；
Fig. 4 is the schematic flow sheet of another method of payment disclosed in the embodiment of the present invention；
Fig. 5-1 is a kind of unit composition frame chart of mobile terminal disclosed in the embodiment of the present invention；
Fig. 5-2 is a kind of another unit composition frame chart of mobile terminal disclosed in the embodiment of the present invention；
Fig. 6 is a kind of structural representation of mobile terminal disclosed in the embodiment of the present invention.
Embodiment
In order that those skilled in the art more fully understand the present invention program, below in conjunction with the embodiment of the present invention
Accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is only
Part of the embodiment of the present invention, rather than whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art
The every other embodiment obtained under the premise of creative work is not made, belongs to the scope of protection of the invention.
Term " first ", " second " in description and claims of this specification and above-mentioned accompanying drawing etc. are to be used to distinguish
Different objects, rather than for describing particular order.In addition, term " comprising " and " having " and their any deformations, it is intended that
It is to cover non-exclusive include.Such as process, method, system, product or the equipment for containing series of steps or unit do not have
The step of being defined in the step of having listed or unit, but alternatively also including not listing or unit, or alternatively also wrap
Include for other intrinsic steps of these processes, method, product or equipment or unit.
Referenced herein " embodiment " is it is meant that the special characteristic, structure or the characteristic that describe can wrap in conjunction with the embodiments
In at least one embodiment of the present invention.Each position in the description occur the phrase might not each mean it is identical
Embodiment, nor the independent or alternative embodiment with other embodiments mutual exclusion.Those skilled in the art explicitly and
Implicitly understand, embodiment described herein can be combined with other embodiments.
Mobile terminal involved by the embodiment of the present invention can include the various handheld devices with radio communication function,
Mobile unit, wearable device, computing device or other processing equipments for being connected to radio modem, and various forms
User equipment (user equipment, UE), mobile station (mobile station, MS), terminal device (terminal
Device) etc..For convenience of description, apparatus mentioned above is referred to as mobile terminal.
Mobile terminal described by the embodiment of the present invention is provided with biological information acquisition device, the biological information acquisition device
Finger print information harvester, iris information harvester and facial information harvester are specifically included, wherein, finger print information collection
Device can be that fingerprint sensor module, iris information harvester can include infrared light supply and infrared camera, face letter
Breath harvester can be universal camera shooting head mould group, such as front camera.The embodiment of the present invention is situated between below in conjunction with the accompanying drawings
Continue.
Referring to Fig. 1, Fig. 1 is that the embodiments of the invention provide a kind of structural representation of mobile terminal 100, above-mentioned movement
Terminal 100 includes：Housing, touching display screen, mainboard, battery and subplate, infrared light supply 21, infrared camera are provided with mainboard
22nd, front camera 23, processor 110, memory 120 and sim card slot etc., oscillator, integral sound chamber, VOOC are provided with subplate
Interface and fingerprint sensor module 24 are filled in sudden strain of a muscle, and above-mentioned infrared light supply 21 and infrared camera 22 form the rainbow of the mobile terminal 100
Film information collecting device, above-mentioned front camera 23 form the facial information harvester of the mobile terminal 100, and above-mentioned fingerprint passes
Sensor module 24 forms the finger print information harvester of the mobile terminal 100, and above-mentioned iris information harvester, facial information are adopted
Acquisition means and finger print information harvester are referred to as the biological information acquisition device of the mobile terminal 100, wherein,
The processor 110, for obtaining the beneficiary information of current delivery operation；Based on the beneficiary information,
The degree of contact of beneficiary and the paying party of the delivery operation is determined, the paying party of the delivery operation makes for mobile terminal
With user, the degree of contact includes being closely connected and not close contact；Based on the degree of contact, open and contact journey with described
Spend matching target organism recognition mode, the target organism recognition mode include fingerprint recognition pattern, iris recognition pattern and
One or more kinds of combinations in face recognition pattern；Know in the biology inputted using user for detecting the mobile terminal
When other information matches with the biometric information to prestore, the current delivery operation is performed.
The biological information acquisition device, for gathering at least one biological information of user's typing.
Wherein, when biological information acquisition device is iris information harvester, infrared light supply 21 is used to launch infrared light
The iris for irradiating user forms reflection light, and infrared camera 22 is used to gather reflection light formation iris image, processor 110
After obtaining the iris image, for the iris image perform iris image quality assess, localization of iris circle (comprising coarse positioning and
Fine positioning), Iris preprocessing, iris feature point extraction, iris templates generation etc. processing procedure, the iris templates of generation are above-mentioned
Biological information.
Wherein, when biological information acquisition device is facial information harvester, front camera 23 is used to gather user's
Face-image, after processor 110 obtains the face-image, pre-processed for the face-image, extract face feature point shape
Into face template, the face template is above-mentioned biological information.
Wherein, when biological information acquisition device is finger print information harvester, fingerprint sensor module 24 gathers user's
Fingerprint image, after processor 110 obtains the fingerprint image, pre-processed for the fingerprint image, the characteristic point that takes the fingerprint shape
Into fingerprint template, the fingerprint template is above-mentioned biological information.
As can be seen that method of payment provided in an embodiment of the present invention, the gathering of the current delivery operation of acquisition for mobile terminal
Square information, based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, based on described
Degree of contact, opens the target organism recognition mode matched with the degree of contact, and the target organism recognition mode includes referring to
One or more kinds of combinations in line recognition mode, iris recognition pattern and face recognition pattern, detecting the movement
When the biometric information inputted using user of terminal is matched with the biometric information to prestore, the current payment is performed
Operation.Determine to open it can be seen that mobile terminal can obtain degree of contact according to the use user of beneficiary and current mobile terminal
The bio-identification pattern opened, and delivery operation is just performed after bio-identification success, so as to be advantageous to the security that lifting is paid.
In some optional implementations, the beneficiary information includes telephone number or user name.
In some optional implementations, based on the beneficiary information, beneficiary and the delivery operation are determined
Paying party degree of contact in terms of, the processor 101 is specifically used for：
Identified with the entitled inquiry of the telephone number or user, inquire about the address list of the mobile terminal；Inquire about described logical
It whether there is the telephone number or user name in news record；If the telephone number or user name in the address list be present,
The degree of contact for determining the beneficiary and the paying party is to be closely connected；If the phone number is not present in the address list
Code or user name, it is determined that the degree of contact of the beneficiary and the paying party contacts to be not close.
In some optional implementations, based on the beneficiary information, beneficiary and the delivery operation are determined
Paying party degree of contact in terms of, the processor 101 is specifically used for：
With the entitled inquiry mark of the telephone number or user, inquire about in the preset time using current time as initial time
In section, the mobile terminal is included using user and the telephone number or the relationship record of user name, the relationship record
Following at least one：Message registration, short message record, and the chat record of MSN；If the mobile terminal makes
It is more than preset time threshold, and the relationship record with the total duration of user and the telephone number or the relationship record of user name
The number of days of covering is more than preset number of days, it is determined that the degree of contact of the beneficiary and the paying party is to be closely connected；If institute
The total duration using user and the telephone number or the relationship record of user name for stating mobile terminal is less than preset time threshold,
Or the number of days of relationship record covering is less than preset number of days, it is determined that the degree of contact of the beneficiary and the paying party is
Not close contact.
In some optional implementations, the processor 101 is additionally operable to：Establish degree of contact and bio-identification pattern
Mapping relations；
Wherein, the mapping relations of the degree of contact and bio-identification pattern include：
Described one kind being closely connected in corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern；
The not close contact corresponds to any two kinds in fingerprint recognition pattern, iris recognition pattern and face recognition pattern
The combination of recognition mode or corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
Referring to Fig. 2, Fig. 2 is a kind of schematic flow sheet of method of payment provided in an embodiment of the present invention, as shown in Fig. 2
Method of payment in the embodiment of the present invention comprises the following steps：
The beneficiary information of the current delivery operation of S201, acquisition for mobile terminal.
Wherein, delivery operation described here can be transferring accounts for the reference such as the transfer operation of Mobile banking, wechat, Alipay
Or rubescent package operation etc., the embodiment of the present invention is not restricted.
Beneficiary information herein, telephone number or user name can be included, bank's card number etc., the present invention can also be included
Embodiment is not restricted.
S202, mobile terminal are based on the beneficiary information, determine the connection of beneficiary and the paying party of the delivery operation
Be degree, the paying party of the delivery operation for mobile terminal the user that uses, the degree of contact include being closely connected with it is non-
It is closely connected.
Herein, the degree of contact of beneficiary and the paying party of the delivery operation is to be closely connected and can include：The movement
The electric beneficiary information (telephone number or user name) in the address list of terminal be present, or mobile terminal using user with
The total duration of the telephone number or the relationship record of user name is more than preset time threshold, and the day of relationship record covering
Number is more than preset number of days.The relationship record can include chatting for the MSNs such as short message record, telephony recording, wechat, QQ
Its record etc., the embodiment of the present invention is not restricted.
S203, mobile terminal are based on the degree of contact, open the target organism identification mould matched with the degree of contact
Formula, the target organism recognition mode include fingerprint recognition pattern, iris recognition pattern and one kind in face recognition pattern or
The a variety of combination of person.
When the degree of contact of beneficiary and the paying party of the delivery operation is to be closely connected, simple life can be opened
Thing recognition mode, such as a kind of bio-identification pattern is only opened, or without opening any bio-identification pattern；Work as gathering
When the square and degree of contact of the paying party of the delivery operation is not close contacts, the group of a variety of bio-identification patterns can be opened
Close, to increase the difficulty of bio-identification, it is ensured that the security of user's delivery operation.
S204, mobile terminal are being detected the biometric information inputted using user of the mobile terminal and prestored
When biometric information matches, the current delivery operation is performed.
Mobile terminal obtains user for movement after the target organism recognition mode matched with the degree of contact is opened
Target organism recognition mode that terminal is opened and the biometric information that inputs, the bio-identification of mobile terminal detection user's input
Whether information matches with the biometric information to prestore.Detecting the bio-identification inputted using user of the mobile terminal
When information matches with the biometric information to prestore, the delivery operation that user currently initiates is completed.
As can be seen that method of payment provided in an embodiment of the present invention, the gathering of the current delivery operation of acquisition for mobile terminal
Square information, based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, based on described
Degree of contact, opens the target organism recognition mode matched with the degree of contact, and the target organism recognition mode includes referring to
One or more kinds of combinations in line recognition mode, iris recognition pattern and face recognition pattern, detecting the movement
When the biometric information inputted using user of terminal is matched with the biometric information to prestore, the current payment is performed
Operation.Determine to open it can be seen that mobile terminal can obtain degree of contact according to the use user of beneficiary and current mobile terminal
The bio-identification pattern opened, and delivery operation is just performed after bio-identification success, so as to be advantageous to the security that lifting is paid.
In some possible implementations, the beneficiary information includes telephone number or user name.
Herein, user name can be the pet name (or remark names, the account of beneficiary in the name of user, MSN
Deng) or bank card account number etc..
In some possible implementations, mobile terminal is based on the beneficiary information, determines beneficiary and the branch
Paying the specific implementation of the degree of contact of the paying party of operation can be：
Identified with the entitled inquiry of the telephone number or user, inquire about the address list of the mobile terminal；
Inquire about and whether there is the telephone number or user name in the address list；
If the telephone number or user name in the address list be present, it is determined that the beneficiary and the paying party
Degree of contact is to be closely connected；
If the telephone number or user name are not present in the address list, it is determined that the beneficiary and the paying party
Degree of contact be not close contact.
In some possible implementations, mobile terminal is based on the beneficiary information, determines beneficiary and the branch
Paying the specific implementation of the degree of contact of the paying party of operation can be：
With the entitled inquiry mark of the telephone number or user, inquire about in the preset time using current time as initial time
In section, the mobile terminal is included using user and the telephone number or the relationship record of user name, the relationship record
Following at least one：Message registration, short message record, and the chat record of MSN；
If the mobile terminal is more than using user and the total duration of the telephone number or the relationship record of user name
Preset time threshold, and the number of days of relationship record covering is more than preset number of days, it is determined that the beneficiary and the payment
The degree of contact of side is to be closely connected；
If the mobile terminal is less than using user and the total duration of the telephone number or the relationship record of user name
Preset time threshold, or the number of days of relationship record covering are less than preset number of days, it is determined that the beneficiary and the payment
The degree of contact of side is not close contact.
Herein, the mobile terminal is big using user and the total duration of the telephone number or the relationship record of user name
It is more than preset number of days in the number of days of preset time threshold, and relationship record covering, not only ensure that the mobile terminal
Relationship record be present using user and beneficiary, it is also necessary to ensure that the frequency that contacts using user and beneficiary of mobile terminal reaches
To a certain extent, the degree of contact that can just illustrate beneficiary and the paying party is to be closely connected, to be further ensured that user
Delivery operation security.
Herein, the condition being closely connected can also be relaxed, even described mobile terminal uses user and the phone number
The total duration of code or the relationship record of user name is more than preset time threshold, it is determined that the connection of the beneficiary and the paying party
It is that degree is to be closely connected；Or if the number of days of relationship record covering is more than preset number of days, the receipts can also be determined
The degree of contact of money side and the paying party is to be closely connected.
In some possible implementations, the mobile terminal can also carry out following operation：
Establish the mapping relations of degree of contact and bio-identification pattern；
Wherein, the mapping relations of the degree of contact and bio-identification pattern include：
Described one kind being closely connected in corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern；
The not close contact corresponds to any two kinds in fingerprint recognition pattern, iris recognition pattern and face recognition pattern
The combination of recognition mode or corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
In a kind of optional embodiment, the beneficiary information of current delivery operation is obtained；Based on the beneficiary
Information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, the paying party of the delivery operation is mobile whole
End uses user, and the degree of contact includes being closely connected and not close contact；When beneficiary and pair of the delivery operation
The degree of contact of money side is when being closely connected, then performs the current delivery operation, without opening any bio-identification pattern,
With the process of the delivery operation carried out between the beneficiary accelerating user and be closely connected, the time is saved for user.
It is consistent with the embodiment shown in above-mentioned Fig. 2, referring to Fig. 3, Fig. 3 is another branch provided in an embodiment of the present invention
The schematic flow sheet for the method for paying.As shown in figure 3, the method for payment in the embodiment of the present invention includes：
S301, mobile terminal establish the mapping relations of degree of contact and bio-identification pattern.
The beneficiary information of the current delivery operation of S302, acquisition for mobile terminal.
S303, mobile terminal are identified with the entitled inquiry of the telephone number or user, inquire about the communication of the mobile terminal
Record.
It whether there is the telephone number or user name in address list described in S304, mobile terminal enquiry.
Wherein, if the telephone number or user name in the address list be present, mobile terminal performs step S305 extremely
S306；Otherwise, step S307 to S308 is performed.
If the telephone number or user name in S305, the address list be present, mobile terminal then determines the beneficiary
Degree of contact with the paying party is to be closely connected.
S306, mobile terminal open one kind in fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
If the telephone number or user name are not present in S307, the address list, mobile terminal then determines the gathering
It is square to be contacted with the degree of contact of the paying party to be not close.
S308, mobile terminal open any two kinds in fingerprint recognition pattern, iris recognition pattern and face recognition pattern
The combination of recognition mode or corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
S309, mobile terminal are being detected the biometric information inputted using user of the mobile terminal and prestored
When biometric information matches, the current delivery operation is performed.
As can be seen that method of payment provided in an embodiment of the present invention, the gathering of the current delivery operation of acquisition for mobile terminal
Square information, based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, based on described
Degree of contact, opens the target organism recognition mode matched with the degree of contact, and the target organism recognition mode includes referring to
One or more kinds of combinations in line recognition mode, iris recognition pattern and face recognition pattern, detecting the movement
When the biometric information inputted using user of terminal is matched with the biometric information to prestore, the current payment is performed
Operation.Determine to open it can be seen that mobile terminal can obtain degree of contact according to the use user of beneficiary and current mobile terminal
The bio-identification pattern opened, and delivery operation is just performed after bio-identification success, so as to be advantageous to the security that lifting is paid.
It is consistent with the embodiment shown in above-mentioned Fig. 2 and Fig. 3, referring to Fig. 4, Fig. 4 is provided in an embodiment of the present invention another
A kind of schematic flow sheet of method of payment.As shown in figure 4, the method for payment in the embodiment of the present invention includes：
S401, mobile terminal establish the mapping relations of degree of contact and bio-identification pattern；
The beneficiary information of the current delivery operation of S402, acquisition for mobile terminal；
S403, mobile terminal are identified with the entitled inquiry of the telephone number or user, and it is being initial using current time to inquire about
In the preset time period at moment, the mobile terminal uses user and the telephone number or the relationship record of user name, institute
Stating relationship record includes following at least one：Message registration, short message record, and the chat record of MSN；
Wherein, if the total duration using user and the telephone number or the relationship record of user name of the mobile terminal
Number of days more than preset time threshold, and relationship record covering is more than preset number of days, then mobile terminal performs step S404
To S305；Otherwise, step S406 to S407 is performed.
If the total duration using user and the telephone number or the relationship record of user name of S404, the mobile terminal
Number of days more than preset time threshold, and relationship record covering is more than preset number of days, and mobile terminal then determines the gathering
It is square with the degree of contact of the paying party to be closely connected；
S405, mobile terminal open one kind in fingerprint recognition pattern, iris recognition pattern and face recognition pattern；
If the total duration using user and the telephone number or the relationship record of user name of S406, the mobile terminal
Number of days less than preset time threshold, or relationship record covering is less than preset number of days, and mobile terminal then determines the gathering
It is square to be contacted with the degree of contact of the paying party to be not close.
S407, mobile terminal open any two kinds in fingerprint recognition pattern, iris recognition pattern and face recognition pattern
The combination of recognition mode or corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
S408, detecting the biometric information inputted using user of the mobile terminal and the bio-identification to prestore
During information matches, mobile terminal performs the current delivery operation.
As can be seen that method of payment provided in an embodiment of the present invention, the gathering of the current delivery operation of acquisition for mobile terminal
Square information, based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, based on described
Degree of contact, opens the target organism recognition mode matched with the degree of contact, and the target organism recognition mode includes referring to
One or more kinds of combinations in line recognition mode, iris recognition pattern and face recognition pattern, detecting the movement
When the biometric information inputted using user of terminal is matched with the biometric information to prestore, the current payment is performed
Operation.Determine to open it can be seen that mobile terminal can obtain degree of contact according to the use user of beneficiary and current mobile terminal
The bio-identification pattern opened, and delivery operation is just performed after bio-identification success, so as to be advantageous to the security that lifting is paid.
It is apparatus of the present invention embodiment below, apparatus of the present invention embodiment is realized for performing the inventive method embodiment
Method.Refer to Fig. 5-1, Fig. 5-1 is a kind of unit composition frame chart of mobile terminal disclosed in the embodiment of the present invention, as Fig. 5-
Shown in 1, the mobile terminal can include acquiring unit 501, determining unit 502, opening unit 503 and payment unit 504, its
In：
The acquiring unit 501, for obtaining the beneficiary information of current delivery operation；
The determining unit 502, for based on the beneficiary information, determining the payment of beneficiary and the delivery operation
The degree of contact of side, the paying party of the delivery operation include close connection for mobile terminal using user, the degree of contact
System and not close contact；
The opening unit 503, for based on the degree of contact, opening the target organism matched with the degree of contact
Recognition mode, the target organism recognition mode are included in fingerprint recognition pattern, iris recognition pattern and face recognition pattern
One or more kinds of combinations；
The payment unit 504, for detecting the biometric information inputted using user of the mobile terminal
When being matched with the biometric information to prestore, the current delivery operation is performed.
Fig. 5-2 is referred to, Fig. 5-2 is the unit composition frame chart of another mobile terminal disclosed in the embodiment of the present invention, such as
Shown in Fig. 5-2, the mobile terminal can be including the acquiring unit 501 in embodiment corresponding to Fig. 5-1, determining unit 502, unlatching
Unit 503 and payment unit 504.
In some optional implementations, the beneficiary information includes telephone number or user name.
In some optional implementations, the determining unit 502, it is specifically used for：
Identified with the entitled inquiry of the telephone number or user, inquire about the address list of the mobile terminal；
Inquire about and whether there is the telephone number or user name in the address list；
If the telephone number or user name in the address list be present, it is determined that the beneficiary and the paying party
Degree of contact is to be closely connected.
If the telephone number or user name are not present in the address list, it is determined that the beneficiary and the paying party
Degree of contact be not close contact.
In some optional implementations, the determining unit 502, it is specifically used for：
With the entitled inquiry mark of the telephone number or user, inquire about in the preset time using current time as initial time
In section, the mobile terminal is included using user and the telephone number or the relationship record of user name, the relationship record
Following at least one：Message registration, short message record, and the chat record of MSN；
If the mobile terminal is more than using user and the total duration of the telephone number or the relationship record of user name
Preset time threshold, and the number of days of relationship record covering is more than preset number of days, it is determined that the beneficiary and the payment
The degree of contact of side is to be closely connected；
If the mobile terminal is less than using user and the total duration of the telephone number or the relationship record of user name
Preset time threshold, or the number of days of relationship record covering are less than preset number of days, it is determined that the beneficiary and the payment
The degree of contact of side is not close contact.
In some optional implementations, the mobile terminal also includes：Establish unit 505.
It is described to establish unit 505, for establishing the mapping relations of degree of contact and bio-identification pattern；
Wherein, the mapping relations of the degree of contact and bio-identification pattern include：
Described one kind being closely connected in corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern；
The not close contact corresponds to any two kinds in fingerprint recognition pattern, iris recognition pattern and face recognition pattern
The combination of recognition mode or corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
Specifically, the specific implementation of above-mentioned unit, which refers to Fig. 2 to Fig. 4, corresponds to retouching for correlation step in embodiment
State, will not be described here.
It should be noted that the mobile terminal described by apparatus of the present invention embodiment is presented in the form of functional unit.
Term " unit " used herein above should be understood to implication as most wide as possible, for realizing function described by each " unit "
Object for example can be integrated circuit ASIC, single circuit, for performing the processing of one or more softwares or firmware program
Device (shared, special or chipset) and memory, combinational logic circuit, and/or other conjunctions for realizing above-mentioned function are provided
Suitable component.
For example, above-mentioned acquiring unit 501 obtain the function of the beneficiary information of current delivery operation can be by Fig. 6
Shown mobile terminal realizes, specifically can be by processor 101 by calling the executable program generation in memory 102
Code, obtain the beneficiary information of current delivery operation.
As can be seen that method of payment provided in an embodiment of the present invention, the gathering of the current delivery operation of acquisition for mobile terminal
Square information, based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, based on described
Degree of contact, opens the target organism recognition mode matched with the degree of contact, and the target organism recognition mode includes referring to
One or more kinds of combinations in line recognition mode, iris recognition pattern and face recognition pattern, detecting the movement
When the biometric information inputted using user of terminal is matched with the biometric information to prestore, the current payment is performed
Operation.Determine to open it can be seen that mobile terminal can obtain degree of contact according to the use user of beneficiary and current mobile terminal
The bio-identification pattern opened, and delivery operation is just performed after bio-identification success, so as to be advantageous to the security that lifting is paid.
The embodiment of the present invention additionally provides another mobile terminal, as shown in fig. 6, including：Processor 101, memory
102, communication interface 103 and communication bus 104；Wherein, processor 101, memory 102 and communication interface 103 are total by communicating
Line 104 connects and completes mutual communication；Processor 101 passes through the control of communication interface 103 and the channel radio of External cell net
Letter；Communication interface 103 includes but is not limited to antenna, amplifier, transceiver, coupler, low-noise amplifier (Low Noise
Amplifier, LNA), duplexer etc..Memory 102 includes following at least one：Random access memory (RAM), non-volatile memories
Device and external memory storage, executable program code are stored with memory 102, the executable program code can guide processing
Device 101 performs the method for payment specifically disclosed in the inventive method embodiment.
The processor 101, for obtaining the beneficiary information of current delivery operation；Based on the beneficiary information,
The degree of contact of beneficiary and the paying party of the delivery operation is determined, the paying party of the delivery operation makes for mobile terminal
With user, the degree of contact includes being closely connected and not close contact；Based on the degree of contact, open and contact journey with described
Spend matching target organism recognition mode, the target organism recognition mode include fingerprint recognition pattern, iris recognition pattern and
One or more kinds of combinations in face recognition pattern；Know in the biology inputted using user for detecting the mobile terminal
When other information matches with the biometric information to prestore, the current delivery operation is performed.
In some optional implementations, the beneficiary information includes telephone number or user name.
In some optional implementations, for based on the beneficiary information, determining beneficiary and the payment
During the degree of contact of the paying party of operation, the processor 101, it is specifically used for：
Identified with the entitled inquiry of the telephone number or user, inquire about the address list of the mobile terminal；Inquire about described logical
It whether there is the telephone number or user name in news record；If the telephone number or user name in the address list be present,
The degree of contact for determining the beneficiary and the paying party is to be closely connected.If the phone number is not present in the address list
Code or user name, it is determined that the degree of contact of the beneficiary and the paying party contacts to be not close.
In some optional implementations, for based on the beneficiary information, determining beneficiary and the payment
During the degree of contact of the paying party of operation, the processor 101, it is specifically used for：
With the entitled inquiry mark of the telephone number or user, inquire about in the preset time using current time as initial time
In section, the mobile terminal is included using user and the telephone number or the relationship record of user name, the relationship record
Following at least one：Message registration, short message record, and the chat record of MSN；
If the mobile terminal is more than using user and the total duration of the telephone number or the relationship record of user name
Preset time threshold, and the number of days of relationship record covering is more than preset number of days, it is determined that the beneficiary and the payment
The degree of contact of side is to be closely connected；
If the mobile terminal is less than using user and the total duration of the telephone number or the relationship record of user name
Preset time threshold, or the number of days of relationship record covering are less than preset number of days, it is determined that the beneficiary and the payment
The degree of contact of side is not close contact.
In some optional implementations, the processor 101, it is additionally operable to establish degree of contact and bio-identification pattern
Mapping relations；
Wherein, the mapping relations of the degree of contact and bio-identification pattern include：
Described one kind being closely connected in corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern；
The not close contact corresponds to any two kinds in fingerprint recognition pattern, iris recognition pattern and face recognition pattern
The combination of recognition mode or corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
Specifically, the specific implementation of above-mentioned unit, which refers to Fig. 2 to Fig. 4, corresponds to retouching for correlation step in embodiment
State, will not be described here.
As can be seen that method of payment provided in an embodiment of the present invention, the gathering of the current delivery operation of acquisition for mobile terminal
Square information, based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, based on described
Degree of contact, opens the target organism recognition mode matched with the degree of contact, and the target organism recognition mode includes referring to
One or more kinds of combinations in line recognition mode, iris recognition pattern and face recognition pattern, detecting the movement
When the biometric information inputted using user of terminal is matched with the biometric information to prestore, the current payment is performed
Operation.Determine to open it can be seen that mobile terminal can obtain degree of contact according to the use user of beneficiary and current mobile terminal
The bio-identification pattern opened, and delivery operation is just performed after bio-identification success, so as to be advantageous to the security that lifting is paid.
The embodiment of the present invention also provides a kind of computer-readable storage medium, wherein, the computer-readable storage medium can be stored with journey
Sequence, the program include the part or all of step of any method of payment described in the above method embodiment when performing.
The embodiment of the present invention also provides a kind of computer program product, and the computer program product includes storing calculating
The non-transient computer-readable recording medium of machine program, the computer program are operable to make computer perform side as described above
The part or all of step of any method of payment described in method embodiment.
It should be noted that for foregoing each method embodiment, in order to be briefly described, therefore it is all expressed as a series of
Combination of actions, but those skilled in the art should know, the present invention is not limited by described sequence of movement because
According to the present invention, some steps can use other orders or carry out simultaneously.Secondly, those skilled in the art should also know
Know, embodiment described in this description belongs to preferred embodiment, and involved action and module are not necessarily of the invention
It is necessary.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not have the portion being described in detail in some embodiment
Point, it may refer to the associated description of other embodiment.
In several embodiments provided herein, it should be understood that disclosed device, can be by another way
Realize.For example, device embodiment described above is only schematical, such as the division of the unit, it is only one kind
Division of logic function, can there is an other dividing mode when actually realizing, such as multiple units or component can combine or can
To be integrated into another system, or some features can be ignored, or not perform.Another, shown or discussed is mutual
Coupling direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING or communication connection of device or unit,
Can be electrical or other forms.
The unit illustrated as separating component can be or may not be physically separate, show as unit
The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, can also
That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list
Member can both be realized in the form of hardware, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and is used as independent production marketing or use
When, it can be stored in a computer-readable access to memory.Based on such understanding, technical scheme substantially or
Person say the part to be contributed to prior art or the technical scheme all or part can in the form of software product body
Reveal and, the computer software product is stored in a memory, including some instructions are causing a computer equipment
(can be personal computer, server or network equipment etc.) performs all or part of each embodiment methods described of the present invention
Step.And foregoing memory includes：USB flash disk, read-only storage (read-only memory, ROM), random access memory
(random access memory, RAM), mobile hard disk, magnetic disc or CD etc. are various can be with the medium of store program codes.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can
To instruct the hardware of correlation to complete by program, the program can be stored in a computer-readable memory, memory
It can include：Flash disk, read-only storage (read-only memory, ROM), random access device (random access
Memory, RAM), disk or CD etc..
The embodiment of the present invention is described in detail above, specific case used herein to the principle of the present invention and
Embodiment is set forth, and the explanation of above example is only intended to help the method and its core concept for understanding the present invention；
Meanwhile for those of ordinary skill in the art, according to the thought of the present invention, can in specific embodiments and applications
There is change part, in summary, this specification content should not be construed as limiting the invention.
Claims (13)
- A kind of 1. mobile terminal, it is characterised in that including biological information acquisition device, processor, memory, the biological information Harvester connects the processor, and the processor connects the memory, wherein,The processor, for obtaining the beneficiary information of current delivery operation；Based on the beneficiary information, it is determined that gathering It is square to use user with the degree of contact of the paying party of the delivery operation, the paying party of the delivery operation for mobile terminal, The degree of contact includes being closely connected and not close contact；Based on the degree of contact, unlatching matches with the degree of contact Target organism recognition mode, the target organism recognition mode include fingerprint recognition pattern, iris recognition pattern and face know One or more kinds of combinations in other pattern；Detecting the biometric information inputted using user of the mobile terminal When being matched with the biometric information to prestore, the current delivery operation is performed.
- 2. mobile terminal as claimed in claim 1, it is characterised in that the beneficiary information includes telephone number or user Name.
- 3. mobile terminal as claimed in claim 1 or 2, it is characterised in that based on the beneficiary information, determine beneficiary With the degree of contact aspect of the paying party of the delivery operation, the processor is specifically used for：Identified with the entitled inquiry of the telephone number or user, inquire about the address list of the mobile terminal；Inquire about the address list In whether there is the telephone number or user name；If the telephone number or user name in the address list be present, it is determined that The degree of contact of the beneficiary and the paying party is to be closely connected；If in the address list be not present the telephone number or User name, it is determined that the degree of contact of the beneficiary and the paying party contacts to be not close.
- 4. mobile terminal as claimed in claim 1 or 2, it is characterised in that based on the beneficiary information, determine beneficiary With the degree of contact aspect of the paying party of the delivery operation, the processor is specifically used for：With the entitled inquiry mark of the telephone number or user, inquire about in the preset time period using current time as initial time It is interior, the mobile terminal using user and the telephone number or the relationship record of user name, the relationship record include with Lower at least one：Message registration, short message record, and the chat record of MSN；If the use of the mobile terminal User and the total duration of the telephone number or the relationship record of user name are more than preset time threshold, and the relationship record covers The number of days of lid is more than preset number of days, it is determined that the degree of contact of the beneficiary and the paying party is to be closely connected；It is if described The total duration using user and the telephone number or the relationship record of user name of mobile terminal is less than preset time threshold, or The number of days of the relationship record covering is less than preset number of days, it is determined that the degree of contact of the beneficiary and the paying party is non- It is closely connected.
- 5. the mobile terminal as described in any one of Claims 1-4, it is characterised in that the processor is additionally operable to：Establish contact The mapping relations of degree and bio-identification pattern；Wherein, the mapping relations of the degree of contact and bio-identification pattern include：Described one kind being closely connected in corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern；The not close contact corresponds to any two kinds of identification in fingerprint recognition pattern, iris recognition pattern and face recognition pattern The combination of pattern or corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
- A kind of 6. method of payment, it is characterised in that including：Obtain the beneficiary information of current delivery operation；Based on the beneficiary information, the degree of contact of beneficiary and the paying party of the delivery operation is determined, it is described to pay behaviour The paying party of work is the user that uses of mobile terminal, and the degree of contact is including being closely connected and not close contact；Based on the degree of contact, the target organism recognition mode matched with the degree of contact is opened, the target organism is known Other pattern includes one or more kinds of combinations in fingerprint recognition pattern, iris recognition pattern and face recognition pattern；Matched in the biometric information inputted using user for detecting the mobile terminal with the biometric information to prestore When, perform the current delivery operation.
- 7. method as claimed in claim 6, it is characterised in that the beneficiary information includes telephone number or user name.
- 8. method as claimed in claims 6 or 7, it is characterised in that it is described to be based on the beneficiary information, determine beneficiary with The degree of contact of the paying party of the delivery operation, including：Identified with the entitled inquiry of the telephone number or user, inquire about the address list of the mobile terminal；Inquire about and whether there is the telephone number or user name in the address list；If the telephone number or user name in the address list be present, it is determined that the beneficiary contacts with the paying party Degree is to be closely connected；If the telephone number or user name are not present in the address list, it is determined that the connection of the beneficiary and the paying party It is that degree is not close contact.
- 9. method as claimed in claims 6 or 7, it is characterised in that it is described to be based on the beneficiary information, determine beneficiary with The degree of contact of the paying party of the delivery operation, including：With the entitled inquiry mark of the telephone number or user, inquire about in the preset time period using current time as initial time It is interior, the mobile terminal using user and the telephone number or the relationship record of user name, the relationship record include with Lower at least one：Message registration, short message record, and the chat record of MSN；If being more than using the total duration of user and the telephone number or the relationship record of user name for the mobile terminal is default Time threshold, and the number of days of relationship record covering is more than preset number of days, it is determined that the beneficiary and the paying party Degree of contact is to be closely connected；If being less than using the total duration of user and the telephone number or the relationship record of user name for the mobile terminal is default Time threshold, or the number of days of relationship record covering are less than preset number of days, it is determined that the beneficiary and the paying party Degree of contact is not close contact.
- 10. the method as described in any one of claim 6 to 9, it is characterised in that methods described also includes：Establish the mapping relations of degree of contact and bio-identification pattern；Wherein, the mapping relations of the degree of contact and bio-identification pattern include：Described one kind being closely connected in corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern；The not close contact corresponds to any two kinds of identification in fingerprint recognition pattern, iris recognition pattern and face recognition pattern The combination of pattern or corresponding fingerprint recognition pattern, iris recognition pattern and face recognition pattern.
- A kind of 11. mobile terminal, it is characterised in that including：Acquiring unit, for obtaining the beneficiary information of current delivery operation；Determining unit, journey is contacted for based on the beneficiary information, determine beneficiary and the paying party of the delivery operation Degree, the paying party of the delivery operation for mobile terminal the user that uses, the degree of contact include being closely connected with it is not close Contact；Opening unit, for based on the degree of contact, opening the target organism recognition mode matched with the degree of contact, institute Stating target organism recognition mode includes the one or more in fingerprint recognition pattern, iris recognition pattern and face recognition pattern Combination；Payment unit, for detecting the biometric information inputted using user of the mobile terminal and the biology to prestore When identification information matches, the current delivery operation is performed.
- A kind of 12. mobile terminal, it is characterised in that including processor, memory, communication interface and one or more programs, Wherein, one or more of programs are stored in the memory, and are configured by the computing device, the journey Sequence includes being used for the instruction that perform claim requires the step in any one of 6-10 method.
- A kind of 13. computer-readable recording medium, it is characterised in that it stores the computer program for electronic data interchange, Wherein, the computer program causes computer to perform the method as described in claim any one of 6-10, the computer bag Include mobile terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710560504.2A CN107437176A (en) | 2017-07-11 | 2017-07-11 | Method of payment and Related product |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710560504.2A CN107437176A (en) | 2017-07-11 | 2017-07-11 | Method of payment and Related product |
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| CB02 | Change of applicant information |
Address after: 523860 No. 18, Wu Sha Beach Road, Changan Town, Dongguan, Guangdong Applicant after: OPPO Guangdong Mobile Communications Co., Ltd. Address before: 523860 No. 18, Wu Sha Beach Road, Changan Town, Dongguan, Guangdong Applicant before: Guangdong OPPO Mobile Communications Co., Ltd. |
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