CN107274179A - A kind of bank card identity identifying method, system and Cloud Server - Google Patents
A kind of bank card identity identifying method, system and Cloud Server Download PDFInfo
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- CN107274179A CN107274179A CN201710443964.7A CN201710443964A CN107274179A CN 107274179 A CN107274179 A CN 107274179A CN 201710443964 A CN201710443964 A CN 201710443964A CN 107274179 A CN107274179 A CN 107274179A
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- bank card
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
- G06Q20/3415—Cards acting autonomously as pay-media
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
- G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
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- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Mobile Radio Communication Systems (AREA)
Abstract
The invention discloses a kind of bank card identity identifying method, including：Autonomous operation by mobile terminal by bank's cardholder of acquisition to bank card business dealing functional status is sent to corresponding bank server, realizes the change of bank card business dealing functional status, is that the Secure Transaction of bank card sets the first line of defence；And the address information for the transaction terminal for obtaining bank server in bank card business dealing and the real-time position information of the mobile terminal are compared to judge the whether stolen brush of bank card, are that the Secure Transaction of bank card sets second defence line.The embodiment of the present invention also provides a kind of Cloud Server and bank card identity identifying method.Using the embodiment of the present invention, the stolen brush of bank card can be effectively prevented.
Description
Technical field
The present invention relates to technical field of financial transaction security, more particularly to a kind of bank card identity identifying method, system and
Cloud Server.
Background technology
With the development of computer technology and electronic banking, bank card has turned into letter indispensable during people live
With the means of payment, it carries the use demands such as our daily consumer credit, the transfer and settlement of accounts, access cashes, and easy to carry.
However, just because of bank card using more and more extensive, its such as information leakage triggered, the problems such as steal brush also increasingly
Many, slight bank card has in fact become " crisis-ridden ", how to be better achieved and ensures that the use of bank card is simultaneously pre- in time
Anti- and prevention bank card steals brush problem, becomes current social problem in the urgent need to address.
Whether existing strick precaution bank card is holder's to bank card user into all existing in the scheme of tool used in crime
Authentication problem, identity validation mode during current bank card business dealing is exactly to be made in itself plus password or signature with bank card
For voucher.However, being then difficult to avoid offender when bank card or card inner track information even chip information password etc. are stolen
The behavior of robber's brush or using illegal means be made copy card go crime.
The content of the invention
In view of the above-mentioned problems, it is an object of the invention to provide a kind of bank card identity identifying method, by combining bank
Autonomous selection of the cardholder to bank card business dealing functional status, real-time identity authentication is carried out in bank card business dealing, so as to be
Bank card security transaction provides dual defence line, effectively prevents the stolen brush of bank card.
One embodiment of the present of invention provides a kind of bank card identity identifying method, including：
The first input information that mobile terminal is sent is obtained, wherein, the first input information includes the basic of bank card
Information and the request instruction for changing bank card business dealing function；
According to the essential information of the bank card, the related information of the bank card is read, and by the base of the bank card
This information and related information together with being sent to bank server corresponding with the bank card after the request instruction packaging ciphering,
Wherein, the related information of the bank card includes the identity information of holder and bank reserves phone number；
Receive the change result that bank server corresponding with the bank card is returned；
When the request instruction is the request instruction for opening bank card business dealing function, and the change result is change
During success, the address information and the real-time position information of the mobile terminal of the currently used transaction terminal of the bank card are entered
Row obtains comparison result after comparing, wherein, the address information of the currently used transaction terminal of the bank card is by described
What the bank server that transaction terminal is monitored in real time was obtained；
The comparison result is sent to bank server corresponding with the transaction terminal so that with the transaction terminal
Corresponding bank server controls the transaction terminal to continue to operate or exit operation according to the comparison result.
In the present embodiment, by mobile terminal by bank's cardholder of acquisition to bank card business dealing functional status from
Main operation is sent to corresponding bank server, realizes the change of bank card business dealing functional status, is the Secure Transaction of bank card
The first line of defence is set；And the address information for the transaction terminal for obtaining bank server in bank card business dealing and the movement
The real-time position information of terminal is compared to judge the whether stolen brush of bank card, is that the Secure Transaction of bank card sets second
Defence line, so as to effectively prevent the stolen brush of bank card.
It is preferred that, the bank card identity identifying method also includes：
The second input information that mobile terminal is sent is obtained, wherein, the second input information includes bank card to be added
Essential information, the identity information of holder and bank reserve phone number；
Described second input information is sent to bank service corresponding with the bank card to be added together with checking request
Device；
By bank server corresponding with the bank card to be added it is determined that the identifying code returned after being verified is sent
To the mobile terminal；
The 3rd input information that the mobile terminal of acquisition is sent is matched with the identifying code；
After the match is successful, the essential information of the bank card to be added, the identity information of holder and bank are reserved
Phone number is associated preservation.
In the preferred embodiment, by advance in mobile terminal binding bank card information, to cause during bank card business dealing
Authentication operation it is more convenient effectively.
It is preferred that, the bank card identity identifying method also includes：
Log recording is generated in real time and is preserved.
In the preferred embodiment, by generating log recording in real time, provide enough to solve system fault or collapse
Orientation problem foundation.
One embodiment of the present of invention provides a kind of Cloud Server, including：
First acquisition module, the first input information for obtaining mobile terminal transmission, wherein, the first input information
Essential information including bank card and the request instruction for changing bank card business dealing function；
Packaging ciphering module, for the essential information according to the bank card, reads the related information of the bank card, and
By the essential information and related information of the bank card together with being sent to and the bank card after the request instruction packaging ciphering
Corresponding bank server, wherein, the related information of the bank card includes the identity information of holder and bank reserves mobile phone
Number；
First receiving module, for receiving the change result that bank server corresponding with the bank card is returned；
Comparing module is positioned, for being the request instruction for opening bank card business dealing function when the request instruction, and
The change result is whole by the address information of the currently used transaction terminal of the bank card and the movement for when change successfully
The real-time position information that end is sent obtains comparison result after being compared, wherein, the currently used transaction terminal of the bank card
Address information to pass through the acquisition of the bank server that is monitored in real time to the transaction terminal；
First sending module, for the comparison result to be sent into bank server corresponding with the transaction terminal,
So that bank server corresponding with the transaction terminal according to the comparison result control the transaction terminal continue to operate or
Exit operation.
It is preferred that, the Cloud Server also includes：
Second acquisition module, the second input information for obtaining mobile terminal transmission, wherein, the second input information
The identity information of essential information, holder including bank card to be added and bank reserve phone number；
Request sending module, for the described second input information to be sent to and the bank to be added together with checking request
Block corresponding bank server；
Identifying code sending module, for will bank server corresponding with the bank card to be added it is determined that being verified
The identifying code returned afterwards is sent to the mobile terminal；
Identifying code comparing module, for inputting information and the identifying code by the 3rd of the mobile terminal transmission of acquisition the
Matched；
Preserving module, for after the match is successful, the essential information of the bank card to be added, the identity of holder to be believed
Breath and bank reserve phone number and are associated preservation.
It is preferred that, the Cloud Server also includes：
Log management module, for generating log recording in real time and preserving.
One embodiment of the present of invention provides a kind of bank card identity authorization system, including：Mobile terminal, above-mentioned cloud clothes
Business device and at least one bank server；Wherein, the mobile terminal and each bank server with the cloud service
Device is connected.
It is preferred that, the mobile terminal carries out data interaction by preassembled application program and the Cloud Server.
Brief description of the drawings
In order to illustrate more clearly of technical scheme, the required accompanying drawing used in embodiment will be made below
Simply introduce, it should be apparent that, drawings in the following description are only some embodiments of the present invention, general for this area
For logical technical staff, on the premise of not paying creative work, other accompanying drawings can also be obtained according to these accompanying drawings.
Fig. 1 is the schematic flow sheet of the one embodiment for the bank card identity identifying method that the present invention is provided.
Fig. 2 is the structural representation of the one embodiment for the Cloud Server that the present invention is provided.
Fig. 3 is the structural representation of the one embodiment for the bank card identity authorization system that the present invention is provided.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than whole embodiments.It is based on
Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under the premise of creative work is not made
Embodiment, belongs to the scope of protection of the invention.
Referring to Fig. 1, being the schematic flow sheet of the one embodiment for the bank card identity identifying method that the present invention is provided.
The embodiment of the present invention provides a kind of bank card identity identifying method, can be performed by Cloud Server, or by configuring
Performed in the device of Cloud Server side, including step S1~S5, it is specific as follows：
S1, obtains the first input information that mobile terminal is sent.
Wherein, the first input information includes the essential information of bank card and for changing asking for bank card business dealing function
Ask instruction.
In embodiments of the present invention, the mobile terminal for can with bank card binding and with communication function any shifting
Dynamic terminal device, such as：Smart mobile phone, intelligent watch, PDA etc..
In the specific implementation, it is preferred that by installing application program in advance on the mobile terminal, one is then set more
Change the shift knob of bank card business dealing functional status.When user clicks on the shift knob, the application program obtains described
The essential information and request instruction of bank card；Wherein, the essential information of the bank card at least includes bank of deposit and card number.
S2, according to the essential information of the bank card, reads the related information of the bank card, and by the bank card
Essential information and related information after the request instruction packaging ciphering together with being sent to bank service corresponding with the bank card
Device.
Wherein, the related information of the bank card includes the identity information of holder and bank reserves phone number.
It is preferred that, cipher mode can use MD5 (Message Digest Algorithm MD5, Message Digest 5)
Algorithm, one kind of RSA cryptographic algorithms or combination.Wherein, MD5 algorithms use irreversible character string to become scaling method and believed into transmission
Breath produces a unique MD5 value, and the MD5 values can be compared to unique " digital finger-print ", if anyone does to transmission information
Any change, i.e. its MD5 value corresponding " digital finger-print " will change, so as to what is obtained in advance by contrast
The MD5 values recalculated after MD5 values and download transmission information come judge obtain transmission information whether be tampered, for transmission information
Integrality be provided with shield of trying hard to keep.RSA cryptographic algorithms are a kind of rivest, shamir, adelmans, can be not only used for digital encryption, be can use again
In digital signature, security is fine, it is easy to accomplish and understand, the security intensity of information transfer can be effectively improved.Certainly, encryption side
Formula can also be used well known to a person skilled in the art other modes, and these are within protection scope of the present invention, herein not
Do concrete restriction.
S3, receives the change result that the bank server is returned.
S4, when the request instruction is the request instruction for opening bank card business dealing function, and the change result is
When changing successfully, the real time position of the address information of the currently used transaction terminal of the bank card and the mobile terminal is believed
Breath obtains comparison result after being compared.
Wherein, the address information of the currently used transaction terminal of the bank card is real by being carried out to the transaction terminal
When the bank server that monitors obtain.
In the specific implementation, it is preferred that the mobile terminal sends real time position by preassembled application program to be believed
Breath, be specially：It can first judge whether the positioning function of the mobile terminal is opened and whether set when the application program is opened
Being set to allows this program to use.When it is determined that the positioning function of the mobile terminal has turned on and is positioned to allow for this program uses,
The application program can just send the request instruction of change bank card business dealing functional status；If the positioning function of the mobile terminal
For closed mode, the application program can eject prompt window, indicate that the mobile terminal opens positioning function, and be set to permit
Perhaps this program is used.
It is preferred that, the real-time position information of the address information of the transaction terminal and the mobile terminal is longitude and latitude letter
Breath, according to the distance of the latitude and longitude information of the transaction terminal and mobile terminal calculating between the two.When distance is less than in advance
If threshold value when, it is Y to determine comparison result, i.e., current transaction operates for non-brush of stealing；Conversely, determine that comparison result is N, i.e., it is current
Merchandise to steal brush operation.Certainly, the default threshold value may be configured as 2m, 1m or 0.5m etc., and these can enter according to actual needs
Row is set, and the present invention is not particularly limited.
S5, bank server corresponding with the transaction terminal is sent to by the comparison result so that with the transaction
The corresponding bank server of terminal controls the transaction terminal to continue to operate or exit operation according to the comparison result.
In the specific implementation, the bank server sends corresponding instruction according to the comparison result received and handed over to described
Easy terminal.When the comparison result is Y, send for indicating to continue the instruction that further operates to the transaction terminal；Instead
It, then send for indicating to move back card or forbidding the instruction of bank card business dealing to the transaction terminal.
In another embodiment of the present invention, step S01~S05 is also included before the step S1 of above-described embodiment 1,
It is specific as follows：
S01, obtains the second input information that mobile terminal is sent.
Wherein, the second input information includes the essential information of bank card to be added, the identity information and silver of holder
The reserved phone number of row.
S02, bank corresponding with the bank card to be added is sent to by the described second input information together with checking request
Server.
S03, by bank server corresponding with the bank card to be added it is determined that the identifying code returned after being verified
It is sent to the mobile terminal.
S04, the 3rd input information that the mobile terminal of acquisition is sent is matched with the identifying code.
S05, after the match is successful, by the essential information of the bank card to be added, the identity information of holder and bank
Reserved phone number is associated preservation.
In the specific implementation, after the match is successful for identifying code, send described to be added for pointing out to the mobile terminal
Bank card adds successful first prompt message；Or, after it fails to match for identifying code, sent to the mobile terminal for carrying
Show the second prompt message of the bank card addition failure to be added.
In embodiments of the present invention, by advance in the mobile terminal binding bank card information, to cause bank card to hand over
Authentication operation when easily is more convenient effectively.
It is preferred that, also include in the above-described embodiments：
S1 ＇, generate log recording and preserve in real time.
It is preferred that, the log recording at least includes record time, IP, running state of programs, input and output information, is
Solve system fault or collapse provides the foundation of enough orientation problems.In the specific implementation, text can be automatically generated by days
Part is pressed from both sides, and per diem automatically generates journal file, and be stored in of that month file.
In summary, bank card identity identifying method provided in an embodiment of the present invention, has the advantages that：By moving
Dynamic autonomous operation of the terminal by bank's cardholder of acquisition to bank card business dealing functional status is sent to corresponding bank service
Device, realizes the change of bank card business dealing functional status, is that the Secure Transaction of bank card sets the first line of defence；And handed in bank card
The address information and the real-time position information of the mobile terminal for the transaction terminal for obtaining bank server when easily are compared
It is that the Secure Transaction of bank card sets second defence line, so as to effectively prevent bank card to judge the whether stolen brush of bank card
Stolen brush.
Correspondingly, the embodiment of the present invention also provides a kind of Cloud Server, can perform the bank that above-mentioned all embodiments are provided
All flows of clamp identity authentication method.
Referring to Fig. 2, being the structural representation of the one embodiment for the Cloud Server that the present invention is provided.
The present invention provides a kind of Cloud Server 100, including the first acquisition module 21, packaging ciphering module 22, first are received
Module 23, the positioning sending module 25 of comparing module 24 and first, it is specific as follows：
First acquisition module 21, the first input information for obtaining mobile terminal transmission.
Wherein, the first input information includes the essential information of bank card and for changing asking for bank card business dealing function
Ask instruction.
The packaging ciphering module 22, for the essential information according to the bank card, reads the association of the bank card
Information, and by the essential information and related information of the bank card together be sent to after the request instruction packaging ciphering with it is described
The corresponding bank server of bank card.
Wherein, the related information of the bank card includes the identity information of holder and bank reserves phone number.
First receiving module 23, for receiving the change knot that bank server corresponding with the bank card is returned
Really.
The positioning comparing module 24, for referring to when the request instruction for the request for opening bank card business dealing function
Order, and it is described change result for change successfully when, by the address information of the currently used transaction terminal of the bank card with it is described
The real-time position information that mobile terminal is sent obtains comparison result after being compared.
Wherein, the address information of the currently used transaction terminal of the bank card is real by being carried out to the transaction terminal
When the bank server that monitors obtain.
First sending module 25, takes for the comparison result to be sent into bank corresponding with the transaction terminal
Business device, so that bank server corresponding with the transaction terminal controls the transaction terminal to continue to grasp according to the comparison result
Make or exit operation.
In another embodiment of the invention, the Cloud Server 100 also includes：
Second acquisition module 31, the second input information for obtaining mobile terminal transmission.
Wherein, the second input information includes the essential information of bank card to be added, the identity information and silver of holder
The reserved phone number of row.
Request sending module 32, for the described second input information to be sent to and the silver to be added together with checking request
The corresponding bank server of row card.
Identifying code sending module 33, for will bank server corresponding with the bank card to be added it is determined that checking is logical
Later the identifying code returned is sent to the mobile terminal.
Identifying code comparing module 34, the 3rd input information that the mobile terminal of acquisition is sent is entered with the identifying code
Row matching.
Preserving module 35, for after the match is successful, by the essential information of the bank card to be added, the identity of holder
Information and bank reserve phone number and are associated preservation.
It is preferred that, in the above-described embodiments, the Cloud Server 100 also includes：
Log management module 26, for generating log recording in real time and preserving.
It is preferred that, each functional module of the Cloud Server 100 in the specific implementation, can correspondingly use above-mentioned bank card
The step S1 of identity identifying method~S5, S01~S05 and S1 ＇ embodiment, therefore, the embodiment of the present invention is not done repetition and chatted
State.
In addition, the embodiment of the present invention also provides a kind of bank card identity authorization system.
Referring to Fig. 3, being the structural representation of the one embodiment for the bank card identity authorization system that the present invention is provided.
The bank card identity authorization system includes：Cloud Server 100 described in mobile terminal 200, above-described embodiment and
At least one bank server 300；Wherein, the mobile terminal 200 and each bank server 300 take with the cloud
Business device 100 is connected.
It is preferred that, the mobile terminal 200 carries out data by preassembled application program and the Cloud Server 100
Interaction.
In the specific implementation, the mobile terminal 200 is led to bank card information and request instruction by the application program
HTTP (Hypertext Transfer Protocol, HTTP) communication protocol is crossed to send to the Cloud Server
100, and the interactive information of the mobile terminal 200 and the Cloud Server 100 preferably uses JSON (JavaScript
Object Notation) form carries out data transmission.JSON is a kind of data interchange format of lightweight, using being completely independent
In the text formatting of language, it is easy to which user reads and write, while being also easy to machine parsing and generating.
It is preferred that, the Cloud Server 100 carries out after md5 encryption and/or rsa encryption being sent to pair by special line to data
The bank server 300 answered.
Above disclosed is only a kind of preferred embodiment of the invention, can not limit the power of the present invention with this certainly
Sharp scope, one of ordinary skill in the art will appreciate that all or part of flow of above-described embodiment is realized, and according to present invention power
Profit requires made equivalent variations, still falls within and invents covered scope.
One of ordinary skill in the art will appreciate that realize all or part of flow in above-described embodiment method, being can be with
The hardware of correlation is instructed to complete by computer program, described program can be stored in a computer read/write memory medium
In, the program is upon execution, it may include such as the flow of the embodiment of above-mentioned each method.Wherein, described storage medium can be magnetic
Dish, CD, read-only memory (Read-Only Memory, ROM) or random access memory (Random Access
Memory, RAM) etc..
Claims (8)
1. a kind of bank card identity identifying method, it is characterised in that including：
The first input information that mobile terminal is sent is obtained, wherein, the first input information includes the essential information of bank card
With the request instruction for changing bank card business dealing function；
According to the essential information of the bank card, the related information of the bank card is read, and by the basic letter of the bank card
Breath and related information together with being sent to bank server corresponding with the bank card after the request instruction packaging ciphering, its
In, the related information of the bank card includes the identity information of holder and bank reserves phone number；
Receive the change result that bank server corresponding with the bank card is returned；
When the request instruction is the request instruction for opening bank card business dealing function, and the change result is changes successfully
When, the address information and the real-time position information of the mobile terminal of the currently used transaction terminal of the bank card are compared
Comparison result is obtained to after, wherein, the address information of the currently used transaction terminal of the bank card is by the transaction
What the bank server that terminal is monitored in real time was obtained；
The comparison result is sent to bank server corresponding with the transaction terminal, so that corresponding with the transaction terminal
Bank server control the transaction terminal to continue to operate or exit operation according to the comparison result.
2. bank card identity identifying method as claimed in claim 1, it is characterised in that also include：
The second input information that mobile terminal is sent is obtained, wherein, the second input information includes the base of bank card to be added
This information, the identity information of holder and bank reserve phone number；
Described second input information is sent to bank server corresponding with the bank card to be added together with checking request；
By bank server corresponding with the bank card to be added it is determined that the identifying code returned after being verified is sent to institute
State mobile terminal；
The 3rd input information that the mobile terminal of acquisition is sent is matched with the identifying code；
After the match is successful, the essential information of the bank card to be added, the identity information of holder and bank are reserved into mobile phone
Number is associated preservation.
3. bank card identity identifying method as claimed in claim 1 or 2, it is characterised in that also include：
Log recording is generated in real time and is preserved.
4. a kind of Cloud Server, it is characterised in that including：
First acquisition module, the first input information for obtaining mobile terminal transmission, wherein, the first input information includes
The essential information of bank card and the request instruction for changing bank card business dealing function；
Packaging ciphering module, for the essential information according to the bank card, reads the related information of the bank card, and by institute
The essential information and related information for stating bank card are corresponding with the bank card together with being sent to after the request instruction packaging ciphering
Bank server, wherein, the related information of the bank card includes the identity information of holder and bank reserves phone number；
First receiving module, for receiving the change result that bank server corresponding with the bank card is returned；
Comparing module is positioned, for being the request instruction for opening bank card business dealing function when the request instruction, and it is described
Change result is that when changing successfully, the address information of the currently used transaction terminal of the bank card and the mobile terminal are sent out
The real-time position information sent obtains comparison result after being compared, wherein, the ground of the currently used transaction terminal of the bank card
Location information is to be obtained by the bank server monitored in real time to the transaction terminal；
First sending module, for the comparison result to be sent into bank server corresponding with the transaction terminal, so that
Bank server corresponding with the transaction terminal controls the transaction terminal to continue to operate or exit according to the comparison result
Operation.
5. Cloud Server as claimed in claim 4, it is characterised in that also include：
Second acquisition module, the second input information for obtaining mobile terminal transmission, wherein, the second input information includes
The essential information of bank card to be added, the identity information of holder and bank reserve phone number；
Request sending module, for the described second input information to be sent to and the bank card pair to be added together with checking request
The bank server answered；
Identifying code sending module, for will bank server corresponding with the bank card to be added it is determined that being returned after being verified
The identifying code returned is sent to the mobile terminal；
Identifying code comparing module, for the 3rd input information of the mobile terminal transmission of acquisition to be carried out with the identifying code
Matching；
Preserving module, for after the match is successful, by the essential information of the bank card to be added, the identity information of holder and
Bank reserves phone number and is associated preservation.
6. the Cloud Server as described in claim 4 or 5, it is characterised in that also include：
Log management module, for generating log recording in real time and preserving.
7. a kind of bank card identity authorization system, it is characterised in that including：Mobile terminal, such as any one of claim 4~6 institute
The Cloud Server stated and at least one bank server；Wherein, the mobile terminal and each bank server be and institute
State Cloud Server connection.
8. bank card identity authorization system as claimed in claim 7, it is characterised in that the mobile terminal by installing in advance
Application program and the Cloud Server carry out data interaction.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201710443964.7A CN107274179A (en) | 2017-06-13 | 2017-06-13 | A kind of bank card identity identifying method, system and Cloud Server |
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| CN201710443964.7A CN107274179A (en) | 2017-06-13 | 2017-06-13 | A kind of bank card identity identifying method, system and Cloud Server |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109816475A (en) * | 2018-12-25 | 2019-05-28 | 福建破缸茶业发展有限公司 | A kind of Tea Industry platform encryption method and device |
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| CN109816475B (en) * | 2018-12-25 | 2021-08-03 | 福建破缸茶业发展有限公司 | Tea industry platform encryption method and device |
| CN112669029A (en) * | 2020-12-18 | 2021-04-16 | 平安普惠企业管理有限公司 | Bank card adding method, device, equipment and computer readable storage medium |
| CN112995227A (en) * | 2021-05-13 | 2021-06-18 | 深圳格隆汇信息科技有限公司 | One-stop information service platform based on three-party credit management |
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Application publication date: 20171020 |