CN107025546A - A kind of transaction terminal - Google Patents

A kind of transaction terminal Download PDF

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Publication number
CN107025546A
CN107025546A CN201610069303.8A CN201610069303A CN107025546A CN 107025546 A CN107025546 A CN 107025546A CN 201610069303 A CN201610069303 A CN 201610069303A CN 107025546 A CN107025546 A CN 107025546A
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CN
China
Prior art keywords
information
data
transaction
rights
human
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CN201610069303.8A
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Chinese (zh)
Inventor
胡卓磊
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Shanghai New Card Information Technology Co Ltd
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Shanghai New Card Information Technology Co Ltd
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Application filed by Shanghai New Card Information Technology Co Ltd filed Critical Shanghai New Card Information Technology Co Ltd
Priority to CN201610069303.8A priority Critical patent/CN107025546A/en
Priority to PCT/CN2016/093573 priority patent/WO2017128682A1/en
Publication of CN107025546A publication Critical patent/CN107025546A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/16Payments settled via telecommunication systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/387Payment using discounts or coupons

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A kind of transaction terminal, including:Human-computer interaction device, transaction request data are inputted for user, and send transaction request data to controller, and transaction request data include trading information data, identity information data and rights and interests channel information data;Controller includes Transaction Information generation unit, Transaction Information generation unit receives the transaction request data from human-computer interaction device, Transaction Information, identity information and rights and interests channel information are extracted respectively from trading information data, identity information data and rights and interests channel information data to obtain transaction request information, and transaction request information is sent to data platform by data platform communication interface;Data platform communication interface, receives actual delivery information and benefits information that data platform is fed back based on transaction request information.Based on above-mentioned transaction terminal, the efficiency of internet trading system can be improved.

Description

A kind of transaction terminal
Technical field
The present invention relates to network technique field, more particularly to a kind of transaction terminal.
Background technology
With the development of network technology, increasing service is provided by network.In consumption activity, Payment is the important step for completing transaction, at present, the general transaction terminal using installed in trade company, for example POS (Pointofsales, point of sale information control system) realizes the payment after the consumption of entity under line. POS is a kind of multi-functional terminal end, and it, which has, supports the functions such as consumption, pre-authorization, inquiry into balance and account transfer.
In practical application scene, there are some network service platforms related to this actual delivery, because This is, it is necessary to which user could be pacified first after the related network platform of this consumption is operated by trade company The transaction terminal of dress is paid.Disappear for example, some preferential activity network service platforms are provided with this Take the preferential action message of correlation, these preferential action messages can allow user to enjoy corresponding rights and interests, So as to produce influence to actual delivery.
Under this similar application scenarios, the function that the transaction terminal of prior art is provided is limited so that Internet trading system is less efficient.
The content of the invention
Present invention solves the technical problem that being to provide a kind of transaction terminal so that internet trading system can be with base Efficiency is improved in the transaction terminal.
In order to solve the above technical problems, the embodiment of the present invention provides a kind of transaction terminal, the transaction terminal Including:Human-computer interaction device, controller and data platform communication interface;Wherein:
Human-computer interaction device, suitable for inputting transaction request data for user, and sends the transaction request number According to the extremely controller, wherein, the transaction request data include trading information data, identity information number According to rights and interests channel information data;
The controller includes Transaction Information generation unit, and the Transaction Information generation unit, which is suitable to receive, to be come From the transaction request data of the human-computer interaction device, from the trading information data, identity information Transaction Information, identity information and rights and interests channel information are extracted respectively in data and rights and interests channel information data, To obtain transaction request information, and by the transaction request information by data platform communication interface send to Data platform;
Data platform communication interface, is fed back suitable for receiving the data platform based on the transaction request information Actual delivery information and benefits information, wherein, the benefits information is by the data platform according to described Rights and interests channel information and identity information inquiry benefits information storehouse are obtained, and the actual delivery information is by institute Data platform is stated to be obtained according to the benefits information and Transaction Information calculating.
Alternatively, the human-computer interaction device include Quick Response Code identification component, the identity information data and/ Or rights and interests channel information scans Quick Response Code by the Quick Response Code identification component and obtained.
Alternatively, the human-computer interaction device includes card recognition part, and the identity information data passes through The card recognition part identification card is obtained.
Alternatively, the human-computer interaction device includes display unit, suitable for showing the actual branch to user Pay information, benefits information and calculate the rights and interests channel information being based on during the actual delivery information.
Alternatively, the human-computer interaction device includes input block, and institute is inputted suitable for the operation based on user State rights and interests channel information data, the trading information data and/or identity information data.
Alternatively, the human-computer interaction device includes printing equipment, suitable for print the actual delivery information, The rights and interests channel information being based on when benefits information and the calculating actual delivery information.
Alternatively, the controller also includes:
Transaction record inquiry request unit, suitable for being generated based on user to the operation of the human-computer interaction device Transaction record inquiry request, and please by the data platform communication interface transmission transaction record inquiry Ask to the data platform, the data platform states transaction record inquiry request inquiry transaction note according to Database is recorded, transaction record data are obtained, wherein, data platform described in the transaction record data storage The transaction journal number of generation, and the corresponding transaction terminal mark of transaction journal number, merchant identification, reality The rights and interests channel information that payment information, benefits information and calculating actual delivery information are based on;
Transaction record receiving unit, the transaction record data suitable for receiving the data platform feedback, concurrently The transaction record data are sent to the human-computer interaction device to be presented to user.
Alternatively, the controller also includes:
Parameter set unit, suitable for based on operation setting merchant identification of the user to the human-computer interaction device, So that the transaction terminal is sent to the data platform, by the data platform with reference to the merchant identification Calculate a point account information.
Alternatively, the controller also includes:
Service management unit, suitable for the operation of the human-computer interaction device is increased or deleted eventually based on user End subscriber information and terminal user authority information are simultaneously preserved.
Alternatively, the controller also includes:Means of payment determining unit, suitable for based on user to described The operation selection means of payment of human-computer interaction device, the means of payment of selection send to the data platform with For recalculating the actual delivery information.
Compared with prior art, the technical scheme of the embodiment of the present invention has the advantages that:
The embodiment of the present invention sets human-computer interaction device to input transaction request data for user, and sends described Transaction request data to the controller, wherein, the transaction request data include trading information data, Identity information data and rights and interests channel information data, the Transaction Information generation unit of the controller, which is received, to be come From the transaction request data of human-computer interaction device, from the trading information data, identity information data With Transaction Information, identity information and rights and interests channel information are extracted in rights and interests channel information data respectively, with Sent to transaction request information, and by the transaction request information by data platform communication interface to data Platform, the data platform communication interface is additionally operable to receive the data platform based on transaction request letter The actual delivery information and benefits information of feedback are ceased, wherein, actual delivery information and the rights and interests letter Breath is that the data platform is inquired about behind benefits information storehouse according to the rights and interests channel information and the identity information Calculating is obtained.As can be seen here, the transaction terminal in the embodiment of the present invention provides trading information data, body The unified entrance of part information data and rights and interests channel information data, compared with prior art, it is no longer necessary to user Other-end is first passed through when paying and inputs what identity information had been obtained to other network platforms request feedback Preferential rights and interests, it is confirmed after could be paid in transaction terminal with new actual delivery information, but directly The disbursement letter finally dealt with can be obtained by connecting the unified transaction request data that send of same transaction terminal Breath, reduces the interaction times of the data flow between terminal and the network platform, so as to save interaction data The resource of occupancy, improves the efficiency of transaction system.
Brief description of the drawings
Fig. 1 is a kind of structured flowchart of transaction terminal in the embodiment of the present invention;
Fig. 2 is a kind of dimensional structure diagram of transaction terminal in the embodiment of the present invention;
Fig. 3 is a kind of structured flowchart of controller in transaction terminal shown in Fig. 1.
Embodiment
As background technology is sayed, in practical application scene, there are some related to this actual delivery Network service platform, accordingly, it would be desirable to user is first after the related network platform of this consumption is operated, The transaction terminal that could be installed by trade company is paid.For example, some preferential activity network service platforms There is provided the preferential action message related to this consumption, these preferential action messages can allow user to enjoy To corresponding rights and interests, so as to produce influence to actual delivery.It is existing under this similar application scenarios The transaction terminal of technology, which exists, makes the problem of internet trading system is less efficient.
The embodiment of the present invention sets human-computer interaction device to input transaction request data for user, and sends described Transaction request data to the controller, wherein, the transaction request data include trading information data, Identity information data and rights and interests channel information data, the Transaction Information generation unit of the controller, which is received, to be come From the transaction request data of human-computer interaction device, from the trading information data, identity information data With Transaction Information, identity information and rights and interests channel information are extracted in rights and interests channel information data respectively, with Sent to transaction request information, and by the transaction request information by data platform communication interface to data Platform, the data platform communication interface is additionally operable to receive the data platform based on transaction request letter The actual delivery information and benefits information of feedback are ceased, wherein, actual delivery information and the rights and interests letter Breath is that the data platform is inquired about behind benefits information storehouse according to the rights and interests channel information and the identity information Calculating is obtained.As can be seen here, the transaction terminal in the embodiment of the present invention provides trading information data, body The unified entrance of part information data and rights and interests channel information data, compared with prior art, it is no longer necessary to user Other-end is first passed through when paying and inputs what identity information had been obtained to other network platforms request feedback Preferential rights and interests, it is confirmed after could be paid in transaction terminal with new actual delivery information, but directly The disbursement letter finally dealt with can be obtained by connecting the unified transaction request data that send of same transaction terminal Breath, reduces the interaction times of the data flow between terminal and the network platform, so as to save interaction data The resource of occupancy, improves the efficiency of transaction system.
It is understandable to enable above-mentioned purpose, feature and beneficial effect of the invention to become apparent, with reference to Accompanying drawing is described in detail to the specific embodiment of the present invention.
Fig. 1 is a kind of structural representation of transaction terminal of the embodiment of the present invention.Transaction is whole as shown in Figure 1 End 10 can include:Human-computer interaction device 101, controller 102 and data platform communication interface 103.
The human-computer interaction device 101, suitable for inputting transaction request data for user, and sends the transaction Request data to the controller, wherein, the transaction request data include trading information data, identity Information data and rights and interests channel information data.
The controller 102 includes Transaction Information generation unit, and the Transaction Information generation unit is suitable to connect The transaction request data from the human-computer interaction device are received, from the trading information data, identity Transaction Information, identity information and rights and interests channel letter are extracted in information data and rights and interests channel information data respectively Breath, to obtain transaction request information, and the transaction request information is sent out by data platform communication interface Deliver to data platform.In specific implementation, the transaction terminal 10 is coupled with the data platform.
The transaction request information includes the Transaction Information, the identity information and rights and interests channel letter Breath.In an embodiment of the present invention, the transaction request data can be processed into by the controller 102 The transaction request information so that the need for data format can meet the data platform processing information.
The Transaction Information is the information corresponding to particular transactions target, for example, can include transaction total amount Information and rights and interests amount information.Wherein transaction total amount information can be the total amount of this transaction.Rights and interests Amount information can be the amount of money of rights and interests of can enjoying privileges, specifically can be according to the institute of transaction terminal 10 Trade company setting carry out calculating acquisition.For example, when trade company's setting where the transaction terminal 10 from Second commodity is risen when can give a discount, and rights and interests amount information then need to deduct first commodity from consumption total amount The amount of money after obtain.
The identity information is the mark of unique identification user identity, for example, can be passport NO., mobile phone Number, bank's card number and member's card number etc..In specific implementation, the transaction terminal 101 can pass through User's tag card is recognized to determine the identity information.
In specific implementation, all identity informations of same user can be associated by the data platform, Can also to should all identity informations of user generate an ID, so that user's identification and user manage Reason.For example, the identity information stored in data platform is bank's card number, when data platform obtains same use During the phone number at family, bank's card number and the phone number can be associated, so that Data platform subsequently can obtain cell-phone number by recognizing bank's card number of the user, or can also lead to Identification ID is crossed to obtain other identity informations.
The rights and interests channel information is characterized can specifically bring the channel for preferential rights and interests of merchandising, the power for user Beneficial channel information can be the different network platforms, such as preferential movable platform A, which is provided, to be directed in current business The preferential action message of specific consumer objects is consumed at family, and the preferential movable platform A is a rights and interests channel Information, in another example, the rights and interests channel information can also be the network platform of bank.
The data platform communication interface 103, is believed suitable for receiving the data platform based on the transaction request The actual delivery information and benefits information of feedback are ceased, wherein, the data platform is according to the rights and interests channel After information and identity information inquiry benefits information storehouse, calculated further according to the Transaction Information and obtain described Actual delivery information and the benefits information.
The actual delivery information can include the amount of money that user is actually needed payment.
The benefits information is the information that influence is produced on the actual delivery information.The benefits information is deposited It is stored in benefits information storehouse, the different rights and interests channel of the benefits information library storage provides for current consumption Benefits information, the such as first preferential movable platform be directed to current trade company B consumption fruit can give twenty percent discount Preferential, the second preferential movable platform is directed to can sell by 10 discount preferential, this example in current trade company B consumption fruit In discount be the benefits information, it is and corresponding with the rights and interests channel information.
In specific implementation, the benefits information by the data platform according to the rights and interests channel information and Identity information inquiry benefits information storehouse is obtained, the actual delivery information by the data platform according to The benefits information and the Transaction Information, which are calculated, to be obtained.
In specific implementation, the data platform obtains the benefits information and the actual delivery information can To obtain in the following manner:
The data platform obtains the rights and interests of rights and interests channel information sensing according to the rights and interests channel information first Information bank, the benefits information storehouse is inquired about in conjunction with the identity information, to obtain the benefits information, Further, the data platform calculates according to the benefits information and the Transaction Information and obtains the reality Border payment information.For example, dealing money can be included in Transaction Information, and discount is included in benefits information Etc. information, thus, the actual delivery amount of money can just be calculated according to dealing money and discount information, it is actual Payment information can include the actual delivery amount of money and other appropriate information.
In practical application scene, the actual delivery information fed back based on the data platform, user The transaction terminal can be used directly to carry out confirmation payment.And in the prior art, first have to by other The preferential platform of terminal inquiry network whether there is the benefits information, then calculate actual delivery information, then It could be paid by transaction terminal according to actual delivery information.As can be seen here, carry in the prior art The transaction terminal of confession to have in actual applications to access the preferential platform of network again by other-end It just can confirm that benefits information and calculate actual delivery information, so as to be needed between terminal and the preferential platform of network Multiple data interaction is carried out, access progress processing of the preferential platform of network to terminal is also required to take platform Resource.Therefore, compared with prior art, the transaction terminal of the embodiment of the present invention is by unifiedly calculating actual branch The entrance of data needed for information is paid, the interactive operation of terminal is simplified, terminal is reduced and is put down with network service Interaction times between platform, and then the efficiency of network trading is improved, improve the transaction coupled with transaction terminal The treatment effeciency of system (being also known as data platform in embodiments of the present invention).
The human-computer interaction device 101 is described in detail with reference to other embodiment.
In specific implementation, the human-computer interaction device 101 can include Quick Response Code identification component, described Identity information data and/or rights and interests channel information scan Quick Response Code by the Quick Response Code identification component and obtained. Fig. 2 is refer to, Fig. 2 shows a kind of transaction terminal of the embodiment of the present invention in actual applications.Described two It can be camera 201 to tie up code identification component.
In specific implementation, the human-computer interaction device 101 can include card recognition part, the body Part information data passes through the information acquisition that is carried in the card recognition part identification card.User identifies body The card of part can be bank card and member card etc., and the type that the card carries information can be chip type Or magnetic strip.For example, referring to shown in Fig. 2, the card recognition part can be energy Recognize the part 204 of magnetic strip card or the part 205 of energy identification chip formula card.
In specific implementation, the identity information data can be bank's card number, member's card number and cell-phone number Deng.When a variety of identity information datas of same user have been associated, silver is recognized by card recognition part During the card number of the capable card number blocked or other identity cards, the data platform can will pass through wherein one Plant identity information and be associated with other identity informations.
In specific implementation, the human-computer interaction device 201 can include input block, suitable for based on use The operation at family inputs the rights and interests channel information data, the trading information data and/or identity information data. With reference to Fig. 2, the input block can be keyboard 203 or can enter the touch-screen of row information input.
In specific implementation, the human-computer interaction device 201 can include display unit, suitable for user Show the actual delivery information, benefits information and calculate the power being based on during the actual delivery information Beneficial channel information.With reference to Fig. 2, the display unit can be capacitive touch screen 202.
It is pointed out that it will be understood to those skilled in the art that touch-screen can as display unit, It can also be limited herein as input block.
In specific implementation, the human-computer interaction device can also include printing equipment, described suitable for printing The rights and interests channel letter being based on when actual delivery information, benefits information and the calculating actual delivery information Breath.Correspondence reference picture 2, the printing equipment can be the part 207 in Fig. 2, for shown in Fig. 2 In transaction terminal, special printing paper can be put into printing equipment 207 and is printed.The printing Device 207 is coupled with the controller 102.
It is pointed out that it will be understood to those skilled in the art that the information of printing removes above-mentioned reality Outside the rights and interests channel information being based on when payment information, benefits information and the calculating actual delivery information, Other information, such as exchange hour, transaction journal number, transaction terminal identification number and trade company can also be included Number etc., it is not limited herein.
Transaction terminal 10 shown in Fig. 2 also includes miscellaneous part, such as power switch 206, for example Other interfaces being connected with external equipment set etc., art technology are embodied for transaction terminal Personnel can be understood as be embodied technical scheme should adaptability set miscellaneous part, This is repeated no more.
Fig. 3 is a kind of structural representation of controller in the embodiment of the present invention.Control as shown in Figure 3 Device 30, can include Transaction Information generation unit 301;
The Transaction Information generation unit 301 is suitable to receive the transaction from the human-computer interaction device Request data, from the trading information data, identity information data and rights and interests channel information data respectively Transaction Information, identity information and rights and interests channel information are extracted, to obtain transaction request information, and will be described Transaction request information is sent to data platform by data platform communication interface.Data platform is according to rights and interests canal The road information searching benefits information associated with identity information, is then believed based on the Transaction Information and rights and interests again Breath calculating obtains actual delivery information.
In specific implementation, the controller 30 can also include transaction record inquiry request unit 302, Suitable for generating transaction record inquiry request to the operation of the human-computer interaction device based on user, and pass through institute State data platform communication interface and send the transaction record inquiry request to the data platform, the data Platform states transaction record inquiry request inquiry transaction record database according to, obtains transaction record data, Wherein, the transaction journal number that data platform described in the transaction record data storage is generated, and transaction flow The corresponding transaction terminal mark of water number, merchant identification, actual delivery information, benefits information and calculating are actual The rights and interests channel information that payment information is based on.
Wherein, the transaction journal number obtains the actual delivery information and the power in the data platform Generate and store during beneficial information, the generation of the unique mark actual delivery information successively, with the reality There is corresponding relation in payment information and the benefits information, meanwhile, calculate what actual delivery information was based on There is also corresponding relation with the transaction journal number for rights and interests channel information.
In specific implementation, the controller 30 can also include transaction record receiving unit 303, be suitable to The transaction record data of the data platform feedback are received, and send the transaction record data to the people Machine interactive device is to be presented to user.
In specific implementation, the transaction record data are shown by the display unit of the human-computer interaction device User is shown in, can also be exported by way of the sound output portion of the human-computer interaction device is with audio To user.
In specific implementation, the controller 30 can also include parameter set unit 304, suitable for based on User is to the operation setting merchant identification of the human-computer interaction device, so that the transaction terminal is sent to institute Data platform is stated, a point account information is calculated with reference to the merchant identification by the data platform.
Described point of account information is that the data platform is based on the actual delivery information and point account percent information meter Calculate gained, described point of account ratio be trade company and other network service platforms (such as preferential movable platform) it Between service to the percent information of valency.The data platform is according to the merchant identification and the rights and interests canal Road information can inquire about a point account percent information database and obtain point account percent information.
In specific implementation, the controller 30 can also include service management unit 305, suitable for based on Operation of the user to the human-computer interaction device increases or deleted information of terminal user and terminal user authority is believed Cease and preserve.
The information of terminal user is the relevant information for the operating personnel that can operate the transaction terminal 30, The information such as account and password can be included.By setting the information of terminal user and the terminal user to weigh Limit information can improve the security paid using the transaction terminal 30.
In specific implementation, the controller 30 can also include means of payment determining unit 306, be suitable to The means of payment is selected the operation of the human-computer interaction device based on user, the means of payment of selection send to The data platform is for recalculating the actual delivery information.
In specific implementation, in the benefits information by the data platform according to the rights and interests channel information Obtained with identity information inquiry benefits information storehouse, and the actual delivery information is put down by the data Platform is calculated according to the benefits information and the Transaction Information obtain after, the data platform can further according to Family operates the means of payment of selection to determine means of payment benefits information, recalculates the actual delivery information. Wherein, the means of payment benefits information can also produce influence to final actual delivery information, allow use Family can enjoy more preferential rights and interests.
For example, the data platform obtains the power according to the rights and interests channel information and the identity information Beneficial information is eighty percent discount, and the means of payment selected based on user is paid for bank card, and the bank card is paid The corresponding means of payment benefits information of mode is preferential ten yuan, then the data platform is according to preferential power Beneficial information is calculated after actual delivery information, and the means of payment benefits information according still further to preferential ten yuan is recalculated The actual delivery information.
It should be noted that in other embodiments, the controller 30 can also include other functions Unit, is not limited herein.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment Rapid to can be by program to instruct the hardware of correlation to complete, the program can be stored in computer-readable In storage medium, storage medium can include:ROM, RAM, disk or CD etc..
The method and system to the embodiment of the present invention have been described in detail above, and the present invention is not limited thereto. Any those skilled in the art, without departing from the spirit and scope of the present invention, can make it is various change with Change, therefore protection scope of the present invention should be defined by claim limited range.

Claims (10)

1. a kind of transaction terminal, it is characterised in that including:Human-computer interaction device, controller and data platform are logical Communication interface;Wherein:
Human-computer interaction device, suitable for inputting transaction request data for user, and sends the transaction request data To the controller, wherein, the transaction request data include trading information data, identity information number According to rights and interests channel information data;
The controller includes Transaction Information generation unit, and the Transaction Information generation unit comes from suitable for reception The transaction request data of the human-computer interaction device, from the trading information data, identity information Transaction Information, identity information and rights and interests channel information are extracted respectively in data and rights and interests channel information data, To obtain transaction request information, and the transaction request information is sent by data platform communication interface To data platform;
Data platform communication interface, is fed back suitable for receiving the data platform based on the transaction request information Actual delivery information and benefits information, wherein, the benefits information is by the data platform according to described Rights and interests channel information and identity information inquiry benefits information storehouse are obtained, the actual delivery information by The data platform is calculated according to the benefits information and the Transaction Information and obtained.
2. transaction terminal according to claim 1, it is characterised in that the human-computer interaction device includes two Code identification component is tieed up, the identity information data and/or rights and interests channel information are recognized by the Quick Response Code Part scanning Quick Response Code is obtained.
3. transaction terminal according to claim 1, it is characterised in that the human-computer interaction device includes card Piece identification component, the identity information data is obtained by the card recognition part identification card.
4. transaction terminal according to claim 1, it is characterised in that the human-computer interaction device includes aobvious Show part, suitable for showing the actual delivery information, benefits information to user and calculating the reality The rights and interests channel information being based on during payment information.
5. transaction terminal according to claim 1, it is characterised in that the human-computer interaction device includes defeated Enter part, the rights and interests channel information data, the Transaction Information are inputted suitable for the operation based on user Data and/or identity information data.
6. transaction terminal according to claim 1, it is characterised in that the human-computer interaction device includes beating Printing equipment is put, suitable for printing the actual delivery information, benefits information and calculating the actual delivery letter The rights and interests channel information being based on during breath.
7. transaction terminal according to claim 1, it is characterised in that the controller also includes:
Transaction record inquiry request unit, is handed over suitable for being generated based on user to the operation of the human-computer interaction device Easily record inquiry request, and please by the data platform communication interface transmission transaction record inquiry Ask to the data platform, the data platform states the inquiry transaction of transaction record inquiry request according to Database of record, obtains transaction record data, wherein, data described in the transaction record data storage Platform generation transaction journal number, and the corresponding transaction terminal mark of transaction journal number, merchant identification, The rights and interests channel information that actual delivery information, benefits information and calculating actual delivery information are based on;
Transaction record receiving unit, suitable for receiving the transaction record data of the data platform feedback, and sends The transaction record data are to the human-computer interaction device to be presented to user.
8. transaction terminal according to claim 1, it is characterised in that the controller also includes:
Parameter set unit, suitable for based on operation setting merchant identification of the user to the human-computer interaction device, So that the transaction terminal is sent to the data platform, marked by the data platform with reference to the trade company Know and calculate a point account information.
9. transaction terminal according to claim 1, it is characterised in that the controller also includes:
Service management unit, suitable for being increased based on user the operation of the human-computer interaction device or deleting terminal User profile and terminal user authority information are simultaneously preserved.
10. transaction terminal according to claim 1, it is characterised in that the controller also includes:Pay Mode determining unit, suitable for selecting the means of payment to the operation of the human-computer interaction device based on user, The means of payment of selection sends to the data platform to recalculate the actual delivery information.
CN201610069303.8A 2016-01-29 2016-01-29 A kind of transaction terminal Pending CN107025546A (en)

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PCT/CN2016/093573 WO2017128682A1 (en) 2016-01-29 2016-08-05 Transaction terminal

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CN110197392A (en) * 2019-04-16 2019-09-03 深圳壹账通智能科技有限公司 Equity data transfer device, device, electronic equipment and storage medium

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