CN107103542A - The insurance application methods of sampling, device and system - Google Patents
The insurance application methods of sampling, device and system Download PDFInfo
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- CN107103542A CN107103542A CN201610099030.1A CN201610099030A CN107103542A CN 107103542 A CN107103542 A CN 107103542A CN 201610099030 A CN201610099030 A CN 201610099030A CN 107103542 A CN107103542 A CN 107103542A
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- 238000005070 sampling Methods 0.000 title claims abstract description 405
- 238000000034 method Methods 0.000 title claims abstract description 21
- 230000007246 mechanism Effects 0.000 claims abstract description 82
- 238000001914 filtration Methods 0.000 claims description 17
- 238000000605 extraction Methods 0.000 claims description 6
- 238000012795 verification Methods 0.000 claims description 6
- 238000011835 investigation Methods 0.000 description 20
- 238000011161 development Methods 0.000 description 4
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The present invention relates to a kind of insurance application methods of sampling, device and system, methods described includes：The sampling request that first terminal is sent by application program of sampling is received, the sampling application program is general between Duo Jia mechanisms, the sampling request includes personalized dimension and the personalized sampling proportion of sampling of sample mechanism；According to the sampling acquisition request insurance application to be sampled；The insurance application to be sampled is sampled according to personalized dimension and the personalized sampling proportion of sampling, the corresponding sampling insurance application of the sample mechanism is obtained；The sampling insurance application is sent to second terminal and carries out core guarantor.Mechanism sampling demand can be met in time using this method and repetition software development work is prevented effectively from.
Description
Technical field
The present invention relates to field of computer technology, more particularly to a kind of insurance application methods of sampling, device and it is
System.
Background technology
Insurance application is the written offer that insurer applies for concluding insurance contract to insurance company.Insurance application includes
The contents such as insurer's information, insurance kind of insuring, insured amount and underwriting conditions.Insurance company receive insurance application it
After can carry out core guarantor.Core, which is protected, refers to that insurance company audits to insurance application, decides whether to receive risk covered,
And the process of insured amount rate is determined in the case where receiving risk covered.In face of the insurance application of magnanimity, insurance
The backstage of company can protect rule according to core and most of insurance application is carried out to protect from kinetonucleus, for needing artificial examine
The insurance application of core can then circulate to core and protect post progress artificial nucleus guarantor.In order to effectively be supervised to core guarantor's work,
Multiple mechanisms of insurance company would generally be sampled to insurance application, and the insurance application that sampling is obtained is delivered to manually
Core is protected.Current mode is that mechanism is when proposing sampling demand, and IT departments take out for every the specific of mechanism
Sample demand produces corresponding sampling software, and mechanism is sampled using software is sampled.Because insurance is public
The mechanism of department is numerous, and the sampling demand between different institutions is different, therefore IT departments need to make a variety of differences
Sampling software.More time can be expended due to making sampling software, thus causes the sampling demand of mechanism not
It can in time be met, and there is identical content between multiple sampling softwares, cause what IT departments repeated
Develop software work.
The content of the invention
Based on this, it is necessary to can meet mechanism sampling demand in time there is provided one kind for above-mentioned technical problem
And it is prevented effectively from the insurance application methods of sampling of repetition software development work, device and system.
A kind of insurance application methods of sampling, methods described includes：
The sampling request that first terminal is sent by application program of sampling is received, the sampling application program is more
General between mechanism of family, the sampling request includes the personalized sampling dimension of sample mechanism and personalization is taken out
Sample ratio；
According to the sampling acquisition request insurance application to be sampled；
The insurance application to be sampled is taken out according to personalized dimension and the personalized sampling proportion of sampling
Sample, obtains the corresponding sampling insurance application of the sample mechanism；
The sampling insurance application is sent to second terminal and carries out core guarantor.
In one of the embodiments, it is described according to personalized dimension and the personalized sampling proportion pair of sampling
The insurance application to be sampled is sampled, and obtains the corresponding sampling insurance application of the sample mechanism, including：
The insurance application to be sampled is filtered according to the personalized dimension of sampling, obtains meeting described
The filtering insurance application of propertyization sampling dimension；
Corresponding random number is generated to the insurance application that filtered；
Judge whether the random number falls into the corresponding scope of the personalized sampling proportion；
If so, then having filtered the mark of insurance application described in record, throwing has been filtered according to extracting out the mark
Declaration form, and the insurance application of filtering of extraction is defined as the corresponding sampling insurance application of the sample mechanism.
In one of the embodiments, core guarantor is carried out in described send the sampling insurance application to second terminal
Afterwards, in addition to：
Receive core guarantor's information that second terminal is returned；
The corresponding letters of the information generation sampling insurance application are protected according to the core, and by the letters send to
Third terminal.
In one of the embodiments, described according to personalized dimension and the personalized sampling proportion of sampling
The insurance application to be sampled is sampled, obtains after the corresponding sampling insurance application of the sample mechanism, goes back
Including：
Obtain the quantity of insurance application to be sampled and the quantity of the sampling insurance application；
Calculate the actual ratio of the quantity and the quantity of the insurance application to be sampled of the sampling insurance application；
If the difference of the actual ratio and sampling proportion exceeds threshold range, prompt message is generated.
A kind of insurance application sampling apparatus, described device includes：
Receiving module, is asked for receiving the sampling that first terminal is sent by application program of sampling, described to take out
Sample application program is general between Duo Jia mechanisms, and the sampling request includes the personalized sampling of sample mechanism
Dimension and personalized sampling proportion；
Acquisition module, for according to the sampling acquisition request insurance application to be sampled；
Decimation blocks, for waiting to sample to described according to personalized dimension and the personalized sampling proportion of sampling
Insurance application is sampled, and obtains the corresponding sampling insurance application of the sample mechanism；
Sending module, core guarantor is carried out for the sampling insurance application to be sent to second terminal.
In one of the embodiments, the decimation blocks include：
Filter element, for being filtered according to the personalized dimension of sampling to the insurance application to be sampled,
Obtain meeting the filtering insurance application of the personalized sampling dimension；
Random number generation unit, for generating corresponding random number to the insurance application that filtered；
Judging unit, for judging whether the random number falls into the corresponding scope of the personalized sampling proportion；
Extracting unit, if falling into the corresponding scope of the personalized sampling proportion for the random number, remembers
The mark of insurance application has been filtered described in record, insurance application has been filtered according to extracting out the mark, and will extract out
The insurance application of filtering be defined as the corresponding sampling insurance application of the sample mechanism.
In one of the embodiments, the receiving module is additionally operable to receive core guarantor's information that second terminal is returned；
The sending module is additionally operable to protect the corresponding letters of the information generation sampling insurance application according to the core, and will
The letters are sent to third terminal.
In one of the embodiments, the acquisition module is additionally operable to obtain quantity and the institute of insurance application to be sampled
State the quantity of sampling insurance application；
Described device also includes：
Computing module, quantity and the quantity of the insurance application to be sampled for calculating the sampling insurance application
Actual ratio；
Reminding module, if the difference for the actual ratio and sampling proportion exceeds threshold range, is generated
Prompt message.
A kind of insurance application sampling system, the system includes：
First terminal, the personalized sampling dimension and personalized sampling fraction inputted for acceptance sampling facility personnel
Example, according to personalized sample dimension and the personalized sampling proportion generation sampling request；
Server, for receiving the sampling request, according to the sampling acquisition request insurance application to be sampled,
The insurance application to be sampled is sampled with personalized sampling proportion according to the personalized dimension of sampling and obtained
Sampling insurance application, and the sampling insurance application is sent to second terminal；
Second terminal, core guarantor is carried out for receiving the sampling insurance application, and to the sampling insurance application.
In one of the embodiments, the system also includes：
4th terminal, for receiving the sampling request that the first terminal is sent, is carried out to the sampling request
Examination ＆ verification, the sampling request that examination ＆ verification passes through is sent to server.
The above-mentioned insurance application methods of sampling, device and system, the sampling application for the sampling request that first terminal is sent
Program is general sampling application program between Duo Jia mechanisms, is individually developed therefore without for every mechanism
Sampling application program, is prevented effectively from repeated work.Pass through the personalized sampling dimension and individual character in request of sampling
Change sampling proportion, treat sampling insurance application and be sampled, obtain the sampling insurance application needed for sample mechanism, and
Sampling insurance application is sent to second terminal and carries out core guarantor.Thus, it is possible to convenience sampling mechanism in time using general
Sampling application program be sampled, the sampling demand of every mechanism can be met in time can be prevented effectively from again and take out
The overlapping development work of sample application program.
Brief description of the drawings
Fig. 1 is the applied environment figure of the single methods of sampling of one embodiment China National Investment ＆ Guaranty Corp.；
Fig. 2 is the flow chart of the single methods of sampling of one embodiment China National Investment ＆ Guaranty Corp.；
Fig. 3 is the schematic diagram of the sampling page in one embodiment；
Fig. 4 is the structural representation of the single sampling apparatus of one embodiment China National Investment ＆ Guaranty Corp.；
Fig. 5 is the structural representation of decimation blocks in one embodiment；
Fig. 6 is the structural representation of the single sampling apparatus of another embodiment China National Investment ＆ Guaranty Corp.；
Fig. 7 is the structural representation of the single sampling system of one embodiment China National Investment ＆ Guaranty Corp.；
Fig. 8 is the structural representation of the single sampling system of another embodiment China National Investment ＆ Guaranty Corp.；
Fig. 9 is the structural representation of the single sampling system of a still further embodiment China National Investment ＆ Guaranty Corp.；
Figure 10 is the structural representation of server in one embodiment.
Embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, below in conjunction with accompanying drawing and reality
Example is applied, the present invention will be described in further detail.It should be appreciated that specific embodiment described herein is only
To explain the present invention, it is not intended to limit the present invention.
The insurance application methods of sampling provided in the embodiment of the present invention, can apply to application ring as shown in Figure 1
In border.First terminal 102 is connected by network with server 104.Second terminal 106 by network with
Server 104 is to connection.Wherein, the personalized sampling of the acceptance sampling facility personnel of first terminal 102 input
Dimension and personalized sampling proportion, according to personalization sampling dimension and personalized sampling proportion generation sampling request.
The acceptance sampling of server 104 is asked, according to sampling acquisition request insurance application to be sampled, according to personalization sampling
Dimension and personalized sampling proportion, which are treated sampling insurance application and be sampled, obtains insurance application of sampling, and sampling is thrown
Declaration form is sent to second terminal.The acceptance sampling insurance application of second terminal 106, and core is carried out to sampling insurance application
Protect.Thus the sampling demand of every mechanism can be met in time can be prevented effectively from the repetition of sampling application program again
Development.
In one embodiment, in this way should as shown in Figure 2 there is provided a kind of insurance application methods of sampling
For being illustrated exemplified by server, specifically include：
Step 202, the sampling request that first terminal is sent by application program of sampling, application program of sampling are received
General between Duo Jia mechanisms, sampling request includes the personalized sampling dimension of sample mechanism and personalization is taken out
Sample ratio.
Sampling application program is run on first terminal, the sampling application program is general between Duo Jia mechanisms.
The corresponding sampling page of first terminal displaying, wherein the sampling page includes being applicable the sampling dimension of Duo Jia mechanisms
And sampling proportion, sampling the page it is as shown in Figure 3.Wherein, sampling dimension includes：Sample mechanism, business
Member, insurance kind, protection amount, insurant and in the time of policy purchase at least one of.Sampling proportion can be any ratio
Example.The namely current mechanism being sampled to insurance application of sample mechanism.The personnel of sample mechanism can pass through
The sampling page shown on first terminal inputs personalized sampling dimension and personalized sampling proportion, that is,
The personnel of different sample mechanisms can input different take out according to self-demand in general sampling application program
Sample dimension and different sampling proportions.Personalization sampling dimension and personalized sampling proportion are entirely that basis is taken out
The demand of model machine structure is determined.For example, the number of times that the insurance application of some business personnel is settled a claim after accepting insurance exceedes in advance
If value, can be sampled to the insurance application of the business personnel.It can be sampled according to 30% ratio,
It can be sampled according to 100% ratio.
Step 204, according to sampling acquisition request insurance application to be sampled.
Step 206, sampling insurance application is treated according to personalization sampling dimension and personalized sampling proportion to be taken out
Sample, obtains the corresponding sampling insurance application of sample mechanism.
Insurance application to be sampled can be all insurance applications.If the client of some insurance application has met body up to standard
When inspection requirement or contract Investigation requirements up to standard, the insurance application will not be checked UP in sampling or contract investigation
Sampling.Server is after sampling request is received, according to all insurance applications to be sampled of sampling acquisition request.
Further, sampling initial time can also be included in sampling dimension.Server is receiving sampling request
Afterwards, all insurance applications to be sampled can be obtained according to the sampling initial time carried in sampling request.Clothes
The personalized sampling dimension and personalized sampling proportion of sample mechanism of the business device in sampling request treat sampling
Insure and be sampled.
In one embodiment, sampling insurance application is treated according to personalization sampling dimension and personalized sampling proportion
It is sampled, obtains the corresponding sampling insurance application of sample mechanism, including：Treated according to personalization sampling dimension
Sampling insurance application is filtered, and obtains meeting the filtering insurance application of personalized sampling dimension；To having filtered throwing
Declaration form generates corresponding random number；Judge whether random number falls into the corresponding scope of personalized sampling proportion；If
It is then to record the mark for having filtered insurance application, is extracted out according to mark and filtered insurance application, and by extraction
Filtering insurance application is defined as the corresponding sampling insurance application of sample mechanism.
Server is treated sampling insurance application according to the personalized sampling dimension of sample mechanism and filtered, so that
To the filtering insurance application for meeting personalized sampling dimension.Server obtains filtered insurance application one by one, to every
The individual insurance application that filtered generates corresponding random number, and judges whether random number falls into personalized sampling proportion
Corresponding scope.
Server can calculate the span and individual character of random number according to the precision of personalized sampling proportion
Change the corresponding scope of sampling proportion.Server is changed personalized sampling proportion according to the precision of sampling proportion
Calculate, numerator value is extracted to the sampling proportion after conversion, individual character is defined as by 0 to the scope between the numerator value
Change the corresponding scope of sampling proportion.Server obtains corresponding denominator value according to the precision of sampling proportion, by 0
It is defined as the span of random number to the scope between the denominator value.For example, personalized sampling proportion is
30%, sampling precision can reach 1 ‰, can be defined as the corresponding scope of personalized sampling proportion
(0~300), the span of random number is defined as (0~1000).
Server by utilizing random number functions to it is each meet sampling dimension the insurance application of filtering generation it is corresponding with
Machine number, the random number of generation is in span.If the corresponding random number of insurance application falls into personalized sampling
In the corresponding scope of ratio, then server record has filtered the mark of insurance application, is extracted out and filtered according to mark
Insurance application.Wherein, the corresponding mark of insurance application can be insurance application uniquely numbering or bar code number etc..Clothes
The insurance application of filtering of extraction is defined as the corresponding sampling insurance application of sample mechanism by business device.Because sampling is insured
Be singly from meet sampling dimension filtered insurance application in extract out at random, be pair thus, it is possible to ensure to extract out
Meet the representative insurance application of insurance application of sampling dimension, and then ensure to meet that Duo Jia mechanisms are different to take out
Sample demand.
Step 208, sampling insurance application is sent to second terminal and carries out core guarantor.
Server sends sampling insurance application to second terminal, to cause second terminal to carry out sampling insurance application
Core is protected.Second terminal protects rule according to core and sampling insurance application protected from kinetonucleus.For that can not be protected from kinetonucleus
The content for needing artificial nucleus to protect, can turn by manually carrying out core guarantor.
In the present embodiment, the sampling application program for the sampling request that first terminal is sent is between Duo Jia mechanisms
General sampling application program, individually develops sampling application program therefore without for every mechanism, effectively keeps away
Exempt from repeated work.By the personalized sampling dimension and personalized sampling proportion in request of sampling, sampling is treated
Insurance application is sampled, and obtains the sampling insurance application needed for sample mechanism, and sampling insurance application is sent to the
Two terminals carry out core guarantor.Taken out in time using general sampling application program thus, it is possible to convenience sampling mechanism
Sample, the sampling demand of every mechanism can be met in time can be prevented effectively from the overlapping development of sampling application program again
Work.
In one embodiment, sampling insurance application is being sent to second terminal progress core guarantor, in addition to：
Receive core guarantor's information that second terminal is returned；The corresponding letters of information generation sampling insurance application are protected according to core, and
Letters are sent to third terminal.
In the present embodiment, second terminal can protect rule according to the core pre-set and carry out core to sampling insurance application
Protect.Specifically, second terminal obtains the information of insuring of sampling insurance application, whether judgement is insured includes in information
The keyword and/or image information of setting, if so, then utilizing keyword and/or the corresponding project life of image information
Task is protected into corresponding artificial nucleus.Otherwise, protect rule according to core sampling insurance application protect from kinetonucleus.Throw
Protecting information includes age, sex, protection amount and insurance kind of insurant etc..The keyword of setting is included with being protected
The related content of dangerous people's finance, for example, loan, refund and customer relationship etc..Image information includes being insured
Papers-scanning image and medical image of people etc..
Further, type of sampling is also included in sampling dimension.Type of sampling includes Physical examination and contract is adjusted
Look into.For the sampling insurance application that type of sampling is Physical examination, second terminal is protected rule according to core and carried out certainly
When kinetonucleus is protected, sampling insurance application is screened, obtains treating physical examination insurance application.Second terminal obtains and treats physical examination
Information of insuring in insurance application, and according to the corresponding physical examination project of acquisition of information of insuring；According to physical examination project pair
Treat that physical examination insurance application generates corresponding physical examination letter.Specifically, second terminal judges whether include wind in insurance application
Danger is insured amount；If so, the risk for then adding up all history insurance kinds of insurant is insured amount, risk protection amount is obtained accumulative
Value；The insurance kind that this is insured according to insurance application acquisition insurant, and the physical examination pair set is obtained according to insurance kind
It should be related to；The insured amount aggregate-value of risk and the age of insurant and the physical examination corresponding relation of setting are compared,
Obtain treating physical examination insurance application.
Second terminal returns to core to server and protects information.Wherein, core, which protects information, includes artificial nucleus' guarantor's information and oneself
Kinetonucleus protects information.Server protects the corresponding letters of information generation sampling insurance application according to core.Wherein, letters bag
Include contract investigation letter and physical examination letter etc..If specifically, artificial nucleus, which protect information, includes needs to by insurer
Financial situation and the content examined of health status, then server protect information generation pair according to artificial nucleus
The contract investigation letter answered.If protecting information from kinetonucleus includes treating physical examination information, server is according to treating physical examination
Acquisition of information is corresponding to treat physical examination insurance application, according to treating that physical examination insurance application generates corresponding physical examination letter.Further
, to a sampling insurance application, server protects information according to core can only generate contract investigation letter, also may be used
To only generate physical examination letter, it can also not only generate contract investigation letter but also generate physical examination letter.Server is by the contract of generation
About investigation letter and/or physical examination letter is sent to third terminal.Third terminal can be the terminal for carrying out contract investigation,
It can also be client terminal.Specifically, server sends the contract investigation letter of generation to progress contract investigation
Terminal, so as to insurer officer to sampling insurance application carry out contract investigation in time.Server is by generation
Physical examination letter is sent to client terminal, so that insurant checks UP in time according to physical examination letter and returns corresponding
Physical examination is reported., can be in time to the financial and strong of insurant by issuing contract investigation letter and/or physical examination letter
Health situation etc. is understood, and is easy to insurance company to be made according to the financial situation and health status of insurant and is held
The decision protected or declinatured.
In one embodiment, treat sampling according to personalization sampling dimension and personalized sampling proportion and insure
Singly be sampled, obtain sample mechanism it is corresponding sampling insurance application after, in addition to：Obtain and treat that sampling is insured
Single quantity and the quantity of sampling insurance application；Calculate the quantity and the quantity of insurance application to be sampled of sampling insurance application
Actual ratio；If the difference of actual ratio and sampling proportion exceeds threshold range, prompt message is generated.
In the present embodiment, in order to verify whether general sampling application program meets the sampling demand of Duo Jia mechanisms,
Server can obtain the quantity of insurance application to be sampled and the quantity of sampling insurance application after sampling is completed, and calculate
The actual ratio of the quantity of insurance application of sampling and the quantity of insurance application to be sampled.If actual ratio and sampling proportion
Difference in threshold range, then it represents that can be sampled according to the personalized ratio of sample mechanism, can
Meet the demand of sample mechanism.If the difference of actual ratio and sampling proportion exceeds threshold range, then it represents that not
It can be sampled according to the personalized ratio of sample mechanism, fail to meet the demand of sample mechanism.Server is given birth to
Into prompt message, so that related personnel can timely be updated to sampling application program.
In one embodiment, as shown in Figure 4 there is provided a kind of insurance application sampling apparatus, including：Receive
Module 402, acquisition module 404, decimation blocks 406 and sending module 408, wherein：
Receiving module 402, is asked, sampling for receiving the sampling that first terminal is sent by application program of sampling
Application program is general between Duo Jia mechanisms, sampling request include the personalized sampling dimension of sample mechanism with
Personalized sampling proportion.
Acquisition module 404, for according to sampling acquisition request insurance application to be sampled.
Decimation blocks 406, for treating sampling insurance application according to personalization sampling dimension and personalized sampling proportion
It is sampled, obtains the corresponding sampling insurance application of sample mechanism.
Sending module 408, core guarantor is carried out for sampling insurance application to be sent to second terminal.
In one embodiment, as shown in figure 5, decimation blocks 406 include：It is filter element 406a, random
Number generation unit 406b, judging unit 406c and extracting unit 406d, wherein：
Filter element 406a, is filtered for treating sampling insurance application according to personalization sampling dimension, is obtained
Meet the filtering insurance application of personalized sampling dimension.
Random number generation unit 406b, for generating corresponding random number to having filtered insurance application.
Judging unit 406c, for judging whether random number falls into the corresponding scope of personalized sampling proportion.
Extracting unit 406d, if falling into the corresponding scope of personalized sampling proportion for random number, is recorded
The mark of insurance application is filtered, is extracted out according to mark and has filtered insurance application, and the insurance application of filtering of extraction is true
It is set to the corresponding sampling insurance application of sample mechanism.
In one embodiment, receiving module 402 is additionally operable to receive core guarantor's information that second terminal is returned；Hair
Send module 408 to be additionally operable to protect the corresponding letters of information generation sampling insurance application according to core, and by letters send to
Third terminal.
In one embodiment, acquisition module 404 is additionally operable to obtain the quantity of insurance application to be sampled and sampling is thrown
The quantity of declaration form；As shown in fig. 6, the device also includes：Computing module 410 and reminding module 412, wherein：
Computing module 410, the actual ratio of quantity and the quantity of insurance application to be sampled for calculating sampling insurance application
Example.
Reminding module 412, if the difference for actual ratio and sampling proportion exceeds threshold range, generation is carried
Show information.
In one embodiment, as shown in Figure 7 there is provided a kind of insurance application sampling system, including：First
Terminal 702, server 704 and second terminal 706, wherein：
First terminal 702, the personalized sampling dimension and personalization inputted for acceptance sampling facility personnel is sampled
Ratio, according to personalization sampling dimension and personalized sampling proportion generation sampling request.
Server 704, for acceptance sampling request, according to sampling acquisition request insurance application to be sampled, according to individual
Propertyization samples dimension and personalized sampling proportion is treated sampling insurance application and is sampled and obtains insurance application of sampling, and
Sampling insurance application is sent to second terminal.
Second terminal 706, core guarantor is carried out for acceptance sampling insurance application, and to sampling insurance application.
In the present embodiment, sampling application program is run on first terminal 702, the sampling application program is more
It is general between mechanism of family.First terminal 702 shows the corresponding sampling page, wherein the sampling page includes fitting
With the sampling dimension and sampling proportion of Duo Jia mechanisms.Server 704 receive sampling request after, according to
All insurance applications to be sampled of acquisition request of sampling.Sample mechanism of the server 704 in sampling request
Personalization sampling dimension and personalized sampling proportion, which are treated sampling and insured, to be sampled.
In one embodiment, server 704 is additionally operable to treat sampling insurance application according to personalization sampling dimension
Filtered, obtain meeting the filtering insurance application of personalized sampling dimension；To having filtered insurance application generation pair
The random number answered；Judge whether random number falls into the corresponding scope of personalized sampling proportion；If so, then recording
The mark of insurance application has been filtered, has been extracted out according to mark and has filtered insurance application, and by the filtering insurance application of extraction
It is defined as the corresponding sampling insurance application of sample mechanism.
Server 704 sends sampling insurance application to second terminal 706, to cause 706 pairs of sampling of second terminal
Insurance application carries out core guarantor.Second terminal 706 protects rule according to core and sampling insurance application protected from kinetonucleus.It is right
The content of artificial nucleus guarantor is needed in that can not be protected from kinetonucleus, can be turned by manually carrying out core guarantor.
The sampling application program for the sampling request that first terminal is sent is that general sampling between Duo Jia mechanisms should
With program, sampling application program is individually developed therefore without for every mechanism, repeated work is prevented effectively from.
By the personalized sampling dimension and personalized sampling proportion in request of sampling, treat sampling insurance application and taken out
Sample, obtains the sampling insurance application needed for sample mechanism, and sampling insurance application is sent to second terminal progress core
Protect.It is sampled in time using general sampling application program thus, it is possible to convenience sampling mechanism, can be timely
The overlapping development work of sampling application program can be prevented effectively from again by meeting the sampling demand of every mechanism.
In one embodiment, as shown in figure 8, the system also includes：Third terminal 708, wherein, second
Terminal 706 returns to core to server 704 and protects information, and server 704 is protected information generation sampling according to core and insured
Single corresponding letters, and letters are sent to third terminal 708, third terminal 708 is used for according to letters to clothes
Business device 704 returns to corresponding survey information and/or physical examination report.
In the present embodiment, the core that second terminal 706 is returned to server 704, which protects information, includes artificial nucleus' guarantor's letter
Cease and protect information from kinetonucleus.Server 704 protects the corresponding letters of information generation sampling insurance application according to core.Its
In, letters include contract investigation letter and physical examination letter etc..Specifically, server 704 protects information according to artificial nucleus
Generate corresponding contract investigation letter.Server 704 treats physical examination insurance application according to treating that physical examination acquisition of information is corresponding,
According to treating that physical examination insurance application generates corresponding physical examination letter.Server 704 is by the contract investigation letter and/or body of generation
Inspection letter is sent to third terminal 708.Third terminal 708 can be carry out contract investigation terminal or
Client terminal.Specifically, server sends the contract investigation letter of generation to the terminal for carrying out contract investigation,
So that insurer officer carries out contract investigation in time to sampling insurance application.Server sends out the physical examination letter of generation
Client terminal is delivered to, is reported so that insurant checks UP and returns to corresponding physical examination in time according to physical examination letter.
By issuing contract investigation letter and/or physical examination letter, finance and health status of insurant etc. can be entered in time
Row understands, after third terminal 708 returns to corresponding survey information and/or physical examination report, insurance company's energy
It is enough that the decision accepted insurance or declinatured is made according to the financial situation and health status of insurant.
In one embodiment, as shown in figure 9, the system also includes：4th terminal 710, for receiving the
The sampling request that one terminal 702 is sent, is audited to sampling request, and the sampling that examination ＆ verification passes through is asked to send out
Deliver to server 704.
In the present embodiment, first terminal 702 sends sampling request to the 4th after generation sampling request
Terminal 710 is audited.Personalized sampling dimension and personalization in the sampling request of 4th 710 pairs of terminal are taken out
Sample ratio is audited.After examination ＆ verification passes through, the 4th terminal 710 will sample request transmission to server 704,
Thus, it is possible to avoid first terminal 702 from setting irrational sampling dimension and sampling proportion.
In one embodiment, server 704 is additionally operable to obtain the quantity of insurance application to be sampled and sampling is insured
Single quantity；Calculate the actual ratio of the quantity and the quantity of insurance application to be sampled of sampling insurance application；If actual
Ratio and the difference of sampling proportion exceed threshold range, then generate prompt message.
In the present embodiment, in order to verify whether general sampling application program meets the sampling demand of Duo Jia mechanisms,
Server 704 can obtain the quantity of insurance application to be sampled and the quantity of sampling insurance application after sampling is completed,
Calculate the actual ratio of the quantity and the quantity of insurance application to be sampled of sampling insurance application.If actual ratio and sampling
The difference of ratio is in threshold range, then it represents that can be sampled according to the personalized ratio of sample mechanism,
It disclosure satisfy that the demand of sample mechanism.If the difference of actual ratio and sampling proportion exceeds threshold range, table
Show and fail to be sampled according to the personalized ratio of sample mechanism, fail to meet the demand of sample mechanism.Service
Device 704 generates prompt message, so that related personnel can timely be updated to sampling application program.
In one embodiment, as shown in Figure 10 there is provided a kind of server, including connected by system bus
Processor, built-in storage, non-volatile memory medium and the network interface connect.Wherein, the server is non-
The operating system that is stored with volatile storage medium and insurance application sampling apparatus, insurance application sampling apparatus are used for real
Personalized sampling is now carried out to insurance application.The processor of server be used for provide calculate and control ability, by with
It is set to a kind of insurance application methods of sampling of execution.Server can be independent server or cluster clothes
Business device.
Each technical characteristic of above example can be combined arbitrarily, to make description succinct, not to above-mentioned
The all possible combination of each technical characteristic in embodiment is all described, as long as however, these technologies are special
Contradiction is not present in the combination levied, and is all considered to be the scope of this specification record.
Above example only expresses the several embodiments of the present invention, and it describes more specific and detailed, but
Can not therefore it be construed as limiting the scope of the patent.It should be pointed out that for the general of this area
For logical technical staff, without departing from the inventive concept of the premise, various modifications and improvements can be made,
These belong to protection scope of the present invention.Therefore, the protection domain of patent of the present invention should be wanted with appended right
Ask and be defined.
Claims (10)
1. a kind of insurance application methods of sampling, methods described includes：
The sampling request that first terminal is sent by application program of sampling is received, the sampling application program is more
General between mechanism of family, the sampling request includes the personalized sampling dimension of sample mechanism and personalization is taken out
Sample ratio；
According to the sampling acquisition request insurance application to be sampled；
The insurance application to be sampled is taken out according to personalized dimension and the personalized sampling proportion of sampling
Sample, obtains the corresponding sampling insurance application of the sample mechanism；
The sampling insurance application is sent to second terminal and carries out core guarantor.
2. according to the method described in claim 1, it is characterised in that described to be tieed up according to the personalized sampling
Degree and personalized sampling proportion are sampled to the insurance application to be sampled, and obtain the sample mechanism corresponding
Sampling insurance application, including：
The insurance application to be sampled is filtered according to the personalized dimension of sampling, obtains meeting described
The filtering insurance application of propertyization sampling dimension；
Corresponding random number is generated to the insurance application that filtered；
Judge whether the random number falls into the corresponding scope of the personalized sampling proportion；
If so, then having filtered the mark of insurance application described in record, throwing has been filtered according to extracting out the mark
Declaration form, and the insurance application of filtering of extraction is defined as the corresponding sampling insurance application of the sample mechanism.
3. according to the method described in claim 1, it is characterised in that described by the single-shot of insuring of sampling
Deliver to after second terminal progress core guarantor, in addition to：
Receive core guarantor's information that second terminal is returned；
The corresponding letters of the information generation sampling insurance application are protected according to the core, and by the letters send to
Third terminal.
4. according to the method described in claim 1, it is characterised in that described according to the personalized sampling
Dimension and personalized sampling proportion are sampled to the insurance application to be sampled, and obtain the sample mechanism correspondence
Sampling insurance application after, in addition to：
Obtain the quantity of insurance application to be sampled and the quantity of the sampling insurance application；
Calculate the actual ratio of the quantity and the quantity of the insurance application to be sampled of the sampling insurance application；
If the difference of the actual ratio and sampling proportion exceeds threshold range, prompt message is generated.
5. a kind of insurance application sampling apparatus, it is characterised in that described device includes：
Receiving module, is asked for receiving the sampling that first terminal is sent by application program of sampling, described to take out
Sample application program is general between Duo Jia mechanisms, and the sampling request includes the personalized sampling of sample mechanism
Dimension and personalized sampling proportion；
Acquisition module, for according to the sampling acquisition request insurance application to be sampled；
Decimation blocks, for waiting to sample to described according to personalized dimension and the personalized sampling proportion of sampling
Insurance application is sampled, and obtains the corresponding sampling insurance application of the sample mechanism；
Sending module, core guarantor is carried out for the sampling insurance application to be sent to second terminal.
6. device according to claim 5, it is characterised in that the decimation blocks include：
Filter element, for being filtered according to the personalized dimension of sampling to the insurance application to be sampled,
Obtain meeting the filtering insurance application of the personalized sampling dimension；
Random number generation unit, for generating corresponding random number to the insurance application that filtered；
Judging unit, for judging whether the random number falls into the corresponding scope of the personalized sampling proportion；
Extracting unit, if falling into the corresponding scope of the personalized sampling proportion for the random number, remembers
The mark of insurance application has been filtered described in record, insurance application has been filtered according to extracting out the mark, and will extract out
The insurance application of filtering be defined as the corresponding sampling insurance application of the sample mechanism.
7. device according to claim 5, it is characterised in that the receiving module is additionally operable to reception
The core that two terminals are returned protects information；The sending module is additionally operable to protect the information generation sampling according to the core
The corresponding letters of insurance application, and the letters are sent to third terminal.
8. device according to claim 5, it is characterised in that the acquisition module is additionally operable to acquisition and treated
The quantity of insurance application of sampling and the quantity of the sampling insurance application；
Described device also includes：
Computing module, quantity and the quantity of the insurance application to be sampled for calculating the sampling insurance application
Actual ratio；
Reminding module, if the difference for the actual ratio and sampling proportion exceeds threshold range, is generated
Prompt message.
9. a kind of insurance application sampling system, it is characterised in that the system includes：
First terminal, the personalized sampling dimension and personalized sampling fraction inputted for acceptance sampling facility personnel
Example, according to personalized sample dimension and the personalized sampling proportion generation sampling request；
Server, for receiving the sampling request, according to the sampling acquisition request insurance application to be sampled,
The insurance application to be sampled is sampled with personalized sampling proportion according to the personalized dimension of sampling and obtained
Sampling insurance application, and the sampling insurance application is sent to second terminal；
Second terminal, core guarantor is carried out for receiving the sampling insurance application, and to the sampling insurance application.
10. system according to claim 7, it is characterised in that the system also includes：
4th terminal, for receiving the sampling request that the first terminal is sent, is carried out to the sampling request
Examination ＆ verification, the sampling request that examination ＆ verification passes through is sent to server.
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| CN201610099030.1A CN107103542B (en) | 2016-02-23 | 2016-02-23 | Insurance policy sampling method, device and system |
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| CN201610099030.1A CN107103542B (en) | 2016-02-23 | 2016-02-23 | Insurance policy sampling method, device and system |
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| CN113554299A (en) * | 2021-07-19 | 2021-10-26 | 云南省烟草烟叶公司 | System, method and device for evaluating comprehensive grade quality of tobacco leaves and electronic equipment |
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| CN107103542B (en) | 2021-05-14 |
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