CN107220893A - A kind of the platform methods of figuring interest and its control system - Google Patents

A kind of the platform methods of figuring interest and its control system Download PDF

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Publication number
CN107220893A
CN107220893A CN201710436704.7A CN201710436704A CN107220893A CN 107220893 A CN107220893 A CN 107220893A CN 201710436704 A CN201710436704 A CN 201710436704A CN 107220893 A CN107220893 A CN 107220893A
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interest
assets
bearing
user
daily
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CN107220893B (en
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宋代建
王帅
刘念
周润发
周慧俊
董小满
赵龙华
韩旭
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Beijing Golden Future Financial Information Service Co Ltd
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Beijing Golden Future Financial Information Service Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof

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Abstract

The present invention discloses a kind of platform methods of figuring interest and its control system, and the income area of user includes precious cash, intelligence throwing, experience gold.When cash is precious, intelligence is thrown, experience gold bears interest, automatic Verification will be carried out to the interest-bearing data of each user, once the data that note abnormalities carry out alarm and inform related personnel in time, avoid user's interest-bearing earnings surprise, ensure that user's income is normally provided simultaneously, design safety, the design principle for take unified planning, implementing step by step, unified planning, build a business function complete, the demand of current business can be met, and business development needs from now on can be met, modern design, is a kind of good innovation scheme.

Description

A kind of the platform methods of figuring interest and its control system
Technical field
The present invention relates to financial field, more particularly to a kind of the platform methods of figuring interest and its control system.
Background technology
With continuing to develop for society, the development of network loan platform comparatively perfect, this new financing pattern is Gradually it is in the big well-established of cybertimes.One side lender realizes the income increment of assets, on the other hand borrows money People then can meet the credit requirement of oneself with this conveniently and efficiently mode.
Interest clearing are the basic service demands of loan platform, and the method for traditional calculating daily income of user is thrown for user The capital of money is multiplied by the interest rate of platform setting, and the advantage of this mode is simple and clear, is easily realized, letter financing early stage is also to adopt In this way, constantly ripe however as system, its drawback also gradually shows:
1. manually setting platform interest rate, there is risk, such as some platforms deliberately by interest rate set it is very high attract user, this Sample is unfavorable for platform healthy and sustainable development, and investors' interest can be also damaged in the long run;
2. user can not perceive the true investment situation of oneself, in the case that user's capital is consistent, investment high quality assets is obtained Income and the income that investment ordinary assets is obtained are just the same, it is clear that be irrational;
3. calculate user's income not link up with platform assets, platform should send out income how many daily, it is important to remain how many surplus etc. Data can not be counted, and not conform to specification, and practical performance is not good, there is deficiency, it is impossible to meet the demand of industry development.
In summary, for the defect of prior art, it is accordingly required in particular to a kind of the platform methods of figuring interest and its control system, to solve Certainly the deficiencies in the prior art.
The content of the invention
For the deficiencies in the prior art, the benign development of platform is influenceed, the present invention proposes a kind of platform interest-bearing side Method and its control system, it is novel in design, be not only able to it is stable provide interest, and can truly reflect the investment situation of user, Practical performance is excellent.
To achieve these goals, technical scheme is as follows:
A kind of platform methods of figuring interest, the income area of user includes precious cash, intelligence throwing, experience gold;
Cash treasured does not match fund for user, i.e., investment is to the cash management class assets of transaction in assets institute, and customer investment is to simple Financing does not have enough time matching mortgage or pledges the product of class, and the precious interest rate of cash is income sum and the phase of the conjunction of capital Remove, income sum is:The acquired true earning of the precious capital investment of all user's cashes deducts the profit of service charge, the conjunction of capital For:The precious capital sum of all user's cashes;It is then the precious income of user's cash that user's cash treasured capital, which is multiplied by interest rate,;
Intelligence throws the fund matched for user, the i.e. capital investment assets of high-quality, and the income that intelligence is thrown is according to scattered throwing The result of money, calculates the specific income of each assets investment respectively, and different Returns on Assets is different, and unification is then done again Calculate, assets interest rate is assets interest in black divided by the assets amount of money, user holds the amount of money of the assets to be somebody's turn to do to calculate customer investment The income of assets, the income sum of all assets of user is that intelligence throws income;
The interest rate that the income of experience gold is thrown using intelligence, i.e., the interest sum divided by capital sum of all high quality assets.
The control system that a kind of platform bears interest:Comprising syndrome system of having ready conditions, obtain assets daily interest subsystem, acquisition money Production matching subsystem, intelligence throw the precious interest-bearing subsystem of interest-bearing subsystem, cash, the golden interest-bearing subsystem of experience;
Condition verification subsystem checks whether property match is turned off before bearing interest daily, and whether the duration of an exhibition, outbound, operation of making loans are complete Into;
The asset data that assets daily interest subsystem is used to obtain the daily matching that user intelligently throws from assets end is obtained, is counted daily Before breath, asset item, the matching amount of money, assets interest rate that same day funds is invested are obtained;
Obtaining property match subsystem is used to bear interest daily from the daily property match data that assets end obtains user's intelligence throwing Before, which assets the golden investment diversification of intellectual investment that acquisition user held on the same day has arrived, and the matching amount of money is how many, assets interest rate It is how many match informations;
Intelligence, which throws interest-bearing subsystem, to be used on the basis of data preparation module gets same day property match information, according to assets Matching result, for user fund investment diversification to each assets calculate corresponding income respectively, meter is then counted again Calculate total revenue, the earning rate of year on the seven, ten thousand first day of the first lunar month incomes that user intelligently throws;
The cash that cash treasured interest-bearing subsystem is used to calculate user is precious, is calculated, can equally calculated by a not interest-bearing module The comprehensive income of this part fund, the earning rate of year on the seven and ten thousand first day of the first lunar month incomes;
The golden interest-bearing subsystem of experience is used for the income for calculating Consumer's Experience gold, and experience gold is that letter financing platform is lived by various operations The dynamic interest-bearing fund for being issued to user, this part interest-bearing fund is calculated by the golden interest-bearing module of experience, can similarly calculate it Comprehensive income.
Further, the workflow of described condition verification subsystem is:After beginning separate unit clothes are played by timed task Whether business device connection checks that preparation center bears interest to switch and opens, if opening inspection pulls whether assets daily interest table completes, if Do not complete, then dubbo calls assets end query interface, whether inquiry meets design conditions, if it is satisfied, updating interest-bearing task Table, interest-bearing condition verification passes through, and starts number and begins to prepare, completes the flow that condition verifies subsystem, checks that preparation center is born interest and opens Close, pull assets daily interest table, inquiry and whether meet design conditions and be all connected with sending early warning short message when inverse state occurs abnormal.
Further, the workflow of described acquisition assets daily interest subsystem is:After beginning list is played by timed task The connection of platform server checks interest-bearing task list, and interest-bearing condition Verification is pulled after checks that basic task is before assets daily interest table No to complete, if do not completed by original daily interest table data are deleted day of bearing interest, dubbo calls the assets daily interest table inquiry of assets end to connect Mouthful, paging increase or insertion, then check whether the assets daily interest table quantity pulled needs to bear interest with assets end by 1000 every page Amount of assets be consistent, if being consistent renewal interest-bearing task list, assets daily interest table data are ready to complete, if be not consistent, send out short Letter alarm.
Further, the workflow of described acquisition property match subsystem is:After beginning list is played by timed task The connection of platform server checks that interest-bearing task list, assets daily interest table data check whether basic task completes after being ready to complete, such as Fruit do not completed thread pool zk lock solve the problems, such as concurrently acquisition data collision, then check the assets list of matches whether It has been completed that, if not completing whether to match with the list of matches quantity that assets end verifies the assets, if mismatched, sent SMS alarm, if the list of matches information that matching first deletes the assets day by bearing interest, queries asset daily interest table, according to assets Id is inquired about, paging insertion or newly-increased, 1000 every page, and whether verification pulls list of matches quantity equal with assets daily interest table, If unequal, SMS alarm is sent, if equal, the match information of an assets, more new assets daily interest table correspondence has often been moved The list of matches data of assets, then check whether the matching of all assets daily interest tables is complete, if completed, update and bear interest Task list, property match table data is ready to complete.
Further, the workflow of described intelligence throwing interest-bearing subsystem is:After beginning separate unit is played by timed task Whether configuration center bears interest to switch and opens before server connection bears interest, and checks that calculating task table property match list is if opened It is no to pull completion, if completing to check whether basic task completes, solve concurrently to obtain with zk locks if not completed thread pool Then access checks whether the assets have born interest completion, if it is not complete, match query list, passes through according to collision problem Id is inquired about, 5000 every page, calculates the corresponding interest amount of each user, and generation calculates flowing water, updates property match table In calculating complement mark, plus reality in assets daily interest table pays daily interest, the actual receipts of yesterday then plus in user's interest account table Benefit, is inserted if data are not present, and data, which exist, then to be updated, and then, the information remembered according to Asset ID acquisition, according to assets ID obtains the daily interest information of assets, calculates the balance of the assets, and balance is increased in the assets detail of the user, knot The remaining amount of money increases to the yesterday of the user in actual gain, the calculating complement mark and actual money of more new assets daily interest table, so Check whether daily interest table complement mark is fully completed afterwards, after completion, update interest-bearing task list, match information is finished.
Further, the workflow of the precious interest-bearing subsystem of described cash is:After beginning separate unit is played by timed task Whether whether server connection interest-bearing condition verification completes, completed if completing matching and bearing interest, if it is not complete, match information With the presence or absence of failed list, if not inquiring about the interest rate not matched, the amount of money not matched is obtained, calculate user does not match profit Breath, it is newly-increased not match flowing water, increase newly or modification interest provides table, failed list is then checked whether there is, if handling again Matching, if it is to have completed not calculate completion to update non-matching primitives in interest-bearing task list.
Further, the workflow of the golden interest-bearing subsystem of described experience is:After beginning separate unit is played by timed task Whether whether server connecting platform composite income sheet has initially completed, if completed, check that experience gold bears interest and complete, if Do not complete, inquiry experience gold whether there is failed list, if without ten thousand first day of the first lunar month incomes in searching platform income statement, from body The experience gold that golden list query needs to bear interest is tested, the golden income of experience is then calculated, the golden flowing water of experience is increased newly, increased newly or modification interest The golden income of experience in table is provided, failed list is then checked whether there is, if handling matching again, if do not updated The golden interest-bearing state of experience in task tables is to have completed.
The beneficial effects of the invention are as follows:Design safety of the present invention, the design principle for take unified planning, implementing step by step, system One planning, it is complete to build a business function, can meet the demand of current business, and can meet business development needs from now on, Modern design, is a kind of good innovation scheme.
Brief description of the drawings
Describe the present invention in detail with reference to the accompanying drawings and detailed description:
Fig. 1 is condition syndrome system flow chart of the invention;
Fig. 2 is acquisition assets daily interest subsystem flow chart of the invention;
Fig. 3 is acquisition property match subsystem flow chart of the invention;
Fig. 4 throws interest-bearing subsystem flow chart for the intelligence of the present invention;
Fig. 5 is the precious interest-bearing subsystem flow chart of cash of the invention;
Fig. 6 is the golden interest-bearing subsystem flow chart of experience of the invention;
Embodiment
In order that the technical means, the inventive features, the objects and the advantages of the present invention are easy to understand, tie below Conjunction is specifically illustrating, and the present invention is expanded on further.
Referring to Fig. 1, a kind of platform methods of figuring interest, the income area of user includes precious cash, intelligence throwing, experience gold;
Cash treasured does not match fund for user, i.e., investment is to the cash management class assets of transaction in assets institute, and customer investment is to simple Financing does not have enough time matching mortgage or pledges the product of class, and the precious interest rate of cash is income sum and the phase of the conjunction of capital Remove, income sum is:The acquired true earning of the precious capital investment of all user's cashes deducts the profit of service charge, the conjunction of capital For:The precious capital sum of all user's cashes;It is then the precious income of user's cash that user's cash treasured capital, which is multiplied by interest rate,;
Intelligence throws the fund matched for user, the i.e. capital investment assets of high-quality, and the income that intelligence is thrown is according to scattered throwing The result of money, calculates the specific income of each assets investment respectively, and different Returns on Assets is different, and unification is then done again Calculate, assets interest rate is assets interest in black divided by the assets amount of money, user holds the amount of money of the assets to be somebody's turn to do to calculate customer investment The income of assets, the income sum of all assets of user is that intelligence throws income;
The interest rate that the income of experience gold is thrown using intelligence, i.e., the interest sum divided by capital sum of all high quality assets.
The income of user is divided into the precious income of cash, intelligence and throws income and the golden income of experience by the present invention, and wherein cash is precious Do not match fund for user, i.e., investment to transaction in assets cash management class assets this part fund.This part fund Customer investment to do not have enough time also after letter financing matching to/pledge the fund of class product.In Dalian Jing Bei internets gold Financing production trade center (referred to as connecting friendship institute) is put on record, and interest rate passes through true earning(Deduct service charge)With same day capital(Institute is useful The precious capital sum of family cash)Calculate, earning rate relatively intelligent is thrown lower slightly;Intelligence is thrown the matching fund for user, the i.e. fund and thrown The assets of high-quality are provided, result of the income that intelligence is thrown according to investment diversification calculates the specific receipts of each assets investment respectively Benefit(Different Returns on Assets is different), unified calculating is then done again, while so reducing risk to greatest extent, Mei Geyong The earning rate that family is seen all is linked up with the true investment situation of oneself.The golden income of the experience of platform throws interest rate using platform intelligent (The interest sum divided by capital sum of all high quality assets)To calculate.The present invention uses the earning rate of real estate, Ke Yizhen The investment situation of real reflection user.It is this present invention because the daily property match table data of all users is in million magnitudes Using multiple servers, every server uses thread pool, and adds the mode of distributed lock to ensure program using ZooKeeper Quickly, accurate operation.The golden income of experience is according to platform interest rate(The income sum of all assets divided by the capital of all assets it With)Calculate.
The control system that a kind of platform bears interest:Comprising syndrome system of having ready conditions, obtain assets daily interest subsystem, acquisition money Production matching subsystem, intelligence throw the precious interest-bearing subsystem of interest-bearing subsystem, cash, the golden interest-bearing subsystem of experience;
Condition verification subsystem checks whether property match is turned off before bearing interest daily, and whether the duration of an exhibition, outbound, operation of making loans are complete Into;
The asset data that assets daily interest subsystem is used to obtain the daily matching that user intelligently throws from assets end is obtained, is counted daily Before breath, asset item, the matching amount of money, assets interest rate that same day funds is invested are obtained;
Obtaining property match subsystem is used to bear interest daily from the daily property match data that assets end obtains user's intelligence throwing Before, which assets the golden investment diversification of intellectual investment that acquisition user held on the same day has arrived, and the matching amount of money is how many, assets interest rate It is how many match informations;
Intelligence, which throws interest-bearing subsystem, to be used on the basis of data preparation module gets same day property match information, according to assets Matching result, for user fund investment diversification to each assets calculate corresponding income respectively, meter is then counted again Calculate total revenue, the earning rate of year on the seven, ten thousand first day of the first lunar month incomes that user intelligently throws;
The cash that cash treasured interest-bearing subsystem is used to calculate user is precious, is calculated, can equally calculated by a not interest-bearing module The comprehensive income of this part fund, the earning rate of year on the seven and ten thousand first day of the first lunar month incomes;
The golden interest-bearing subsystem of experience is used for the income for calculating Consumer's Experience gold, and experience gold is that letter financing platform is lived by various operations The dynamic interest-bearing fund for being issued to user, this part interest-bearing fund is calculated by the golden interest-bearing module of experience, can similarly calculate it Comprehensive income.
Referring to Fig. 1, the workflow of condition verification subsystem is:Single server is played after beginning by timed task to connect Connect whether interest-bearing switch in inspection preparation center is opened, if opening inspection pulls whether assets daily interest table completes, if not complete Into, then dubbo calls assets end query interface, and whether inquiry meets design conditions, if it is satisfied, interest-bearing task list is updated, meter The verification of breath condition passes through, and starts the preparation of number beginning, completes the flow that condition verifies subsystem, checks that the interest-bearing of preparation center is switched, drawn Take assets daily interest table, inquiry whether to meet design conditions to be all connected with sending early warning short message when inverse state occurs abnormal.
Referring to Fig. 2, the workflow for obtaining assets daily interest subsystem is:After beginning separate unit service is played by timed task Device connection checks interest-bearing task list, and interest-bearing condition Verification is pulled after checks whether basic task is complete before assets daily interest table Into, if not completing to delete original daily interest table data by day of bearing interest, dubbo calls assets end assets daily interest table query interface, Paging increases or inserted, 1000 every page, then checks whether the assets daily interest table quantity pulled needs what is born interest with assets end Amount of assets is consistent, if being consistent renewal interest-bearing task list, assets daily interest table data are ready to complete, if be not consistent, sent short messages Alarm.
Referring to Fig. 3, the workflow for obtaining property match subsystem is:After beginning separate unit service is played by timed task Device connection checks that interest-bearing task list, assets daily interest table data check whether basic task completes after being ready to complete, if do not had Thread pool zk locks are completed to solve the problems, such as concurrently to obtain data collision, have then checked whether the list of matches of the assets is complete Into, if not completing whether to match with the list of matches quantity that assets end verifies the assets, if mismatched, transmission short message report It is alert, if the list of matches information that matching first deletes the assets day by bearing interest, queries asset daily interest table is looked into according to the id of assets Ask, paging insertion or newly-increased, 1000 every page, whether verification pulls list of matches quantity equal with assets daily interest table, if It is unequal, SMS alarm is sent, if equal, the match information of an assets, more new assets daily interest table correspondence assets has often been moved List of matches data, then check whether the matching of all assets daily interest tables is complete, if complete, update interest-bearing task Table, property match table data is ready to complete.
Referring to Fig. 4, the workflow that intelligence throws interest-bearing subsystem is:After beginning single server is played by timed task Whether configuration center bears interest to switch and opens before connection bears interest, and checks whether calculating task table property match list pulls if opened Complete, if completing to check whether basic task completes, solve concurrently to obtain data with zk locks if not completed thread pool Collision problem, then checks whether the assets have born interest completion, if it is not complete, match query list, is carried out by id Inquiry, 5000 every page, calculates the corresponding interest amount of each user, generation calculates flowing water, updates the meter in property match table The reality calculated in complement mark, plus assets daily interest table pays daily interest, then adds the actual gain of yesterday in user's interest account table, if Data are not present and then inserted, and data, which exist, then to be updated, and then, the information remembered according to Asset ID acquisition is obtained according to Asset ID The daily interest information of assets, calculates the balance of the assets, and balance is increased in the assets detail of the user, balance Increase to the yesterday of the user in actual gain, then the calculating complement mark and actual money of more new assets daily interest table check Whether daily interest table complement mark is fully completed, after completion, updates interest-bearing task list, and match information is finished.
Referring to Fig. 5, the workflow of cash treasured interest-bearing subsystem is:After beginning single server is played by timed task Whether whether connection interest-bearing condition verification completes, completed if completing matching and bearing interest, if it is not complete, whether match information deposits In failed list, if not inquiring about the interest rate not matched, the amount of money not matched is obtained, calculate user does not match interest, newly Increasing does not match flowing water, increases newly or modification interest provides table, then check whether there is failed list, if handling matching again, If it is to have completed not calculate completion to update non-matching primitives in interest-bearing task list.
Referring to Fig. 6, the workflow of the golden interest-bearing subsystem of experience is:After beginning single server is played by timed task Whether whether connecting platform composite income sheet has initially completed, if completed, check that experience gold bears interest and complete, if not complete Into inquiry experience gold whether there is failed list, if without ten thousand first day of the first lunar month incomes in searching platform income statement, from experience gold row Table inquiry needs the experience gold born interest, then calculates the golden income of experience, increases the golden flowing water of experience newly, increases newly or modification interest provides table In the golden income of experience, failed list is then checked whether there is, if handling matching again, if do not updated in task tables The golden interest-bearing state of experience to have completed.
The beneficial effects of the invention are as follows:Design safety, the design principle for take unified planning, implementing step by step, unified planning, Build a business function complete, the demand of current business can be met, and business development needs from now on can be met, design is new Grain husk, is a kind of good innovation scheme.
It should be understood by those skilled in the art that, the present invention is not limited to the above embodiments, above-described embodiment and explanation Merely illustrating the principles of the invention described in book, it is of the invention without departing from the spirit and scope of the present invention also to have respectively Changes and improvements are planted, these changes and improvements all fall within the protetion scope of the claimed invention.The claimed scope of the invention by Appended claims and its equivalent are defined.

Claims (8)

1. a kind of platform methods of figuring interest, it is characterised in that:The income area of user includes precious cash, intelligence throwing, experience gold;
Cash treasured does not match fund for user, i.e., investment is to the cash management class assets of transaction in assets institute, and customer investment is to simple Financing does not have enough time matching mortgage or pledges the product of class, and the precious interest rate of cash is income sum and the phase of the conjunction of capital Remove, income sum is:The acquired true earning of the precious capital investment of all user's cashes deducts the profit of service charge, the conjunction of capital For:The precious capital sum of all user's cashes;It is then the precious income of user's cash that user's cash treasured capital, which is multiplied by interest rate,;
Intelligence throws the fund matched for user, the i.e. capital investment assets of high-quality, and the income that intelligence is thrown is according to scattered throwing The result of money, calculates the specific income of each assets investment respectively, and different Returns on Assets is different, and unification is then done again Calculate, assets interest rate is assets interest in black divided by the assets amount of money, user holds the amount of money of the assets to be somebody's turn to do to calculate customer investment The income of assets, the income sum of all assets of user is that intelligence throws income;
The interest rate that the income of experience gold is thrown using intelligence, i.e., the interest sum divided by capital sum of all high quality assets.
2. the control system that a kind of platform bears interest, it is characterised in that:Control system includes syndrome system of having ready conditions, acquisition assets Daily interest subsystem, acquisition property match subsystem, intelligence throw the precious interest-bearing subsystem of interest-bearing subsystem, cash, the golden son that bears interest of experience System;
Condition verification subsystem checks whether property match is turned off before bearing interest daily, and whether the duration of an exhibition, outbound, operation of making loans are complete Into;
The asset data that assets daily interest subsystem is used to obtain the daily matching that user intelligently throws from assets end is obtained, is counted daily Before breath, asset item, the matching amount of money, assets interest rate that same day funds is invested are obtained;
Obtaining property match subsystem is used to bear interest daily from the daily property match data that assets end obtains user's intelligence throwing Before, which assets the golden investment diversification of intellectual investment that acquisition user held on the same day has arrived, and the matching amount of money is how many, assets interest rate It is how many match informations;
Intelligence, which throws interest-bearing subsystem, to be used on the basis of data preparation module gets same day property match information, according to assets Matching result, for user fund investment diversification to each assets calculate corresponding income respectively, meter is then counted again Calculate total revenue, the earning rate of year on the seven, ten thousand first day of the first lunar month incomes that user intelligently throws;
The cash that cash treasured interest-bearing subsystem is used to calculate user is precious, is calculated, can equally calculated by a not interest-bearing module The comprehensive income of this part fund, the earning rate of year on the seven and ten thousand first day of the first lunar month incomes;
The golden interest-bearing subsystem of experience is used for the income for calculating Consumer's Experience gold, and experience gold is that letter financing platform is lived by various operations The dynamic interest-bearing fund for being issued to user, this part interest-bearing fund is calculated by the golden interest-bearing module of experience, can similarly calculate it Comprehensive income.
3. the control system that a kind of platform bears interest according to claim 2, it is characterised in that:Described condition verification subsystem Workflow be:Single server connection is played by timed task check whether preparation center interest-bearing switch is beaten after beginning Open, if opening inspection pulls whether assets daily interest table completes, if it is not complete, then dubbo calls assets end query interface, Whether inquiry meets design conditions, if it is satisfied, updating interest-bearing task list, the verification of interest-bearing condition passes through, and starts number and begins to prepare, complete The flow of subsystem is verified into condition, checks that preparation center is born interest and switchs, pulls whether assets daily interest table, inquiry meet calculating bar Part is all connected with sending early warning short message when inverse state occurs abnormal.
4. the control system that a kind of platform bears interest according to claim 2, it is characterised in that:Described acquisition assets daily interest The workflow of system is:Single server connection is played by timed task check interest-bearing task list, interest-bearing condition after beginning Pulled after being verified and check whether basic task completes before assets daily interest table, if not completing to delete original by day of bearing interest Daily interest table data, dubbo calls assets end assets daily interest table query interface, paging increase or insertion, 1000 every page, Ran Houjian Look into whether the assets daily interest table quantity pulled needs the amount of assets born interest to be consistent with assets end, if being consistent renewal interest-bearing task Table, assets daily interest table data are ready to complete, if be not consistent, alarm of sending short messages.
5. the control system that a kind of platform bears interest according to claim 2, it is characterised in that:Described acquisition property match The workflow of system is:Single server connection is played by timed task check interest-bearing task list, assets daily interest after beginning Table data check whether basic task completes after being ready to complete, and solve concurrently to obtain with zk locks if not completed thread pool Data collision problem, then checks whether the list of matches of the assets has completed, should with the verification of assets end if do not completed Whether the list of matches quantity of assets matches, if mismatched, sends SMS alarm, if matching first deletes the money day by bearing interest The list of matches information of production, queries asset daily interest table is inquired about according to the id of assets, paging insertion or newly-increased, 1000 every page, school Test whether pull list of matches quantity equal with assets daily interest table, if unequal, send SMS alarm, if equal, often The match information of an assets is moved, then the list of matches data of more new assets daily interest table correspondence assets check all assets Whether the matching of daily interest table is complete, if completed, updates interest-bearing task list, property match table data is ready to complete.
6. the control system that a kind of platform bears interest according to claim 2, it is characterised in that:Described intelligence throws interest-bearing subsystem The workflow of system is:Pass through whether timed task plays the preceding configuration center interest-bearing switch of single server connection interest-bearing after beginning Open, check whether calculating task table property match list pulls completion if opened, if completing whether check basic task Complete, solve the problems, such as concurrently to obtain data collision if not completed thread pool zk locks, then check the assets whether Completed through bearing interest, if it is not complete, match query list, is inquired about by id, 5000 every page, calculate each user couple The interest amount answered, generation calculates flowing water, updates the calculating complement mark in property match table, plus the reality pair in assets daily interest table Daily interest, then adds the actual gain of yesterday in user's interest account table, is inserted if data are not present, data are present then more Newly, and then, according to Asset ID acquisition remember information, according to Asset ID obtain assets daily interest information, calculate the knot of the assets The remaining amount of money, balance increase to the user assets it is detailed in, balance increases to the yesterday of the user in actual gain, The calculating complement mark and actual money of more new assets daily interest table, then check whether daily interest table complement mark is fully completed, complete After, interest-bearing task list is updated, match information is finished.
7. the control system that a kind of platform bears interest according to claim 2, it is characterised in that:The precious interest-bearing subsystem of described cash The workflow of system is:Play whether single server connection interest-bearing condition verification completes by timed task after beginning, if Complete whether matching interest-bearing completes, if it is not complete, match information whether there is failed list, do not matched if do not inquired about Interest rate, obtain the amount of money that does not match, calculate user does not match interest, it is newly-increased not match flowing water, increase newly or modification interest hair Table is put, failed list is then checked whether there is, if handling matching again, if not calculating completion updates interest-bearing task list In non-matching primitives to have completed.
8. the control system that a kind of platform bears interest according to claim 2, it is characterised in that:The golden interest-bearing subsystem of described experience The workflow of system is:It is whether initial by timed task single server connecting platform composite income sheet after beginning Complete, if completed, check that experience gold bears interest and whether complete, if it is not complete, inquiry experience gold whether there is failed list, If without ten thousand first day of the first lunar month incomes in searching platform income statement, the experience gold for needing to bear interest from the golden list query of experience, Ran Houji Experience gold income is calculated, the newly-increased golden flowing water of experience increases or changed the golden income of experience in interest granting table newly, then checks whether there is Failed list, if handling matching again, if not updating the golden interest-bearing state of experience in task tables to have completed.
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