CN107239946A - Electronic cash method, device and equipment - Google Patents
Electronic cash method, device and equipment Download PDFInfo
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- CN107239946A CN107239946A CN201710385290.XA CN201710385290A CN107239946A CN 107239946 A CN107239946 A CN 107239946A CN 201710385290 A CN201710385290 A CN 201710385290A CN 107239946 A CN107239946 A CN 107239946A
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- 238000000034 method Methods 0.000 title claims abstract description 83
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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Abstract
The disclosure is directed to a kind of electronic cash method, device and equipment, this method is included according to the payment application OPEN received, opens described pay and applies；The current location information of the mobile terminal is sent to server；The account information corresponding with the current location information that the server is sent is received, and payment operation is performed to the account information.The disclosure can simplify the process of payment operation, improve the experience of user.
Description
Technical field
This disclosure relates to field of information processing, more particularly to electronic cash method, device and equipment.
Background technology
With the fast development of science and technology, application of the mobile terminal in the daily life of user is more and more universal, its
In main application be that electronic cash can be carried out using mobile terminal, it is to avoid user carries the phenomenon of buckets of cash,
Life to user brings great convenience.
In the related art, user using mobile terminal when being paid the bill, it usually needs the Quick Response Code of scanning businessman, from
The account information of businessman is got in Quick Response Code, so that input needs the amount of money and password paid the bill in the account information, with
Complete payment.
The content of the invention
To overcome problem present in correlation technique, the disclosure provides a kind of electronic cash method, device and equipment.
According to the first aspect of the embodiment of the present disclosure there is provided a kind of electronic cash method, including：
According to the payment application OPEN received, open described pay and apply；
The current location information of the mobile terminal is sent to server；
Receive the account information corresponding with the current location information that the server is sent, and to the account information
Perform payment operation.
Because mobile terminal reports current location information after server, server can will be corresponding with the current location information
Account information be sent to mobile terminal, user is directly paid the bill by mobile terminal to the account information, so, it is to avoid
User is required for scanning Quick Response Code in each payment or needs to search the phenomenon of account information from Payment Records, so as to
To simplify the process of payment operation, the experience of user is improved.
Alternatively, before the account information corresponding with the current location information for receiving the server transmission,
Methods described also includes：
Quick Response Code is scanned, the account information in the Quick Response Code is obtained；
Obtain the positional information of the mobile terminal；
Corresponding relation between the account information and the positional information is sent to the server；
The account information corresponding with the current location information for receiving the server transmission, including：
Receive account corresponding with the current location information letter that the server is got according to the corresponding relation
Breath.
Mobile terminal obtains the account information in Quick Response Code by being scanned to Quick Response Code, obtains the position of mobile terminal
Confidence ceases, and the corresponding relation between account information and positional information is sent into server, so, server can be according to this pair
The corresponding account information of Relation acquisition positional information is answered, so as to improve the efficiency of account information acquisition, in addition, user is next
When being paid the bill in same place to the account information, server by according to the corresponding relation get it is corresponding with current location information
Account information, and the account information is sent to mobile terminal, so that mobile terminal performs payment operation, such user can be with
Without scanning Quick Response Code again, but the account information directly returned according to server is paid the bill, so as to improve use
The efficiency of family payment.
Alternatively, the positional information for obtaining the mobile terminal, including：
The latitude and longitude coordinates of mobile terminal current location are obtained by location technology, wherein, the location technology include with
One or more in lower technology：Global position system GPS positioning, architecture, Wireless Fidelity wifi positioning, procotol IP
Positioning, radio frequency discrimination RFID/two-dimension code label identification positioning, bluetooth positioning, acoustic location, scene Recognition positioning.
Because mobile terminal can obtain the current location information of itself in several ways, it is possible thereby to improve present bit
Put the flexibility of acquisition of information.
Alternatively, if the quantity of the account information is multiple；
Before the execution payment operation to the account information, methods described also includes：
Target account information is determined from multiple account informations；
It is described to perform payment operation to the account information, including：
Payment operation is performed to the target account information.
Optionally, the determination target account information from multiple account informations, including：
The selected instruction of user's triggering is received, selected instruct is selected for instruction user from the multiple account information
Select an account information；
The account information that the user is selected is defined as the target account information.
When account information quantity for it is multiple when, it is necessary to the selected instruction triggered according to user, from multiple account informations
Target account information is determined, and payment operation is performed to target account information, it is possible thereby to improve the accuracy of payment.
According to the second aspect of the embodiment of the present disclosure there is provided a kind of electronic cash method, applied to server, including：
Receive the current location information for the mobile terminal that mobile terminal is sent；
According to the corresponding relation between account information and positional information, account corresponding with the current location information is obtained
Information；
The account information is sent to the mobile terminal, paid so that the mobile terminal is performed to the account information
Money is operated.
Optionally, the corresponding relation according between account information and positional information, is obtained and the present bit confidence
Cease before corresponding account information, methods described also includes：
Receive the corresponding relation between the account information and positional information of the mobile terminal transmission；
Preserve the corresponding relation between the account information and positional information.
According to the third aspect of the embodiment of the present disclosure there is provided a kind of electronic cash device, including：
Module is opened, is configured as according to the payment application OPEN received, described pay is opened and applies；
First sending module, is configured as sending the current location information of the mobile terminal to server；
Receiving module, is configured as receiving account corresponding with the current location information letter that the server is sent
Breath；
Processing module, is configured as performing payment operation to the account information.
Optionally, described device also includes：
First acquisition module, is configured as being scanned Quick Response Code, obtains the account information in the Quick Response Code；
Second acquisition module, is configured as obtaining the positional information of the mobile terminal；
Second sending module, is configured as the corresponding relation between the account information and the positional information being sent to
The server；
The receiving module, including：
First receiving submodule, is configured as receiving that the server gets according to the corresponding relation works as with described
The corresponding account information of front position information.
Optionally, second acquisition module includes：
Acquisition submodule, is configured as obtaining the latitude and longitude coordinates of mobile terminal current location by location technology, wherein,
The location technology includes the one or more in following technology：Global position system GPS positioning, architecture, Wireless Fidelity
Wifi positioning, procotol IP positioning, radio frequency discrimination RFID/two-dimension code label identification positioning, bluetooth positioning, acoustic location, field
Scape identification positioning.
Optionally, if the quantity of the account information is multiple；
Described device also includes：
Determining module, is configured as from multiple account informations determining target account information；
The processing module, including：
Submodule is handled, is configured as performing payment operation to the target account information.
Optionally, the determining module, including：
Second receiving submodule, is configured as receiving the selected instruction of user's triggering, and selected instruct is used for instruction
Family selects an account information from the multiple account information；
Determination sub-module, is configured as the account information that the user selectes being defined as the target account information.
According to the fourth aspect of the embodiment of the present disclosure there is provided a kind of electronic cash device, including：
First receiving module, is configured as receiving the current location information for the mobile terminal that mobile terminal is sent；
Acquisition module, is configured as according to the corresponding relation between account information and positional information, obtains and described current
The corresponding account information of positional information；
Sending module, is configured as the account information being sent to the mobile terminal so that the mobile terminal to
The account information performs payment operation.
Optionally, described device also includes：
Second receiving module, is configured as receiving between the account information and positional information that the mobile terminal sends
Corresponding relation；
Memory module, is configured as preserving the corresponding relation between the account information and positional information.
According to the 5th of the embodiment of the present disclosure the aspect there is provided a kind of mobile terminal, including：
Processor；
It is configured as storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
According to the payment application OPEN received, open described pay and apply；
The current location information of the mobile terminal is sent to server；
Receive the account information corresponding with the current location information that the server is sent, and to the account information
Perform payment operation.
According to the 6th of the embodiment of the present disclosure the aspect there is provided a kind of server, including：
Processor；
It is configured as storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
Receive the current location information for the mobile terminal that mobile terminal is sent；
According to the corresponding relation between account information and positional information, account corresponding with the current location information is obtained
Information；
The account information is sent to the mobile terminal, paid so that the mobile terminal is performed to the account information
Money is operated.
The technical scheme provided by this disclosed embodiment can include the following benefits：
Electronic cash method, device and the equipment of the embodiment of the present disclosure, according to the payment application OPEN received, beat
Open the payment application, to server send mobile terminal current location information, and the reception server send and current location
The corresponding account information of information, and perform payment operation to the account information.Because mobile terminal reports current location information
After server, account information corresponding with the current location information can be sent to mobile terminal by server, and user passes through movement
Terminal is directly paid the bill to the account information, so, it is to avoid user be required in each payment scanning Quick Response Code or
The phenomenon of the lookup account information from Payment Records is needed, so as to simplify the process of payment operation, the experience of user is improved.
It should be appreciated that the general description of the above and detailed description hereinafter are only exemplary and explanatory, not
The disclosure can be limited.
Brief description of the drawings
Accompanying drawing herein is merged in specification and constitutes the part of this specification, shows the implementation for meeting the present invention
Example, and for explaining principle of the invention together with specification.
Fig. 1 is a kind of flow chart of electronic cash method according to an exemplary embodiment；
Fig. 2 is the opening schematic diagram for paying application；
Fig. 3 is a kind of flow chart of electronic cash method according to another exemplary embodiment；
Fig. 4 is a kind of flow chart of electronic cash method according to further example embodiment；
Fig. 5 is the display schematic diagram of payment interface；
Fig. 6 is a kind of flow chart of electronic cash method according to another exemplary embodiment；
Fig. 7 is a kind of flow chart of electronic cash method according to another exemplary embodiment；
Fig. 8 is a kind of signaling interaction diagram of electronic cash method according to another exemplary embodiment；
Fig. 9 is a kind of block diagram of electronic cash device according to an exemplary embodiment；
Figure 10 is a kind of block diagram of electronic cash device according to another exemplary embodiment；
Figure 11 is a kind of block diagram of electronic cash device according to further example embodiment；
Figure 12 is a kind of block diagram of electronic cash device according to another exemplary embodiment；
Figure 13 is a kind of block diagram of electronic cash device according to another exemplary embodiment；
Figure 14 is a kind of block diagram of electronic cash device according to another exemplary embodiment；
Figure 15 is a kind of block diagram of electronic cash device according to another exemplary embodiment；
Figure 16 is a kind of block diagram of the entity of mobile terminal according to an exemplary embodiment；
Figure 17 is a kind of block diagram of the entity of server according to an exemplary embodiment；
Figure 18 is a kind of block diagram for electronic cash device according to an exemplary embodiment；
Figure 19 is a kind of block diagram of electronic cash device according to an exemplary embodiment.
Embodiment
Here exemplary embodiment will be illustrated in detail, its example is illustrated in the accompanying drawings.Following description is related to
During accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represent same or analogous key element.Following exemplary embodiment
Described in embodiment do not represent and the consistent all embodiments of the present invention.On the contrary, they be only with it is such as appended
The example of the consistent apparatus and method of some aspects be described in detail in claims, the present invention.
In daily life, when user is paid the bill using mobile terminal, generally paying object can relatively fix, than
The supermarket of some into cell such as often fixed or restaurant payment.In the related art, user needs to scan every time
The Quick Response Code of businessman is to be paid the bill, or if some businessman of the forward direction of user paid money, can be searched from historical record
The account information of businessman, so as to complete payment.However, when paying the bill through the above way, the operation of user is cumbersome, causes user
Experience it is poor.
Electronic cash method, device and the equipment that the embodiment of the present disclosure is provided aim to solve the problem that user is by moving in correlation technique
Dynamic terminal operates cumbersome during being paid the bill, cause the technical problem that Consumer's Experience is poor, concrete implementation mode is joined
See below embodiment.
Electronic cash method, device and the equipment provided below in conjunction with the accompanying drawings by specific embodiment the embodiment of the present disclosure
It is described in detail.
Fig. 1 is a kind of flow chart of electronic cash method according to an exemplary embodiment, as shown in figure 1, this reality
Electronic cash method that example is related to is applied mainly with mobile terminals, wherein, mobile terminal for example can for mobile phone, flat board or
PAD etc., or other equipment with electronic cash function.The electronic cash method comprises the following steps.
In step s 11, according to the payment application OPEN received, open and pay application.
In the disclosed embodiments, mobile terminal will refer to after the OPEN of user's triggering is received according to the opening
Order, which is opened, pays application.Wherein, Fig. 2 is opens the schematic diagram for paying application, as shown in Fig. 2 user can be by clicking on
Some application program sends OPEN to mobile terminal, and certainly, user can also send to mobile terminal by other means
OPEN, is transmitted such as by way of clicking or double-clicking screen, is carried out by way of pressing some physical button
Send, can also be transmitted by word or voice mode, for the specific sending method of OPEN, the present embodiment exists
This is not restricted.
In step s 12, the current location information of mobile terminal is sent to server.
In the disclosed embodiments, mobile terminal is after payment application is opened, it will obtain itself current positional information,
And the current location information got is sent to server.Wherein, the current location information of mobile terminal can include longitude and latitude
Information is spent, mobile terminal can pass through global positioning system (Global Positioning System；GPS itself) is obtained to work as
Preceding positional information, can also pass through Wireless Fidelity (WIreless-Fidelity；) or procotol (Internet WIFI
Protocol；IP current positional information) is obtained.
In step s 13, the account information corresponding with current location information that the reception server is sent, and to account information
Perform payment operation.
In the disclosed embodiments, the current location information got is sent to after server by mobile terminal, service
Device is inquired about according to the corresponding relation between the account information and positional information prestored corresponding with the current location information
Account information, and the account information inquired is sent to terminal device, terminal device can perform payment behaviour to the account information
Make.In addition, account information includes user name, phone number or instant messaging account etc..
For example, if the current location information that acquisition for mobile terminal is arrived is (115 ° 24 ' of east longitude, 39 ° 28 ' of north latitude), move
The positional information is sent to after server by dynamic terminal, and server is according between the account information and positional information prestored
Corresponding relation, it is " Lao Wang supermarkets " to inquire with (115 ° 24 ' of east longitude, 39 ° 28 ' of north latitude) corresponding account information, then by account
Number information " Lao Wang supermarkets " is sent to mobile terminal, and mobile terminal will perform payment operation to " Lao Wang supermarkets " this account.
Need to illustrate, if mobile terminal is sent to server after the current location information of mobile terminal, service
Device is according to current location information, when not finding account information corresponding with the current location information, and server will be to terminal
Equipment returns to prompt message, and to remind user not find the account information matched with the positional information, user needs to sweep again
The Quick Response Code of businessman is retouched to carry out payment operation.
The electronic cash method of the embodiment of the present disclosure, according to the payment application OPEN received, opening the payment should
With, to server send mobile terminal current location information, and the reception server send it is corresponding with current location information
Account information, and perform payment operation to the account information.Because mobile terminal reports current location information after server, clothes
Account information corresponding with the current location information can be sent to mobile terminal by business device, and user is by mobile terminal directly to this
Account information is paid the bill, so, it is to avoid user is required for scanning Quick Response Code in each payment or needed from payment note
The phenomenon of account information is searched in record, so as to simplify the process of payment operation, the experience of user is improved.
Fig. 3 is a kind of flow chart of electronic cash method according to another exemplary embodiment, and this method is used to move
In dynamic terminal, the present embodiment is on the basis of embodiment illustrated in fig. 1, and what the reception server was sent is corresponding with current location information
Account information before, mobile terminal need the corresponding relation between account information and positional information is first sent to server
Embodiment, elaborates, as shown in figure 3, before step S13, this method is further comprising the steps of：
In step S31, Quick Response Code is scanned, the account information in Quick Response Code is obtained.
In the present embodiment, when user performs payment operation to some account information first, or whois lookup is worked as
When information corresponding account information in front position fails, user needs to sweep by the Quick Response Code that mobile terminal provides businessman
Retouch, to obtain the account information in the Quick Response Code, so as to perform payment operation to the account information.
In step s 32, the positional information of mobile terminal is obtained.
In the present embodiment, mobile terminal will obtain the shifting after the account information to getting performs payment operation
The positional information of dynamic terminal, is sent to server, so that server enters next time by account information and the positional information got
Row inquiry.
Alternatively, the positional information of mobile terminal is obtained, including：Mobile terminal current location is obtained by location technology
Latitude and longitude coordinates, wherein, the location technology includes the one or more in following technology：GPS location, architecture, wifi are fixed
Position, IP positioning, radio frequency identification (Radio Frequency Identification；RFID)/two-dimension code label identification positioning, indigo plant
Tooth positioning, acoustic location, scene Recognition positioning etc..User can select suitable positioning method as needed, and such as GPS is normal
Positioning method, but GPS is not suitable for indoor positioning, thus indoors in the case of need to select other positioning methods, obtain
Go out the latitude and longitude coordinates of the current location of mobile terminal, such as (115 ° 24 ' of east longitude, 39 ° 28 ' of north latitude).
In step S33, the corresponding relation between account information and positional information is sent to server.
In the disclosed embodiments, mobile terminal, can after the positional information of account information and mobile terminal is got
First to set up the corresponding relation between account information and positional information, and the corresponding relation is sent to server, can also be straight
The positional information for connecing the account information that will be got and mobile terminal is sent to server, by server to the account information and position
Confidence breath sets up corresponding relation, and preserves the corresponding relation, so, if user pays the bill next time in same place to the account information
When, server will get account information corresponding with current location information according to the corresponding relation, and by the account information
Mobile terminal is sent to, so that mobile terminal performs payment operation, such user can be without scanning Quick Response Code, but directly again
The account information returned according to server is paid the bill, so as to improve the efficiency of user-pay.
The electronic cash method of the embodiment of the present disclosure, mobile terminal is obtained in Quick Response Code by being scanned to Quick Response Code
Account information, obtain mobile terminal positional information, the corresponding relation between account information and positional information is sent to clothes
Business device, so, server can obtain the corresponding account information of positional information according to the corresponding relation, so as to improve account
The efficiency of acquisition of information, in addition, when user pays the bill next time in same place to the account information, server will be closed according to the correspondence
It is the account information corresponding with current location information got, and the account information is sent to mobile terminal, so that mobile
Terminal performs payment operation, and such user can be without scanning Quick Response Code again, but the account directly returned according to server is believed
Breath is paid the bill, so as to improve the efficiency of user-pay.
Fig. 4 is a kind of flow chart of electronic cash method according to further example embodiment, and this method is used to move
In dynamic terminal, the present embodiment on the basis of embodiment illustrated in fig. 1, to the quantity of account information for it is multiple when, mobile terminal to
Account information performs the embodiment of payment operation, elaborates, as shown in figure 4, this method is further comprising the steps of：
In step S41, according to the payment application OPEN received, open and pay application.
In step S42, the current location information of mobile terminal is sent to server.
Step S41- steps S42 is similar with step S11- steps S12, and here is omitted.
In step S43, multiple account informations corresponding with current location information that the reception server is sent.
In the present embodiment, may there is a situation where the multiple account informations of some positional information correspondence, such as user it
Preceding to be applied with wechat with Alipay using money was paid to businessman, the positional information that will now, in server be stored with is corresponding
Wechat account information and Alipay account information.Wherein, multiple account informations can be the different account informations of same user,
Can also be multiple account informations of different user.
In step S44, target account information is determined from multiple account informations.
In the present embodiment, when there is multiple account informations, it is necessary to first determine a mesh from multiple account informations
Account information is marked, one account information of selection such as from the different account informations of same user, or from many of different user
The account information of one of user is selected in individual account information.
In addition, server is after multiple account informations are determined, multiple account informations can be all sent to mobile terminal, moved
Dynamic terminal can show payment interface to user, and the payment interface includes multiple account informations.User can according to actual conditions from
One of them is selected in multiple account informations as target account information.During concrete implementation, mobile terminal will connect
The selected instruction of user's triggering is received, the selected instruction selects an account information for instruction user from multiple account informations,
And the account information that user selectes is defined as target account information.Fig. 5 is the display schematic diagram of payment interface, as shown in figure 5,
The account information that server is sent to mobile terminal has two, is respectively " Xiao Zhang restaurant " and " yhch ", mobile terminal can be by this
Two account informations are shown in payment interface, the need for user is according to oneself, are selected in payment interface from the two accounts
One of them is selected, such as selection " yhch ", then mobile terminal can select user " yhch " account information to be defined as target account
Information.
In step S45, payment operation is performed to target account information.
In the disclosed embodiments, mobile terminal is after target account information is determined, it will to target account information
Payment operation being performed, when there is multiple account informations, being paid by determining target account information, and being performed to target account information
Money is operated, it is possible thereby to improve the accuracy of payment.
The electronic cash method of the embodiment of the present disclosure, when the quantity of account information is multiple, it is necessary to be triggered according to user
Selected instruction, from multiple account informations determine target account information, and to target account information perform payment operation, thus
The accuracy of payment can be improved.
Fig. 6 is a kind of flow chart of electronic cash method according to another exemplary embodiment, as shown in fig. 6, this
The electronic cash method that embodiment is related to is mainly with the server.The electronic cash method comprises the following steps：
In step S61, the current location information for the mobile terminal that mobile terminal is sent is received.
In the disclosed embodiments, mobile terminal will refer to after the OPEN of user's triggering is received according to the opening
Order, which is opened, pays application, after opening and paying application, will obtain itself current positional information, and by the current location got
Information is sent to server.Wherein, the current location information of mobile terminal can include latitude and longitude information, and mobile terminal can lead to
Cross multiple positioning modes and get current location information, wherein, location technology includes the one or more in following technology：GPS
Positioning, architecture, wifi positioning, IP positioning, RFID/ two-dimension code labels identification positioning, bluetooth positioning, acoustic location, scene
Identification positioning etc..
In step S62, according to the corresponding relation between account information and positional information, obtain and current location information pair
The account information answered.
In the disclosed embodiments, the corresponding relation between account information and positional information is previously stored with server,
, it is necessary to according to the corresponding relation prestored, obtain after server is receiving the current location information of mobile terminal transmission
Take account information corresponding with current location information.Wherein, account information includes user name, phone number or instant messaging account
Etc..
In step S63, account information is sent to mobile terminal, so that mobile terminal performs payment behaviour to account information
Make.
In the disclosed embodiments, the account information can be sent to mobile whole by server after account information is got
End, terminal device will perform payment operation to the account information.
The electronic cash method of the embodiment of the present disclosure, by the present bit confidence for receiving the mobile terminal that mobile terminal is sent
Breath, according to the corresponding relation between account information and positional information, obtains account information corresponding with current location information, by account
Number information is sent to mobile terminal, so that mobile terminal performs payment operation to account information.Because mobile terminal is by present bit
Put after information reporting server, account information corresponding with the current location information can be sent to mobile terminal by server, use
Family is directly paid the bill by mobile terminal to the account information, so, it is to avoid user is required for scanning in each payment
Quick Response Code needs to search the phenomenon of account information from Payment Records, so as to simplify the process of payment operation, improves
The experience of user.
Fig. 7 is a kind of flow chart of electronic cash method according to another exemplary embodiment, and this method is used to take
Be engaged in device, the present embodiment on the basis of embodiment illustrated in fig. 6, to obtain corresponding with current location information account information it
Before, server needs first to store the embodiment of the corresponding relation between account information and positional information, elaborates, such as Fig. 7
Shown, before step S62, this method is further comprising the steps of：
In step S71, the corresponding relation between the account information and positional information of mobile terminal transmission is received.
In the disclosed embodiments, when user performs payment operation to some account information first, or server is looked into
When looking for the failure of current location information corresponding account information, user needs the Quick Response Code progress provided by mobile terminal businessman
Scanning, to obtain the account information in the Quick Response Code, so as to perform payment operation to the account information, and obtains the mobile terminal
Positional information, and the corresponding relation between account information and the positional information got is sent to server, for service
Device is inquired about next time.
In step S72, the corresponding relation between account information and positional information is preserved.
In the disclosed embodiments, server receives pair between the account information and positional information of mobile terminal transmission
After should being related to, the corresponding relation can be preserved, so that server is inquired about next time.
The electronic cash method of the embodiment of the present disclosure, server is by receiving the account information and position that mobile terminal is sent
Corresponding relation between information, and the corresponding relation between the account information and positional information is preserved, so, server is being received
, can be according to the corresponding relation between account information and positional information after the positional information sent to user, quickly inquiry
The corresponding account information of positional information is got, it is possible thereby to improve the efficiency of account information acquisition.
Fig. 8 is a kind of signaling interaction diagram of electronic cash method according to another exemplary embodiment, such as Fig. 8 institutes
Show, the present embodiment comprises the following steps：
Step S81, mobile terminal are opened according to the payment application OPEN received and pay application.
Step S82, mobile terminal send the current location information of mobile terminal to server.
Step S83, server are obtained and current location information according to the corresponding relation between account information and positional information
Corresponding account information.
Account information is sent to mobile terminal by step S84, server.
Step S85, mobile terminal perform payment operation to account information
The electronic cash method of the embodiment of the present disclosure, according to the payment application OPEN received, opening the payment should
With, to server send mobile terminal current location information, and the reception server send it is corresponding with current location information
Account information, and perform payment operation to the account information.Because mobile terminal reports current location information after server, clothes
Account information corresponding with the current location information can be sent to mobile terminal by business device, and user is by mobile terminal directly to this
Account information is paid the bill, so, it is to avoid user is required for scanning Quick Response Code in each payment or needed from payment note
The phenomenon of account information is searched in record, so as to simplify the process of payment operation, the experience of user is improved.
The implementation process of electronic cash method is the foregoing described, the process can be realized by electronic cash device, below
Built-in function and structure to the device are illustrated.
Fig. 9 is a kind of block diagram of electronic cash device according to an exemplary embodiment, as shown in figure 9, the electronics
Payment device includes opening module 11, the first sending module 12, receiving module 13 and processing module 14.
Module 11 is opened, is configured as according to the payment application OPEN received, described pay is opened and applies；
First sending module 12, is configured as sending the current location information of the mobile terminal to server；
Receiving module 13, is configured as receiving account corresponding with the current location information letter that the server is sent
Breath；
Processing module 14, is configured as performing payment operation to the account information.
On the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant this method
Embodiment in be described in detail, explanation will be not set forth in detail herein.
Wherein, as shown in Figure 10, Figure 10 is a kind of frame of electronic cash device according to another exemplary embodiment
Figure, on the basis of embodiment illustrated in fig. 9, described device also includes：First acquisition module 15, the second acquisition module 16 and second
Sending module 17, the receiving module 13 includes the first receiving submodule 131.
First acquisition module 15, is configured as being scanned Quick Response Code, obtains the account information in the Quick Response Code；
Second acquisition module 16, is configured as obtaining the positional information of the mobile terminal；
Second sending module 17, is configured as sending the corresponding relation between the account information and the positional information
To the server；
The receiving module 13, including：
First receiving submodule 131, is configured as receiving that the server gets according to the corresponding relation and institute
State the corresponding account information of current location information.
Wherein, as shown in figure 11, Figure 11 is a kind of frame of electronic cash device according to further example embodiment
Figure, on the basis of embodiment illustrated in fig. 10, second acquisition module 16 includes：Acquisition submodule 161.
Acquisition submodule 161, is configured as obtaining the latitude and longitude coordinates of mobile terminal current location by location technology, its
In, the location technology includes the one or more in following technology：Global position system GPS positioning, architecture, wireless guarantor
True wifi positioning, procotol IP positioning, radio frequency discrimination RFID/two-dimension code label identification positioning, bluetooth positioning, acoustic location,
Scene Recognition is positioned.
Wherein, as shown in figure 12, Figure 12 is a kind of frame of electronic cash device according to another exemplary embodiment
Figure, on the basis of embodiment illustrated in fig. 9, if the quantity of the account information is multiple, described device also includes：Determining module
18。
Determining module 18 is configured to from multiple account informations determine target account information；
The processing module 14, including：
Submodule 141 is handled, is configured as performing payment operation to the target account information.
Wherein, as shown in figure 13, Figure 13 is a kind of frame of electronic cash device according to another exemplary embodiment
Figure, on the basis of embodiment illustrated in fig. 12, the determining module 18 includes：Second receiving submodule 181 and determination sub-module
182。
Second receiving submodule 181, is configured as receiving the selected instruction of user's triggering, and selected instruct is used to indicate
User selects an account information from the multiple account information；
Determination sub-module 182, is configured as the account information that the user selectes being defined as the target account information.
On the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant this method
Embodiment in be described in detail, explanation will be not set forth in detail herein.
Figure 14 is a kind of block diagram of electronic cash device according to another exemplary embodiment, as shown in figure 14, should
Electronic cash device includes the first receiving module 21, acquisition module 22 and sending module 23.
First receiving module 21, is configured as receiving the current location information for the mobile terminal that mobile terminal is sent；
Acquisition module 22, is configured as according to the corresponding relation between account information and positional information, obtains and works as with described
The corresponding account information of front position information；
Sending module 23, is configured as the account information being sent to the mobile terminal, so that the mobile terminal
Payment operation is performed to the account information.
On the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant this method
Embodiment in be described in detail, explanation will be not set forth in detail herein.
Wherein, as shown in figure 15, Figure 15 is a kind of frame of electronic cash device according to another exemplary embodiment
Figure, on the basis of embodiment illustrated in fig. 14, described device also includes：Second receiving module 24 and memory module 25.
Second receiving module 24, be configured as receiving the account information and positional information that the mobile terminal sends it
Between corresponding relation；
Memory module 25, is configured as preserving the corresponding relation between the account information and positional information.
On the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant this method
Embodiment in be described in detail, explanation will be not set forth in detail herein.
Inner function module and the structural representation of mobile terminal are the foregoing described, Figure 16 is shown according to an exemplary embodiment
A kind of block diagram of the entity of the mobile terminal gone out, reference picture 16, mobile terminal can be implemented as：
Processor；
It is configured as storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
According to the payment application OPEN received, open described pay and apply；
The current location information of the mobile terminal is sent to server；
Receive the account information corresponding with the current location information that the server is sent, and to the account information
Perform payment operation.
Inner function module and the structural representation of server are the foregoing described, Figure 17 is shown according to an exemplary embodiment
A kind of server entity block diagram, reference picture 17, the server can be implemented as：
Processor；
It is configured as storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
Receive the current location information for the mobile terminal that mobile terminal is sent；
According to the corresponding relation between account information and positional information, account corresponding with the current location information is obtained
Information；
The account information is sent to the mobile terminal, paid so that the mobile terminal is performed to the account information
Money is operated.
Figure 18 is a kind of block diagram for electronic cash device according to an exemplary embodiment.For example, device 800
Can be mobile phone, computer, digital broadcast terminal, messaging devices, game console, tablet device, Medical Devices,
Body-building equipment, personal digital assistant etc..
Reference picture 18, device 800 can include following one or more assemblies：Processing assembly 802, memory 804, power supply
Component 806, multimedia groupware 808, audio-frequency assembly 810, the interface 812 of input/output (I/O), sensor cluster 814, and
Communication component 816.
The integrated operation of the usual control device 800 of processing assembly 802, such as with display, call, data communication, phase
Machine operates the operation associated with record operation.Processing assembly 802 can refer to including one or more processors 820 to perform
Order, to complete all or part of step of above-mentioned method.In addition, processing assembly 802 can include one or more modules, just
Interaction between processing assembly 802 and other assemblies.For example, processing assembly 802 can include multi-media module, it is many to facilitate
Interaction between media component 808 and processing assembly 802.
Memory 804 is configured as storing various types of data supporting the operation in equipment 800.These data are shown
Example includes the instruction of any application program or method for being operated on device 800, and contact data, telephone book data disappears
Breath, picture, video etc..Memory 804 can be by any kind of volatibility or non-volatile memory device or their group
Close and realize, such as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM) is erasable to compile
Journey read-only storage (EPROM), programmable read only memory (PROM), read-only storage (ROM), magnetic memory, flash
Device, disk or CD.
Power supply module 806 provides electric power for the various assemblies of device 800.Power supply module 806 can include power management system
System, one or more power supplys, and other components associated with generating, managing and distributing electric power for device 800.
Multimedia groupware 808 is included in the screen of one output interface of offer between described device 800 and user.One
In a little embodiments, screen can include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel, screen
Curtain may be implemented as touch-screen, to receive the input signal from user.Touch panel includes one or more touch sensings
Device is with the gesture on sensing touch, slip and touch panel.The touch sensor can not only sensing touch or sliding action
Border, but also detection touches or slide related duration and pressure with described.In certain embodiments, many matchmakers
Body component 808 includes a front camera and/or rear camera.When equipment 800 be in operator scheme, such as screening-mode or
During video mode, front camera and/or rear camera can receive the multi-medium data of outside.Each front camera and
Rear camera can be a fixed optical lens system or with focusing and optical zoom capabilities.
Audio-frequency assembly 810 is configured as output and/or input audio signal.For example, audio-frequency assembly 810 includes a Mike
Wind (MIC), when device 800 be in operator scheme, when such as call model, logging mode and speech recognition mode, microphone by with
It is set to reception external audio signal.The audio signal received can be further stored in memory 804 or via communication set
Part 816 is sent.In certain embodiments, audio-frequency assembly 810 also includes a loudspeaker, for exports audio signal.
I/O interfaces 812 is provide interface between processing assembly 802 and peripheral interface module, above-mentioned peripheral interface module can
To be keyboard, click wheel, button etc..These buttons may include but be not limited to：Home button, volume button, start button and lock
Determine button.
Sensor cluster 814 includes one or more sensors, and the state for providing various aspects for device 800 is commented
Estimate.For example, sensor cluster 814 can detect opening/OFF state of equipment 800, the relative positioning of component is for example described
Component is the display and keypad of device 800, and sensor cluster 814 can be with 800 1 components of detection means 800 or device
Position change, the existence or non-existence that user contacts with device 800, the orientation of device 800 or acceleration/deceleration and device 800
Temperature change.Sensor cluster 814 can include proximity transducer, be configured to detect in not any physical contact
The presence of neighbouring object.Sensor cluster 814 can also include optical sensor, such as CMOS or ccd image sensor, for into
As being used in application.In certain embodiments, the sensor cluster 814 can also include acceleration transducer, gyro sensors
Device, Magnetic Sensor, pressure sensor or temperature sensor.
Communication component 816 is configured to facilitate the communication of wired or wireless way between device 800 and other equipment.Device
800 can access the wireless network based on communication standard, such as WiFi, 2G or 3G, or combinations thereof.In an exemplary implementation
In example, communication component 816 receives broadcast singal or broadcast related information from external broadcasting management system via broadcast channel.
In one exemplary embodiment, the communication component 816 also includes near-field communication (NFC) module, to promote junction service.Example
Such as, NFC module can be based on radio frequency identification (RFID) technology, Infrared Data Association (IrDA) technology, ultra wide band (UWB) technology,
Bluetooth (BT) technology and other technologies are realized.
In the exemplary embodiment, device 800 can be believed by one or more application specific integrated circuits (ASIC), numeral
Number processor (DSP), digital signal processing appts (DSPD), PLD (PLD), field programmable gate array
(FPGA), controller, microcontroller, microprocessor or other electronic components are realized, for performing the above method.
In the exemplary embodiment, a kind of non-transitorycomputer readable storage medium including instructing, example are additionally provided
Such as include the memory 804 of instruction, above-mentioned instruction can be performed to complete the above method by the processor 820 of device 800.For example,
The non-transitorycomputer readable storage medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk
With optical data storage devices etc..
A kind of non-transitorycomputer readable storage medium, when the instruction in the storage medium is by the processing of mobile terminal
When device is performed so that mobile terminal is able to carry out a kind of electronic cash method, including：
According to the payment application OPEN received, open described pay and apply；
The current location information of the mobile terminal is sent to server；
Receive the account information corresponding with the current location information that the server is sent, and to the account information
Perform payment operation.
Wherein, before the account information corresponding with the current location information for receiving the server transmission, institute
Stating method also includes：
Quick Response Code is scanned, the account information in the Quick Response Code is obtained；
Obtain the positional information of the mobile terminal；
Corresponding relation between the account information and the positional information is sent to the server；
The account information corresponding with the current location information for receiving the server transmission, including：
Receive account corresponding with the current location information letter that the server is got according to the corresponding relation
Breath.
Wherein, the positional information for obtaining the mobile terminal, including：
The latitude and longitude coordinates of mobile terminal current location are obtained by location technology, wherein, the location technology include with
One or more in lower technology：Global position system GPS positioning, architecture, Wireless Fidelity wifi positioning, procotol IP
Positioning, radio frequency discrimination RFID/two-dimension code label identification positioning, bluetooth positioning, acoustic location, scene Recognition positioning.
Wherein, if the quantity of the account information is multiple；
Before the execution payment operation to the account information, methods described also includes：
Target account information is determined from multiple account informations；
It is described to perform payment operation to the account information, including：
Payment operation is performed to the target account information.
Wherein, the determination target account information from multiple account informations, including：
The selected instruction of user's triggering is received, selected instruct is selected for instruction user from the multiple account information
Select an account information；
The account information that the user is selected is defined as the target account information.
Figure 19 is a kind of block diagram of electronic cash device 1900 according to an exemplary embodiment.For example, device
1900 may be provided in a server.Reference picture 19, device 1900 include processing assembly 1922, its further comprise one or
Multiple processors, and as the memory resource representated by memory 1932, for store can by processing assembly 1922 execution
Instruction, such as application program.The application program stored in memory 1932 can include it is one or more each
Corresponding to the module of one group of instruction.In addition, processing assembly 1922 is configured as execute instruction, to perform a kind of electronic cash side
Method, including：
Receive the current location information for the mobile terminal that mobile terminal is sent；
According to the corresponding relation between account information and positional information, account corresponding with the current location information is obtained
Information；
The account information is sent to the mobile terminal, paid so that the mobile terminal is performed to the account information
Money is operated.
Wherein, the corresponding relation according between account information and positional information, is obtained and the current location information
Before corresponding account information, methods described also includes：
Receive the corresponding relation between the account information and positional information of the mobile terminal transmission；
Preserve the corresponding relation between the account information and positional information.
Device 1900 can also include the power management that a power supply module 1926 is configured as performs device 1900, one
Wired or wireless network interface 1950 is configured as device 1900 being connected to network, and input and output (I/O) interface
1958.Device 1900 can be operated based on the operating system for being stored in memory 1932, such as Windows ServerTM, Mac
OS XTM, UnixTM, LinuxTM, FreeBSDTM or similar.
Those skilled in the art will readily occur to its of the present invention after considering specification and putting into practice invention disclosed herein
Its embodiment.The application be intended to the present invention any modification, purposes or adaptations, these modifications, purposes or
Person's adaptations follow the general principle of the present invention and including the undocumented common knowledge in the art of the disclosure
Or conventional techniques.Description and embodiments are considered only as exemplary, and true scope and spirit of the invention are by following
Claims are pointed out.
It should be appreciated that the invention is not limited in the precision architecture for being described above and being shown in the drawings, and
And various modifications and changes can be being carried out without departing from the scope.The scope of the present invention is only limited by appended claims
System.
Claims (18)
1. a kind of electronic cash method, it is characterised in that applied to mobile terminal, including：
According to the payment application OPEN received, open described pay and apply；
The current location information of the mobile terminal is sent to server；
The account information corresponding with the current location information that the server is sent is received, and is performed to the account information
Payment operation.
2. according to the method described in claim 1, it is characterised in that described to receive the server sending with the present bit
Confidence is ceased before corresponding account information, and methods described also includes：
Quick Response Code is scanned, the account information in the Quick Response Code is obtained；
Obtain the positional information of the mobile terminal；
Corresponding relation between the account information and the positional information is sent to the server；
The account information corresponding with the current location information for receiving the server transmission, including：
Receive the account information corresponding with the current location information that the server is got according to the corresponding relation.
3. method according to claim 2, it is characterised in that the positional information of the acquisition mobile terminal, including：
The latitude and longitude coordinates of mobile terminal current location are obtained by location technology, wherein, the location technology includes following skill
One or more in art：Global position system GPS positioning, architecture, Wireless Fidelity wifi positioning, procotol IP determine
Position, radio frequency discrimination RFID/two-dimension code label identification positioning, bluetooth positioning, acoustic location, scene Recognition positioning.
4. according to the method described in claim 1, it is characterised in that if the quantity of the account information is multiple；
Before the execution payment operation to the account information, methods described also includes：
Target account information is determined from multiple account informations；
It is described to perform payment operation to the account information, including：
Payment operation is performed to the target account information.
5. method according to claim 4, it is characterised in that described that target account letter is determined from multiple account informations
Breath, including：
The selected instruction of user's triggering is received, selected instruct selects one for instruction user from the multiple account information
Individual account information；
The account information that the user is selected is defined as the target account information.
6. a kind of electronic cash method, it is characterised in that applied to server, including：
Receive the current location information for the mobile terminal that mobile terminal is sent；
According to the corresponding relation between account information and positional information, account letter corresponding with the current location information is obtained
Breath；
The account information is sent to the mobile terminal, so that the mobile terminal performs payment behaviour to the account information
Make.
7. method according to claim 6, it is characterised in that described according to corresponding between account information and positional information
Relation, is obtained before account information corresponding with the current location information, methods described also includes：
Receive the corresponding relation between the account information and positional information of the mobile terminal transmission；
Preserve the corresponding relation between the account information and positional information.
8. a kind of electronic cash device, it is characterised in that including：
Module is opened, is configured as according to the payment application OPEN received, described pay is opened and applies；
First sending module, is configured as sending the current location information of the mobile terminal to server；
Receiving module, is configured as receiving the account information corresponding with the current location information that the server is sent；
Processing module, is configured as performing payment operation to the account information.
9. device according to claim 8, it is characterised in that described device also includes：
First acquisition module, is configured as being scanned Quick Response Code, obtains the account information in the Quick Response Code；
Second acquisition module, is configured as obtaining the positional information of the mobile terminal；
Second sending module, is configured as the corresponding relation between the account information and the positional information being sent to described
Server；
The receiving module, including：
First receiving submodule, is configured as receiving the server being got according to the corresponding relation with the present bit
Confidence ceases corresponding account information.
10. device according to claim 9, it is characterised in that second acquisition module includes：
Acquisition submodule, is configured as obtaining the latitude and longitude coordinates of mobile terminal current location by location technology, wherein, it is described
Location technology includes the one or more in following technology：Global position system GPS positioning, architecture, Wireless Fidelity wifi
Positioning, procotol IP positioning, radio frequency discrimination RFID/two-dimension code label identification positioning, bluetooth positioning, acoustic location, scene are known
Do not position.
11. device according to claim 8, it is characterised in that if the quantity of the account information is multiple；
Described device also includes：
Determining module, is configured as from multiple account informations determining target account information；
The processing module, including：
Submodule is handled, is configured as performing payment operation to the target account information.
12. device according to claim 11, it is characterised in that the determining module, including：
Second receiving submodule, be configured as receive user triggering selected instruction, it is described it is selected instruct for instruction user from
An account information is selected in the multiple account information；
Determination sub-module, is configured as the account information that the user selectes being defined as the target account information.
13. a kind of electronic cash device, it is characterised in that including：
First receiving module, is configured as receiving the current location information for the mobile terminal that mobile terminal is sent；
Acquisition module, is configured as, according to the corresponding relation between account information and positional information, obtaining and the current location
The corresponding account information of information；
Sending module, is configured as the account information being sent to the mobile terminal, so that the mobile terminal is to described
Account information performs payment operation.
14. device according to claim 13, it is characterised in that described device also includes：
Second receiving module, is configured as receiving pair between the account information and positional information of the mobile terminal transmission
It should be related to；
Memory module, is configured as preserving the corresponding relation between the account information and positional information.
15. a kind of mobile terminal, it is characterised in that including：
Processor；
It is configured as storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
According to the payment application OPEN received, open described pay and apply；
The current location information of the mobile terminal is sent to server；
The account information corresponding with the current location information that the server is sent is received, and is performed to the account information
Payment operation.
16. a kind of server, it is characterised in that including：
Processor；
It is configured as storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
Receive the current location information for the mobile terminal that mobile terminal is sent；
According to the corresponding relation between account information and positional information, account letter corresponding with the current location information is obtained
Breath；
The account information is sent to the mobile terminal, so that the mobile terminal performs payment behaviour to the account information
Make.
17. a kind of non-transitorycomputer readable storage medium, it is characterised in that when the instruction in the storage medium is by moving
During the computing device of terminal so that mobile terminal is able to carry out the method described in claim any one of 1-5.
18. a kind of non-transitorycomputer readable storage medium, when the instruction in the storage medium is by the processor of server
During execution so that server is able to carry out the method described in claim 6 or 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710385290.XA CN107239946A (en) | 2017-05-26 | 2017-05-26 | Electronic cash method, device and equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710385290.XA CN107239946A (en) | 2017-05-26 | 2017-05-26 | Electronic cash method, device and equipment |
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| CN107239946A true CN107239946A (en) | 2017-10-10 |
Family
ID=59984693
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710385290.XA Pending CN107239946A (en) | 2017-05-26 | 2017-05-26 | Electronic cash method, device and equipment |
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| CN107886657A (en) * | 2017-12-12 | 2018-04-06 | 成都育芽科技有限公司 | A kind of financial Mobile payment terminal for possessing mobile high-precision fixed capability |
| CN108122105A (en) * | 2017-12-21 | 2018-06-05 | 维沃移动通信有限公司 | A kind of method of payment and mobile terminal |
| CN108171506A (en) * | 2017-12-27 | 2018-06-15 | 珠海市魅族科技有限公司 | A kind of method of mobile payment and terminal, electronic equipment and readable storage medium storing program for executing |
| CN108596600A (en) * | 2018-05-11 | 2018-09-28 | 维沃移动通信有限公司 | a kind of information processing method, terminal and server |
| CN109784891A (en) * | 2019-01-14 | 2019-05-21 | 重庆唯哲科技有限公司 | Mobile payment process initiation method and system |
| CN111325857A (en) * | 2018-12-13 | 2020-06-23 | 阿里巴巴集团控股有限公司 | Payment processing method, server and system |
| CN112419516A (en) * | 2020-10-26 | 2021-02-26 | 腾讯科技（深圳）有限公司 | Information processing method, system, device and storage medium |
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